4060万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4060万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4060万円の住宅ローン｜期間・年数別
4060万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥80,217 |
¥48,130,335 |
¥7,530,335 |
| 50 |
0.80% |
¥82,122 |
¥49,273,248 |
¥8,673,248 |
| 50 |
0.90% |
¥84,055 |
¥50,432,793 |
¥9,832,793 |
| 50 |
1.00% |
¥86,015 |
¥51,608,896 |
¥11,008,896 |
| 50 |
1.10% |
¥88,002 |
¥52,801,479 |
¥12,201,479 |
| 50 |
1.20% |
¥90,017 |
¥54,010,453 |
¥13,410,453 |
| 50 |
1.30% |
¥92,060 |
¥55,235,723 |
¥14,635,723 |
| 50 |
1.40% |
¥94,129 |
¥56,477,186 |
¥15,877,186 |
| 50 |
1.50% |
¥96,225 |
¥57,734,733 |
¥17,134,733 |
| 50 |
1.60% |
¥98,347 |
¥59,008,246 |
¥18,408,246 |
| 50 |
1.70% |
¥100,496 |
¥60,297,603 |
¥19,697,603 |
| 50 |
1.80% |
¥102,671 |
¥61,602,672 |
¥21,002,672 |
| 50 |
1.90% |
¥104,872 |
¥62,923,318 |
¥22,323,318 |
| 50 |
2.00% |
¥107,099 |
¥64,259,397 |
¥23,659,397 |
| 50 |
2.10% |
¥109,351 |
¥65,610,761 |
¥25,010,761 |
| 50 |
2.20% |
¥111,629 |
¥66,977,256 |
¥26,377,256 |
| 50 |
2.30% |
¥113,931 |
¥68,358,722 |
¥27,758,722 |
| 50 |
2.40% |
¥116,258 |
¥69,754,994 |
¥29,154,994 |
| 50 |
2.50% |
¥118,610 |
¥71,165,901 |
¥30,565,901 |
| 50 |
2.60% |
¥120,985 |
¥72,591,270 |
¥31,991,270 |
| 50 |
2.70% |
¥123,385 |
¥74,030,921 |
¥33,430,921 |
| 50 |
2.80% |
¥125,808 |
¥75,484,672 |
¥34,884,672 |
| 50 |
2.90% |
¥128,254 |
¥76,952,334 |
¥36,352,334 |
| 50 |
3.00% |
¥130,723 |
¥78,433,719 |
¥37,833,719 |
4060万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥87,669 |
¥47,341,400 |
¥6,741,400 |
| 45 |
0.80% |
¥89,554 |
¥48,358,922 |
¥7,758,922 |
| 45 |
0.90% |
¥91,463 |
¥49,389,957 |
¥8,789,957 |
| 45 |
1.00% |
¥93,397 |
¥50,434,456 |
¥9,834,456 |
| 45 |
1.10% |
¥95,356 |
¥51,492,366 |
¥10,892,366 |
| 45 |
1.20% |
¥97,340 |
¥52,563,629 |
¥11,963,629 |
| 45 |
1.30% |
¥99,348 |
¥53,648,182 |
¥13,048,182 |
| 45 |
1.40% |
¥101,381 |
¥54,745,956 |
¥14,145,956 |
| 45 |
1.50% |
¥103,439 |
¥55,856,879 |
¥15,256,879 |
| 45 |
1.60% |
¥105,520 |
¥56,980,873 |
¥16,380,873 |
| 45 |
1.70% |
¥107,626 |
¥58,117,854 |
¥17,517,854 |
| 45 |
1.80% |
¥109,755 |
¥59,267,737 |
¥18,667,737 |
| 45 |
1.90% |
¥111,908 |
¥60,430,429 |
¥19,830,429 |
| 45 |
2.00% |
¥114,085 |
¥61,605,835 |
¥21,005,835 |
| 45 |
2.10% |
¥116,285 |
¥62,793,855 |
¥22,193,855 |
| 45 |
2.20% |
¥118,508 |
¥63,994,384 |
¥23,394,384 |
| 45 |
2.30% |
¥120,754 |
¥65,207,316 |
¥24,607,316 |
