4030万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4030万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4030万円の住宅ローン｜期間・年数別
4030万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥79,624 |
¥47,774,692 |
¥7,474,692 |
| 50 |
0.80% |
¥81,515 |
¥48,909,160 |
¥8,609,160 |
| 50 |
0.90% |
¥83,434 |
¥50,060,137 |
¥9,760,137 |
| 50 |
1.00% |
¥85,379 |
¥51,227,550 |
¥10,927,550 |
| 50 |
1.10% |
¥87,352 |
¥52,411,320 |
¥12,111,320 |
| 50 |
1.20% |
¥89,352 |
¥53,611,361 |
¥13,311,361 |
| 50 |
1.30% |
¥91,379 |
¥54,827,577 |
¥14,527,577 |
| 50 |
1.40% |
¥93,433 |
¥56,059,867 |
¥15,759,867 |
| 50 |
1.50% |
¥95,514 |
¥57,308,121 |
¥17,008,121 |
| 50 |
1.60% |
¥97,620 |
¥58,572,225 |
¥18,272,225 |
| 50 |
1.70% |
¥99,753 |
¥59,852,054 |
¥19,552,054 |
| 50 |
1.80% |
¥101,912 |
¥61,147,480 |
¥20,847,480 |
| 50 |
1.90% |
¥104,097 |
¥62,458,367 |
¥22,158,367 |
| 50 |
2.00% |
¥106,308 |
¥63,784,574 |
¥23,484,574 |
| 50 |
2.10% |
¥108,543 |
¥65,125,953 |
¥24,825,953 |
| 50 |
2.20% |
¥110,804 |
¥66,482,351 |
¥26,182,351 |
| 50 |
2.30% |
¥113,089 |
¥67,853,608 |
¥27,553,608 |
| 50 |
2.40% |
¥115,399 |
¥69,239,563 |
¥28,939,563 |
| 50 |
2.50% |
¥117,733 |
¥70,640,045 |
¥30,340,045 |
| 50 |
2.60% |
¥120,091 |
¥72,054,881 |
¥31,754,881 |
| 50 |
2.70% |
¥122,473 |
¥73,483,895 |
¥33,183,895 |
| 50 |
2.80% |
¥124,878 |
¥74,926,903 |
¥34,626,903 |
| 50 |
2.90% |
¥127,306 |
¥76,383,721 |
¥36,083,721 |
| 50 |
3.00% |
¥129,757 |
¥77,854,159 |
¥37,554,159 |
4030万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥87,021 |
¥46,991,587 |
¥6,691,587 |
| 45 |
0.80% |
¥88,892 |
¥48,001,591 |
¥7,701,591 |
| 45 |
0.90% |
¥90,787 |
¥49,025,006 |
¥8,725,006 |
| 45 |
1.00% |
¥92,707 |
¥50,061,787 |
¥9,761,787 |
| 45 |
1.10% |
¥94,652 |
¥51,111,880 |
¥10,811,880 |
| 45 |
1.20% |
¥96,621 |
¥52,175,228 |
¥11,875,228 |
| 45 |
1.30% |
¥98,614 |
¥53,251,767 |
¥12,951,767 |
| 45 |
1.40% |
¥100,632 |
¥54,341,430 |
¥14,041,430 |
| 45 |
1.50% |
¥102,674 |
¥55,444,144 |
¥15,144,144 |
| 45 |
1.60% |
¥104,740 |
¥56,559,832 |
¥16,259,832 |
| 45 |
1.70% |
¥106,830 |
¥57,688,412 |
¥17,388,412 |
| 45 |
1.80% |
¥108,944 |
¥58,829,798 |
¥18,529,798 |
| 45 |
1.90% |
¥111,081 |
¥59,983,899 |
¥19,683,899 |
| 45 |
2.00% |
¥113,242 |
¥61,150,619 |
¥20,850,619 |
| 45 |
2.10% |
¥115,426 |
¥62,329,861 |
¥22,029,861 |
| 45 |
2.20% |
¥117,632 |
¥63,521,519 |
¥23,221,519 |
| 45 |
2.30% |
¥119,862 |
¥64,725,489 |
¥24,425,489 |
