4200万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4200万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4200万円の住宅ローン｜期間・年数別
4200万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥82,983 |
¥49,790,002 |
¥7,790,002 |
| 50 |
0.80% |
¥84,954 |
¥50,972,326 |
¥8,972,326 |
| 50 |
0.90% |
¥86,953 |
¥52,171,854 |
¥10,171,854 |
| 50 |
1.00% |
¥88,981 |
¥53,388,513 |
¥11,388,513 |
| 50 |
1.10% |
¥91,037 |
¥54,622,220 |
¥12,622,220 |
| 50 |
1.20% |
¥93,121 |
¥55,872,882 |
¥13,872,882 |
| 50 |
1.30% |
¥95,234 |
¥57,140,403 |
¥15,140,403 |
| 50 |
1.40% |
¥97,374 |
¥58,424,675 |
¥16,424,675 |
| 50 |
1.50% |
¥99,543 |
¥59,725,586 |
¥17,725,586 |
| 50 |
1.60% |
¥101,738 |
¥61,043,013 |
¥19,043,013 |
| 50 |
1.70% |
¥103,961 |
¥62,376,830 |
¥20,376,830 |
| 50 |
1.80% |
¥106,212 |
¥63,726,902 |
¥21,726,902 |
| 50 |
1.90% |
¥108,488 |
¥65,093,087 |
¥23,093,087 |
| 50 |
2.00% |
¥110,792 |
¥66,475,239 |
¥24,475,239 |
| 50 |
2.10% |
¥113,122 |
¥67,873,202 |
¥25,873,202 |
| 50 |
2.20% |
¥115,478 |
¥69,286,817 |
¥27,286,817 |
| 50 |
2.30% |
¥117,860 |
¥70,715,919 |
¥28,715,919 |
| 50 |
2.40% |
¥120,267 |
¥72,160,338 |
¥30,160,338 |
| 50 |
2.50% |
¥122,700 |
¥73,619,898 |
¥31,619,898 |
| 50 |
2.60% |
¥125,157 |
¥75,094,417 |
¥33,094,417 |
| 50 |
2.70% |
¥127,640 |
¥76,583,712 |
¥34,583,712 |
| 50 |
2.80% |
¥130,146 |
¥78,087,591 |
¥36,087,591 |
| 50 |
2.90% |
¥132,676 |
¥79,605,863 |
¥37,605,863 |
| 50 |
3.00% |
¥135,231 |
¥81,138,329 |
¥39,138,329 |
4200万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥90,692 |
¥48,973,863 |
¥6,973,863 |
| 45 |
0.80% |
¥92,642 |
¥50,026,472 |
¥8,026,472 |
| 45 |
0.90% |
¥94,617 |
¥51,093,059 |
¥9,093,059 |
| 45 |
1.00% |
¥96,618 |
¥52,173,575 |
¥10,173,575 |
| 45 |
1.10% |
¥98,644 |
¥53,267,965 |
¥11,267,965 |
| 45 |
1.20% |
¥100,697 |
¥54,376,168 |
¥12,376,168 |
| 45 |
1.30% |
¥102,774 |
¥55,498,119 |
¥13,498,119 |
| 45 |
1.40% |
¥104,877 |
¥56,633,748 |
¥14,633,748 |
| 45 |
1.50% |
¥107,006 |
¥57,782,979 |
¥15,782,979 |
| 45 |
1.60% |
¥109,159 |
¥58,945,731 |
¥16,945,731 |
| 45 |
1.70% |
¥111,337 |
¥60,121,918 |
¥18,121,918 |
| 45 |
1.80% |
¥113,540 |
¥61,311,452 |
¥19,311,452 |
| 45 |
1.90% |
¥115,767 |
¥62,514,237 |
¥20,514,237 |
| 45 |
2.00% |
¥118,019 |
¥63,730,174 |
¥21,730,174 |
| 45 |
2.10% |
¥120,295 |
¥64,959,160 |
¥22,959,160 |
| 45 |
2.20% |
¥122,595 |
¥66,201,087 |
¥24,201,087 |
| 45 |
2.30% |
¥124,918 |
¥67,455,844 |
¥25,455,844 |
