4160万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4160万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4160万円の住宅ローン｜期間・年数別
4160万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥82,193 |
¥49,315,811 |
¥7,715,811 |
| 50 |
0.80% |
¥84,145 |
¥50,486,875 |
¥8,886,875 |
| 50 |
0.90% |
¥86,125 |
¥51,674,980 |
¥10,074,980 |
| 50 |
1.00% |
¥88,133 |
¥52,880,051 |
¥11,280,051 |
| 50 |
1.10% |
¥90,170 |
¥54,102,008 |
¥12,502,008 |
| 50 |
1.20% |
¥92,235 |
¥55,340,760 |
¥13,740,760 |
| 50 |
1.30% |
¥94,327 |
¥56,596,209 |
¥14,996,209 |
| 50 |
1.40% |
¥96,447 |
¥57,868,250 |
¥16,268,250 |
| 50 |
1.50% |
¥98,595 |
¥59,156,771 |
¥17,556,771 |
| 50 |
1.60% |
¥100,769 |
¥60,461,651 |
¥18,861,651 |
| 50 |
1.70% |
¥102,971 |
¥61,782,765 |
¥20,182,765 |
| 50 |
1.80% |
¥105,200 |
¥63,119,979 |
¥21,519,979 |
| 50 |
1.90% |
¥107,455 |
¥64,473,153 |
¥22,873,153 |
| 50 |
2.00% |
¥109,737 |
¥65,842,141 |
¥24,242,141 |
| 50 |
2.10% |
¥112,045 |
¥67,226,790 |
¥25,626,790 |
| 50 |
2.20% |
¥114,378 |
¥68,626,942 |
¥27,026,942 |
| 50 |
2.30% |
¥116,737 |
¥70,042,434 |
¥28,442,434 |
| 50 |
2.40% |
¥119,122 |
¥71,473,097 |
¥29,873,097 |
| 50 |
2.50% |
¥121,531 |
¥72,918,756 |
¥31,318,756 |
| 50 |
2.60% |
¥123,965 |
¥74,379,232 |
¥32,779,232 |
| 50 |
2.70% |
¥126,424 |
¥75,854,343 |
¥34,254,343 |
| 50 |
2.80% |
¥128,907 |
¥77,343,900 |
¥35,743,900 |
| 50 |
2.90% |
¥131,413 |
¥78,847,712 |
¥37,247,712 |
| 50 |
3.00% |
¥133,943 |
¥80,365,583 |
¥38,765,583 |
4160万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥89,829 |
¥48,507,445 |
¥6,907,445 |
| 45 |
0.80% |
¥91,759 |
¥49,550,029 |
¥7,950,029 |
| 45 |
0.90% |
¥93,716 |
¥50,606,458 |
¥9,006,458 |
| 45 |
1.00% |
¥95,698 |
¥51,676,684 |
¥10,076,684 |
| 45 |
1.10% |
¥97,705 |
¥52,760,651 |
¥11,160,651 |
| 45 |
1.20% |
¥99,738 |
¥53,858,300 |
¥12,258,300 |
| 45 |
1.30% |
¥101,795 |
¥54,969,566 |
¥13,369,566 |
| 45 |
1.40% |
¥103,878 |
¥56,094,379 |
¥14,494,379 |
| 45 |
1.50% |
¥105,986 |
¥57,232,665 |
¥15,632,665 |
| 45 |
1.60% |
¥108,119 |
¥58,384,343 |
¥16,784,343 |
| 45 |
1.70% |
¥110,277 |
¥59,549,329 |
¥17,949,329 |
| 45 |
1.80% |
¥112,458 |
¥60,727,533 |
¥19,127,533 |
| 45 |
1.90% |
¥114,665 |
¥61,918,863 |
¥20,318,863 |
| 45 |
2.00% |
¥116,895 |
¥63,123,220 |
¥21,523,220 |
| 45 |
2.10% |
¥119,149 |
¥64,340,501 |
¥22,740,501 |
| 45 |
2.20% |
¥121,427 |
¥65,570,601 |
¥23,970,601 |
| 45 |
2.30% |
¥123,729 |
¥66,813,408 |
¥25,213,408 |
