4150万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4150万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4150万円の住宅ローン｜期間・年数別
4150万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥81,995 |
¥49,197,264 |
¥7,697,264 |
| 50 |
0.80% |
¥83,943 |
¥50,365,512 |
¥8,865,512 |
| 50 |
0.90% |
¥85,918 |
¥51,550,761 |
¥10,050,761 |
| 50 |
1.00% |
¥87,922 |
¥52,752,936 |
¥11,252,936 |
| 50 |
1.10% |
¥89,953 |
¥53,971,955 |
¥12,471,955 |
| 50 |
1.20% |
¥92,013 |
¥55,207,729 |
¥13,707,729 |
| 50 |
1.30% |
¥94,100 |
¥56,460,160 |
¥14,960,160 |
| 50 |
1.40% |
¥96,215 |
¥57,729,143 |
¥16,229,143 |
| 50 |
1.50% |
¥98,358 |
¥59,014,567 |
¥17,514,567 |
| 50 |
1.60% |
¥100,527 |
¥60,316,311 |
¥18,816,311 |
| 50 |
1.70% |
¥102,724 |
¥61,634,249 |
¥20,134,249 |
| 50 |
1.80% |
¥104,947 |
¥62,968,249 |
¥21,468,249 |
| 50 |
1.90% |
¥107,197 |
¥64,318,170 |
¥22,818,170 |
| 50 |
2.00% |
¥109,473 |
¥65,683,867 |
¥24,183,867 |
| 50 |
2.10% |
¥111,775 |
¥67,065,187 |
¥25,565,187 |
| 50 |
2.20% |
¥114,103 |
¥68,461,974 |
¥26,961,974 |
| 50 |
2.30% |
¥116,457 |
¥69,874,063 |
¥28,374,063 |
| 50 |
2.40% |
¥118,835 |
¥71,301,287 |
¥29,801,287 |
| 50 |
2.50% |
¥121,239 |
¥72,743,470 |
¥31,243,470 |
| 50 |
2.60% |
¥123,667 |
¥74,200,436 |
¥32,700,436 |
| 50 |
2.70% |
¥126,120 |
¥75,672,001 |
¥34,172,001 |
| 50 |
2.80% |
¥128,597 |
¥77,157,977 |
¥35,657,977 |
| 50 |
2.90% |
¥131,097 |
¥78,658,174 |
¥37,158,174 |
| 50 |
3.00% |
¥133,621 |
¥80,172,397 |
¥38,672,397 |
4150万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥89,613 |
¥48,390,840 |
¥6,890,840 |
| 45 |
0.80% |
¥91,539 |
¥49,430,918 |
¥7,930,918 |
| 45 |
0.90% |
¥93,490 |
¥50,484,808 |
¥8,984,808 |
| 45 |
1.00% |
¥95,468 |
¥51,552,461 |
¥10,052,461 |
| 45 |
1.10% |
¥97,470 |
¥52,633,822 |
¥11,133,822 |
| 45 |
1.20% |
¥99,498 |
¥53,728,833 |
¥12,228,833 |
| 45 |
1.30% |
¥101,551 |
¥54,837,427 |
¥13,337,427 |
| 45 |
1.40% |
¥103,629 |
¥55,959,537 |
¥14,459,537 |
| 45 |
1.50% |
¥105,732 |
¥57,095,086 |
¥15,595,086 |
| 45 |
1.60% |
¥107,859 |
¥58,243,996 |
¥16,743,996 |
| 45 |
1.70% |
¥110,011 |
¥59,406,181 |
¥17,906,181 |
| 45 |
1.80% |
¥112,188 |
¥60,581,554 |
¥19,081,554 |
| 45 |
1.90% |
¥114,389 |
¥61,770,020 |
¥20,270,020 |
| 45 |
2.00% |
¥116,614 |
¥62,971,481 |
¥21,471,481 |
| 45 |
2.10% |
¥118,863 |
¥64,185,837 |
¥22,685,837 |
| 45 |
2.20% |
¥121,135 |
¥65,412,979 |
¥23,912,979 |
| 45 |
2.30% |
¥123,431 |
¥66,652,799 |
¥25,152,799 |
