4240万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4240万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4240万円の住宅ローン｜期間・年数別
4240万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥83,774 |
¥50,264,192 |
¥7,864,192 |
| 50 |
0.80% |
¥85,763 |
¥51,457,776 |
¥9,057,776 |
| 50 |
0.90% |
¥87,781 |
¥52,668,729 |
¥10,268,729 |
| 50 |
1.00% |
¥89,828 |
¥53,896,975 |
¥11,496,975 |
| 50 |
1.10% |
¥91,904 |
¥55,142,431 |
¥12,742,431 |
| 50 |
1.20% |
¥94,008 |
¥56,405,005 |
¥14,005,005 |
| 50 |
1.30% |
¥96,141 |
¥57,684,597 |
¥15,284,597 |
| 50 |
1.40% |
¥98,302 |
¥58,981,101 |
¥16,581,101 |
| 50 |
1.50% |
¥100,491 |
¥60,294,401 |
¥17,894,401 |
| 50 |
1.60% |
¥102,707 |
¥61,624,375 |
¥19,224,375 |
| 50 |
1.70% |
¥104,951 |
¥62,970,895 |
¥20,570,895 |
| 50 |
1.80% |
¥107,223 |
¥64,333,825 |
¥21,933,825 |
| 50 |
1.90% |
¥109,522 |
¥65,713,022 |
¥23,313,022 |
| 50 |
2.00% |
¥111,847 |
¥67,108,336 |
¥24,708,336 |
| 50 |
2.10% |
¥114,199 |
¥68,519,613 |
¥26,119,613 |
| 50 |
2.20% |
¥116,578 |
¥69,946,691 |
¥27,546,691 |
| 50 |
2.30% |
¥118,982 |
¥71,389,404 |
¥28,989,404 |
| 50 |
2.40% |
¥121,413 |
¥72,847,580 |
¥30,447,580 |
| 50 |
2.50% |
¥123,868 |
¥74,321,040 |
¥31,921,040 |
| 50 |
2.60% |
¥126,349 |
¥75,809,602 |
¥33,409,602 |
| 50 |
2.70% |
¥128,855 |
¥77,313,080 |
¥34,913,080 |
| 50 |
2.80% |
¥131,385 |
¥78,831,283 |
¥36,431,283 |
| 50 |
2.90% |
¥133,940 |
¥80,364,014 |
¥37,964,014 |
| 50 |
3.00% |
¥136,518 |
¥81,911,075 |
¥39,511,075 |
4240万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥91,556 |
¥49,440,280 |
¥7,040,280 |
| 45 |
0.80% |
¥93,524 |
¥50,502,914 |
¥8,102,914 |
| 45 |
0.90% |
¥95,518 |
¥51,579,659 |
¥9,179,659 |
| 45 |
1.00% |
¥97,538 |
¥52,670,466 |
¥10,270,466 |
| 45 |
1.10% |
¥99,584 |
¥53,775,279 |
¥11,375,279 |
| 45 |
1.20% |
¥101,656 |
¥54,894,036 |
¥12,494,036 |
| 45 |
1.30% |
¥103,753 |
¥56,026,673 |
¥13,626,673 |
| 45 |
1.40% |
¥105,876 |
¥57,173,117 |
¥14,773,117 |
| 45 |
1.50% |
¥108,025 |
¥58,333,293 |
¥15,933,293 |
| 45 |
1.60% |
¥110,198 |
¥59,507,118 |
¥17,107,118 |
| 45 |
1.70% |
¥112,397 |
¥60,694,508 |
¥18,294,508 |
| 45 |
1.80% |
¥114,621 |
¥61,895,370 |
¥19,495,370 |
| 45 |
1.90% |
¥116,870 |
¥63,109,610 |
¥20,709,610 |
| 45 |
2.00% |
¥119,143 |
¥64,337,128 |
¥21,937,128 |
| 45 |
2.10% |
¥121,440 |
¥65,577,819 |
¥23,177,819 |
| 45 |
2.20% |
¥123,762 |
¥66,831,574 |
¥24,431,574 |
| 45 |
2.30% |
¥126,108 |
¥68,098,281 |
¥25,698,281 |
