4240万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4240万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4240万円の住宅ローン｜期間・年数別
4240万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥83,774 | ¥50,264,192 | ¥7,864,192 |
| 50 | 0.80% | ¥85,763 | ¥51,457,776 | ¥9,057,776 |
| 50 | 0.90% | ¥87,781 | ¥52,668,729 | ¥10,268,729 |
| 50 | 1.00% | ¥89,828 | ¥53,896,975 | ¥11,496,975 |
| 50 | 1.10% | ¥91,904 | ¥55,142,431 | ¥12,742,431 |
| 50 | 1.20% | ¥94,008 | ¥56,405,005 | ¥14,005,005 |
| 50 | 1.30% | ¥96,141 | ¥57,684,597 | ¥15,284,597 |
| 50 | 1.40% | ¥98,302 | ¥58,981,101 | ¥16,581,101 |
| 50 | 1.50% | ¥100,491 | ¥60,294,401 | ¥17,894,401 |
| 50 | 1.60% | ¥102,707 | ¥61,624,375 | ¥19,224,375 |
| 50 | 1.70% | ¥104,951 | ¥62,970,895 | ¥20,570,895 |
| 50 | 1.80% | ¥107,223 | ¥64,333,825 | ¥21,933,825 |
| 50 | 1.90% | ¥109,522 | ¥65,713,022 | ¥23,313,022 |
| 50 | 2.00% | ¥111,847 | ¥67,108,336 | ¥24,708,336 |
| 50 | 2.10% | ¥114,199 | ¥68,519,613 | ¥26,119,613 |
| 50 | 2.20% | ¥116,578 | ¥69,946,691 | ¥27,546,691 |
| 50 | 2.30% | ¥118,982 | ¥71,389,404 | ¥28,989,404 |
| 50 | 2.40% | ¥121,413 | ¥72,847,580 | ¥30,447,580 |
| 50 | 2.50% | ¥123,868 | ¥74,321,040 | ¥31,921,040 |
| 50 | 2.60% | ¥126,349 | ¥75,809,602 | ¥33,409,602 |
| 50 | 2.70% | ¥128,855 | ¥77,313,080 | ¥34,913,080 |
| 50 | 2.80% | ¥131,385 | ¥78,831,283 | ¥36,431,283 |
| 50 | 2.90% | ¥133,940 | ¥80,364,014 | ¥37,964,014 |
| 50 | 3.00% | ¥136,518 | ¥81,911,075 | ¥39,511,075 |
4240万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥91,556 | ¥49,440,280 | ¥7,040,280 |
| 45 | 0.80% | ¥93,524 | ¥50,502,914 | ¥8,102,914 |
| 45 | 0.90% | ¥95,518 | ¥51,579,659 | ¥9,179,659 |
| 45 | 1.00% | ¥97,538 | ¥52,670,466 | ¥10,270,466 |
| 45 | 1.10% | ¥99,584 | ¥53,775,279 | ¥11,375,279 |
| 45 | 1.20% | ¥101,656 | ¥54,894,036 | ¥12,494,036 |
| 45 | 1.30% | ¥103,753 | ¥56,026,673 | ¥13,626,673 |
| 45 | 1.40% | ¥105,876 | ¥57,173,117 | ¥14,773,117 |
| 45 | 1.50% | ¥108,025 | ¥58,333,293 | ¥15,933,293 |
| 45 | 1.60% | ¥110,198 | ¥59,507,118 | ¥17,107,118 |
| 45 | 1.70% | ¥112,397 | ¥60,694,508 | ¥18,294,508 |
| 45 | 1.80% | ¥114,621 | ¥61,895,370 | ¥19,495,370 |
| 45 | 1.90% | ¥116,870 | ¥63,109,610 | ¥20,709,610 |
| 45 | 2.00% | ¥119,143 | ¥64,337,128 | ¥21,937,128 |
| 45 | 2.10% | ¥121,440 | ¥65,577,819 | ¥23,177,819 |
| 45 | 2.20% | ¥123,762 | ¥66,831,574 | ¥24,431,574 |
| 45 | 2.30% | ¥126,108 | ¥68,098,281 | ¥25,698,281 |
