4260万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4260万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4260万円の住宅ローン｜期間・年数別
4260万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥84,169 |
¥50,501,287 |
¥7,901,287 |
| 50 |
0.80% |
¥86,168 |
¥51,700,502 |
¥9,100,502 |
| 50 |
0.90% |
¥88,195 |
¥52,917,167 |
¥10,317,167 |
| 50 |
1.00% |
¥90,252 |
¥54,151,206 |
¥11,551,206 |
| 50 |
1.10% |
¥92,338 |
¥55,402,537 |
¥12,802,537 |
| 50 |
1.20% |
¥94,452 |
¥56,671,066 |
¥14,071,066 |
| 50 |
1.30% |
¥96,594 |
¥57,956,694 |
¥15,356,694 |
| 50 |
1.40% |
¥98,766 |
¥59,259,313 |
¥16,659,313 |
| 50 |
1.50% |
¥100,965 |
¥60,578,808 |
¥17,978,808 |
| 50 |
1.60% |
¥103,192 |
¥61,915,056 |
¥19,315,056 |
| 50 |
1.70% |
¥105,447 |
¥63,267,928 |
¥20,667,928 |
| 50 |
1.80% |
¥107,729 |
¥64,637,287 |
¥22,037,287 |
| 50 |
1.90% |
¥110,038 |
¥66,022,989 |
¥23,422,989 |
| 50 |
2.00% |
¥112,375 |
¥67,424,885 |
¥24,824,885 |
| 50 |
2.10% |
¥114,738 |
¥68,842,819 |
¥26,242,819 |
| 50 |
2.20% |
¥117,128 |
¥70,276,629 |
¥27,676,629 |
| 50 |
2.30% |
¥119,544 |
¥71,726,147 |
¥29,126,147 |
| 50 |
2.40% |
¥121,985 |
¥73,191,200 |
¥30,591,200 |
| 50 |
2.50% |
¥124,453 |
¥74,671,611 |
¥32,071,611 |
| 50 |
2.60% |
¥126,945 |
¥76,167,195 |
¥33,567,195 |
| 50 |
2.70% |
¥129,463 |
¥77,677,765 |
¥35,077,765 |
| 50 |
2.80% |
¥132,005 |
¥79,203,129 |
¥36,603,129 |
| 50 |
2.90% |
¥134,572 |
¥80,743,090 |
¥38,143,090 |
| 50 |
3.00% |
¥137,162 |
¥82,297,448 |
¥39,697,448 |
4260万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥91,988 |
¥49,673,489 |
¥7,073,489 |
| 45 |
0.80% |
¥93,965 |
¥50,741,135 |
¥8,141,135 |
| 45 |
0.90% |
¥95,968 |
¥51,822,960 |
¥9,222,960 |
| 45 |
1.00% |
¥97,998 |
¥52,918,912 |
¥10,318,912 |
| 45 |
1.10% |
¥100,054 |
¥54,028,936 |
¥11,428,936 |
| 45 |
1.20% |
¥102,135 |
¥55,152,970 |
¥12,552,970 |
| 45 |
1.30% |
¥104,242 |
¥56,290,950 |
¥13,690,950 |
| 45 |
1.40% |
¥106,376 |
¥57,442,802 |
¥14,842,802 |
| 45 |
1.50% |
¥108,534 |
¥58,608,450 |
¥16,008,450 |
| 45 |
1.60% |
¥110,718 |
¥59,787,812 |
¥17,187,812 |
| 45 |
1.70% |
¥112,927 |
¥60,980,803 |
¥18,380,803 |
| 45 |
1.80% |
¥115,162 |
¥62,187,330 |
¥19,587,330 |
| 45 |
1.90% |
¥117,421 |
¥63,407,297 |
¥20,807,297 |
| 45 |
2.00% |
¥119,705 |
¥64,640,605 |
¥22,040,605 |
| 45 |
2.10% |
¥122,013 |
¥65,887,148 |
¥23,287,148 |
| 45 |
2.20% |
¥124,346 |
¥67,146,817 |
¥24,546,817 |
| 45 |
2.30% |
¥126,703 |
¥68,419,499 |
¥25,819,499 |
