4130万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4130万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4130万円の住宅ローン｜期間・年数別
4130万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥81,600 | ¥48,960,168 | ¥7,660,168 |
| 50 | 0.80% | ¥83,538 | ¥50,122,787 | ¥8,822,787 |
| 50 | 0.90% | ¥85,504 | ¥51,302,324 | ¥10,002,324 |
| 50 | 1.00% | ¥87,498 | ¥52,498,705 | ¥11,198,705 |
| 50 | 1.10% | ¥89,520 | ¥53,711,849 | ¥12,411,849 |
| 50 | 1.20% | ¥91,569 | ¥54,941,668 | ¥13,641,668 |
| 50 | 1.30% | ¥93,647 | ¥56,188,063 | ¥14,888,063 |
| 50 | 1.40% | ¥95,752 | ¥57,450,931 | ¥16,150,931 |
| 50 | 1.50% | ¥97,884 | ¥58,730,159 | ¥17,430,159 |
| 50 | 1.60% | ¥100,043 | ¥60,025,630 | ¥18,725,630 |
| 50 | 1.70% | ¥102,229 | ¥61,337,217 | ¥20,037,217 |
| 50 | 1.80% | ¥104,441 | ¥62,664,787 | ¥21,364,787 |
| 50 | 1.90% | ¥106,680 | ¥64,008,203 | ¥22,708,203 |
| 50 | 2.00% | ¥108,946 | ¥65,367,318 | ¥24,067,318 |
| 50 | 2.10% | ¥111,237 | ¥66,741,982 | ¥25,441,982 |
| 50 | 2.20% | ¥113,553 | ¥68,132,037 | ¥26,832,037 |
| 50 | 2.30% | ¥115,896 | ¥69,537,321 | ¥28,237,321 |
| 50 | 2.40% | ¥118,263 | ¥70,957,666 | ¥29,657,666 |
| 50 | 2.50% | ¥120,655 | ¥72,392,899 | ¥31,092,899 |
| 50 | 2.60% | ¥123,071 | ¥73,842,844 | ¥32,542,844 |
| 50 | 2.70% | ¥125,512 | ¥75,307,317 | ¥34,007,317 |
| 50 | 2.80% | ¥127,977 | ¥76,786,132 | ¥35,486,132 |
| 50 | 2.90% | ¥130,465 | ¥78,279,099 | ¥36,979,099 |
| 50 | 3.00% | ¥132,977 | ¥79,786,024 | ¥38,486,024 |
4130万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥89,181 | ¥48,157,632 | ¥6,857,632 |
| 45 | 0.80% | ¥91,098 | ¥49,192,697 | ¥7,892,697 |
| 45 | 0.90% | ¥93,040 | ¥50,241,508 | ¥8,941,508 |
| 45 | 1.00% | ¥95,007 | ¥51,304,015 | ¥10,004,015 |
| 45 | 1.10% | ¥97,000 | ¥52,380,165 | ¥11,080,165 |
| 45 | 1.20% | ¥99,018 | ¥53,469,898 | ¥12,169,898 |
| 45 | 1.30% | ¥101,061 | ¥54,573,151 | ¥13,273,151 |
| 45 | 1.40% | ¥103,129 | ¥55,689,852 | ¥14,389,852 |
| 45 | 1.50% | ¥105,222 | ¥56,819,929 | ¥15,519,929 |
| 45 | 1.60% | ¥107,339 | ¥57,963,302 | ¥16,663,302 |
| 45 | 1.70% | ¥109,481 | ¥59,119,886 | ¥17,819,886 |
| 45 | 1.80% | ¥111,647 | ¥60,289,594 | ¥18,989,594 |
| 45 | 1.90% | ¥113,838 | ¥61,472,333 | ¥20,172,333 |
| 45 | 2.00% | ¥116,052 | ¥62,668,004 | ¥21,368,004 |
| 45 | 2.10% | ¥118,290 | ¥63,876,507 | ¥22,576,507 |
| 45 | 2.20% | ¥120,551 | ¥65,097,736 | ¥23,797,736 |
| 45 | 2.30% | ¥122,836 | ¥66,331,580 | ¥25,031,580 |
