4080万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4080万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4080万円の住宅ローン｜期間・年数別
4080万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥80,612 | ¥48,367,430 | ¥7,567,430 |
| 50 | 0.80% | ¥82,527 | ¥49,515,974 | ¥8,715,974 |
| 50 | 0.90% | ¥84,469 | ¥50,681,230 | ¥9,881,230 |
| 50 | 1.00% | ¥86,439 | ¥51,863,127 | ¥11,063,127 |
| 50 | 1.10% | ¥88,436 | ¥53,061,585 | ¥12,261,585 |
| 50 | 1.20% | ¥90,461 | ¥54,276,514 | ¥13,476,514 |
| 50 | 1.30% | ¥92,513 | ¥55,507,820 | ¥14,707,820 |
| 50 | 1.40% | ¥94,592 | ¥56,755,399 | ¥15,955,399 |
| 50 | 1.50% | ¥96,699 | ¥58,019,140 | ¥17,219,140 |
| 50 | 1.60% | ¥98,832 | ¥59,298,927 | ¥18,498,927 |
| 50 | 1.70% | ¥100,991 | ¥60,594,635 | ¥19,794,635 |
| 50 | 1.80% | ¥103,177 | ¥61,906,134 | ¥21,106,134 |
| 50 | 1.90% | ¥105,389 | ¥63,233,285 | ¥22,433,285 |
| 50 | 2.00% | ¥107,627 | ¥64,575,946 | ¥23,775,946 |
| 50 | 2.10% | ¥109,890 | ¥65,933,967 | ¥25,133,967 |
| 50 | 2.20% | ¥112,179 | ¥67,307,194 | ¥26,507,194 |
| 50 | 2.30% | ¥114,492 | ¥68,695,465 | ¥27,895,465 |
| 50 | 2.40% | ¥116,831 | ¥70,098,614 | ¥29,298,614 |
| 50 | 2.50% | ¥119,194 | ¥71,516,472 | ¥30,716,472 |
| 50 | 2.60% | ¥121,581 | ¥72,948,862 | ¥32,148,862 |
| 50 | 2.70% | ¥123,993 | ¥74,395,606 | ¥33,595,606 |
| 50 | 2.80% | ¥126,428 | ¥75,856,517 | ¥35,056,517 |
| 50 | 2.90% | ¥128,886 | ¥77,331,410 | ¥36,531,410 |
| 50 | 3.00% | ¥131,367 | ¥78,820,092 | ¥38,020,092 |
4080万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥88,101 | ¥47,574,609 | ¥6,774,609 |
| 45 | 0.80% | ¥89,995 | ¥48,597,144 | ¥7,797,144 |
| 45 | 0.90% | ¥91,913 | ¥49,633,257 | ¥8,833,257 |
| 45 | 1.00% | ¥93,857 | ¥50,682,901 | ¥9,882,901 |
| 45 | 1.10% | ¥95,826 | ¥51,746,023 | ¥10,946,023 |
| 45 | 1.20% | ¥97,820 | ¥52,822,563 | ¥12,022,563 |
| 45 | 1.30% | ¥99,838 | ¥53,912,459 | ¥13,112,459 |
| 45 | 1.40% | ¥101,881 | ¥55,015,641 | ¥14,215,641 |
| 45 | 1.50% | ¥103,948 | ¥56,132,036 | ¥15,332,036 |
| 45 | 1.60% | ¥106,040 | ¥57,261,567 | ¥16,461,567 |
| 45 | 1.70% | ¥108,156 | ¥58,404,149 | ¥17,604,149 |
| 45 | 1.80% | ¥110,296 | ¥59,559,696 | ¥18,759,696 |
| 45 | 1.90% | ¥112,459 | ¥60,728,116 | ¥19,928,116 |
| 45 | 2.00% | ¥114,647 | ¥61,909,312 | ¥21,109,312 |
| 45 | 2.10% | ¥116,858 | ¥63,103,184 | ¥22,303,184 |
| 45 | 2.20% | ¥119,092 | ¥64,309,628 | ¥23,509,628 |
| 45 | 2.30% | ¥121,349 | ¥65,528,534 | ¥24,728,534 |
