4090万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4090万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4090万円の住宅ローン｜期間・年数別
4090万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥80,810 | ¥48,485,978 | ¥7,585,978 |
| 50 | 0.80% | ¥82,729 | ¥49,637,336 | ¥8,737,336 |
| 50 | 0.90% | ¥84,676 | ¥50,805,449 | ¥9,905,449 |
| 50 | 1.00% | ¥86,650 | ¥51,990,243 | ¥11,090,243 |
| 50 | 1.10% | ¥88,653 | ¥53,191,638 | ¥12,291,638 |
| 50 | 1.20% | ¥90,683 | ¥54,409,545 | ¥13,509,545 |
| 50 | 1.30% | ¥92,740 | ¥55,643,869 | ¥14,743,869 |
| 50 | 1.40% | ¥94,824 | ¥56,894,505 | ¥15,994,505 |
| 50 | 1.50% | ¥96,936 | ¥58,161,344 | ¥17,261,344 |
| 50 | 1.60% | ¥99,074 | ¥59,444,268 | ¥18,544,268 |
| 50 | 1.70% | ¥101,239 | ¥60,743,152 | ¥19,843,152 |
| 50 | 1.80% | ¥103,430 | ¥62,057,864 | ¥21,157,864 |
| 50 | 1.90% | ¥105,647 | ¥63,388,269 | ¥22,488,269 |
| 50 | 2.00% | ¥107,890 | ¥64,734,220 | ¥23,834,220 |
| 50 | 2.10% | ¥110,159 | ¥66,095,570 | ¥25,195,570 |
| 50 | 2.20% | ¥112,454 | ¥67,472,162 | ¥26,572,162 |
| 50 | 2.30% | ¥114,773 | ¥68,863,836 | ¥27,963,836 |
| 50 | 2.40% | ¥117,117 | ¥70,270,425 | ¥29,370,425 |
| 50 | 2.50% | ¥119,486 | ¥71,691,758 | ¥30,791,758 |
| 50 | 2.60% | ¥121,879 | ¥73,127,659 | ¥32,227,659 |
| 50 | 2.70% | ¥124,297 | ¥74,577,948 | ¥33,677,948 |
| 50 | 2.80% | ¥126,737 | ¥76,042,440 | ¥35,142,440 |
| 50 | 2.90% | ¥129,202 | ¥77,520,948 | ¥36,620,948 |
| 50 | 3.00% | ¥131,689 | ¥79,013,278 | ¥38,113,278 |
4090万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥88,317 | ¥47,691,214 | ¥6,791,214 |
| 45 | 0.80% | ¥90,215 | ¥48,716,254 | ¥7,816,254 |
| 45 | 0.90% | ¥92,139 | ¥49,754,907 | ¥8,854,907 |
| 45 | 1.00% | ¥94,087 | ¥50,807,124 | ¥9,907,124 |
| 45 | 1.10% | ¥96,061 | ¥51,872,851 | ¥10,972,851 |
| 45 | 1.20% | ¥98,059 | ¥52,952,030 | ¥12,052,030 |
| 45 | 1.30% | ¥100,083 | ¥54,044,597 | ¥13,144,597 |
| 45 | 1.40% | ¥102,131 | ¥55,150,483 | ¥14,250,483 |
| 45 | 1.50% | ¥104,203 | ¥56,269,615 | ¥15,369,615 |
| 45 | 1.60% | ¥106,300 | ¥57,401,914 | ¥16,501,914 |
| 45 | 1.70% | ¥108,421 | ¥58,547,297 | ¥17,647,297 |
| 45 | 1.80% | ¥110,566 | ¥59,705,676 | ¥18,805,676 |
| 45 | 1.90% | ¥112,735 | ¥60,876,959 | ¥19,976,959 |
| 45 | 2.00% | ¥114,928 | ¥62,061,050 | ¥21,161,050 |
| 45 | 2.10% | ¥117,144 | ¥63,257,849 | ¥22,357,849 |
| 45 | 2.20% | ¥119,384 | ¥64,467,249 | ¥23,567,249 |
| 45 | 2.30% | ¥121,647 | ¥65,689,144 | ¥24,789,144 |