| 45 | 2.40% | ¥125,144 | ¥67,577,927 | ¥26,277,927 |
| 45 | 2.50% | ¥127,475 | ¥68,836,659 | ¥27,536,659 |
| 45 | 2.60% | ¥129,829 | ¥70,107,656 | ¥28,807,656 |
| 45 | 2.70% | ¥132,205 | ¥71,390,793 | ¥30,090,793 |
| 45 | 2.80% | ¥134,604 | ¥72,685,944 | ¥31,385,944 |
| 45 | 2.90% | ¥137,024 | ¥73,992,977 | ¥32,692,977 |
| 45 | 3.00% | ¥139,466 | ¥75,311,760 | ¥34,011,760 |
4130万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥98,674 | ¥47,363,441 | ¥6,063,441 |
| 40 | 0.80% | ¥100,570 | ¥48,273,475 | ¥6,973,475 |
| 40 | 0.90% | ¥102,488 | ¥49,194,399 | ¥7,894,399 |
| 40 | 1.00% | ¥104,430 | ¥50,126,182 | ¥8,826,182 |
| 40 | 1.10% | ¥106,393 | ¥51,068,791 | ¥9,768,791 |
| 40 | 1.20% | ¥108,380 | ¥52,022,187 | ¥10,722,187 |
| 40 | 1.30% | ¥110,388 | ¥52,986,329 | ¥11,686,329 |
| 40 | 1.40% | ¥112,419 | ¥53,961,175 | ¥12,661,175 |
| 40 | 1.50% | ¥114,472 | ¥54,946,676 | ¥13,646,676 |
| 40 | 1.60% | ¥116,547 | ¥55,942,783 | ¥14,642,783 |
| 40 | 1.70% | ¥118,645 | ¥56,949,442 | ¥15,649,442 |
| 40 | 1.80% | ¥120,764 | ¥57,966,597 | ¥16,666,597 |
| 40 | 1.90% | ¥122,905 | ¥58,994,189 | ¥17,694,189 |
| 40 | 2.00% | ¥125,067 | ¥60,032,155 | ¥18,732,155 |
| 40 | 2.10% | ¥127,251 | ¥61,080,430 | ¥19,780,430 |
| 40 | 2.20% | ¥129,456 | ¥62,138,948 | ¥20,838,948 |
| 40 | 2.30% | ¥131,683 | ¥63,207,637 | ¥21,907,637 |
| 40 | 2.40% | ¥133,930 | ¥64,286,425 | ¥22,986,425 |
| 40 | 2.50% | ¥136,198 | ¥65,375,236 | ¥24,075,236 |
| 40 | 2.60% | ¥138,487 | ¥66,473,992 | ¥25,173,992 |
| 40 | 2.70% | ¥140,797 | ¥67,582,613 | ¥26,282,613 |
| 40 | 2.80% | ¥143,127 | ¥68,701,017 | ¥27,401,017 |
| 40 | 2.90% | ¥145,477 | ¥69,829,119 | ¥28,529,119 |
| 40 | 3.00% | ¥147,848 | ¥70,966,832 | ¥29,666,832 |
4130万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥110,899 | ¥46,577,614 | ¥5,277,614 |
| 35 | 0.80% | ¥112,774 | ¥47,365,150 | ¥6,065,150 |
| 35 | 0.90% | ¥114,669 | ¥48,161,044 | ¥6,861,044 |
| 35 | 1.00% | ¥116,584 | ¥48,965,277 | ¥7,665,277 |
| 35 | 1.10% | ¥118,519 | ¥49,777,830 | ¥8,477,830 |
| 35 | 1.20% | ¥120,473 | ¥50,598,678 | ¥9,298,678 |
| 35 | 1.30% | ¥122,447 | ¥51,427,800 | ¥10,127,800 |
| 35 | 1.40% | ¥124,441 | ¥52,265,167 | ¥10,965,167 |
| 35 | 1.50% | ¥126,454 | ¥53,110,753 | ¥11,810,753 |
| 35 | 1.60% | ¥128,487 | ¥53,964,527 | ¥12,664,527 |
| 35 | 1.70% | ¥130,539 | ¥54,826,457 | ¥13,526,457 |
| 35 | 1.80% | ¥132,611 | ¥55,696,510 | ¥14,396,510 |