| 45 | 2.40% | ¥123,629 | ¥66,759,792 | ¥25,959,792 |
| 45 | 2.50% | ¥125,932 | ¥68,003,286 | ¥27,203,286 |
| 45 | 2.60% | ¥128,257 | ¥69,258,895 | ¥28,458,895 |
| 45 | 2.70% | ¥130,605 | ¥70,526,498 | ¥29,726,498 |
| 45 | 2.80% | ¥132,974 | ¥71,805,969 | ¥31,005,969 |
| 45 | 2.90% | ¥135,365 | ¥73,097,178 | ¥32,297,178 |
| 45 | 3.00% | ¥137,778 | ¥74,399,995 | ¥33,599,995 |
4080万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥97,479 | ¥46,790,034 | ¥5,990,034 |
| 40 | 0.80% | ¥99,352 | ¥47,689,050 | ¥6,889,050 |
| 40 | 0.90% | ¥101,248 | ¥48,598,825 | ¥7,798,825 |
| 40 | 1.00% | ¥103,165 | ¥49,519,328 | ¥8,719,328 |
| 40 | 1.10% | ¥105,105 | ¥50,450,524 | ¥9,650,524 |
| 40 | 1.20% | ¥107,067 | ¥51,392,378 | ¥10,592,378 |
| 40 | 1.30% | ¥109,052 | ¥52,344,848 | ¥11,544,848 |
| 40 | 1.40% | ¥111,058 | ¥53,307,892 | ¥12,507,892 |
| 40 | 1.50% | ¥113,086 | ¥54,281,462 | ¥13,481,462 |
| 40 | 1.60% | ¥115,136 | ¥55,265,510 | ¥14,465,510 |
| 40 | 1.70% | ¥117,208 | ¥56,259,982 | ¥15,459,982 |
| 40 | 1.80% | ¥119,302 | ¥57,264,822 | ¥16,464,822 |
| 40 | 1.90% | ¥121,417 | ¥58,279,973 | ¥17,479,973 |
| 40 | 2.00% | ¥123,553 | ¥59,305,373 | ¥18,505,373 |
| 40 | 2.10% | ¥125,710 | ¥60,340,958 | ¥19,540,958 |
| 40 | 2.20% | ¥127,889 | ¥61,386,660 | ¥20,586,660 |
| 40 | 2.30% | ¥130,088 | ¥62,442,411 | ¥21,642,411 |
| 40 | 2.40% | ¥132,309 | ¥63,508,139 | ¥22,708,139 |
| 40 | 2.50% | ¥134,550 | ¥64,583,768 | ¥23,783,768 |
| 40 | 2.60% | ¥136,811 | ¥65,669,222 | ¥24,869,222 |
| 40 | 2.70% | ¥139,093 | ¥66,764,422 | ¥25,964,422 |
| 40 | 2.80% | ¥141,394 | ¥67,869,286 | ¥27,069,286 |
| 40 | 2.90% | ¥143,716 | ¥68,983,730 | ¥28,183,730 |
| 40 | 3.00% | ¥146,058 | ¥70,107,669 | ¥29,307,669 |
4080万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥109,556 | ¥46,013,721 | ¥5,213,721 |
| 35 | 0.80% | ¥111,409 | ¥46,791,722 | ¥5,991,722 |
| 35 | 0.90% | ¥113,281 | ¥47,577,981 | ¥6,777,981 |
| 35 | 1.00% | ¥115,173 | ¥48,372,477 | ¥7,572,477 |
| 35 | 1.10% | ¥117,084 | ¥49,175,192 | ¥8,375,192 |
| 35 | 1.20% | ¥119,015 | ¥49,986,104 | ¥9,186,104 |
| 35 | 1.30% | ¥120,965 | ¥50,805,187 | ¥10,005,187 |
| 35 | 1.40% | ¥122,934 | ¥51,632,417 | ¥10,832,417 |
| 35 | 1.50% | ¥124,923 | ¥52,467,766 | ¥11,667,766 |
| 35 | 1.60% | ¥126,931 | ¥53,311,203 | ¥12,511,203 |
| 35 | 1.70% | ¥128,959 | ¥54,162,698 | ¥13,362,698 |
| 35 | 1.80% | ¥131,005 | ¥55,022,218 | ¥14,222,218 |