| 45 |
2.40% |
¥128,477 |
¥69,377,824 |
¥26,977,824 |
| 45 |
2.50% |
¥130,871 |
¥70,670,081 |
¥28,270,081 |
| 45 |
2.60% |
¥133,287 |
¥71,974,930 |
¥29,574,930 |
| 45 |
2.70% |
¥135,726 |
¥73,292,243 |
¥30,892,243 |
| 45 |
2.80% |
¥138,189 |
¥74,621,889 |
¥32,221,889 |
| 45 |
2.90% |
¥140,674 |
¥75,963,734 |
¥33,563,734 |
| 45 |
3.00% |
¥143,181 |
¥77,317,642 |
¥34,917,642 |
4240万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥101,302 |
¥48,624,937 |
¥6,224,937 |
| 40 |
0.80% |
¥103,248 |
¥49,559,209 |
¥7,159,209 |
| 40 |
0.90% |
¥105,218 |
¥50,504,661 |
¥8,104,661 |
| 40 |
1.00% |
¥107,211 |
¥51,461,262 |
¥9,061,262 |
| 40 |
1.10% |
¥109,227 |
¥52,428,976 |
¥10,028,976 |
| 40 |
1.20% |
¥111,266 |
¥53,407,765 |
¥11,007,765 |
| 40 |
1.30% |
¥113,328 |
¥54,397,587 |
¥11,997,587 |
| 40 |
1.40% |
¥115,413 |
¥55,398,397 |
¥12,998,397 |
| 40 |
1.50% |
¥117,521 |
¥56,410,147 |
¥14,010,147 |
| 40 |
1.60% |
¥119,652 |
¥57,432,785 |
¥15,032,785 |
| 40 |
1.70% |
¥121,805 |
¥58,466,255 |
¥16,066,255 |
| 40 |
1.80% |
¥123,980 |
¥59,510,502 |
¥17,110,502 |
| 40 |
1.90% |
¥126,178 |
¥60,565,462 |
¥18,165,462 |
| 40 |
2.00% |
¥128,398 |
¥61,631,074 |
¥19,231,074 |
| 40 |
2.10% |
¥130,640 |
¥62,707,270 |
¥20,307,270 |
| 40 |
2.20% |
¥132,904 |
¥63,793,980 |
¥21,393,980 |
| 40 |
2.30% |
¥135,190 |
¥64,891,133 |
¥22,491,133 |
| 40 |
2.40% |
¥137,497 |
¥65,998,654 |
¥23,598,654 |
| 40 |
2.50% |
¥139,826 |
¥67,116,465 |
¥24,716,465 |
| 40 |
2.60% |
¥142,176 |
¥68,244,486 |
¥25,844,486 |
| 40 |
2.70% |
¥144,547 |
¥69,382,635 |
¥26,982,635 |
| 40 |
2.80% |
¥146,939 |
¥70,530,827 |
¥28,130,827 |
| 40 |
2.90% |
¥149,352 |
¥71,688,975 |
¥29,288,975 |
| 40 |
3.00% |
¥151,785 |
¥72,856,990 |
¥30,456,990 |
4240万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥113,853 |
¥47,818,180 |
¥5,418,180 |
| 35 |
0.80% |
¥115,778 |
¥48,626,692 |
¥6,226,692 |
| 35 |
0.90% |
¥117,723 |
¥49,443,784 |
¥7,043,784 |
| 35 |
1.00% |
¥119,689 |
¥50,269,437 |
¥7,869,437 |
| 35 |
1.10% |
¥121,675 |
¥51,103,631 |
¥8,703,631 |
| 35 |
1.20% |
¥123,682 |
¥51,946,343 |
¥9,546,343 |
| 35 |
1.30% |
¥125,708 |
¥52,797,547 |
¥10,397,547 |
| 35 |
1.40% |
¥127,755 |
¥53,657,218 |
¥11,257,218 |
| 35 |
1.50% |
¥129,822 |
¥54,525,325 |
¥12,125,325 |
| 35 |
1.60% |
¥131,909 |
¥55,401,839 |
¥13,001,839 |
| 35 |
1.70% |
¥134,016 |
¥56,286,726 |
¥13,886,726 |
| 35 |
1.80% |
¥136,143 |
¥57,179,952 |
¥14,779,952 |
| 35 |
1.90% |
