4230万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4230万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4230万円の住宅ローン｜期間・年数別
4230万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥83,576 | ¥50,145,645 | ¥7,845,645 |
| 50 | 0.80% | ¥85,561 | ¥51,336,414 | ¥9,036,414 |
| 50 | 0.90% | ¥87,574 | ¥52,544,511 | ¥10,244,511 |
| 50 | 1.00% | ¥89,616 | ¥53,769,860 | ¥11,469,860 |
| 50 | 1.10% | ¥91,687 | ¥55,012,378 | ¥12,712,378 |
| 50 | 1.20% | ¥93,787 | ¥56,271,974 | ¥13,971,974 |
| 50 | 1.30% | ¥95,914 | ¥57,548,549 | ¥15,248,549 |
| 50 | 1.40% | ¥98,070 | ¥58,841,994 | ¥16,541,994 |
| 50 | 1.50% | ¥100,254 | ¥60,152,197 | ¥17,852,197 |
| 50 | 1.60% | ¥102,465 | ¥61,479,035 | ¥19,179,035 |
| 50 | 1.70% | ¥104,704 | ¥62,822,379 | ¥20,522,379 |
| 50 | 1.80% | ¥106,970 | ¥64,182,094 | ¥21,882,094 |
| 50 | 1.90% | ¥109,263 | ¥65,558,038 | ¥23,258,038 |
| 50 | 2.00% | ¥111,583 | ¥66,950,062 | ¥24,650,062 |
| 50 | 2.10% | ¥113,930 | ¥68,358,010 | ¥26,058,010 |
| 50 | 2.20% | ¥116,303 | ¥69,781,723 | ¥27,481,723 |
| 50 | 2.30% | ¥118,702 | ¥71,221,033 | ¥28,921,033 |
| 50 | 2.40% | ¥121,126 | ¥72,675,769 | ¥30,375,769 |
| 50 | 2.50% | ¥123,576 | ¥74,145,754 | ¥31,845,754 |
| 50 | 2.60% | ¥126,051 | ¥75,630,806 | ¥33,330,806 |
| 50 | 2.70% | ¥128,551 | ¥77,130,738 | ¥34,830,738 |
| 50 | 2.80% | ¥131,076 | ¥78,645,360 | ¥36,345,360 |
| 50 | 2.90% | ¥133,624 | ¥80,174,476 | ¥37,874,476 |
| 50 | 3.00% | ¥136,196 | ¥81,717,889 | ¥39,417,889 |
4230万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥91,340 | ¥49,323,676 | ¥7,023,676 |
| 45 | 0.80% | ¥93,303 | ¥50,383,803 | ¥8,083,803 |
| 45 | 0.90% | ¥95,293 | ¥51,458,009 | ¥9,158,009 |
| 45 | 1.00% | ¥97,308 | ¥52,546,243 | ¥10,246,243 |
| 45 | 1.10% | ¥99,349 | ¥53,648,450 | ¥11,348,450 |
| 45 | 1.20% | ¥101,416 | ¥54,764,569 | ¥12,464,569 |
| 45 | 1.30% | ¥103,508 | ¥55,894,534 | ¥13,594,534 |
| 45 | 1.40% | ¥105,626 | ¥57,038,275 | ¥14,738,275 |
| 45 | 1.50% | ¥107,770 | ¥58,195,714 | ¥15,895,714 |
| 45 | 1.60% | ¥109,938 | ¥59,366,771 | ¥17,066,771 |
| 45 | 1.70% | ¥112,132 | ¥60,551,361 | ¥18,251,361 |
| 45 | 1.80% | ¥114,351 | ¥61,749,391 | ¥19,449,391 |
| 45 | 1.90% | ¥116,594 | ¥62,960,767 | ¥20,660,767 |
| 45 | 2.00% | ¥118,862 | ¥64,185,389 | ¥21,885,389 |
| 45 | 2.10% | ¥121,154 | ¥65,423,154 | ¥23,123,154 |
| 45 | 2.20% | ¥123,470 | ¥66,673,952 | ¥24,373,952 |
| 45 | 2.30% | ¥125,811 | ¥67,937,672 | ¥25,637,672 |
