4220万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4220万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4220万円の住宅ローン｜期間・年数別
4220万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥83,378 | ¥50,027,097 | ¥7,827,097 |
| 50 | 0.80% | ¥85,358 | ¥51,215,051 | ¥9,015,051 |
| 50 | 0.90% | ¥87,367 | ¥52,420,292 | ¥10,220,292 |
| 50 | 1.00% | ¥89,405 | ¥53,642,744 | ¥11,442,744 |
| 50 | 1.10% | ¥91,471 | ¥54,882,325 | ¥12,682,325 |
| 50 | 1.20% | ¥93,565 | ¥56,138,944 | ¥13,938,944 |
| 50 | 1.30% | ¥95,688 | ¥57,412,500 | ¥15,212,500 |
| 50 | 1.40% | ¥97,838 | ¥58,702,888 | ¥16,502,888 |
| 50 | 1.50% | ¥100,017 | ¥60,009,993 | ¥17,809,993 |
| 50 | 1.60% | ¥102,223 | ¥61,333,694 | ¥19,133,694 |
| 50 | 1.70% | ¥104,456 | ¥62,673,863 | ¥20,473,863 |
| 50 | 1.80% | ¥106,717 | ¥64,030,364 | ¥21,830,364 |
| 50 | 1.90% | ¥109,005 | ¥65,403,055 | ¥23,203,055 |
| 50 | 2.00% | ¥111,320 | ¥66,791,787 | ¥24,591,787 |
| 50 | 2.10% | ¥113,661 | ¥68,196,407 | ¥25,996,407 |
| 50 | 2.20% | ¥116,028 | ¥69,616,754 | ¥27,416,754 |
| 50 | 2.30% | ¥118,421 | ¥71,052,662 | ¥28,852,662 |
| 50 | 2.40% | ¥120,840 | ¥72,503,959 | ¥30,303,959 |
| 50 | 2.50% | ¥123,284 | ¥73,970,469 | ¥31,770,469 |
| 50 | 2.60% | ¥125,753 | ¥75,452,010 | ¥33,252,010 |
| 50 | 2.70% | ¥128,247 | ¥76,948,396 | ¥34,748,396 |
| 50 | 2.80% | ¥130,766 | ¥78,459,437 | ¥36,259,437 |
| 50 | 2.90% | ¥133,308 | ¥79,984,939 | ¥37,784,939 |
| 50 | 3.00% | ¥135,875 | ¥81,524,702 | ¥39,324,702 |
4220万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥91,124 | ¥49,207,071 | ¥7,007,071 |
| 45 | 0.80% | ¥93,083 | ¥50,264,693 | ¥8,064,693 |
| 45 | 0.90% | ¥95,067 | ¥51,336,359 | ¥9,136,359 |
| 45 | 1.00% | ¥97,078 | ¥52,422,020 | ¥10,222,020 |
| 45 | 1.10% | ¥99,114 | ¥53,521,622 | ¥11,321,622 |
| 45 | 1.20% | ¥101,176 | ¥54,635,102 | ¥12,435,102 |
| 45 | 1.30% | ¥103,264 | ¥55,762,396 | ¥13,562,396 |
| 45 | 1.40% | ¥105,377 | ¥56,903,433 | ¥14,703,433 |
| 45 | 1.50% | ¥107,515 | ¥58,058,136 | ¥15,858,136 |
| 45 | 1.60% | ¥109,679 | ¥59,226,424 | ¥17,026,424 |
| 45 | 1.70% | ¥111,867 | ¥60,408,213 | ¥18,208,213 |
| 45 | 1.80% | ¥114,080 | ¥61,603,411 | ¥19,403,411 |
| 45 | 1.90% | ¥116,318 | ¥62,811,924 | ¥20,611,924 |
| 45 | 2.00% | ¥118,581 | ¥64,033,651 | ¥21,833,651 |
| 45 | 2.10% | ¥120,868 | ¥65,268,489 | ¥23,068,489 |
| 45 | 2.20% | ¥123,178 | ¥66,516,330 | ¥24,316,330 |
| 45 | 2.30% | ¥125,513 | ¥67,777,063 | ¥25,577,063 |