| 45 |
2.40% |
¥125,750 |
¥67,905,181 |
¥26,405,181 |
| 45 |
2.50% |
¥128,093 |
¥69,170,009 |
¥27,670,009 |
| 45 |
2.60% |
¥130,458 |
¥70,447,160 |
¥28,947,160 |
| 45 |
2.70% |
¥132,845 |
¥71,736,511 |
¥30,236,511 |
| 45 |
2.80% |
¥135,255 |
¥73,037,934 |
¥31,537,934 |
| 45 |
2.90% |
¥137,688 |
¥74,351,296 |
¥32,851,296 |
| 45 |
3.00% |
¥140,142 |
¥75,676,465 |
¥34,176,465 |
4150万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥99,152 |
¥47,592,804 |
¥6,092,804 |
| 40 |
0.80% |
¥101,057 |
¥48,507,245 |
¥7,007,245 |
| 40 |
0.90% |
¥102,985 |
¥49,432,629 |
¥7,932,629 |
| 40 |
1.00% |
¥104,935 |
¥50,368,924 |
¥8,868,924 |
| 40 |
1.10% |
¥106,909 |
¥51,316,097 |
¥9,816,097 |
| 40 |
1.20% |
¥108,904 |
¥52,274,110 |
¥10,774,110 |
| 40 |
1.30% |
¥110,923 |
¥53,242,922 |
¥11,742,922 |
| 40 |
1.40% |
¥112,964 |
¥54,222,488 |
¥12,722,488 |
| 40 |
1.50% |
¥115,027 |
¥55,212,762 |
¥13,712,762 |
| 40 |
1.60% |
¥117,112 |
¥56,213,692 |
¥14,713,692 |
| 40 |
1.70% |
¥119,219 |
¥57,225,226 |
¥15,725,226 |
| 40 |
1.80% |
¥121,349 |
¥58,247,307 |
¥16,747,307 |
| 40 |
1.90% |
¥123,500 |
¥59,279,875 |
¥17,779,875 |
| 40 |
2.00% |
¥125,673 |
¥60,322,867 |
¥18,822,867 |
| 40 |
2.10% |
¥127,867 |
¥61,376,219 |
¥19,876,219 |
| 40 |
2.20% |
¥130,083 |
¥62,439,863 |
¥20,939,863 |
| 40 |
2.30% |
¥132,320 |
¥63,513,727 |
¥22,013,727 |
| 40 |
2.40% |
¥134,579 |
¥64,597,739 |
¥23,097,739 |
| 40 |
2.50% |
¥136,858 |
¥65,691,823 |
¥24,191,823 |
| 40 |
2.60% |
¥139,158 |
¥66,795,900 |
¥25,295,900 |
| 40 |
2.70% |
¥141,479 |
¥67,909,890 |
¥26,409,890 |
| 40 |
2.80% |
¥143,820 |
¥69,033,710 |
¥27,533,710 |
| 40 |
2.90% |
¥146,182 |
¥70,167,275 |
¥28,667,275 |
| 40 |
3.00% |
¥148,564 |
¥71,310,497 |
¥29,810,497 |
4150万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥111,436 |
¥46,803,172 |
¥5,303,172 |
| 35 |
0.80% |
¥113,320 |
¥47,594,522 |
¥6,094,522 |
| 35 |
0.90% |
¥115,224 |
¥48,394,270 |
¥6,894,270 |
| 35 |
1.00% |
¥117,149 |
¥49,202,397 |
¥7,702,397 |
| 35 |
1.10% |
¥119,093 |
¥50,018,884 |
¥8,518,884 |
| 35 |
1.20% |
¥121,056 |
¥50,843,708 |
¥9,343,708 |
| 35 |
1.30% |
¥123,040 |
¥51,676,845 |
¥10,176,845 |
| 35 |
1.40% |
¥125,043 |
¥52,518,267 |
¥11,018,267 |
| 35 |
1.50% |
¥127,067 |
¥53,367,948 |
¥11,867,948 |
| 35 |
1.60% |
¥129,109 |
¥54,225,856 |
¥12,725,856 |
| 35 |
1.70% |
¥131,171 |
¥55,091,960 |
¥13,591,960 |
| 35 |
1.80% |
¥133,253 |
¥55,966,227 |
¥14,466,227 |
| 35 |
1.90% |