| 45 |
2.40% |
¥127,265 |
¥68,723,316 |
¥26,723,316 |
| 45 |
2.50% |
¥129,636 |
¥70,003,382 |
¥28,003,382 |
| 45 |
2.60% |
¥132,029 |
¥71,295,921 |
¥29,295,921 |
| 45 |
2.70% |
¥134,446 |
¥72,600,807 |
¥30,600,807 |
| 45 |
2.80% |
¥136,885 |
¥73,917,909 |
¥31,917,909 |
| 45 |
2.90% |
¥139,346 |
¥75,247,095 |
¥33,247,095 |
| 45 |
3.00% |
¥141,830 |
¥76,588,230 |
¥34,588,230 |
4200万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥100,346 |
¥48,166,211 |
¥6,166,211 |
| 40 |
0.80% |
¥102,274 |
¥49,091,669 |
¥7,091,669 |
| 40 |
0.90% |
¥104,225 |
¥50,028,202 |
¥8,028,202 |
| 40 |
1.00% |
¥106,200 |
¥50,975,779 |
¥8,975,779 |
| 40 |
1.10% |
¥108,197 |
¥51,934,363 |
¥9,934,363 |
| 40 |
1.20% |
¥110,216 |
¥52,903,918 |
¥10,903,918 |
| 40 |
1.30% |
¥112,259 |
¥53,884,403 |
¥11,884,403 |
| 40 |
1.40% |
¥114,325 |
¥54,875,771 |
¥12,875,771 |
| 40 |
1.50% |
¥116,412 |
¥55,877,976 |
¥13,877,976 |
| 40 |
1.60% |
¥118,523 |
¥56,890,966 |
¥14,890,966 |
| 40 |
1.70% |
¥120,656 |
¥57,914,687 |
¥15,914,687 |
| 40 |
1.80% |
¥122,811 |
¥58,949,082 |
¥16,949,082 |
| 40 |
1.90% |
¥124,988 |
¥59,994,090 |
¥17,994,090 |
| 40 |
2.00% |
¥127,187 |
¥61,049,649 |
¥19,049,649 |
| 40 |
2.10% |
¥129,408 |
¥62,115,692 |
¥20,115,692 |
| 40 |
2.20% |
¥131,650 |
¥63,192,150 |
¥21,192,150 |
| 40 |
2.30% |
¥133,914 |
¥64,278,953 |
¥22,278,953 |
| 40 |
2.40% |
¥136,200 |
¥65,376,025 |
¥23,376,025 |
| 40 |
2.50% |
¥138,507 |
¥66,483,291 |
¥24,483,291 |
| 40 |
2.60% |
¥140,835 |
¥67,600,670 |
¥25,600,670 |
| 40 |
2.70% |
¥143,184 |
¥68,728,081 |
¥26,728,081 |
| 40 |
2.80% |
¥145,553 |
¥69,865,441 |
¥27,865,441 |
| 40 |
2.90% |
¥147,943 |
¥71,012,663 |
¥29,012,663 |
| 40 |
3.00% |
¥150,353 |
¥72,169,659 |
¥30,169,659 |
4200万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥112,779 |
¥47,367,065 |
¥5,367,065 |
| 35 |
0.80% |
¥114,686 |
¥48,167,949 |
¥6,167,949 |
| 35 |
0.90% |
¥116,613 |
¥48,977,333 |
¥6,977,333 |
| 35 |
1.00% |
¥118,560 |
¥49,795,197 |
¥7,795,197 |
| 35 |
1.10% |
¥120,527 |
¥50,621,522 |
¥8,621,522 |
| 35 |
1.20% |
¥122,515 |
¥51,456,283 |
¥9,456,283 |
| 35 |
1.30% |
¥124,523 |
¥52,299,457 |
¥10,299,457 |
| 35 |
1.40% |
¥126,550 |
¥53,151,018 |
¥11,151,018 |
| 35 |
1.50% |
¥128,597 |
¥54,010,935 |
¥12,010,935 |
| 35 |
1.60% |
¥130,665 |
¥54,879,180 |
¥12,879,180 |
| 35 |
1.70% |
¥132,752 |
¥55,755,719 |
¥13,755,719 |
| 35 |
1.80% |
¥134,858 |
¥56,640,518 |
¥14,640,518 |
| 35 |
1.90% |