| 45 |
2.40% |
¥126,053 |
¥68,068,808 |
¥26,468,808 |
| 45 |
2.50% |
¥128,401 |
¥69,336,684 |
¥27,736,684 |
| 45 |
2.60% |
¥130,772 |
¥70,616,913 |
¥29,016,913 |
| 45 |
2.70% |
¥133,166 |
¥71,909,371 |
¥30,309,371 |
| 45 |
2.80% |
¥135,581 |
¥73,213,929 |
¥31,613,929 |
| 45 |
2.90% |
¥138,019 |
¥74,530,456 |
¥32,930,456 |
| 45 |
3.00% |
¥140,479 |
¥75,858,818 |
¥34,258,818 |
4160万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥99,391 |
¥47,707,485 |
¥6,107,485 |
| 40 |
0.80% |
¥101,300 |
¥48,624,130 |
¥7,024,130 |
| 40 |
0.90% |
¥103,233 |
¥49,551,743 |
¥7,951,743 |
| 40 |
1.00% |
¥105,188 |
¥50,490,295 |
¥8,890,295 |
| 40 |
1.10% |
¥107,166 |
¥51,439,750 |
¥9,839,750 |
| 40 |
1.20% |
¥109,167 |
¥52,400,072 |
¥10,800,072 |
| 40 |
1.30% |
¥111,190 |
¥53,371,218 |
¥11,771,218 |
| 40 |
1.40% |
¥113,236 |
¥54,353,145 |
¥12,753,145 |
| 40 |
1.50% |
¥115,304 |
¥55,345,805 |
¥13,745,805 |
| 40 |
1.60% |
¥117,394 |
¥56,349,147 |
¥14,749,147 |
| 40 |
1.70% |
¥119,506 |
¥57,363,119 |
¥15,763,119 |
| 40 |
1.80% |
¥121,641 |
¥58,387,662 |
¥16,787,662 |
| 40 |
1.90% |
¥123,797 |
¥59,422,718 |
¥17,822,718 |
| 40 |
2.00% |
¥125,975 |
¥60,468,224 |
¥18,868,224 |
| 40 |
2.10% |
¥128,175 |
¥61,524,114 |
¥19,924,114 |
| 40 |
2.20% |
¥130,397 |
¥62,590,320 |
¥20,990,320 |
| 40 |
2.30% |
¥132,639 |
¥63,666,772 |
¥22,066,772 |
| 40 |
2.40% |
¥134,903 |
¥64,753,396 |
¥23,153,396 |
| 40 |
2.50% |
¥137,188 |
¥65,850,116 |
¥24,250,116 |
| 40 |
2.60% |
¥139,493 |
¥66,956,854 |
¥25,356,854 |
| 40 |
2.70% |
¥141,820 |
¥68,073,528 |
¥26,473,528 |
| 40 |
2.80% |
¥144,167 |
¥69,200,056 |
¥27,600,056 |
| 40 |
2.90% |
¥146,534 |
¥70,336,352 |
¥28,736,352 |
| 40 |
3.00% |
¥148,922 |
¥71,482,329 |
¥29,882,329 |
4160万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥111,705 |
¥46,915,950 |
¥5,315,950 |
| 35 |
0.80% |
¥113,593 |
¥47,709,207 |
¥6,109,207 |
| 35 |
0.90% |
¥115,502 |
¥48,510,882 |
¥6,910,882 |
| 35 |
1.00% |
¥117,431 |
¥49,320,957 |
¥7,720,957 |
| 35 |
1.10% |
¥119,380 |
¥50,139,412 |
¥8,539,412 |
| 35 |
1.20% |
¥121,348 |
¥50,966,223 |
¥9,366,223 |
| 35 |
1.30% |
¥123,337 |
¥51,801,367 |
¥10,201,367 |
| 35 |
1.40% |
¥125,345 |
¥52,644,817 |
¥11,044,817 |
| 35 |
1.50% |
¥127,373 |
¥53,496,545 |
¥11,896,545 |
| 35 |
1.60% |
¥129,420 |
¥54,356,521 |
¥12,756,521 |
| 35 |
1.70% |
¥131,487 |
¥55,224,712 |
¥13,624,712 |
| 35 |
1.80% |
¥133,574 |
¥56,101,085 |
¥14,501,085 |
| 35 |
1.90% |
