4120万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4120万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4120万円の住宅ローン｜期間・年数別
4120万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥81,403 | ¥48,841,621 | ¥7,641,621 |
| 50 | 0.80% | ¥83,336 | ¥50,001,424 | ¥8,801,424 |
| 50 | 0.90% | ¥85,297 | ¥51,178,105 | ¥9,978,105 |
| 50 | 1.00% | ¥87,286 | ¥52,371,589 | ¥11,171,589 |
| 50 | 1.10% | ¥89,303 | ¥53,581,796 | ¥12,381,796 |
| 50 | 1.20% | ¥91,348 | ¥54,808,637 | ¥13,608,637 |
| 50 | 1.30% | ¥93,420 | ¥56,052,014 | ¥14,852,014 |
| 50 | 1.40% | ¥95,520 | ¥57,311,824 | ¥16,111,824 |
| 50 | 1.50% | ¥97,647 | ¥58,587,955 | ¥17,387,955 |
| 50 | 1.60% | ¥99,800 | ¥59,880,289 | ¥18,680,289 |
| 50 | 1.70% | ¥101,981 | ¥61,188,700 | ¥19,988,700 |
| 50 | 1.80% | ¥104,188 | ¥62,513,056 | ¥21,313,056 |
| 50 | 1.90% | ¥106,422 | ¥63,853,219 | ¥22,653,219 |
| 50 | 2.00% | ¥108,682 | ¥65,209,043 | ¥24,009,043 |
| 50 | 2.10% | ¥110,967 | ¥66,580,379 | ¥25,380,379 |
| 50 | 2.20% | ¥113,278 | ¥67,967,068 | ¥26,767,068 |
| 50 | 2.30% | ¥115,615 | ¥69,368,949 | ¥28,168,949 |
| 50 | 2.40% | ¥117,976 | ¥70,785,856 | ¥29,585,856 |
| 50 | 2.50% | ¥120,363 | ¥72,217,614 | ¥31,017,614 |
| 50 | 2.60% | ¥122,773 | ¥73,664,047 | ¥32,464,047 |
| 50 | 2.70% | ¥125,208 | ¥75,124,974 | ¥33,924,974 |
| 50 | 2.80% | ¥127,667 | ¥76,600,209 | ¥35,400,209 |
| 50 | 2.90% | ¥130,149 | ¥78,089,561 | ¥36,889,561 |
| 50 | 3.00% | ¥132,655 | ¥79,592,837 | ¥38,392,837 |
4120万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥88,965 | ¥48,041,027 | ¥6,841,027 |
| 45 | 0.80% | ¥90,877 | ¥49,073,586 | ¥7,873,586 |
| 45 | 0.90% | ¥92,815 | ¥50,119,858 | ¥8,919,858 |
| 45 | 1.00% | ¥94,777 | ¥51,179,792 | ¥9,979,792 |
| 45 | 1.10% | ¥96,765 | ¥52,253,337 | ¥11,053,337 |
| 45 | 1.20% | ¥98,779 | ¥53,340,431 | ¥12,140,431 |
| 45 | 1.30% | ¥100,817 | ¥54,441,012 | ¥13,241,012 |
| 45 | 1.40% | ¥102,880 | ¥55,555,010 | ¥14,355,010 |
| 45 | 1.50% | ¥104,967 | ¥56,682,351 | ¥15,482,351 |
| 45 | 1.60% | ¥107,080 | ¥57,822,955 | ¥16,622,955 |
| 45 | 1.70% | ¥109,216 | ¥58,976,739 | ¥17,776,739 |
| 45 | 1.80% | ¥111,377 | ¥60,143,615 | ¥18,943,615 |
| 45 | 1.90% | ¥113,562 | ¥61,323,489 | ¥20,123,489 |
| 45 | 2.00% | ¥115,771 | ¥62,516,266 | ¥21,316,266 |
| 45 | 2.10% | ¥118,003 | ¥63,721,843 | ¥22,521,843 |
| 45 | 2.20% | ¥120,259 | ¥64,940,114 | ¥23,740,114 |
| 45 | 2.30% | ¥122,539 | ¥66,170,971 | ¥24,970,971 |
