4200万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4200万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4200万円の住宅ローン｜期間・年数別
4200万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥82,983 | ¥49,790,002 | ¥7,790,002 |
| 50 | 0.80% | ¥84,954 | ¥50,972,326 | ¥8,972,326 |
| 50 | 0.90% | ¥86,953 | ¥52,171,854 | ¥10,171,854 |
| 50 | 1.00% | ¥88,981 | ¥53,388,513 | ¥11,388,513 |
| 50 | 1.10% | ¥91,037 | ¥54,622,220 | ¥12,622,220 |
| 50 | 1.20% | ¥93,121 | ¥55,872,882 | ¥13,872,882 |
| 50 | 1.30% | ¥95,234 | ¥57,140,403 | ¥15,140,403 |
| 50 | 1.40% | ¥97,374 | ¥58,424,675 | ¥16,424,675 |
| 50 | 1.50% | ¥99,543 | ¥59,725,586 | ¥17,725,586 |
| 50 | 1.60% | ¥101,738 | ¥61,043,013 | ¥19,043,013 |
| 50 | 1.70% | ¥103,961 | ¥62,376,830 | ¥20,376,830 |
| 50 | 1.80% | ¥106,212 | ¥63,726,902 | ¥21,726,902 |
| 50 | 1.90% | ¥108,488 | ¥65,093,087 | ¥23,093,087 |
| 50 | 2.00% | ¥110,792 | ¥66,475,239 | ¥24,475,239 |
| 50 | 2.10% | ¥113,122 | ¥67,873,202 | ¥25,873,202 |
| 50 | 2.20% | ¥115,478 | ¥69,286,817 | ¥27,286,817 |
| 50 | 2.30% | ¥117,860 | ¥70,715,919 | ¥28,715,919 |
| 50 | 2.40% | ¥120,267 | ¥72,160,338 | ¥30,160,338 |
| 50 | 2.50% | ¥122,700 | ¥73,619,898 | ¥31,619,898 |
| 50 | 2.60% | ¥125,157 | ¥75,094,417 | ¥33,094,417 |
| 50 | 2.70% | ¥127,640 | ¥76,583,712 | ¥34,583,712 |
| 50 | 2.80% | ¥130,146 | ¥78,087,591 | ¥36,087,591 |
| 50 | 2.90% | ¥132,676 | ¥79,605,863 | ¥37,605,863 |
| 50 | 3.00% | ¥135,231 | ¥81,138,329 | ¥39,138,329 |
4200万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥90,692 | ¥48,973,863 | ¥6,973,863 |
| 45 | 0.80% | ¥92,642 | ¥50,026,472 | ¥8,026,472 |
| 45 | 0.90% | ¥94,617 | ¥51,093,059 | ¥9,093,059 |
| 45 | 1.00% | ¥96,618 | ¥52,173,575 | ¥10,173,575 |
| 45 | 1.10% | ¥98,644 | ¥53,267,965 | ¥11,267,965 |
| 45 | 1.20% | ¥100,697 | ¥54,376,168 | ¥12,376,168 |
| 45 | 1.30% | ¥102,774 | ¥55,498,119 | ¥13,498,119 |
| 45 | 1.40% | ¥104,877 | ¥56,633,748 | ¥14,633,748 |
| 45 | 1.50% | ¥107,006 | ¥57,782,979 | ¥15,782,979 |
| 45 | 1.60% | ¥109,159 | ¥58,945,731 | ¥16,945,731 |
| 45 | 1.70% | ¥111,337 | ¥60,121,918 | ¥18,121,918 |
| 45 | 1.80% | ¥113,540 | ¥61,311,452 | ¥19,311,452 |
| 45 | 1.90% | ¥115,767 | ¥62,514,237 | ¥20,514,237 |
| 45 | 2.00% | ¥118,019 | ¥63,730,174 | ¥21,730,174 |
| 45 | 2.10% | ¥120,295 | ¥64,959,160 | ¥22,959,160 |
| 45 | 2.20% | ¥122,595 | ¥66,201,087 | ¥24,201,087 |
| 45 | 2.30% | ¥124,918 | ¥67,455,844 | ¥25,455,844 |