¥136,985 |
¥57,533,542 |
¥15,533,542 |
| 35 |
2.00% |
¥139,130 |
¥58,434,753 |
¥16,434,753 |
| 35 |
2.10% |
¥141,295 |
¥59,344,110 |
¥17,344,110 |
| 35 |
2.20% |
¥143,480 |
¥60,261,573 |
¥18,261,573 |
| 35 |
2.30% |
¥145,684 |
¥61,187,098 |
¥19,187,098 |
| 35 |
2.40% |
¥147,906 |
¥62,120,641 |
¥20,120,641 |
| 35 |
2.50% |
¥150,148 |
¥63,062,156 |
¥21,062,156 |
| 35 |
2.60% |
¥152,409 |
¥64,011,594 |
¥22,011,594 |
| 35 |
2.70% |
¥154,688 |
¥64,968,907 |
¥22,968,907 |
| 35 |
2.80% |
¥156,986 |
¥65,934,043 |
¥23,934,043 |
| 35 |
2.90% |
¥159,302 |
¥66,906,950 |
¥24,906,950 |
| 35 |
3.00% |
¥161,637 |
¥67,887,574 |
¥25,887,574 |
4200万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥129,379 |
¥46,576,441 |
¥4,576,441 |
| 30 |
0.80% |
¥131,265 |
¥47,255,338 |
¥5,255,338 |
| 30 |
0.90% |
¥133,168 |
¥47,940,493 |
¥5,940,493 |
| 30 |
1.00% |
¥135,089 |
¥48,631,895 |
¥6,631,895 |
| 30 |
1.10% |
¥137,026 |
¥49,329,533 |
¥7,329,533 |
| 30 |
1.20% |
¥138,982 |
¥50,033,395 |
¥8,033,395 |
| 30 |
1.30% |
¥140,954 |
¥50,743,465 |
¥8,743,465 |
| 30 |
1.40% |
¥142,944 |
¥51,459,731 |
¥9,459,731 |
| 30 |
1.50% |
¥144,950 |
¥52,182,176 |
¥10,182,176 |
| 30 |
1.60% |
¥146,974 |
¥52,910,783 |
¥10,910,783 |
| 30 |
1.70% |
¥149,015 |
¥53,645,535 |
¥11,645,535 |
| 30 |
1.80% |
¥151,073 |
¥54,386,413 |
¥12,386,413 |
| 30 |
1.90% |
¥153,148 |
¥55,133,396 |
¥13,133,396 |
| 30 |
2.00% |
¥155,240 |
¥55,886,464 |
¥13,886,464 |
| 30 |
2.10% |
¥157,349 |
¥56,645,596 |
¥14,645,596 |
| 30 |
2.20% |
¥159,474 |
¥57,410,767 |
¥15,410,767 |
| 30 |
2.30% |
¥161,617 |
¥58,181,955 |
¥16,181,955 |
| 30 |
2.40% |
¥163,775 |
¥58,959,135 |
¥16,959,135 |
| 30 |
2.50% |
¥165,951 |
¥59,742,280 |
¥17,742,280 |
| 30 |
2.60% |
¥168,143 |
¥60,531,364 |
¥18,531,364 |
| 30 |
2.70% |
¥170,351 |
¥61,326,361 |
¥19,326,361 |
| 30 |
2.80% |
¥172,576 |
¥62,127,240 |
¥20,127,240 |
| 30 |
2.90% |
¥174,817 |
¥62,933,973 |
¥20,933,973 |
| 30 |
3.00% |
¥177,074 |
¥63,746,530 |
¥21,746,530 |
4200万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥152,648 |
¥45,794,350 |
¥3,794,350 |
| 25 |
0.80% |
¥154,513 |
¥46,353,859 |
¥4,353,859 |
| 25 |
0.90% |
¥156,392 |
¥46,917,720 |
¥4,917,720 |
| 25 |
1.00% |
¥158,286 |
¥47,485,929 |
¥5,485,929 |
| 25 |
1.10% |
¥160,195 |
¥48,058,481 |
¥6,058,481 |
| 25 |
1.20% |
¥162,118 |
¥48,635,368 |
¥6,635,368 |
| 25 |
1.30% |
¥164,055 |
¥49,216,585 |
¥7,216,585 |
| 25 |
1.40% |
¥166,007 |
¥49,802,124 |