| 45 | 2.40% | ¥124,841 | ¥67,414,300 | ¥26,214,300 |
| 45 | 2.50% | ¥127,167 | ¥68,669,985 | ¥27,469,985 |
| 45 | 2.60% | ¥129,515 | ¥69,937,904 | ¥28,737,904 |
| 45 | 2.70% | ¥131,885 | ¥71,217,934 | ¥30,017,934 |
| 45 | 2.80% | ¥134,278 | ¥72,509,949 | ¥31,309,949 |
| 45 | 2.90% | ¥136,692 | ¥73,813,817 | ¥32,613,817 |
| 45 | 3.00% | ¥139,129 | ¥75,129,407 | ¥33,929,407 |
4120万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥98,435 | ¥47,248,760 | ¥6,048,760 |
| 40 | 0.80% | ¥100,326 | ¥48,156,590 | ¥6,956,590 |
| 40 | 0.90% | ¥102,240 | ¥49,075,284 | ¥7,875,284 |
| 40 | 1.00% | ¥104,177 | ¥50,004,811 | ¥8,804,811 |
| 40 | 1.10% | ¥106,136 | ¥50,945,137 | ¥9,745,137 |
| 40 | 1.20% | ¥108,117 | ¥51,896,225 | ¥10,696,225 |
| 40 | 1.30% | ¥110,121 | ¥52,858,033 | ¥11,658,033 |
| 40 | 1.40% | ¥112,147 | ¥53,830,518 | ¥12,630,518 |
| 40 | 1.50% | ¥114,195 | ¥54,813,633 | ¥13,613,633 |
| 40 | 1.60% | ¥116,265 | ¥55,807,328 | ¥14,607,328 |
| 40 | 1.70% | ¥118,357 | ¥56,811,550 | ¥15,611,550 |
| 40 | 1.80% | ¥120,471 | ¥57,826,242 | ¥16,626,242 |
| 40 | 1.90% | ¥122,607 | ¥58,851,346 | ¥17,651,346 |
| 40 | 2.00% | ¥124,764 | ¥59,886,798 | ¥18,686,798 |
| 40 | 2.10% | ¥126,943 | ¥60,932,536 | ¥19,732,536 |
| 40 | 2.20% | ¥129,143 | ¥61,988,490 | ¥20,788,490 |
| 40 | 2.30% | ¥131,364 | ¥63,054,592 | ¥21,854,592 |
| 40 | 2.40% | ¥133,606 | ¥64,130,768 | ¥22,930,768 |
| 40 | 2.50% | ¥135,869 | ¥65,216,942 | ¥24,016,942 |
| 40 | 2.60% | ¥138,152 | ¥66,313,038 | ¥25,113,038 |
| 40 | 2.70% | ¥140,456 | ¥67,418,975 | ¥26,218,975 |
| 40 | 2.80% | ¥142,781 | ¥68,534,671 | ¥27,334,671 |
| 40 | 2.90% | ¥145,125 | ¥69,660,041 | ¥28,460,041 |
| 40 | 3.00% | ¥147,490 | ¥70,794,999 | ¥29,594,999 |
4120万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥110,631 | ¥46,464,836 | ¥5,264,836 |
| 35 | 0.80% | ¥112,501 | ¥47,250,465 | ¥6,050,465 |
| 35 | 0.90% | ¥114,392 | ¥48,044,431 | ¥6,844,431 |
| 35 | 1.00% | ¥116,302 | ¥48,846,717 | ¥7,646,717 |
| 35 | 1.10% | ¥118,232 | ¥49,657,302 | ¥8,457,302 |
| 35 | 1.20% | ¥120,181 | ¥50,476,163 | ¥9,276,163 |
| 35 | 1.30% | ¥122,151 | ¥51,303,277 | ¥10,103,277 |
| 35 | 1.40% | ¥124,140 | ¥52,138,617 | ¥10,938,617 |
| 35 | 1.50% | ¥126,148 | ¥52,982,155 | ¥11,782,155 |
| 35 | 1.60% | ¥128,176 | ¥53,833,862 | ¥12,633,862 |
| 35 | 1.70% | ¥130,223 | ¥54,693,705 | ¥13,493,705 |
| 35 | 1.80% | ¥132,290 | ¥55,561,651 | ¥14,361,651 |