| 45 | 2.40% | ¥127,265 | ¥68,723,316 | ¥26,723,316 |
| 45 | 2.50% | ¥129,636 | ¥70,003,382 | ¥28,003,382 |
| 45 | 2.60% | ¥132,029 | ¥71,295,921 | ¥29,295,921 |
| 45 | 2.70% | ¥134,446 | ¥72,600,807 | ¥30,600,807 |
| 45 | 2.80% | ¥136,885 | ¥73,917,909 | ¥31,917,909 |
| 45 | 2.90% | ¥139,346 | ¥75,247,095 | ¥33,247,095 |
| 45 | 3.00% | ¥141,830 | ¥76,588,230 | ¥34,588,230 |
4200万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥100,346 | ¥48,166,211 | ¥6,166,211 |
| 40 | 0.80% | ¥102,274 | ¥49,091,669 | ¥7,091,669 |
| 40 | 0.90% | ¥104,225 | ¥50,028,202 | ¥8,028,202 |
| 40 | 1.00% | ¥106,200 | ¥50,975,779 | ¥8,975,779 |
| 40 | 1.10% | ¥108,197 | ¥51,934,363 | ¥9,934,363 |
| 40 | 1.20% | ¥110,216 | ¥52,903,918 | ¥10,903,918 |
| 40 | 1.30% | ¥112,259 | ¥53,884,403 | ¥11,884,403 |
| 40 | 1.40% | ¥114,325 | ¥54,875,771 | ¥12,875,771 |
| 40 | 1.50% | ¥116,412 | ¥55,877,976 | ¥13,877,976 |
| 40 | 1.60% | ¥118,523 | ¥56,890,966 | ¥14,890,966 |
| 40 | 1.70% | ¥120,656 | ¥57,914,687 | ¥15,914,687 |
| 40 | 1.80% | ¥122,811 | ¥58,949,082 | ¥16,949,082 |
| 40 | 1.90% | ¥124,988 | ¥59,994,090 | ¥17,994,090 |
| 40 | 2.00% | ¥127,187 | ¥61,049,649 | ¥19,049,649 |
| 40 | 2.10% | ¥129,408 | ¥62,115,692 | ¥20,115,692 |
| 40 | 2.20% | ¥131,650 | ¥63,192,150 | ¥21,192,150 |
| 40 | 2.30% | ¥133,914 | ¥64,278,953 | ¥22,278,953 |
| 40 | 2.40% | ¥136,200 | ¥65,376,025 | ¥23,376,025 |
| 40 | 2.50% | ¥138,507 | ¥66,483,291 | ¥24,483,291 |
| 40 | 2.60% | ¥140,835 | ¥67,600,670 | ¥25,600,670 |
| 40 | 2.70% | ¥143,184 | ¥68,728,081 | ¥26,728,081 |
| 40 | 2.80% | ¥145,553 | ¥69,865,441 | ¥27,865,441 |
| 40 | 2.90% | ¥147,943 | ¥71,012,663 | ¥29,012,663 |
| 40 | 3.00% | ¥150,353 | ¥72,169,659 | ¥30,169,659 |
4200万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥112,779 | ¥47,367,065 | ¥5,367,065 |
| 35 | 0.80% | ¥114,686 | ¥48,167,949 | ¥6,167,949 |
| 35 | 0.90% | ¥116,613 | ¥48,977,333 | ¥6,977,333 |
| 35 | 1.00% | ¥118,560 | ¥49,795,197 | ¥7,795,197 |
| 35 | 1.10% | ¥120,527 | ¥50,621,522 | ¥8,621,522 |
| 35 | 1.20% | ¥122,515 | ¥51,456,283 | ¥9,456,283 |
| 35 | 1.30% | ¥124,523 | ¥52,299,457 | ¥10,299,457 |
| 35 | 1.40% | ¥126,550 | ¥53,151,018 | ¥11,151,018 |
| 35 | 1.50% | ¥128,597 | ¥54,010,935 | ¥12,010,935 |
| 35 | 1.60% | ¥130,665 | ¥54,879,180 | ¥12,879,180 |
| 35 | 1.70% | ¥132,752 | ¥55,755,719 | ¥13,755,719 |
| 35 | 1.80% | ¥134,858 | ¥56,640,518 | ¥14,640,518 |