| 45 | 2.40% | ¥123,932 | ¥66,923,419 | ¥26,023,419 |
| 45 | 2.50% | ¥126,241 | ¥68,169,960 | ¥27,269,960 |
| 45 | 2.60% | ¥128,572 | ¥69,428,647 | ¥28,528,647 |
| 45 | 2.70% | ¥130,925 | ¥70,699,357 | ¥29,799,357 |
| 45 | 2.80% | ¥133,300 | ¥71,981,964 | ¥31,081,964 |
| 45 | 2.90% | ¥135,697 | ¥73,276,338 | ¥32,376,338 |
| 45 | 3.00% | ¥138,115 | ¥74,582,348 | ¥33,682,348 |
4090万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥97,718 | ¥46,904,715 | ¥6,004,715 |
| 40 | 0.80% | ¥99,596 | ¥47,805,935 | ¥6,905,935 |
| 40 | 0.90% | ¥101,496 | ¥48,717,940 | ¥7,817,940 |
| 40 | 1.00% | ¥103,418 | ¥49,640,699 | ¥8,740,699 |
| 40 | 1.10% | ¥105,363 | ¥50,574,178 | ¥9,674,178 |
| 40 | 1.20% | ¥107,330 | ¥51,518,340 | ¥10,618,340 |
| 40 | 1.30% | ¥109,319 | ¥52,473,144 | ¥11,573,144 |
| 40 | 1.40% | ¥111,330 | ¥53,438,549 | ¥12,538,549 |
| 40 | 1.50% | ¥113,364 | ¥54,414,505 | ¥13,514,505 |
| 40 | 1.60% | ¥115,419 | ¥55,400,964 | ¥14,500,964 |
| 40 | 1.70% | ¥117,496 | ¥56,397,874 | ¥15,497,874 |
| 40 | 1.80% | ¥119,594 | ¥57,405,177 | ¥16,505,177 |
| 40 | 1.90% | ¥121,714 | ¥58,422,816 | ¥17,522,816 |
| 40 | 2.00% | ¥123,856 | ¥59,450,729 | ¥18,550,729 |
| 40 | 2.10% | ¥126,018 | ¥60,488,852 | ¥19,588,852 |
| 40 | 2.20% | ¥128,202 | ¥61,537,118 | ¥20,637,118 |
| 40 | 2.30% | ¥130,407 | ¥62,595,457 | ¥21,695,457 |
| 40 | 2.40% | ¥132,633 | ¥63,663,796 | ¥22,763,796 |
| 40 | 2.50% | ¥134,879 | ¥64,742,062 | ¥23,842,062 |
| 40 | 2.60% | ¥137,146 | ¥65,830,176 | ¥24,930,176 |
| 40 | 2.70% | ¥139,433 | ¥66,928,060 | ¥26,028,060 |
| 40 | 2.80% | ¥141,741 | ¥68,035,632 | ¥27,135,632 |
| 40 | 2.90% | ¥144,068 | ¥69,152,808 | ¥28,252,808 |
| 40 | 3.00% | ¥146,416 | ¥70,279,502 | ¥29,379,502 |
4090万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥109,825 | ¥46,126,499 | ¥5,226,499 |
| 35 | 0.80% | ¥111,682 | ¥46,906,408 | ¥6,006,408 |
| 35 | 0.90% | ¥113,559 | ¥47,694,593 | ¥6,794,593 |
| 35 | 1.00% | ¥115,455 | ¥48,491,037 | ¥7,591,037 |
| 35 | 1.10% | ¥117,371 | ¥49,295,720 | ¥8,395,720 |
| 35 | 1.20% | ¥119,306 | ¥50,108,619 | ¥9,208,619 |
| 35 | 1.30% | ¥121,261 | ¥50,929,710 | ¥10,029,710 |
| 35 | 1.40% | ¥123,236 | ¥51,758,967 | ¥10,858,967 |
| 35 | 1.50% | ¥125,229 | ¥52,596,363 | ¥11,696,363 |
| 35 | 1.60% | ¥127,243 | ¥53,441,868 | ¥12,541,868 |
| 35 | 1.70% | ¥129,275 | ¥54,295,450 | ¥13,395,450 |
| 35 | 1.80% | ¥131,326 | ¥55,157,076 | ¥14,257,076 |
