4010万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4010万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4010万円の住宅ローン|期間・年数別
4010万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥79,229 |
¥47,537,597 |
¥7,437,597 |
| 50 |
0.80% |
¥81,111 |
¥48,666,435 |
¥8,566,435 |
| 50 |
0.90% |
¥83,019 |
¥49,811,699 |
¥9,711,699 |
| 50 |
1.00% |
¥84,956 |
¥50,973,319 |
¥10,873,319 |
| 50 |
1.10% |
¥86,919 |
¥52,151,214 |
¥12,051,214 |
| 50 |
1.20% |
¥88,909 |
¥53,345,300 |
¥13,245,300 |
| 50 |
1.30% |
¥90,926 |
¥54,555,480 |
¥14,455,480 |
| 50 |
1.40% |
¥92,969 |
¥55,781,654 |
¥15,681,654 |
| 50 |
1.50% |
¥95,040 |
¥57,023,714 |
¥16,923,714 |
| 50 |
1.60% |
¥97,136 |
¥58,281,544 |
¥18,181,544 |
| 50 |
1.70% |
¥99,258 |
¥59,555,021 |
¥19,455,021 |
| 50 |
1.80% |
¥101,407 |
¥60,844,019 |
¥20,744,019 |
| 50 |
1.90% |
¥103,581 |
¥62,148,400 |
¥22,048,400 |
| 50 |
2.00% |
¥105,780 |
¥63,468,025 |
¥23,368,025 |
| 50 |
2.10% |
¥108,005 |
¥64,802,747 |
¥24,702,747 |
| 50 |
2.20% |
¥110,254 |
¥66,152,413 |
¥26,052,413 |
| 50 |
2.30% |
¥112,528 |
¥67,516,866 |
¥27,416,866 |
| 50 |
2.40% |
¥114,827 |
¥68,895,942 |
¥28,795,942 |
| 50 |
2.50% |
¥117,149 |
¥70,289,474 |
¥30,189,474 |
| 50 |
2.60% |
¥119,495 |
¥71,697,289 |
¥31,597,289 |
| 50 |
2.70% |
¥121,865 |
¥73,119,210 |
¥33,019,210 |
| 50 |
2.80% |
¥124,258 |
¥74,555,058 |
¥34,455,058 |
| 50 |
2.90% |
¥126,674 |
¥76,004,646 |
¥35,904,646 |
| 50 |
3.00% |
¥129,113 |
¥77,467,786 |
¥37,367,786 |
4010万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥86,590 |
¥46,758,378 |
¥6,658,378 |
| 45 |
0.80% |
¥88,451 |
¥47,763,369 |
¥7,663,369 |
| 45 |
0.90% |
¥90,336 |
¥48,781,706 |
¥8,681,706 |
| 45 |
1.00% |
¥92,247 |
¥49,813,342 |
¥9,713,342 |
| 45 |
1.10% |
¥94,182 |
¥50,858,223 |
¥10,758,223 |
| 45 |
1.20% |
¥96,141 |
¥51,916,294 |
¥11,816,294 |
| 45 |
1.30% |
¥98,125 |
¥52,987,490 |
¥12,887,490 |
| 45 |
1.40% |
¥100,133 |
¥54,071,745 |
¥13,971,745 |
| 45 |
1.50% |
¥102,165 |
¥55,168,987 |
¥15,068,987 |
| 45 |
1.60% |
¥104,221 |
¥56,279,138 |
¥16,179,138 |
| 45 |
1.70% |
¥106,300 |
¥57,402,117 |
¥17,302,117 |
| 45 |
1.80% |
¥108,403 |
¥58,537,839 |
¥18,437,839 |
| 45 |
1.90% |
¥110,530 |
¥59,686,212 |
¥19,586,212 |
| 45 |
2.00% |
¥112,680 |
¥60,847,142 |
¥20,747,142 |
| 45 |
2.10% |
¥114,853 |
¥62,020,531 |
¥21,920,531 |
| 45 |
2.20% |
¥117,049 |
¥63,206,276 |
¥23,106,276 |
| 45 |
2.30% |
¥119,267 |
¥64,404,270 |
¥24,304,270 |
