4180万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4180万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4180万円の住宅ローン|期間・年数別
4180万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥82,588 |
¥49,552,907 |
¥7,752,907 |
| 50 |
0.80% |
¥84,549 |
¥50,729,600 |
¥8,929,600 |
| 50 |
0.90% |
¥86,539 |
¥51,923,417 |
¥10,123,417 |
| 50 |
1.00% |
¥88,557 |
¥53,134,282 |
¥11,334,282 |
| 50 |
1.10% |
¥90,604 |
¥54,362,114 |
¥12,562,114 |
| 50 |
1.20% |
¥92,678 |
¥55,606,821 |
¥13,806,821 |
| 50 |
1.30% |
¥94,781 |
¥56,868,306 |
¥15,068,306 |
| 50 |
1.40% |
¥96,911 |
¥58,146,462 |
¥16,346,462 |
| 50 |
1.50% |
¥99,069 |
¥59,441,178 |
¥17,641,178 |
| 50 |
1.60% |
¥101,254 |
¥60,752,332 |
¥18,952,332 |
| 50 |
1.70% |
¥103,466 |
¥62,079,798 |
¥20,279,798 |
| 50 |
1.80% |
¥105,706 |
¥63,423,441 |
¥21,623,441 |
| 50 |
1.90% |
¥107,972 |
¥64,783,120 |
¥22,983,120 |
| 50 |
2.00% |
¥110,264 |
¥66,158,690 |
¥24,358,690 |
| 50 |
2.10% |
¥112,583 |
¥67,549,996 |
¥25,749,996 |
| 50 |
2.20% |
¥114,928 |
¥68,956,880 |
¥27,156,880 |
| 50 |
2.30% |
¥117,299 |
¥70,379,177 |
¥28,579,177 |
| 50 |
2.40% |
¥119,695 |
¥71,816,718 |
¥30,016,718 |
| 50 |
2.50% |
¥122,116 |
¥73,269,327 |
¥31,469,327 |
| 50 |
2.60% |
¥124,561 |
¥74,736,825 |
¥32,936,825 |
| 50 |
2.70% |
¥127,032 |
¥76,219,027 |
¥34,419,027 |
| 50 |
2.80% |
¥129,526 |
¥77,715,746 |
¥35,915,746 |
| 50 |
2.90% |
¥132,045 |
¥79,226,788 |
¥37,426,788 |
| 50 |
3.00% |
¥134,587 |
¥80,751,956 |
¥38,951,956 |
4180万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥90,260 |
¥48,740,654 |
¥6,940,654 |
| 45 |
0.80% |
¥92,200 |
¥49,788,250 |
¥7,988,250 |
| 45 |
0.90% |
¥94,166 |
¥50,849,759 |
¥9,049,759 |
| 45 |
1.00% |
¥96,158 |
¥51,925,129 |
¥10,125,129 |
| 45 |
1.10% |
¥98,175 |
¥53,014,308 |
¥11,214,308 |
| 45 |
1.20% |
¥100,217 |
¥54,117,234 |
¥12,317,234 |
| 45 |
1.30% |
¥102,285 |
¥55,233,843 |
¥13,433,843 |
| 45 |
1.40% |
¥104,378 |
¥56,364,064 |
¥14,564,064 |
| 45 |
1.50% |
¥106,496 |
¥57,507,822 |
¥15,707,822 |
| 45 |
1.60% |
¥108,639 |
¥58,665,037 |
¥16,865,037 |
| 45 |
1.70% |
¥110,807 |
¥59,835,623 |
¥18,035,623 |
| 45 |
1.80% |
¥112,999 |
¥61,019,493 |
¥19,219,493 |
| 45 |
1.90% |
¥115,216 |
¥62,216,550 |
¥20,416,550 |
| 45 |
2.00% |
¥117,457 |
¥63,426,697 |
¥21,626,697 |
| 45 |
2.10% |
¥119,722 |
¥64,649,831 |
¥22,849,831 |
| 45 |
2.20% |
¥122,011 |
¥65,885,844 |
¥24,085,844 |
| 45 |
2.30% |
¥124,323 |
¥67,134,626 |
¥25,334,626 |