| 35 | 1.90% | ¥134,702 | ¥56,574,650 | ¥15,274,650 |
| 35 | 2.00% | ¥136,812 | ¥57,460,840 | ¥16,160,840 |
| 35 | 2.10% | ¥138,941 | ¥58,355,041 | ¥17,055,041 |
| 35 | 2.20% | ¥141,089 | ¥59,257,213 | ¥17,957,213 |
| 35 | 2.30% | ¥143,256 | ¥60,167,313 | ¥18,867,313 |
| 35 | 2.40% | ¥145,441 | ¥61,085,297 | ¥19,785,297 |
| 35 | 2.50% | ¥147,646 | ¥62,011,120 | ¥20,711,120 |
| 35 | 2.60% | ¥149,868 | ¥62,944,735 | ¥21,644,735 |
| 35 | 2.70% | ¥152,110 | ¥63,886,092 | ¥22,586,092 |
| 35 | 2.80% | ¥154,369 | ¥64,835,142 | ¥23,535,142 |
| 35 | 2.90% | ¥156,647 | ¥65,791,834 | ¥24,491,834 |
| 35 | 3.00% | ¥158,943 | ¥66,756,114 | ¥25,456,114 |
4130万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥127,223 | ¥45,800,167 | ¥4,500,167 |
| 30 | 0.80% | ¥129,077 | ¥46,467,749 | ¥5,167,749 |
| 30 | 0.90% | ¥130,949 | ¥47,141,485 | ¥5,841,485 |
| 30 | 1.00% | ¥132,837 | ¥47,821,364 | ¥6,521,364 |
| 30 | 1.10% | ¥134,743 | ¥48,507,375 | ¥7,207,375 |
| 30 | 1.20% | ¥136,665 | ¥49,199,505 | ¥7,899,505 |
| 30 | 1.30% | ¥138,605 | ¥49,897,741 | ¥8,597,741 |
| 30 | 1.40% | ¥140,561 | ¥50,602,069 | ¥9,302,069 |
| 30 | 1.50% | ¥142,535 | ¥51,312,473 | ¥10,012,473 |
| 30 | 1.60% | ¥144,525 | ¥52,028,937 | ¥10,728,937 |
| 30 | 1.70% | ¥146,532 | ¥52,751,443 | ¥11,451,443 |
| 30 | 1.80% | ¥148,555 | ¥53,479,972 | ¥12,179,972 |
| 30 | 1.90% | ¥150,596 | ¥54,214,506 | ¥12,914,506 |
| 30 | 2.00% | ¥152,653 | ¥54,955,023 | ¥13,655,023 |
| 30 | 2.10% | ¥154,726 | ¥55,701,502 | ¥14,401,502 |
| 30 | 2.20% | ¥156,816 | ¥56,453,921 | ¥15,153,921 |
| 30 | 2.30% | ¥158,923 | ¥57,212,256 | ¥15,912,256 |
| 30 | 2.40% | ¥161,046 | ¥57,976,482 | ¥16,676,482 |
| 30 | 2.50% | ¥163,185 | ¥58,746,575 | ¥17,446,575 |
| 30 | 2.60% | ¥165,340 | ¥59,522,508 | ¥18,222,508 |
| 30 | 2.70% | ¥167,512 | ¥60,304,254 | ¥19,004,254 |
| 30 | 2.80% | ¥169,699 | ¥61,091,786 | ¥19,791,786 |
| 30 | 2.90% | ¥171,903 | ¥61,885,073 | ¥20,585,073 |
| 30 | 3.00% | ¥174,122 | ¥62,684,088 | ¥21,384,088 |
4130万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥150,104 | ¥45,031,111 | ¥3,731,111 |
| 25 | 0.80% | ¥151,938 | ¥45,581,294 | ¥4,281,294 |
| 25 | 0.90% | ¥153,786 | ¥46,135,758 | ¥4,835,758 |
| 25 | 1.00% | ¥155,648 | ¥46,694,497 | ¥5,394,497 |
| 25 | 1.10% | ¥157,525 | ¥47,257,506 | ¥5,957,506 |
| 25 | 1.20% | ¥159,416 | ¥47,824,779 | ¥6,524,779 |
| 25 | 1.30% | ¥161,321 | ¥48,396,309 | ¥7,096,309 |
| 25 | 1.40% | ¥163,240 | ¥48,972,089 | ¥7,672,089 |
