4160万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4160万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4160万円の住宅ローン｜期間・年数別
4160万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥82,193 | ¥49,315,811 | ¥7,715,811 |
| 50 | 0.80% | ¥84,145 | ¥50,486,875 | ¥8,886,875 |
| 50 | 0.90% | ¥86,125 | ¥51,674,980 | ¥10,074,980 |
| 50 | 1.00% | ¥88,133 | ¥52,880,051 | ¥11,280,051 |
| 50 | 1.10% | ¥90,170 | ¥54,102,008 | ¥12,502,008 |
| 50 | 1.20% | ¥92,235 | ¥55,340,760 | ¥13,740,760 |
| 50 | 1.30% | ¥94,327 | ¥56,596,209 | ¥14,996,209 |
| 50 | 1.40% | ¥96,447 | ¥57,868,250 | ¥16,268,250 |
| 50 | 1.50% | ¥98,595 | ¥59,156,771 | ¥17,556,771 |
| 50 | 1.60% | ¥100,769 | ¥60,461,651 | ¥18,861,651 |
| 50 | 1.70% | ¥102,971 | ¥61,782,765 | ¥20,182,765 |
| 50 | 1.80% | ¥105,200 | ¥63,119,979 | ¥21,519,979 |
| 50 | 1.90% | ¥107,455 | ¥64,473,153 | ¥22,873,153 |
| 50 | 2.00% | ¥109,737 | ¥65,842,141 | ¥24,242,141 |
| 50 | 2.10% | ¥112,045 | ¥67,226,790 | ¥25,626,790 |
| 50 | 2.20% | ¥114,378 | ¥68,626,942 | ¥27,026,942 |
| 50 | 2.30% | ¥116,737 | ¥70,042,434 | ¥28,442,434 |
| 50 | 2.40% | ¥119,122 | ¥71,473,097 | ¥29,873,097 |
| 50 | 2.50% | ¥121,531 | ¥72,918,756 | ¥31,318,756 |
| 50 | 2.60% | ¥123,965 | ¥74,379,232 | ¥32,779,232 |
| 50 | 2.70% | ¥126,424 | ¥75,854,343 | ¥34,254,343 |
| 50 | 2.80% | ¥128,907 | ¥77,343,900 | ¥35,743,900 |
| 50 | 2.90% | ¥131,413 | ¥78,847,712 | ¥37,247,712 |
| 50 | 3.00% | ¥133,943 | ¥80,365,583 | ¥38,765,583 |
4160万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥89,829 | ¥48,507,445 | ¥6,907,445 |
| 45 | 0.80% | ¥91,759 | ¥49,550,029 | ¥7,950,029 |
| 45 | 0.90% | ¥93,716 | ¥50,606,458 | ¥9,006,458 |
| 45 | 1.00% | ¥95,698 | ¥51,676,684 | ¥10,076,684 |
| 45 | 1.10% | ¥97,705 | ¥52,760,651 | ¥11,160,651 |
| 45 | 1.20% | ¥99,738 | ¥53,858,300 | ¥12,258,300 |
| 45 | 1.30% | ¥101,795 | ¥54,969,566 | ¥13,369,566 |
| 45 | 1.40% | ¥103,878 | ¥56,094,379 | ¥14,494,379 |
| 45 | 1.50% | ¥105,986 | ¥57,232,665 | ¥15,632,665 |
| 45 | 1.60% | ¥108,119 | ¥58,384,343 | ¥16,784,343 |
| 45 | 1.70% | ¥110,277 | ¥59,549,329 | ¥17,949,329 |
| 45 | 1.80% | ¥112,458 | ¥60,727,533 | ¥19,127,533 |
| 45 | 1.90% | ¥114,665 | ¥61,918,863 | ¥20,318,863 |
| 45 | 2.00% | ¥116,895 | ¥63,123,220 | ¥21,523,220 |
| 45 | 2.10% | ¥119,149 | ¥64,340,501 | ¥22,740,501 |
| 45 | 2.20% | ¥121,427 | ¥65,570,601 | ¥23,970,601 |
| 45 | 2.30% | ¥123,729 | ¥66,813,408 | ¥25,213,408 |