| 45 |
2.40% |
¥129,083 |
¥69,705,077 |
¥27,105,077 |
| 45 |
2.50% |
¥131,488 |
¥71,003,431 |
¥28,403,431 |
| 45 |
2.60% |
¥133,916 |
¥72,314,435 |
¥29,714,435 |
| 45 |
2.70% |
¥136,367 |
¥73,637,961 |
¥31,037,961 |
| 45 |
2.80% |
¥138,841 |
¥74,973,879 |
¥32,373,879 |
| 45 |
2.90% |
¥141,337 |
¥76,322,054 |
¥33,722,054 |
| 45 |
3.00% |
¥143,856 |
¥77,682,348 |
¥35,082,348 |
4260万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥101,780 |
¥48,854,300 |
¥6,254,300 |
| 40 |
0.80% |
¥103,735 |
¥49,792,979 |
¥7,192,979 |
| 40 |
0.90% |
¥105,714 |
¥50,742,891 |
¥8,142,891 |
| 40 |
1.00% |
¥107,717 |
¥51,704,004 |
¥9,104,004 |
| 40 |
1.10% |
¥109,742 |
¥52,676,283 |
¥10,076,283 |
| 40 |
1.20% |
¥111,791 |
¥53,659,689 |
¥11,059,689 |
| 40 |
1.30% |
¥113,863 |
¥54,654,180 |
¥12,054,180 |
| 40 |
1.40% |
¥115,958 |
¥55,659,711 |
¥13,059,711 |
| 40 |
1.50% |
¥118,075 |
¥56,676,233 |
¥14,076,233 |
| 40 |
1.60% |
¥120,216 |
¥57,703,694 |
¥15,103,694 |
| 40 |
1.70% |
¥122,379 |
¥58,742,040 |
¥16,142,040 |
| 40 |
1.80% |
¥124,565 |
¥59,791,212 |
¥17,191,212 |
| 40 |
1.90% |
¥126,773 |
¥60,851,149 |
¥18,251,149 |
| 40 |
2.00% |
¥129,004 |
¥61,921,787 |
¥19,321,787 |
| 40 |
2.10% |
¥131,256 |
¥63,003,059 |
¥20,403,059 |
| 40 |
2.20% |
¥133,531 |
¥64,094,895 |
¥21,494,895 |
| 40 |
2.30% |
¥135,828 |
¥65,197,224 |
¥22,597,224 |
| 40 |
2.40% |
¥138,146 |
¥66,309,968 |
¥23,709,968 |
| 40 |
2.50% |
¥140,486 |
¥67,433,052 |
¥24,833,052 |
| 40 |
2.60% |
¥142,847 |
¥68,566,394 |
¥25,966,394 |
| 40 |
2.70% |
¥145,229 |
¥69,709,911 |
¥27,109,911 |
| 40 |
2.80% |
¥147,632 |
¥70,863,519 |
¥28,263,519 |
| 40 |
2.90% |
¥150,057 |
¥72,027,130 |
¥29,427,130 |
| 40 |
3.00% |
¥152,501 |
¥73,200,655 |
¥30,600,655 |
4260万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥114,390 |
¥48,043,738 |
¥5,443,738 |
| 35 |
0.80% |
¥116,324 |
¥48,856,063 |
¥6,256,063 |
| 35 |
0.90% |
¥118,279 |
¥49,677,009 |
¥7,077,009 |
| 35 |
1.00% |
¥120,254 |
¥50,506,557 |
¥7,906,557 |
| 35 |
1.10% |
¥122,249 |
¥51,344,686 |
¥8,744,686 |
| 35 |
1.20% |
¥124,265 |
¥52,191,373 |
¥9,591,373 |
| 35 |
1.30% |
¥126,301 |
¥53,046,592 |
¥10,446,592 |
| 35 |
1.40% |
¥128,358 |
¥53,910,318 |
¥11,310,318 |
| 35 |
1.50% |
¥130,435 |
¥54,782,520 |
¥12,182,520 |
| 35 |
1.60% |
¥132,531 |
¥55,663,168 |
¥13,063,168 |
| 35 |
1.70% |
¥134,648 |
¥56,552,229 |
¥13,952,229 |
| 35 |
1.80% |
¥136,785 |
¥57,449,669 |
¥14,849,669 |
| 35 |
1.90% |
