4120万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4120万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4120万円の住宅ローン｜期間・年数別
4120万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥81,403 |
¥48,841,621 |
¥7,641,621 |
| 50 |
0.80% |
¥83,336 |
¥50,001,424 |
¥8,801,424 |
| 50 |
0.90% |
¥85,297 |
¥51,178,105 |
¥9,978,105 |
| 50 |
1.00% |
¥87,286 |
¥52,371,589 |
¥11,171,589 |
| 50 |
1.10% |
¥89,303 |
¥53,581,796 |
¥12,381,796 |
| 50 |
1.20% |
¥91,348 |
¥54,808,637 |
¥13,608,637 |
| 50 |
1.30% |
¥93,420 |
¥56,052,014 |
¥14,852,014 |
| 50 |
1.40% |
¥95,520 |
¥57,311,824 |
¥16,111,824 |
| 50 |
1.50% |
¥97,647 |
¥58,587,955 |
¥17,387,955 |
| 50 |
1.60% |
¥99,800 |
¥59,880,289 |
¥18,680,289 |
| 50 |
1.70% |
¥101,981 |
¥61,188,700 |
¥19,988,700 |
| 50 |
1.80% |
¥104,188 |
¥62,513,056 |
¥21,313,056 |
| 50 |
1.90% |
¥106,422 |
¥63,853,219 |
¥22,653,219 |
| 50 |
2.00% |
¥108,682 |
¥65,209,043 |
¥24,009,043 |
| 50 |
2.10% |
¥110,967 |
¥66,580,379 |
¥25,380,379 |
| 50 |
2.20% |
¥113,278 |
¥67,967,068 |
¥26,767,068 |
| 50 |
2.30% |
¥115,615 |
¥69,368,949 |
¥28,168,949 |
| 50 |
2.40% |
¥117,976 |
¥70,785,856 |
¥29,585,856 |
| 50 |
2.50% |
¥120,363 |
¥72,217,614 |
¥31,017,614 |
| 50 |
2.60% |
¥122,773 |
¥73,664,047 |
¥32,464,047 |
| 50 |
2.70% |
¥125,208 |
¥75,124,974 |
¥33,924,974 |
| 50 |
2.80% |
¥127,667 |
¥76,600,209 |
¥35,400,209 |
| 50 |
2.90% |
¥130,149 |
¥78,089,561 |
¥36,889,561 |
| 50 |
3.00% |
¥132,655 |
¥79,592,837 |
¥38,392,837 |
4120万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥88,965 |
¥48,041,027 |
¥6,841,027 |
| 45 |
0.80% |
¥90,877 |
¥49,073,586 |
¥7,873,586 |
| 45 |
0.90% |
¥92,815 |
¥50,119,858 |
¥8,919,858 |
| 45 |
1.00% |
¥94,777 |
¥51,179,792 |
¥9,979,792 |
| 45 |
1.10% |
¥96,765 |
¥52,253,337 |
¥11,053,337 |
| 45 |
1.20% |
¥98,779 |
¥53,340,431 |
¥12,140,431 |
| 45 |
1.30% |
¥100,817 |
¥54,441,012 |
¥13,241,012 |
| 45 |
1.40% |
¥102,880 |
¥55,555,010 |
¥14,355,010 |
| 45 |
1.50% |
¥104,967 |
¥56,682,351 |
¥15,482,351 |
| 45 |
1.60% |
¥107,080 |
¥57,822,955 |
¥16,622,955 |
| 45 |
1.70% |
¥109,216 |
¥58,976,739 |
¥17,776,739 |
| 45 |
1.80% |
¥111,377 |
¥60,143,615 |
¥18,943,615 |
| 45 |
1.90% |
¥113,562 |
¥61,323,489 |
¥20,123,489 |
| 45 |
2.00% |
¥115,771 |
¥62,516,266 |
¥21,316,266 |
| 45 |
2.10% |
¥118,003 |
¥63,721,843 |
¥22,521,843 |
| 45 |
2.20% |
¥120,259 |
¥64,940,114 |
¥23,740,114 |
| 45 |
2.30% |
¥122,539 |
¥66,170,971 |
¥24,970,971 |
