4070万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4070万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4070万円の住宅ローン｜期間・年数別
4070万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥80,415 |
¥48,248,883 |
¥7,548,883 |
| 50 |
0.80% |
¥82,324 |
¥49,394,611 |
¥8,694,611 |
| 50 |
0.90% |
¥84,262 |
¥50,557,011 |
¥9,857,011 |
| 50 |
1.00% |
¥86,227 |
¥51,736,012 |
¥11,036,012 |
| 50 |
1.10% |
¥88,219 |
¥52,931,532 |
¥12,231,532 |
| 50 |
1.20% |
¥90,239 |
¥54,143,484 |
¥13,443,484 |
| 50 |
1.30% |
¥92,286 |
¥55,371,771 |
¥14,671,771 |
| 50 |
1.40% |
¥94,360 |
¥56,616,292 |
¥15,916,292 |
| 50 |
1.50% |
¥96,462 |
¥57,876,937 |
¥17,176,937 |
| 50 |
1.60% |
¥98,589 |
¥59,153,587 |
¥18,453,587 |
| 50 |
1.70% |
¥100,744 |
¥60,446,119 |
¥19,746,119 |
| 50 |
1.80% |
¥102,924 |
¥61,754,403 |
¥21,054,403 |
| 50 |
1.90% |
¥105,131 |
¥63,078,301 |
¥22,378,301 |
| 50 |
2.00% |
¥107,363 |
¥64,417,672 |
¥23,717,672 |
| 50 |
2.10% |
¥109,621 |
¥65,772,364 |
¥25,072,364 |
| 50 |
2.20% |
¥111,904 |
¥67,142,225 |
¥26,442,225 |
| 50 |
2.30% |
¥114,212 |
¥68,527,093 |
¥27,827,093 |
| 50 |
2.40% |
¥116,545 |
¥69,926,804 |
¥29,226,804 |
| 50 |
2.50% |
¥118,902 |
¥71,341,187 |
¥30,641,187 |
| 50 |
2.60% |
¥121,283 |
¥72,770,066 |
¥32,070,066 |
| 50 |
2.70% |
¥123,689 |
¥74,213,263 |
¥33,513,263 |
| 50 |
2.80% |
¥126,118 |
¥75,670,595 |
¥34,970,595 |
| 50 |
2.90% |
¥128,570 |
¥77,141,872 |
¥36,441,872 |
| 50 |
3.00% |
¥131,045 |
¥78,626,905 |
¥37,926,905 |
4070万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥87,885 |
¥47,458,005 |
¥6,758,005 |
| 45 |
0.80% |
¥89,774 |
¥48,478,033 |
¥7,778,033 |
| 45 |
0.90% |
¥91,688 |
¥49,511,607 |
¥8,811,607 |
| 45 |
1.00% |
¥93,627 |
¥50,558,678 |
¥9,858,678 |
| 45 |
1.10% |
¥95,591 |
¥51,619,194 |
¥10,919,194 |
| 45 |
1.20% |
¥97,580 |
¥52,693,096 |
¥11,993,096 |
| 45 |
1.30% |
¥99,593 |
¥53,780,320 |
¥13,080,320 |
| 45 |
1.40% |
¥101,631 |
¥54,880,799 |
¥14,180,799 |
| 45 |
1.50% |
¥103,693 |
¥55,994,458 |
¥15,294,458 |
| 45 |
1.60% |
¥105,780 |
¥57,121,220 |
¥16,421,220 |
| 45 |
1.70% |
¥107,891 |
¥58,261,002 |
¥17,561,002 |
| 45 |
1.80% |
¥110,025 |
¥59,413,716 |
¥18,713,716 |
| 45 |
1.90% |
¥112,184 |
¥60,579,272 |
¥19,879,272 |
| 45 |
2.00% |
¥114,366 |
¥61,757,573 |
¥21,057,573 |
| 45 |
2.10% |
¥116,571 |
¥62,948,519 |
¥22,248,519 |
| 45 |
2.20% |
¥118,800 |
¥64,152,006 |
¥23,452,006 |
| 45 |
2.30% |
¥121,052 |
¥65,367,925 |
¥24,667,925 |