| 35 | 1.90% | ¥133,397 | ¥56,026,711 | ¥15,126,711 |
| 35 | 2.00% | ¥135,486 | ¥56,904,319 | ¥16,004,319 |
| 35 | 2.10% | ¥137,595 | ¥57,789,859 | ¥16,889,859 |
| 35 | 2.20% | ¥139,722 | ¥58,683,293 | ¥17,783,293 |
| 35 | 2.30% | ¥141,868 | ¥59,584,579 | ¥18,684,579 |
| 35 | 2.40% | ¥144,033 | ¥60,493,672 | ¥19,593,672 |
| 35 | 2.50% | ¥146,216 | ¥61,410,528 | ¥20,510,528 |
| 35 | 2.60% | ¥148,417 | ¥62,335,100 | ¥21,435,100 |
| 35 | 2.70% | ¥150,637 | ¥63,267,340 | ¥22,367,340 |
| 35 | 2.80% | ¥152,874 | ¥64,207,199 | ¥23,307,199 |
| 35 | 2.90% | ¥155,130 | ¥65,154,625 | ¥24,254,625 |
| 35 | 3.00% | ¥157,404 | ¥66,109,566 | ¥25,209,566 |
4090万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥125,991 | ¥45,356,581 | ¥4,456,581 |
| 30 | 0.80% | ¥127,827 | ¥46,017,698 | ¥5,117,698 |
| 30 | 0.90% | ¥129,680 | ¥46,684,909 | ¥5,784,909 |
| 30 | 1.00% | ¥131,551 | ¥47,358,203 | ¥6,458,203 |
| 30 | 1.10% | ¥133,438 | ¥48,037,569 | ¥7,137,569 |
| 30 | 1.20% | ¥135,342 | ¥48,722,996 | ¥7,822,996 |
| 30 | 1.30% | ¥137,262 | ¥49,414,470 | ¥8,514,470 |
| 30 | 1.40% | ¥139,200 | ¥50,111,976 | ¥9,211,976 |
| 30 | 1.50% | ¥141,154 | ¥50,815,500 | ¥9,915,500 |
| 30 | 1.60% | ¥143,125 | ¥51,525,024 | ¥10,625,024 |
| 30 | 1.70% | ¥145,113 | ¥52,240,533 | ¥11,340,533 |
| 30 | 1.80% | ¥147,117 | ¥52,962,006 | ¥12,062,006 |
| 30 | 1.90% | ¥149,137 | ¥53,689,426 | ¥12,789,426 |
| 30 | 2.00% | ¥151,174 | ¥54,422,771 | ¥13,522,771 |
| 30 | 2.10% | ¥153,228 | ¥55,162,021 | ¥14,262,021 |
| 30 | 2.20% | ¥155,298 | ¥55,907,152 | ¥15,007,152 |
| 30 | 2.30% | ¥157,384 | ¥56,658,142 | ¥15,758,142 |
| 30 | 2.40% | ¥159,486 | ¥57,414,967 | ¥16,514,967 |
| 30 | 2.50% | ¥161,604 | ¥58,177,601 | ¥17,277,601 |
| 30 | 2.60% | ¥163,739 | ¥58,946,019 | ¥18,046,019 |
| 30 | 2.70% | ¥165,889 | ¥59,720,194 | ¥18,820,194 |
| 30 | 2.80% | ¥168,056 | ¥60,500,098 | ¥19,600,098 |
| 30 | 2.90% | ¥170,238 | ¥61,285,702 | ¥20,385,702 |
| 30 | 3.00% | ¥172,436 | ¥62,076,978 | ¥21,176,978 |
4090万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥148,650 | ¥44,594,975 | ¥3,694,975 |
| 25 | 0.80% | ¥150,466 | ¥45,139,829 | ¥4,239,829 |
| 25 | 0.90% | ¥152,296 | ¥45,688,923 | ¥4,788,923 |
| 25 | 1.00% | ¥154,141 | ¥46,242,250 | ¥5,342,250 |
| 25 | 1.10% | ¥155,999 | ¥46,799,806 | ¥5,899,806 |
| 25 | 1.20% | ¥157,872 | ¥47,361,585 | ¥6,461,585 |
| 25 | 1.30% | ¥159,759 | ¥47,927,579 | ¥7,027,579 |
| 25 | 1.40% | ¥161,659 | ¥48,497,783 | ¥7,597,783 |