| 45 |
2.40% |
¥124,841 |
¥67,414,300 |
¥26,214,300 |
| 45 |
2.50% |
¥127,167 |
¥68,669,985 |
¥27,469,985 |
| 45 |
2.60% |
¥129,515 |
¥69,937,904 |
¥28,737,904 |
| 45 |
2.70% |
¥131,885 |
¥71,217,934 |
¥30,017,934 |
| 45 |
2.80% |
¥134,278 |
¥72,509,949 |
¥31,309,949 |
| 45 |
2.90% |
¥136,692 |
¥73,813,817 |
¥32,613,817 |
| 45 |
3.00% |
¥139,129 |
¥75,129,407 |
¥33,929,407 |
4120万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥98,435 |
¥47,248,760 |
¥6,048,760 |
| 40 |
0.80% |
¥100,326 |
¥48,156,590 |
¥6,956,590 |
| 40 |
0.90% |
¥102,240 |
¥49,075,284 |
¥7,875,284 |
| 40 |
1.00% |
¥104,177 |
¥50,004,811 |
¥8,804,811 |
| 40 |
1.10% |
¥106,136 |
¥50,945,137 |
¥9,745,137 |
| 40 |
1.20% |
¥108,117 |
¥51,896,225 |
¥10,696,225 |
| 40 |
1.30% |
¥110,121 |
¥52,858,033 |
¥11,658,033 |
| 40 |
1.40% |
¥112,147 |
¥53,830,518 |
¥12,630,518 |
| 40 |
1.50% |
¥114,195 |
¥54,813,633 |
¥13,613,633 |
| 40 |
1.60% |
¥116,265 |
¥55,807,328 |
¥14,607,328 |
| 40 |
1.70% |
¥118,357 |
¥56,811,550 |
¥15,611,550 |
| 40 |
1.80% |
¥120,471 |
¥57,826,242 |
¥16,626,242 |
| 40 |
1.90% |
¥122,607 |
¥58,851,346 |
¥17,651,346 |
| 40 |
2.00% |
¥124,764 |
¥59,886,798 |
¥18,686,798 |
| 40 |
2.10% |
¥126,943 |
¥60,932,536 |
¥19,732,536 |
| 40 |
2.20% |
¥129,143 |
¥61,988,490 |
¥20,788,490 |
| 40 |
2.30% |
¥131,364 |
¥63,054,592 |
¥21,854,592 |
| 40 |
2.40% |
¥133,606 |
¥64,130,768 |
¥22,930,768 |
| 40 |
2.50% |
¥135,869 |
¥65,216,942 |
¥24,016,942 |
| 40 |
2.60% |
¥138,152 |
¥66,313,038 |
¥25,113,038 |
| 40 |
2.70% |
¥140,456 |
¥67,418,975 |
¥26,218,975 |
| 40 |
2.80% |
¥142,781 |
¥68,534,671 |
¥27,334,671 |
| 40 |
2.90% |
¥145,125 |
¥69,660,041 |
¥28,460,041 |
| 40 |
3.00% |
¥147,490 |
¥70,794,999 |
¥29,594,999 |
4120万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥110,631 |
¥46,464,836 |
¥5,264,836 |
| 35 |
0.80% |
¥112,501 |
¥47,250,465 |
¥6,050,465 |
| 35 |
0.90% |
¥114,392 |
¥48,044,431 |
¥6,844,431 |
| 35 |
1.00% |
¥116,302 |
¥48,846,717 |
¥7,646,717 |
| 35 |
1.10% |
¥118,232 |
¥49,657,302 |
¥8,457,302 |
| 35 |
1.20% |
¥120,181 |
¥50,476,163 |
¥9,276,163 |
| 35 |
1.30% |
¥122,151 |
¥51,303,277 |
¥10,103,277 |
| 35 |
1.40% |
¥124,140 |
¥52,138,617 |
¥10,938,617 |
| 35 |
1.50% |
¥126,148 |
¥52,982,155 |
¥11,782,155 |
| 35 |
1.60% |
¥128,176 |
¥53,833,862 |
¥12,633,862 |
| 35 |
1.70% |
¥130,223 |
¥54,693,705 |
¥13,493,705 |
| 35 |
1.80% |
¥132,290 |
¥55,561,651 |
¥14,361,651 |
| 35 |
1.90% |
