4060万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4060万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4060万円の住宅ローン｜期間・年数別
4060万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥80,217 | ¥48,130,335 | ¥7,530,335 |
| 50 | 0.80% | ¥82,122 | ¥49,273,248 | ¥8,673,248 |
| 50 | 0.90% | ¥84,055 | ¥50,432,793 | ¥9,832,793 |
| 50 | 1.00% | ¥86,015 | ¥51,608,896 | ¥11,008,896 |
| 50 | 1.10% | ¥88,002 | ¥52,801,479 | ¥12,201,479 |
| 50 | 1.20% | ¥90,017 | ¥54,010,453 | ¥13,410,453 |
| 50 | 1.30% | ¥92,060 | ¥55,235,723 | ¥14,635,723 |
| 50 | 1.40% | ¥94,129 | ¥56,477,186 | ¥15,877,186 |
| 50 | 1.50% | ¥96,225 | ¥57,734,733 | ¥17,134,733 |
| 50 | 1.60% | ¥98,347 | ¥59,008,246 | ¥18,408,246 |
| 50 | 1.70% | ¥100,496 | ¥60,297,603 | ¥19,697,603 |
| 50 | 1.80% | ¥102,671 | ¥61,602,672 | ¥21,002,672 |
| 50 | 1.90% | ¥104,872 | ¥62,923,318 | ¥22,323,318 |
| 50 | 2.00% | ¥107,099 | ¥64,259,397 | ¥23,659,397 |
| 50 | 2.10% | ¥109,351 | ¥65,610,761 | ¥25,010,761 |
| 50 | 2.20% | ¥111,629 | ¥66,977,256 | ¥26,377,256 |
| 50 | 2.30% | ¥113,931 | ¥68,358,722 | ¥27,758,722 |
| 50 | 2.40% | ¥116,258 | ¥69,754,994 | ¥29,154,994 |
| 50 | 2.50% | ¥118,610 | ¥71,165,901 | ¥30,565,901 |
| 50 | 2.60% | ¥120,985 | ¥72,591,270 | ¥31,991,270 |
| 50 | 2.70% | ¥123,385 | ¥74,030,921 | ¥33,430,921 |
| 50 | 2.80% | ¥125,808 | ¥75,484,672 | ¥34,884,672 |
| 50 | 2.90% | ¥128,254 | ¥76,952,334 | ¥36,352,334 |
| 50 | 3.00% | ¥130,723 | ¥78,433,719 | ¥37,833,719 |
4060万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥87,669 | ¥47,341,400 | ¥6,741,400 |
| 45 | 0.80% | ¥89,554 | ¥48,358,922 | ¥7,758,922 |
| 45 | 0.90% | ¥91,463 | ¥49,389,957 | ¥8,789,957 |
| 45 | 1.00% | ¥93,397 | ¥50,434,456 | ¥9,834,456 |
| 45 | 1.10% | ¥95,356 | ¥51,492,366 | ¥10,892,366 |
| 45 | 1.20% | ¥97,340 | ¥52,563,629 | ¥11,963,629 |
| 45 | 1.30% | ¥99,348 | ¥53,648,182 | ¥13,048,182 |
| 45 | 1.40% | ¥101,381 | ¥54,745,956 | ¥14,145,956 |
| 45 | 1.50% | ¥103,439 | ¥55,856,879 | ¥15,256,879 |
| 45 | 1.60% | ¥105,520 | ¥56,980,873 | ¥16,380,873 |
| 45 | 1.70% | ¥107,626 | ¥58,117,854 | ¥17,517,854 |
| 45 | 1.80% | ¥109,755 | ¥59,267,737 | ¥18,667,737 |
| 45 | 1.90% | ¥111,908 | ¥60,430,429 | ¥19,830,429 |
| 45 | 2.00% | ¥114,085 | ¥61,605,835 | ¥21,005,835 |
| 45 | 2.10% | ¥116,285 | ¥62,793,855 | ¥22,193,855 |
| 45 | 2.20% | ¥118,508 | ¥63,994,384 | ¥23,394,384 |
| 45 | 2.30% | ¥120,754 | ¥65,207,316 | ¥24,607,316 |