| 45 |
2.40% |
¥126,659 |
¥68,396,062 |
¥26,596,062 |
| 45 |
2.50% |
¥129,019 |
¥69,670,033 |
¥27,870,033 |
| 45 |
2.60% |
¥131,401 |
¥70,956,417 |
¥29,156,417 |
| 45 |
2.70% |
¥133,806 |
¥72,255,089 |
¥30,455,089 |
| 45 |
2.80% |
¥136,233 |
¥73,565,919 |
¥31,765,919 |
| 45 |
2.90% |
¥138,683 |
¥74,888,776 |
¥33,088,776 |
| 45 |
3.00% |
¥141,155 |
¥76,223,524 |
¥34,423,524 |
4180万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥99,868 |
¥47,936,848 |
¥6,136,848 |
| 40 |
0.80% |
¥101,787 |
¥48,857,900 |
¥7,057,900 |
| 40 |
0.90% |
¥103,729 |
¥49,789,973 |
¥7,989,973 |
| 40 |
1.00% |
¥105,694 |
¥50,733,037 |
¥8,933,037 |
| 40 |
1.10% |
¥107,681 |
¥51,687,057 |
¥9,887,057 |
| 40 |
1.20% |
¥109,692 |
¥52,651,995 |
¥10,851,995 |
| 40 |
1.30% |
¥111,725 |
¥53,627,810 |
¥11,827,810 |
| 40 |
1.40% |
¥113,780 |
¥54,614,458 |
¥12,814,458 |
| 40 |
1.50% |
¥115,858 |
¥55,611,890 |
¥13,811,890 |
| 40 |
1.60% |
¥117,958 |
¥56,620,057 |
¥14,820,057 |
| 40 |
1.70% |
¥120,081 |
¥57,638,903 |
¥15,838,903 |
| 40 |
1.80% |
¥122,226 |
¥58,668,372 |
¥16,868,372 |
| 40 |
1.90% |
¥124,393 |
¥59,708,404 |
¥17,908,404 |
| 40 |
2.00% |
¥126,581 |
¥60,758,936 |
¥18,958,936 |
| 40 |
2.10% |
¥128,791 |
¥61,819,903 |
¥20,019,903 |
| 40 |
2.20% |
¥131,023 |
¥62,891,235 |
¥21,091,235 |
| 40 |
2.30% |
¥133,277 |
¥63,972,863 |
¥22,172,863 |
| 40 |
2.40% |
¥135,551 |
¥65,064,711 |
¥23,264,711 |
| 40 |
2.50% |
¥137,847 |
¥66,166,704 |
¥24,366,704 |
| 40 |
2.60% |
¥140,164 |
¥67,278,762 |
¥25,478,762 |
| 40 |
2.70% |
¥142,502 |
¥68,400,805 |
¥26,600,805 |
| 40 |
2.80% |
¥144,860 |
¥69,532,749 |
¥27,732,749 |
| 40 |
2.90% |
¥147,239 |
¥70,674,508 |
¥28,874,508 |
| 40 |
3.00% |
¥149,637 |
¥71,825,994 |
¥30,025,994 |
4180万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥112,242 |
¥47,141,508 |
¥5,341,508 |
| 35 |
0.80% |
¥114,139 |
¥47,938,578 |
¥6,138,578 |
| 35 |
0.90% |
¥116,057 |
¥48,744,108 |
¥6,944,108 |
| 35 |
1.00% |
¥117,995 |
¥49,558,077 |
¥7,758,077 |
| 35 |
1.10% |
¥119,953 |
¥50,380,467 |
¥8,580,467 |
| 35 |
1.20% |
¥121,932 |
¥51,211,253 |
¥9,411,253 |
| 35 |
1.30% |
¥123,930 |
¥52,050,412 |
¥10,250,412 |
| 35 |
1.40% |
¥125,947 |
¥52,897,917 |
¥11,097,917 |
| 35 |
1.50% |
¥127,985 |
¥53,753,740 |
¥11,953,740 |
| 35 |
1.60% |
¥130,043 |
¥54,617,850 |
¥12,817,850 |
| 35 |
1.70% |
¥132,120 |
¥55,490,215 |
¥13,690,215 |
| 35 |
1.80% |
¥134,216 |
¥56,370,802 |
¥14,570,802 |
| 35 |
1.90% |