¥134,375 |
¥56,437,665 |
¥15,237,665 |
| 35 |
2.00% |
¥136,480 |
¥57,321,710 |
¥16,121,710 |
| 35 |
2.10% |
¥138,604 |
¥58,213,746 |
¥17,013,746 |
| 35 |
2.20% |
¥140,747 |
¥59,113,733 |
¥17,913,733 |
| 35 |
2.30% |
¥142,909 |
¥60,021,629 |
¥18,821,629 |
| 35 |
2.40% |
¥145,089 |
¥60,937,391 |
¥19,737,391 |
| 35 |
2.50% |
¥147,288 |
¥61,860,972 |
¥20,660,972 |
| 35 |
2.60% |
¥149,506 |
¥62,792,326 |
¥21,592,326 |
| 35 |
2.70% |
¥151,741 |
¥63,731,404 |
¥22,531,404 |
| 35 |
2.80% |
¥153,996 |
¥64,678,156 |
¥23,478,156 |
| 35 |
2.90% |
¥156,268 |
¥65,632,532 |
¥24,432,532 |
| 35 |
3.00% |
¥158,558 |
¥66,594,477 |
¥25,394,477 |
4120万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥126,915 |
¥45,689,270 |
¥4,489,270 |
| 30 |
0.80% |
¥128,765 |
¥46,355,237 |
¥5,155,237 |
| 30 |
0.90% |
¥130,632 |
¥47,027,341 |
¥5,827,341 |
| 30 |
1.00% |
¥132,515 |
¥47,705,574 |
¥6,505,574 |
| 30 |
1.10% |
¥134,416 |
¥48,389,923 |
¥7,189,923 |
| 30 |
1.20% |
¥136,334 |
¥49,080,378 |
¥7,880,378 |
| 30 |
1.30% |
¥138,269 |
¥49,776,923 |
¥8,576,923 |
| 30 |
1.40% |
¥140,221 |
¥50,479,546 |
¥9,279,546 |
| 30 |
1.50% |
¥142,190 |
¥51,188,230 |
¥9,988,230 |
| 30 |
1.60% |
¥144,175 |
¥51,902,959 |
¥10,702,959 |
| 30 |
1.70% |
¥146,177 |
¥52,623,715 |
¥11,423,715 |
| 30 |
1.80% |
¥148,196 |
¥53,350,481 |
¥12,150,481 |
| 30 |
1.90% |
¥150,231 |
¥54,083,236 |
¥12,883,236 |
| 30 |
2.00% |
¥152,283 |
¥54,821,960 |
¥13,621,960 |
| 30 |
2.10% |
¥154,352 |
¥55,566,632 |
¥14,366,632 |
| 30 |
2.20% |
¥156,437 |
¥56,317,229 |
¥15,117,229 |
| 30 |
2.30% |
¥158,538 |
¥57,073,727 |
¥15,873,727 |
| 30 |
2.40% |
¥160,656 |
¥57,836,103 |
¥16,636,103 |
| 30 |
2.50% |
¥162,790 |
¥58,604,332 |
¥17,404,332 |
| 30 |
2.60% |
¥164,940 |
¥59,378,386 |
¥18,178,386 |
| 30 |
2.70% |
¥167,106 |
¥60,158,239 |
¥18,958,239 |
| 30 |
2.80% |
¥169,289 |
¥60,943,864 |
¥19,743,864 |
| 30 |
2.90% |
¥171,487 |
¥61,735,231 |
¥20,535,231 |
| 30 |
3.00% |
¥173,701 |
¥62,532,310 |
¥21,332,310 |
4120万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥149,740 |
¥44,922,077 |
¥3,722,077 |
| 25 |
0.80% |
¥151,570 |
¥45,470,928 |
¥4,270,928 |
| 25 |
0.90% |
¥153,413 |
¥46,024,049 |
¥4,824,049 |
| 25 |
1.00% |
¥155,271 |
¥46,581,435 |
¥5,381,435 |
| 25 |
1.10% |
¥157,144 |
¥47,143,081 |
¥5,943,081 |
| 25 |
1.20% |
¥159,030 |
¥47,708,980 |
¥6,508,980 |
| 25 |
1.30% |
¥160,930 |
¥48,279,126 |
¥7,079,126 |
| 25 |
1.40% |
¥162,845 |
¥48,853,512 |