¥135,680 |
¥56,985,604 |
¥15,385,604 |
| 35 |
2.00% |
¥137,805 |
¥57,878,231 |
¥16,278,231 |
| 35 |
2.10% |
¥139,950 |
¥58,778,928 |
¥17,178,928 |
| 35 |
2.20% |
¥142,113 |
¥59,687,653 |
¥18,087,653 |
| 35 |
2.30% |
¥144,296 |
¥60,604,364 |
¥19,004,364 |
| 35 |
2.40% |
¥146,498 |
¥61,529,016 |
¥19,929,016 |
| 35 |
2.50% |
¥148,718 |
¥62,461,564 |
¥20,861,564 |
| 35 |
2.60% |
¥150,957 |
¥63,401,960 |
¥21,801,960 |
| 35 |
2.70% |
¥153,215 |
¥64,350,156 |
¥22,750,156 |
| 35 |
2.80% |
¥155,491 |
¥65,306,100 |
¥23,706,100 |
| 35 |
2.90% |
¥157,785 |
¥66,269,741 |
¥24,669,741 |
| 35 |
3.00% |
¥160,098 |
¥67,241,025 |
¥25,641,025 |
4160万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥128,147 |
¥46,132,855 |
¥4,532,855 |
| 30 |
0.80% |
¥130,015 |
¥46,805,287 |
¥5,205,287 |
| 30 |
0.90% |
¥131,900 |
¥47,483,917 |
¥5,883,917 |
| 30 |
1.00% |
¥133,802 |
¥48,168,735 |
¥6,568,735 |
| 30 |
1.10% |
¥135,721 |
¥48,859,728 |
¥7,259,728 |
| 30 |
1.20% |
¥137,658 |
¥49,556,886 |
¥7,956,886 |
| 30 |
1.30% |
¥139,612 |
¥50,260,194 |
¥8,660,194 |
| 30 |
1.40% |
¥141,582 |
¥50,969,638 |
¥9,369,638 |
| 30 |
1.50% |
¥143,570 |
¥51,685,203 |
¥10,085,203 |
| 30 |
1.60% |
¥145,575 |
¥52,406,871 |
¥10,806,871 |
| 30 |
1.70% |
¥147,596 |
¥53,134,625 |
¥11,534,625 |
| 30 |
1.80% |
¥149,635 |
¥53,868,447 |
¥12,268,447 |
| 30 |
1.90% |
¥151,690 |
¥54,608,316 |
¥13,008,316 |
| 30 |
2.00% |
¥153,762 |
¥55,354,212 |
¥13,754,212 |
| 30 |
2.10% |
¥155,850 |
¥56,106,114 |
¥14,506,114 |
| 30 |
2.20% |
¥157,956 |
¥56,863,998 |
¥15,263,998 |
| 30 |
2.30% |
¥160,077 |
¥57,627,841 |
¥16,027,841 |
| 30 |
2.40% |
¥162,216 |
¥58,397,619 |
¥16,797,619 |
| 30 |
2.50% |
¥164,370 |
¥59,173,306 |
¥17,573,306 |
| 30 |
2.60% |
¥166,541 |
¥59,954,875 |
¥18,354,875 |
| 30 |
2.70% |
¥168,729 |
¥60,742,300 |
¥19,142,300 |
| 30 |
2.80% |
¥170,932 |
¥61,535,552 |
¥19,935,552 |
| 30 |
2.90% |
¥173,152 |
¥62,334,602 |
¥20,734,602 |
| 30 |
3.00% |
¥175,387 |
¥63,139,420 |
¥21,539,420 |
4160万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥151,194 |
¥45,358,214 |
¥3,758,214 |
| 25 |
0.80% |
¥153,041 |
¥45,912,393 |
¥4,312,393 |
| 25 |
0.90% |
¥154,903 |
¥46,470,885 |
¥4,870,885 |
| 25 |
1.00% |
¥156,779 |
¥47,033,682 |
¥5,433,682 |
| 25 |
1.10% |
¥158,669 |
¥47,600,781 |
¥6,000,781 |
| 25 |
1.20% |
¥160,574 |
¥48,172,174 |
¥6,572,174 |
| 25 |
1.30% |
¥162,493 |
¥48,747,856 |
¥7,147,856 |
| 25 |
1.40% |
¥164,426 |
¥49,327,818 |