| 35 | 1.90% | ¥133,071 | ¥55,889,727 | ¥15,089,727 |
| 35 | 2.00% | ¥135,155 | ¥56,765,188 | ¥15,965,188 |
| 35 | 2.10% | ¥137,258 | ¥57,648,564 | ¥16,848,564 |
| 35 | 2.20% | ¥139,381 | ¥58,539,813 | ¥17,739,813 |
| 35 | 2.30% | ¥141,521 | ¥59,438,895 | ¥18,638,895 |
| 35 | 2.40% | ¥143,680 | ¥60,345,766 | ¥19,545,766 |
| 35 | 2.50% | ¥145,858 | ¥61,260,380 | ¥20,460,380 |
| 35 | 2.60% | ¥148,054 | ¥62,182,692 | ¥21,382,692 |
| 35 | 2.70% | ¥150,268 | ¥63,112,653 | ¥22,312,653 |
| 35 | 2.80% | ¥152,501 | ¥64,050,213 | ¥23,250,213 |
| 35 | 2.90% | ¥154,751 | ¥64,995,323 | ¥24,195,323 |
| 35 | 3.00% | ¥157,019 | ¥65,947,929 | ¥25,147,929 |
4080万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥125,682 | ¥45,245,685 | ¥4,445,685 |
| 30 | 0.80% | ¥127,514 | ¥45,905,186 | ¥5,105,186 |
| 30 | 0.90% | ¥129,363 | ¥46,570,765 | ¥5,770,765 |
| 30 | 1.00% | ¥131,229 | ¥47,242,413 | ¥6,442,413 |
| 30 | 1.10% | ¥133,111 | ¥47,920,118 | ¥7,120,118 |
| 30 | 1.20% | ¥135,011 | ¥48,603,869 | ¥7,803,869 |
| 30 | 1.30% | ¥136,927 | ¥49,293,652 | ¥8,493,652 |
| 30 | 1.40% | ¥138,860 | ¥49,989,453 | ¥9,189,453 |
| 30 | 1.50% | ¥140,809 | ¥50,691,257 | ¥9,891,257 |
| 30 | 1.60% | ¥142,775 | ¥51,399,046 | ¥10,599,046 |
| 30 | 1.70% | ¥144,758 | ¥52,112,805 | ¥11,312,805 |
| 30 | 1.80% | ¥146,757 | ¥52,832,515 | ¥12,032,515 |
| 30 | 1.90% | ¥148,773 | ¥53,558,156 | ¥12,758,156 |
| 30 | 2.00% | ¥150,805 | ¥54,289,708 | ¥13,489,708 |
| 30 | 2.10% | ¥152,853 | ¥55,027,150 | ¥14,227,150 |
| 30 | 2.20% | ¥154,918 | ¥55,770,460 | ¥14,970,460 |
| 30 | 2.30% | ¥156,999 | ¥56,519,614 | ¥15,719,614 |
| 30 | 2.40% | ¥159,096 | ¥57,274,588 | ¥16,474,588 |
| 30 | 2.50% | ¥161,209 | ¥58,035,358 | ¥17,235,358 |
| 30 | 2.60% | ¥163,339 | ¥58,801,897 | ¥18,001,897 |
| 30 | 2.70% | ¥165,484 | ¥59,574,179 | ¥18,774,179 |
| 30 | 2.80% | ¥167,645 | ¥60,352,176 | ¥19,552,176 |
| 30 | 2.90% | ¥169,822 | ¥61,135,859 | ¥20,335,859 |
| 30 | 3.00% | ¥172,014 | ¥61,925,200 | ¥21,125,200 |
4080万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥148,286 | ¥44,485,940 | ¥3,685,940 |
| 25 | 0.80% | ¥150,098 | ¥45,029,463 | ¥4,229,463 |
| 25 | 0.90% | ¥151,924 | ¥45,577,214 | ¥4,777,214 |
| 25 | 1.00% | ¥153,764 | ¥46,129,188 | ¥5,329,188 |
| 25 | 1.10% | ¥155,618 | ¥46,685,381 | ¥5,885,381 |
| 25 | 1.20% | ¥157,486 | ¥47,245,786 | ¥6,445,786 |
| 25 | 1.30% | ¥159,368 | ¥47,810,397 | ¥7,010,397 |
| 25 | 1.40% | ¥161,264 | ¥48,379,206 | ¥7,579,206 |
