4250万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4250万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4250万円の住宅ローン｜期間・年数別
4250万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥83,971 |
¥50,382,740 |
¥7,882,740 |
| 50 |
0.80% |
¥85,965 |
¥51,579,139 |
¥9,079,139 |
| 50 |
0.90% |
¥87,988 |
¥52,792,948 |
¥10,292,948 |
| 50 |
1.00% |
¥90,040 |
¥54,024,091 |
¥11,524,091 |
| 50 |
1.10% |
¥92,121 |
¥55,272,484 |
¥12,772,484 |
| 50 |
1.20% |
¥94,230 |
¥56,538,036 |
¥14,038,036 |
| 50 |
1.30% |
¥96,368 |
¥57,820,646 |
¥15,320,646 |
| 50 |
1.40% |
¥98,534 |
¥59,120,207 |
¥16,620,207 |
| 50 |
1.50% |
¥100,728 |
¥60,436,605 |
¥17,936,605 |
| 50 |
1.60% |
¥102,950 |
¥61,769,716 |
¥19,269,716 |
| 50 |
1.70% |
¥105,199 |
¥63,119,412 |
¥20,619,412 |
| 50 |
1.80% |
¥107,476 |
¥64,485,556 |
¥21,985,556 |
| 50 |
1.90% |
¥109,780 |
¥65,868,005 |
¥23,368,005 |
| 50 |
2.00% |
¥112,111 |
¥67,266,610 |
¥24,766,610 |
| 50 |
2.10% |
¥114,469 |
¥68,681,216 |
¥26,181,216 |
| 50 |
2.20% |
¥116,853 |
¥70,111,660 |
¥27,611,660 |
| 50 |
2.30% |
¥119,263 |
¥71,557,776 |
¥29,057,776 |
| 50 |
2.40% |
¥121,699 |
¥73,019,390 |
¥30,519,390 |
| 50 |
2.50% |
¥124,161 |
¥74,496,325 |
¥31,996,325 |
| 50 |
2.60% |
¥126,647 |
¥75,988,398 |
¥33,488,398 |
| 50 |
2.70% |
¥129,159 |
¥77,495,423 |
¥34,995,423 |
| 50 |
2.80% |
¥131,695 |
¥79,017,206 |
¥36,517,206 |
| 50 |
2.90% |
¥134,256 |
¥80,553,552 |
¥38,053,552 |
| 50 |
3.00% |
¥136,840 |
¥82,104,262 |
¥39,604,262 |
4250万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥91,772 |
¥49,556,885 |
¥7,056,885 |
| 45 |
0.80% |
¥93,744 |
¥50,622,025 |
¥8,122,025 |
| 45 |
0.90% |
¥95,743 |
¥51,701,310 |
¥9,201,310 |
| 45 |
1.00% |
¥97,768 |
¥52,794,689 |
¥10,294,689 |
| 45 |
1.10% |
¥99,819 |
¥53,902,107 |
¥11,402,107 |
| 45 |
1.20% |
¥101,895 |
¥55,023,503 |
¥12,523,503 |
| 45 |
1.30% |
¥103,998 |
¥56,158,811 |
¥13,658,811 |
| 45 |
1.40% |
¥106,126 |
¥57,307,959 |
¥14,807,959 |
| 45 |
1.50% |
¥108,279 |
¥58,470,871 |
¥15,970,871 |
| 45 |
1.60% |
¥110,458 |
¥59,647,465 |
¥17,147,465 |
| 45 |
1.70% |
¥112,662 |
¥60,837,655 |
¥18,337,655 |
| 45 |
1.80% |
¥114,891 |
¥62,041,350 |
¥19,541,350 |
| 45 |
1.90% |
¥117,145 |
¥63,258,454 |
¥20,758,454 |
| 45 |
2.00% |
¥119,424 |
¥64,488,866 |
¥21,988,866 |
| 45 |
2.10% |
¥121,727 |
¥65,732,483 |
¥23,232,483 |
| 45 |
2.20% |
¥124,054 |
¥66,989,195 |
¥24,489,195 |
| 45 |
2.30% |
¥126,405 |
¥68,258,890 |
¥25,758,890 |