¥138,289 |
¥58,081,481 |
¥15,681,481 |
| 35 |
2.00% |
¥140,455 |
¥58,991,274 |
¥16,591,274 |
| 35 |
2.10% |
¥142,641 |
¥59,909,292 |
¥17,509,292 |
| 35 |
2.20% |
¥144,846 |
¥60,835,492 |
¥18,435,492 |
| 35 |
2.30% |
¥147,071 |
¥61,769,832 |
¥19,369,832 |
| 35 |
2.40% |
¥149,315 |
¥62,712,266 |
¥20,312,266 |
| 35 |
2.50% |
¥151,578 |
¥63,662,748 |
¥21,262,748 |
| 35 |
2.60% |
¥153,860 |
¥64,621,229 |
¥22,221,229 |
| 35 |
2.70% |
¥156,161 |
¥65,587,659 |
¥23,187,659 |
| 35 |
2.80% |
¥158,481 |
¥66,561,986 |
¥24,161,986 |
| 35 |
2.90% |
¥160,819 |
¥67,544,159 |
¥25,144,159 |
| 35 |
3.00% |
¥163,176 |
¥68,534,122 |
¥26,134,122 |
4240万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥130,611 |
¥47,020,026 |
¥4,620,026 |
| 30 |
0.80% |
¥132,515 |
¥47,705,389 |
¥5,305,389 |
| 30 |
0.90% |
¥134,436 |
¥48,397,069 |
¥5,997,069 |
| 30 |
1.00% |
¥136,375 |
¥49,095,056 |
¥6,695,056 |
| 30 |
1.10% |
¥138,331 |
¥49,799,339 |
¥7,399,339 |
| 30 |
1.20% |
¥140,305 |
¥50,509,903 |
¥8,109,903 |
| 30 |
1.30% |
¥142,296 |
¥51,226,736 |
¥8,826,736 |
| 30 |
1.40% |
¥144,305 |
¥51,949,824 |
¥9,549,824 |
| 30 |
1.50% |
¥146,331 |
¥52,679,149 |
¥10,279,149 |
| 30 |
1.60% |
¥148,374 |
¥53,414,695 |
¥11,014,695 |
| 30 |
1.70% |
¥150,435 |
¥54,156,445 |
¥11,756,445 |
| 30 |
1.80% |
¥152,512 |
¥54,904,378 |
¥12,504,378 |
| 30 |
1.90% |
¥154,607 |
¥55,658,476 |
¥13,258,476 |
| 30 |
2.00% |
¥156,719 |
¥56,418,716 |
¥14,018,716 |
| 30 |
2.10% |
¥158,847 |
¥57,185,078 |
¥14,785,078 |
| 30 |
2.20% |
¥160,993 |
¥57,957,536 |
¥15,557,536 |
| 30 |
2.30% |
¥163,156 |
¥58,736,069 |
¥16,336,069 |
| 30 |
2.40% |
¥165,335 |
¥59,520,650 |
¥17,120,650 |
| 30 |
2.50% |
¥167,531 |
¥60,311,254 |
¥17,911,254 |
| 30 |
2.60% |
¥169,744 |
¥61,107,854 |
¥18,707,854 |
| 30 |
2.70% |
¥171,973 |
¥61,910,421 |
¥19,510,421 |
| 30 |
2.80% |
¥174,219 |
¥62,718,928 |
¥20,318,928 |
| 30 |
2.90% |
¥176,482 |
¥63,533,344 |
¥21,133,344 |
| 30 |
3.00% |
¥178,760 |
¥64,353,640 |
¥21,953,640 |
4240万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥154,102 |
¥46,230,487 |
¥3,830,487 |
| 25 |
0.80% |
¥155,984 |
¥46,795,324 |
¥4,395,324 |
| 25 |
0.90% |
¥157,882 |
¥47,364,555 |
¥4,964,555 |
| 25 |
1.00% |
¥159,794 |
¥47,938,176 |
¥5,538,176 |
| 25 |
1.10% |
¥161,721 |
¥48,516,181 |
¥6,116,181 |
| 25 |
1.20% |
¥163,662 |
¥49,098,562 |
¥6,698,562 |
| 25 |
1.30% |
¥165,618 |
¥49,685,315 |
¥7,285,315 |
| 25 |
1.40% |
¥167,588 |
¥50,276,430 |