| 45 | 2.40% | ¥127,871 | ¥69,050,570 | ¥26,850,570 |
| 45 | 2.50% | ¥130,253 | ¥70,336,732 | ¥28,136,732 |
| 45 | 2.60% | ¥132,658 | ¥71,635,426 | ¥29,435,426 |
| 45 | 2.70% | ¥135,086 | ¥72,946,525 | ¥30,746,525 |
| 45 | 2.80% | ¥137,537 | ¥74,269,899 | ¥32,069,899 |
| 45 | 2.90% | ¥140,010 | ¥75,605,415 | ¥33,405,415 |
| 45 | 3.00% | ¥142,505 | ¥76,952,936 | ¥34,752,936 |
4220万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥100,824 | ¥48,395,574 | ¥6,195,574 |
| 40 | 0.80% | ¥102,761 | ¥49,325,439 | ¥7,125,439 |
| 40 | 0.90% | ¥104,722 | ¥50,266,432 | ¥8,066,432 |
| 40 | 1.00% | ¥106,705 | ¥51,218,520 | ¥9,018,520 |
| 40 | 1.10% | ¥108,712 | ¥52,181,670 | ¥9,981,670 |
| 40 | 1.20% | ¥110,741 | ¥53,155,842 | ¥10,955,842 |
| 40 | 1.30% | ¥112,794 | ¥54,140,995 | ¥11,940,995 |
| 40 | 1.40% | ¥114,869 | ¥55,137,084 | ¥12,937,084 |
| 40 | 1.50% | ¥116,967 | ¥56,144,061 | ¥13,944,061 |
| 40 | 1.60% | ¥119,087 | ¥57,161,875 | ¥14,961,875 |
| 40 | 1.70% | ¥121,230 | ¥58,190,471 | ¥15,990,471 |
| 40 | 1.80% | ¥123,395 | ¥59,229,792 | ¥17,029,792 |
| 40 | 1.90% | ¥125,583 | ¥60,279,776 | ¥18,079,776 |
| 40 | 2.00% | ¥127,792 | ¥61,340,361 | ¥19,140,361 |
| 40 | 2.10% | ¥130,024 | ¥62,411,481 | ¥20,211,481 |
| 40 | 2.20% | ¥132,277 | ¥63,493,065 | ¥21,293,065 |
| 40 | 2.30% | ¥134,552 | ¥64,585,043 | ¥22,385,043 |
| 40 | 2.40% | ¥136,849 | ¥65,687,340 | ¥23,487,340 |
| 40 | 2.50% | ¥139,166 | ¥66,799,878 | ¥24,599,878 |
| 40 | 2.60% | ¥141,505 | ¥67,922,578 | ¥25,722,578 |
| 40 | 2.70% | ¥143,865 | ¥69,055,358 | ¥26,855,358 |
| 40 | 2.80% | ¥146,246 | ¥70,198,134 | ¥27,998,134 |
| 40 | 2.90% | ¥148,648 | ¥71,350,819 | ¥29,150,819 |
| 40 | 3.00% | ¥151,069 | ¥72,513,325 | ¥30,313,325 |
4220万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥113,316 | ¥47,592,623 | ¥5,392,623 |
| 35 | 0.80% | ¥115,232 | ¥48,397,321 | ¥6,197,321 |
| 35 | 0.90% | ¥117,168 | ¥49,210,558 | ¥7,010,558 |
| 35 | 1.00% | ¥119,125 | ¥50,032,317 | ¥7,832,317 |
| 35 | 1.10% | ¥121,101 | ¥50,862,576 | ¥8,662,576 |
| 35 | 1.20% | ¥123,098 | ¥51,701,313 | ¥9,501,313 |
| 35 | 1.30% | ¥125,115 | ¥52,548,502 | ¥10,348,502 |
| 35 | 1.40% | ¥127,153 | ¥53,404,118 | ¥11,204,118 |
| 35 | 1.50% | ¥129,210 | ¥54,268,130 | ¥12,068,130 |
| 35 | 1.60% | ¥131,287 | ¥55,140,509 | ¥12,940,509 |
| 35 | 1.70% | ¥133,384 | ¥56,021,222 | ¥13,821,222 |
| 35 | 1.80% | ¥135,501 | ¥56,910,235 | ¥14,710,235 |