| 45 |
2.40% |
¥123,023 |
¥66,432,539 |
¥25,832,539 |
| 45 |
2.50% |
¥125,315 |
¥67,669,936 |
¥27,069,936 |
| 45 |
2.60% |
¥127,629 |
¥68,919,391 |
¥28,319,391 |
| 45 |
2.70% |
¥129,964 |
¥70,180,780 |
¥29,580,780 |
| 45 |
2.80% |
¥132,322 |
¥71,453,979 |
¥30,853,979 |
| 45 |
2.90% |
¥134,702 |
¥72,738,859 |
¥32,138,859 |
| 45 |
3.00% |
¥137,102 |
¥74,035,289 |
¥33,435,289 |
4060万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥97,001 |
¥46,560,671 |
¥5,960,671 |
| 40 |
0.80% |
¥98,865 |
¥47,455,280 |
¥6,855,280 |
| 40 |
0.90% |
¥100,751 |
¥48,360,596 |
¥7,760,596 |
| 40 |
1.00% |
¥102,660 |
¥49,276,586 |
¥8,676,586 |
| 40 |
1.10% |
¥104,590 |
¥50,203,218 |
¥9,603,218 |
| 40 |
1.20% |
¥106,543 |
¥51,140,455 |
¥10,540,455 |
| 40 |
1.30% |
¥108,517 |
¥52,088,256 |
¥11,488,256 |
| 40 |
1.40% |
¥110,514 |
¥53,046,579 |
¥12,446,579 |
| 40 |
1.50% |
¥112,532 |
¥54,015,377 |
¥13,415,377 |
| 40 |
1.60% |
¥114,572 |
¥54,994,600 |
¥14,394,600 |
| 40 |
1.70% |
¥116,634 |
¥55,984,197 |
¥15,384,197 |
| 40 |
1.80% |
¥118,717 |
¥56,984,112 |
¥16,384,112 |
| 40 |
1.90% |
¥120,821 |
¥57,994,287 |
¥17,394,287 |
| 40 |
2.00% |
¥122,947 |
¥59,014,661 |
¥18,414,661 |
| 40 |
2.10% |
¥125,094 |
¥60,045,169 |
¥19,445,169 |
| 40 |
2.20% |
¥127,262 |
¥61,085,745 |
¥20,485,745 |
| 40 |
2.30% |
¥129,451 |
¥62,136,321 |
¥21,536,321 |
| 40 |
2.40% |
¥131,660 |
¥63,196,824 |
¥22,596,824 |
| 40 |
2.50% |
¥133,890 |
¥64,267,181 |
¥23,667,181 |
| 40 |
2.60% |
¥136,140 |
¥65,347,314 |
¥24,747,314 |
| 40 |
2.70% |
¥138,411 |
¥66,437,145 |
¥25,837,145 |
| 40 |
2.80% |
¥140,701 |
¥67,536,593 |
¥26,936,593 |
| 40 |
2.90% |
¥143,012 |
¥68,645,575 |
¥28,045,575 |
| 40 |
3.00% |
¥145,342 |
¥69,764,004 |
¥29,164,004 |
4060万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥109,019 |
¥45,788,163 |
¥5,188,163 |
| 35 |
0.80% |
¥110,863 |
¥46,562,351 |
¥5,962,351 |
| 35 |
0.90% |
¥112,726 |
¥47,344,755 |
¥6,744,755 |
| 35 |
1.00% |
¥114,608 |
¥48,135,357 |
¥7,535,357 |
| 35 |
1.10% |
¥116,510 |
¥48,934,138 |
¥8,334,138 |
| 35 |
1.20% |
¥118,431 |
¥49,741,074 |
¥9,141,074 |
| 35 |
1.30% |
¥120,372 |
¥50,556,142 |
¥9,956,142 |
| 35 |
1.40% |
¥122,332 |
¥51,379,317 |
¥10,779,317 |
| 35 |
1.50% |
¥124,311 |
¥52,210,571 |
¥11,610,571 |
| 35 |
1.60% |
¥126,309 |
¥53,049,874 |
¥12,449,874 |
| 35 |
1.70% |
¥128,327 |
¥53,897,195 |
¥13,297,195 |
| 35 |
1.80% |
¥130,363 |
¥54,752,501 |
¥14,152,501 |
| 35 |
1.90% |