| 35 | 1.90% | ¥136,985 | ¥57,533,542 | ¥15,533,542 |
| 35 | 2.00% | ¥139,130 | ¥58,434,753 | ¥16,434,753 |
| 35 | 2.10% | ¥141,295 | ¥59,344,110 | ¥17,344,110 |
| 35 | 2.20% | ¥143,480 | ¥60,261,573 | ¥18,261,573 |
| 35 | 2.30% | ¥145,684 | ¥61,187,098 | ¥19,187,098 |
| 35 | 2.40% | ¥147,906 | ¥62,120,641 | ¥20,120,641 |
| 35 | 2.50% | ¥150,148 | ¥63,062,156 | ¥21,062,156 |
| 35 | 2.60% | ¥152,409 | ¥64,011,594 | ¥22,011,594 |
| 35 | 2.70% | ¥154,688 | ¥64,968,907 | ¥22,968,907 |
| 35 | 2.80% | ¥156,986 | ¥65,934,043 | ¥23,934,043 |
| 35 | 2.90% | ¥159,302 | ¥66,906,950 | ¥24,906,950 |
| 35 | 3.00% | ¥161,637 | ¥67,887,574 | ¥25,887,574 |
4200万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥129,379 | ¥46,576,441 | ¥4,576,441 |
| 30 | 0.80% | ¥131,265 | ¥47,255,338 | ¥5,255,338 |
| 30 | 0.90% | ¥133,168 | ¥47,940,493 | ¥5,940,493 |
| 30 | 1.00% | ¥135,089 | ¥48,631,895 | ¥6,631,895 |
| 30 | 1.10% | ¥137,026 | ¥49,329,533 | ¥7,329,533 |
| 30 | 1.20% | ¥138,982 | ¥50,033,395 | ¥8,033,395 |
| 30 | 1.30% | ¥140,954 | ¥50,743,465 | ¥8,743,465 |
| 30 | 1.40% | ¥142,944 | ¥51,459,731 | ¥9,459,731 |
| 30 | 1.50% | ¥144,950 | ¥52,182,176 | ¥10,182,176 |
| 30 | 1.60% | ¥146,974 | ¥52,910,783 | ¥10,910,783 |
| 30 | 1.70% | ¥149,015 | ¥53,645,535 | ¥11,645,535 |
| 30 | 1.80% | ¥151,073 | ¥54,386,413 | ¥12,386,413 |
| 30 | 1.90% | ¥153,148 | ¥55,133,396 | ¥13,133,396 |
| 30 | 2.00% | ¥155,240 | ¥55,886,464 | ¥13,886,464 |
| 30 | 2.10% | ¥157,349 | ¥56,645,596 | ¥14,645,596 |
| 30 | 2.20% | ¥159,474 | ¥57,410,767 | ¥15,410,767 |
| 30 | 2.30% | ¥161,617 | ¥58,181,955 | ¥16,181,955 |
| 30 | 2.40% | ¥163,775 | ¥58,959,135 | ¥16,959,135 |
| 30 | 2.50% | ¥165,951 | ¥59,742,280 | ¥17,742,280 |
| 30 | 2.60% | ¥168,143 | ¥60,531,364 | ¥18,531,364 |
| 30 | 2.70% | ¥170,351 | ¥61,326,361 | ¥19,326,361 |
| 30 | 2.80% | ¥172,576 | ¥62,127,240 | ¥20,127,240 |
| 30 | 2.90% | ¥174,817 | ¥62,933,973 | ¥20,933,973 |
| 30 | 3.00% | ¥177,074 | ¥63,746,530 | ¥21,746,530 |
4200万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥152,648 | ¥45,794,350 | ¥3,794,350 |
| 25 | 0.80% | ¥154,513 | ¥46,353,859 | ¥4,353,859 |
| 25 | 0.90% | ¥156,392 | ¥46,917,720 | ¥4,917,720 |
| 25 | 1.00% | ¥158,286 | ¥47,485,929 | ¥5,485,929 |
| 25 | 1.10% | ¥160,195 | ¥48,058,481 | ¥6,058,481 |
| 25 | 1.20% | ¥162,118 | ¥48,635,368 | ¥6,635,368 |
| 25 | 1.30% | ¥164,055 | ¥49,216,585 | ¥7,216,585 |
| 25 | 1.40% | ¥166,007 | ¥49,802,124 | ¥7,802,124 |