| 45 |
2.40% |
¥121,508 |
¥65,614,404 |
¥25,514,404 |
| 45 |
2.50% |
¥123,771 |
¥66,836,563 |
¥26,736,563 |
| 45 |
2.60% |
¥126,057 |
¥68,070,630 |
¥27,970,630 |
| 45 |
2.70% |
¥128,364 |
¥69,316,485 |
¥29,216,485 |
| 45 |
2.80% |
¥130,693 |
¥70,574,003 |
¥30,474,003 |
| 45 |
2.90% |
¥133,043 |
¥71,843,060 |
¥31,743,060 |
| 45 |
3.00% |
¥135,414 |
¥73,123,524 |
¥33,023,524 |
4010万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥95,807 |
¥45,987,264 |
¥5,887,264 |
| 40 |
0.80% |
¥97,648 |
¥46,870,856 |
¥6,770,856 |
| 40 |
0.90% |
¥99,510 |
¥47,765,022 |
¥7,665,022 |
| 40 |
1.00% |
¥101,395 |
¥48,669,731 |
¥8,569,731 |
| 40 |
1.10% |
¥103,302 |
¥49,584,952 |
¥9,484,952 |
| 40 |
1.20% |
¥105,231 |
¥50,510,646 |
¥10,410,646 |
| 40 |
1.30% |
¥107,181 |
¥51,446,775 |
¥11,346,775 |
| 40 |
1.40% |
¥109,153 |
¥52,393,296 |
¥12,293,296 |
| 40 |
1.50% |
¥111,146 |
¥53,350,163 |
¥13,250,163 |
| 40 |
1.60% |
¥113,161 |
¥54,317,327 |
¥14,217,327 |
| 40 |
1.70% |
¥115,197 |
¥55,294,737 |
¥15,194,737 |
| 40 |
1.80% |
¥117,255 |
¥56,282,338 |
¥16,182,338 |
| 40 |
1.90% |
¥119,333 |
¥57,280,072 |
¥17,180,072 |
| 40 |
2.00% |
¥121,433 |
¥58,287,879 |
¥18,187,879 |
| 40 |
2.10% |
¥123,554 |
¥59,305,696 |
¥19,205,696 |
| 40 |
2.20% |
¥125,695 |
¥60,333,458 |
¥20,233,458 |
| 40 |
2.30% |
¥127,856 |
¥61,371,096 |
¥21,271,096 |
| 40 |
2.40% |
¥130,039 |
¥62,418,538 |
¥22,318,538 |
| 40 |
2.50% |
¥132,241 |
¥63,475,713 |
¥23,375,713 |
| 40 |
2.60% |
¥134,464 |
¥64,542,544 |
¥24,442,544 |
| 40 |
2.70% |
¥136,706 |
¥65,618,954 |
¥25,518,954 |
| 40 |
2.80% |
¥138,968 |
¥66,704,862 |
¥26,604,862 |
| 40 |
2.90% |
¥141,250 |
¥67,800,186 |
¥27,700,186 |
| 40 |
3.00% |
¥143,552 |
¥68,904,842 |
¥28,804,842 |
4010万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥107,677 |
¥45,224,270 |
¥5,124,270 |
| 35 |
0.80% |
¥109,497 |
¥45,988,923 |
¥5,888,923 |
| 35 |
0.90% |
¥111,337 |
¥46,761,692 |
¥6,661,692 |
| 35 |
1.00% |
¥113,197 |
¥47,542,557 |
¥7,442,557 |
| 35 |
1.10% |
¥115,075 |
¥48,331,500 |
¥8,231,500 |
| 35 |
1.20% |
¥116,973 |
¥49,128,499 |
¥9,028,499 |
| 35 |
1.30% |
¥118,889 |
¥49,933,530 |
¥9,833,530 |
| 35 |
1.40% |
¥120,825 |
¥50,746,567 |
¥10,646,567 |
| 35 |
1.50% |
¥122,780 |
¥51,567,583 |
¥11,467,583 |
| 35 |
1.60% |
¥124,754 |
¥52,396,550 |
¥12,296,550 |
| 35 |
1.70% |
¥126,746 |
¥53,233,436 |
¥13,133,436 |
| 35 |
1.80% |
¥128,758 |
¥54,078,209 |
¥13,978,209 |
| 35 |
1.90% |
