4100万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4100万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4100万円の住宅ローン｜期間・年数別
4100万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥81,008 |
¥48,604,526 |
¥7,604,526 |
| 50 |
0.80% |
¥82,931 |
¥49,758,699 |
¥8,758,699 |
| 50 |
0.90% |
¥84,883 |
¥50,929,667 |
¥9,929,667 |
| 50 |
1.00% |
¥86,862 |
¥52,117,358 |
¥11,117,358 |
| 50 |
1.10% |
¥88,869 |
¥53,321,691 |
¥12,321,691 |
| 50 |
1.20% |
¥90,904 |
¥54,542,576 |
¥13,542,576 |
| 50 |
1.30% |
¥92,967 |
¥55,779,917 |
¥14,779,917 |
| 50 |
1.40% |
¥95,056 |
¥57,033,612 |
¥16,033,612 |
| 50 |
1.50% |
¥97,173 |
¥58,303,548 |
¥17,303,548 |
| 50 |
1.60% |
¥99,316 |
¥59,589,608 |
¥18,589,608 |
| 50 |
1.70% |
¥101,486 |
¥60,891,668 |
¥19,891,668 |
| 50 |
1.80% |
¥103,683 |
¥62,209,595 |
¥21,209,595 |
| 50 |
1.90% |
¥105,905 |
¥63,543,252 |
¥22,543,252 |
| 50 |
2.00% |
¥108,154 |
¥64,892,495 |
¥23,892,495 |
| 50 |
2.10% |
¥110,429 |
¥66,257,173 |
¥25,257,173 |
| 50 |
2.20% |
¥112,729 |
¥67,637,131 |
¥26,637,131 |
| 50 |
2.30% |
¥115,054 |
¥69,032,207 |
¥28,032,207 |
| 50 |
2.40% |
¥117,404 |
¥70,442,235 |
¥29,442,235 |
| 50 |
2.50% |
¥119,778 |
¥71,867,043 |
¥30,867,043 |
| 50 |
2.60% |
¥122,177 |
¥73,306,455 |
¥32,306,455 |
| 50 |
2.70% |
¥124,600 |
¥74,760,290 |
¥33,760,290 |
| 50 |
2.80% |
¥127,047 |
¥76,228,363 |
¥35,228,363 |
| 50 |
2.90% |
¥129,517 |
¥77,710,485 |
¥36,710,485 |
| 50 |
3.00% |
¥132,011 |
¥79,206,464 |
¥38,206,464 |
4100万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥88,533 |
¥47,807,818 |
¥6,807,818 |
| 45 |
0.80% |
¥90,436 |
¥48,835,365 |
¥7,835,365 |
| 45 |
0.90% |
¥92,364 |
¥49,876,557 |
¥8,876,557 |
| 45 |
1.00% |
¥94,317 |
¥50,931,347 |
¥9,931,347 |
| 45 |
1.10% |
¥96,296 |
¥51,999,680 |
¥10,999,680 |
| 45 |
1.20% |
¥98,299 |
¥53,081,497 |
¥12,081,497 |
| 45 |
1.30% |
¥100,327 |
¥54,176,736 |
¥13,176,736 |
| 45 |
1.40% |
¥102,380 |
¥55,285,326 |
¥14,285,326 |
| 45 |
1.50% |
¥104,458 |
¥56,407,193 |
¥15,407,193 |
| 45 |
1.60% |
¥106,560 |
¥57,542,261 |
¥16,542,261 |
| 45 |
1.70% |
¥108,686 |
¥58,690,444 |
¥17,690,444 |
| 45 |
1.80% |
¥110,836 |
¥59,851,655 |
¥18,851,655 |
| 45 |
1.90% |
¥113,011 |
¥61,025,803 |
¥20,025,803 |
| 45 |
2.00% |
¥115,209 |
¥62,212,789 |
¥21,212,789 |
| 45 |
2.10% |
¥117,431 |
¥63,412,513 |
¥22,412,513 |
| 45 |
2.20% |
¥119,676 |
¥64,624,871 |
¥23,624,871 |
| 45 |
2.30% |
¥121,944 |
¥65,849,753 |
¥24,849,753 |