| 45 |
2.40% |
¥128,780 |
¥69,541,450 |
¥27,041,450 |
| 45 |
2.50% |
¥131,179 |
¥70,836,756 |
¥28,336,756 |
| 45 |
2.60% |
¥133,601 |
¥72,144,682 |
¥29,644,682 |
| 45 |
2.70% |
¥136,046 |
¥73,465,102 |
¥30,965,102 |
| 45 |
2.80% |
¥138,515 |
¥74,797,884 |
¥32,297,884 |
| 45 |
2.90% |
¥141,005 |
¥76,142,894 |
¥33,642,894 |
| 45 |
3.00% |
¥143,519 |
¥77,499,995 |
¥34,999,995 |
4250万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥101,541 |
¥48,739,619 |
¥6,239,619 |
| 40 |
0.80% |
¥103,492 |
¥49,676,094 |
¥7,176,094 |
| 40 |
0.90% |
¥105,466 |
¥50,623,776 |
¥8,123,776 |
| 40 |
1.00% |
¥107,464 |
¥51,582,633 |
¥9,082,633 |
| 40 |
1.10% |
¥109,485 |
¥52,552,630 |
¥10,052,630 |
| 40 |
1.20% |
¥111,529 |
¥53,533,727 |
¥11,033,727 |
| 40 |
1.30% |
¥113,596 |
¥54,525,884 |
¥12,025,884 |
| 40 |
1.40% |
¥115,686 |
¥55,529,054 |
¥13,029,054 |
| 40 |
1.50% |
¥117,798 |
¥56,543,190 |
¥14,043,190 |
| 40 |
1.60% |
¥119,934 |
¥57,568,239 |
¥15,068,239 |
| 40 |
1.70% |
¥122,092 |
¥58,604,148 |
¥16,104,148 |
| 40 |
1.80% |
¥124,273 |
¥59,650,857 |
¥17,150,857 |
| 40 |
1.90% |
¥126,476 |
¥60,708,306 |
¥18,208,306 |
| 40 |
2.00% |
¥128,701 |
¥61,776,430 |
¥19,276,430 |
| 40 |
2.10% |
¥130,948 |
¥62,855,164 |
¥20,355,164 |
| 40 |
2.20% |
¥133,218 |
¥63,944,438 |
¥21,444,438 |
| 40 |
2.30% |
¥135,509 |
¥65,044,179 |
¥22,544,179 |
| 40 |
2.40% |
¥137,821 |
¥66,154,311 |
¥23,654,311 |
| 40 |
2.50% |
¥140,156 |
¥67,274,758 |
¥24,774,758 |
| 40 |
2.60% |
¥142,511 |
¥68,405,440 |
¥25,905,440 |
| 40 |
2.70% |
¥144,888 |
¥69,546,273 |
¥27,046,273 |
| 40 |
2.80% |
¥147,286 |
¥70,697,173 |
¥28,197,173 |
| 40 |
2.90% |
¥149,704 |
¥71,858,052 |
¥29,358,052 |
| 40 |
3.00% |
¥152,143 |
¥73,028,822 |
¥30,528,822 |
4250万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥114,121 |
¥47,930,959 |
¥5,430,959 |
| 35 |
0.80% |
¥116,051 |
¥48,741,377 |
¥6,241,377 |
| 35 |
0.90% |
¥118,001 |
¥49,560,397 |
¥7,060,397 |
| 35 |
1.00% |
¥119,971 |
¥50,387,997 |
¥7,887,997 |
| 35 |
1.10% |
¥121,962 |
¥51,224,159 |
¥8,724,159 |
| 35 |
1.20% |
¥123,973 |
¥52,068,858 |
¥9,568,858 |
| 35 |
1.30% |
¥126,005 |
¥52,922,070 |
¥10,422,070 |
| 35 |
1.40% |
¥128,057 |
¥53,783,768 |
¥11,283,768 |
| 35 |
1.50% |
¥130,128 |
¥54,653,922 |
¥12,153,922 |
| 35 |
1.60% |
¥132,220 |
¥55,532,503 |
¥13,032,503 |
| 35 |
1.70% |
¥134,332 |
¥56,419,477 |
¥13,919,477 |
| 35 |
1.80% |
¥136,464 |
¥57,314,810 |
¥14,814,810 |
| 35 |
1.90% |
