4080万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4080万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4080万円の住宅ローン｜期間・年数別
4080万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥80,612 |
¥48,367,430 |
¥7,567,430 |
| 50 |
0.80% |
¥82,527 |
¥49,515,974 |
¥8,715,974 |
| 50 |
0.90% |
¥84,469 |
¥50,681,230 |
¥9,881,230 |
| 50 |
1.00% |
¥86,439 |
¥51,863,127 |
¥11,063,127 |
| 50 |
1.10% |
¥88,436 |
¥53,061,585 |
¥12,261,585 |
| 50 |
1.20% |
¥90,461 |
¥54,276,514 |
¥13,476,514 |
| 50 |
1.30% |
¥92,513 |
¥55,507,820 |
¥14,707,820 |
| 50 |
1.40% |
¥94,592 |
¥56,755,399 |
¥15,955,399 |
| 50 |
1.50% |
¥96,699 |
¥58,019,140 |
¥17,219,140 |
| 50 |
1.60% |
¥98,832 |
¥59,298,927 |
¥18,498,927 |
| 50 |
1.70% |
¥100,991 |
¥60,594,635 |
¥19,794,635 |
| 50 |
1.80% |
¥103,177 |
¥61,906,134 |
¥21,106,134 |
| 50 |
1.90% |
¥105,389 |
¥63,233,285 |
¥22,433,285 |
| 50 |
2.00% |
¥107,627 |
¥64,575,946 |
¥23,775,946 |
| 50 |
2.10% |
¥109,890 |
¥65,933,967 |
¥25,133,967 |
| 50 |
2.20% |
¥112,179 |
¥67,307,194 |
¥26,507,194 |
| 50 |
2.30% |
¥114,492 |
¥68,695,465 |
¥27,895,465 |
| 50 |
2.40% |
¥116,831 |
¥70,098,614 |
¥29,298,614 |
| 50 |
2.50% |
¥119,194 |
¥71,516,472 |
¥30,716,472 |
| 50 |
2.60% |
¥121,581 |
¥72,948,862 |
¥32,148,862 |
| 50 |
2.70% |
¥123,993 |
¥74,395,606 |
¥33,595,606 |
| 50 |
2.80% |
¥126,428 |
¥75,856,517 |
¥35,056,517 |
| 50 |
2.90% |
¥128,886 |
¥77,331,410 |
¥36,531,410 |
| 50 |
3.00% |
¥131,367 |
¥78,820,092 |
¥38,020,092 |
4080万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥88,101 |
¥47,574,609 |
¥6,774,609 |
| 45 |
0.80% |
¥89,995 |
¥48,597,144 |
¥7,797,144 |
| 45 |
0.90% |
¥91,913 |
¥49,633,257 |
¥8,833,257 |
| 45 |
1.00% |
¥93,857 |
¥50,682,901 |
¥9,882,901 |
| 45 |
1.10% |
¥95,826 |
¥51,746,023 |
¥10,946,023 |
| 45 |
1.20% |
¥97,820 |
¥52,822,563 |
¥12,022,563 |
| 45 |
1.30% |
¥99,838 |
¥53,912,459 |
¥13,112,459 |
| 45 |
1.40% |
¥101,881 |
¥55,015,641 |
¥14,215,641 |
| 45 |
1.50% |
¥103,948 |
¥56,132,036 |
¥15,332,036 |
| 45 |
1.60% |
¥106,040 |
¥57,261,567 |
¥16,461,567 |
| 45 |
1.70% |
¥108,156 |
¥58,404,149 |
¥17,604,149 |
| 45 |
1.80% |
¥110,296 |
¥59,559,696 |
¥18,759,696 |
| 45 |
1.90% |
¥112,459 |
¥60,728,116 |
¥19,928,116 |
| 45 |
2.00% |
¥114,647 |
¥61,909,312 |
¥21,109,312 |
| 45 |
2.10% |
¥116,858 |
¥63,103,184 |
¥22,303,184 |
| 45 |
2.20% |
¥119,092 |
¥64,309,628 |
¥23,509,628 |
| 45 |
2.30% |
¥121,349 |
¥65,528,534 |
¥24,728,534 |