¥130,788 |
¥54,930,834 |
¥14,830,834 |
| 35 |
2.00% |
¥132,836 |
¥55,791,276 |
¥15,691,276 |
| 35 |
2.10% |
¥134,904 |
¥56,659,495 |
¥16,559,495 |
| 35 |
2.20% |
¥136,989 |
¥57,535,454 |
¥17,435,454 |
| 35 |
2.30% |
¥139,093 |
¥58,419,110 |
¥18,319,110 |
| 35 |
2.40% |
¥141,215 |
¥59,310,422 |
¥19,210,422 |
| 35 |
2.50% |
¥143,356 |
¥60,209,344 |
¥20,109,344 |
| 35 |
2.60% |
¥145,514 |
¥61,115,832 |
¥21,015,832 |
| 35 |
2.70% |
¥147,690 |
¥62,029,837 |
¥21,929,837 |
| 35 |
2.80% |
¥149,884 |
¥62,951,312 |
¥22,851,312 |
| 35 |
2.90% |
¥152,096 |
¥63,880,207 |
¥23,780,207 |
| 35 |
3.00% |
¥154,325 |
¥64,816,469 |
¥24,716,469 |
4010万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥123,526 |
¥44,469,411 |
¥4,369,411 |
| 30 |
0.80% |
¥125,327 |
¥45,117,597 |
¥5,017,597 |
| 30 |
0.90% |
¥127,144 |
¥45,771,757 |
¥5,671,757 |
| 30 |
1.00% |
¥128,977 |
¥46,431,881 |
¥6,331,881 |
| 30 |
1.10% |
¥130,828 |
¥47,097,959 |
¥6,997,959 |
| 30 |
1.20% |
¥132,694 |
¥47,769,979 |
¥7,669,979 |
| 30 |
1.30% |
¥134,578 |
¥48,447,928 |
¥8,347,928 |
| 30 |
1.40% |
¥136,477 |
¥49,131,791 |
¥9,031,791 |
| 30 |
1.50% |
¥138,393 |
¥49,821,554 |
¥9,721,554 |
| 30 |
1.60% |
¥140,326 |
¥50,517,200 |
¥10,417,200 |
| 30 |
1.70% |
¥142,274 |
¥51,218,713 |
¥11,118,713 |
| 30 |
1.80% |
¥144,239 |
¥51,926,075 |
¥11,826,075 |
| 30 |
1.90% |
¥146,220 |
¥52,639,266 |
¥12,539,266 |
| 30 |
2.00% |
¥148,217 |
¥53,358,267 |
¥13,258,267 |
| 30 |
2.10% |
¥150,231 |
¥54,083,057 |
¥13,983,057 |
| 30 |
2.20% |
¥152,260 |
¥54,813,613 |
¥14,713,613 |
| 30 |
2.30% |
¥154,305 |
¥55,549,914 |
¥15,449,914 |
| 30 |
2.40% |
¥156,366 |
¥56,291,936 |
¥16,191,936 |
| 30 |
2.50% |
¥158,443 |
¥57,039,653 |
¥16,939,653 |
| 30 |
2.60% |
¥160,536 |
¥57,793,041 |
¥17,693,041 |
| 30 |
2.70% |
¥162,645 |
¥58,552,073 |
¥18,452,073 |
| 30 |
2.80% |
¥164,769 |
¥59,316,722 |
¥19,216,722 |
| 30 |
2.90% |
¥166,908 |
¥60,086,960 |
¥19,986,960 |
| 30 |
3.00% |
¥169,063 |
¥60,862,758 |
¥20,762,758 |
4010万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥145,742 |
¥43,722,701 |
¥3,622,701 |
| 25 |
0.80% |
¥147,523 |
¥44,256,898 |
¥4,156,898 |
| 25 |
0.90% |
¥149,318 |
¥44,795,252 |
¥4,695,252 |
| 25 |
1.00% |
¥151,126 |
¥45,337,756 |
¥5,237,756 |
| 25 |
1.10% |
¥152,948 |
¥45,884,407 |
¥5,784,407 |
| 25 |
1.20% |
¥154,784 |
¥46,435,197 |
¥6,335,197 |
| 25 |
1.30% |
¥156,634 |
¥46,990,121 |
¥6,890,121 |
| 25 |
1.40% |
¥158,497 |
¥47,549,171 |