¥7,727,818 |
| 25 |
1.50% |
¥166,374 |
¥49,912,054 |
¥8,312,054 |
| 25 |
1.60% |
¥168,335 |
¥50,500,554 |
¥8,900,554 |
| 25 |
1.70% |
¥170,311 |
¥51,093,310 |
¥9,493,310 |
| 25 |
1.80% |
¥172,301 |
¥51,690,314 |
¥10,090,314 |
| 25 |
1.90% |
¥174,305 |
¥52,291,554 |
¥10,691,554 |
| 25 |
2.00% |
¥176,323 |
¥52,897,021 |
¥11,297,021 |
| 25 |
2.10% |
¥178,356 |
¥53,506,705 |
¥11,906,705 |
| 25 |
2.20% |
¥180,402 |
¥54,120,593 |
¥12,520,593 |
| 25 |
2.30% |
¥182,462 |
¥54,738,675 |
¥13,138,675 |
| 25 |
2.40% |
¥184,536 |
¥55,360,938 |
¥13,760,938 |
| 25 |
2.50% |
¥186,625 |
¥55,987,368 |
¥14,387,368 |
| 25 |
2.60% |
¥188,727 |
¥56,617,954 |
¥15,017,954 |
| 25 |
2.70% |
¥190,842 |
¥57,252,682 |
¥15,652,682 |
| 25 |
2.80% |
¥192,972 |
¥57,891,537 |
¥16,291,537 |
| 25 |
2.90% |
¥195,115 |
¥58,534,506 |
¥16,934,506 |
| 25 |
3.00% |
¥197,272 |
¥59,181,572 |
¥17,581,572 |
4160万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥185,800 |
¥44,592,037 |
¥2,992,037 |
| 20 |
0.80% |
¥187,627 |
¥45,030,544 |
¥3,430,544 |
| 20 |
0.90% |
¥189,466 |
¥45,471,815 |
¥3,871,815 |
| 20 |
1.00% |
¥191,316 |
¥45,915,848 |
¥4,315,848 |
| 20 |
1.10% |
¥193,178 |
¥46,362,639 |
¥4,762,639 |
| 20 |
1.20% |
¥195,051 |
¥46,812,186 |
¥5,212,186 |
| 20 |
1.30% |
¥196,935 |
¥47,264,486 |
¥5,664,486 |
| 20 |
1.40% |
¥198,831 |
¥47,719,536 |
¥6,119,536 |
| 20 |
1.50% |
¥200,739 |
¥48,177,334 |
¥6,577,334 |
| 20 |
1.60% |
¥202,658 |
¥48,637,874 |
¥7,037,874 |
| 20 |
1.70% |
¥204,588 |
¥49,101,154 |
¥7,501,154 |
| 20 |
1.80% |
¥206,530 |
¥49,567,170 |
¥7,967,170 |
| 20 |
1.90% |
¥208,483 |
¥50,035,918 |
¥8,435,918 |
| 20 |
2.00% |
¥210,447 |
¥50,507,392 |
¥8,907,392 |
| 20 |
2.10% |
¥212,423 |
¥50,981,589 |
¥9,381,589 |
| 20 |
2.20% |
¥214,410 |
¥51,458,504 |
¥9,858,504 |
| 20 |
2.30% |
¥216,409 |
¥51,938,132 |
¥10,338,132 |
| 20 |
2.40% |
¥218,419 |
¥52,420,467 |
¥10,820,467 |
| 20 |
2.50% |
¥220,440 |
¥52,905,505 |
¥11,305,505 |
| 20 |
2.60% |
¥222,472 |
¥53,393,239 |
¥11,793,239 |
| 20 |
2.70% |
¥224,515 |
¥53,883,664 |
¥12,283,664 |
| 20 |
2.80% |
¥226,570 |
¥54,376,774 |
¥12,776,774 |
| 20 |
2.90% |
¥228,636 |
¥54,872,563 |
¥13,272,563 |
| 20 |
3.00% |
¥230,713 |
¥55,371,024 |
¥13,771,024 |
4160万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥243,524 |
¥43,834,334 |
¥2,234,334 |
| 15 |
0.80% |
¥245,332 |
¥44,159,757 |
¥2,559,757 |
| 15 |
0.90% |
¥247,149 |
¥44,486,735 |
¥2,886,735 |
| 15 |
1.00% |