| 45 |
2.40% |
¥123,629 |
¥66,759,792 |
¥25,959,792 |
| 45 |
2.50% |
¥125,932 |
¥68,003,286 |
¥27,203,286 |
| 45 |
2.60% |
¥128,257 |
¥69,258,895 |
¥28,458,895 |
| 45 |
2.70% |
¥130,605 |
¥70,526,498 |
¥29,726,498 |
| 45 |
2.80% |
¥132,974 |
¥71,805,969 |
¥31,005,969 |
| 45 |
2.90% |
¥135,365 |
¥73,097,178 |
¥32,297,178 |
| 45 |
3.00% |
¥137,778 |
¥74,399,995 |
¥33,599,995 |
4080万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥97,479 |
¥46,790,034 |
¥5,990,034 |
| 40 |
0.80% |
¥99,352 |
¥47,689,050 |
¥6,889,050 |
| 40 |
0.90% |
¥101,248 |
¥48,598,825 |
¥7,798,825 |
| 40 |
1.00% |
¥103,165 |
¥49,519,328 |
¥8,719,328 |
| 40 |
1.10% |
¥105,105 |
¥50,450,524 |
¥9,650,524 |
| 40 |
1.20% |
¥107,067 |
¥51,392,378 |
¥10,592,378 |
| 40 |
1.30% |
¥109,052 |
¥52,344,848 |
¥11,544,848 |
| 40 |
1.40% |
¥111,058 |
¥53,307,892 |
¥12,507,892 |
| 40 |
1.50% |
¥113,086 |
¥54,281,462 |
¥13,481,462 |
| 40 |
1.60% |
¥115,136 |
¥55,265,510 |
¥14,465,510 |
| 40 |
1.70% |
¥117,208 |
¥56,259,982 |
¥15,459,982 |
| 40 |
1.80% |
¥119,302 |
¥57,264,822 |
¥16,464,822 |
| 40 |
1.90% |
¥121,417 |
¥58,279,973 |
¥17,479,973 |
| 40 |
2.00% |
¥123,553 |
¥59,305,373 |
¥18,505,373 |
| 40 |
2.10% |
¥125,710 |
¥60,340,958 |
¥19,540,958 |
| 40 |
2.20% |
¥127,889 |
¥61,386,660 |
¥20,586,660 |
| 40 |
2.30% |
¥130,088 |
¥62,442,411 |
¥21,642,411 |
| 40 |
2.40% |
¥132,309 |
¥63,508,139 |
¥22,708,139 |
| 40 |
2.50% |
¥134,550 |
¥64,583,768 |
¥23,783,768 |
| 40 |
2.60% |
¥136,811 |
¥65,669,222 |
¥24,869,222 |
| 40 |
2.70% |
¥139,093 |
¥66,764,422 |
¥25,964,422 |
| 40 |
2.80% |
¥141,394 |
¥67,869,286 |
¥27,069,286 |
| 40 |
2.90% |
¥143,716 |
¥68,983,730 |
¥28,183,730 |
| 40 |
3.00% |
¥146,058 |
¥70,107,669 |
¥29,307,669 |
4080万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥109,556 |
¥46,013,721 |
¥5,213,721 |
| 35 |
0.80% |
¥111,409 |
¥46,791,722 |
¥5,991,722 |
| 35 |
0.90% |
¥113,281 |
¥47,577,981 |
¥6,777,981 |
| 35 |
1.00% |
¥115,173 |
¥48,372,477 |
¥7,572,477 |
| 35 |
1.10% |
¥117,084 |
¥49,175,192 |
¥8,375,192 |
| 35 |
1.20% |
¥119,015 |
¥49,986,104 |
¥9,186,104 |
| 35 |
1.30% |
¥120,965 |
¥50,805,187 |
¥10,005,187 |
| 35 |
1.40% |
¥122,934 |
¥51,632,417 |
¥10,832,417 |
| 35 |
1.50% |
¥124,923 |
¥52,467,766 |
¥11,667,766 |
| 35 |
1.60% |
¥126,931 |
¥53,311,203 |
¥12,511,203 |
| 35 |
1.70% |
¥128,959 |
¥54,162,698 |
¥13,362,698 |
| 35 |
1.80% |
¥131,005 |
¥55,022,218 |
¥14,222,218 |
| 35 |
1.90% |