| 45 |
2.40% |
¥124,235 |
¥67,087,046 |
¥26,087,046 |
| 45 |
2.50% |
¥126,549 |
¥68,336,635 |
¥27,336,635 |
| 45 |
2.60% |
¥128,886 |
¥69,598,400 |
¥28,598,400 |
| 45 |
2.70% |
¥131,245 |
¥70,872,216 |
¥29,872,216 |
| 45 |
2.80% |
¥133,626 |
¥72,157,959 |
¥31,157,959 |
| 45 |
2.90% |
¥136,029 |
¥73,455,498 |
¥32,455,498 |
| 45 |
3.00% |
¥138,453 |
¥74,764,701 |
¥33,764,701 |
4100万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥97,957 |
¥47,019,397 |
¥6,019,397 |
| 40 |
0.80% |
¥99,839 |
¥47,922,820 |
¥6,922,820 |
| 40 |
0.90% |
¥101,744 |
¥48,837,055 |
¥7,837,055 |
| 40 |
1.00% |
¥103,671 |
¥49,762,070 |
¥8,762,070 |
| 40 |
1.10% |
¥105,620 |
¥50,697,831 |
¥9,697,831 |
| 40 |
1.20% |
¥107,592 |
¥51,644,301 |
¥10,644,301 |
| 40 |
1.30% |
¥109,586 |
¥52,601,441 |
¥11,601,441 |
| 40 |
1.40% |
¥111,603 |
¥53,569,205 |
¥12,569,205 |
| 40 |
1.50% |
¥113,641 |
¥54,547,548 |
¥13,547,548 |
| 40 |
1.60% |
¥115,701 |
¥55,536,419 |
¥14,536,419 |
| 40 |
1.70% |
¥117,783 |
¥56,535,766 |
¥15,535,766 |
| 40 |
1.80% |
¥119,887 |
¥57,545,532 |
¥16,545,532 |
| 40 |
1.90% |
¥122,012 |
¥58,565,659 |
¥17,565,659 |
| 40 |
2.00% |
¥124,159 |
¥59,596,086 |
¥18,596,086 |
| 40 |
2.10% |
¥126,327 |
¥60,636,747 |
¥19,636,747 |
| 40 |
2.20% |
¥128,516 |
¥61,687,575 |
¥20,687,575 |
| 40 |
2.30% |
¥130,726 |
¥62,748,502 |
¥21,748,502 |
| 40 |
2.40% |
¥132,957 |
¥63,819,453 |
¥22,819,453 |
| 40 |
2.50% |
¥135,209 |
¥64,900,355 |
¥23,900,355 |
| 40 |
2.60% |
¥137,482 |
¥65,991,130 |
¥24,991,130 |
| 40 |
2.70% |
¥139,774 |
¥67,091,699 |
¥26,091,699 |
| 40 |
2.80% |
¥142,087 |
¥68,201,978 |
¥27,201,978 |
| 40 |
2.90% |
¥144,421 |
¥69,321,886 |
¥28,321,886 |
| 40 |
3.00% |
¥146,774 |
¥70,451,334 |
¥29,451,334 |
4100万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥110,094 |
¥46,239,278 |
¥5,239,278 |
| 35 |
0.80% |
¥111,955 |
¥47,021,094 |
¥6,021,094 |
| 35 |
0.90% |
¥113,836 |
¥47,811,206 |
¥6,811,206 |
| 35 |
1.00% |
¥115,737 |
¥48,609,597 |
¥7,609,597 |
| 35 |
1.10% |
¥117,658 |
¥49,416,247 |
¥8,416,247 |
| 35 |
1.20% |
¥119,598 |
¥50,231,134 |
¥9,231,134 |
| 35 |
1.30% |
¥121,558 |
¥51,054,232 |
¥10,054,232 |
| 35 |
1.40% |
¥123,537 |
¥51,885,517 |
¥10,885,517 |
| 35 |
1.50% |
¥125,536 |
¥52,724,961 |
¥11,724,961 |
| 35 |
1.60% |
¥127,554 |
¥53,572,533 |
¥12,572,533 |
| 35 |
1.70% |
¥129,591 |
¥54,428,202 |
¥13,428,202 |
| 35 |
1.80% |
¥131,647 |
¥55,291,935 |
¥14,291,935 |
| 35 |
1.90% |