| 35 | 1.90% | ¥137,637 | ¥57,807,511 | ¥15,607,511 |
| 35 | 2.00% | ¥139,793 | ¥58,713,013 | ¥16,513,013 |
| 35 | 2.10% | ¥141,968 | ¥59,626,701 | ¥17,426,701 |
| 35 | 2.20% | ¥144,163 | ¥60,548,533 | ¥18,348,533 |
| 35 | 2.30% | ¥146,377 | ¥61,478,465 | ¥19,278,465 |
| 35 | 2.40% | ¥148,611 | ¥62,416,454 | ¥20,216,454 |
| 35 | 2.50% | ¥150,863 | ¥63,362,452 | ¥21,162,452 |
| 35 | 2.60% | ¥153,134 | ¥64,316,412 | ¥22,116,412 |
| 35 | 2.70% | ¥155,424 | ¥65,278,283 | ¥23,078,283 |
| 35 | 2.80% | ¥157,733 | ¥66,248,015 | ¥24,048,015 |
| 35 | 2.90% | ¥160,061 | ¥67,225,554 | ¥25,025,554 |
| 35 | 3.00% | ¥162,407 | ¥68,210,848 | ¥26,010,848 |
4220万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥129,995 | ¥46,798,233 | ¥4,598,233 |
| 30 | 0.80% | ¥131,890 | ¥47,480,364 | ¥5,280,364 |
| 30 | 0.90% | ¥133,802 | ¥48,168,781 | ¥5,968,781 |
| 30 | 1.00% | ¥135,732 | ¥48,863,476 | ¥6,663,476 |
| 30 | 1.10% | ¥137,679 | ¥49,564,436 | ¥7,364,436 |
| 30 | 1.20% | ¥139,643 | ¥50,271,649 | ¥8,071,649 |
| 30 | 1.30% | ¥141,625 | ¥50,985,101 | ¥8,785,101 |
| 30 | 1.40% | ¥143,624 | ¥51,704,777 | ¥9,504,777 |
| 30 | 1.50% | ¥145,641 | ¥52,430,662 | ¥10,230,662 |
| 30 | 1.60% | ¥147,674 | ¥53,162,739 | ¥10,962,739 |
| 30 | 1.70% | ¥149,725 | ¥53,900,990 | ¥11,700,990 |
| 30 | 1.80% | ¥151,793 | ¥54,645,395 | ¥12,445,395 |
| 30 | 1.90% | ¥153,878 | ¥55,395,936 | ¥13,195,936 |
| 30 | 2.00% | ¥155,979 | ¥56,152,590 | ¥13,952,590 |
| 30 | 2.10% | ¥158,098 | ¥56,915,337 | ¥14,715,337 |
| 30 | 2.20% | ¥160,234 | ¥57,684,152 | ¥15,484,152 |
| 30 | 2.30% | ¥162,386 | ¥58,459,012 | ¥16,259,012 |
| 30 | 2.40% | ¥164,555 | ¥59,239,892 | ¥17,039,892 |
| 30 | 2.50% | ¥166,741 | ¥60,026,767 | ¥17,826,767 |
| 30 | 2.60% | ¥168,943 | ¥60,819,609 | ¥18,619,609 |
| 30 | 2.70% | ¥171,162 | ¥61,618,391 | ¥19,418,391 |
| 30 | 2.80% | ¥173,397 | ¥62,423,084 | ¥20,223,084 |
| 30 | 2.90% | ¥175,649 | ¥63,233,659 | ¥21,033,659 |
| 30 | 3.00% | ¥177,917 | ¥64,050,085 | ¥21,850,085 |
4220万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥153,375 | ¥46,012,419 | ¥3,812,419 |
| 25 | 0.80% | ¥155,249 | ¥46,574,591 | ¥4,374,591 |
| 25 | 0.90% | ¥157,137 | ¥47,141,138 | ¥4,941,138 |
| 25 | 1.00% | ¥159,040 | ¥47,712,053 | ¥5,512,053 |
| 25 | 1.10% | ¥160,958 | ¥48,287,331 | ¥6,087,331 |
| 25 | 1.20% | ¥162,890 | ¥48,866,965 | ¥6,666,965 |
| 25 | 1.30% | ¥164,836 | ¥49,450,950 | ¥7,250,950 |
| 25 | 1.40% | ¥166,798 | ¥50,039,277 | ¥7,839,277 |