| 45 | 2.40% | ¥128,174 | ¥69,214,197 | ¥26,914,197 |
| 45 | 2.50% | ¥130,562 | ¥70,503,407 | ¥28,203,407 |
| 45 | 2.60% | ¥132,973 | ¥71,805,178 | ¥29,505,178 |
| 45 | 2.70% | ¥135,406 | ¥73,119,384 | ¥30,819,384 |
| 45 | 2.80% | ¥137,863 | ¥74,445,894 | ¥32,145,894 |
| 45 | 2.90% | ¥140,342 | ¥75,784,574 | ¥33,484,574 |
| 45 | 3.00% | ¥142,843 | ¥77,135,289 | ¥34,835,289 |
4230万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥101,063 | ¥48,510,256 | ¥6,210,256 |
| 40 | 0.80% | ¥103,005 | ¥49,442,324 | ¥7,142,324 |
| 40 | 0.90% | ¥104,970 | ¥50,385,547 | ¥8,085,547 |
| 40 | 1.00% | ¥106,958 | ¥51,339,891 | ¥9,039,891 |
| 40 | 1.10% | ¥108,969 | ¥52,305,323 | ¥10,005,323 |
| 40 | 1.20% | ¥111,004 | ¥53,281,804 | ¥10,981,804 |
| 40 | 1.30% | ¥113,061 | ¥54,269,291 | ¥11,969,291 |
| 40 | 1.40% | ¥115,141 | ¥55,267,741 | ¥12,967,741 |
| 40 | 1.50% | ¥117,244 | ¥56,277,104 | ¥13,977,104 |
| 40 | 1.60% | ¥119,369 | ¥57,297,330 | ¥14,997,330 |
| 40 | 1.70% | ¥121,517 | ¥58,328,363 | ¥16,028,363 |
| 40 | 1.80% | ¥123,688 | ¥59,370,147 | ¥17,070,147 |
| 40 | 1.90% | ¥125,880 | ¥60,422,619 | ¥18,122,619 |
| 40 | 2.00% | ¥128,095 | ¥61,485,718 | ¥19,185,718 |
| 40 | 2.10% | ¥130,332 | ¥62,559,375 | ¥20,259,375 |
| 40 | 2.20% | ¥132,591 | ¥63,643,523 | ¥21,343,523 |
| 40 | 2.30% | ¥134,871 | ¥64,738,088 | ¥22,438,088 |
| 40 | 2.40% | ¥137,173 | ¥65,842,997 | ¥23,542,997 |
| 40 | 2.50% | ¥139,496 | ¥66,958,171 | ¥24,658,171 |
| 40 | 2.60% | ¥141,841 | ¥68,083,532 | ¥25,783,532 |
| 40 | 2.70% | ¥144,206 | ¥69,218,996 | ¥26,918,996 |
| 40 | 2.80% | ¥146,593 | ¥70,364,480 | ¥28,064,480 |
| 40 | 2.90% | ¥149,000 | ¥71,519,897 | ¥29,219,897 |
| 40 | 3.00% | ¥151,427 | ¥72,685,157 | ¥30,385,157 |
4230万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥113,584 | ¥47,705,402 | ¥5,405,402 |
| 35 | 0.80% | ¥115,505 | ¥48,512,006 | ¥6,212,006 |
| 35 | 0.90% | ¥117,446 | ¥49,327,171 | ¥7,027,171 |
| 35 | 1.00% | ¥119,407 | ¥50,150,877 | ¥7,850,877 |
| 35 | 1.10% | ¥121,388 | ¥50,983,104 | ¥8,683,104 |
| 35 | 1.20% | ¥123,390 | ¥51,823,828 | ¥9,523,828 |
| 35 | 1.30% | ¥125,412 | ¥52,673,025 | ¥10,373,025 |
| 35 | 1.40% | ¥127,454 | ¥53,530,668 | ¥11,230,668 |
| 35 | 1.50% | ¥129,516 | ¥54,396,728 | ¥12,096,728 |
| 35 | 1.60% | ¥131,598 | ¥55,271,174 | ¥12,971,174 |
| 35 | 1.70% | ¥133,700 | ¥56,153,974 | ¥13,853,974 |
| 35 | 1.80% | ¥135,822 | ¥57,045,094 | ¥14,745,094 |