| 35 | 1.90% | ¥134,375 | ¥56,437,665 | ¥15,237,665 |
| 35 | 2.00% | ¥136,480 | ¥57,321,710 | ¥16,121,710 |
| 35 | 2.10% | ¥138,604 | ¥58,213,746 | ¥17,013,746 |
| 35 | 2.20% | ¥140,747 | ¥59,113,733 | ¥17,913,733 |
| 35 | 2.30% | ¥142,909 | ¥60,021,629 | ¥18,821,629 |
| 35 | 2.40% | ¥145,089 | ¥60,937,391 | ¥19,737,391 |
| 35 | 2.50% | ¥147,288 | ¥61,860,972 | ¥20,660,972 |
| 35 | 2.60% | ¥149,506 | ¥62,792,326 | ¥21,592,326 |
| 35 | 2.70% | ¥151,741 | ¥63,731,404 | ¥22,531,404 |
| 35 | 2.80% | ¥153,996 | ¥64,678,156 | ¥23,478,156 |
| 35 | 2.90% | ¥156,268 | ¥65,632,532 | ¥24,432,532 |
| 35 | 3.00% | ¥158,558 | ¥66,594,477 | ¥25,394,477 |
4120万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥126,915 | ¥45,689,270 | ¥4,489,270 |
| 30 | 0.80% | ¥128,765 | ¥46,355,237 | ¥5,155,237 |
| 30 | 0.90% | ¥130,632 | ¥47,027,341 | ¥5,827,341 |
| 30 | 1.00% | ¥132,515 | ¥47,705,574 | ¥6,505,574 |
| 30 | 1.10% | ¥134,416 | ¥48,389,923 | ¥7,189,923 |
| 30 | 1.20% | ¥136,334 | ¥49,080,378 | ¥7,880,378 |
| 30 | 1.30% | ¥138,269 | ¥49,776,923 | ¥8,576,923 |
| 30 | 1.40% | ¥140,221 | ¥50,479,546 | ¥9,279,546 |
| 30 | 1.50% | ¥142,190 | ¥51,188,230 | ¥9,988,230 |
| 30 | 1.60% | ¥144,175 | ¥51,902,959 | ¥10,702,959 |
| 30 | 1.70% | ¥146,177 | ¥52,623,715 | ¥11,423,715 |
| 30 | 1.80% | ¥148,196 | ¥53,350,481 | ¥12,150,481 |
| 30 | 1.90% | ¥150,231 | ¥54,083,236 | ¥12,883,236 |
| 30 | 2.00% | ¥152,283 | ¥54,821,960 | ¥13,621,960 |
| 30 | 2.10% | ¥154,352 | ¥55,566,632 | ¥14,366,632 |
| 30 | 2.20% | ¥156,437 | ¥56,317,229 | ¥15,117,229 |
| 30 | 2.30% | ¥158,538 | ¥57,073,727 | ¥15,873,727 |
| 30 | 2.40% | ¥160,656 | ¥57,836,103 | ¥16,636,103 |
| 30 | 2.50% | ¥162,790 | ¥58,604,332 | ¥17,404,332 |
| 30 | 2.60% | ¥164,940 | ¥59,378,386 | ¥18,178,386 |
| 30 | 2.70% | ¥167,106 | ¥60,158,239 | ¥18,958,239 |
| 30 | 2.80% | ¥169,289 | ¥60,943,864 | ¥19,743,864 |
| 30 | 2.90% | ¥171,487 | ¥61,735,231 | ¥20,535,231 |
| 30 | 3.00% | ¥173,701 | ¥62,532,310 | ¥21,332,310 |
4120万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥149,740 | ¥44,922,077 | ¥3,722,077 |
| 25 | 0.80% | ¥151,570 | ¥45,470,928 | ¥4,270,928 |
| 25 | 0.90% | ¥153,413 | ¥46,024,049 | ¥4,824,049 |
| 25 | 1.00% | ¥155,271 | ¥46,581,435 | ¥5,381,435 |
| 25 | 1.10% | ¥157,144 | ¥47,143,081 | ¥5,943,081 |
| 25 | 1.20% | ¥159,030 | ¥47,708,980 | ¥6,508,980 |
| 25 | 1.30% | ¥160,930 | ¥48,279,126 | ¥7,079,126 |
| 25 | 1.40% | ¥162,845 | ¥48,853,512 | ¥7,653,512 |