| 45 | 2.40% | ¥123,023 | ¥66,432,539 | ¥25,832,539 |
| 45 | 2.50% | ¥125,315 | ¥67,669,936 | ¥27,069,936 |
| 45 | 2.60% | ¥127,629 | ¥68,919,391 | ¥28,319,391 |
| 45 | 2.70% | ¥129,964 | ¥70,180,780 | ¥29,580,780 |
| 45 | 2.80% | ¥132,322 | ¥71,453,979 | ¥30,853,979 |
| 45 | 2.90% | ¥134,702 | ¥72,738,859 | ¥32,138,859 |
| 45 | 3.00% | ¥137,102 | ¥74,035,289 | ¥33,435,289 |
4060万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥97,001 | ¥46,560,671 | ¥5,960,671 |
| 40 | 0.80% | ¥98,865 | ¥47,455,280 | ¥6,855,280 |
| 40 | 0.90% | ¥100,751 | ¥48,360,596 | ¥7,760,596 |
| 40 | 1.00% | ¥102,660 | ¥49,276,586 | ¥8,676,586 |
| 40 | 1.10% | ¥104,590 | ¥50,203,218 | ¥9,603,218 |
| 40 | 1.20% | ¥106,543 | ¥51,140,455 | ¥10,540,455 |
| 40 | 1.30% | ¥108,517 | ¥52,088,256 | ¥11,488,256 |
| 40 | 1.40% | ¥110,514 | ¥53,046,579 | ¥12,446,579 |
| 40 | 1.50% | ¥112,532 | ¥54,015,377 | ¥13,415,377 |
| 40 | 1.60% | ¥114,572 | ¥54,994,600 | ¥14,394,600 |
| 40 | 1.70% | ¥116,634 | ¥55,984,197 | ¥15,384,197 |
| 40 | 1.80% | ¥118,717 | ¥56,984,112 | ¥16,384,112 |
| 40 | 1.90% | ¥120,821 | ¥57,994,287 | ¥17,394,287 |
| 40 | 2.00% | ¥122,947 | ¥59,014,661 | ¥18,414,661 |
| 40 | 2.10% | ¥125,094 | ¥60,045,169 | ¥19,445,169 |
| 40 | 2.20% | ¥127,262 | ¥61,085,745 | ¥20,485,745 |
| 40 | 2.30% | ¥129,451 | ¥62,136,321 | ¥21,536,321 |
| 40 | 2.40% | ¥131,660 | ¥63,196,824 | ¥22,596,824 |
| 40 | 2.50% | ¥133,890 | ¥64,267,181 | ¥23,667,181 |
| 40 | 2.60% | ¥136,140 | ¥65,347,314 | ¥24,747,314 |
| 40 | 2.70% | ¥138,411 | ¥66,437,145 | ¥25,837,145 |
| 40 | 2.80% | ¥140,701 | ¥67,536,593 | ¥26,936,593 |
| 40 | 2.90% | ¥143,012 | ¥68,645,575 | ¥28,045,575 |
| 40 | 3.00% | ¥145,342 | ¥69,764,004 | ¥29,164,004 |
4060万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥109,019 | ¥45,788,163 | ¥5,188,163 |
| 35 | 0.80% | ¥110,863 | ¥46,562,351 | ¥5,962,351 |
| 35 | 0.90% | ¥112,726 | ¥47,344,755 | ¥6,744,755 |
| 35 | 1.00% | ¥114,608 | ¥48,135,357 | ¥7,535,357 |
| 35 | 1.10% | ¥116,510 | ¥48,934,138 | ¥8,334,138 |
| 35 | 1.20% | ¥118,431 | ¥49,741,074 | ¥9,141,074 |
| 35 | 1.30% | ¥120,372 | ¥50,556,142 | ¥9,956,142 |
| 35 | 1.40% | ¥122,332 | ¥51,379,317 | ¥10,779,317 |
| 35 | 1.50% | ¥124,311 | ¥52,210,571 | ¥11,610,571 |
| 35 | 1.60% | ¥126,309 | ¥53,049,874 | ¥12,449,874 |
| 35 | 1.70% | ¥128,327 | ¥53,897,195 | ¥13,297,195 |
| 35 | 1.80% | ¥130,363 | ¥54,752,501 | ¥14,152,501 |