¥138,615 |
¥58,218,465 |
¥15,718,465 |
| 35 |
2.00% |
¥140,787 |
¥59,130,404 |
¥16,630,404 |
| 35 |
2.10% |
¥142,978 |
¥60,050,587 |
¥17,550,587 |
| 35 |
2.20% |
¥145,188 |
¥60,978,972 |
¥18,478,972 |
| 35 |
2.30% |
¥147,418 |
¥61,915,516 |
¥19,415,516 |
| 35 |
2.40% |
¥149,667 |
¥62,860,173 |
¥20,360,173 |
| 35 |
2.50% |
¥151,935 |
¥63,812,896 |
¥21,312,896 |
| 35 |
2.60% |
¥154,223 |
¥64,773,637 |
¥22,273,637 |
| 35 |
2.70% |
¥156,529 |
¥65,742,346 |
¥23,242,346 |
| 35 |
2.80% |
¥158,855 |
¥66,718,972 |
¥24,218,972 |
| 35 |
2.90% |
¥161,199 |
¥67,703,461 |
¥25,203,461 |
| 35 |
3.00% |
¥163,561 |
¥68,695,759 |
¥26,195,759 |
4250万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥130,919 |
¥47,130,922 |
¥4,630,922 |
| 30 |
0.80% |
¥132,828 |
¥47,817,902 |
¥5,317,902 |
| 30 |
0.90% |
¥134,753 |
¥48,511,213 |
¥6,011,213 |
| 30 |
1.00% |
¥136,697 |
¥49,210,847 |
¥6,710,847 |
| 30 |
1.10% |
¥138,658 |
¥49,916,790 |
¥7,416,790 |
| 30 |
1.20% |
¥140,636 |
¥50,629,030 |
¥8,129,030 |
| 30 |
1.30% |
¥142,632 |
¥51,347,554 |
¥8,847,554 |
| 30 |
1.40% |
¥144,645 |
¥52,072,347 |
¥9,572,347 |
| 30 |
1.50% |
¥146,676 |
¥52,803,392 |
¥10,303,392 |
| 30 |
1.60% |
¥148,724 |
¥53,540,673 |
¥11,040,673 |
| 30 |
1.70% |
¥150,789 |
¥54,284,172 |
¥11,784,172 |
| 30 |
1.80% |
¥152,872 |
¥55,033,870 |
¥12,533,870 |
| 30 |
1.90% |
¥154,972 |
¥55,789,746 |
¥13,289,746 |
| 30 |
2.00% |
¥157,088 |
¥56,551,779 |
¥14,051,779 |
| 30 |
2.10% |
¥159,222 |
¥57,319,948 |
¥14,819,948 |
| 30 |
2.20% |
¥161,373 |
¥58,094,229 |
¥15,594,229 |
| 30 |
2.30% |
¥163,541 |
¥58,874,597 |
¥16,374,597 |
| 30 |
2.40% |
¥165,725 |
¥59,661,029 |
¥17,161,029 |
| 30 |
2.50% |
¥167,926 |
¥60,453,498 |
¥17,953,498 |
| 30 |
2.60% |
¥170,144 |
¥61,251,976 |
¥18,751,976 |
| 30 |
2.70% |
¥172,379 |
¥62,056,436 |
¥19,556,436 |
| 30 |
2.80% |
¥174,630 |
¥62,866,850 |
¥20,366,850 |
| 30 |
2.90% |
¥176,898 |
¥63,683,187 |
¥21,183,187 |
| 30 |
3.00% |
¥179,182 |
¥64,505,417 |
¥22,005,417 |
4250万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥154,465 |
¥46,339,521 |
¥3,839,521 |
| 25 |
0.80% |
¥156,352 |
¥46,905,690 |
¥4,405,690 |
| 25 |
0.90% |
¥158,254 |
¥47,476,264 |
¥4,976,264 |
| 25 |
1.00% |
¥160,171 |
¥48,051,238 |
¥5,551,238 |
| 25 |
1.10% |
¥162,102 |
¥48,630,606 |
¥6,130,606 |
| 25 |
1.20% |
¥164,048 |
¥49,214,361 |
¥6,714,361 |
| 25 |
1.30% |
¥166,008 |
¥49,802,497 |
¥7,302,497 |
| 25 |
1.40% |
¥167,983 |
¥50,395,006 |