¥138,942 |
¥58,355,450 |
¥15,755,450 |
| 35 |
2.00% |
¥141,118 |
¥59,269,535 |
¥16,669,535 |
| 35 |
2.10% |
¥143,314 |
¥60,191,883 |
¥17,591,883 |
| 35 |
2.20% |
¥145,530 |
¥61,122,452 |
¥18,522,452 |
| 35 |
2.30% |
¥147,765 |
¥62,061,199 |
¥19,461,199 |
| 35 |
2.40% |
¥150,019 |
¥63,008,079 |
¥20,408,079 |
| 35 |
2.50% |
¥152,293 |
¥63,963,044 |
¥21,363,044 |
| 35 |
2.60% |
¥154,586 |
¥64,926,046 |
¥22,326,046 |
| 35 |
2.70% |
¥156,898 |
¥65,897,034 |
¥23,297,034 |
| 35 |
2.80% |
¥159,228 |
¥66,875,958 |
¥24,275,958 |
| 35 |
2.90% |
¥161,578 |
¥67,862,763 |
¥25,262,763 |
| 35 |
3.00% |
¥163,946 |
¥68,857,396 |
¥26,257,396 |
4260万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥131,227 |
¥47,241,818 |
¥4,641,818 |
| 30 |
0.80% |
¥133,140 |
¥47,930,414 |
¥5,330,414 |
| 30 |
0.90% |
¥135,070 |
¥48,625,357 |
¥6,025,357 |
| 30 |
1.00% |
¥137,018 |
¥49,326,637 |
¥6,726,637 |
| 30 |
1.10% |
¥138,984 |
¥50,034,241 |
¥7,434,241 |
| 30 |
1.20% |
¥140,967 |
¥50,748,157 |
¥8,148,157 |
| 30 |
1.30% |
¥142,968 |
¥51,468,372 |
¥8,868,372 |
| 30 |
1.40% |
¥144,986 |
¥52,194,870 |
¥9,594,870 |
| 30 |
1.50% |
¥147,021 |
¥52,927,635 |
¥10,327,635 |
| 30 |
1.60% |
¥149,074 |
¥53,666,651 |
¥11,066,651 |
| 30 |
1.70% |
¥151,144 |
¥54,411,900 |
¥11,811,900 |
| 30 |
1.80% |
¥153,232 |
¥55,163,361 |
¥12,563,361 |
| 30 |
1.90% |
¥155,336 |
¥55,921,016 |
¥13,321,016 |
| 30 |
2.00% |
¥157,458 |
¥56,684,842 |
¥14,084,842 |
| 30 |
2.10% |
¥159,597 |
¥57,454,818 |
¥14,854,818 |
| 30 |
2.20% |
¥161,753 |
¥58,230,921 |
¥15,630,921 |
| 30 |
2.30% |
¥163,925 |
¥59,013,126 |
¥16,413,126 |
| 30 |
2.40% |
¥166,115 |
¥59,801,408 |
¥17,201,408 |
| 30 |
2.50% |
¥168,322 |
¥60,595,741 |
¥17,995,741 |
| 30 |
2.60% |
¥170,545 |
¥61,396,098 |
¥18,796,098 |
| 30 |
2.70% |
¥172,785 |
¥62,202,451 |
¥19,602,451 |
| 30 |
2.80% |
¥175,041 |
¥63,014,772 |
¥20,414,772 |
| 30 |
2.90% |
¥177,314 |
¥63,833,030 |
¥21,233,030 |
| 30 |
3.00% |
¥179,603 |
¥64,657,195 |
¥22,057,195 |
4260万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥154,829 |
¥46,448,555 |
¥3,848,555 |
| 25 |
0.80% |
¥156,720 |
¥47,016,057 |
¥4,416,057 |
| 25 |
0.90% |
¥158,627 |
¥47,587,973 |
¥4,987,973 |
| 25 |
1.00% |
¥160,548 |
¥48,164,300 |
¥5,564,300 |
| 25 |
1.10% |
¥162,483 |
¥48,745,030 |
¥6,145,030 |
| 25 |
1.20% |
¥164,434 |
¥49,330,159 |
¥6,730,159 |
| 25 |
1.30% |
¥166,399 |
¥49,919,679 |
¥7,319,679 |
| 25 |
1.40% |
¥168,379 |
¥50,513,583 |