| 25 | 1.50% | ¥167,973 | ¥50,391,977 | ¥8,391,977 |
| 25 | 1.60% | ¥169,954 | ¥50,986,136 | ¥8,986,136 |
| 25 | 1.70% | ¥171,949 | ¥51,584,592 | ¥9,584,592 |
| 25 | 1.80% | ¥173,958 | ¥52,187,336 | ¥10,187,336 |
| 25 | 1.90% | ¥175,981 | ¥52,794,358 | ¥10,794,358 |
| 25 | 2.00% | ¥178,019 | ¥53,405,647 | ¥11,405,647 |
| 25 | 2.10% | ¥180,071 | ¥54,021,193 | ¥12,021,193 |
| 25 | 2.20% | ¥182,137 | ¥54,640,984 | ¥12,640,984 |
| 25 | 2.30% | ¥184,217 | ¥55,265,008 | ¥13,265,008 |
| 25 | 2.40% | ¥186,311 | ¥55,893,254 | ¥13,893,254 |
| 25 | 2.50% | ¥188,419 | ¥56,525,708 | ¥14,525,708 |
| 25 | 2.60% | ¥190,541 | ¥57,162,358 | ¥15,162,358 |
| 25 | 2.70% | ¥192,677 | ¥57,803,189 | ¥15,803,189 |
| 25 | 2.80% | ¥194,827 | ¥58,448,187 | ¥16,448,187 |
| 25 | 2.90% | ¥196,991 | ¥59,097,337 | ¥17,097,337 |
| 25 | 3.00% | ¥199,169 | ¥59,750,626 | ¥17,750,626 |
4200万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥187,587 | ¥45,020,806 | ¥3,020,806 |
| 20 | 0.80% | ¥189,431 | ¥45,463,530 | ¥3,463,530 |
| 20 | 0.90% | ¥191,288 | ¥45,909,044 | ¥3,909,044 |
| 20 | 1.00% | ¥193,156 | ¥46,357,346 | ¥4,357,346 |
| 20 | 1.10% | ¥195,035 | ¥46,808,433 | ¥4,808,433 |
| 20 | 1.20% | ¥196,926 | ¥47,262,303 | ¥5,262,303 |
| 20 | 1.30% | ¥198,829 | ¥47,718,952 | ¥5,718,952 |
| 20 | 1.40% | ¥200,743 | ¥48,178,378 | ¥6,178,378 |
| 20 | 1.50% | ¥202,669 | ¥48,640,577 | ¥6,640,577 |
| 20 | 1.60% | ¥204,606 | ¥49,105,546 | ¥7,105,546 |
| 20 | 1.70% | ¥206,555 | ¥49,573,281 | ¥7,573,281 |
| 20 | 1.80% | ¥208,516 | ¥50,043,778 | ¥8,043,778 |
| 20 | 1.90% | ¥210,488 | ¥50,517,032 | ¥8,517,032 |
| 20 | 2.00% | ¥212,471 | ¥50,993,040 | ¥8,993,040 |
| 20 | 2.10% | ¥214,466 | ¥51,471,797 | ¥9,471,797 |
| 20 | 2.20% | ¥216,472 | ¥51,953,297 | ¥9,953,297 |
| 20 | 2.30% | ¥218,490 | ¥52,437,537 | ¥10,437,537 |
| 20 | 2.40% | ¥220,519 | ¥52,924,510 | ¥10,924,510 |
| 20 | 2.50% | ¥222,559 | ¥53,414,212 | ¥11,414,212 |
| 20 | 2.60% | ¥224,611 | ¥53,906,636 | ¥11,906,636 |
| 20 | 2.70% | ¥226,674 | ¥54,401,776 | ¥12,401,776 |
| 20 | 2.80% | ¥228,748 | ¥54,899,628 | ¥12,899,628 |
| 20 | 2.90% | ¥230,834 | ¥55,400,184 | ¥13,400,184 |
| 20 | 3.00% | ¥232,931 | ¥55,903,438 | ¥13,903,438 |
4200万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥245,866 | ¥44,255,818 | ¥2,255,818 |
| 15 | 0.80% | ¥247,691 | ¥44,584,370 | ¥2,584,370 |
| 15 | 0.90% | ¥249,525 | ¥44,914,492 | ¥2,914,492 |