| 25 | 1.50% | ¥164,774 | ¥49,432,130 | ¥8,232,130 |
| 25 | 1.60% | ¥166,717 | ¥50,014,972 | ¥8,814,972 |
| 25 | 1.70% | ¥168,673 | ¥50,602,028 | ¥9,402,028 |
| 25 | 1.80% | ¥170,644 | ¥51,193,291 | ¥9,993,291 |
| 25 | 1.90% | ¥172,629 | ¥51,788,751 | ¥10,588,751 |
| 25 | 2.00% | ¥174,628 | ¥52,388,396 | ¥11,188,396 |
| 25 | 2.10% | ¥176,641 | ¥52,992,217 | ¥11,792,217 |
| 25 | 2.20% | ¥178,667 | ¥53,600,203 | ¥12,400,203 |
| 25 | 2.30% | ¥180,708 | ¥54,212,342 | ¥13,012,342 |
| 25 | 2.40% | ¥182,762 | ¥54,828,621 | ¥13,628,621 |
| 25 | 2.50% | ¥184,830 | ¥55,449,028 | ¥14,249,028 |
| 25 | 2.60% | ¥186,912 | ¥56,073,551 | ¥14,873,551 |
| 25 | 2.70% | ¥189,007 | ¥56,702,176 | ¥15,502,176 |
| 25 | 2.80% | ¥191,116 | ¥57,334,888 | ¥16,134,888 |
| 25 | 2.90% | ¥193,239 | ¥57,971,674 | ¥16,771,674 |
| 25 | 3.00% | ¥195,375 | ¥58,612,518 | ¥17,412,518 |
4120万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥184,014 | ¥44,163,267 | ¥2,963,267 |
| 20 | 0.80% | ¥185,823 | ¥44,597,558 | ¥3,397,558 |
| 20 | 0.90% | ¥187,644 | ¥45,034,586 | ¥3,834,586 |
| 20 | 1.00% | ¥189,476 | ¥45,474,349 | ¥4,274,349 |
| 20 | 1.10% | ¥191,320 | ¥45,916,844 | ¥4,716,844 |
| 20 | 1.20% | ¥193,175 | ¥46,362,068 | ¥5,162,068 |
| 20 | 1.30% | ¥195,042 | ¥46,810,020 | ¥5,610,020 |
| 20 | 1.40% | ¥196,920 | ¥47,260,695 | ¥6,060,695 |
| 20 | 1.50% | ¥198,809 | ¥47,714,090 | ¥6,514,090 |
| 20 | 1.60% | ¥200,709 | ¥48,170,202 | ¥6,970,202 |
| 20 | 1.70% | ¥202,621 | ¥48,629,028 | ¥7,429,028 |
| 20 | 1.80% | ¥204,544 | ¥49,090,563 | ¥7,890,563 |
| 20 | 1.90% | ¥206,478 | ¥49,554,803 | ¥8,354,803 |
| 20 | 2.00% | ¥208,424 | ¥50,021,744 | ¥8,821,744 |
| 20 | 2.10% | ¥210,381 | ¥50,491,382 | ¥9,291,382 |
| 20 | 2.20% | ¥212,349 | ¥50,963,711 | ¥9,763,711 |
| 20 | 2.30% | ¥214,328 | ¥51,438,727 | ¥10,238,727 |
| 20 | 2.40% | ¥216,318 | ¥51,916,424 | ¥10,716,424 |
| 20 | 2.50% | ¥218,320 | ¥52,396,798 | ¥11,196,798 |
| 20 | 2.60% | ¥220,333 | ¥52,879,843 | ¥11,679,843 |
| 20 | 2.70% | ¥222,356 | ¥53,365,552 | ¥12,165,552 |
| 20 | 2.80% | ¥224,391 | ¥53,853,921 | ¥12,653,921 |
| 20 | 2.90% | ¥226,437 | ¥54,344,942 | ¥13,144,942 |
| 20 | 3.00% | ¥228,494 | ¥54,838,610 | ¥13,638,610 |
4120万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥241,183 | ¥43,412,850 | ¥2,212,850 |
| 15 | 0.80% | ¥242,973 | ¥43,735,143 | ¥2,535,143 |
| 15 | 0.90% | ¥244,772 | ¥44,058,978 | ¥2,858,978 |