| 35 | 1.90% | ¥132,418 | ¥55,615,757 | ¥15,015,757 |
| 35 | 2.00% | ¥134,493 | ¥56,486,927 | ¥15,886,927 |
| 35 | 2.10% | ¥136,586 | ¥57,365,973 | ¥16,765,973 |
| 35 | 2.20% | ¥138,697 | ¥58,252,854 | ¥17,652,854 |
| 35 | 2.30% | ¥140,827 | ¥59,147,528 | ¥18,547,528 |
| 35 | 2.40% | ¥142,976 | ¥60,049,953 | ¥19,449,953 |
| 35 | 2.50% | ¥145,143 | ¥60,960,084 | ¥20,360,084 |
| 35 | 2.60% | ¥147,328 | ¥61,877,875 | ¥21,277,875 |
| 35 | 2.70% | ¥149,532 | ¥62,803,277 | ¥22,203,277 |
| 35 | 2.80% | ¥151,753 | ¥63,736,242 | ¥23,136,242 |
| 35 | 2.90% | ¥153,992 | ¥64,676,718 | ¥24,076,718 |
| 35 | 3.00% | ¥156,249 | ¥65,624,654 | ¥25,024,654 |
4060万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥125,066 | ¥45,023,893 | ¥4,423,893 |
| 30 | 0.80% | ¥126,889 | ¥45,680,160 | ¥5,080,160 |
| 30 | 0.90% | ¥128,729 | ¥46,342,477 | ¥5,742,477 |
| 30 | 1.00% | ¥130,586 | ¥47,010,832 | ¥6,410,832 |
| 30 | 1.10% | ¥132,459 | ¥47,685,216 | ¥7,085,216 |
| 30 | 1.20% | ¥134,349 | ¥48,365,615 | ¥7,765,615 |
| 30 | 1.30% | ¥136,256 | ¥49,052,016 | ¥8,452,016 |
| 30 | 1.40% | ¥138,179 | ¥49,744,407 | ¥9,144,407 |
| 30 | 1.50% | ¥140,119 | ¥50,442,770 | ¥9,842,770 |
| 30 | 1.60% | ¥142,075 | ¥51,147,090 | ¥10,547,090 |
| 30 | 1.70% | ¥144,048 | ¥51,857,350 | ¥11,257,350 |
| 30 | 1.80% | ¥146,038 | ¥52,573,532 | ¥11,973,532 |
| 30 | 1.90% | ¥148,043 | ¥53,295,616 | ¥12,695,616 |
| 30 | 2.00% | ¥150,066 | ¥54,023,582 | ¥13,423,582 |
| 30 | 2.10% | ¥152,104 | ¥54,757,409 | ¥14,157,409 |
| 30 | 2.20% | ¥154,159 | ¥55,497,075 | ¥14,897,075 |
| 30 | 2.30% | ¥156,229 | ¥56,242,557 | ¥15,642,557 |
| 30 | 2.40% | ¥158,316 | ¥56,993,830 | ¥16,393,830 |
| 30 | 2.50% | ¥160,419 | ¥57,750,871 | ¥17,150,871 |
| 30 | 2.60% | ¥162,538 | ¥58,513,652 | ¥17,913,652 |
| 30 | 2.70% | ¥164,673 | ¥59,282,148 | ¥18,682,148 |
| 30 | 2.80% | ¥166,823 | ¥60,056,332 | ¥19,456,332 |
| 30 | 2.90% | ¥168,989 | ¥60,836,174 | ¥20,236,174 |
| 30 | 3.00% | ¥171,171 | ¥61,621,646 | ¥21,021,646 |
4060万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥147,560 | ¥44,267,872 | ¥3,667,872 |
| 25 | 0.80% | ¥149,362 | ¥44,808,730 | ¥4,208,730 |
| 25 | 0.90% | ¥151,179 | ¥45,353,796 | ¥4,753,796 |
| 25 | 1.00% | ¥153,010 | ¥45,903,065 | ¥5,303,065 |
| 25 | 1.10% | ¥154,855 | ¥46,456,531 | ¥5,856,531 |
| 25 | 1.20% | ¥156,714 | ¥47,014,189 | ¥6,414,189 |
| 25 | 1.30% | ¥158,587 | ¥47,576,032 | ¥6,976,032 |
| 25 | 1.40% | ¥160,474 | ¥48,142,053 | ¥7,542,053 |
