4140万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4140万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4140万円の住宅ローン｜期間・年数別
4140万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥81,798 |
¥49,078,716 |
¥7,678,716 |
| 50 |
0.80% |
¥83,740 |
¥50,244,150 |
¥8,844,150 |
| 50 |
0.90% |
¥85,711 |
¥51,426,542 |
¥10,026,542 |
| 50 |
1.00% |
¥87,710 |
¥52,625,820 |
¥11,225,820 |
| 50 |
1.10% |
¥89,737 |
¥53,841,902 |
¥12,441,902 |
| 50 |
1.20% |
¥91,791 |
¥55,074,698 |
¥13,674,698 |
| 50 |
1.30% |
¥93,874 |
¥56,324,111 |
¥14,924,111 |
| 50 |
1.40% |
¥95,983 |
¥57,590,037 |
¥16,190,037 |
| 50 |
1.50% |
¥98,121 |
¥58,872,363 |
¥17,472,363 |
| 50 |
1.60% |
¥100,285 |
¥60,170,970 |
¥18,770,970 |
| 50 |
1.70% |
¥102,476 |
¥61,485,733 |
¥20,085,733 |
| 50 |
1.80% |
¥104,694 |
¥62,816,518 |
¥21,416,518 |
| 50 |
1.90% |
¥106,939 |
¥64,163,186 |
¥22,763,186 |
| 50 |
2.00% |
¥109,209 |
¥65,525,592 |
¥24,125,592 |
| 50 |
2.10% |
¥111,506 |
¥66,903,584 |
¥25,503,584 |
| 50 |
2.20% |
¥113,828 |
¥68,297,005 |
¥26,897,005 |
| 50 |
2.30% |
¥116,176 |
¥69,705,692 |
¥28,305,692 |
| 50 |
2.40% |
¥118,549 |
¥71,129,476 |
¥29,729,476 |
| 50 |
2.50% |
¥120,947 |
¥72,568,185 |
¥31,168,185 |
| 50 |
2.60% |
¥123,369 |
¥74,021,640 |
¥32,621,640 |
| 50 |
2.70% |
¥125,816 |
¥75,489,659 |
¥34,089,659 |
| 50 |
2.80% |
¥128,287 |
¥76,972,054 |
¥35,572,054 |
| 50 |
2.90% |
¥130,781 |
¥78,468,637 |
¥37,068,637 |
| 50 |
3.00% |
¥133,299 |
¥79,979,210 |
¥38,579,210 |
4140万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥89,397 |
¥48,274,236 |
¥6,874,236 |
| 45 |
0.80% |
¥91,318 |
¥49,311,808 |
¥7,911,808 |
| 45 |
0.90% |
¥93,265 |
¥50,363,158 |
¥8,963,158 |
| 45 |
1.00% |
¥95,237 |
¥51,428,238 |
¥10,028,238 |
| 45 |
1.10% |
¥97,235 |
¥52,506,994 |
¥11,106,994 |
| 45 |
1.20% |
¥99,258 |
¥53,599,366 |
¥12,199,366 |
| 45 |
1.30% |
¥101,306 |
¥54,705,289 |
¥13,305,289 |
| 45 |
1.40% |
¥103,379 |
¥55,824,695 |
¥14,424,695 |
| 45 |
1.50% |
¥105,477 |
¥56,957,508 |
¥15,557,508 |
| 45 |
1.60% |
¥107,599 |
¥58,103,649 |
¥16,703,649 |
| 45 |
1.70% |
¥109,746 |
¥59,263,034 |
¥17,863,034 |
| 45 |
1.80% |
¥111,918 |
¥60,435,574 |
¥19,035,574 |
| 45 |
1.90% |
¥114,113 |
¥61,621,176 |
¥20,221,176 |
| 45 |
2.00% |
¥116,333 |
¥62,819,743 |
¥21,419,743 |
| 45 |
2.10% |
¥118,576 |
¥64,031,172 |
¥22,631,172 |
| 45 |
2.20% |
¥120,843 |
¥65,255,357 |
¥23,855,357 |
| 45 |
2.30% |
¥123,134 |
¥66,492,189 |
¥25,092,189 |