¥133,071 |
¥55,889,727 |
¥15,089,727 |
| 35 |
2.00% |
¥135,155 |
¥56,765,188 |
¥15,965,188 |
| 35 |
2.10% |
¥137,258 |
¥57,648,564 |
¥16,848,564 |
| 35 |
2.20% |
¥139,381 |
¥58,539,813 |
¥17,739,813 |
| 35 |
2.30% |
¥141,521 |
¥59,438,895 |
¥18,638,895 |
| 35 |
2.40% |
¥143,680 |
¥60,345,766 |
¥19,545,766 |
| 35 |
2.50% |
¥145,858 |
¥61,260,380 |
¥20,460,380 |
| 35 |
2.60% |
¥148,054 |
¥62,182,692 |
¥21,382,692 |
| 35 |
2.70% |
¥150,268 |
¥63,112,653 |
¥22,312,653 |
| 35 |
2.80% |
¥152,501 |
¥64,050,213 |
¥23,250,213 |
| 35 |
2.90% |
¥154,751 |
¥64,995,323 |
¥24,195,323 |
| 35 |
3.00% |
¥157,019 |
¥65,947,929 |
¥25,147,929 |
4080万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥125,682 |
¥45,245,685 |
¥4,445,685 |
| 30 |
0.80% |
¥127,514 |
¥45,905,186 |
¥5,105,186 |
| 30 |
0.90% |
¥129,363 |
¥46,570,765 |
¥5,770,765 |
| 30 |
1.00% |
¥131,229 |
¥47,242,413 |
¥6,442,413 |
| 30 |
1.10% |
¥133,111 |
¥47,920,118 |
¥7,120,118 |
| 30 |
1.20% |
¥135,011 |
¥48,603,869 |
¥7,803,869 |
| 30 |
1.30% |
¥136,927 |
¥49,293,652 |
¥8,493,652 |
| 30 |
1.40% |
¥138,860 |
¥49,989,453 |
¥9,189,453 |
| 30 |
1.50% |
¥140,809 |
¥50,691,257 |
¥9,891,257 |
| 30 |
1.60% |
¥142,775 |
¥51,399,046 |
¥10,599,046 |
| 30 |
1.70% |
¥144,758 |
¥52,112,805 |
¥11,312,805 |
| 30 |
1.80% |
¥146,757 |
¥52,832,515 |
¥12,032,515 |
| 30 |
1.90% |
¥148,773 |
¥53,558,156 |
¥12,758,156 |
| 30 |
2.00% |
¥150,805 |
¥54,289,708 |
¥13,489,708 |
| 30 |
2.10% |
¥152,853 |
¥55,027,150 |
¥14,227,150 |
| 30 |
2.20% |
¥154,918 |
¥55,770,460 |
¥14,970,460 |
| 30 |
2.30% |
¥156,999 |
¥56,519,614 |
¥15,719,614 |
| 30 |
2.40% |
¥159,096 |
¥57,274,588 |
¥16,474,588 |
| 30 |
2.50% |
¥161,209 |
¥58,035,358 |
¥17,235,358 |
| 30 |
2.60% |
¥163,339 |
¥58,801,897 |
¥18,001,897 |
| 30 |
2.70% |
¥165,484 |
¥59,574,179 |
¥18,774,179 |
| 30 |
2.80% |
¥167,645 |
¥60,352,176 |
¥19,552,176 |
| 30 |
2.90% |
¥169,822 |
¥61,135,859 |
¥20,335,859 |
| 30 |
3.00% |
¥172,014 |
¥61,925,200 |
¥21,125,200 |
4080万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥148,286 |
¥44,485,940 |
¥3,685,940 |
| 25 |
0.80% |
¥150,098 |
¥45,029,463 |
¥4,229,463 |
| 25 |
0.90% |
¥151,924 |
¥45,577,214 |
¥4,777,214 |
| 25 |
1.00% |
¥153,764 |
¥46,129,188 |
¥5,329,188 |
| 25 |
1.10% |
¥155,618 |
¥46,685,381 |
¥5,885,381 |
| 25 |
1.20% |
¥157,486 |
¥47,245,786 |
¥6,445,786 |
| 25 |
1.30% |
¥159,368 |
¥47,810,397 |
¥7,010,397 |
| 25 |
1.40% |
¥161,264 |
¥48,379,206 |