¥248,974 |
¥44,815,269 |
¥3,215,269 |
| 15 |
1.10% |
¥250,808 |
¥45,145,358 |
¥3,545,358 |
| 15 |
1.20% |
¥252,650 |
¥45,477,000 |
¥3,877,000 |
| 15 |
1.30% |
¥254,501 |
¥45,810,195 |
¥4,210,195 |
| 15 |
1.40% |
¥256,361 |
¥46,144,941 |
¥4,544,941 |
| 15 |
1.50% |
¥258,229 |
¥46,481,237 |
¥4,881,237 |
| 15 |
1.60% |
¥260,106 |
¥46,819,083 |
¥5,219,083 |
| 15 |
1.70% |
¥261,992 |
¥47,158,477 |
¥5,558,477 |
| 15 |
1.80% |
¥263,886 |
¥47,499,417 |
¥5,899,417 |
| 15 |
1.90% |
¥265,788 |
¥47,841,902 |
¥6,241,902 |
| 15 |
2.00% |
¥267,700 |
¥48,185,931 |
¥6,585,931 |
| 15 |
2.10% |
¥269,619 |
¥48,531,503 |
¥6,931,503 |
| 15 |
2.20% |
¥271,548 |
¥48,878,614 |
¥7,278,614 |
| 15 |
2.30% |
¥273,485 |
¥49,227,265 |
¥7,627,265 |
| 15 |
2.40% |
¥275,430 |
¥49,577,453 |
¥7,977,453 |
| 15 |
2.50% |
¥277,384 |
¥49,929,176 |
¥8,329,176 |
| 15 |
2.60% |
¥279,347 |
¥50,282,432 |
¥8,682,432 |
| 15 |
2.70% |
¥281,318 |
¥50,637,221 |
¥9,037,221 |
| 15 |
2.80% |
¥283,297 |
¥50,993,538 |
¥9,393,538 |
| 15 |
2.90% |
¥285,285 |
¥51,351,383 |
¥9,751,383 |
| 15 |
3.00% |
¥287,282 |
¥51,710,753 |
¥10,110,753 |
4160万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥359,043 |
¥43,085,112 |
¥1,485,112 |
| 10 |
0.80% |
¥360,834 |
¥43,300,042 |
¥1,700,042 |
| 10 |
0.90% |
¥362,631 |
¥43,515,664 |
¥1,915,664 |
| 10 |
1.00% |
¥364,433 |
¥43,731,977 |
¥2,131,977 |
| 10 |
1.10% |
¥366,242 |
¥43,948,983 |
¥2,348,983 |
| 10 |
1.20% |
¥368,056 |
¥44,166,680 |
¥2,566,680 |
| 10 |
1.30% |
¥369,876 |
¥44,385,068 |
¥2,785,068 |
| 10 |
1.40% |
¥371,701 |
¥44,604,147 |
¥3,004,147 |
| 10 |
1.50% |
¥373,533 |
¥44,823,917 |
¥3,223,917 |
| 10 |
1.60% |
¥375,370 |
¥45,044,377 |
¥3,444,377 |
| 10 |
1.70% |
¥377,213 |
¥45,265,527 |
¥3,665,527 |
| 10 |
1.80% |
¥379,061 |
¥45,487,368 |
¥3,887,368 |
| 10 |
1.90% |
¥380,916 |
¥45,709,897 |
¥4,109,897 |
| 10 |
2.00% |
¥382,776 |
¥45,933,116 |
¥4,333,116 |
| 10 |
2.10% |
¥384,642 |
¥46,157,024 |
¥4,557,024 |
| 10 |
2.20% |
¥386,513 |
¥46,381,620 |
¥4,781,620 |
| 10 |
2.30% |
¥388,391 |
¥46,606,904 |
¥5,006,904 |
| 10 |
2.40% |
¥390,274 |
¥46,832,876 |
¥5,232,876 |
| 10 |
2.50% |
¥392,163 |
¥47,059,535 |
¥5,459,535 |
| 10 |
2.60% |
¥394,057 |
¥47,286,881 |
¥5,686,881 |
| 10 |
2.70% |
¥395,958 |
¥47,514,913 |
¥5,914,913 |
| 10 |
2.80% |
¥397,864 |
¥47,743,631 |
¥6,143,631 |
| 10 |
2.90% |
¥399,775 |
¥47,973,035 |
¥6,373,035 |
| 10 |
3.00% |
¥401,693 |
¥48,203,124 |
¥6,603,124 |