| 45 |
2.40% |
¥125,447 |
¥67,741,554 |
¥26,341,554 |
| 45 |
2.50% |
¥127,784 |
¥69,003,334 |
¥27,603,334 |
| 45 |
2.60% |
¥130,143 |
¥70,277,408 |
¥28,877,408 |
| 45 |
2.70% |
¥132,525 |
¥71,563,652 |
¥30,163,652 |
| 45 |
2.80% |
¥134,930 |
¥72,861,939 |
¥31,461,939 |
| 45 |
2.90% |
¥137,356 |
¥74,172,137 |
¥32,772,137 |
| 45 |
3.00% |
¥139,804 |
¥75,494,113 |
¥34,094,113 |
4140万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥98,913 |
¥47,478,123 |
¥6,078,123 |
| 40 |
0.80% |
¥100,813 |
¥48,390,360 |
¥6,990,360 |
| 40 |
0.90% |
¥102,736 |
¥49,313,514 |
¥7,913,514 |
| 40 |
1.00% |
¥104,682 |
¥50,247,553 |
¥8,847,553 |
| 40 |
1.10% |
¥106,651 |
¥51,192,444 |
¥9,792,444 |
| 40 |
1.20% |
¥108,642 |
¥52,148,148 |
¥10,748,148 |
| 40 |
1.30% |
¥110,655 |
¥53,114,625 |
¥11,714,625 |
| 40 |
1.40% |
¥112,691 |
¥54,091,831 |
¥12,691,831 |
| 40 |
1.50% |
¥114,749 |
¥55,079,719 |
¥13,679,719 |
| 40 |
1.60% |
¥116,830 |
¥56,078,238 |
¥14,678,238 |
| 40 |
1.70% |
¥118,932 |
¥57,087,334 |
¥15,687,334 |
| 40 |
1.80% |
¥121,056 |
¥58,106,952 |
¥16,706,952 |
| 40 |
1.90% |
¥123,202 |
¥59,137,032 |
¥17,737,032 |
| 40 |
2.00% |
¥125,370 |
¥60,177,511 |
¥18,777,511 |
| 40 |
2.10% |
¥127,559 |
¥61,228,325 |
¥19,828,325 |
| 40 |
2.20% |
¥129,770 |
¥62,289,405 |
¥20,889,405 |
| 40 |
2.30% |
¥132,001 |
¥63,360,682 |
¥21,960,682 |
| 40 |
2.40% |
¥134,254 |
¥64,442,082 |
¥23,042,082 |
| 40 |
2.50% |
¥136,528 |
¥65,533,529 |
¥24,133,529 |
| 40 |
2.60% |
¥138,823 |
¥66,634,946 |
¥25,234,946 |
| 40 |
2.70% |
¥141,138 |
¥67,746,252 |
¥26,346,252 |
| 40 |
2.80% |
¥143,474 |
¥68,867,364 |
¥27,467,364 |
| 40 |
2.90% |
¥145,830 |
¥69,998,197 |
¥28,598,197 |
| 40 |
3.00% |
¥148,206 |
¥71,138,664 |
¥29,738,664 |
4140万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥111,168 |
¥46,690,393 |
¥5,290,393 |
| 35 |
0.80% |
¥113,047 |
¥47,479,836 |
¥6,079,836 |
| 35 |
0.90% |
¥114,947 |
¥48,277,657 |
¥6,877,657 |
| 35 |
1.00% |
¥116,866 |
¥49,083,837 |
¥7,683,837 |
| 35 |
1.10% |
¥118,806 |
¥49,898,357 |
¥8,498,357 |
| 35 |
1.20% |
¥120,765 |
¥50,721,193 |
¥9,321,193 |
| 35 |
1.30% |
¥122,744 |
¥51,552,322 |
¥10,152,322 |
| 35 |
1.40% |
¥124,742 |
¥52,391,717 |
¥10,991,717 |
| 35 |
1.50% |
¥126,760 |
¥53,239,350 |
¥11,839,350 |
| 35 |
1.60% |
¥128,798 |
¥54,095,191 |
¥12,695,191 |
| 35 |
1.70% |
¥130,855 |
¥54,959,209 |
¥13,559,209 |
| 35 |
1.80% |
¥132,932 |
¥55,831,368 |
¥14,431,368 |
| 35 |
1.90% |