| 25 | 1.50% | ¥163,174 | ¥48,952,206 | ¥8,152,206 |
| 25 | 1.60% | ¥165,098 | ¥49,529,389 | ¥8,729,389 |
| 25 | 1.70% | ¥167,036 | ¥50,110,747 | ¥9,310,747 |
| 25 | 1.80% | ¥168,988 | ¥50,696,269 | ¥9,896,269 |
| 25 | 1.90% | ¥170,953 | ¥51,285,947 | ¥10,485,947 |
| 25 | 2.00% | ¥172,933 | ¥51,879,771 | ¥11,079,771 |
| 25 | 2.10% | ¥174,926 | ¥52,477,730 | ¥11,677,730 |
| 25 | 2.20% | ¥176,933 | ¥53,079,813 | ¥12,279,813 |
| 25 | 2.30% | ¥178,953 | ¥53,686,008 | ¥12,886,008 |
| 25 | 2.40% | ¥180,988 | ¥54,296,304 | ¥13,496,304 |
| 25 | 2.50% | ¥183,036 | ¥54,910,688 | ¥14,110,688 |
| 25 | 2.60% | ¥185,097 | ¥55,529,148 | ¥14,729,148 |
| 25 | 2.70% | ¥187,172 | ¥56,151,669 | ¥15,351,669 |
| 25 | 2.80% | ¥189,261 | ¥56,778,239 | ¥15,978,239 |
| 25 | 2.90% | ¥191,363 | ¥57,408,842 | ¥16,608,842 |
| 25 | 3.00% | ¥193,478 | ¥58,043,465 | ¥17,243,465 |
4080万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥182,227 | ¥43,734,498 | ¥2,934,498 |
| 20 | 0.80% | ¥184,019 | ¥44,164,572 | ¥3,364,572 |
| 20 | 0.90% | ¥185,822 | ¥44,597,357 | ¥3,797,357 |
| 20 | 1.00% | ¥187,637 | ¥45,032,851 | ¥4,232,851 |
| 20 | 1.10% | ¥189,463 | ¥45,471,049 | ¥4,671,049 |
| 20 | 1.20% | ¥191,300 | ¥45,911,951 | ¥5,111,951 |
| 20 | 1.30% | ¥193,148 | ¥46,355,553 | ¥5,555,553 |
| 20 | 1.40% | ¥195,008 | ¥46,801,853 | ¥6,001,853 |
| 20 | 1.50% | ¥196,879 | ¥47,250,846 | ¥6,450,846 |
| 20 | 1.60% | ¥198,761 | ¥47,702,530 | ¥6,902,530 |
| 20 | 1.70% | ¥200,654 | ¥48,156,901 | ¥7,356,901 |
| 20 | 1.80% | ¥202,558 | ¥48,613,955 | ¥7,813,955 |
| 20 | 1.90% | ¥204,474 | ¥49,073,688 | ¥8,273,688 |
| 20 | 2.00% | ¥206,400 | ¥49,536,096 | ¥8,736,096 |
| 20 | 2.10% | ¥208,338 | ¥50,001,174 | ¥9,201,174 |
| 20 | 2.20% | ¥210,287 | ¥50,468,918 | ¥9,668,918 |
| 20 | 2.30% | ¥212,247 | ¥50,939,322 | ¥10,139,322 |
| 20 | 2.40% | ¥214,218 | ¥51,412,381 | ¥10,612,381 |
| 20 | 2.50% | ¥216,200 | ¥51,888,091 | ¥11,088,091 |
| 20 | 2.60% | ¥218,194 | ¥52,366,446 | ¥11,566,446 |
| 20 | 2.70% | ¥220,198 | ¥52,847,440 | ¥12,047,440 |
| 20 | 2.80% | ¥222,213 | ¥53,331,067 | ¥12,531,067 |
| 20 | 2.90% | ¥224,239 | ¥53,817,321 | ¥13,017,321 |
| 20 | 3.00% | ¥226,276 | ¥54,306,197 | ¥13,506,197 |
4080万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥238,841 | ¥42,991,366 | ¥2,191,366 |
| 15 | 0.80% | ¥240,614 | ¥43,310,530 | ¥2,510,530 |
| 15 | 0.90% | ¥242,396 | ¥43,631,221 | ¥2,831,221 |