| 25 | 1.50% | ¥162,374 | ¥48,712,245 | ¥8,112,245 |
| 25 | 1.60% | ¥164,289 | ¥49,286,598 | ¥8,686,598 |
| 25 | 1.70% | ¥166,217 | ¥49,865,106 | ¥9,265,106 |
| 25 | 1.80% | ¥168,159 | ¥50,447,758 | ¥9,847,758 |
| 25 | 1.90% | ¥170,115 | ¥51,034,546 | ¥10,434,546 |
| 25 | 2.00% | ¥172,085 | ¥51,625,458 | ¥11,025,458 |
| 25 | 2.10% | ¥174,068 | ¥52,220,486 | ¥11,620,486 |
| 25 | 2.20% | ¥176,065 | ¥52,819,618 | ¥12,219,618 |
| 25 | 2.30% | ¥178,076 | ¥53,422,841 | ¥12,822,841 |
| 25 | 2.40% | ¥180,100 | ¥54,030,146 | ¥13,430,146 |
| 25 | 2.50% | ¥182,138 | ¥54,641,518 | ¥14,041,518 |
| 25 | 2.60% | ¥184,190 | ¥55,256,946 | ¥14,656,946 |
| 25 | 2.70% | ¥186,255 | ¥55,876,416 | ¥15,276,416 |
| 25 | 2.80% | ¥188,333 | ¥56,499,914 | ¥15,899,914 |
| 25 | 2.90% | ¥190,425 | ¥57,127,426 | ¥16,527,426 |
| 25 | 3.00% | ¥192,530 | ¥57,758,938 | ¥17,158,938 |
4060万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥181,334 | ¥43,520,113 | ¥2,920,113 |
| 20 | 0.80% | ¥183,117 | ¥43,948,079 | ¥3,348,079 |
| 20 | 0.90% | ¥184,911 | ¥44,378,743 | ¥3,778,743 |
| 20 | 1.00% | ¥186,717 | ¥44,812,101 | ¥4,212,101 |
| 20 | 1.10% | ¥188,534 | ¥45,248,152 | ¥4,648,152 |
| 20 | 1.20% | ¥190,362 | ¥45,686,893 | ¥5,086,893 |
| 20 | 1.30% | ¥192,201 | ¥46,128,320 | ¥5,528,320 |
| 20 | 1.40% | ¥194,052 | ¥46,572,432 | ¥5,972,432 |
| 20 | 1.50% | ¥195,913 | ¥47,019,225 | ¥6,419,225 |
| 20 | 1.60% | ¥197,786 | ¥47,468,695 | ¥6,868,695 |
| 20 | 1.70% | ¥199,670 | ¥47,920,838 | ¥7,320,838 |
| 20 | 1.80% | ¥201,565 | ¥48,375,652 | ¥7,775,652 |
| 20 | 1.90% | ¥203,471 | ¥48,833,131 | ¥8,233,131 |
| 20 | 2.00% | ¥205,389 | ¥49,293,272 | ¥8,693,272 |
| 20 | 2.10% | ¥207,317 | ¥49,756,070 | ¥9,156,070 |
| 20 | 2.20% | ¥209,256 | ¥50,221,521 | ¥9,621,521 |
| 20 | 2.30% | ¥211,207 | ¥50,689,619 | ¥10,089,619 |
| 20 | 2.40% | ¥213,168 | ¥51,160,360 | ¥10,560,360 |
| 20 | 2.50% | ¥215,141 | ¥51,633,738 | ¥11,033,738 |
| 20 | 2.60% | ¥217,124 | ¥52,109,748 | ¥11,509,748 |
| 20 | 2.70% | ¥219,118 | ¥52,588,384 | ¥11,988,384 |
| 20 | 2.80% | ¥221,124 | ¥53,069,640 | ¥12,469,640 |
| 20 | 2.90% | ¥223,140 | ¥53,553,511 | ¥12,953,511 |
| 20 | 3.00% | ¥225,167 | ¥54,039,990 | ¥13,439,990 |
4060万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥237,670 | ¥42,780,624 | ¥2,180,624 |
| 15 | 0.80% | ¥239,435 | ¥43,098,224 | ¥2,498,224 |
| 15 | 0.90% | ¥241,207 | ¥43,417,343 | ¥2,817,343 |