| 45 |
2.40% |
¥122,114 |
¥65,941,658 |
¥25,641,658 |
| 45 |
2.50% |
¥124,389 |
¥67,169,912 |
¥26,869,912 |
| 45 |
2.60% |
¥126,685 |
¥68,410,134 |
¥28,110,134 |
| 45 |
2.70% |
¥129,004 |
¥69,662,203 |
¥29,362,203 |
| 45 |
2.80% |
¥131,344 |
¥70,925,994 |
¥30,625,994 |
| 45 |
2.90% |
¥133,706 |
¥72,201,379 |
¥31,901,379 |
| 45 |
3.00% |
¥136,089 |
¥73,488,230 |
¥33,188,230 |
4030万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥96,285 |
¥46,216,626 |
¥5,916,626 |
| 40 |
0.80% |
¥98,135 |
¥47,104,626 |
¥6,804,626 |
| 40 |
0.90% |
¥100,007 |
¥48,003,251 |
¥7,703,251 |
| 40 |
1.00% |
¥101,901 |
¥48,912,473 |
¥8,612,473 |
| 40 |
1.10% |
¥103,817 |
¥49,832,258 |
¥9,532,258 |
| 40 |
1.20% |
¥105,755 |
¥50,762,569 |
¥10,462,569 |
| 40 |
1.30% |
¥107,715 |
¥51,703,367 |
¥11,403,367 |
| 40 |
1.40% |
¥109,697 |
¥52,654,609 |
¥12,354,609 |
| 40 |
1.50% |
¥111,701 |
¥53,616,248 |
¥13,316,248 |
| 40 |
1.60% |
¥113,725 |
¥54,588,236 |
¥14,288,236 |
| 40 |
1.70% |
¥115,772 |
¥55,570,521 |
¥15,270,521 |
| 40 |
1.80% |
¥117,840 |
¥56,563,048 |
¥16,263,048 |
| 40 |
1.90% |
¥119,929 |
¥57,565,758 |
¥17,265,758 |
| 40 |
2.00% |
¥122,039 |
¥58,578,592 |
¥18,278,592 |
| 40 |
2.10% |
¥124,170 |
¥59,601,485 |
¥19,301,485 |
| 40 |
2.20% |
¥126,322 |
¥60,634,373 |
¥20,334,373 |
| 40 |
2.30% |
¥128,494 |
¥61,677,186 |
¥21,377,186 |
| 40 |
2.40% |
¥130,687 |
¥62,729,853 |
¥22,429,853 |
| 40 |
2.50% |
¥132,901 |
¥63,792,300 |
¥23,492,300 |
| 40 |
2.60% |
¥135,134 |
¥64,864,452 |
¥24,564,452 |
| 40 |
2.70% |
¥137,388 |
¥65,946,231 |
¥25,646,231 |
| 40 |
2.80% |
¥139,662 |
¥67,037,554 |
¥26,737,554 |
| 40 |
2.90% |
¥141,955 |
¥68,138,341 |
¥27,838,341 |
| 40 |
3.00% |
¥144,268 |
¥69,248,507 |
¥28,948,507 |
4030万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥108,214 |
¥45,449,827 |
¥5,149,827 |
| 35 |
0.80% |
¥110,044 |
¥46,218,294 |
¥5,918,294 |
| 35 |
0.90% |
¥111,893 |
¥46,994,917 |
¥6,694,917 |
| 35 |
1.00% |
¥113,761 |
¥47,779,677 |
¥7,479,677 |
| 35 |
1.10% |
¥115,649 |
¥48,572,555 |
¥8,272,555 |
| 35 |
1.20% |
¥117,556 |
¥49,373,529 |
¥9,073,529 |
| 35 |
1.30% |
¥119,482 |
¥50,182,575 |
¥9,882,575 |
| 35 |
1.40% |
¥121,428 |
¥50,999,667 |
¥10,699,667 |
| 35 |
1.50% |
¥123,392 |
¥51,824,778 |
¥11,524,778 |
| 35 |
1.60% |
¥125,376 |
¥52,657,880 |
¥12,357,880 |
| 35 |
1.70% |
¥127,378 |
¥53,498,940 |
¥13,198,940 |
| 35 |
1.80% |
¥129,400 |
¥54,347,926 |
¥14,047,926 |
| 35 |
1.90% |