¥7,876,430 |
| 25 |
1.50% |
¥169,573 |
¥50,871,901 |
¥8,471,901 |
| 25 |
1.60% |
¥171,572 |
¥51,471,718 |
¥9,071,718 |
| 25 |
1.70% |
¥173,586 |
¥52,075,874 |
¥9,675,874 |
| 25 |
1.80% |
¥175,615 |
¥52,684,358 |
¥10,284,358 |
| 25 |
1.90% |
¥177,657 |
¥53,297,161 |
¥10,897,161 |
| 25 |
2.00% |
¥179,714 |
¥53,914,272 |
¥11,514,272 |
| 25 |
2.10% |
¥181,786 |
¥54,535,680 |
¥12,135,680 |
| 25 |
2.20% |
¥183,871 |
¥55,161,374 |
¥12,761,374 |
| 25 |
2.30% |
¥185,971 |
¥55,791,342 |
¥13,391,342 |
| 25 |
2.40% |
¥188,085 |
¥56,425,571 |
¥14,025,571 |
| 25 |
2.50% |
¥190,213 |
¥57,064,049 |
¥14,664,049 |
| 25 |
2.60% |
¥192,356 |
¥57,706,761 |
¥15,306,761 |
| 25 |
2.70% |
¥194,512 |
¥58,353,695 |
¥15,953,695 |
| 25 |
2.80% |
¥196,683 |
¥59,004,836 |
¥16,604,836 |
| 25 |
2.90% |
¥198,867 |
¥59,660,169 |
¥17,260,169 |
| 25 |
3.00% |
¥201,066 |
¥60,319,679 |
¥17,919,679 |
4240万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥189,373 |
¥45,449,576 |
¥3,049,576 |
| 20 |
0.80% |
¥191,235 |
¥45,896,516 |
¥3,496,516 |
| 20 |
0.90% |
¥193,109 |
¥46,346,273 |
¥3,946,273 |
| 20 |
1.00% |
¥194,995 |
¥46,798,845 |
¥4,398,845 |
| 20 |
1.10% |
¥196,893 |
¥47,254,228 |
¥4,854,228 |
| 20 |
1.20% |
¥198,802 |
¥47,712,420 |
¥5,312,420 |
| 20 |
1.30% |
¥200,723 |
¥48,173,418 |
¥5,773,418 |
| 20 |
1.40% |
¥202,655 |
¥48,637,220 |
¥6,237,220 |
| 20 |
1.50% |
¥204,599 |
¥49,103,821 |
¥6,703,821 |
| 20 |
1.60% |
¥206,555 |
¥49,573,218 |
¥7,173,218 |
| 20 |
1.70% |
¥208,523 |
¥50,045,407 |
¥7,645,407 |
| 20 |
1.80% |
¥210,502 |
¥50,520,385 |
¥8,120,385 |
| 20 |
1.90% |
¥212,492 |
¥50,998,147 |
¥8,598,147 |
| 20 |
2.00% |
¥214,495 |
¥51,478,688 |
¥9,078,688 |
| 20 |
2.10% |
¥216,508 |
¥51,962,004 |
¥9,562,004 |
| 20 |
2.20% |
¥218,534 |
¥52,448,091 |
¥10,048,091 |
| 20 |
2.30% |
¥220,571 |
¥52,936,942 |
¥10,536,942 |
| 20 |
2.40% |
¥222,619 |
¥53,428,553 |
¥11,028,553 |
| 20 |
2.50% |
¥224,679 |
¥53,922,918 |
¥11,522,918 |
| 20 |
2.60% |
¥226,750 |
¥54,420,032 |
¥12,020,032 |
| 20 |
2.70% |
¥228,833 |
¥54,919,889 |
¥12,519,889 |
| 20 |
2.80% |
¥230,927 |
¥55,422,482 |
¥13,022,482 |
| 20 |
2.90% |
¥233,033 |
¥55,927,805 |
¥13,527,805 |
| 20 |
3.00% |
¥235,149 |
¥56,435,852 |
¥14,035,852 |
4240万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥248,207 |
¥44,677,302 |
¥2,277,302 |
| 15 |
0.80% |
¥250,050 |
¥45,008,983 |
¥2,608,983 |
| 15 |
0.90% |
¥251,901 |
¥45,342,249 |
¥2,942,249 |
| 15 |
1.00% |