| 45 | 2.40% | ¥128,477 | ¥69,377,824 | ¥26,977,824 |
| 45 | 2.50% | ¥130,871 | ¥70,670,081 | ¥28,270,081 |
| 45 | 2.60% | ¥133,287 | ¥71,974,930 | ¥29,574,930 |
| 45 | 2.70% | ¥135,726 | ¥73,292,243 | ¥30,892,243 |
| 45 | 2.80% | ¥138,189 | ¥74,621,889 | ¥32,221,889 |
| 45 | 2.90% | ¥140,674 | ¥75,963,734 | ¥33,563,734 |
| 45 | 3.00% | ¥143,181 | ¥77,317,642 | ¥34,917,642 |
4240万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥101,302 | ¥48,624,937 | ¥6,224,937 |
| 40 | 0.80% | ¥103,248 | ¥49,559,209 | ¥7,159,209 |
| 40 | 0.90% | ¥105,218 | ¥50,504,661 | ¥8,104,661 |
| 40 | 1.00% | ¥107,211 | ¥51,461,262 | ¥9,061,262 |
| 40 | 1.10% | ¥109,227 | ¥52,428,976 | ¥10,028,976 |
| 40 | 1.20% | ¥111,266 | ¥53,407,765 | ¥11,007,765 |
| 40 | 1.30% | ¥113,328 | ¥54,397,587 | ¥11,997,587 |
| 40 | 1.40% | ¥115,413 | ¥55,398,397 | ¥12,998,397 |
| 40 | 1.50% | ¥117,521 | ¥56,410,147 | ¥14,010,147 |
| 40 | 1.60% | ¥119,652 | ¥57,432,785 | ¥15,032,785 |
| 40 | 1.70% | ¥121,805 | ¥58,466,255 | ¥16,066,255 |
| 40 | 1.80% | ¥123,980 | ¥59,510,502 | ¥17,110,502 |
| 40 | 1.90% | ¥126,178 | ¥60,565,462 | ¥18,165,462 |
| 40 | 2.00% | ¥128,398 | ¥61,631,074 | ¥19,231,074 |
| 40 | 2.10% | ¥130,640 | ¥62,707,270 | ¥20,307,270 |
| 40 | 2.20% | ¥132,904 | ¥63,793,980 | ¥21,393,980 |
| 40 | 2.30% | ¥135,190 | ¥64,891,133 | ¥22,491,133 |
| 40 | 2.40% | ¥137,497 | ¥65,998,654 | ¥23,598,654 |
| 40 | 2.50% | ¥139,826 | ¥67,116,465 | ¥24,716,465 |
| 40 | 2.60% | ¥142,176 | ¥68,244,486 | ¥25,844,486 |
| 40 | 2.70% | ¥144,547 | ¥69,382,635 | ¥26,982,635 |
| 40 | 2.80% | ¥146,939 | ¥70,530,827 | ¥28,130,827 |
| 40 | 2.90% | ¥149,352 | ¥71,688,975 | ¥29,288,975 |
| 40 | 3.00% | ¥151,785 | ¥72,856,990 | ¥30,456,990 |
4240万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥113,853 | ¥47,818,180 | ¥5,418,180 |
| 35 | 0.80% | ¥115,778 | ¥48,626,692 | ¥6,226,692 |
| 35 | 0.90% | ¥117,723 | ¥49,443,784 | ¥7,043,784 |
| 35 | 1.00% | ¥119,689 | ¥50,269,437 | ¥7,869,437 |
| 35 | 1.10% | ¥121,675 | ¥51,103,631 | ¥8,703,631 |
| 35 | 1.20% | ¥123,682 | ¥51,946,343 | ¥9,546,343 |
| 35 | 1.30% | ¥125,708 | ¥52,797,547 | ¥10,397,547 |
| 35 | 1.40% | ¥127,755 | ¥53,657,218 | ¥11,257,218 |
| 35 | 1.50% | ¥129,822 | ¥54,525,325 | ¥12,125,325 |
| 35 | 1.60% | ¥131,909 | ¥55,401,839 | ¥13,001,839 |
| 35 | 1.70% | ¥134,016 | ¥56,286,726 | ¥13,886,726 |
| 35 | 1.80% | ¥136,143 | ¥57,179,952 | ¥14,779,952 |