| 45 |
2.40% |
¥123,326 |
¥66,596,165 |
¥25,896,165 |
| 45 |
2.50% |
¥125,623 |
¥67,836,611 |
¥27,136,611 |
| 45 |
2.60% |
¥127,943 |
¥69,089,143 |
¥28,389,143 |
| 45 |
2.70% |
¥130,285 |
¥70,353,639 |
¥29,653,639 |
| 45 |
2.80% |
¥132,648 |
¥71,629,974 |
¥30,929,974 |
| 45 |
2.90% |
¥135,033 |
¥72,918,018 |
¥32,218,018 |
| 45 |
3.00% |
¥137,440 |
¥74,217,642 |
¥33,517,642 |
4070万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥97,240 |
¥46,675,352 |
¥5,975,352 |
| 40 |
0.80% |
¥99,109 |
¥47,572,165 |
¥6,872,165 |
| 40 |
0.90% |
¥100,999 |
¥48,479,710 |
¥7,779,710 |
| 40 |
1.00% |
¥102,912 |
¥49,397,957 |
¥8,697,957 |
| 40 |
1.10% |
¥104,848 |
¥50,326,871 |
¥9,626,871 |
| 40 |
1.20% |
¥106,805 |
¥51,266,416 |
¥10,566,416 |
| 40 |
1.30% |
¥108,784 |
¥52,216,552 |
¥11,516,552 |
| 40 |
1.40% |
¥110,786 |
¥53,177,235 |
¥12,477,235 |
| 40 |
1.50% |
¥112,809 |
¥54,148,419 |
¥13,448,419 |
| 40 |
1.60% |
¥114,854 |
¥55,130,055 |
¥14,430,055 |
| 40 |
1.70% |
¥116,921 |
¥56,122,090 |
¥15,422,090 |
| 40 |
1.80% |
¥119,009 |
¥57,124,467 |
¥16,424,467 |
| 40 |
1.90% |
¥121,119 |
¥58,137,130 |
¥17,437,130 |
| 40 |
2.00% |
¥123,250 |
¥59,160,017 |
¥18,460,017 |
| 40 |
2.10% |
¥125,402 |
¥60,193,063 |
¥19,493,063 |
| 40 |
2.20% |
¥127,575 |
¥61,236,203 |
¥20,536,203 |
| 40 |
2.30% |
¥129,770 |
¥62,289,366 |
¥21,589,366 |
| 40 |
2.40% |
¥131,984 |
¥63,352,482 |
¥22,652,482 |
| 40 |
2.50% |
¥134,220 |
¥64,425,474 |
¥23,725,474 |
| 40 |
2.60% |
¥136,476 |
¥65,508,268 |
¥24,808,268 |
| 40 |
2.70% |
¥138,752 |
¥66,600,784 |
¥25,900,784 |
| 40 |
2.80% |
¥141,048 |
¥67,702,940 |
¥27,002,940 |
| 40 |
2.90% |
¥143,364 |
¥68,814,652 |
¥28,114,652 |
| 40 |
3.00% |
¥145,700 |
¥69,935,837 |
¥29,235,837 |
4070万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥109,288 |
¥45,900,942 |
¥5,200,942 |
| 35 |
0.80% |
¥111,136 |
¥46,677,037 |
¥5,977,037 |
| 35 |
0.90% |
¥113,003 |
¥47,461,368 |
¥6,761,368 |
| 35 |
1.00% |
¥114,890 |
¥48,253,917 |
¥7,553,917 |
| 35 |
1.10% |
¥116,797 |
¥49,054,665 |
¥8,354,665 |
| 35 |
1.20% |
¥118,723 |
¥49,863,589 |
¥9,163,589 |
| 35 |
1.30% |
¥120,668 |
¥50,680,665 |
¥9,980,665 |
| 35 |
1.40% |
¥122,633 |
¥51,505,867 |
¥10,805,867 |
| 35 |
1.50% |
¥124,617 |
¥52,339,168 |
¥11,639,168 |
| 35 |
1.60% |
¥126,620 |
¥53,180,538 |
¥12,480,538 |
| 35 |
1.70% |
¥128,643 |
¥54,029,947 |
¥13,329,947 |
| 35 |
1.80% |
¥130,684 |
¥54,887,359 |
¥14,187,359 |
| 35 |
1.90% |