¥135,354 |
¥56,848,619 |
¥15,348,619 |
| 35 |
2.00% |
¥137,474 |
¥57,739,101 |
¥16,239,101 |
| 35 |
2.10% |
¥139,613 |
¥58,637,632 |
¥17,137,632 |
| 35 |
2.20% |
¥141,772 |
¥59,544,173 |
¥18,044,173 |
| 35 |
2.30% |
¥143,949 |
¥60,458,680 |
¥18,958,680 |
| 35 |
2.40% |
¥146,145 |
¥61,381,110 |
¥19,881,110 |
| 35 |
2.50% |
¥148,361 |
¥62,311,416 |
¥20,811,416 |
| 35 |
2.60% |
¥150,594 |
¥63,249,552 |
¥21,749,552 |
| 35 |
2.70% |
¥152,846 |
¥64,195,468 |
¥22,695,468 |
| 35 |
2.80% |
¥155,117 |
¥65,149,114 |
¥23,649,114 |
| 35 |
2.90% |
¥157,406 |
¥66,110,438 |
¥24,610,438 |
| 35 |
3.00% |
¥159,713 |
¥67,079,388 |
¥25,579,388 |
4150万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥127,839 |
¥46,021,959 |
¥4,521,959 |
| 30 |
0.80% |
¥129,702 |
¥46,692,775 |
¥5,192,775 |
| 30 |
0.90% |
¥131,583 |
¥47,369,773 |
¥5,869,773 |
| 30 |
1.00% |
¥133,480 |
¥48,052,944 |
¥6,552,944 |
| 30 |
1.10% |
¥135,395 |
¥48,742,277 |
¥7,242,277 |
| 30 |
1.20% |
¥137,327 |
¥49,437,759 |
¥7,937,759 |
| 30 |
1.30% |
¥139,276 |
¥50,139,376 |
¥8,639,376 |
| 30 |
1.40% |
¥141,242 |
¥50,847,115 |
¥9,347,115 |
| 30 |
1.50% |
¥143,225 |
¥51,560,959 |
¥10,060,959 |
| 30 |
1.60% |
¥145,225 |
¥52,280,893 |
¥10,780,893 |
| 30 |
1.70% |
¥147,241 |
¥53,006,898 |
¥11,506,898 |
| 30 |
1.80% |
¥149,275 |
¥53,738,955 |
¥12,238,955 |
| 30 |
1.90% |
¥151,325 |
¥54,477,046 |
¥12,977,046 |
| 30 |
2.00% |
¥153,392 |
¥55,221,149 |
¥13,721,149 |
| 30 |
2.10% |
¥155,476 |
¥55,971,243 |
¥14,471,243 |
| 30 |
2.20% |
¥157,576 |
¥56,727,306 |
¥15,227,306 |
| 30 |
2.30% |
¥159,693 |
¥57,489,313 |
¥15,989,313 |
| 30 |
2.40% |
¥161,826 |
¥58,257,240 |
¥16,757,240 |
| 30 |
2.50% |
¥163,975 |
¥59,031,062 |
¥17,531,062 |
| 30 |
2.60% |
¥166,141 |
¥59,810,753 |
¥18,310,753 |
| 30 |
2.70% |
¥168,323 |
¥60,596,285 |
¥19,096,285 |
| 30 |
2.80% |
¥170,521 |
¥61,387,630 |
¥19,887,630 |
| 30 |
2.90% |
¥172,735 |
¥62,184,759 |
¥20,684,759 |
| 30 |
3.00% |
¥174,966 |
¥62,987,643 |
¥21,487,643 |
4150万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥150,831 |
¥45,249,180 |
¥3,749,180 |
| 25 |
0.80% |
¥152,673 |
¥45,802,027 |
¥4,302,027 |
| 25 |
0.90% |
¥154,531 |
¥46,359,176 |
¥4,859,176 |
| 25 |
1.00% |
¥156,402 |
¥46,920,621 |
¥5,420,621 |
| 25 |
1.10% |
¥158,288 |
¥47,486,356 |
¥5,986,356 |
| 25 |
1.20% |
¥160,188 |
¥48,056,376 |
¥6,556,376 |
| 25 |
1.30% |
¥162,102 |
¥48,630,673 |
¥7,130,673 |
| 25 |
1.40% |
¥164,031 |
¥49,209,242 |