| 35 | 1.90% | ¥137,963 | ¥57,944,496 | ¥15,644,496 |
| 35 | 2.00% | ¥140,124 | ¥58,852,144 | ¥16,552,144 |
| 35 | 2.10% | ¥142,305 | ¥59,767,996 | ¥17,467,996 |
| 35 | 2.20% | ¥144,505 | ¥60,692,012 | ¥18,392,012 |
| 35 | 2.30% | ¥146,724 | ¥61,624,149 | ¥19,324,149 |
| 35 | 2.40% | ¥148,963 | ¥62,564,360 | ¥20,264,360 |
| 35 | 2.50% | ¥151,220 | ¥63,512,600 | ¥21,212,600 |
| 35 | 2.60% | ¥153,497 | ¥64,468,820 | ¥22,168,820 |
| 35 | 2.70% | ¥155,793 | ¥65,432,971 | ¥23,132,971 |
| 35 | 2.80% | ¥158,107 | ¥66,405,000 | ¥24,105,000 |
| 35 | 2.90% | ¥160,440 | ¥67,384,857 | ¥25,084,857 |
| 35 | 3.00% | ¥162,792 | ¥68,372,485 | ¥26,072,485 |
4230万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥130,303 | ¥46,909,129 | ¥4,609,129 |
| 30 | 0.80% | ¥132,202 | ¥47,592,876 | ¥5,292,876 |
| 30 | 0.90% | ¥134,119 | ¥48,282,925 | ¥5,982,925 |
| 30 | 1.00% | ¥136,054 | ¥48,979,266 | ¥6,679,266 |
| 30 | 1.10% | ¥138,005 | ¥49,681,887 | ¥7,381,887 |
| 30 | 1.20% | ¥139,974 | ¥50,390,776 | ¥8,090,776 |
| 30 | 1.30% | ¥141,961 | ¥51,105,919 | ¥8,805,919 |
| 30 | 1.40% | ¥143,965 | ¥51,827,300 | ¥9,527,300 |
| 30 | 1.50% | ¥145,986 | ¥52,554,906 | ¥10,254,906 |
| 30 | 1.60% | ¥148,024 | ¥53,288,717 | ¥10,988,717 |
| 30 | 1.70% | ¥150,080 | ¥54,028,717 | ¥11,728,717 |
| 30 | 1.80% | ¥152,152 | ¥54,774,887 | ¥12,474,887 |
| 30 | 1.90% | ¥154,242 | ¥55,527,206 | ¥13,227,206 |
| 30 | 2.00% | ¥156,349 | ¥56,285,653 | ¥13,985,653 |
| 30 | 2.10% | ¥158,473 | ¥57,050,207 | ¥14,750,207 |
| 30 | 2.20% | ¥160,613 | ¥57,820,844 | ¥15,520,844 |
| 30 | 2.30% | ¥162,771 | ¥58,597,541 | ¥16,297,541 |
| 30 | 2.40% | ¥164,945 | ¥59,380,271 | ¥17,080,271 |
| 30 | 2.50% | ¥167,136 | ¥60,169,010 | ¥17,869,010 |
| 30 | 2.60% | ¥169,344 | ¥60,963,731 | ¥18,663,731 |
| 30 | 2.70% | ¥171,568 | ¥61,764,406 | ¥19,464,406 |
| 30 | 2.80% | ¥173,808 | ¥62,571,006 | ¥20,271,006 |
| 30 | 2.90% | ¥176,065 | ¥63,383,501 | ¥21,083,501 |
| 30 | 3.00% | ¥178,339 | ¥64,201,862 | ¥21,901,862 |
4230万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥153,738 | ¥46,121,453 | ¥3,821,453 |
| 25 | 0.80% | ¥155,617 | ¥46,684,958 | ¥4,384,958 |
| 25 | 0.90% | ¥157,509 | ¥47,252,847 | ¥4,952,847 |
| 25 | 1.00% | ¥159,417 | ¥47,825,114 | ¥5,525,114 |
| 25 | 1.10% | ¥161,339 | ¥48,401,756 | ¥6,101,756 |
| 25 | 1.20% | ¥163,276 | ¥48,982,764 | ¥6,682,764 |
| 25 | 1.30% | ¥165,227 | ¥49,568,132 | ¥7,268,132 |
| 25 | 1.40% | ¥167,193 | ¥50,157,853 | ¥7,857,853 |