| 45 | 2.40% | ¥126,053 | ¥68,068,808 | ¥26,468,808 |
| 45 | 2.50% | ¥128,401 | ¥69,336,684 | ¥27,736,684 |
| 45 | 2.60% | ¥130,772 | ¥70,616,913 | ¥29,016,913 |
| 45 | 2.70% | ¥133,166 | ¥71,909,371 | ¥30,309,371 |
| 45 | 2.80% | ¥135,581 | ¥73,213,929 | ¥31,613,929 |
| 45 | 2.90% | ¥138,019 | ¥74,530,456 | ¥32,930,456 |
| 45 | 3.00% | ¥140,479 | ¥75,858,818 | ¥34,258,818 |
4160万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥99,391 | ¥47,707,485 | ¥6,107,485 |
| 40 | 0.80% | ¥101,300 | ¥48,624,130 | ¥7,024,130 |
| 40 | 0.90% | ¥103,233 | ¥49,551,743 | ¥7,951,743 |
| 40 | 1.00% | ¥105,188 | ¥50,490,295 | ¥8,890,295 |
| 40 | 1.10% | ¥107,166 | ¥51,439,750 | ¥9,839,750 |
| 40 | 1.20% | ¥109,167 | ¥52,400,072 | ¥10,800,072 |
| 40 | 1.30% | ¥111,190 | ¥53,371,218 | ¥11,771,218 |
| 40 | 1.40% | ¥113,236 | ¥54,353,145 | ¥12,753,145 |
| 40 | 1.50% | ¥115,304 | ¥55,345,805 | ¥13,745,805 |
| 40 | 1.60% | ¥117,394 | ¥56,349,147 | ¥14,749,147 |
| 40 | 1.70% | ¥119,506 | ¥57,363,119 | ¥15,763,119 |
| 40 | 1.80% | ¥121,641 | ¥58,387,662 | ¥16,787,662 |
| 40 | 1.90% | ¥123,797 | ¥59,422,718 | ¥17,822,718 |
| 40 | 2.00% | ¥125,975 | ¥60,468,224 | ¥18,868,224 |
| 40 | 2.10% | ¥128,175 | ¥61,524,114 | ¥19,924,114 |
| 40 | 2.20% | ¥130,397 | ¥62,590,320 | ¥20,990,320 |
| 40 | 2.30% | ¥132,639 | ¥63,666,772 | ¥22,066,772 |
| 40 | 2.40% | ¥134,903 | ¥64,753,396 | ¥23,153,396 |
| 40 | 2.50% | ¥137,188 | ¥65,850,116 | ¥24,250,116 |
| 40 | 2.60% | ¥139,493 | ¥66,956,854 | ¥25,356,854 |
| 40 | 2.70% | ¥141,820 | ¥68,073,528 | ¥26,473,528 |
| 40 | 2.80% | ¥144,167 | ¥69,200,056 | ¥27,600,056 |
| 40 | 2.90% | ¥146,534 | ¥70,336,352 | ¥28,736,352 |
| 40 | 3.00% | ¥148,922 | ¥71,482,329 | ¥29,882,329 |
4160万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥111,705 | ¥46,915,950 | ¥5,315,950 |
| 35 | 0.80% | ¥113,593 | ¥47,709,207 | ¥6,109,207 |
| 35 | 0.90% | ¥115,502 | ¥48,510,882 | ¥6,910,882 |
| 35 | 1.00% | ¥117,431 | ¥49,320,957 | ¥7,720,957 |
| 35 | 1.10% | ¥119,380 | ¥50,139,412 | ¥8,539,412 |
| 35 | 1.20% | ¥121,348 | ¥50,966,223 | ¥9,366,223 |
| 35 | 1.30% | ¥123,337 | ¥51,801,367 | ¥10,201,367 |
| 35 | 1.40% | ¥125,345 | ¥52,644,817 | ¥11,044,817 |
| 35 | 1.50% | ¥127,373 | ¥53,496,545 | ¥11,896,545 |
| 35 | 1.60% | ¥129,420 | ¥54,356,521 | ¥12,756,521 |
| 35 | 1.70% | ¥131,487 | ¥55,224,712 | ¥13,624,712 |
| 35 | 1.80% | ¥133,574 | ¥56,101,085 | ¥14,501,085 |