¥131,440 |
¥55,204,804 |
¥14,904,804 |
| 35 |
2.00% |
¥133,499 |
¥56,069,536 |
¥15,769,536 |
| 35 |
2.10% |
¥135,576 |
¥56,942,086 |
¥16,642,086 |
| 35 |
2.20% |
¥137,672 |
¥57,822,414 |
¥17,522,414 |
| 35 |
2.30% |
¥139,787 |
¥58,710,477 |
¥18,410,477 |
| 35 |
2.40% |
¥141,920 |
¥59,606,234 |
¥19,306,234 |
| 35 |
2.50% |
¥144,071 |
¥60,509,640 |
¥20,209,640 |
| 35 |
2.60% |
¥146,240 |
¥61,420,649 |
¥21,120,649 |
| 35 |
2.70% |
¥148,427 |
¥62,339,213 |
¥22,039,213 |
| 35 |
2.80% |
¥150,632 |
¥63,265,284 |
¥22,965,284 |
| 35 |
2.90% |
¥152,854 |
¥64,198,811 |
¥23,898,811 |
| 35 |
3.00% |
¥155,095 |
¥65,139,743 |
¥24,839,743 |
4030万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥124,142 |
¥44,691,204 |
¥4,391,204 |
| 30 |
0.80% |
¥125,952 |
¥45,342,622 |
¥5,042,622 |
| 30 |
0.90% |
¥127,778 |
¥46,000,045 |
¥5,700,045 |
| 30 |
1.00% |
¥129,621 |
¥46,663,462 |
¥6,363,462 |
| 30 |
1.10% |
¥131,480 |
¥47,332,862 |
¥7,032,862 |
| 30 |
1.20% |
¥133,356 |
¥48,008,233 |
¥7,708,233 |
| 30 |
1.30% |
¥135,249 |
¥48,689,563 |
¥8,389,563 |
| 30 |
1.40% |
¥137,158 |
¥49,376,837 |
¥9,076,837 |
| 30 |
1.50% |
¥139,083 |
¥50,070,040 |
¥9,770,040 |
| 30 |
1.60% |
¥141,025 |
¥50,769,156 |
¥10,469,156 |
| 30 |
1.70% |
¥142,984 |
¥51,474,168 |
¥11,174,168 |
| 30 |
1.80% |
¥144,958 |
¥52,185,058 |
¥11,885,058 |
| 30 |
1.90% |
¥146,949 |
¥52,901,806 |
¥12,601,806 |
| 30 |
2.00% |
¥148,957 |
¥53,624,393 |
¥13,324,393 |
| 30 |
2.10% |
¥150,980 |
¥54,352,798 |
¥14,052,798 |
| 30 |
2.20% |
¥153,019 |
¥55,086,998 |
¥14,786,998 |
| 30 |
2.30% |
¥155,075 |
¥55,826,971 |
¥15,526,971 |
| 30 |
2.40% |
¥157,146 |
¥56,572,693 |
¥16,272,693 |
| 30 |
2.50% |
¥159,234 |
¥57,324,140 |
¥17,024,140 |
| 30 |
2.60% |
¥161,337 |
¥58,081,285 |
¥17,781,285 |
| 30 |
2.70% |
¥163,456 |
¥58,844,103 |
¥18,544,103 |
| 30 |
2.80% |
¥165,590 |
¥59,612,566 |
¥19,312,566 |
| 30 |
2.90% |
¥167,741 |
¥60,386,646 |
¥20,086,646 |
| 30 |
3.00% |
¥169,906 |
¥61,166,313 |
¥20,866,313 |
4030万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥146,469 |
¥43,940,770 |
¥3,640,770 |
| 25 |
0.80% |
¥148,259 |
¥44,477,631 |
¥4,177,631 |
| 25 |
0.90% |
¥150,062 |
¥45,018,669 |
¥4,718,669 |
| 25 |
1.00% |
¥151,880 |
¥45,563,880 |
¥5,263,880 |
| 25 |
1.10% |
¥153,711 |
¥46,113,257 |
¥5,813,257 |
| 25 |
1.20% |
¥155,556 |
¥46,666,794 |
¥6,366,794 |
| 25 |
1.30% |
¥157,415 |
¥47,224,485 |
¥6,924,485 |
| 25 |
1.40% |
¥159,288 |
¥47,786,324 |