¥7,709,242 |
| 25 |
1.50% |
¥165,974 |
¥49,792,073 |
¥8,292,073 |
| 25 |
1.60% |
¥167,931 |
¥50,379,158 |
¥8,879,158 |
| 25 |
1.70% |
¥169,902 |
¥50,970,490 |
¥9,470,490 |
| 25 |
1.80% |
¥171,887 |
¥51,566,058 |
¥10,066,058 |
| 25 |
1.90% |
¥173,886 |
¥52,165,853 |
¥10,665,853 |
| 25 |
2.00% |
¥175,900 |
¥52,769,865 |
¥11,269,865 |
| 25 |
2.10% |
¥177,927 |
¥53,378,083 |
¥11,878,083 |
| 25 |
2.20% |
¥179,968 |
¥53,990,496 |
¥12,490,496 |
| 25 |
2.30% |
¥182,024 |
¥54,607,092 |
¥13,107,092 |
| 25 |
2.40% |
¥184,093 |
¥55,227,858 |
¥13,727,858 |
| 25 |
2.50% |
¥186,176 |
¥55,852,783 |
¥14,352,783 |
| 25 |
2.60% |
¥188,273 |
¥56,481,854 |
¥14,981,854 |
| 25 |
2.70% |
¥190,384 |
¥57,115,056 |
¥15,615,056 |
| 25 |
2.80% |
¥192,508 |
¥57,752,375 |
¥16,252,375 |
| 25 |
2.90% |
¥194,646 |
¥58,393,798 |
¥16,893,798 |
| 25 |
3.00% |
¥196,798 |
¥59,039,309 |
¥17,539,309 |
4150万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥185,354 |
¥44,484,844 |
¥2,984,844 |
| 20 |
0.80% |
¥187,176 |
¥44,922,298 |
¥3,422,298 |
| 20 |
0.90% |
¥189,010 |
¥45,362,508 |
¥3,862,508 |
| 20 |
1.00% |
¥190,856 |
¥45,805,473 |
¥4,305,473 |
| 20 |
1.10% |
¥192,713 |
¥46,251,190 |
¥4,751,190 |
| 20 |
1.20% |
¥194,582 |
¥46,699,656 |
¥5,199,656 |
| 20 |
1.30% |
¥196,462 |
¥47,150,869 |
¥5,650,869 |
| 20 |
1.40% |
¥198,353 |
¥47,604,826 |
¥6,104,826 |
| 20 |
1.50% |
¥200,256 |
¥48,061,523 |
¥6,561,523 |
| 20 |
1.60% |
¥202,171 |
¥48,520,956 |
¥7,020,956 |
| 20 |
1.70% |
¥204,096 |
¥48,983,123 |
¥7,483,123 |
| 20 |
1.80% |
¥206,033 |
¥49,448,018 |
¥7,948,018 |
| 20 |
1.90% |
¥207,982 |
¥49,915,639 |
¥8,415,639 |
| 20 |
2.00% |
¥209,942 |
¥50,385,980 |
¥8,885,980 |
| 20 |
2.10% |
¥211,913 |
¥50,859,037 |
¥9,359,037 |
| 20 |
2.20% |
¥213,895 |
¥51,334,806 |
¥9,834,806 |
| 20 |
2.30% |
¥215,889 |
¥51,813,281 |
¥10,313,281 |
| 20 |
2.40% |
¥217,894 |
¥52,294,456 |
¥10,794,456 |
| 20 |
2.50% |
¥219,910 |
¥52,778,328 |
¥11,278,328 |
| 20 |
2.60% |
¥221,937 |
¥53,264,890 |
¥11,764,890 |
| 20 |
2.70% |
¥223,976 |
¥53,754,136 |
¥12,254,136 |
| 20 |
2.80% |
¥226,025 |
¥54,246,061 |
¥12,746,061 |
| 20 |
2.90% |
¥228,086 |
¥54,740,658 |
¥13,240,658 |
| 20 |
3.00% |
¥230,158 |
¥55,237,921 |
¥13,737,921 |
4150万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥242,939 |
¥43,728,963 |
¥2,228,963 |
| 15 |
0.80% |
¥244,742 |
¥44,053,603 |
¥2,553,603 |
| 15 |
0.90% |
¥246,554 |
¥44,379,796 |
¥2,879,796 |
| 15 |
1.00% |