| 35 | 1.90% | ¥135,680 | ¥56,985,604 | ¥15,385,604 |
| 35 | 2.00% | ¥137,805 | ¥57,878,231 | ¥16,278,231 |
| 35 | 2.10% | ¥139,950 | ¥58,778,928 | ¥17,178,928 |
| 35 | 2.20% | ¥142,113 | ¥59,687,653 | ¥18,087,653 |
| 35 | 2.30% | ¥144,296 | ¥60,604,364 | ¥19,004,364 |
| 35 | 2.40% | ¥146,498 | ¥61,529,016 | ¥19,929,016 |
| 35 | 2.50% | ¥148,718 | ¥62,461,564 | ¥20,861,564 |
| 35 | 2.60% | ¥150,957 | ¥63,401,960 | ¥21,801,960 |
| 35 | 2.70% | ¥153,215 | ¥64,350,156 | ¥22,750,156 |
| 35 | 2.80% | ¥155,491 | ¥65,306,100 | ¥23,706,100 |
| 35 | 2.90% | ¥157,785 | ¥66,269,741 | ¥24,669,741 |
| 35 | 3.00% | ¥160,098 | ¥67,241,025 | ¥25,641,025 |
4160万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥128,147 | ¥46,132,855 | ¥4,532,855 |
| 30 | 0.80% | ¥130,015 | ¥46,805,287 | ¥5,205,287 |
| 30 | 0.90% | ¥131,900 | ¥47,483,917 | ¥5,883,917 |
| 30 | 1.00% | ¥133,802 | ¥48,168,735 | ¥6,568,735 |
| 30 | 1.10% | ¥135,721 | ¥48,859,728 | ¥7,259,728 |
| 30 | 1.20% | ¥137,658 | ¥49,556,886 | ¥7,956,886 |
| 30 | 1.30% | ¥139,612 | ¥50,260,194 | ¥8,660,194 |
| 30 | 1.40% | ¥141,582 | ¥50,969,638 | ¥9,369,638 |
| 30 | 1.50% | ¥143,570 | ¥51,685,203 | ¥10,085,203 |
| 30 | 1.60% | ¥145,575 | ¥52,406,871 | ¥10,806,871 |
| 30 | 1.70% | ¥147,596 | ¥53,134,625 | ¥11,534,625 |
| 30 | 1.80% | ¥149,635 | ¥53,868,447 | ¥12,268,447 |
| 30 | 1.90% | ¥151,690 | ¥54,608,316 | ¥13,008,316 |
| 30 | 2.00% | ¥153,762 | ¥55,354,212 | ¥13,754,212 |
| 30 | 2.10% | ¥155,850 | ¥56,106,114 | ¥14,506,114 |
| 30 | 2.20% | ¥157,956 | ¥56,863,998 | ¥15,263,998 |
| 30 | 2.30% | ¥160,077 | ¥57,627,841 | ¥16,027,841 |
| 30 | 2.40% | ¥162,216 | ¥58,397,619 | ¥16,797,619 |
| 30 | 2.50% | ¥164,370 | ¥59,173,306 | ¥17,573,306 |
| 30 | 2.60% | ¥166,541 | ¥59,954,875 | ¥18,354,875 |
| 30 | 2.70% | ¥168,729 | ¥60,742,300 | ¥19,142,300 |
| 30 | 2.80% | ¥170,932 | ¥61,535,552 | ¥19,935,552 |
| 30 | 2.90% | ¥173,152 | ¥62,334,602 | ¥20,734,602 |
| 30 | 3.00% | ¥175,387 | ¥63,139,420 | ¥21,539,420 |
4160万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥151,194 | ¥45,358,214 | ¥3,758,214 |
| 25 | 0.80% | ¥153,041 | ¥45,912,393 | ¥4,312,393 |
| 25 | 0.90% | ¥154,903 | ¥46,470,885 | ¥4,870,885 |
| 25 | 1.00% | ¥156,779 | ¥47,033,682 | ¥5,433,682 |
| 25 | 1.10% | ¥158,669 | ¥47,600,781 | ¥6,000,781 |
| 25 | 1.20% | ¥160,574 | ¥48,172,174 | ¥6,572,174 |
| 25 | 1.30% | ¥162,493 | ¥48,747,856 | ¥7,147,856 |
| 25 | 1.40% | ¥164,426 | ¥49,327,818 | ¥7,727,818 |