| 35 | 1.90% | ¥138,289 | ¥58,081,481 | ¥15,681,481 |
| 35 | 2.00% | ¥140,455 | ¥58,991,274 | ¥16,591,274 |
| 35 | 2.10% | ¥142,641 | ¥59,909,292 | ¥17,509,292 |
| 35 | 2.20% | ¥144,846 | ¥60,835,492 | ¥18,435,492 |
| 35 | 2.30% | ¥147,071 | ¥61,769,832 | ¥19,369,832 |
| 35 | 2.40% | ¥149,315 | ¥62,712,266 | ¥20,312,266 |
| 35 | 2.50% | ¥151,578 | ¥63,662,748 | ¥21,262,748 |
| 35 | 2.60% | ¥153,860 | ¥64,621,229 | ¥22,221,229 |
| 35 | 2.70% | ¥156,161 | ¥65,587,659 | ¥23,187,659 |
| 35 | 2.80% | ¥158,481 | ¥66,561,986 | ¥24,161,986 |
| 35 | 2.90% | ¥160,819 | ¥67,544,159 | ¥25,144,159 |
| 35 | 3.00% | ¥163,176 | ¥68,534,122 | ¥26,134,122 |
4240万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥130,611 | ¥47,020,026 | ¥4,620,026 |
| 30 | 0.80% | ¥132,515 | ¥47,705,389 | ¥5,305,389 |
| 30 | 0.90% | ¥134,436 | ¥48,397,069 | ¥5,997,069 |
| 30 | 1.00% | ¥136,375 | ¥49,095,056 | ¥6,695,056 |
| 30 | 1.10% | ¥138,331 | ¥49,799,339 | ¥7,399,339 |
| 30 | 1.20% | ¥140,305 | ¥50,509,903 | ¥8,109,903 |
| 30 | 1.30% | ¥142,296 | ¥51,226,736 | ¥8,826,736 |
| 30 | 1.40% | ¥144,305 | ¥51,949,824 | ¥9,549,824 |
| 30 | 1.50% | ¥146,331 | ¥52,679,149 | ¥10,279,149 |
| 30 | 1.60% | ¥148,374 | ¥53,414,695 | ¥11,014,695 |
| 30 | 1.70% | ¥150,435 | ¥54,156,445 | ¥11,756,445 |
| 30 | 1.80% | ¥152,512 | ¥54,904,378 | ¥12,504,378 |
| 30 | 1.90% | ¥154,607 | ¥55,658,476 | ¥13,258,476 |
| 30 | 2.00% | ¥156,719 | ¥56,418,716 | ¥14,018,716 |
| 30 | 2.10% | ¥158,847 | ¥57,185,078 | ¥14,785,078 |
| 30 | 2.20% | ¥160,993 | ¥57,957,536 | ¥15,557,536 |
| 30 | 2.30% | ¥163,156 | ¥58,736,069 | ¥16,336,069 |
| 30 | 2.40% | ¥165,335 | ¥59,520,650 | ¥17,120,650 |
| 30 | 2.50% | ¥167,531 | ¥60,311,254 | ¥17,911,254 |
| 30 | 2.60% | ¥169,744 | ¥61,107,854 | ¥18,707,854 |
| 30 | 2.70% | ¥171,973 | ¥61,910,421 | ¥19,510,421 |
| 30 | 2.80% | ¥174,219 | ¥62,718,928 | ¥20,318,928 |
| 30 | 2.90% | ¥176,482 | ¥63,533,344 | ¥21,133,344 |
| 30 | 3.00% | ¥178,760 | ¥64,353,640 | ¥21,953,640 |
4240万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥154,102 | ¥46,230,487 | ¥3,830,487 |
| 25 | 0.80% | ¥155,984 | ¥46,795,324 | ¥4,395,324 |
| 25 | 0.90% | ¥157,882 | ¥47,364,555 | ¥4,964,555 |
| 25 | 1.00% | ¥159,794 | ¥47,938,176 | ¥5,538,176 |
| 25 | 1.10% | ¥161,721 | ¥48,516,181 | ¥6,116,181 |
| 25 | 1.20% | ¥163,662 | ¥49,098,562 | ¥6,698,562 |
| 25 | 1.30% | ¥165,618 | ¥49,685,315 | ¥7,285,315 |
| 25 | 1.40% | ¥167,588 | ¥50,276,430 | ¥7,876,430 |