¥133,723 |
¥56,163,696 |
¥15,163,696 |
| 35 |
2.00% |
¥135,818 |
¥57,043,449 |
¥16,043,449 |
| 35 |
2.10% |
¥137,931 |
¥57,931,155 |
¥16,931,155 |
| 35 |
2.20% |
¥140,064 |
¥58,826,773 |
¥17,826,773 |
| 35 |
2.30% |
¥142,215 |
¥59,730,262 |
¥18,730,262 |
| 35 |
2.40% |
¥144,385 |
¥60,641,578 |
¥19,641,578 |
| 35 |
2.50% |
¥146,573 |
¥61,560,676 |
¥20,560,676 |
| 35 |
2.60% |
¥148,780 |
¥62,487,509 |
¥21,487,509 |
| 35 |
2.70% |
¥151,005 |
¥63,422,028 |
¥22,422,028 |
| 35 |
2.80% |
¥153,248 |
¥64,364,185 |
¥23,364,185 |
| 35 |
2.90% |
¥155,509 |
¥65,313,927 |
¥24,313,927 |
| 35 |
3.00% |
¥157,789 |
¥66,271,203 |
¥25,271,203 |
4100万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥126,299 |
¥45,467,478 |
¥4,467,478 |
| 30 |
0.80% |
¥128,139 |
¥46,130,211 |
¥5,130,211 |
| 30 |
0.90% |
¥129,997 |
¥46,799,053 |
¥5,799,053 |
| 30 |
1.00% |
¥131,872 |
¥47,473,993 |
¥6,473,993 |
| 30 |
1.10% |
¥133,764 |
¥48,155,021 |
¥7,155,021 |
| 30 |
1.20% |
¥135,673 |
¥48,842,123 |
¥7,842,123 |
| 30 |
1.30% |
¥137,598 |
¥49,535,288 |
¥8,535,288 |
| 30 |
1.40% |
¥139,540 |
¥50,234,499 |
¥9,234,499 |
| 30 |
1.50% |
¥141,499 |
¥50,939,743 |
¥9,939,743 |
| 30 |
1.60% |
¥143,475 |
¥51,651,003 |
¥10,651,003 |
| 30 |
1.70% |
¥145,467 |
¥52,368,260 |
¥11,368,260 |
| 30 |
1.80% |
¥147,476 |
¥53,091,498 |
¥12,091,498 |
| 30 |
1.90% |
¥149,502 |
¥53,820,696 |
¥12,820,696 |
| 30 |
2.00% |
¥151,544 |
¥54,555,834 |
¥13,555,834 |
| 30 |
2.10% |
¥153,602 |
¥55,296,891 |
¥14,296,891 |
| 30 |
2.20% |
¥155,677 |
¥56,043,844 |
¥15,043,844 |
| 30 |
2.30% |
¥157,769 |
¥56,796,670 |
¥15,796,670 |
| 30 |
2.40% |
¥159,876 |
¥57,555,346 |
¥16,555,346 |
| 30 |
2.50% |
¥162,000 |
¥58,319,845 |
¥17,319,845 |
| 30 |
2.60% |
¥164,139 |
¥59,090,141 |
¥18,090,141 |
| 30 |
2.70% |
¥166,295 |
¥59,866,209 |
¥18,866,209 |
| 30 |
2.80% |
¥168,467 |
¥60,648,020 |
¥19,648,020 |
| 30 |
2.90% |
¥170,654 |
¥61,435,545 |
¥20,435,545 |
| 30 |
3.00% |
¥172,858 |
¥62,228,755 |
¥21,228,755 |
4100万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥149,013 |
¥44,704,009 |
¥3,704,009 |
| 25 |
0.80% |
¥150,834 |
¥45,250,195 |
¥4,250,195 |
| 25 |
0.90% |
¥152,669 |
¥45,800,631 |
¥4,800,631 |
| 25 |
1.00% |
¥154,518 |
¥46,355,312 |
¥5,355,312 |
| 25 |
1.10% |
¥156,381 |
¥46,914,231 |
¥5,914,231 |
| 25 |
1.20% |
¥158,258 |
¥47,477,383 |
¥6,477,383 |
| 25 |
1.30% |
¥160,149 |
¥48,044,762 |
¥7,044,762 |
| 25 |
1.40% |
¥162,055 |
¥48,616,359 |