¥132,418 |
¥55,615,757 |
¥15,015,757 |
| 35 |
2.00% |
¥134,493 |
¥56,486,927 |
¥15,886,927 |
| 35 |
2.10% |
¥136,586 |
¥57,365,973 |
¥16,765,973 |
| 35 |
2.20% |
¥138,697 |
¥58,252,854 |
¥17,652,854 |
| 35 |
2.30% |
¥140,827 |
¥59,147,528 |
¥18,547,528 |
| 35 |
2.40% |
¥142,976 |
¥60,049,953 |
¥19,449,953 |
| 35 |
2.50% |
¥145,143 |
¥60,960,084 |
¥20,360,084 |
| 35 |
2.60% |
¥147,328 |
¥61,877,875 |
¥21,277,875 |
| 35 |
2.70% |
¥149,532 |
¥62,803,277 |
¥22,203,277 |
| 35 |
2.80% |
¥151,753 |
¥63,736,242 |
¥23,136,242 |
| 35 |
2.90% |
¥153,992 |
¥64,676,718 |
¥24,076,718 |
| 35 |
3.00% |
¥156,249 |
¥65,624,654 |
¥25,024,654 |
4060万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥125,066 |
¥45,023,893 |
¥4,423,893 |
| 30 |
0.80% |
¥126,889 |
¥45,680,160 |
¥5,080,160 |
| 30 |
0.90% |
¥128,729 |
¥46,342,477 |
¥5,742,477 |
| 30 |
1.00% |
¥130,586 |
¥47,010,832 |
¥6,410,832 |
| 30 |
1.10% |
¥132,459 |
¥47,685,216 |
¥7,085,216 |
| 30 |
1.20% |
¥134,349 |
¥48,365,615 |
¥7,765,615 |
| 30 |
1.30% |
¥136,256 |
¥49,052,016 |
¥8,452,016 |
| 30 |
1.40% |
¥138,179 |
¥49,744,407 |
¥9,144,407 |
| 30 |
1.50% |
¥140,119 |
¥50,442,770 |
¥9,842,770 |
| 30 |
1.60% |
¥142,075 |
¥51,147,090 |
¥10,547,090 |
| 30 |
1.70% |
¥144,048 |
¥51,857,350 |
¥11,257,350 |
| 30 |
1.80% |
¥146,038 |
¥52,573,532 |
¥11,973,532 |
| 30 |
1.90% |
¥148,043 |
¥53,295,616 |
¥12,695,616 |
| 30 |
2.00% |
¥150,066 |
¥54,023,582 |
¥13,423,582 |
| 30 |
2.10% |
¥152,104 |
¥54,757,409 |
¥14,157,409 |
| 30 |
2.20% |
¥154,159 |
¥55,497,075 |
¥14,897,075 |
| 30 |
2.30% |
¥156,229 |
¥56,242,557 |
¥15,642,557 |
| 30 |
2.40% |
¥158,316 |
¥56,993,830 |
¥16,393,830 |
| 30 |
2.50% |
¥160,419 |
¥57,750,871 |
¥17,150,871 |
| 30 |
2.60% |
¥162,538 |
¥58,513,652 |
¥17,913,652 |
| 30 |
2.70% |
¥164,673 |
¥59,282,148 |
¥18,682,148 |
| 30 |
2.80% |
¥166,823 |
¥60,056,332 |
¥19,456,332 |
| 30 |
2.90% |
¥168,989 |
¥60,836,174 |
¥20,236,174 |
| 30 |
3.00% |
¥171,171 |
¥61,621,646 |
¥21,021,646 |
4060万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥147,560 |
¥44,267,872 |
¥3,667,872 |
| 25 |
0.80% |
¥149,362 |
¥44,808,730 |
¥4,208,730 |
| 25 |
0.90% |
¥151,179 |
¥45,353,796 |
¥4,753,796 |
| 25 |
1.00% |
¥153,010 |
¥45,903,065 |
¥5,303,065 |
| 25 |
1.10% |
¥154,855 |
¥46,456,531 |
¥5,856,531 |
| 25 |
1.20% |
¥156,714 |
¥47,014,189 |
¥6,414,189 |
| 25 |
1.30% |
¥158,587 |
¥47,576,032 |
¥6,976,032 |
| 25 |
1.40% |
¥160,474 |
¥48,142,053 |