¥7,802,124 |
| 25 |
1.50% |
¥167,973 |
¥50,391,977 |
¥8,391,977 |
| 25 |
1.60% |
¥169,954 |
¥50,986,136 |
¥8,986,136 |
| 25 |
1.70% |
¥171,949 |
¥51,584,592 |
¥9,584,592 |
| 25 |
1.80% |
¥173,958 |
¥52,187,336 |
¥10,187,336 |
| 25 |
1.90% |
¥175,981 |
¥52,794,358 |
¥10,794,358 |
| 25 |
2.00% |
¥178,019 |
¥53,405,647 |
¥11,405,647 |
| 25 |
2.10% |
¥180,071 |
¥54,021,193 |
¥12,021,193 |
| 25 |
2.20% |
¥182,137 |
¥54,640,984 |
¥12,640,984 |
| 25 |
2.30% |
¥184,217 |
¥55,265,008 |
¥13,265,008 |
| 25 |
2.40% |
¥186,311 |
¥55,893,254 |
¥13,893,254 |
| 25 |
2.50% |
¥188,419 |
¥56,525,708 |
¥14,525,708 |
| 25 |
2.60% |
¥190,541 |
¥57,162,358 |
¥15,162,358 |
| 25 |
2.70% |
¥192,677 |
¥57,803,189 |
¥15,803,189 |
| 25 |
2.80% |
¥194,827 |
¥58,448,187 |
¥16,448,187 |
| 25 |
2.90% |
¥196,991 |
¥59,097,337 |
¥17,097,337 |
| 25 |
3.00% |
¥199,169 |
¥59,750,626 |
¥17,750,626 |
4200万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥187,587 |
¥45,020,806 |
¥3,020,806 |
| 20 |
0.80% |
¥189,431 |
¥45,463,530 |
¥3,463,530 |
| 20 |
0.90% |
¥191,288 |
¥45,909,044 |
¥3,909,044 |
| 20 |
1.00% |
¥193,156 |
¥46,357,346 |
¥4,357,346 |
| 20 |
1.10% |
¥195,035 |
¥46,808,433 |
¥4,808,433 |
| 20 |
1.20% |
¥196,926 |
¥47,262,303 |
¥5,262,303 |
| 20 |
1.30% |
¥198,829 |
¥47,718,952 |
¥5,718,952 |
| 20 |
1.40% |
¥200,743 |
¥48,178,378 |
¥6,178,378 |
| 20 |
1.50% |
¥202,669 |
¥48,640,577 |
¥6,640,577 |
| 20 |
1.60% |
¥204,606 |
¥49,105,546 |
¥7,105,546 |
| 20 |
1.70% |
¥206,555 |
¥49,573,281 |
¥7,573,281 |
| 20 |
1.80% |
¥208,516 |
¥50,043,778 |
¥8,043,778 |
| 20 |
1.90% |
¥210,488 |
¥50,517,032 |
¥8,517,032 |
| 20 |
2.00% |
¥212,471 |
¥50,993,040 |
¥8,993,040 |
| 20 |
2.10% |
¥214,466 |
¥51,471,797 |
¥9,471,797 |
| 20 |
2.20% |
¥216,472 |
¥51,953,297 |
¥9,953,297 |
| 20 |
2.30% |
¥218,490 |
¥52,437,537 |
¥10,437,537 |
| 20 |
2.40% |
¥220,519 |
¥52,924,510 |
¥10,924,510 |
| 20 |
2.50% |
¥222,559 |
¥53,414,212 |
¥11,414,212 |
| 20 |
2.60% |
¥224,611 |
¥53,906,636 |
¥11,906,636 |
| 20 |
2.70% |
¥226,674 |
¥54,401,776 |
¥12,401,776 |
| 20 |
2.80% |
¥228,748 |
¥54,899,628 |
¥12,899,628 |
| 20 |
2.90% |
¥230,834 |
¥55,400,184 |
¥13,400,184 |
| 20 |
3.00% |
¥232,931 |
¥55,903,438 |
¥13,903,438 |
4200万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥245,866 |
¥44,255,818 |
¥2,255,818 |
| 15 |
0.80% |
¥247,691 |
¥44,584,370 |
¥2,584,370 |
| 15 |
0.90% |
¥249,525 |
¥44,914,492 |
¥2,914,492 |
| 15 |
1.00% |