| 25 | 1.50% | ¥165,174 | ¥49,552,111 | ¥8,252,111 |
| 25 | 1.60% | ¥167,121 | ¥50,136,367 | ¥8,836,367 |
| 25 | 1.70% | ¥169,083 | ¥50,724,849 | ¥9,424,849 |
| 25 | 1.80% | ¥171,058 | ¥51,317,547 | ¥10,017,547 |
| 25 | 1.90% | ¥173,048 | ¥51,914,452 | ¥10,614,452 |
| 25 | 2.00% | ¥175,052 | ¥52,515,553 | ¥11,215,553 |
| 25 | 2.10% | ¥177,069 | ¥53,120,839 | ¥11,820,839 |
| 25 | 2.20% | ¥179,101 | ¥53,730,301 | ¥12,430,301 |
| 25 | 2.30% | ¥181,146 | ¥54,343,925 | ¥13,043,925 |
| 25 | 2.40% | ¥183,206 | ¥54,961,700 | ¥13,661,700 |
| 25 | 2.50% | ¥185,279 | ¥55,583,613 | ¥14,283,613 |
| 25 | 2.60% | ¥187,366 | ¥56,209,652 | ¥14,909,652 |
| 25 | 2.70% | ¥189,466 | ¥56,839,802 | ¥15,539,802 |
| 25 | 2.80% | ¥191,580 | ¥57,474,050 | ¥16,174,050 |
| 25 | 2.90% | ¥193,708 | ¥58,112,382 | ¥16,812,382 |
| 25 | 3.00% | ¥195,849 | ¥58,754,782 | ¥17,454,782 |
4130万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥184,460 | ¥44,270,460 | ¥2,970,460 |
| 20 | 0.80% | ¥186,274 | ¥44,705,805 | ¥3,405,805 |
| 20 | 0.90% | ¥188,100 | ¥45,143,894 | ¥3,843,894 |
| 20 | 1.00% | ¥189,936 | ¥45,584,724 | ¥4,284,724 |
| 20 | 1.10% | ¥191,785 | ¥46,028,293 | ¥4,728,293 |
| 20 | 1.20% | ¥193,644 | ¥46,474,598 | ¥5,174,598 |
| 20 | 1.30% | ¥195,515 | ¥46,923,636 | ¥5,623,636 |
| 20 | 1.40% | ¥197,398 | ¥47,375,405 | ¥6,075,405 |
| 20 | 1.50% | ¥199,291 | ¥47,829,901 | ¥6,529,901 |
| 20 | 1.60% | ¥201,196 | ¥48,287,120 | ¥6,987,120 |
| 20 | 1.70% | ¥203,113 | ¥48,747,060 | ¥7,447,060 |
| 20 | 1.80% | ¥205,040 | ¥49,209,715 | ¥7,909,715 |
| 20 | 1.90% | ¥206,980 | ¥49,675,082 | ¥8,375,082 |
| 20 | 2.00% | ¥208,930 | ¥50,143,156 | ¥8,843,156 |
| 20 | 2.10% | ¥210,891 | ¥50,613,934 | ¥9,313,934 |
| 20 | 2.20% | ¥212,864 | ¥51,087,409 | ¥9,787,409 |
| 20 | 2.30% | ¥214,848 | ¥51,563,578 | ¥10,263,578 |
| 20 | 2.40% | ¥216,843 | ¥52,042,435 | ¥10,742,435 |
| 20 | 2.50% | ¥218,850 | ¥52,523,975 | ¥11,223,975 |
| 20 | 2.60% | ¥220,867 | ¥53,008,192 | ¥11,708,192 |
| 20 | 2.70% | ¥222,896 | ¥53,495,080 | ¥12,195,080 |
| 20 | 2.80% | ¥224,936 | ¥53,984,634 | ¥12,684,634 |
| 20 | 2.90% | ¥226,987 | ¥54,476,847 | ¥13,176,847 |
| 20 | 3.00% | ¥229,049 | ¥54,971,714 | ¥13,671,714 |
4130万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥241,768 | ¥43,518,221 | ¥2,218,221 |
| 15 | 0.80% | ¥243,563 | ¥43,841,297 | ¥2,541,297 |
| 15 | 0.90% | ¥245,366 | ¥44,165,917 | ¥2,865,917 |