¥7,542,053 |
| 25 |
1.50% |
¥162,374 |
¥48,712,245 |
¥8,112,245 |
| 25 |
1.60% |
¥164,289 |
¥49,286,598 |
¥8,686,598 |
| 25 |
1.70% |
¥166,217 |
¥49,865,106 |
¥9,265,106 |
| 25 |
1.80% |
¥168,159 |
¥50,447,758 |
¥9,847,758 |
| 25 |
1.90% |
¥170,115 |
¥51,034,546 |
¥10,434,546 |
| 25 |
2.00% |
¥172,085 |
¥51,625,458 |
¥11,025,458 |
| 25 |
2.10% |
¥174,068 |
¥52,220,486 |
¥11,620,486 |
| 25 |
2.20% |
¥176,065 |
¥52,819,618 |
¥12,219,618 |
| 25 |
2.30% |
¥178,076 |
¥53,422,841 |
¥12,822,841 |
| 25 |
2.40% |
¥180,100 |
¥54,030,146 |
¥13,430,146 |
| 25 |
2.50% |
¥182,138 |
¥54,641,518 |
¥14,041,518 |
| 25 |
2.60% |
¥184,190 |
¥55,256,946 |
¥14,656,946 |
| 25 |
2.70% |
¥186,255 |
¥55,876,416 |
¥15,276,416 |
| 25 |
2.80% |
¥188,333 |
¥56,499,914 |
¥15,899,914 |
| 25 |
2.90% |
¥190,425 |
¥57,127,426 |
¥16,527,426 |
| 25 |
3.00% |
¥192,530 |
¥57,758,938 |
¥17,158,938 |
4060万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥181,334 |
¥43,520,113 |
¥2,920,113 |
| 20 |
0.80% |
¥183,117 |
¥43,948,079 |
¥3,348,079 |
| 20 |
0.90% |
¥184,911 |
¥44,378,743 |
¥3,778,743 |
| 20 |
1.00% |
¥186,717 |
¥44,812,101 |
¥4,212,101 |
| 20 |
1.10% |
¥188,534 |
¥45,248,152 |
¥4,648,152 |
| 20 |
1.20% |
¥190,362 |
¥45,686,893 |
¥5,086,893 |
| 20 |
1.30% |
¥192,201 |
¥46,128,320 |
¥5,528,320 |
| 20 |
1.40% |
¥194,052 |
¥46,572,432 |
¥5,972,432 |
| 20 |
1.50% |
¥195,913 |
¥47,019,225 |
¥6,419,225 |
| 20 |
1.60% |
¥197,786 |
¥47,468,695 |
¥6,868,695 |
| 20 |
1.70% |
¥199,670 |
¥47,920,838 |
¥7,320,838 |
| 20 |
1.80% |
¥201,565 |
¥48,375,652 |
¥7,775,652 |
| 20 |
1.90% |
¥203,471 |
¥48,833,131 |
¥8,233,131 |
| 20 |
2.00% |
¥205,389 |
¥49,293,272 |
¥8,693,272 |
| 20 |
2.10% |
¥207,317 |
¥49,756,070 |
¥9,156,070 |
| 20 |
2.20% |
¥209,256 |
¥50,221,521 |
¥9,621,521 |
| 20 |
2.30% |
¥211,207 |
¥50,689,619 |
¥10,089,619 |
| 20 |
2.40% |
¥213,168 |
¥51,160,360 |
¥10,560,360 |
| 20 |
2.50% |
¥215,141 |
¥51,633,738 |
¥11,033,738 |
| 20 |
2.60% |
¥217,124 |
¥52,109,748 |
¥11,509,748 |
| 20 |
2.70% |
¥219,118 |
¥52,588,384 |
¥11,988,384 |
| 20 |
2.80% |
¥221,124 |
¥53,069,640 |
¥12,469,640 |
| 20 |
2.90% |
¥223,140 |
¥53,553,511 |
¥12,953,511 |
| 20 |
3.00% |
¥225,167 |
¥54,039,990 |
¥13,439,990 |
4060万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥237,670 |
¥42,780,624 |
¥2,180,624 |
| 15 |
0.80% |
¥239,435 |
¥43,098,224 |
¥2,498,224 |
| 15 |
0.90% |
¥241,207 |
¥43,417,343 |
¥2,817,343 |
| 15 |
1.00% |