| 15 | 1.00% | ¥242,989 | ¥43,737,979 | ¥3,137,979 |
| 15 | 1.10% | ¥244,779 | ¥44,060,133 | ¥3,460,133 |
| 15 | 1.20% | ¥246,577 | ¥44,383,803 | ¥3,783,803 |
| 15 | 1.30% | ¥248,383 | ¥44,708,988 | ¥4,108,988 |
| 15 | 1.40% | ¥250,198 | ¥45,035,687 | ¥4,435,687 |
| 15 | 1.50% | ¥252,022 | ¥45,363,900 | ¥4,763,900 |
| 15 | 1.60% | ¥253,853 | ¥45,693,624 | ¥5,093,624 |
| 15 | 1.70% | ¥255,694 | ¥46,024,860 | ¥5,424,860 |
| 15 | 1.80% | ¥257,542 | ¥46,357,604 | ¥5,757,604 |
| 15 | 1.90% | ¥259,399 | ¥46,691,857 | ¥6,091,857 |
| 15 | 2.00% | ¥261,265 | ¥47,027,616 | ¥6,427,616 |
| 15 | 2.10% | ¥263,138 | ¥47,364,880 | ¥6,764,880 |
| 15 | 2.20% | ¥265,020 | ¥47,703,648 | ¥7,103,648 |
| 15 | 2.30% | ¥266,911 | ¥48,043,917 | ¥7,443,917 |
| 15 | 2.40% | ¥268,809 | ¥48,385,687 | ¥7,785,687 |
| 15 | 2.50% | ¥270,716 | ¥48,728,955 | ¥8,128,955 |
| 15 | 2.60% | ¥272,632 | ¥49,073,720 | ¥8,473,720 |
| 15 | 2.70% | ¥274,555 | ¥49,419,980 | ¥8,819,980 |
| 15 | 2.80% | ¥276,487 | ¥49,767,732 | ¥9,167,732 |
| 15 | 2.90% | ¥278,428 | ¥50,116,975 | ¥9,516,975 |
| 15 | 3.00% | ¥280,376 | ¥50,467,706 | ¥9,867,706 |
4060万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥350,412 | ¥42,049,413 | ¥1,449,413 |
| 10 | 0.80% | ¥352,160 | ¥42,259,176 | ¥1,659,176 |
| 10 | 0.90% | ¥353,913 | ¥42,469,614 | ¥1,869,614 |
| 10 | 1.00% | ¥355,673 | ¥42,680,728 | ¥2,080,728 |
| 10 | 1.10% | ¥357,438 | ¥42,892,517 | ¥2,292,517 |
| 10 | 1.20% | ¥359,208 | ¥43,104,981 | ¥2,504,981 |
| 10 | 1.30% | ¥360,984 | ¥43,318,119 | ¥2,718,119 |
| 10 | 1.40% | ¥362,766 | ¥43,531,932 | ¥2,931,932 |
| 10 | 1.50% | ¥364,553 | ¥43,746,419 | ¥3,146,419 |
| 10 | 1.60% | ¥366,346 | ¥43,961,579 | ¥3,361,579 |
| 10 | 1.70% | ¥368,145 | ¥44,177,414 | ¥3,577,414 |
| 10 | 1.80% | ¥369,949 | ¥44,393,921 | ¥3,793,921 |
| 10 | 1.90% | ¥371,759 | ¥44,611,102 | ¥4,011,102 |
| 10 | 2.00% | ¥373,575 | ¥44,828,955 | ¥4,228,955 |
| 10 | 2.10% | ¥375,396 | ¥45,047,480 | ¥4,447,480 |
| 10 | 2.20% | ¥377,222 | ¥45,266,677 | ¥4,666,677 |
| 10 | 2.30% | ¥379,055 | ¥45,486,546 | ¥4,886,546 |
| 10 | 2.40% | ¥380,892 | ¥45,707,086 | ¥5,107,086 |
| 10 | 2.50% | ¥382,736 | ¥45,928,296 | ¥5,328,296 |
| 10 | 2.60% | ¥384,585 | ¥46,150,177 | ¥5,550,177 |
| 10 | 2.70% | ¥386,439 | ¥46,372,728 | ¥5,772,728 |
| 10 | 2.80% | ¥388,300 | ¥46,595,948 | ¥5,995,948 |
| 10 | 2.90% | ¥390,165 | ¥46,819,837 | ¥6,219,837 |
| 10 | 3.00% | ¥392,037 | ¥47,044,395 | ¥6,444,395 |