¥253,762 |
¥45,677,101 |
¥3,277,101 |
| 15 |
1.10% |
¥255,631 |
¥46,013,538 |
¥3,613,538 |
| 15 |
1.20% |
¥257,509 |
¥46,351,558 |
¥3,951,558 |
| 15 |
1.30% |
¥259,395 |
¥46,691,160 |
¥4,291,160 |
| 15 |
1.40% |
¥261,291 |
¥47,032,343 |
¥4,632,343 |
| 15 |
1.50% |
¥263,195 |
¥47,375,107 |
¥4,975,107 |
| 15 |
1.60% |
¥265,108 |
¥47,719,450 |
¥5,319,450 |
| 15 |
1.70% |
¥267,030 |
¥48,065,371 |
¥5,665,371 |
| 15 |
1.80% |
¥268,960 |
¥48,412,867 |
¥6,012,867 |
| 15 |
1.90% |
¥270,900 |
¥48,761,939 |
¥6,361,939 |
| 15 |
2.00% |
¥272,848 |
¥49,112,584 |
¥6,712,584 |
| 15 |
2.10% |
¥274,804 |
¥49,464,801 |
¥7,064,801 |
| 15 |
2.20% |
¥276,770 |
¥49,818,588 |
¥7,418,588 |
| 15 |
2.30% |
¥278,744 |
¥50,173,943 |
¥7,773,943 |
| 15 |
2.40% |
¥280,727 |
¥50,530,865 |
¥8,130,865 |
| 15 |
2.50% |
¥282,719 |
¥50,889,352 |
¥8,489,352 |
| 15 |
2.60% |
¥284,719 |
¥51,249,402 |
¥8,849,402 |
| 15 |
2.70% |
¥286,728 |
¥51,611,013 |
¥9,211,013 |
| 15 |
2.80% |
¥288,745 |
¥51,974,183 |
¥9,574,183 |
| 15 |
2.90% |
¥290,772 |
¥52,338,910 |
¥9,938,910 |
| 15 |
3.00% |
¥292,807 |
¥52,705,191 |
¥10,305,191 |
4240万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥365,947 |
¥43,913,672 |
¥1,513,672 |
| 10 |
0.80% |
¥367,773 |
¥44,132,735 |
¥1,732,735 |
| 10 |
0.90% |
¥369,604 |
¥44,352,503 |
¥1,952,503 |
| 10 |
1.00% |
¥371,441 |
¥44,572,977 |
¥2,172,977 |
| 10 |
1.10% |
¥373,285 |
¥44,794,156 |
¥2,394,156 |
| 10 |
1.20% |
¥375,134 |
¥45,016,039 |
¥2,616,039 |
| 10 |
1.30% |
¥376,989 |
¥45,238,627 |
¥2,838,627 |
| 10 |
1.40% |
¥378,849 |
¥45,461,919 |
¥3,061,919 |
| 10 |
1.50% |
¥380,716 |
¥45,685,915 |
¥3,285,915 |
| 10 |
1.60% |
¥382,588 |
¥45,910,615 |
¥3,510,615 |
| 10 |
1.70% |
¥384,467 |
¥46,136,018 |
¥3,736,018 |
| 10 |
1.80% |
¥386,351 |
¥46,362,125 |
¥3,962,125 |
| 10 |
1.90% |
¥388,241 |
¥46,588,934 |
¥4,188,934 |
| 10 |
2.00% |
¥390,137 |
¥46,816,445 |
¥4,416,445 |
| 10 |
2.10% |
¥392,039 |
¥47,044,659 |
¥4,644,659 |
| 10 |
2.20% |
¥393,946 |
¥47,273,574 |
¥4,873,574 |
| 10 |
2.30% |
¥395,860 |
¥47,503,191 |
¥5,103,191 |
| 10 |
2.40% |
¥397,779 |
¥47,733,508 |
¥5,333,508 |
| 10 |
2.50% |
¥399,704 |
¥47,964,526 |
¥5,564,526 |
| 10 |
2.60% |
¥401,635 |
¥48,196,244 |
¥5,796,244 |
| 10 |
2.70% |
¥403,572 |
¥48,428,661 |
¥6,028,661 |
| 10 |
2.80% |
¥405,515 |
¥48,661,778 |
¥6,261,778 |
| 10 |
2.90% |
¥407,463 |
¥48,895,593 |
¥6,495,593 |
| 10 |
3.00% |
¥409,418 |
¥49,130,107 |
¥6,730,107 |