¥242,989 |
¥43,737,979 |
¥3,137,979 |
| 15 |
1.10% |
¥244,779 |
¥44,060,133 |
¥3,460,133 |
| 15 |
1.20% |
¥246,577 |
¥44,383,803 |
¥3,783,803 |
| 15 |
1.30% |
¥248,383 |
¥44,708,988 |
¥4,108,988 |
| 15 |
1.40% |
¥250,198 |
¥45,035,687 |
¥4,435,687 |
| 15 |
1.50% |
¥252,022 |
¥45,363,900 |
¥4,763,900 |
| 15 |
1.60% |
¥253,853 |
¥45,693,624 |
¥5,093,624 |
| 15 |
1.70% |
¥255,694 |
¥46,024,860 |
¥5,424,860 |
| 15 |
1.80% |
¥257,542 |
¥46,357,604 |
¥5,757,604 |
| 15 |
1.90% |
¥259,399 |
¥46,691,857 |
¥6,091,857 |
| 15 |
2.00% |
¥261,265 |
¥47,027,616 |
¥6,427,616 |
| 15 |
2.10% |
¥263,138 |
¥47,364,880 |
¥6,764,880 |
| 15 |
2.20% |
¥265,020 |
¥47,703,648 |
¥7,103,648 |
| 15 |
2.30% |
¥266,911 |
¥48,043,917 |
¥7,443,917 |
| 15 |
2.40% |
¥268,809 |
¥48,385,687 |
¥7,785,687 |
| 15 |
2.50% |
¥270,716 |
¥48,728,955 |
¥8,128,955 |
| 15 |
2.60% |
¥272,632 |
¥49,073,720 |
¥8,473,720 |
| 15 |
2.70% |
¥274,555 |
¥49,419,980 |
¥8,819,980 |
| 15 |
2.80% |
¥276,487 |
¥49,767,732 |
¥9,167,732 |
| 15 |
2.90% |
¥278,428 |
¥50,116,975 |
¥9,516,975 |
| 15 |
3.00% |
¥280,376 |
¥50,467,706 |
¥9,867,706 |
4060万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥350,412 |
¥42,049,413 |
¥1,449,413 |
| 10 |
0.80% |
¥352,160 |
¥42,259,176 |
¥1,659,176 |
| 10 |
0.90% |
¥353,913 |
¥42,469,614 |
¥1,869,614 |
| 10 |
1.00% |
¥355,673 |
¥42,680,728 |
¥2,080,728 |
| 10 |
1.10% |
¥357,438 |
¥42,892,517 |
¥2,292,517 |
| 10 |
1.20% |
¥359,208 |
¥43,104,981 |
¥2,504,981 |
| 10 |
1.30% |
¥360,984 |
¥43,318,119 |
¥2,718,119 |
| 10 |
1.40% |
¥362,766 |
¥43,531,932 |
¥2,931,932 |
| 10 |
1.50% |
¥364,553 |
¥43,746,419 |
¥3,146,419 |
| 10 |
1.60% |
¥366,346 |
¥43,961,579 |
¥3,361,579 |
| 10 |
1.70% |
¥368,145 |
¥44,177,414 |
¥3,577,414 |
| 10 |
1.80% |
¥369,949 |
¥44,393,921 |
¥3,793,921 |
| 10 |
1.90% |
¥371,759 |
¥44,611,102 |
¥4,011,102 |
| 10 |
2.00% |
¥373,575 |
¥44,828,955 |
¥4,228,955 |
| 10 |
2.10% |
¥375,396 |
¥45,047,480 |
¥4,447,480 |
| 10 |
2.20% |
¥377,222 |
¥45,266,677 |
¥4,666,677 |
| 10 |
2.30% |
¥379,055 |
¥45,486,546 |
¥4,886,546 |
| 10 |
2.40% |
¥380,892 |
¥45,707,086 |
¥5,107,086 |
| 10 |
2.50% |
¥382,736 |
¥45,928,296 |
¥5,328,296 |
| 10 |
2.60% |
¥384,585 |
¥46,150,177 |
¥5,550,177 |
| 10 |
2.70% |
¥386,439 |
¥46,372,728 |
¥5,772,728 |
| 10 |
2.80% |
¥388,300 |
¥46,595,948 |
¥5,995,948 |
| 10 |
2.90% |
¥390,165 |
¥46,819,837 |
¥6,219,837 |
| 10 |
3.00% |
¥392,037 |
¥47,044,395 |
¥6,444,395 |