¥7,913,583 |
| 25 |
1.50% |
¥170,373 |
¥51,111,862 |
¥8,511,862 |
| 25 |
1.60% |
¥172,382 |
¥51,714,509 |
¥9,114,509 |
| 25 |
1.70% |
¥174,405 |
¥52,321,515 |
¥9,721,515 |
| 25 |
1.80% |
¥176,443 |
¥52,932,869 |
¥10,332,869 |
| 25 |
1.90% |
¥178,495 |
¥53,548,563 |
¥10,948,563 |
| 25 |
2.00% |
¥180,562 |
¥54,168,584 |
¥11,568,584 |
| 25 |
2.10% |
¥182,643 |
¥54,792,924 |
¥12,192,924 |
| 25 |
2.20% |
¥184,739 |
¥55,421,569 |
¥12,821,569 |
| 25 |
2.30% |
¥186,848 |
¥56,054,508 |
¥13,454,508 |
| 25 |
2.40% |
¥188,972 |
¥56,691,729 |
¥14,091,729 |
| 25 |
2.50% |
¥191,111 |
¥57,333,219 |
¥14,733,219 |
| 25 |
2.60% |
¥193,263 |
¥57,978,963 |
¥15,378,963 |
| 25 |
2.70% |
¥195,430 |
¥58,628,949 |
¥16,028,949 |
| 25 |
2.80% |
¥197,611 |
¥59,283,161 |
¥16,683,161 |
| 25 |
2.90% |
¥199,805 |
¥59,941,585 |
¥17,341,585 |
| 25 |
3.00% |
¥202,014 |
¥60,604,206 |
¥18,004,206 |
4260万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥190,267 |
¥45,663,961 |
¥3,063,961 |
| 20 |
0.80% |
¥192,138 |
¥46,113,009 |
¥3,513,009 |
| 20 |
0.90% |
¥194,020 |
¥46,564,888 |
¥3,964,888 |
| 20 |
1.00% |
¥195,915 |
¥47,019,594 |
¥4,419,594 |
| 20 |
1.10% |
¥197,821 |
¥47,477,125 |
¥4,877,125 |
| 20 |
1.20% |
¥199,739 |
¥47,937,479 |
¥5,337,479 |
| 20 |
1.30% |
¥201,669 |
¥48,400,651 |
¥5,800,651 |
| 20 |
1.40% |
¥203,611 |
¥48,866,641 |
¥6,266,641 |
| 20 |
1.50% |
¥205,564 |
¥49,335,443 |
¥6,735,443 |
| 20 |
1.60% |
¥207,529 |
¥49,807,054 |
¥7,207,054 |
| 20 |
1.70% |
¥209,506 |
¥50,281,471 |
¥7,681,471 |
| 20 |
1.80% |
¥211,495 |
¥50,758,689 |
¥8,158,689 |
| 20 |
1.90% |
¥213,495 |
¥51,238,704 |
¥8,638,704 |
| 20 |
2.00% |
¥215,506 |
¥51,721,512 |
¥9,121,512 |
| 20 |
2.10% |
¥217,530 |
¥52,207,108 |
¥9,607,108 |
| 20 |
2.20% |
¥219,565 |
¥52,695,487 |
¥10,095,487 |
| 20 |
2.30% |
¥221,611 |
¥53,186,645 |
¥10,586,645 |
| 20 |
2.40% |
¥223,669 |
¥53,680,575 |
¥11,080,575 |
| 20 |
2.50% |
¥225,739 |
¥54,177,272 |
¥11,577,272 |
| 20 |
2.60% |
¥227,820 |
¥54,676,730 |
¥12,076,730 |
| 20 |
2.70% |
¥229,912 |
¥55,178,945 |
¥12,578,945 |
| 20 |
2.80% |
¥232,016 |
¥55,683,908 |
¥13,083,908 |
| 20 |
2.90% |
¥234,132 |
¥56,191,615 |
¥13,591,615 |
| 20 |
3.00% |
¥236,259 |
¥56,702,058 |
¥14,102,058 |
4260万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥249,378 |
¥44,888,044 |
¥2,288,044 |
| 15 |
0.80% |
¥251,229 |
¥45,221,289 |
¥2,621,289 |
| 15 |
0.90% |
¥253,090 |
¥45,556,128 |
¥2,956,128 |
| 15 |
1.00% |