| 25 | 1.50% | ¥169,573 | ¥50,871,901 | ¥8,471,901 |
| 25 | 1.60% | ¥171,572 | ¥51,471,718 | ¥9,071,718 |
| 25 | 1.70% | ¥173,586 | ¥52,075,874 | ¥9,675,874 |
| 25 | 1.80% | ¥175,615 | ¥52,684,358 | ¥10,284,358 |
| 25 | 1.90% | ¥177,657 | ¥53,297,161 | ¥10,897,161 |
| 25 | 2.00% | ¥179,714 | ¥53,914,272 | ¥11,514,272 |
| 25 | 2.10% | ¥181,786 | ¥54,535,680 | ¥12,135,680 |
| 25 | 2.20% | ¥183,871 | ¥55,161,374 | ¥12,761,374 |
| 25 | 2.30% | ¥185,971 | ¥55,791,342 | ¥13,391,342 |
| 25 | 2.40% | ¥188,085 | ¥56,425,571 | ¥14,025,571 |
| 25 | 2.50% | ¥190,213 | ¥57,064,049 | ¥14,664,049 |
| 25 | 2.60% | ¥192,356 | ¥57,706,761 | ¥15,306,761 |
| 25 | 2.70% | ¥194,512 | ¥58,353,695 | ¥15,953,695 |
| 25 | 2.80% | ¥196,683 | ¥59,004,836 | ¥16,604,836 |
| 25 | 2.90% | ¥198,867 | ¥59,660,169 | ¥17,260,169 |
| 25 | 3.00% | ¥201,066 | ¥60,319,679 | ¥17,919,679 |
4240万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥189,373 | ¥45,449,576 | ¥3,049,576 |
| 20 | 0.80% | ¥191,235 | ¥45,896,516 | ¥3,496,516 |
| 20 | 0.90% | ¥193,109 | ¥46,346,273 | ¥3,946,273 |
| 20 | 1.00% | ¥194,995 | ¥46,798,845 | ¥4,398,845 |
| 20 | 1.10% | ¥196,893 | ¥47,254,228 | ¥4,854,228 |
| 20 | 1.20% | ¥198,802 | ¥47,712,420 | ¥5,312,420 |
| 20 | 1.30% | ¥200,723 | ¥48,173,418 | ¥5,773,418 |
| 20 | 1.40% | ¥202,655 | ¥48,637,220 | ¥6,237,220 |
| 20 | 1.50% | ¥204,599 | ¥49,103,821 | ¥6,703,821 |
| 20 | 1.60% | ¥206,555 | ¥49,573,218 | ¥7,173,218 |
| 20 | 1.70% | ¥208,523 | ¥50,045,407 | ¥7,645,407 |
| 20 | 1.80% | ¥210,502 | ¥50,520,385 | ¥8,120,385 |
| 20 | 1.90% | ¥212,492 | ¥50,998,147 | ¥8,598,147 |
| 20 | 2.00% | ¥214,495 | ¥51,478,688 | ¥9,078,688 |
| 20 | 2.10% | ¥216,508 | ¥51,962,004 | ¥9,562,004 |
| 20 | 2.20% | ¥218,534 | ¥52,448,091 | ¥10,048,091 |
| 20 | 2.30% | ¥220,571 | ¥52,936,942 | ¥10,536,942 |
| 20 | 2.40% | ¥222,619 | ¥53,428,553 | ¥11,028,553 |
| 20 | 2.50% | ¥224,679 | ¥53,922,918 | ¥11,522,918 |
| 20 | 2.60% | ¥226,750 | ¥54,420,032 | ¥12,020,032 |
| 20 | 2.70% | ¥228,833 | ¥54,919,889 | ¥12,519,889 |
| 20 | 2.80% | ¥230,927 | ¥55,422,482 | ¥13,022,482 |
| 20 | 2.90% | ¥233,033 | ¥55,927,805 | ¥13,527,805 |
| 20 | 3.00% | ¥235,149 | ¥56,435,852 | ¥14,035,852 |
4240万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥248,207 | ¥44,677,302 | ¥2,277,302 |
| 15 | 0.80% | ¥250,050 | ¥45,008,983 | ¥2,608,983 |
| 15 | 0.90% | ¥251,901 | ¥45,342,249 | ¥2,942,249 |