| 25 | 1.50% | ¥163,574 | ¥49,072,187 | ¥8,172,187 |
| 25 | 1.60% | ¥165,503 | ¥49,650,785 | ¥8,750,785 |
| 25 | 1.70% | ¥167,445 | ¥50,233,567 | ¥9,333,567 |
| 25 | 1.80% | ¥169,402 | ¥50,820,525 | ¥9,920,525 |
| 25 | 1.90% | ¥171,372 | ¥51,411,648 | ¥10,511,648 |
| 25 | 2.00% | ¥173,356 | ¥52,006,927 | ¥11,106,927 |
| 25 | 2.10% | ¥175,355 | ¥52,606,352 | ¥11,706,352 |
| 25 | 2.20% | ¥177,366 | ¥53,209,910 | ¥12,309,910 |
| 25 | 2.30% | ¥179,392 | ¥53,817,591 | ¥12,917,591 |
| 25 | 2.40% | ¥181,431 | ¥54,429,383 | ¥13,529,383 |
| 25 | 2.50% | ¥183,484 | ¥55,045,273 | ¥14,145,273 |
| 25 | 2.60% | ¥185,551 | ¥55,665,249 | ¥14,765,249 |
| 25 | 2.70% | ¥187,631 | ¥56,289,296 | ¥15,389,296 |
| 25 | 2.80% | ¥189,725 | ¥56,917,401 | ¥16,017,401 |
| 25 | 2.90% | ¥191,832 | ¥57,549,550 | ¥16,649,550 |
| 25 | 3.00% | ¥193,952 | ¥58,185,728 | ¥17,285,728 |
4090万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥182,674 | ¥43,841,690 | ¥2,941,690 |
| 20 | 0.80% | ¥184,470 | ¥44,272,819 | ¥3,372,819 |
| 20 | 0.90% | ¥186,278 | ¥44,706,665 | ¥3,806,665 |
| 20 | 1.00% | ¥188,097 | ¥45,143,225 | ¥4,243,225 |
| 20 | 1.10% | ¥189,927 | ¥45,582,498 | ¥4,682,498 |
| 20 | 1.20% | ¥191,769 | ¥46,024,481 | ¥5,124,481 |
| 20 | 1.30% | ¥193,622 | ¥46,469,170 | ¥5,569,170 |
| 20 | 1.40% | ¥195,486 | ¥46,916,563 | ¥6,016,563 |
| 20 | 1.50% | ¥197,361 | ¥47,366,657 | ¥6,466,657 |
| 20 | 1.60% | ¥199,248 | ¥47,819,448 | ¥6,919,448 |
| 20 | 1.70% | ¥201,146 | ¥48,274,933 | ¥7,374,933 |
| 20 | 1.80% | ¥203,055 | ¥48,733,107 | ¥7,833,107 |
| 20 | 1.90% | ¥204,975 | ¥49,193,967 | ¥8,293,967 |
| 20 | 2.00% | ¥206,906 | ¥49,657,508 | ¥8,757,508 |
| 20 | 2.10% | ¥208,849 | ¥50,123,726 | ¥9,223,726 |
| 20 | 2.20% | ¥210,803 | ¥50,592,616 | ¥9,692,616 |
| 20 | 2.30% | ¥212,767 | ¥51,064,173 | ¥10,164,173 |
| 20 | 2.40% | ¥214,743 | ¥51,538,392 | ¥10,638,392 |
| 20 | 2.50% | ¥216,730 | ¥52,015,268 | ¥11,115,268 |
| 20 | 2.60% | ¥218,728 | ¥52,494,795 | ¥11,594,795 |
| 20 | 2.70% | ¥220,737 | ¥52,976,968 | ¥12,076,968 |
| 20 | 2.80% | ¥222,757 | ¥53,461,781 | ¥12,561,781 |
| 20 | 2.90% | ¥224,788 | ¥53,949,227 | ¥13,049,227 |
| 20 | 3.00% | ¥226,830 | ¥54,439,300 | ¥13,539,300 |
4090万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥239,426 | ¥43,096,737 | ¥2,196,737 |
| 15 | 0.80% | ¥241,204 | ¥43,416,684 | ¥2,516,684 |
| 15 | 0.90% | ¥242,990 | ¥43,738,160 | ¥2,838,160 |