¥135,028 |
¥56,711,634 |
¥15,311,634 |
| 35 |
2.00% |
¥137,143 |
¥57,599,970 |
¥16,199,970 |
| 35 |
2.10% |
¥139,277 |
¥58,496,337 |
¥17,096,337 |
| 35 |
2.20% |
¥141,430 |
¥59,400,693 |
¥18,000,693 |
| 35 |
2.30% |
¥143,602 |
¥60,312,997 |
¥18,912,997 |
| 35 |
2.40% |
¥145,793 |
¥61,233,203 |
¥19,833,203 |
| 35 |
2.50% |
¥148,003 |
¥62,161,268 |
¥20,761,268 |
| 35 |
2.60% |
¥150,231 |
¥63,097,143 |
¥21,697,143 |
| 35 |
2.70% |
¥152,478 |
¥64,040,780 |
¥22,640,780 |
| 35 |
2.80% |
¥154,743 |
¥64,992,128 |
¥23,592,128 |
| 35 |
2.90% |
¥157,027 |
¥65,951,136 |
¥24,551,136 |
| 35 |
3.00% |
¥159,328 |
¥66,917,751 |
¥25,517,751 |
4140万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥127,531 |
¥45,911,063 |
¥4,511,063 |
| 30 |
0.80% |
¥129,390 |
¥46,580,262 |
¥5,180,262 |
| 30 |
0.90% |
¥131,266 |
¥47,255,629 |
¥5,855,629 |
| 30 |
1.00% |
¥133,159 |
¥47,937,154 |
¥6,537,154 |
| 30 |
1.10% |
¥135,069 |
¥48,624,826 |
¥7,224,826 |
| 30 |
1.20% |
¥136,996 |
¥49,318,632 |
¥7,918,632 |
| 30 |
1.30% |
¥138,940 |
¥50,018,559 |
¥8,618,559 |
| 30 |
1.40% |
¥140,902 |
¥50,724,592 |
¥9,324,592 |
| 30 |
1.50% |
¥142,880 |
¥51,436,716 |
¥10,036,716 |
| 30 |
1.60% |
¥144,875 |
¥52,154,915 |
¥10,754,915 |
| 30 |
1.70% |
¥146,887 |
¥52,879,170 |
¥11,479,170 |
| 30 |
1.80% |
¥148,915 |
¥53,609,464 |
¥12,209,464 |
| 30 |
1.90% |
¥150,960 |
¥54,345,776 |
¥12,945,776 |
| 30 |
2.00% |
¥153,022 |
¥55,088,086 |
¥13,688,086 |
| 30 |
2.10% |
¥155,101 |
¥55,836,373 |
¥14,436,373 |
| 30 |
2.20% |
¥157,196 |
¥56,590,613 |
¥15,190,613 |
| 30 |
2.30% |
¥159,308 |
¥57,350,784 |
¥15,950,784 |
| 30 |
2.40% |
¥161,436 |
¥58,116,861 |
¥16,716,861 |
| 30 |
2.50% |
¥163,580 |
¥58,888,819 |
¥17,488,819 |
| 30 |
2.60% |
¥165,741 |
¥59,666,631 |
¥18,266,631 |
| 30 |
2.70% |
¥167,917 |
¥60,450,270 |
¥19,050,270 |
| 30 |
2.80% |
¥170,110 |
¥61,239,708 |
¥19,839,708 |
| 30 |
2.90% |
¥172,319 |
¥62,034,916 |
¥20,634,916 |
| 30 |
3.00% |
¥174,544 |
¥62,835,865 |
¥21,435,865 |
4140万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥150,467 |
¥45,140,145 |
¥3,740,145 |
| 25 |
0.80% |
¥152,306 |
¥45,691,661 |
¥4,291,661 |
| 25 |
0.90% |
¥154,158 |
¥46,247,467 |
¥4,847,467 |
| 25 |
1.00% |
¥156,025 |
¥46,807,559 |
¥5,407,559 |
| 25 |
1.10% |
¥157,906 |
¥47,371,931 |
¥5,971,931 |
| 25 |
1.20% |
¥159,802 |
¥47,940,577 |
¥6,540,577 |
| 25 |
1.30% |
¥161,712 |
¥48,513,491 |
¥7,113,491 |
| 25 |
1.40% |
¥163,636 |
¥49,090,665 |