| 15 | 1.00% | ¥251,368 | ¥45,246,185 | ¥3,246,185 |
| 15 | 1.10% | ¥253,219 | ¥45,579,448 | ¥3,579,448 |
| 15 | 1.20% | ¥255,079 | ¥45,914,279 | ¥3,914,279 |
| 15 | 1.30% | ¥256,948 | ¥46,250,677 | ¥4,250,677 |
| 15 | 1.40% | ¥258,826 | ¥46,588,642 | ¥4,588,642 |
| 15 | 1.50% | ¥260,712 | ¥46,928,172 | ¥4,928,172 |
| 15 | 1.60% | ¥262,607 | ¥47,269,267 | ¥5,269,267 |
| 15 | 1.70% | ¥264,511 | ¥47,611,924 | ¥5,611,924 |
| 15 | 1.80% | ¥266,423 | ¥47,956,142 | ¥5,956,142 |
| 15 | 1.90% | ¥268,344 | ¥48,301,921 | ¥6,301,921 |
| 15 | 2.00% | ¥270,274 | ¥48,649,258 | ¥6,649,258 |
| 15 | 2.10% | ¥272,212 | ¥48,998,152 | ¥6,998,152 |
| 15 | 2.20% | ¥274,159 | ¥49,348,601 | ¥7,348,601 |
| 15 | 2.30% | ¥276,114 | ¥49,700,604 | ¥7,700,604 |
| 15 | 2.40% | ¥278,079 | ¥50,054,159 | ¥8,054,159 |
| 15 | 2.50% | ¥280,051 | ¥50,409,264 | ¥8,409,264 |
| 15 | 2.60% | ¥282,033 | ¥50,765,917 | ¥8,765,917 |
| 15 | 2.70% | ¥284,023 | ¥51,124,117 | ¥9,124,117 |
| 15 | 2.80% | ¥286,021 | ¥51,483,861 | ¥9,483,861 |
| 15 | 2.90% | ¥288,029 | ¥51,845,146 | ¥9,845,146 |
| 15 | 3.00% | ¥290,044 | ¥52,207,972 | ¥10,207,972 |
4200万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥362,495 | ¥43,499,392 | ¥1,499,392 |
| 10 | 0.80% | ¥364,303 | ¥43,716,389 | ¥1,716,389 |
| 10 | 0.90% | ¥366,117 | ¥43,934,084 | ¥1,934,084 |
| 10 | 1.00% | ¥367,937 | ¥44,152,477 | ¥2,152,477 |
| 10 | 1.10% | ¥369,763 | ¥44,371,569 | ¥2,371,569 |
| 10 | 1.20% | ¥371,595 | ¥44,591,359 | ¥2,591,359 |
| 10 | 1.30% | ¥373,432 | ¥44,811,847 | ¥2,811,847 |
| 10 | 1.40% | ¥375,275 | ¥45,033,033 | ¥3,033,033 |
| 10 | 1.50% | ¥377,124 | ¥45,254,916 | ¥3,254,916 |
| 10 | 1.60% | ¥378,979 | ¥45,477,496 | ¥3,477,496 |
| 10 | 1.70% | ¥380,840 | ¥45,700,773 | ¥3,700,773 |
| 10 | 1.80% | ¥382,706 | ¥45,924,746 | ¥3,924,746 |
| 10 | 1.90% | ¥384,578 | ¥46,149,416 | ¥4,149,416 |
| 10 | 2.00% | ¥386,457 | ¥46,374,781 | ¥4,374,781 |
| 10 | 2.10% | ¥388,340 | ¥46,600,841 | ¥4,600,841 |
| 10 | 2.20% | ¥390,230 | ¥46,827,597 | ¥4,827,597 |
| 10 | 2.30% | ¥392,125 | ¥47,055,047 | ¥5,055,047 |
| 10 | 2.40% | ¥394,027 | ¥47,283,192 | ¥5,283,192 |
| 10 | 2.50% | ¥395,934 | ¥47,512,030 | ¥5,512,030 |
| 10 | 2.60% | ¥397,846 | ¥47,741,562 | ¥5,741,562 |
| 10 | 2.70% | ¥399,765 | ¥47,971,787 | ¥5,971,787 |
| 10 | 2.80% | ¥401,689 | ¥48,202,705 | ¥6,202,705 |
| 10 | 2.90% | ¥403,619 | ¥48,434,314 | ¥6,434,314 |
| 10 | 3.00% | ¥405,555 | ¥48,666,615 | ¥6,666,615 |