¥7,449,171 |
| 25 |
1.50% |
¥160,374 |
¥48,112,340 |
¥8,012,340 |
| 25 |
1.60% |
¥162,265 |
¥48,679,620 |
¥8,579,620 |
| 25 |
1.70% |
¥164,170 |
¥49,251,003 |
¥9,151,003 |
| 25 |
1.80% |
¥166,088 |
¥49,826,480 |
¥9,726,480 |
| 25 |
1.90% |
¥168,020 |
¥50,406,041 |
¥10,306,041 |
| 25 |
2.00% |
¥169,966 |
¥50,989,677 |
¥10,889,677 |
| 25 |
2.10% |
¥171,925 |
¥51,577,377 |
¥11,477,377 |
| 25 |
2.20% |
¥173,897 |
¥52,169,130 |
¥12,069,130 |
| 25 |
2.30% |
¥175,883 |
¥52,764,925 |
¥12,664,925 |
| 25 |
2.40% |
¥177,882 |
¥53,364,750 |
¥13,264,750 |
| 25 |
2.50% |
¥179,895 |
¥53,968,593 |
¥13,868,593 |
| 25 |
2.60% |
¥181,921 |
¥54,576,442 |
¥14,476,442 |
| 25 |
2.70% |
¥183,961 |
¥55,188,283 |
¥15,088,283 |
| 25 |
2.80% |
¥186,014 |
¥55,804,102 |
¥15,704,102 |
| 25 |
2.90% |
¥188,080 |
¥56,423,886 |
¥16,323,886 |
| 25 |
3.00% |
¥190,159 |
¥57,047,621 |
¥16,947,621 |
4010万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥179,101 |
¥42,984,151 |
¥2,884,151 |
| 20 |
0.80% |
¥180,862 |
¥43,406,847 |
¥3,306,847 |
| 20 |
0.90% |
¥182,634 |
¥43,832,207 |
¥3,732,207 |
| 20 |
1.00% |
¥184,418 |
¥44,260,228 |
¥4,160,228 |
| 20 |
1.10% |
¥186,212 |
¥44,690,909 |
¥4,590,909 |
| 20 |
1.20% |
¥188,018 |
¥45,124,246 |
¥5,024,246 |
| 20 |
1.30% |
¥189,834 |
¥45,560,238 |
¥5,460,238 |
| 20 |
1.40% |
¥191,662 |
¥45,998,880 |
¥5,898,880 |
| 20 |
1.50% |
¥193,501 |
¥46,440,170 |
¥6,340,170 |
| 20 |
1.60% |
¥195,350 |
¥46,884,105 |
¥6,784,105 |
| 20 |
1.70% |
¥197,211 |
¥47,330,680 |
¥7,230,680 |
| 20 |
1.80% |
¥199,083 |
¥47,779,893 |
¥7,679,893 |
| 20 |
1.90% |
¥200,966 |
¥48,231,738 |
¥8,131,738 |
| 20 |
2.00% |
¥202,859 |
¥48,686,212 |
¥8,586,212 |
| 20 |
2.10% |
¥204,764 |
¥49,143,311 |
¥9,043,311 |
| 20 |
2.20% |
¥206,679 |
¥49,603,029 |
¥9,503,029 |
| 20 |
2.30% |
¥208,606 |
¥50,065,363 |
¥9,965,363 |
| 20 |
2.40% |
¥210,543 |
¥50,530,306 |
¥10,430,306 |
| 20 |
2.50% |
¥212,491 |
¥50,997,854 |
¥10,897,854 |
| 20 |
2.60% |
¥214,450 |
¥51,468,002 |
¥11,368,002 |
| 20 |
2.70% |
¥216,420 |
¥51,940,744 |
¥11,840,744 |
| 20 |
2.80% |
¥218,400 |
¥52,416,073 |
¥12,316,073 |
| 20 |
2.90% |
¥220,392 |
¥52,893,985 |
¥12,793,985 |
| 20 |
3.00% |
¥222,394 |
¥53,374,473 |
¥13,274,473 |
4010万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥234,743 |
¥42,253,769 |
¥2,153,769 |
| 15 |
0.80% |
¥236,486 |
¥42,567,458 |
¥2,467,458 |
| 15 |
0.90% |
¥238,237 |
¥42,882,646 |
¥2,782,646 |
| 15 |
1.00% |