¥7,690,665 |
| 25 |
1.50% |
¥165,574 |
¥49,672,092 |
¥8,272,092 |
| 25 |
1.60% |
¥167,526 |
¥50,257,763 |
¥8,857,763 |
| 25 |
1.70% |
¥169,492 |
¥50,847,669 |
¥9,447,669 |
| 25 |
1.80% |
¥171,473 |
¥51,441,803 |
¥10,041,803 |
| 25 |
1.90% |
¥173,467 |
¥52,040,152 |
¥10,640,152 |
| 25 |
2.00% |
¥175,476 |
¥52,642,709 |
¥11,242,709 |
| 25 |
2.10% |
¥177,498 |
¥53,249,461 |
¥11,849,461 |
| 25 |
2.20% |
¥179,535 |
¥53,860,398 |
¥12,460,398 |
| 25 |
2.30% |
¥181,585 |
¥54,475,508 |
¥13,075,508 |
| 25 |
2.40% |
¥183,649 |
¥55,094,779 |
¥13,694,779 |
| 25 |
2.50% |
¥185,727 |
¥55,718,198 |
¥14,318,198 |
| 25 |
2.60% |
¥187,819 |
¥56,345,753 |
¥14,945,753 |
| 25 |
2.70% |
¥189,925 |
¥56,977,429 |
¥15,577,429 |
| 25 |
2.80% |
¥192,044 |
¥57,613,213 |
¥16,213,213 |
| 25 |
2.90% |
¥194,177 |
¥58,253,090 |
¥16,853,090 |
| 25 |
3.00% |
¥196,323 |
¥58,897,045 |
¥17,497,045 |
4140万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥184,907 |
¥44,377,652 |
¥2,977,652 |
| 20 |
0.80% |
¥186,725 |
¥44,814,051 |
¥3,414,051 |
| 20 |
0.90% |
¥188,555 |
¥45,253,201 |
¥3,853,201 |
| 20 |
1.00% |
¥190,396 |
¥45,695,098 |
¥4,295,098 |
| 20 |
1.10% |
¥192,249 |
¥46,139,741 |
¥4,739,741 |
| 20 |
1.20% |
¥194,113 |
¥46,587,127 |
¥5,187,127 |
| 20 |
1.30% |
¥195,989 |
¥47,037,253 |
¥5,637,253 |
| 20 |
1.40% |
¥197,875 |
¥47,490,115 |
¥6,090,115 |
| 20 |
1.50% |
¥199,774 |
¥47,945,712 |
¥6,545,712 |
| 20 |
1.60% |
¥201,683 |
¥48,404,038 |
¥7,004,038 |
| 20 |
1.70% |
¥203,605 |
¥48,865,091 |
¥7,465,091 |
| 20 |
1.80% |
¥205,537 |
¥49,328,867 |
¥7,928,867 |
| 20 |
1.90% |
¥207,481 |
¥49,795,360 |
¥8,395,360 |
| 20 |
2.00% |
¥209,436 |
¥50,264,568 |
¥8,864,568 |
| 20 |
2.10% |
¥211,402 |
¥50,736,485 |
¥9,336,485 |
| 20 |
2.20% |
¥213,380 |
¥51,211,108 |
¥9,811,108 |
| 20 |
2.30% |
¥215,368 |
¥51,688,429 |
¥10,288,429 |
| 20 |
2.40% |
¥217,369 |
¥52,168,446 |
¥10,768,446 |
| 20 |
2.50% |
¥219,380 |
¥52,651,151 |
¥11,251,151 |
| 20 |
2.60% |
¥221,402 |
¥53,136,541 |
¥11,736,541 |
| 20 |
2.70% |
¥223,436 |
¥53,624,608 |
¥12,224,608 |
| 20 |
2.80% |
¥225,481 |
¥54,115,348 |
¥12,715,348 |
| 20 |
2.90% |
¥227,536 |
¥54,608,753 |
¥13,208,753 |
| 20 |
3.00% |
¥229,603 |
¥55,104,817 |
¥13,704,817 |
4140万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥242,353 |
¥43,623,592 |
¥2,223,592 |
| 15 |
0.80% |
¥244,153 |
¥43,947,450 |
¥2,547,450 |
| 15 |
0.90% |
¥245,960 |
¥44,272,857 |
¥2,872,857 |
| 15 |
1.00% |