¥7,895,006 |
| 25 |
1.50% |
¥169,973 |
¥50,991,882 |
¥8,491,882 |
| 25 |
1.60% |
¥171,977 |
¥51,593,114 |
¥9,093,114 |
| 25 |
1.70% |
¥173,996 |
¥52,198,694 |
¥9,698,694 |
| 25 |
1.80% |
¥176,029 |
¥52,808,614 |
¥10,308,614 |
| 25 |
1.90% |
¥178,076 |
¥53,422,862 |
¥10,922,862 |
| 25 |
2.00% |
¥180,138 |
¥54,041,428 |
¥11,541,428 |
| 25 |
2.10% |
¥182,214 |
¥54,664,302 |
¥12,164,302 |
| 25 |
2.20% |
¥184,305 |
¥55,291,472 |
¥12,791,472 |
| 25 |
2.30% |
¥186,410 |
¥55,922,925 |
¥13,422,925 |
| 25 |
2.40% |
¥188,529 |
¥56,558,650 |
¥14,058,650 |
| 25 |
2.50% |
¥190,662 |
¥57,198,634 |
¥14,698,634 |
| 25 |
2.60% |
¥192,810 |
¥57,842,862 |
¥15,342,862 |
| 25 |
2.70% |
¥194,971 |
¥58,491,322 |
¥15,991,322 |
| 25 |
2.80% |
¥197,147 |
¥59,143,999 |
¥16,643,999 |
| 25 |
2.90% |
¥199,336 |
¥59,800,877 |
¥17,300,877 |
| 25 |
3.00% |
¥201,540 |
¥60,461,943 |
¥17,961,943 |
4250万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥189,820 |
¥45,556,768 |
¥3,056,768 |
| 20 |
0.80% |
¥191,687 |
¥46,004,763 |
¥3,504,763 |
| 20 |
0.90% |
¥193,565 |
¥46,455,581 |
¥3,955,581 |
| 20 |
1.00% |
¥195,455 |
¥46,909,219 |
¥4,409,219 |
| 20 |
1.10% |
¥197,357 |
¥47,365,676 |
¥4,865,676 |
| 20 |
1.20% |
¥199,271 |
¥47,824,949 |
¥5,324,949 |
| 20 |
1.30% |
¥201,196 |
¥48,287,035 |
¥5,787,035 |
| 20 |
1.40% |
¥203,133 |
¥48,751,930 |
¥6,251,930 |
| 20 |
1.50% |
¥205,082 |
¥49,219,632 |
¥6,719,632 |
| 20 |
1.60% |
¥207,042 |
¥49,690,136 |
¥7,190,136 |
| 20 |
1.70% |
¥209,014 |
¥50,163,439 |
¥7,663,439 |
| 20 |
1.80% |
¥210,998 |
¥50,639,537 |
¥8,139,537 |
| 20 |
1.90% |
¥212,993 |
¥51,118,425 |
¥8,618,425 |
| 20 |
2.00% |
¥215,000 |
¥51,600,100 |
¥9,100,100 |
| 20 |
2.10% |
¥217,019 |
¥52,084,556 |
¥9,584,556 |
| 20 |
2.20% |
¥219,049 |
¥52,571,789 |
¥10,071,789 |
| 20 |
2.30% |
¥221,091 |
¥53,061,793 |
¥10,561,793 |
| 20 |
2.40% |
¥223,144 |
¥53,554,564 |
¥11,054,564 |
| 20 |
2.50% |
¥225,209 |
¥54,050,095 |
¥11,550,095 |
| 20 |
2.60% |
¥227,285 |
¥54,548,381 |
¥12,048,381 |
| 20 |
2.70% |
¥229,373 |
¥55,049,417 |
¥12,549,417 |
| 20 |
2.80% |
¥231,472 |
¥55,553,195 |
¥13,053,195 |
| 20 |
2.90% |
¥233,582 |
¥56,059,710 |
¥13,559,710 |
| 20 |
3.00% |
¥235,704 |
¥56,568,955 |
¥14,068,955 |
4250万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥248,793 |
¥44,782,673 |
¥2,282,673 |
| 15 |
0.80% |
¥250,640 |
¥45,115,136 |
¥2,615,136 |
| 15 |
0.90% |
¥252,495 |
¥45,449,189 |
¥2,949,189 |
| 15 |
1.00% |