| 25 | 1.50% | ¥169,173 | ¥50,751,920 | ¥8,451,920 |
| 25 | 1.60% | ¥171,168 | ¥51,350,323 | ¥9,050,323 |
| 25 | 1.70% | ¥173,177 | ¥51,953,053 | ¥9,653,053 |
| 25 | 1.80% | ¥175,200 | ¥52,560,103 | ¥10,260,103 |
| 25 | 1.90% | ¥177,238 | ¥53,171,460 | ¥10,871,460 |
| 25 | 2.00% | ¥179,290 | ¥53,787,116 | ¥11,487,116 |
| 25 | 2.10% | ¥181,357 | ¥54,407,058 | ¥12,107,058 |
| 25 | 2.20% | ¥183,438 | ¥55,031,276 | ¥12,731,276 |
| 25 | 2.30% | ¥185,533 | ¥55,659,758 | ¥13,359,758 |
| 25 | 2.40% | ¥187,642 | ¥56,292,492 | ¥13,992,492 |
| 25 | 2.50% | ¥189,765 | ¥56,929,464 | ¥14,629,464 |
| 25 | 2.60% | ¥191,902 | ¥57,570,660 | ¥15,270,660 |
| 25 | 2.70% | ¥194,054 | ¥58,216,069 | ¥15,916,069 |
| 25 | 2.80% | ¥196,219 | ¥58,865,674 | ¥16,565,674 |
| 25 | 2.90% | ¥198,398 | ¥59,519,461 | ¥17,219,461 |
| 25 | 3.00% | ¥200,591 | ¥60,177,416 | ¥17,877,416 |
4230万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥188,927 | ¥45,342,384 | ¥3,042,384 |
| 20 | 0.80% | ¥190,784 | ¥45,788,270 | ¥3,488,270 |
| 20 | 0.90% | ¥192,654 | ¥46,236,966 | ¥3,936,966 |
| 20 | 1.00% | ¥194,535 | ¥46,688,470 | ¥4,388,470 |
| 20 | 1.10% | ¥196,428 | ¥47,142,779 | ¥4,842,779 |
| 20 | 1.20% | ¥198,333 | ¥47,599,891 | ¥5,299,891 |
| 20 | 1.30% | ¥200,249 | ¥48,059,802 | ¥5,759,802 |
| 20 | 1.40% | ¥202,177 | ¥48,522,509 | ¥6,222,509 |
| 20 | 1.50% | ¥204,117 | ¥48,988,010 | ¥6,688,010 |
| 20 | 1.60% | ¥206,068 | ¥49,456,300 | ¥7,156,300 |
| 20 | 1.70% | ¥208,031 | ¥49,927,376 | ¥7,627,376 |
| 20 | 1.80% | ¥210,005 | ¥50,401,233 | ¥8,101,233 |
| 20 | 1.90% | ¥211,991 | ¥50,877,868 | ¥8,577,868 |
| 20 | 2.00% | ¥213,989 | ¥51,357,276 | ¥9,057,276 |
| 20 | 2.10% | ¥215,998 | ¥51,839,453 | ¥9,539,453 |
| 20 | 2.20% | ¥218,018 | ¥52,324,392 | ¥10,024,392 |
| 20 | 2.30% | ¥220,050 | ¥52,812,091 | ¥10,512,091 |
| 20 | 2.40% | ¥222,094 | ¥53,302,542 | ¥11,002,542 |
| 20 | 2.50% | ¥224,149 | ¥53,795,742 | ¥11,495,742 |
| 20 | 2.60% | ¥226,215 | ¥54,291,683 | ¥11,991,683 |
| 20 | 2.70% | ¥228,293 | ¥54,790,361 | ¥12,490,361 |
| 20 | 2.80% | ¥230,382 | ¥55,291,768 | ¥12,991,768 |
| 20 | 2.90% | ¥232,483 | ¥55,795,899 | ¥13,495,899 |
| 20 | 3.00% | ¥234,595 | ¥56,302,748 | ¥14,002,748 |
4230万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥247,622 | ¥44,571,931 | ¥2,271,931 |
| 15 | 0.80% | ¥249,460 | ¥44,902,829 | ¥2,602,829 |
| 15 | 0.90% | ¥251,307 | ¥45,235,310 | ¥2,935,310 |