¥7,653,512 |
| 25 |
1.50% |
¥164,774 |
¥49,432,130 |
¥8,232,130 |
| 25 |
1.60% |
¥166,717 |
¥50,014,972 |
¥8,814,972 |
| 25 |
1.70% |
¥168,673 |
¥50,602,028 |
¥9,402,028 |
| 25 |
1.80% |
¥170,644 |
¥51,193,291 |
¥9,993,291 |
| 25 |
1.90% |
¥172,629 |
¥51,788,751 |
¥10,588,751 |
| 25 |
2.00% |
¥174,628 |
¥52,388,396 |
¥11,188,396 |
| 25 |
2.10% |
¥176,641 |
¥52,992,217 |
¥11,792,217 |
| 25 |
2.20% |
¥178,667 |
¥53,600,203 |
¥12,400,203 |
| 25 |
2.30% |
¥180,708 |
¥54,212,342 |
¥13,012,342 |
| 25 |
2.40% |
¥182,762 |
¥54,828,621 |
¥13,628,621 |
| 25 |
2.50% |
¥184,830 |
¥55,449,028 |
¥14,249,028 |
| 25 |
2.60% |
¥186,912 |
¥56,073,551 |
¥14,873,551 |
| 25 |
2.70% |
¥189,007 |
¥56,702,176 |
¥15,502,176 |
| 25 |
2.80% |
¥191,116 |
¥57,334,888 |
¥16,134,888 |
| 25 |
2.90% |
¥193,239 |
¥57,971,674 |
¥16,771,674 |
| 25 |
3.00% |
¥195,375 |
¥58,612,518 |
¥17,412,518 |
4120万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥184,014 |
¥44,163,267 |
¥2,963,267 |
| 20 |
0.80% |
¥185,823 |
¥44,597,558 |
¥3,397,558 |
| 20 |
0.90% |
¥187,644 |
¥45,034,586 |
¥3,834,586 |
| 20 |
1.00% |
¥189,476 |
¥45,474,349 |
¥4,274,349 |
| 20 |
1.10% |
¥191,320 |
¥45,916,844 |
¥4,716,844 |
| 20 |
1.20% |
¥193,175 |
¥46,362,068 |
¥5,162,068 |
| 20 |
1.30% |
¥195,042 |
¥46,810,020 |
¥5,610,020 |
| 20 |
1.40% |
¥196,920 |
¥47,260,695 |
¥6,060,695 |
| 20 |
1.50% |
¥198,809 |
¥47,714,090 |
¥6,514,090 |
| 20 |
1.60% |
¥200,709 |
¥48,170,202 |
¥6,970,202 |
| 20 |
1.70% |
¥202,621 |
¥48,629,028 |
¥7,429,028 |
| 20 |
1.80% |
¥204,544 |
¥49,090,563 |
¥7,890,563 |
| 20 |
1.90% |
¥206,478 |
¥49,554,803 |
¥8,354,803 |
| 20 |
2.00% |
¥208,424 |
¥50,021,744 |
¥8,821,744 |
| 20 |
2.10% |
¥210,381 |
¥50,491,382 |
¥9,291,382 |
| 20 |
2.20% |
¥212,349 |
¥50,963,711 |
¥9,763,711 |
| 20 |
2.30% |
¥214,328 |
¥51,438,727 |
¥10,238,727 |
| 20 |
2.40% |
¥216,318 |
¥51,916,424 |
¥10,716,424 |
| 20 |
2.50% |
¥218,320 |
¥52,396,798 |
¥11,196,798 |
| 20 |
2.60% |
¥220,333 |
¥52,879,843 |
¥11,679,843 |
| 20 |
2.70% |
¥222,356 |
¥53,365,552 |
¥12,165,552 |
| 20 |
2.80% |
¥224,391 |
¥53,853,921 |
¥12,653,921 |
| 20 |
2.90% |
¥226,437 |
¥54,344,942 |
¥13,144,942 |
| 20 |
3.00% |
¥228,494 |
¥54,838,610 |
¥13,638,610 |
4120万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥241,183 |
¥43,412,850 |
¥2,212,850 |
| 15 |
0.80% |
¥242,973 |
¥43,735,143 |
¥2,535,143 |
| 15 |
0.90% |
¥244,772 |
¥44,058,978 |
¥2,858,978 |
| 15 |
1.00% |