¥239,996 |
¥43,199,334 |
¥3,099,334 |
| 15 |
1.10% |
¥241,764 |
¥43,517,520 |
¥3,417,520 |
| 15 |
1.20% |
¥243,540 |
¥43,837,204 |
¥3,737,204 |
| 15 |
1.30% |
¥245,324 |
¥44,158,385 |
¥4,058,385 |
| 15 |
1.40% |
¥247,117 |
¥44,481,061 |
¥4,381,061 |
| 15 |
1.50% |
¥248,918 |
¥44,805,231 |
¥4,705,231 |
| 15 |
1.60% |
¥250,727 |
¥45,130,895 |
¥5,030,895 |
| 15 |
1.70% |
¥252,545 |
¥45,458,051 |
¥5,358,051 |
| 15 |
1.80% |
¥254,371 |
¥45,786,698 |
¥5,686,698 |
| 15 |
1.90% |
¥256,205 |
¥46,116,834 |
¥6,016,834 |
| 15 |
2.00% |
¥258,047 |
¥46,448,458 |
¥6,348,458 |
| 15 |
2.10% |
¥259,898 |
¥46,781,569 |
¥6,681,569 |
| 15 |
2.20% |
¥261,756 |
¥47,116,164 |
¥7,016,164 |
| 15 |
2.30% |
¥263,624 |
¥47,452,244 |
¥7,352,244 |
| 15 |
2.40% |
¥265,499 |
¥47,789,804 |
¥7,689,804 |
| 15 |
2.50% |
¥267,382 |
¥48,128,845 |
¥8,028,845 |
| 15 |
2.60% |
¥269,274 |
¥48,469,364 |
¥8,369,364 |
| 15 |
2.70% |
¥271,174 |
¥48,811,359 |
¥8,711,359 |
| 15 |
2.80% |
¥273,082 |
¥49,154,829 |
¥9,054,829 |
| 15 |
2.90% |
¥274,999 |
¥49,499,771 |
¥9,399,771 |
| 15 |
3.00% |
¥276,923 |
¥49,846,183 |
¥9,746,183 |
4010万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥346,096 |
¥41,531,563 |
¥1,431,563 |
| 10 |
0.80% |
¥347,823 |
¥41,738,742 |
¥1,638,742 |
| 10 |
0.90% |
¥349,555 |
¥41,946,589 |
¥1,846,589 |
| 10 |
1.00% |
¥351,293 |
¥42,155,103 |
¥2,055,103 |
| 10 |
1.10% |
¥353,036 |
¥42,364,284 |
¥2,264,284 |
| 10 |
1.20% |
¥354,784 |
¥42,574,131 |
¥2,474,131 |
| 10 |
1.30% |
¥356,539 |
¥42,784,645 |
¥2,684,645 |
| 10 |
1.40% |
¥358,299 |
¥42,995,824 |
¥2,895,824 |
| 10 |
1.50% |
¥360,064 |
¥43,207,670 |
¥3,107,670 |
| 10 |
1.60% |
¥361,835 |
¥43,420,181 |
¥3,320,181 |
| 10 |
1.70% |
¥363,611 |
¥43,633,357 |
¥3,533,357 |
| 10 |
1.80% |
¥365,393 |
¥43,847,198 |
¥3,747,198 |
| 10 |
1.90% |
¥367,181 |
¥44,061,704 |
¥3,961,704 |
| 10 |
2.00% |
¥368,974 |
¥44,276,874 |
¥4,176,874 |
| 10 |
2.10% |
¥370,773 |
¥44,492,708 |
¥4,392,708 |
| 10 |
2.20% |
¥372,577 |
¥44,709,206 |
¥4,609,206 |
| 10 |
2.30% |
¥374,386 |
¥44,926,367 |
¥4,826,367 |
| 10 |
2.40% |
¥376,202 |
¥45,144,190 |
¥5,044,190 |
| 10 |
2.50% |
¥378,022 |
¥45,362,677 |
¥5,262,677 |
| 10 |
2.60% |
¥379,849 |
¥45,581,825 |
¥5,481,825 |
| 10 |
2.70% |
¥381,680 |
¥45,801,635 |
¥5,701,635 |
| 10 |
2.80% |
¥383,518 |
¥46,022,106 |
¥5,922,106 |
| 10 |
2.90% |
¥385,360 |
¥46,243,238 |
¥6,143,238 |
| 10 |
3.00% |
¥387,209 |
¥46,465,030 |
¥6,365,030 |