| 15 | 1.00% | ¥247,178 | ¥44,492,082 | ¥3,192,082 |
| 15 | 1.10% | ¥248,999 | ¥44,819,790 | ¥3,519,790 |
| 15 | 1.20% | ¥250,828 | ¥45,149,041 | ¥3,849,041 |
| 15 | 1.30% | ¥252,666 | ¥45,479,833 | ¥4,179,833 |
| 15 | 1.40% | ¥254,512 | ¥45,812,165 | ¥4,512,165 |
| 15 | 1.50% | ¥256,367 | ¥46,146,036 | ¥4,846,036 |
| 15 | 1.60% | ¥258,230 | ¥46,481,446 | ¥5,181,446 |
| 15 | 1.70% | ¥260,102 | ¥46,818,392 | ¥5,518,392 |
| 15 | 1.80% | ¥261,983 | ¥47,156,873 | ¥5,856,873 |
| 15 | 1.90% | ¥263,872 | ¥47,496,889 | ¥6,196,889 |
| 15 | 2.00% | ¥265,769 | ¥47,838,437 | ¥6,538,437 |
| 15 | 2.10% | ¥267,675 | ¥48,181,516 | ¥6,881,516 |
| 15 | 2.20% | ¥269,590 | ¥48,526,124 | ¥7,226,124 |
| 15 | 2.30% | ¥271,513 | ¥48,872,261 | ¥7,572,261 |
| 15 | 2.40% | ¥273,444 | ¥49,219,923 | ¥7,919,923 |
| 15 | 2.50% | ¥275,384 | ¥49,569,110 | ¥8,269,110 |
| 15 | 2.60% | ¥277,332 | ¥49,919,819 | ¥8,619,819 |
| 15 | 2.70% | ¥279,289 | ¥50,272,048 | ¥8,972,048 |
| 15 | 2.80% | ¥281,254 | ¥50,625,796 | ¥9,325,796 |
| 15 | 2.90% | ¥283,228 | ¥50,981,061 | ¥9,681,061 |
| 15 | 3.00% | ¥285,210 | ¥51,337,839 | ¥10,037,839 |
4130万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥356,453 | ¥42,774,403 | ¥1,474,403 |
| 10 | 0.80% | ¥358,232 | ¥42,987,782 | ¥1,687,782 |
| 10 | 0.90% | ¥360,015 | ¥43,201,849 | ¥1,901,849 |
| 10 | 1.00% | ¥361,805 | ¥43,416,603 | ¥2,116,603 |
| 10 | 1.10% | ¥363,600 | ¥43,632,043 | ¥2,332,043 |
| 10 | 1.20% | ¥365,401 | ¥43,848,170 | ¥2,548,170 |
| 10 | 1.30% | ¥367,208 | ¥44,064,983 | ¥2,764,983 |
| 10 | 1.40% | ¥369,021 | ¥44,282,482 | ¥2,982,482 |
| 10 | 1.50% | ¥370,839 | ¥44,500,667 | ¥3,200,667 |
| 10 | 1.60% | ¥372,663 | ¥44,719,538 | ¥3,419,538 |
| 10 | 1.70% | ¥374,492 | ¥44,939,093 | ¥3,639,093 |
| 10 | 1.80% | ¥376,328 | ¥45,159,334 | ¥3,859,334 |
| 10 | 1.90% | ¥378,169 | ¥45,380,259 | ¥4,080,259 |
| 10 | 2.00% | ¥380,016 | ¥45,601,868 | ¥4,301,868 |
| 10 | 2.10% | ¥381,868 | ¥45,824,161 | ¥4,524,161 |
| 10 | 2.20% | ¥383,726 | ¥46,047,137 | ¥4,747,137 |
| 10 | 2.30% | ¥385,590 | ¥46,270,797 | ¥4,970,797 |
| 10 | 2.40% | ¥387,459 | ¥46,495,139 | ¥5,195,139 |
| 10 | 2.50% | ¥389,335 | ¥46,720,163 | ¥5,420,163 |
| 10 | 2.60% | ¥391,216 | ¥46,945,870 | ¥5,645,870 |
| 10 | 2.70% | ¥393,102 | ¥47,172,257 | ¥5,872,257 |
| 10 | 2.80% | ¥394,994 | ¥47,399,326 | ¥6,099,326 |
| 10 | 2.90% | ¥396,892 | ¥47,627,076 | ¥6,327,076 |
| 10 | 3.00% | ¥398,796 | ¥47,855,505 | ¥6,555,505 |