¥246,580 |
¥44,384,353 |
¥3,184,353 |
| 15 |
1.10% |
¥248,396 |
¥44,711,268 |
¥3,511,268 |
| 15 |
1.20% |
¥250,221 |
¥45,039,721 |
¥3,839,721 |
| 15 |
1.30% |
¥252,054 |
¥45,369,712 |
¥4,169,712 |
| 15 |
1.40% |
¥253,896 |
¥45,701,239 |
¥4,501,239 |
| 15 |
1.50% |
¥255,746 |
¥46,034,302 |
¥4,834,302 |
| 15 |
1.60% |
¥257,605 |
¥46,368,900 |
¥5,168,900 |
| 15 |
1.70% |
¥259,472 |
¥46,705,030 |
¥5,505,030 |
| 15 |
1.80% |
¥261,348 |
¥47,042,692 |
¥5,842,692 |
| 15 |
1.90% |
¥263,233 |
¥47,381,884 |
¥6,181,884 |
| 15 |
2.00% |
¥265,126 |
¥47,722,605 |
¥6,522,605 |
| 15 |
2.10% |
¥267,027 |
¥48,064,854 |
¥6,864,854 |
| 15 |
2.20% |
¥268,937 |
¥48,408,628 |
¥7,208,628 |
| 15 |
2.30% |
¥270,855 |
¥48,753,926 |
¥7,553,926 |
| 15 |
2.40% |
¥272,782 |
¥49,100,747 |
¥7,900,747 |
| 15 |
2.50% |
¥274,717 |
¥49,449,088 |
¥8,249,088 |
| 15 |
2.60% |
¥276,661 |
¥49,798,948 |
¥8,598,948 |
| 15 |
2.70% |
¥278,613 |
¥50,150,324 |
¥8,950,324 |
| 15 |
2.80% |
¥280,573 |
¥50,503,216 |
¥9,303,216 |
| 15 |
2.90% |
¥282,542 |
¥50,857,620 |
¥9,657,620 |
| 15 |
3.00% |
¥284,520 |
¥51,213,534 |
¥10,013,534 |
4120万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥355,590 |
¥42,670,833 |
¥1,470,833 |
| 10 |
0.80% |
¥357,364 |
¥42,883,695 |
¥1,683,695 |
| 10 |
0.90% |
¥359,144 |
¥43,097,244 |
¥1,897,244 |
| 10 |
1.00% |
¥360,929 |
¥43,311,478 |
¥2,111,478 |
| 10 |
1.10% |
¥362,720 |
¥43,526,396 |
¥2,326,396 |
| 10 |
1.20% |
¥364,517 |
¥43,742,000 |
¥2,542,000 |
| 10 |
1.30% |
¥366,319 |
¥43,958,288 |
¥2,758,288 |
| 10 |
1.40% |
¥368,127 |
¥44,175,261 |
¥2,975,261 |
| 10 |
1.50% |
¥369,941 |
¥44,392,917 |
¥3,192,917 |
| 10 |
1.60% |
¥371,760 |
¥44,611,258 |
¥3,411,258 |
| 10 |
1.70% |
¥373,586 |
¥44,830,282 |
¥3,630,282 |
| 10 |
1.80% |
¥375,417 |
¥45,049,989 |
¥3,849,989 |
| 10 |
1.90% |
¥377,253 |
¥45,270,379 |
¥4,070,379 |
| 10 |
2.00% |
¥379,095 |
¥45,491,452 |
¥4,291,452 |
| 10 |
2.10% |
¥380,943 |
¥45,713,206 |
¥4,513,206 |
| 10 |
2.20% |
¥382,797 |
¥45,935,643 |
¥4,735,643 |
| 10 |
2.30% |
¥384,656 |
¥46,158,761 |
¥4,958,761 |
| 10 |
2.40% |
¥386,521 |
¥46,382,560 |
¥5,182,560 |
| 10 |
2.50% |
¥388,392 |
¥46,607,039 |
¥5,407,039 |
| 10 |
2.60% |
¥390,268 |
¥46,832,199 |
¥5,632,199 |
| 10 |
2.70% |
¥392,150 |
¥47,058,039 |
¥5,858,039 |
| 10 |
2.80% |
¥394,038 |
¥47,284,558 |
¥6,084,558 |
| 10 |
2.90% |
¥395,931 |
¥47,511,756 |
¥6,311,756 |
| 10 |
3.00% |
¥397,830 |
¥47,739,632 |
¥6,539,632 |