¥7,616,359 |
| 25 |
1.50% |
¥163,974 |
¥49,192,168 |
¥8,192,168 |
| 25 |
1.60% |
¥165,907 |
¥49,772,180 |
¥8,772,180 |
| 25 |
1.70% |
¥167,855 |
¥50,356,388 |
¥9,356,388 |
| 25 |
1.80% |
¥169,816 |
¥50,944,780 |
¥9,944,780 |
| 25 |
1.90% |
¥171,791 |
¥51,537,349 |
¥10,537,349 |
| 25 |
2.00% |
¥173,780 |
¥52,134,084 |
¥11,134,084 |
| 25 |
2.10% |
¥175,783 |
¥52,734,974 |
¥11,734,974 |
| 25 |
2.20% |
¥177,800 |
¥53,340,008 |
¥12,340,008 |
| 25 |
2.30% |
¥179,831 |
¥53,949,175 |
¥12,949,175 |
| 25 |
2.40% |
¥181,875 |
¥54,562,462 |
¥13,562,462 |
| 25 |
2.50% |
¥183,933 |
¥55,179,858 |
¥14,179,858 |
| 25 |
2.60% |
¥186,004 |
¥55,801,349 |
¥14,801,349 |
| 25 |
2.70% |
¥188,090 |
¥56,426,922 |
¥15,426,922 |
| 25 |
2.80% |
¥190,189 |
¥57,056,563 |
¥16,056,563 |
| 25 |
2.90% |
¥192,301 |
¥57,690,258 |
¥16,690,258 |
| 25 |
3.00% |
¥194,427 |
¥58,327,992 |
¥17,327,992 |
4100万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥183,120 |
¥43,948,882 |
¥2,948,882 |
| 20 |
0.80% |
¥184,921 |
¥44,381,065 |
¥3,381,065 |
| 20 |
0.90% |
¥186,733 |
¥44,815,972 |
¥3,815,972 |
| 20 |
1.00% |
¥188,557 |
¥45,253,600 |
¥4,253,600 |
| 20 |
1.10% |
¥190,391 |
¥45,693,947 |
¥4,693,947 |
| 20 |
1.20% |
¥192,238 |
¥46,137,010 |
¥5,137,010 |
| 20 |
1.30% |
¥194,095 |
¥46,582,787 |
¥5,582,787 |
| 20 |
1.40% |
¥195,964 |
¥47,031,274 |
¥6,031,274 |
| 20 |
1.50% |
¥197,844 |
¥47,482,468 |
¥6,482,468 |
| 20 |
1.60% |
¥199,735 |
¥47,936,366 |
¥6,936,366 |
| 20 |
1.70% |
¥201,637 |
¥48,392,965 |
¥7,392,965 |
| 20 |
1.80% |
¥203,551 |
¥48,852,259 |
¥7,852,259 |
| 20 |
1.90% |
¥205,476 |
¥49,314,246 |
¥8,314,246 |
| 20 |
2.00% |
¥207,412 |
¥49,778,920 |
¥8,778,920 |
| 20 |
2.10% |
¥209,359 |
¥50,246,278 |
¥9,246,278 |
| 20 |
2.20% |
¥211,318 |
¥50,716,314 |
¥9,716,314 |
| 20 |
2.30% |
¥213,288 |
¥51,189,024 |
¥10,189,024 |
| 20 |
2.40% |
¥215,268 |
¥51,664,403 |
¥10,664,403 |
| 20 |
2.50% |
¥217,260 |
¥52,142,445 |
¥11,142,445 |
| 20 |
2.60% |
¥219,263 |
¥52,623,144 |
¥11,623,144 |
| 20 |
2.70% |
¥221,277 |
¥53,106,496 |
¥12,106,496 |
| 20 |
2.80% |
¥223,302 |
¥53,592,494 |
¥12,592,494 |
| 20 |
2.90% |
¥225,338 |
¥54,081,132 |
¥13,081,132 |
| 20 |
3.00% |
¥227,385 |
¥54,572,404 |
¥13,572,404 |
4100万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥240,012 |
¥43,202,108 |
¥2,202,108 |
| 15 |
0.80% |
¥241,794 |
¥43,522,837 |
¥2,522,837 |
| 15 |
0.90% |
¥243,584 |
¥43,845,100 |
¥2,845,100 |
| 15 |
1.00% |