| 15 | 1.00% | ¥253,163 | ¥45,569,372 | ¥3,269,372 |
| 15 | 1.10% | ¥255,028 | ¥45,905,015 | ¥3,605,015 |
| 15 | 1.20% | ¥256,901 | ¥46,242,238 | ¥3,942,238 |
| 15 | 1.30% | ¥258,784 | ¥46,581,039 | ¥4,281,039 |
| 15 | 1.40% | ¥260,675 | ¥46,921,418 | ¥4,621,418 |
| 15 | 1.50% | ¥262,574 | ¥47,263,374 | ¥4,963,374 |
| 15 | 1.60% | ¥264,483 | ¥47,606,904 | ¥5,306,904 |
| 15 | 1.70% | ¥266,400 | ¥47,952,009 | ¥5,652,009 |
| 15 | 1.80% | ¥268,326 | ¥48,298,686 | ¥5,998,686 |
| 15 | 1.90% | ¥270,261 | ¥48,646,934 | ¥6,346,934 |
| 15 | 2.00% | ¥272,204 | ¥48,996,752 | ¥6,696,752 |
| 15 | 2.10% | ¥274,156 | ¥49,348,139 | ¥7,048,139 |
| 15 | 2.20% | ¥276,117 | ¥49,701,091 | ¥7,401,091 |
| 15 | 2.30% | ¥278,087 | ¥50,055,609 | ¥7,755,609 |
| 15 | 2.40% | ¥280,065 | ¥50,411,689 | ¥8,111,689 |
| 15 | 2.50% | ¥282,052 | ¥50,769,330 | ¥8,469,330 |
| 15 | 2.60% | ¥284,047 | ¥51,128,531 | ¥8,828,531 |
| 15 | 2.70% | ¥286,052 | ¥51,489,289 | ¥9,189,289 |
| 15 | 2.80% | ¥288,064 | ¥51,851,602 | ¥9,551,602 |
| 15 | 2.90% | ¥290,086 | ¥52,215,469 | ¥9,915,469 |
| 15 | 3.00% | ¥292,116 | ¥52,580,886 | ¥10,280,886 |
4230万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥365,084 | ¥43,810,102 | ¥1,510,102 |
| 10 | 0.80% | ¥366,905 | ¥44,028,649 | ¥1,728,649 |
| 10 | 0.90% | ¥368,732 | ¥44,247,898 | ¥1,947,898 |
| 10 | 1.00% | ¥370,565 | ¥44,467,852 | ¥2,167,852 |
| 10 | 1.10% | ¥372,404 | ¥44,688,509 | ¥2,388,509 |
| 10 | 1.20% | ¥374,249 | ¥44,909,869 | ¥2,609,869 |
| 10 | 1.30% | ¥376,099 | ¥45,131,932 | ¥2,831,932 |
| 10 | 1.40% | ¥377,956 | ¥45,354,697 | ¥3,054,697 |
| 10 | 1.50% | ¥379,818 | ¥45,578,165 | ¥3,278,165 |
| 10 | 1.60% | ¥381,686 | ¥45,802,335 | ¥3,502,335 |
| 10 | 1.70% | ¥383,560 | ¥46,027,207 | ¥3,727,207 |
| 10 | 1.80% | ¥385,440 | ¥46,252,780 | ¥3,952,780 |
| 10 | 1.90% | ¥387,325 | ¥46,479,054 | ¥4,179,054 |
| 10 | 2.00% | ¥389,217 | ¥46,706,029 | ¥4,406,029 |
| 10 | 2.10% | ¥391,114 | ¥46,933,705 | ¥4,633,705 |
| 10 | 2.20% | ¥393,017 | ¥47,162,080 | ¥4,862,080 |
| 10 | 2.30% | ¥394,926 | ¥47,391,155 | ¥5,091,155 |
| 10 | 2.40% | ¥396,841 | ¥47,620,929 | ¥5,320,929 |
| 10 | 2.50% | ¥398,762 | ¥47,851,402 | ¥5,551,402 |
| 10 | 2.60% | ¥400,688 | ¥48,082,574 | ¥5,782,574 |
| 10 | 2.70% | ¥402,620 | ¥48,314,443 | ¥6,014,443 |
| 10 | 2.80% | ¥404,558 | ¥48,547,010 | ¥6,247,010 |
| 10 | 2.90% | ¥406,502 | ¥48,780,274 | ¥6,480,274 |
| 10 | 3.00% | ¥408,452 | ¥49,014,234 | ¥6,714,234 |