¥7,486,324 |
| 25 |
1.50% |
¥161,174 |
¥48,352,302 |
¥8,052,302 |
| 25 |
1.60% |
¥163,075 |
¥48,922,412 |
¥8,622,412 |
| 25 |
1.70% |
¥164,989 |
¥49,496,644 |
¥9,196,644 |
| 25 |
1.80% |
¥166,917 |
¥50,074,991 |
¥9,774,991 |
| 25 |
1.90% |
¥168,858 |
¥50,657,443 |
¥10,357,443 |
| 25 |
2.00% |
¥170,813 |
¥51,243,990 |
¥10,943,990 |
| 25 |
2.10% |
¥172,782 |
¥51,834,620 |
¥11,534,620 |
| 25 |
2.20% |
¥174,764 |
¥52,429,325 |
¥12,129,325 |
| 25 |
2.30% |
¥176,760 |
¥53,028,091 |
¥12,728,091 |
| 25 |
2.40% |
¥178,770 |
¥53,630,908 |
¥13,330,908 |
| 25 |
2.50% |
¥180,793 |
¥54,237,763 |
¥13,937,763 |
| 25 |
2.60% |
¥182,829 |
¥54,848,643 |
¥14,548,643 |
| 25 |
2.70% |
¥184,878 |
¥55,463,536 |
¥15,163,536 |
| 25 |
2.80% |
¥186,941 |
¥56,082,427 |
¥15,782,427 |
| 25 |
2.90% |
¥189,018 |
¥56,705,302 |
¥16,405,302 |
| 25 |
3.00% |
¥191,107 |
¥57,332,148 |
¥17,032,148 |
4030万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥179,994 |
¥43,198,536 |
¥2,898,536 |
| 20 |
0.80% |
¥181,764 |
¥43,623,340 |
¥3,323,340 |
| 20 |
0.90% |
¥183,545 |
¥44,050,821 |
¥3,750,821 |
| 20 |
1.00% |
¥185,337 |
¥44,480,977 |
¥4,180,977 |
| 20 |
1.10% |
¥187,141 |
¥44,913,806 |
¥4,613,806 |
| 20 |
1.20% |
¥188,955 |
¥45,349,305 |
¥5,049,305 |
| 20 |
1.30% |
¥190,781 |
¥45,787,471 |
¥5,487,471 |
| 20 |
1.40% |
¥192,618 |
¥46,228,301 |
¥5,928,301 |
| 20 |
1.50% |
¥194,466 |
¥46,671,792 |
¥6,371,792 |
| 20 |
1.60% |
¥196,325 |
¥47,117,941 |
¥6,817,941 |
| 20 |
1.70% |
¥198,195 |
¥47,566,743 |
¥7,266,743 |
| 20 |
1.80% |
¥200,076 |
¥48,018,196 |
¥7,718,196 |
| 20 |
1.90% |
¥201,968 |
¥48,472,295 |
¥8,172,295 |
| 20 |
2.00% |
¥203,871 |
¥48,929,036 |
¥8,629,036 |
| 20 |
2.10% |
¥205,785 |
¥49,388,415 |
¥9,088,415 |
| 20 |
2.20% |
¥207,710 |
¥49,850,426 |
¥9,550,426 |
| 20 |
2.30% |
¥209,646 |
¥50,315,065 |
¥10,015,065 |
| 20 |
2.40% |
¥211,593 |
¥50,782,328 |
¥10,482,328 |
| 20 |
2.50% |
¥213,551 |
¥51,252,208 |
¥10,952,208 |
| 20 |
2.60% |
¥215,520 |
¥51,724,700 |
¥11,424,700 |
| 20 |
2.70% |
¥217,499 |
¥52,199,800 |
¥11,899,800 |
| 20 |
2.80% |
¥219,490 |
¥52,677,500 |
¥12,377,500 |
| 20 |
2.90% |
¥221,491 |
¥53,157,795 |
¥12,857,795 |
| 20 |
3.00% |
¥223,503 |
¥53,640,680 |
¥13,340,680 |
4030万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥235,914 |
¥42,464,511 |
¥2,164,511 |
| 15 |
0.80% |
¥237,665 |
¥42,779,764 |
¥2,479,764 |
| 15 |
0.90% |
¥239,425 |
¥43,096,525 |
¥2,796,525 |
| 15 |
1.00% |