¥7,579,206 |
| 25 |
1.50% |
¥163,174 |
¥48,952,206 |
¥8,152,206 |
| 25 |
1.60% |
¥165,098 |
¥49,529,389 |
¥8,729,389 |
| 25 |
1.70% |
¥167,036 |
¥50,110,747 |
¥9,310,747 |
| 25 |
1.80% |
¥168,988 |
¥50,696,269 |
¥9,896,269 |
| 25 |
1.90% |
¥170,953 |
¥51,285,947 |
¥10,485,947 |
| 25 |
2.00% |
¥172,933 |
¥51,879,771 |
¥11,079,771 |
| 25 |
2.10% |
¥174,926 |
¥52,477,730 |
¥11,677,730 |
| 25 |
2.20% |
¥176,933 |
¥53,079,813 |
¥12,279,813 |
| 25 |
2.30% |
¥178,953 |
¥53,686,008 |
¥12,886,008 |
| 25 |
2.40% |
¥180,988 |
¥54,296,304 |
¥13,496,304 |
| 25 |
2.50% |
¥183,036 |
¥54,910,688 |
¥14,110,688 |
| 25 |
2.60% |
¥185,097 |
¥55,529,148 |
¥14,729,148 |
| 25 |
2.70% |
¥187,172 |
¥56,151,669 |
¥15,351,669 |
| 25 |
2.80% |
¥189,261 |
¥56,778,239 |
¥15,978,239 |
| 25 |
2.90% |
¥191,363 |
¥57,408,842 |
¥16,608,842 |
| 25 |
3.00% |
¥193,478 |
¥58,043,465 |
¥17,243,465 |
4080万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥182,227 |
¥43,734,498 |
¥2,934,498 |
| 20 |
0.80% |
¥184,019 |
¥44,164,572 |
¥3,364,572 |
| 20 |
0.90% |
¥185,822 |
¥44,597,357 |
¥3,797,357 |
| 20 |
1.00% |
¥187,637 |
¥45,032,851 |
¥4,232,851 |
| 20 |
1.10% |
¥189,463 |
¥45,471,049 |
¥4,671,049 |
| 20 |
1.20% |
¥191,300 |
¥45,911,951 |
¥5,111,951 |
| 20 |
1.30% |
¥193,148 |
¥46,355,553 |
¥5,555,553 |
| 20 |
1.40% |
¥195,008 |
¥46,801,853 |
¥6,001,853 |
| 20 |
1.50% |
¥196,879 |
¥47,250,846 |
¥6,450,846 |
| 20 |
1.60% |
¥198,761 |
¥47,702,530 |
¥6,902,530 |
| 20 |
1.70% |
¥200,654 |
¥48,156,901 |
¥7,356,901 |
| 20 |
1.80% |
¥202,558 |
¥48,613,955 |
¥7,813,955 |
| 20 |
1.90% |
¥204,474 |
¥49,073,688 |
¥8,273,688 |
| 20 |
2.00% |
¥206,400 |
¥49,536,096 |
¥8,736,096 |
| 20 |
2.10% |
¥208,338 |
¥50,001,174 |
¥9,201,174 |
| 20 |
2.20% |
¥210,287 |
¥50,468,918 |
¥9,668,918 |
| 20 |
2.30% |
¥212,247 |
¥50,939,322 |
¥10,139,322 |
| 20 |
2.40% |
¥214,218 |
¥51,412,381 |
¥10,612,381 |
| 20 |
2.50% |
¥216,200 |
¥51,888,091 |
¥11,088,091 |
| 20 |
2.60% |
¥218,194 |
¥52,366,446 |
¥11,566,446 |
| 20 |
2.70% |
¥220,198 |
¥52,847,440 |
¥12,047,440 |
| 20 |
2.80% |
¥222,213 |
¥53,331,067 |
¥12,531,067 |
| 20 |
2.90% |
¥224,239 |
¥53,817,321 |
¥13,017,321 |
| 20 |
3.00% |
¥226,276 |
¥54,306,197 |
¥13,506,197 |
4080万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥238,841 |
¥42,991,366 |
¥2,191,366 |
| 15 |
0.80% |
¥240,614 |
¥43,310,530 |
¥2,510,530 |
| 15 |
0.90% |
¥242,396 |
¥43,631,221 |
¥2,831,221 |
| 15 |
1.00% |