¥136,332 |
¥57,259,573 |
¥15,459,573 |
| 35 |
2.00% |
¥138,468 |
¥58,156,492 |
¥16,356,492 |
| 35 |
2.10% |
¥140,623 |
¥59,061,519 |
¥17,261,519 |
| 35 |
2.20% |
¥142,797 |
¥59,974,613 |
¥18,174,613 |
| 35 |
2.30% |
¥144,990 |
¥60,895,731 |
¥19,095,731 |
| 35 |
2.40% |
¥147,202 |
¥61,824,829 |
¥20,024,829 |
| 35 |
2.50% |
¥149,433 |
¥62,761,860 |
¥20,961,860 |
| 35 |
2.60% |
¥151,683 |
¥63,706,777 |
¥21,906,777 |
| 35 |
2.70% |
¥153,951 |
¥64,659,531 |
¥22,859,531 |
| 35 |
2.80% |
¥156,238 |
¥65,620,071 |
¥23,820,071 |
| 35 |
2.90% |
¥158,544 |
¥66,588,345 |
¥24,788,345 |
| 35 |
3.00% |
¥160,867 |
¥67,564,299 |
¥25,764,299 |
4180万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥128,763 |
¥46,354,648 |
¥4,554,648 |
| 30 |
0.80% |
¥130,640 |
¥47,030,313 |
¥5,230,313 |
| 30 |
0.90% |
¥132,534 |
¥47,712,205 |
¥5,912,205 |
| 30 |
1.00% |
¥134,445 |
¥48,400,315 |
¥6,600,315 |
| 30 |
1.10% |
¥136,374 |
¥49,094,631 |
¥7,294,631 |
| 30 |
1.20% |
¥138,320 |
¥49,795,140 |
¥7,995,140 |
| 30 |
1.30% |
¥140,283 |
¥50,501,830 |
¥8,701,830 |
| 30 |
1.40% |
¥142,263 |
¥51,214,685 |
¥9,414,685 |
| 30 |
1.50% |
¥144,260 |
¥51,933,689 |
¥10,133,689 |
| 30 |
1.60% |
¥146,275 |
¥52,658,827 |
¥10,858,827 |
| 30 |
1.70% |
¥148,306 |
¥53,390,080 |
¥11,590,080 |
| 30 |
1.80% |
¥150,354 |
¥54,127,430 |
¥12,327,430 |
| 30 |
1.90% |
¥152,419 |
¥54,870,856 |
¥13,070,856 |
| 30 |
2.00% |
¥154,501 |
¥55,620,338 |
¥13,820,338 |
| 30 |
2.10% |
¥156,600 |
¥56,375,855 |
¥14,575,855 |
| 30 |
2.20% |
¥158,715 |
¥57,137,383 |
¥15,337,383 |
| 30 |
2.30% |
¥160,847 |
¥57,904,898 |
¥16,104,898 |
| 30 |
2.40% |
¥162,995 |
¥58,678,377 |
¥16,878,377 |
| 30 |
2.50% |
¥165,161 |
¥59,457,793 |
¥17,657,793 |
| 30 |
2.60% |
¥167,342 |
¥60,243,120 |
¥18,443,120 |
| 30 |
2.70% |
¥169,540 |
¥61,034,330 |
¥19,234,330 |
| 30 |
2.80% |
¥171,754 |
¥61,831,396 |
¥20,031,396 |
| 30 |
2.90% |
¥173,984 |
¥62,634,287 |
¥20,834,287 |
| 30 |
3.00% |
¥176,230 |
¥63,442,975 |
¥21,642,975 |
4180万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥151,921 |
¥45,576,282 |
¥3,776,282 |
| 25 |
0.80% |
¥153,777 |
¥46,133,126 |
¥4,333,126 |
| 25 |
0.90% |
¥155,648 |
¥46,694,302 |
¥4,894,302 |
| 25 |
1.00% |
¥157,533 |
¥47,259,806 |
¥5,459,806 |
| 25 |
1.10% |
¥159,432 |
¥47,829,631 |
¥6,029,631 |
| 25 |
1.20% |
¥161,346 |
¥48,403,771 |
¥6,603,771 |
| 25 |
1.30% |
¥163,274 |
¥48,982,220 |
¥7,182,220 |
| 25 |
1.40% |
¥165,217 |
¥49,564,971 |