¥247,777 |
¥44,599,811 |
¥3,199,811 |
| 15 |
1.10% |
¥249,602 |
¥44,928,313 |
¥3,528,313 |
| 15 |
1.20% |
¥251,435 |
¥45,258,360 |
¥3,858,360 |
| 15 |
1.30% |
¥253,278 |
¥45,589,953 |
¥4,189,953 |
| 15 |
1.40% |
¥255,128 |
¥45,923,090 |
¥4,523,090 |
| 15 |
1.50% |
¥256,988 |
¥46,257,770 |
¥4,857,770 |
| 15 |
1.60% |
¥258,856 |
¥46,593,991 |
¥5,193,991 |
| 15 |
1.70% |
¥260,732 |
¥46,931,753 |
¥5,531,753 |
| 15 |
1.80% |
¥262,617 |
¥47,271,054 |
¥5,871,054 |
| 15 |
1.90% |
¥264,511 |
¥47,611,893 |
¥6,211,893 |
| 15 |
2.00% |
¥266,413 |
¥47,954,268 |
¥6,554,268 |
| 15 |
2.10% |
¥268,323 |
¥48,298,178 |
¥6,898,178 |
| 15 |
2.20% |
¥270,242 |
¥48,643,621 |
¥7,243,621 |
| 15 |
2.30% |
¥272,170 |
¥48,990,596 |
¥7,590,596 |
| 15 |
2.40% |
¥274,106 |
¥49,339,100 |
¥7,939,100 |
| 15 |
2.50% |
¥276,051 |
¥49,689,132 |
¥8,289,132 |
| 15 |
2.60% |
¥278,004 |
¥50,040,690 |
¥8,640,690 |
| 15 |
2.70% |
¥279,965 |
¥50,393,772 |
¥8,993,772 |
| 15 |
2.80% |
¥281,935 |
¥50,748,377 |
¥9,348,377 |
| 15 |
2.90% |
¥283,914 |
¥51,104,501 |
¥9,704,501 |
| 15 |
3.00% |
¥285,901 |
¥51,462,144 |
¥10,062,144 |
4140万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥357,316 |
¥42,877,973 |
¥1,477,973 |
| 10 |
0.80% |
¥359,099 |
¥43,091,869 |
¥1,691,869 |
| 10 |
0.90% |
¥360,887 |
¥43,306,454 |
¥1,906,454 |
| 10 |
1.00% |
¥362,681 |
¥43,521,727 |
¥2,121,727 |
| 10 |
1.10% |
¥364,481 |
¥43,737,690 |
¥2,337,690 |
| 10 |
1.20% |
¥366,286 |
¥43,954,340 |
¥2,554,340 |
| 10 |
1.30% |
¥368,097 |
¥44,171,678 |
¥2,771,678 |
| 10 |
1.40% |
¥369,914 |
¥44,389,704 |
¥2,989,704 |
| 10 |
1.50% |
¥371,737 |
¥44,608,417 |
¥3,208,417 |
| 10 |
1.60% |
¥373,565 |
¥44,827,817 |
¥3,427,817 |
| 10 |
1.70% |
¥375,399 |
¥45,047,905 |
¥3,647,905 |
| 10 |
1.80% |
¥377,239 |
¥45,268,678 |
¥3,868,678 |
| 10 |
1.90% |
¥379,084 |
¥45,490,138 |
¥4,090,138 |
| 10 |
2.00% |
¥380,936 |
¥45,712,284 |
¥4,312,284 |
| 10 |
2.10% |
¥382,793 |
¥45,935,115 |
¥4,535,115 |
| 10 |
2.20% |
¥384,655 |
¥46,158,631 |
¥4,758,631 |
| 10 |
2.30% |
¥386,524 |
¥46,382,832 |
¥4,982,832 |
| 10 |
2.40% |
¥388,398 |
¥46,607,718 |
¥5,207,718 |
| 10 |
2.50% |
¥390,277 |
¥46,833,287 |
¥5,433,287 |
| 10 |
2.60% |
¥392,163 |
¥47,059,540 |
¥5,659,540 |
| 10 |
2.70% |
¥394,054 |
¥47,286,476 |
¥5,886,476 |
| 10 |
2.80% |
¥395,951 |
¥47,514,095 |
¥6,114,095 |
| 10 |
2.90% |
¥397,853 |
¥47,742,395 |
¥6,342,395 |
| 10 |
3.00% |
¥399,761 |
¥47,971,378 |
¥6,571,378 |