¥254,959 |
¥45,892,559 |
¥3,292,559 |
| 15 |
1.10% |
¥256,837 |
¥46,230,583 |
¥3,630,583 |
| 15 |
1.20% |
¥258,723 |
¥46,570,197 |
¥3,970,197 |
| 15 |
1.30% |
¥260,619 |
¥46,911,401 |
¥4,311,401 |
| 15 |
1.40% |
¥262,523 |
¥47,254,194 |
¥4,654,194 |
| 15 |
1.50% |
¥264,437 |
¥47,598,575 |
¥4,998,575 |
| 15 |
1.60% |
¥266,359 |
¥47,944,542 |
¥5,344,542 |
| 15 |
1.70% |
¥268,289 |
¥48,292,094 |
¥5,692,094 |
| 15 |
1.80% |
¥270,229 |
¥48,641,230 |
¥6,041,230 |
| 15 |
1.90% |
¥272,177 |
¥48,991,948 |
¥6,391,948 |
| 15 |
2.00% |
¥274,135 |
¥49,344,247 |
¥6,744,247 |
| 15 |
2.10% |
¥276,101 |
¥49,698,125 |
¥7,098,125 |
| 15 |
2.20% |
¥278,075 |
¥50,053,581 |
¥7,453,581 |
| 15 |
2.30% |
¥280,059 |
¥50,410,613 |
¥7,810,613 |
| 15 |
2.40% |
¥282,051 |
¥50,769,219 |
¥8,169,219 |
| 15 |
2.50% |
¥284,052 |
¥51,129,397 |
¥8,529,397 |
| 15 |
2.60% |
¥286,062 |
¥51,491,145 |
¥8,891,145 |
| 15 |
2.70% |
¥288,080 |
¥51,854,461 |
¥9,254,461 |
| 15 |
2.80% |
¥290,107 |
¥52,219,344 |
¥9,619,344 |
| 15 |
2.90% |
¥292,143 |
¥52,585,791 |
¥9,985,791 |
| 15 |
3.00% |
¥294,188 |
¥52,953,800 |
¥10,353,800 |
4260万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥367,673 |
¥44,120,812 |
¥1,520,812 |
| 10 |
0.80% |
¥369,508 |
¥44,340,908 |
¥1,740,908 |
| 10 |
0.90% |
¥371,348 |
¥44,561,713 |
¥1,961,713 |
| 10 |
1.00% |
¥373,194 |
¥44,783,227 |
¥2,183,227 |
| 10 |
1.10% |
¥375,045 |
¥45,005,449 |
¥2,405,449 |
| 10 |
1.20% |
¥376,903 |
¥45,228,379 |
¥2,628,379 |
| 10 |
1.30% |
¥378,767 |
¥45,452,016 |
¥2,852,016 |
| 10 |
1.40% |
¥380,636 |
¥45,676,362 |
¥3,076,362 |
| 10 |
1.50% |
¥382,512 |
¥45,901,415 |
¥3,301,415 |
| 10 |
1.60% |
¥384,393 |
¥46,127,174 |
¥3,527,174 |
| 10 |
1.70% |
¥386,280 |
¥46,353,641 |
¥3,753,641 |
| 10 |
1.80% |
¥388,173 |
¥46,580,814 |
¥3,980,814 |
| 10 |
1.90% |
¥390,072 |
¥46,808,693 |
¥4,208,693 |
| 10 |
2.00% |
¥391,977 |
¥47,037,278 |
¥4,437,278 |
| 10 |
2.10% |
¥393,888 |
¥47,266,568 |
¥4,666,568 |
| 10 |
2.20% |
¥395,805 |
¥47,496,563 |
¥4,896,563 |
| 10 |
2.30% |
¥397,727 |
¥47,727,262 |
¥5,127,262 |
| 10 |
2.40% |
¥399,656 |
¥47,958,666 |
¥5,358,666 |
| 10 |
2.50% |
¥401,590 |
¥48,190,774 |
¥5,590,774 |
| 10 |
2.60% |
¥403,530 |
¥48,423,585 |
¥5,823,585 |
| 10 |
2.70% |
¥405,476 |
¥48,657,099 |
¥6,057,099 |
| 10 |
2.80% |
¥407,428 |
¥48,891,315 |
¥6,291,315 |
| 10 |
2.90% |
¥409,385 |
¥49,126,233 |
¥6,526,233 |
| 10 |
3.00% |
¥411,349 |
¥49,361,853 |
¥6,761,853 |
