4270万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4270万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4270万円の住宅ローン｜期間・年数別
4270万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥84,366 |
¥50,619,835 |
¥7,919,835 |
| 50 |
0.80% |
¥86,370 |
¥51,821,864 |
¥9,121,864 |
| 50 |
0.90% |
¥88,402 |
¥53,041,385 |
¥10,341,385 |
| 50 |
1.00% |
¥90,464 |
¥54,278,322 |
¥11,578,322 |
| 50 |
1.10% |
¥92,554 |
¥55,532,590 |
¥12,832,590 |
| 50 |
1.20% |
¥94,673 |
¥56,804,097 |
¥14,104,097 |
| 50 |
1.30% |
¥96,821 |
¥58,092,743 |
¥15,392,743 |
| 50 |
1.40% |
¥98,997 |
¥59,398,420 |
¥16,698,420 |
| 50 |
1.50% |
¥101,202 |
¥60,721,012 |
¥18,021,012 |
| 50 |
1.60% |
¥103,434 |
¥62,060,397 |
¥19,360,397 |
| 50 |
1.70% |
¥105,694 |
¥63,416,444 |
¥20,716,444 |
| 50 |
1.80% |
¥107,982 |
¥64,789,017 |
¥22,089,017 |
| 50 |
1.90% |
¥110,297 |
¥66,177,972 |
¥23,477,972 |
| 50 |
2.00% |
¥112,639 |
¥67,583,159 |
¥24,883,159 |
| 50 |
2.10% |
¥115,007 |
¥69,004,422 |
¥26,304,422 |
| 50 |
2.20% |
¥117,403 |
¥70,441,597 |
¥27,741,597 |
| 50 |
2.30% |
¥119,824 |
¥71,894,518 |
¥29,194,518 |
| 50 |
2.40% |
¥122,272 |
¥73,363,011 |
¥30,663,011 |
| 50 |
2.50% |
¥124,745 |
¥74,846,896 |
¥32,146,896 |
| 50 |
2.60% |
¥127,243 |
¥76,345,991 |
¥33,645,991 |
| 50 |
2.70% |
¥129,767 |
¥77,860,107 |
¥35,160,107 |
| 50 |
2.80% |
¥132,315 |
¥79,389,051 |
¥36,689,051 |
| 50 |
2.90% |
¥134,888 |
¥80,932,628 |
¥38,232,628 |
| 50 |
3.00% |
¥137,484 |
¥82,490,635 |
¥39,790,635 |
4270万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥92,204 |
¥49,790,094 |
¥7,090,094 |
| 45 |
0.80% |
¥94,186 |
¥50,860,246 |
¥8,160,246 |
| 45 |
0.90% |
¥96,194 |
¥51,944,610 |
¥9,244,610 |
| 45 |
1.00% |
¥98,228 |
¥53,043,134 |
¥10,343,134 |
| 45 |
1.10% |
¥100,288 |
¥54,155,764 |
¥11,455,764 |
| 45 |
1.20% |
¥102,375 |
¥55,282,437 |
¥12,582,437 |
| 45 |
1.30% |
¥104,487 |
¥56,423,088 |
¥13,723,088 |
| 45 |
1.40% |
¥106,625 |
¥57,577,644 |
¥14,877,644 |
| 45 |
1.50% |
¥108,789 |
¥58,746,028 |
¥16,046,028 |
| 45 |
1.60% |
¥110,978 |
¥59,928,159 |
¥17,228,159 |
| 45 |
1.70% |
¥113,193 |
¥61,123,950 |
¥18,423,950 |
| 45 |
1.80% |
¥115,432 |
¥62,333,309 |
¥19,633,309 |
| 45 |
1.90% |
¥117,697 |
¥63,556,141 |
¥20,856,141 |
| 45 |
2.00% |
¥119,986 |
¥64,792,343 |
¥22,092,343 |
| 45 |
2.10% |
¥122,300 |
¥66,041,813 |
¥23,341,813 |
| 45 |
2.20% |
¥124,638 |
¥67,304,439 |
¥24,604,439 |
| 45 |
2.30% |
¥127,000 |
¥68,580,108 |
¥25,880,108 |
| 45 |
2.40% |
¥129,386 |
¥69,868,704 |
¥27,168,704 |
| 45 |
2.50% |
¥131,796 |
¥71,170,105 |
¥28,470,105 |
| 45 |
2.60% |
¥134,230 |
¥72,484,187 |
¥29,784,187 |
| 45 |
2.70% |
¥136,687 |
¥73,810,820 |
¥31,110,820 |
| 45 |
2.80% |
¥139,166 |
¥75,149,874 |
¥32,449,874 |
| 45 |
2.90% |
¥141,669 |
¥76,501,213 |
¥33,801,213 |
| 45 |
3.00% |
¥144,194 |
¥77,864,701 |
¥35,164,701 |
4270万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥102,019 |
¥48,968,981 |
¥6,268,981 |
| 40 |
0.80% |
¥103,979 |
¥49,909,864 |
¥7,209,864 |
| 40 |
0.90% |
¥105,963 |
¥50,862,006 |
¥8,162,006 |
| 40 |
1.00% |
¥107,970 |
¥51,825,375 |
¥9,125,375 |
| 40 |
1.10% |
¥110,000 |
¥52,799,936 |