| 25 | 1.50% | ¥168,773 | ¥50,631,939 | ¥8,431,939 |
| 25 | 1.60% | ¥170,763 | ¥51,228,927 | ¥9,028,927 |
| 25 | 1.70% | ¥172,767 | ¥51,830,233 | ¥9,630,233 |
| 25 | 1.80% | ¥174,786 | ¥52,435,847 | ¥10,235,847 |
| 25 | 1.90% | ¥176,819 | ¥53,045,759 | ¥10,845,759 |
| 25 | 2.00% | ¥178,867 | ¥53,659,959 | ¥11,459,959 |
| 25 | 2.10% | ¥180,928 | ¥54,278,436 | ¥12,078,436 |
| 25 | 2.20% | ¥183,004 | ¥54,901,179 | ¥12,701,179 |
| 25 | 2.30% | ¥185,094 | ¥55,528,175 | ¥13,328,175 |
| 25 | 2.40% | ¥187,198 | ¥56,159,413 | ¥13,959,413 |
| 25 | 2.50% | ¥189,316 | ¥56,794,879 | ¥14,594,879 |
| 25 | 2.60% | ¥191,449 | ¥57,434,560 | ¥15,234,560 |
| 25 | 2.70% | ¥193,595 | ¥58,078,442 | ¥15,878,442 |
| 25 | 2.80% | ¥195,755 | ¥58,726,511 | ¥16,526,511 |
| 25 | 2.90% | ¥197,929 | ¥59,378,753 | ¥17,178,753 |
| 25 | 3.00% | ¥200,117 | ¥60,035,152 | ¥17,835,152 |
4220万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥188,480 | ¥45,235,191 | ¥3,035,191 |
| 20 | 0.80% | ¥190,333 | ¥45,680,023 | ¥3,480,023 |
| 20 | 0.90% | ¥192,199 | ¥46,127,659 | ¥3,927,659 |
| 20 | 1.00% | ¥194,075 | ¥46,578,095 | ¥4,378,095 |
| 20 | 1.10% | ¥195,964 | ¥47,031,330 | ¥4,831,330 |
| 20 | 1.20% | ¥197,864 | ¥47,487,361 | ¥5,287,361 |
| 20 | 1.30% | ¥199,776 | ¥47,946,185 | ¥5,746,185 |
| 20 | 1.40% | ¥201,699 | ¥48,407,799 | ¥6,207,799 |
| 20 | 1.50% | ¥203,634 | ¥48,872,199 | ¥6,672,199 |
| 20 | 1.60% | ¥205,581 | ¥49,339,382 | ¥7,139,382 |
| 20 | 1.70% | ¥207,539 | ¥49,809,344 | ¥7,609,344 |
| 20 | 1.80% | ¥209,509 | ¥50,282,081 | ¥8,082,081 |
| 20 | 1.90% | ¥211,490 | ¥50,757,590 | ¥8,557,590 |
| 20 | 2.00% | ¥213,483 | ¥51,235,864 | ¥9,035,864 |
| 20 | 2.10% | ¥215,487 | ¥51,716,901 | ¥9,516,901 |
| 20 | 2.20% | ¥217,503 | ¥52,200,694 | ¥10,000,694 |
| 20 | 2.30% | ¥219,530 | ¥52,687,240 | ¥10,487,240 |
| 20 | 2.40% | ¥221,569 | ¥53,176,532 | ¥10,976,532 |
| 20 | 2.50% | ¥223,619 | ¥53,668,565 | ¥11,468,565 |
| 20 | 2.60% | ¥225,681 | ¥54,163,334 | ¥11,963,334 |
| 20 | 2.70% | ¥227,753 | ¥54,660,833 | ¥12,460,833 |
| 20 | 2.80% | ¥229,838 | ¥55,161,055 | ¥12,961,055 |
| 20 | 2.90% | ¥231,933 | ¥55,663,994 | ¥13,463,994 |
| 20 | 3.00% | ¥234,040 | ¥56,169,645 | ¥13,969,645 |
4220万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥247,036 | ¥44,466,560 | ¥2,266,560 |
| 15 | 0.80% | ¥248,870 | ¥44,796,676 | ¥2,596,676 |
| 15 | 0.90% | ¥250,713 | ¥45,128,371 | ¥2,928,371 |