| 15 | 1.00% | ¥244,784 | ¥44,061,166 | ¥3,161,166 |
| 15 | 1.10% | ¥246,587 | ¥44,385,700 | ¥3,485,700 |
| 15 | 1.20% | ¥248,399 | ¥44,711,762 | ¥3,811,762 |
| 15 | 1.30% | ¥250,219 | ¥45,039,350 | ¥4,139,350 |
| 15 | 1.40% | ¥252,047 | ¥45,368,463 | ¥4,468,463 |
| 15 | 1.50% | ¥253,884 | ¥45,699,101 | ¥4,799,101 |
| 15 | 1.60% | ¥255,729 | ¥46,031,262 | ¥5,131,262 |
| 15 | 1.70% | ¥257,583 | ¥46,364,945 | ¥5,464,945 |
| 15 | 1.80% | ¥259,445 | ¥46,700,148 | ¥5,800,148 |
| 15 | 1.90% | ¥261,316 | ¥47,036,870 | ¥6,136,870 |
| 15 | 2.00% | ¥263,195 | ¥47,375,111 | ¥6,475,111 |
| 15 | 2.10% | ¥265,083 | ¥47,714,867 | ¥6,814,867 |
| 15 | 2.20% | ¥266,979 | ¥48,056,138 | ¥7,156,138 |
| 15 | 2.30% | ¥268,883 | ¥48,398,922 | ¥7,498,922 |
| 15 | 2.40% | ¥270,796 | ¥48,743,217 | ¥7,843,217 |
| 15 | 2.50% | ¥272,717 | ¥49,089,022 | ¥8,189,022 |
| 15 | 2.60% | ¥274,646 | ¥49,436,334 | ¥8,536,334 |
| 15 | 2.70% | ¥276,584 | ¥49,785,152 | ¥8,885,152 |
| 15 | 2.80% | ¥278,530 | ¥50,135,474 | ¥9,235,474 |
| 15 | 2.90% | ¥280,485 | ¥50,487,297 | ¥9,587,297 |
| 15 | 3.00% | ¥282,448 | ¥50,840,620 | ¥9,940,620 |
4090万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥353,001 | ¥42,360,123 | ¥1,460,123 |
| 10 | 0.80% | ¥354,762 | ¥42,571,436 | ¥1,671,436 |
| 10 | 0.90% | ¥356,529 | ¥42,783,429 | ¥1,883,429 |
| 10 | 1.00% | ¥358,301 | ¥42,996,103 | ¥2,096,103 |
| 10 | 1.10% | ¥360,079 | ¥43,209,457 | ¥2,309,457 |
| 10 | 1.20% | ¥361,862 | ¥43,423,490 | ¥2,523,490 |
| 10 | 1.30% | ¥363,652 | ¥43,638,204 | ¥2,738,204 |
| 10 | 1.40% | ¥365,447 | ¥43,853,596 | ¥2,953,596 |
| 10 | 1.50% | ¥367,247 | ¥44,069,668 | ¥3,169,668 |
| 10 | 1.60% | ¥369,053 | ¥44,286,419 | ¥3,386,419 |
| 10 | 1.70% | ¥370,865 | ¥44,503,848 | ¥3,603,848 |
| 10 | 1.80% | ¥372,683 | ¥44,721,955 | ¥3,821,955 |
| 10 | 1.90% | ¥374,506 | ¥44,940,740 | ¥4,040,740 |
| 10 | 2.00% | ¥376,335 | ¥45,160,203 | ¥4,260,203 |
| 10 | 2.10% | ¥378,170 | ¥45,380,343 | ¥4,480,343 |
| 10 | 2.20% | ¥380,010 | ¥45,601,160 | ¥4,701,160 |
| 10 | 2.30% | ¥381,855 | ¥45,822,653 | ¥4,922,653 |
| 10 | 2.40% | ¥383,707 | ¥46,044,823 | ¥5,144,823 |
| 10 | 2.50% | ¥385,564 | ¥46,267,668 | ¥5,367,668 |
| 10 | 2.60% | ¥387,427 | ¥46,491,188 | ¥5,591,188 |
| 10 | 2.70% | ¥389,295 | ¥46,715,383 | ¥5,815,383 |
| 10 | 2.80% | ¥391,169 | ¥46,940,253 | ¥6,040,253 |
| 10 | 2.90% | ¥393,048 | ¥47,165,796 | ¥6,265,796 |
| 10 | 3.00% | ¥394,933 | ¥47,392,013 | ¥6,492,013 |