¥245,383 |
¥44,168,895 |
¥3,168,895 |
| 15 |
1.10% |
¥247,190 |
¥44,494,223 |
¥3,494,223 |
| 15 |
1.20% |
¥249,006 |
¥44,821,082 |
¥3,821,082 |
| 15 |
1.30% |
¥250,830 |
¥45,149,471 |
¥4,149,471 |
| 15 |
1.40% |
¥252,663 |
¥45,479,389 |
¥4,479,389 |
| 15 |
1.50% |
¥254,505 |
¥45,810,835 |
¥4,810,835 |
| 15 |
1.60% |
¥256,354 |
¥46,143,808 |
¥5,143,808 |
| 15 |
1.70% |
¥258,213 |
¥46,478,306 |
¥5,478,306 |
| 15 |
1.80% |
¥260,080 |
¥46,814,329 |
¥5,814,329 |
| 15 |
1.90% |
¥261,955 |
¥47,151,875 |
¥6,151,875 |
| 15 |
2.00% |
¥263,839 |
¥47,490,942 |
¥6,490,942 |
| 15 |
2.10% |
¥265,731 |
¥47,831,529 |
¥6,831,529 |
| 15 |
2.20% |
¥267,631 |
¥48,173,634 |
¥7,173,634 |
| 15 |
2.30% |
¥269,540 |
¥48,517,257 |
¥7,517,257 |
| 15 |
2.40% |
¥271,458 |
¥48,862,393 |
¥7,862,393 |
| 15 |
2.50% |
¥273,384 |
¥49,209,044 |
¥8,209,044 |
| 15 |
2.60% |
¥275,318 |
¥49,557,205 |
¥8,557,205 |
| 15 |
2.70% |
¥277,260 |
¥49,906,876 |
¥8,906,876 |
| 15 |
2.80% |
¥279,211 |
¥50,258,054 |
¥9,258,054 |
| 15 |
2.90% |
¥281,171 |
¥50,610,738 |
¥9,610,738 |
| 15 |
3.00% |
¥283,138 |
¥50,964,925 |
¥9,964,925 |
4100万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥353,864 |
¥42,463,693 |
¥1,463,693 |
| 10 |
0.80% |
¥355,629 |
¥42,675,522 |
¥1,675,522 |
| 10 |
0.90% |
¥357,400 |
¥42,888,034 |
¥1,888,034 |
| 10 |
1.00% |
¥359,177 |
¥43,101,228 |
¥2,101,228 |
| 10 |
1.10% |
¥360,959 |
¥43,315,103 |
¥2,315,103 |
| 10 |
1.20% |
¥362,747 |
¥43,529,660 |
¥2,529,660 |
| 10 |
1.30% |
¥364,541 |
¥43,744,899 |
¥2,744,899 |
| 10 |
1.40% |
¥366,340 |
¥43,960,818 |
¥2,960,818 |
| 10 |
1.50% |
¥368,145 |
¥44,177,418 |
¥3,177,418 |
| 10 |
1.60% |
¥369,956 |
¥44,394,698 |
¥3,394,698 |
| 10 |
1.70% |
¥371,772 |
¥44,612,659 |
¥3,612,659 |
| 10 |
1.80% |
¥373,594 |
¥44,831,300 |
¥3,831,300 |
| 10 |
1.90% |
¥375,422 |
¥45,050,620 |
¥4,050,620 |
| 10 |
2.00% |
¥377,255 |
¥45,270,619 |
¥4,270,619 |
| 10 |
2.10% |
¥379,094 |
¥45,491,298 |
¥4,491,298 |
| 10 |
2.20% |
¥380,939 |
¥45,712,654 |
¥4,712,654 |
| 10 |
2.30% |
¥382,789 |
¥45,934,689 |
¥4,934,689 |
| 10 |
2.40% |
¥384,645 |
¥46,157,402 |
¥5,157,402 |
| 10 |
2.50% |
¥386,507 |
¥46,380,792 |
¥5,380,792 |
| 10 |
2.60% |
¥388,374 |
¥46,604,858 |
¥5,604,858 |
| 10 |
2.70% |
¥390,247 |
¥46,829,602 |
¥5,829,602 |
| 10 |
2.80% |
¥392,125 |
¥47,055,021 |
¥6,055,021 |
| 10 |
2.90% |
¥394,009 |
¥47,281,116 |
¥6,281,116 |
| 10 |
3.00% |
¥395,899 |
¥47,507,886 |
¥6,507,886 |