¥254,360 |
¥45,784,830 |
¥3,284,830 |
| 15 |
1.10% |
¥256,234 |
¥46,122,060 |
¥3,622,060 |
| 15 |
1.20% |
¥258,116 |
¥46,460,877 |
¥3,960,877 |
| 15 |
1.30% |
¥260,007 |
¥46,801,281 |
¥4,301,281 |
| 15 |
1.40% |
¥261,907 |
¥47,143,269 |
¥4,643,269 |
| 15 |
1.50% |
¥263,816 |
¥47,486,841 |
¥4,986,841 |
| 15 |
1.60% |
¥265,733 |
¥47,831,996 |
¥5,331,996 |
| 15 |
1.70% |
¥267,660 |
¥48,178,732 |
¥5,678,732 |
| 15 |
1.80% |
¥269,595 |
¥48,527,049 |
¥6,027,049 |
| 15 |
1.90% |
¥271,539 |
¥48,876,944 |
¥6,376,944 |
| 15 |
2.00% |
¥273,491 |
¥49,228,416 |
¥6,728,416 |
| 15 |
2.10% |
¥275,453 |
¥49,581,463 |
¥7,081,463 |
| 15 |
2.20% |
¥277,423 |
¥49,936,085 |
¥7,436,085 |
| 15 |
2.30% |
¥279,402 |
¥50,292,278 |
¥7,792,278 |
| 15 |
2.40% |
¥281,389 |
¥50,650,042 |
¥8,150,042 |
| 15 |
2.50% |
¥283,385 |
¥51,009,374 |
¥8,509,374 |
| 15 |
2.60% |
¥285,390 |
¥51,370,274 |
¥8,870,274 |
| 15 |
2.70% |
¥287,404 |
¥51,732,737 |
¥9,232,737 |
| 15 |
2.80% |
¥289,426 |
¥52,096,764 |
¥9,596,764 |
| 15 |
2.90% |
¥291,458 |
¥52,462,350 |
¥9,962,350 |
| 15 |
3.00% |
¥293,497 |
¥52,829,495 |
¥10,329,495 |
4250万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥366,810 |
¥44,017,242 |
¥1,517,242 |
| 10 |
0.80% |
¥368,640 |
¥44,236,822 |
¥1,736,822 |
| 10 |
0.90% |
¥370,476 |
¥44,457,108 |
¥1,957,108 |
| 10 |
1.00% |
¥372,318 |
¥44,678,102 |
¥2,178,102 |
| 10 |
1.10% |
¥374,165 |
¥44,899,802 |
¥2,399,802 |
| 10 |
1.20% |
¥376,018 |
¥45,122,209 |
¥2,622,209 |
| 10 |
1.30% |
¥377,878 |
¥45,345,322 |
¥2,845,322 |
| 10 |
1.40% |
¥379,743 |
¥45,569,140 |
¥3,069,140 |
| 10 |
1.50% |
¥381,614 |
¥45,793,665 |
¥3,293,665 |
| 10 |
1.60% |
¥383,491 |
¥46,018,895 |
¥3,518,895 |
| 10 |
1.70% |
¥385,374 |
¥46,244,830 |
¥3,744,830 |
| 10 |
1.80% |
¥387,262 |
¥46,471,469 |
¥3,971,469 |
| 10 |
1.90% |
¥389,157 |
¥46,698,813 |
¥4,198,813 |
| 10 |
2.00% |
¥391,057 |
¥46,926,861 |
¥4,426,861 |
| 10 |
2.10% |
¥392,963 |
¥47,155,613 |
¥4,655,613 |
| 10 |
2.20% |
¥394,876 |
¥47,385,068 |
¥4,885,068 |
| 10 |
2.30% |
¥396,794 |
¥47,615,227 |
¥5,115,227 |
| 10 |
2.40% |
¥398,717 |
¥47,846,087 |
¥5,346,087 |
| 10 |
2.50% |
¥400,647 |
¥48,077,650 |
¥5,577,650 |
| 10 |
2.60% |
¥402,583 |
¥48,309,914 |
¥5,809,914 |
| 10 |
2.70% |
¥404,524 |
¥48,542,880 |
¥6,042,880 |
| 10 |
2.80% |
¥406,471 |
¥48,776,546 |
¥6,276,546 |
| 10 |
2.90% |
¥408,424 |
¥49,010,913 |
¥6,510,913 |
| 10 |
3.00% |
¥410,383 |
¥49,245,980 |
¥6,745,980 |