¥132,745 |
¥55,752,742 |
¥15,052,742 |
| 35 |
2.00% |
¥134,824 |
¥56,626,058 |
¥15,926,058 |
| 35 |
2.10% |
¥136,922 |
¥57,507,268 |
¥16,807,268 |
| 35 |
2.20% |
¥139,039 |
¥58,396,333 |
¥17,696,333 |
| 35 |
2.30% |
¥141,174 |
¥59,293,212 |
¥18,593,212 |
| 35 |
2.40% |
¥143,328 |
¥60,197,859 |
¥19,497,859 |
| 35 |
2.50% |
¥145,501 |
¥61,110,232 |
¥20,410,232 |
| 35 |
2.60% |
¥147,691 |
¥62,030,283 |
¥21,330,283 |
| 35 |
2.70% |
¥149,900 |
¥62,957,965 |
¥22,257,965 |
| 35 |
2.80% |
¥152,127 |
¥63,893,227 |
¥23,193,227 |
| 35 |
2.90% |
¥154,371 |
¥64,836,020 |
¥24,136,020 |
| 35 |
3.00% |
¥156,634 |
¥65,786,291 |
¥25,086,291 |
4070万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥125,374 |
¥45,134,789 |
¥4,434,789 |
| 30 |
0.80% |
¥127,202 |
¥45,792,673 |
¥5,092,673 |
| 30 |
0.90% |
¥129,046 |
¥46,456,621 |
¥5,756,621 |
| 30 |
1.00% |
¥130,907 |
¥47,126,623 |
¥6,426,623 |
| 30 |
1.10% |
¥132,785 |
¥47,802,667 |
¥7,102,667 |
| 30 |
1.20% |
¥134,680 |
¥48,484,742 |
¥7,784,742 |
| 30 |
1.30% |
¥136,591 |
¥49,172,834 |
¥8,472,834 |
| 30 |
1.40% |
¥138,519 |
¥49,866,930 |
¥9,166,930 |
| 30 |
1.50% |
¥140,464 |
¥50,567,013 |
¥9,867,013 |
| 30 |
1.60% |
¥142,425 |
¥51,273,068 |
¥10,573,068 |
| 30 |
1.70% |
¥144,403 |
¥51,985,078 |
¥11,285,078 |
| 30 |
1.80% |
¥146,397 |
¥52,703,024 |
¥12,003,024 |
| 30 |
1.90% |
¥148,408 |
¥53,426,886 |
¥12,726,886 |
| 30 |
2.00% |
¥150,435 |
¥54,156,645 |
¥13,456,645 |
| 30 |
2.10% |
¥152,479 |
¥54,892,280 |
¥14,192,280 |
| 30 |
2.20% |
¥154,538 |
¥55,633,767 |
¥14,933,767 |
| 30 |
2.30% |
¥156,614 |
¥56,381,085 |
¥15,681,085 |
| 30 |
2.40% |
¥158,706 |
¥57,134,209 |
¥16,434,209 |
| 30 |
2.50% |
¥160,814 |
¥57,893,114 |
¥17,193,114 |
| 30 |
2.60% |
¥162,938 |
¥58,657,775 |
¥17,957,775 |
| 30 |
2.70% |
¥165,078 |
¥59,428,164 |
¥18,728,164 |
| 30 |
2.80% |
¥167,234 |
¥60,204,254 |
¥19,504,254 |
| 30 |
2.90% |
¥169,406 |
¥60,986,017 |
¥20,286,017 |
| 30 |
3.00% |
¥171,593 |
¥61,773,423 |
¥21,073,423 |
4070万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥147,923 |
¥44,376,906 |
¥3,676,906 |
| 25 |
0.80% |
¥149,730 |
¥44,919,096 |
¥4,219,096 |
| 25 |
0.90% |
¥151,552 |
¥45,465,505 |
¥4,765,505 |
| 25 |
1.00% |
¥153,387 |
¥46,016,127 |
¥5,316,127 |
| 25 |
1.10% |
¥155,237 |
¥46,570,956 |
¥5,870,956 |
| 25 |
1.20% |
¥157,100 |
¥47,129,988 |
¥6,429,988 |
| 25 |
1.30% |
¥158,977 |
¥47,693,215 |
¥6,993,215 |
| 25 |
1.40% |
¥160,869 |
¥48,260,630 |