| 15 | 1.00% | ¥246,580 | ¥44,384,353 | ¥3,184,353 |
| 15 | 1.10% | ¥248,396 | ¥44,711,268 | ¥3,511,268 |
| 15 | 1.20% | ¥250,221 | ¥45,039,721 | ¥3,839,721 |
| 15 | 1.30% | ¥252,054 | ¥45,369,712 | ¥4,169,712 |
| 15 | 1.40% | ¥253,896 | ¥45,701,239 | ¥4,501,239 |
| 15 | 1.50% | ¥255,746 | ¥46,034,302 | ¥4,834,302 |
| 15 | 1.60% | ¥257,605 | ¥46,368,900 | ¥5,168,900 |
| 15 | 1.70% | ¥259,472 | ¥46,705,030 | ¥5,505,030 |
| 15 | 1.80% | ¥261,348 | ¥47,042,692 | ¥5,842,692 |
| 15 | 1.90% | ¥263,233 | ¥47,381,884 | ¥6,181,884 |
| 15 | 2.00% | ¥265,126 | ¥47,722,605 | ¥6,522,605 |
| 15 | 2.10% | ¥267,027 | ¥48,064,854 | ¥6,864,854 |
| 15 | 2.20% | ¥268,937 | ¥48,408,628 | ¥7,208,628 |
| 15 | 2.30% | ¥270,855 | ¥48,753,926 | ¥7,553,926 |
| 15 | 2.40% | ¥272,782 | ¥49,100,747 | ¥7,900,747 |
| 15 | 2.50% | ¥274,717 | ¥49,449,088 | ¥8,249,088 |
| 15 | 2.60% | ¥276,661 | ¥49,798,948 | ¥8,598,948 |
| 15 | 2.70% | ¥278,613 | ¥50,150,324 | ¥8,950,324 |
| 15 | 2.80% | ¥280,573 | ¥50,503,216 | ¥9,303,216 |
| 15 | 2.90% | ¥282,542 | ¥50,857,620 | ¥9,657,620 |
| 15 | 3.00% | ¥284,520 | ¥51,213,534 | ¥10,013,534 |
4120万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥355,590 | ¥42,670,833 | ¥1,470,833 |
| 10 | 0.80% | ¥357,364 | ¥42,883,695 | ¥1,683,695 |
| 10 | 0.90% | ¥359,144 | ¥43,097,244 | ¥1,897,244 |
| 10 | 1.00% | ¥360,929 | ¥43,311,478 | ¥2,111,478 |
| 10 | 1.10% | ¥362,720 | ¥43,526,396 | ¥2,326,396 |
| 10 | 1.20% | ¥364,517 | ¥43,742,000 | ¥2,542,000 |
| 10 | 1.30% | ¥366,319 | ¥43,958,288 | ¥2,758,288 |
| 10 | 1.40% | ¥368,127 | ¥44,175,261 | ¥2,975,261 |
| 10 | 1.50% | ¥369,941 | ¥44,392,917 | ¥3,192,917 |
| 10 | 1.60% | ¥371,760 | ¥44,611,258 | ¥3,411,258 |
| 10 | 1.70% | ¥373,586 | ¥44,830,282 | ¥3,630,282 |
| 10 | 1.80% | ¥375,417 | ¥45,049,989 | ¥3,849,989 |
| 10 | 1.90% | ¥377,253 | ¥45,270,379 | ¥4,070,379 |
| 10 | 2.00% | ¥379,095 | ¥45,491,452 | ¥4,291,452 |
| 10 | 2.10% | ¥380,943 | ¥45,713,206 | ¥4,513,206 |
| 10 | 2.20% | ¥382,797 | ¥45,935,643 | ¥4,735,643 |
| 10 | 2.30% | ¥384,656 | ¥46,158,761 | ¥4,958,761 |
| 10 | 2.40% | ¥386,521 | ¥46,382,560 | ¥5,182,560 |
| 10 | 2.50% | ¥388,392 | ¥46,607,039 | ¥5,407,039 |
| 10 | 2.60% | ¥390,268 | ¥46,832,199 | ¥5,632,199 |
| 10 | 2.70% | ¥392,150 | ¥47,058,039 | ¥5,858,039 |
| 10 | 2.80% | ¥394,038 | ¥47,284,558 | ¥6,084,558 |
| 10 | 2.90% | ¥395,931 | ¥47,511,756 | ¥6,311,756 |
| 10 | 3.00% | ¥397,830 | ¥47,739,632 | ¥6,539,632 |