| 25 | 1.50% | ¥166,374 | ¥49,912,054 | ¥8,312,054 |
| 25 | 1.60% | ¥168,335 | ¥50,500,554 | ¥8,900,554 |
| 25 | 1.70% | ¥170,311 | ¥51,093,310 | ¥9,493,310 |
| 25 | 1.80% | ¥172,301 | ¥51,690,314 | ¥10,090,314 |
| 25 | 1.90% | ¥174,305 | ¥52,291,554 | ¥10,691,554 |
| 25 | 2.00% | ¥176,323 | ¥52,897,021 | ¥11,297,021 |
| 25 | 2.10% | ¥178,356 | ¥53,506,705 | ¥11,906,705 |
| 25 | 2.20% | ¥180,402 | ¥54,120,593 | ¥12,520,593 |
| 25 | 2.30% | ¥182,462 | ¥54,738,675 | ¥13,138,675 |
| 25 | 2.40% | ¥184,536 | ¥55,360,938 | ¥13,760,938 |
| 25 | 2.50% | ¥186,625 | ¥55,987,368 | ¥14,387,368 |
| 25 | 2.60% | ¥188,727 | ¥56,617,954 | ¥15,017,954 |
| 25 | 2.70% | ¥190,842 | ¥57,252,682 | ¥15,652,682 |
| 25 | 2.80% | ¥192,972 | ¥57,891,537 | ¥16,291,537 |
| 25 | 2.90% | ¥195,115 | ¥58,534,506 | ¥16,934,506 |
| 25 | 3.00% | ¥197,272 | ¥59,181,572 | ¥17,581,572 |
4160万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥185,800 | ¥44,592,037 | ¥2,992,037 |
| 20 | 0.80% | ¥187,627 | ¥45,030,544 | ¥3,430,544 |
| 20 | 0.90% | ¥189,466 | ¥45,471,815 | ¥3,871,815 |
| 20 | 1.00% | ¥191,316 | ¥45,915,848 | ¥4,315,848 |
| 20 | 1.10% | ¥193,178 | ¥46,362,639 | ¥4,762,639 |
| 20 | 1.20% | ¥195,051 | ¥46,812,186 | ¥5,212,186 |
| 20 | 1.30% | ¥196,935 | ¥47,264,486 | ¥5,664,486 |
| 20 | 1.40% | ¥198,831 | ¥47,719,536 | ¥6,119,536 |
| 20 | 1.50% | ¥200,739 | ¥48,177,334 | ¥6,577,334 |
| 20 | 1.60% | ¥202,658 | ¥48,637,874 | ¥7,037,874 |
| 20 | 1.70% | ¥204,588 | ¥49,101,154 | ¥7,501,154 |
| 20 | 1.80% | ¥206,530 | ¥49,567,170 | ¥7,967,170 |
| 20 | 1.90% | ¥208,483 | ¥50,035,918 | ¥8,435,918 |
| 20 | 2.00% | ¥210,447 | ¥50,507,392 | ¥8,907,392 |
| 20 | 2.10% | ¥212,423 | ¥50,981,589 | ¥9,381,589 |
| 20 | 2.20% | ¥214,410 | ¥51,458,504 | ¥9,858,504 |
| 20 | 2.30% | ¥216,409 | ¥51,938,132 | ¥10,338,132 |
| 20 | 2.40% | ¥218,419 | ¥52,420,467 | ¥10,820,467 |
| 20 | 2.50% | ¥220,440 | ¥52,905,505 | ¥11,305,505 |
| 20 | 2.60% | ¥222,472 | ¥53,393,239 | ¥11,793,239 |
| 20 | 2.70% | ¥224,515 | ¥53,883,664 | ¥12,283,664 |
| 20 | 2.80% | ¥226,570 | ¥54,376,774 | ¥12,776,774 |
| 20 | 2.90% | ¥228,636 | ¥54,872,563 | ¥13,272,563 |
| 20 | 3.00% | ¥230,713 | ¥55,371,024 | ¥13,771,024 |
4160万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥243,524 | ¥43,834,334 | ¥2,234,334 |
| 15 | 0.80% | ¥245,332 | ¥44,159,757 | ¥2,559,757 |
| 15 | 0.90% | ¥247,149 | ¥44,486,735 | ¥2,886,735 |