| 15 | 1.00% | ¥253,762 | ¥45,677,101 | ¥3,277,101 |
| 15 | 1.10% | ¥255,631 | ¥46,013,538 | ¥3,613,538 |
| 15 | 1.20% | ¥257,509 | ¥46,351,558 | ¥3,951,558 |
| 15 | 1.30% | ¥259,395 | ¥46,691,160 | ¥4,291,160 |
| 15 | 1.40% | ¥261,291 | ¥47,032,343 | ¥4,632,343 |
| 15 | 1.50% | ¥263,195 | ¥47,375,107 | ¥4,975,107 |
| 15 | 1.60% | ¥265,108 | ¥47,719,450 | ¥5,319,450 |
| 15 | 1.70% | ¥267,030 | ¥48,065,371 | ¥5,665,371 |
| 15 | 1.80% | ¥268,960 | ¥48,412,867 | ¥6,012,867 |
| 15 | 1.90% | ¥270,900 | ¥48,761,939 | ¥6,361,939 |
| 15 | 2.00% | ¥272,848 | ¥49,112,584 | ¥6,712,584 |
| 15 | 2.10% | ¥274,804 | ¥49,464,801 | ¥7,064,801 |
| 15 | 2.20% | ¥276,770 | ¥49,818,588 | ¥7,418,588 |
| 15 | 2.30% | ¥278,744 | ¥50,173,943 | ¥7,773,943 |
| 15 | 2.40% | ¥280,727 | ¥50,530,865 | ¥8,130,865 |
| 15 | 2.50% | ¥282,719 | ¥50,889,352 | ¥8,489,352 |
| 15 | 2.60% | ¥284,719 | ¥51,249,402 | ¥8,849,402 |
| 15 | 2.70% | ¥286,728 | ¥51,611,013 | ¥9,211,013 |
| 15 | 2.80% | ¥288,745 | ¥51,974,183 | ¥9,574,183 |
| 15 | 2.90% | ¥290,772 | ¥52,338,910 | ¥9,938,910 |
| 15 | 3.00% | ¥292,807 | ¥52,705,191 | ¥10,305,191 |
4240万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥365,947 | ¥43,913,672 | ¥1,513,672 |
| 10 | 0.80% | ¥367,773 | ¥44,132,735 | ¥1,732,735 |
| 10 | 0.90% | ¥369,604 | ¥44,352,503 | ¥1,952,503 |
| 10 | 1.00% | ¥371,441 | ¥44,572,977 | ¥2,172,977 |
| 10 | 1.10% | ¥373,285 | ¥44,794,156 | ¥2,394,156 |
| 10 | 1.20% | ¥375,134 | ¥45,016,039 | ¥2,616,039 |
| 10 | 1.30% | ¥376,989 | ¥45,238,627 | ¥2,838,627 |
| 10 | 1.40% | ¥378,849 | ¥45,461,919 | ¥3,061,919 |
| 10 | 1.50% | ¥380,716 | ¥45,685,915 | ¥3,285,915 |
| 10 | 1.60% | ¥382,588 | ¥45,910,615 | ¥3,510,615 |
| 10 | 1.70% | ¥384,467 | ¥46,136,018 | ¥3,736,018 |
| 10 | 1.80% | ¥386,351 | ¥46,362,125 | ¥3,962,125 |
| 10 | 1.90% | ¥388,241 | ¥46,588,934 | ¥4,188,934 |
| 10 | 2.00% | ¥390,137 | ¥46,816,445 | ¥4,416,445 |
| 10 | 2.10% | ¥392,039 | ¥47,044,659 | ¥4,644,659 |
| 10 | 2.20% | ¥393,946 | ¥47,273,574 | ¥4,873,574 |
| 10 | 2.30% | ¥395,860 | ¥47,503,191 | ¥5,103,191 |
| 10 | 2.40% | ¥397,779 | ¥47,733,508 | ¥5,333,508 |
| 10 | 2.50% | ¥399,704 | ¥47,964,526 | ¥5,564,526 |
| 10 | 2.60% | ¥401,635 | ¥48,196,244 | ¥5,796,244 |
| 10 | 2.70% | ¥403,572 | ¥48,428,661 | ¥6,028,661 |
| 10 | 2.80% | ¥405,515 | ¥48,661,778 | ¥6,261,778 |
| 10 | 2.90% | ¥407,463 | ¥48,895,593 | ¥6,495,593 |
| 10 | 3.00% | ¥409,418 | ¥49,130,107 | ¥6,730,107 |