¥7,764,971 |
| 25 |
1.50% |
¥167,173 |
¥50,152,015 |
¥8,352,015 |
| 25 |
1.60% |
¥169,144 |
¥50,743,345 |
¥8,943,345 |
| 25 |
1.70% |
¥171,130 |
¥51,338,951 |
¥9,538,951 |
| 25 |
1.80% |
¥173,129 |
¥51,938,825 |
¥10,138,825 |
| 25 |
1.90% |
¥175,143 |
¥52,542,956 |
¥10,742,956 |
| 25 |
2.00% |
¥177,171 |
¥53,151,334 |
¥11,351,334 |
| 25 |
2.10% |
¥179,213 |
¥53,763,949 |
¥11,963,949 |
| 25 |
2.20% |
¥181,269 |
¥54,380,789 |
¥12,580,789 |
| 25 |
2.30% |
¥183,339 |
¥55,001,842 |
¥13,201,842 |
| 25 |
2.40% |
¥185,424 |
¥55,627,096 |
¥13,827,096 |
| 25 |
2.50% |
¥187,522 |
¥56,256,538 |
¥14,456,538 |
| 25 |
2.60% |
¥189,634 |
¥56,890,156 |
¥15,090,156 |
| 25 |
2.70% |
¥191,760 |
¥57,527,935 |
¥15,727,935 |
| 25 |
2.80% |
¥193,900 |
¥58,169,862 |
¥16,369,862 |
| 25 |
2.90% |
¥196,053 |
¥58,815,922 |
¥17,015,922 |
| 25 |
3.00% |
¥198,220 |
¥59,466,099 |
¥17,666,099 |
4180万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥186,693 |
¥44,806,422 |
¥3,006,422 |
| 20 |
0.80% |
¥188,529 |
¥45,247,037 |
¥3,447,037 |
| 20 |
0.90% |
¥190,377 |
¥45,690,430 |
¥3,890,430 |
| 20 |
1.00% |
¥192,236 |
¥46,136,597 |
¥4,336,597 |
| 20 |
1.10% |
¥194,106 |
¥46,585,536 |
¥4,785,536 |
| 20 |
1.20% |
¥195,989 |
¥47,037,244 |
¥5,237,244 |
| 20 |
1.30% |
¥197,882 |
¥47,491,719 |
¥5,691,719 |
| 20 |
1.40% |
¥199,787 |
¥47,948,957 |
¥6,148,957 |
| 20 |
1.50% |
¥201,704 |
¥48,408,955 |
¥6,608,955 |
| 20 |
1.60% |
¥203,632 |
¥48,871,710 |
¥7,071,710 |
| 20 |
1.70% |
¥205,572 |
¥49,337,218 |
¥7,537,218 |
| 20 |
1.80% |
¥207,523 |
¥49,805,474 |
¥8,005,474 |
| 20 |
1.90% |
¥209,485 |
¥50,276,475 |
¥8,476,475 |
| 20 |
2.00% |
¥211,459 |
¥50,750,216 |
¥8,950,216 |
| 20 |
2.10% |
¥213,445 |
¥51,226,693 |
¥9,426,693 |
| 20 |
2.20% |
¥215,441 |
¥51,705,901 |
¥9,905,901 |
| 20 |
2.30% |
¥217,449 |
¥52,187,834 |
¥10,387,834 |
| 20 |
2.40% |
¥219,469 |
¥52,672,489 |
¥10,872,489 |
| 20 |
2.50% |
¥221,499 |
¥53,159,858 |
¥11,359,858 |
| 20 |
2.60% |
¥223,541 |
¥53,649,937 |
¥11,849,937 |
| 20 |
2.70% |
¥225,595 |
¥54,142,720 |
¥12,342,720 |
| 20 |
2.80% |
¥227,659 |
¥54,638,201 |
¥12,838,201 |
| 20 |
2.90% |
¥229,735 |
¥55,136,373 |
¥13,336,373 |
| 20 |
3.00% |
¥231,822 |
¥55,637,231 |
¥13,837,231 |
4180万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥244,695 |
¥44,045,076 |
¥2,245,076 |
| 15 |
0.80% |
¥246,511 |
¥44,372,063 |
¥2,572,063 |
| 15 |
0.90% |
¥248,337 |
¥44,700,614 |
¥2,900,614 |
| 15 |
1.00% |