¥251,368 |
¥45,246,185 |
¥3,246,185 |
| 15 |
1.10% |
¥253,219 |
¥45,579,448 |
¥3,579,448 |
| 15 |
1.20% |
¥255,079 |
¥45,914,279 |
¥3,914,279 |
| 15 |
1.30% |
¥256,948 |
¥46,250,677 |
¥4,250,677 |
| 15 |
1.40% |
¥258,826 |
¥46,588,642 |
¥4,588,642 |
| 15 |
1.50% |
¥260,712 |
¥46,928,172 |
¥4,928,172 |
| 15 |
1.60% |
¥262,607 |
¥47,269,267 |
¥5,269,267 |
| 15 |
1.70% |
¥264,511 |
¥47,611,924 |
¥5,611,924 |
| 15 |
1.80% |
¥266,423 |
¥47,956,142 |
¥5,956,142 |
| 15 |
1.90% |
¥268,344 |
¥48,301,921 |
¥6,301,921 |
| 15 |
2.00% |
¥270,274 |
¥48,649,258 |
¥6,649,258 |
| 15 |
2.10% |
¥272,212 |
¥48,998,152 |
¥6,998,152 |
| 15 |
2.20% |
¥274,159 |
¥49,348,601 |
¥7,348,601 |
| 15 |
2.30% |
¥276,114 |
¥49,700,604 |
¥7,700,604 |
| 15 |
2.40% |
¥278,079 |
¥50,054,159 |
¥8,054,159 |
| 15 |
2.50% |
¥280,051 |
¥50,409,264 |
¥8,409,264 |
| 15 |
2.60% |
¥282,033 |
¥50,765,917 |
¥8,765,917 |
| 15 |
2.70% |
¥284,023 |
¥51,124,117 |
¥9,124,117 |
| 15 |
2.80% |
¥286,021 |
¥51,483,861 |
¥9,483,861 |
| 15 |
2.90% |
¥288,029 |
¥51,845,146 |
¥9,845,146 |
| 15 |
3.00% |
¥290,044 |
¥52,207,972 |
¥10,207,972 |
4200万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥362,495 |
¥43,499,392 |
¥1,499,392 |
| 10 |
0.80% |
¥364,303 |
¥43,716,389 |
¥1,716,389 |
| 10 |
0.90% |
¥366,117 |
¥43,934,084 |
¥1,934,084 |
| 10 |
1.00% |
¥367,937 |
¥44,152,477 |
¥2,152,477 |
| 10 |
1.10% |
¥369,763 |
¥44,371,569 |
¥2,371,569 |
| 10 |
1.20% |
¥371,595 |
¥44,591,359 |
¥2,591,359 |
| 10 |
1.30% |
¥373,432 |
¥44,811,847 |
¥2,811,847 |
| 10 |
1.40% |
¥375,275 |
¥45,033,033 |
¥3,033,033 |
| 10 |
1.50% |
¥377,124 |
¥45,254,916 |
¥3,254,916 |
| 10 |
1.60% |
¥378,979 |
¥45,477,496 |
¥3,477,496 |
| 10 |
1.70% |
¥380,840 |
¥45,700,773 |
¥3,700,773 |
| 10 |
1.80% |
¥382,706 |
¥45,924,746 |
¥3,924,746 |
| 10 |
1.90% |
¥384,578 |
¥46,149,416 |
¥4,149,416 |
| 10 |
2.00% |
¥386,457 |
¥46,374,781 |
¥4,374,781 |
| 10 |
2.10% |
¥388,340 |
¥46,600,841 |
¥4,600,841 |
| 10 |
2.20% |
¥390,230 |
¥46,827,597 |
¥4,827,597 |
| 10 |
2.30% |
¥392,125 |
¥47,055,047 |
¥5,055,047 |
| 10 |
2.40% |
¥394,027 |
¥47,283,192 |
¥5,283,192 |
| 10 |
2.50% |
¥395,934 |
¥47,512,030 |
¥5,512,030 |
| 10 |
2.60% |
¥397,846 |
¥47,741,562 |
¥5,741,562 |
| 10 |
2.70% |
¥399,765 |
¥47,971,787 |
¥5,971,787 |
| 10 |
2.80% |
¥401,689 |
¥48,202,705 |
¥6,202,705 |
| 10 |
2.90% |
¥403,619 |
¥48,434,314 |
¥6,434,314 |
| 10 |
3.00% |
¥405,555 |
¥48,666,615 |
¥6,666,615 |