¥241,193 |
¥43,414,792 |
¥3,114,792 |
| 15 |
1.10% |
¥242,970 |
¥43,734,565 |
¥3,434,565 |
| 15 |
1.20% |
¥244,755 |
¥44,055,844 |
¥3,755,844 |
| 15 |
1.30% |
¥246,548 |
¥44,378,626 |
¥4,078,626 |
| 15 |
1.40% |
¥248,350 |
¥44,702,911 |
¥4,402,911 |
| 15 |
1.50% |
¥250,159 |
¥45,028,699 |
¥4,728,699 |
| 15 |
1.60% |
¥251,978 |
¥45,355,987 |
¥5,055,987 |
| 15 |
1.70% |
¥253,804 |
¥45,684,774 |
¥5,384,774 |
| 15 |
1.80% |
¥255,639 |
¥46,015,060 |
¥5,715,060 |
| 15 |
1.90% |
¥257,482 |
¥46,346,843 |
¥6,046,843 |
| 15 |
2.00% |
¥259,334 |
¥46,680,121 |
¥6,380,121 |
| 15 |
2.10% |
¥261,194 |
¥47,014,893 |
¥6,714,893 |
| 15 |
2.20% |
¥263,062 |
¥47,351,158 |
¥7,051,158 |
| 15 |
2.30% |
¥264,938 |
¥47,688,913 |
¥7,388,913 |
| 15 |
2.40% |
¥266,823 |
¥48,028,157 |
¥7,728,157 |
| 15 |
2.50% |
¥268,716 |
¥48,368,889 |
¥8,068,889 |
| 15 |
2.60% |
¥270,617 |
¥48,711,106 |
¥8,411,106 |
| 15 |
2.70% |
¥272,527 |
¥49,054,807 |
¥8,754,807 |
| 15 |
2.80% |
¥274,444 |
¥49,399,990 |
¥9,099,990 |
| 15 |
2.90% |
¥276,370 |
¥49,746,652 |
¥9,446,652 |
| 15 |
3.00% |
¥278,304 |
¥50,094,792 |
¥9,794,792 |
4030万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥347,823 |
¥41,738,703 |
¥1,438,703 |
| 10 |
0.80% |
¥349,558 |
¥41,946,916 |
¥1,646,916 |
| 10 |
0.90% |
¥351,298 |
¥42,155,799 |
¥1,855,799 |
| 10 |
1.00% |
¥353,045 |
¥42,365,353 |
¥2,065,353 |
| 10 |
1.10% |
¥354,796 |
¥42,575,577 |
¥2,275,577 |
| 10 |
1.20% |
¥356,554 |
¥42,786,471 |
¥2,486,471 |
| 10 |
1.30% |
¥358,317 |
¥42,998,034 |
¥2,698,034 |
| 10 |
1.40% |
¥360,086 |
¥43,210,267 |
¥2,910,267 |
| 10 |
1.50% |
¥361,860 |
¥43,423,169 |
¥3,123,169 |
| 10 |
1.60% |
¥363,640 |
¥43,636,740 |
¥3,336,740 |
| 10 |
1.70% |
¥365,425 |
¥43,850,980 |
¥3,550,980 |
| 10 |
1.80% |
¥367,216 |
¥44,065,887 |
¥3,765,887 |
| 10 |
1.90% |
¥369,012 |
¥44,281,463 |
¥3,981,463 |
| 10 |
2.00% |
¥370,814 |
¥44,497,706 |
¥4,197,706 |
| 10 |
2.10% |
¥372,622 |
¥44,714,617 |
¥4,414,617 |
| 10 |
2.20% |
¥374,435 |
¥44,932,194 |
¥4,632,194 |
| 10 |
2.30% |
¥376,254 |
¥45,150,438 |
¥4,850,438 |
| 10 |
2.40% |
¥378,078 |
¥45,369,349 |
¥5,069,349 |
| 10 |
2.50% |
¥379,908 |
¥45,588,924 |
¥5,288,924 |
| 10 |
2.60% |
¥381,743 |
¥45,809,166 |
¥5,509,166 |
| 10 |
2.70% |
¥383,584 |
¥46,030,072 |
¥5,730,072 |
| 10 |
2.80% |
¥385,430 |
¥46,251,643 |
¥5,951,643 |
| 10 |
2.90% |
¥387,282 |
¥46,473,878 |
¥6,173,878 |
| 10 |
3.00% |
¥389,140 |
¥46,696,776 |
¥6,396,776 |