¥250,171 |
¥45,030,727 |
¥3,230,727 |
| 15 |
1.10% |
¥252,013 |
¥45,362,403 |
¥3,562,403 |
| 15 |
1.20% |
¥253,865 |
¥45,695,639 |
¥3,895,639 |
| 15 |
1.30% |
¥255,725 |
¥46,030,436 |
¥4,230,436 |
| 15 |
1.40% |
¥257,593 |
¥46,366,791 |
¥4,566,791 |
| 15 |
1.50% |
¥259,471 |
¥46,704,705 |
¥4,904,705 |
| 15 |
1.60% |
¥261,357 |
¥47,044,175 |
¥5,244,175 |
| 15 |
1.70% |
¥263,251 |
¥47,385,200 |
¥5,585,200 |
| 15 |
1.80% |
¥265,154 |
¥47,727,780 |
¥5,927,780 |
| 15 |
1.90% |
¥267,066 |
¥48,071,912 |
¥6,271,912 |
| 15 |
2.00% |
¥268,987 |
¥48,417,595 |
¥6,617,595 |
| 15 |
2.10% |
¥270,916 |
¥48,764,827 |
¥6,964,827 |
| 15 |
2.20% |
¥272,853 |
¥49,113,608 |
¥7,313,608 |
| 15 |
2.30% |
¥274,800 |
¥49,463,935 |
¥7,663,935 |
| 15 |
2.40% |
¥276,754 |
¥49,815,806 |
¥8,015,806 |
| 15 |
2.50% |
¥278,718 |
¥50,169,220 |
¥8,369,220 |
| 15 |
2.60% |
¥280,690 |
¥50,524,175 |
¥8,724,175 |
| 15 |
2.70% |
¥282,670 |
¥50,880,669 |
¥9,080,669 |
| 15 |
2.80% |
¥284,659 |
¥51,238,699 |
¥9,438,699 |
| 15 |
2.90% |
¥286,657 |
¥51,598,265 |
¥9,798,265 |
| 15 |
3.00% |
¥288,663 |
¥51,959,363 |
¥10,159,363 |
4180万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥360,769 |
¥43,292,252 |
¥1,492,252 |
| 10 |
0.80% |
¥362,568 |
¥43,508,215 |
¥1,708,215 |
| 10 |
0.90% |
¥364,374 |
¥43,724,874 |
¥1,924,874 |
| 10 |
1.00% |
¥366,185 |
¥43,942,227 |
¥2,142,227 |
| 10 |
1.10% |
¥368,002 |
¥44,160,276 |
¥2,360,276 |
| 10 |
1.20% |
¥369,825 |
¥44,379,019 |
¥2,579,019 |
| 10 |
1.30% |
¥371,654 |
¥44,598,458 |
¥2,798,458 |
| 10 |
1.40% |
¥373,488 |
¥44,818,590 |
¥3,018,590 |
| 10 |
1.50% |
¥375,328 |
¥45,039,416 |
¥3,239,416 |
| 10 |
1.60% |
¥377,174 |
¥45,260,936 |
¥3,460,936 |
| 10 |
1.70% |
¥379,026 |
¥45,483,150 |
¥3,683,150 |
| 10 |
1.80% |
¥380,884 |
¥45,706,057 |
¥3,906,057 |
| 10 |
1.90% |
¥382,747 |
¥45,929,656 |
¥4,129,656 |
| 10 |
2.00% |
¥384,616 |
¥46,153,948 |
¥4,353,948 |
| 10 |
2.10% |
¥386,491 |
¥46,378,933 |
¥4,578,933 |
| 10 |
2.20% |
¥388,372 |
¥46,604,608 |
¥4,804,608 |
| 10 |
2.30% |
¥390,258 |
¥46,830,976 |
¥5,030,976 |
| 10 |
2.40% |
¥392,150 |
¥47,058,034 |
¥5,258,034 |
| 10 |
2.50% |
¥394,048 |
¥47,285,783 |
¥5,485,783 |
| 10 |
2.60% |
¥395,952 |
¥47,514,222 |
¥5,714,222 |
| 10 |
2.70% |
¥397,861 |
¥47,743,350 |
¥5,943,350 |
| 10 |
2.80% |
¥399,776 |
¥47,973,168 |
¥6,173,168 |
| 10 |
2.90% |
¥401,697 |
¥48,203,675 |
¥6,403,675 |
| 10 |
3.00% |
¥403,624 |
¥48,434,870 |
¥6,634,870 |