¥248,375 |
¥44,707,540 |
¥3,207,540 |
| 15 |
1.10% |
¥250,205 |
¥45,036,835 |
¥3,536,835 |
| 15 |
1.20% |
¥252,043 |
¥45,367,680 |
¥3,867,680 |
| 15 |
1.30% |
¥253,889 |
¥45,700,074 |
¥4,200,074 |
| 15 |
1.40% |
¥255,745 |
¥46,034,015 |
¥4,534,015 |
| 15 |
1.50% |
¥257,608 |
¥46,369,504 |
¥4,869,504 |
| 15 |
1.60% |
¥259,481 |
¥46,706,537 |
¥5,206,537 |
| 15 |
1.70% |
¥261,362 |
¥47,045,115 |
¥5,545,115 |
| 15 |
1.80% |
¥263,251 |
¥47,385,236 |
¥5,885,236 |
| 15 |
1.90% |
¥265,149 |
¥47,726,898 |
¥6,226,898 |
| 15 |
2.00% |
¥267,056 |
¥48,070,100 |
¥6,570,100 |
| 15 |
2.10% |
¥268,971 |
¥48,414,840 |
¥6,914,840 |
| 15 |
2.20% |
¥270,895 |
¥48,761,118 |
¥7,261,118 |
| 15 |
2.30% |
¥272,827 |
¥49,108,930 |
¥7,608,930 |
| 15 |
2.40% |
¥274,768 |
¥49,458,276 |
¥7,958,276 |
| 15 |
2.50% |
¥276,718 |
¥49,809,154 |
¥8,309,154 |
| 15 |
2.60% |
¥278,675 |
¥50,161,561 |
¥8,661,561 |
| 15 |
2.70% |
¥280,642 |
¥50,515,496 |
¥9,015,496 |
| 15 |
2.80% |
¥282,616 |
¥50,870,957 |
¥9,370,957 |
| 15 |
2.90% |
¥284,600 |
¥51,227,942 |
¥9,727,942 |
| 15 |
3.00% |
¥286,591 |
¥51,586,449 |
¥10,086,449 |
4150万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥358,180 |
¥42,981,543 |
¥1,481,543 |
| 10 |
0.80% |
¥359,966 |
¥43,195,955 |
¥1,695,955 |
| 10 |
0.90% |
¥361,759 |
¥43,411,059 |
¥1,911,059 |
| 10 |
1.00% |
¥363,557 |
¥43,626,852 |
¥2,126,852 |
| 10 |
1.10% |
¥365,361 |
¥43,843,336 |
¥2,343,336 |
| 10 |
1.20% |
¥367,171 |
¥44,060,510 |
¥2,560,510 |
| 10 |
1.30% |
¥368,986 |
¥44,278,373 |
¥2,778,373 |
| 10 |
1.40% |
¥370,808 |
¥44,496,925 |
¥2,996,925 |
| 10 |
1.50% |
¥372,635 |
¥44,716,167 |
¥3,216,167 |
| 10 |
1.60% |
¥374,467 |
¥44,936,097 |
¥3,436,097 |
| 10 |
1.70% |
¥376,306 |
¥45,156,716 |
¥3,656,716 |
| 10 |
1.80% |
¥378,150 |
¥45,378,023 |
¥3,878,023 |
| 10 |
1.90% |
¥380,000 |
¥45,600,018 |
¥4,100,018 |
| 10 |
2.00% |
¥381,856 |
¥45,822,700 |
¥4,322,700 |
| 10 |
2.10% |
¥383,717 |
¥46,046,069 |
¥4,546,069 |
| 10 |
2.20% |
¥385,584 |
¥46,270,126 |
¥4,770,126 |
| 10 |
2.30% |
¥387,457 |
¥46,494,868 |
¥4,994,868 |
| 10 |
2.40% |
¥389,336 |
¥46,720,297 |
¥5,220,297 |
| 10 |
2.50% |
¥391,220 |
¥46,946,411 |
¥5,446,411 |
| 10 |
2.60% |
¥393,110 |
¥47,173,210 |
¥5,673,210 |
| 10 |
2.70% |
¥395,006 |
¥47,400,695 |
¥5,900,695 |
| 10 |
2.80% |
¥396,907 |
¥47,628,863 |
¥6,128,863 |
| 10 |
2.90% |
¥398,814 |
¥47,857,715 |
¥6,357,715 |
| 10 |
3.00% |
¥400,727 |
¥48,087,251 |
¥6,587,251 |