¥7,560,630 |
| 25 |
1.50% |
¥162,774 |
¥48,832,225 |
¥8,132,225 |
| 25 |
1.60% |
¥164,693 |
¥49,407,994 |
¥8,707,994 |
| 25 |
1.70% |
¥166,626 |
¥49,987,926 |
¥9,287,926 |
| 25 |
1.80% |
¥168,573 |
¥50,572,014 |
¥9,872,014 |
| 25 |
1.90% |
¥170,534 |
¥51,160,246 |
¥10,460,246 |
| 25 |
2.00% |
¥172,509 |
¥51,752,615 |
¥11,052,615 |
| 25 |
2.10% |
¥174,497 |
¥52,349,108 |
¥11,649,108 |
| 25 |
2.20% |
¥176,499 |
¥52,949,715 |
¥12,249,715 |
| 25 |
2.30% |
¥178,515 |
¥53,554,425 |
¥12,854,425 |
| 25 |
2.40% |
¥180,544 |
¥54,163,225 |
¥13,463,225 |
| 25 |
2.50% |
¥182,587 |
¥54,776,103 |
¥14,076,103 |
| 25 |
2.60% |
¥184,643 |
¥55,393,047 |
¥14,693,047 |
| 25 |
2.70% |
¥186,713 |
¥56,014,042 |
¥15,314,042 |
| 25 |
2.80% |
¥188,797 |
¥56,639,076 |
¥15,939,076 |
| 25 |
2.90% |
¥190,894 |
¥57,268,134 |
¥16,568,134 |
| 25 |
3.00% |
¥193,004 |
¥57,901,201 |
¥17,201,201 |
4070万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥181,780 |
¥43,627,305 |
¥2,927,305 |
| 20 |
0.80% |
¥183,568 |
¥44,056,326 |
¥3,356,326 |
| 20 |
0.90% |
¥185,367 |
¥44,488,050 |
¥3,788,050 |
| 20 |
1.00% |
¥187,177 |
¥44,922,476 |
¥4,222,476 |
| 20 |
1.10% |
¥188,998 |
¥45,359,601 |
¥4,659,601 |
| 20 |
1.20% |
¥190,831 |
¥45,799,422 |
¥5,099,422 |
| 20 |
1.30% |
¥192,675 |
¥46,241,937 |
¥5,541,937 |
| 20 |
1.40% |
¥194,530 |
¥46,687,143 |
¥5,987,143 |
| 20 |
1.50% |
¥196,396 |
¥47,135,036 |
¥6,435,036 |
| 20 |
1.60% |
¥198,273 |
¥47,585,613 |
¥6,885,613 |
| 20 |
1.70% |
¥200,162 |
¥48,038,870 |
¥7,338,870 |
| 20 |
1.80% |
¥202,062 |
¥48,494,804 |
¥7,794,804 |
| 20 |
1.90% |
¥203,973 |
¥48,953,410 |
¥8,253,410 |
| 20 |
2.00% |
¥205,895 |
¥49,414,684 |
¥8,714,684 |
| 20 |
2.10% |
¥207,828 |
¥49,878,622 |
¥9,178,622 |
| 20 |
2.20% |
¥209,772 |
¥50,345,219 |
¥9,645,219 |
| 20 |
2.30% |
¥211,727 |
¥50,814,470 |
¥10,114,470 |
| 20 |
2.40% |
¥213,693 |
¥51,286,371 |
¥10,586,371 |
| 20 |
2.50% |
¥215,670 |
¥51,760,915 |
¥11,060,915 |
| 20 |
2.60% |
¥217,659 |
¥52,238,097 |
¥11,538,097 |
| 20 |
2.70% |
¥219,658 |
¥52,717,912 |
¥12,017,912 |
| 20 |
2.80% |
¥221,668 |
¥53,200,354 |
¥12,500,354 |
| 20 |
2.90% |
¥223,689 |
¥53,685,416 |
¥12,985,416 |
| 20 |
3.00% |
¥225,721 |
¥54,173,093 |
¥13,473,093 |
4070万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥238,256 |
¥42,885,995 |
¥2,185,995 |
| 15 |
0.80% |
¥240,024 |
¥43,204,377 |
¥2,504,377 |
| 15 |
0.90% |
¥241,802 |
¥43,524,282 |
¥2,824,282 |
| 15 |
1.00% |