¥244,186 |
¥43,953,437 |
¥3,153,437 |
| 15 |
1.10% |
¥245,984 |
¥44,277,178 |
¥3,477,178 |
| 15 |
1.20% |
¥247,791 |
¥44,602,442 |
¥3,802,442 |
| 15 |
1.30% |
¥249,607 |
¥44,929,229 |
¥4,129,229 |
| 15 |
1.40% |
¥251,431 |
¥45,257,538 |
¥4,457,538 |
| 15 |
1.50% |
¥253,263 |
¥45,587,367 |
¥4,787,367 |
| 15 |
1.60% |
¥255,104 |
¥45,918,716 |
¥5,118,716 |
| 15 |
1.70% |
¥256,953 |
¥46,251,583 |
¥5,451,583 |
| 15 |
1.80% |
¥258,811 |
¥46,585,967 |
¥5,785,967 |
| 15 |
1.90% |
¥260,677 |
¥46,921,866 |
¥6,121,866 |
| 15 |
2.00% |
¥262,552 |
¥47,259,279 |
¥6,459,279 |
| 15 |
2.10% |
¥264,434 |
¥47,598,205 |
¥6,798,205 |
| 15 |
2.20% |
¥266,326 |
¥47,938,641 |
¥7,138,641 |
| 15 |
2.30% |
¥268,225 |
¥48,280,587 |
¥7,480,587 |
| 15 |
2.40% |
¥270,134 |
¥48,624,040 |
¥7,824,040 |
| 15 |
2.50% |
¥272,050 |
¥48,969,000 |
¥8,169,000 |
| 15 |
2.60% |
¥273,975 |
¥49,315,463 |
¥8,515,463 |
| 15 |
2.70% |
¥275,908 |
¥49,663,428 |
¥8,863,428 |
| 15 |
2.80% |
¥277,849 |
¥50,012,893 |
¥9,212,893 |
| 15 |
2.90% |
¥279,799 |
¥50,363,856 |
¥9,563,856 |
| 15 |
3.00% |
¥281,757 |
¥50,716,316 |
¥9,916,316 |
4080万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥352,138 |
¥42,256,553 |
¥1,456,553 |
| 10 |
0.80% |
¥353,895 |
¥42,467,349 |
¥1,667,349 |
| 10 |
0.90% |
¥355,657 |
¥42,678,824 |
¥1,878,824 |
| 10 |
1.00% |
¥357,425 |
¥42,890,978 |
¥2,090,978 |
| 10 |
1.10% |
¥359,198 |
¥43,103,810 |
¥2,303,810 |
| 10 |
1.20% |
¥360,978 |
¥43,317,320 |
¥2,517,320 |
| 10 |
1.30% |
¥362,763 |
¥43,531,509 |
¥2,731,509 |
| 10 |
1.40% |
¥364,553 |
¥43,746,375 |
¥2,946,375 |
| 10 |
1.50% |
¥366,349 |
¥43,961,918 |
¥3,161,918 |
| 10 |
1.60% |
¥368,151 |
¥44,178,139 |
¥3,378,139 |
| 10 |
1.70% |
¥369,959 |
¥44,395,036 |
¥3,595,036 |
| 10 |
1.80% |
¥371,772 |
¥44,612,611 |
¥3,812,611 |
| 10 |
1.90% |
¥373,591 |
¥44,830,861 |
¥4,030,861 |
| 10 |
2.00% |
¥375,415 |
¥45,049,787 |
¥4,249,787 |
| 10 |
2.10% |
¥377,245 |
¥45,269,389 |
¥4,469,389 |
| 10 |
2.20% |
¥379,081 |
¥45,489,666 |
¥4,689,666 |
| 10 |
2.30% |
¥380,922 |
¥45,710,617 |
¥4,910,617 |
| 10 |
2.40% |
¥382,769 |
¥45,932,244 |
¥5,132,244 |
| 10 |
2.50% |
¥384,621 |
¥46,154,544 |
¥5,354,544 |
| 10 |
2.60% |
¥386,479 |
¥46,377,518 |
¥5,577,518 |
| 10 |
2.70% |
¥388,343 |
¥46,601,165 |
¥5,801,165 |
| 10 |
2.80% |
¥390,212 |
¥46,825,485 |
¥6,025,485 |
| 10 |
2.90% |
¥392,087 |
¥47,050,477 |
¥6,250,477 |
| 10 |
3.00% |
¥393,968 |
¥47,276,141 |
¥6,476,141 |