| 15 | 1.00% | ¥244,186 | ¥43,953,437 | ¥3,153,437 |
| 15 | 1.10% | ¥245,984 | ¥44,277,178 | ¥3,477,178 |
| 15 | 1.20% | ¥247,791 | ¥44,602,442 | ¥3,802,442 |
| 15 | 1.30% | ¥249,607 | ¥44,929,229 | ¥4,129,229 |
| 15 | 1.40% | ¥251,431 | ¥45,257,538 | ¥4,457,538 |
| 15 | 1.50% | ¥253,263 | ¥45,587,367 | ¥4,787,367 |
| 15 | 1.60% | ¥255,104 | ¥45,918,716 | ¥5,118,716 |
| 15 | 1.70% | ¥256,953 | ¥46,251,583 | ¥5,451,583 |
| 15 | 1.80% | ¥258,811 | ¥46,585,967 | ¥5,785,967 |
| 15 | 1.90% | ¥260,677 | ¥46,921,866 | ¥6,121,866 |
| 15 | 2.00% | ¥262,552 | ¥47,259,279 | ¥6,459,279 |
| 15 | 2.10% | ¥264,434 | ¥47,598,205 | ¥6,798,205 |
| 15 | 2.20% | ¥266,326 | ¥47,938,641 | ¥7,138,641 |
| 15 | 2.30% | ¥268,225 | ¥48,280,587 | ¥7,480,587 |
| 15 | 2.40% | ¥270,134 | ¥48,624,040 | ¥7,824,040 |
| 15 | 2.50% | ¥272,050 | ¥48,969,000 | ¥8,169,000 |
| 15 | 2.60% | ¥273,975 | ¥49,315,463 | ¥8,515,463 |
| 15 | 2.70% | ¥275,908 | ¥49,663,428 | ¥8,863,428 |
| 15 | 2.80% | ¥277,849 | ¥50,012,893 | ¥9,212,893 |
| 15 | 2.90% | ¥279,799 | ¥50,363,856 | ¥9,563,856 |
| 15 | 3.00% | ¥281,757 | ¥50,716,316 | ¥9,916,316 |
4080万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥352,138 | ¥42,256,553 | ¥1,456,553 |
| 10 | 0.80% | ¥353,895 | ¥42,467,349 | ¥1,667,349 |
| 10 | 0.90% | ¥355,657 | ¥42,678,824 | ¥1,878,824 |
| 10 | 1.00% | ¥357,425 | ¥42,890,978 | ¥2,090,978 |
| 10 | 1.10% | ¥359,198 | ¥43,103,810 | ¥2,303,810 |
| 10 | 1.20% | ¥360,978 | ¥43,317,320 | ¥2,517,320 |
| 10 | 1.30% | ¥362,763 | ¥43,531,509 | ¥2,731,509 |
| 10 | 1.40% | ¥364,553 | ¥43,746,375 | ¥2,946,375 |
| 10 | 1.50% | ¥366,349 | ¥43,961,918 | ¥3,161,918 |
| 10 | 1.60% | ¥368,151 | ¥44,178,139 | ¥3,378,139 |
| 10 | 1.70% | ¥369,959 | ¥44,395,036 | ¥3,595,036 |
| 10 | 1.80% | ¥371,772 | ¥44,612,611 | ¥3,812,611 |
| 10 | 1.90% | ¥373,591 | ¥44,830,861 | ¥4,030,861 |
| 10 | 2.00% | ¥375,415 | ¥45,049,787 | ¥4,249,787 |
| 10 | 2.10% | ¥377,245 | ¥45,269,389 | ¥4,469,389 |
| 10 | 2.20% | ¥379,081 | ¥45,489,666 | ¥4,689,666 |
| 10 | 2.30% | ¥380,922 | ¥45,710,617 | ¥4,910,617 |
| 10 | 2.40% | ¥382,769 | ¥45,932,244 | ¥5,132,244 |
| 10 | 2.50% | ¥384,621 | ¥46,154,544 | ¥5,354,544 |
| 10 | 2.60% | ¥386,479 | ¥46,377,518 | ¥5,577,518 |
| 10 | 2.70% | ¥388,343 | ¥46,601,165 | ¥5,801,165 |
| 10 | 2.80% | ¥390,212 | ¥46,825,485 | ¥6,025,485 |
| 10 | 2.90% | ¥392,087 | ¥47,050,477 | ¥6,250,477 |
| 10 | 3.00% | ¥393,968 | ¥47,276,141 | ¥6,476,141 |