¥243,587 |
¥43,845,708 |
¥3,145,708 |
| 15 |
1.10% |
¥245,381 |
¥44,168,655 |
¥3,468,655 |
| 15 |
1.20% |
¥247,184 |
¥44,493,122 |
¥3,793,122 |
| 15 |
1.30% |
¥248,995 |
¥44,819,109 |
¥4,119,109 |
| 15 |
1.40% |
¥250,815 |
¥45,146,613 |
¥4,446,613 |
| 15 |
1.50% |
¥252,642 |
¥45,475,634 |
¥4,775,634 |
| 15 |
1.60% |
¥254,479 |
¥45,806,170 |
¥5,106,170 |
| 15 |
1.70% |
¥256,323 |
¥46,138,221 |
¥5,438,221 |
| 15 |
1.80% |
¥258,177 |
¥46,471,785 |
¥5,771,785 |
| 15 |
1.90% |
¥260,038 |
¥46,806,861 |
¥6,106,861 |
| 15 |
2.00% |
¥261,908 |
¥47,143,447 |
¥6,443,447 |
| 15 |
2.10% |
¥263,786 |
¥47,481,542 |
¥6,781,542 |
| 15 |
2.20% |
¥265,673 |
¥47,821,144 |
¥7,121,144 |
| 15 |
2.30% |
¥267,568 |
¥48,162,252 |
¥7,462,252 |
| 15 |
2.40% |
¥269,471 |
¥48,504,864 |
¥7,804,864 |
| 15 |
2.50% |
¥271,383 |
¥48,848,977 |
¥8,148,977 |
| 15 |
2.60% |
¥273,303 |
¥49,194,591 |
¥8,494,591 |
| 15 |
2.70% |
¥275,232 |
¥49,541,704 |
¥8,841,704 |
| 15 |
2.80% |
¥277,168 |
¥49,890,312 |
¥9,190,312 |
| 15 |
2.90% |
¥279,113 |
¥50,240,416 |
¥9,540,416 |
| 15 |
3.00% |
¥281,067 |
¥50,592,011 |
¥9,892,011 |
4070万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥351,275 |
¥42,152,983 |
¥1,452,983 |
| 10 |
0.80% |
¥353,027 |
¥42,363,262 |
¥1,663,262 |
| 10 |
0.90% |
¥354,785 |
¥42,574,219 |
¥1,874,219 |
| 10 |
1.00% |
¥356,549 |
¥42,785,853 |
¥2,085,853 |
| 10 |
1.10% |
¥358,318 |
¥42,998,163 |
¥2,298,163 |
| 10 |
1.20% |
¥360,093 |
¥43,211,151 |
¥2,511,151 |
| 10 |
1.30% |
¥361,873 |
¥43,424,814 |
¥2,724,814 |
| 10 |
1.40% |
¥363,660 |
¥43,639,153 |
¥2,939,153 |
| 10 |
1.50% |
¥365,451 |
¥43,854,168 |
¥3,154,168 |
| 10 |
1.60% |
¥367,249 |
¥44,069,859 |
¥3,369,859 |
| 10 |
1.70% |
¥369,052 |
¥44,286,225 |
¥3,586,225 |
| 10 |
1.80% |
¥370,861 |
¥44,503,266 |
¥3,803,266 |
| 10 |
1.90% |
¥372,675 |
¥44,720,981 |
¥4,020,981 |
| 10 |
2.00% |
¥374,495 |
¥44,939,371 |
¥4,239,371 |
| 10 |
2.10% |
¥376,320 |
¥45,158,434 |
¥4,458,434 |
| 10 |
2.20% |
¥378,151 |
¥45,378,171 |
¥4,678,171 |
| 10 |
2.30% |
¥379,988 |
¥45,598,582 |
¥4,898,582 |
| 10 |
2.40% |
¥381,831 |
¥45,819,665 |
¥5,119,665 |
| 10 |
2.50% |
¥383,678 |
¥46,041,420 |
¥5,341,420 |
| 10 |
2.60% |
¥385,532 |
¥46,263,847 |
¥5,563,847 |
| 10 |
2.70% |
¥387,391 |
¥46,486,946 |
¥5,786,946 |
| 10 |
2.80% |
¥389,256 |
¥46,710,716 |
¥6,010,716 |
| 10 |
2.90% |
¥391,126 |
¥46,935,157 |
¥6,235,157 |
| 10 |
3.00% |
¥393,002 |
¥47,160,268 |
¥6,460,268 |