| 15 | 1.00% | ¥252,565 | ¥45,461,643 | ¥3,261,643 |
| 15 | 1.10% | ¥254,425 | ¥45,796,493 | ¥3,596,493 |
| 15 | 1.20% | ¥256,294 | ¥46,132,918 | ¥3,932,918 |
| 15 | 1.30% | ¥258,172 | ¥46,470,919 | ¥4,270,919 |
| 15 | 1.40% | ¥260,058 | ¥46,810,493 | ¥4,610,493 |
| 15 | 1.50% | ¥261,954 | ¥47,151,640 | ¥4,951,640 |
| 15 | 1.60% | ¥263,858 | ¥47,494,358 | ¥5,294,358 |
| 15 | 1.70% | ¥265,770 | ¥47,838,647 | ¥5,638,647 |
| 15 | 1.80% | ¥267,692 | ¥48,184,505 | ¥5,984,505 |
| 15 | 1.90% | ¥269,622 | ¥48,531,930 | ¥6,331,930 |
| 15 | 2.00% | ¥271,561 | ¥48,880,921 | ¥6,680,921 |
| 15 | 2.10% | ¥273,508 | ¥49,231,476 | ¥7,031,476 |
| 15 | 2.20% | ¥275,464 | ¥49,583,595 | ¥7,383,595 |
| 15 | 2.30% | ¥277,429 | ¥49,937,274 | ¥7,737,274 |
| 15 | 2.40% | ¥279,403 | ¥50,292,512 | ¥8,092,512 |
| 15 | 2.50% | ¥281,385 | ¥50,649,308 | ¥8,449,308 |
| 15 | 2.60% | ¥283,376 | ¥51,007,660 | ¥8,807,660 |
| 15 | 2.70% | ¥285,375 | ¥51,367,565 | ¥9,167,565 |
| 15 | 2.80% | ¥287,383 | ¥51,729,022 | ¥9,529,022 |
| 15 | 2.90% | ¥289,400 | ¥52,092,028 | ¥9,892,028 |
| 15 | 3.00% | ¥291,425 | ¥52,456,581 | ¥10,256,581 |
4220万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥364,221 | ¥43,706,532 | ¥1,506,532 |
| 10 | 0.80% | ¥366,038 | ¥43,924,562 | ¥1,724,562 |
| 10 | 0.90% | ¥367,861 | ¥44,143,294 | ¥1,943,294 |
| 10 | 1.00% | ¥369,689 | ¥44,362,727 | ¥2,162,727 |
| 10 | 1.10% | ¥371,524 | ¥44,582,862 | ¥2,382,862 |
| 10 | 1.20% | ¥373,364 | ¥44,803,699 | ¥2,603,699 |
| 10 | 1.30% | ¥375,210 | ¥45,025,237 | ¥2,825,237 |
| 10 | 1.40% | ¥377,062 | ¥45,247,476 | ¥3,047,476 |
| 10 | 1.50% | ¥378,920 | ¥45,470,415 | ¥3,270,415 |
| 10 | 1.60% | ¥380,784 | ¥45,694,055 | ¥3,494,055 |
| 10 | 1.70% | ¥382,653 | ¥45,918,396 | ¥3,718,396 |
| 10 | 1.80% | ¥384,529 | ¥46,143,435 | ¥3,943,435 |
| 10 | 1.90% | ¥386,410 | ¥46,369,175 | ¥4,169,175 |
| 10 | 2.00% | ¥388,297 | ¥46,595,613 | ¥4,395,613 |
| 10 | 2.10% | ¥390,190 | ¥46,822,750 | ¥4,622,750 |
| 10 | 2.20% | ¥392,088 | ¥47,050,586 | ¥4,850,586 |
| 10 | 2.30% | ¥393,993 | ¥47,279,119 | ¥5,079,119 |
| 10 | 2.40% | ¥395,903 | ¥47,508,350 | ¥5,308,350 |
| 10 | 2.50% | ¥397,819 | ¥47,738,278 | ¥5,538,278 |
| 10 | 2.60% | ¥399,741 | ¥47,968,903 | ¥5,768,903 |
| 10 | 2.70% | ¥401,669 | ¥48,200,224 | ¥6,000,224 |
| 10 | 2.80% | ¥403,602 | ¥48,432,241 | ¥6,232,241 |
| 10 | 2.90% | ¥405,541 | ¥48,664,954 | ¥6,464,954 |
| 10 | 3.00% | ¥407,486 | ¥48,898,361 | ¥6,698,361 |