| 15 | 1.00% | ¥248,974 | ¥44,815,269 | ¥3,215,269 |
| 15 | 1.10% | ¥250,808 | ¥45,145,358 | ¥3,545,358 |
| 15 | 1.20% | ¥252,650 | ¥45,477,000 | ¥3,877,000 |
| 15 | 1.30% | ¥254,501 | ¥45,810,195 | ¥4,210,195 |
| 15 | 1.40% | ¥256,361 | ¥46,144,941 | ¥4,544,941 |
| 15 | 1.50% | ¥258,229 | ¥46,481,237 | ¥4,881,237 |
| 15 | 1.60% | ¥260,106 | ¥46,819,083 | ¥5,219,083 |
| 15 | 1.70% | ¥261,992 | ¥47,158,477 | ¥5,558,477 |
| 15 | 1.80% | ¥263,886 | ¥47,499,417 | ¥5,899,417 |
| 15 | 1.90% | ¥265,788 | ¥47,841,902 | ¥6,241,902 |
| 15 | 2.00% | ¥267,700 | ¥48,185,931 | ¥6,585,931 |
| 15 | 2.10% | ¥269,619 | ¥48,531,503 | ¥6,931,503 |
| 15 | 2.20% | ¥271,548 | ¥48,878,614 | ¥7,278,614 |
| 15 | 2.30% | ¥273,485 | ¥49,227,265 | ¥7,627,265 |
| 15 | 2.40% | ¥275,430 | ¥49,577,453 | ¥7,977,453 |
| 15 | 2.50% | ¥277,384 | ¥49,929,176 | ¥8,329,176 |
| 15 | 2.60% | ¥279,347 | ¥50,282,432 | ¥8,682,432 |
| 15 | 2.70% | ¥281,318 | ¥50,637,221 | ¥9,037,221 |
| 15 | 2.80% | ¥283,297 | ¥50,993,538 | ¥9,393,538 |
| 15 | 2.90% | ¥285,285 | ¥51,351,383 | ¥9,751,383 |
| 15 | 3.00% | ¥287,282 | ¥51,710,753 | ¥10,110,753 |
4160万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥359,043 | ¥43,085,112 | ¥1,485,112 |
| 10 | 0.80% | ¥360,834 | ¥43,300,042 | ¥1,700,042 |
| 10 | 0.90% | ¥362,631 | ¥43,515,664 | ¥1,915,664 |
| 10 | 1.00% | ¥364,433 | ¥43,731,977 | ¥2,131,977 |
| 10 | 1.10% | ¥366,242 | ¥43,948,983 | ¥2,348,983 |
| 10 | 1.20% | ¥368,056 | ¥44,166,680 | ¥2,566,680 |
| 10 | 1.30% | ¥369,876 | ¥44,385,068 | ¥2,785,068 |
| 10 | 1.40% | ¥371,701 | ¥44,604,147 | ¥3,004,147 |
| 10 | 1.50% | ¥373,533 | ¥44,823,917 | ¥3,223,917 |
| 10 | 1.60% | ¥375,370 | ¥45,044,377 | ¥3,444,377 |
| 10 | 1.70% | ¥377,213 | ¥45,265,527 | ¥3,665,527 |
| 10 | 1.80% | ¥379,061 | ¥45,487,368 | ¥3,887,368 |
| 10 | 1.90% | ¥380,916 | ¥45,709,897 | ¥4,109,897 |
| 10 | 2.00% | ¥382,776 | ¥45,933,116 | ¥4,333,116 |
| 10 | 2.10% | ¥384,642 | ¥46,157,024 | ¥4,557,024 |
| 10 | 2.20% | ¥386,513 | ¥46,381,620 | ¥4,781,620 |
| 10 | 2.30% | ¥388,391 | ¥46,606,904 | ¥5,006,904 |
| 10 | 2.40% | ¥390,274 | ¥46,832,876 | ¥5,232,876 |
| 10 | 2.50% | ¥392,163 | ¥47,059,535 | ¥5,459,535 |
| 10 | 2.60% | ¥394,057 | ¥47,286,881 | ¥5,686,881 |
| 10 | 2.70% | ¥395,958 | ¥47,514,913 | ¥5,914,913 |
| 10 | 2.80% | ¥397,864 | ¥47,743,631 | ¥6,143,631 |
| 10 | 2.90% | ¥399,775 | ¥47,973,035 | ¥6,373,035 |
| 10 | 3.00% | ¥401,693 | ¥48,203,124 | ¥6,603,124 |