¥10,099,936 |
| 40 |
1.20% |
¥112,053 |
¥53,785,650 |
¥11,085,650 |
| 40 |
1.30% |
¥114,130 |
¥54,782,476 |
¥12,082,476 |
| 40 |
1.40% |
¥116,230 |
¥55,790,367 |
¥13,090,367 |
| 40 |
1.50% |
¥118,353 |
¥56,809,275 |
¥14,109,275 |
| 40 |
1.60% |
¥120,498 |
¥57,839,149 |
¥15,139,149 |
| 40 |
1.70% |
¥122,667 |
¥58,879,932 |
¥16,179,932 |
| 40 |
1.80% |
¥124,857 |
¥59,931,566 |
¥17,231,566 |
| 40 |
1.90% |
¥127,071 |
¥60,993,992 |
¥18,293,992 |
| 40 |
2.00% |
¥129,307 |
¥62,067,143 |
¥19,367,143 |
| 40 |
2.10% |
¥131,564 |
¥63,150,953 |
¥20,450,953 |
| 40 |
2.20% |
¥133,844 |
¥64,245,353 |
¥21,545,353 |
| 40 |
2.30% |
¥136,146 |
¥65,350,269 |
¥22,650,269 |
| 40 |
2.40% |
¥138,470 |
¥66,465,626 |
¥23,765,626 |
| 40 |
2.50% |
¥140,815 |
¥67,591,345 |
¥24,891,345 |
| 40 |
2.60% |
¥143,182 |
¥68,727,348 |
¥26,027,348 |
| 40 |
2.70% |
¥145,570 |
¥69,873,549 |
¥27,173,549 |
| 40 |
2.80% |
¥147,979 |
¥71,029,865 |
¥28,329,865 |
| 40 |
2.90% |
¥150,409 |
¥72,196,208 |
¥29,496,208 |
| 40 |
3.00% |
¥152,859 |
¥73,372,487 |
¥30,672,487 |
4270万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥114,658 |
¥48,156,516 |
¥5,456,516 |
| 35 |
0.80% |
¥116,597 |
¥48,970,749 |
¥6,270,749 |
| 35 |
0.90% |
¥118,556 |
¥49,793,622 |
¥7,093,622 |
| 35 |
1.00% |
¥120,536 |
¥50,625,117 |
¥7,925,117 |
| 35 |
1.10% |
¥122,536 |
¥51,465,214 |
¥8,765,214 |
| 35 |
1.20% |
¥124,557 |
¥52,313,888 |
¥9,613,888 |
| 35 |
1.30% |
¥126,598 |
¥53,171,115 |
¥10,471,115 |
| 35 |
1.40% |
¥128,659 |
¥54,036,868 |
¥11,336,868 |
| 35 |
1.50% |
¥130,741 |
¥54,911,117 |
¥12,211,117 |
| 35 |
1.60% |
¥132,842 |
¥55,793,833 |
¥13,093,833 |
| 35 |
1.70% |
¥134,964 |
¥56,684,981 |
¥13,984,981 |
| 35 |
1.80% |
¥137,106 |
¥57,584,527 |
¥14,884,527 |
| 35 |
1.90% |
¥139,268 |
¥58,492,435 |
¥15,792,435 |
| 35 |
2.00% |
¥141,449 |
¥59,408,665 |
¥16,708,665 |
| 35 |
2.10% |
¥143,650 |
¥60,333,178 |
¥17,633,178 |
| 35 |
2.20% |
¥145,871 |
¥61,265,932 |
¥18,565,932 |
| 35 |
2.30% |
¥148,112 |
¥62,206,883 |
¥19,506,883 |
| 35 |
2.40% |
¥150,371 |
¥63,155,985 |
¥20,455,985 |
| 35 |
2.50% |
¥152,650 |
¥64,113,192 |
¥21,413,192 |
| 35 |
2.60% |
¥154,949 |
¥65,078,454 |
¥22,378,454 |
| 35 |
2.70% |
¥157,266 |
¥66,051,722 |
¥23,351,722 |
| 35 |
2.80% |
¥159,602 |
¥67,032,944 |
¥24,332,944 |
| 35 |
2.90% |
¥161,957 |
¥68,022,066 |
¥25,322,066 |
| 35 |
3.00% |
¥164,331 |
¥69,019,033 |
¥26,319,033 |
4270万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥131,535 |
¥47,352,715 |
¥4,652,715 |
| 30 |
0.80% |
¥133,453 |
¥48,042,927 |
¥5,342,927 |
| 30 |
0.90% |
¥135,388 |
¥48,739,501 |
¥6,039,501 |
| 30 |
1.00% |
¥137,340 |
¥49,442,427 |
¥6,742,427 |
| 30 |
1.10% |
¥139,310 |
¥50,151,692 |
¥7,451,692 |
| 30 |
1.20% |
¥141,298 |
¥50,867,284 |
¥8,167,284 |
| 30 |
1.30% |
¥143,303 |
¥51,589,190 |
¥8,889,190 |
| 30 |
1.40% |
¥145,326 |
¥52,317,393 |
¥9,617,393 |
| 30 |
1.50% |
¥147,366 |
¥53,051,879 |
¥10,351,879 |
| 30 |
1.60% |
¥149,424 |
¥53,792,629 |
¥11,092,629 |
| 30 |
1.70% |
¥151,499 |
¥54,539,627 |
¥11,839,627 |
| 30 |
1.80% |
¥153,591 |
¥55,292,853 |
¥12,592,853 |
| 30 |
1.90% |
¥155,701 |
¥56,052,286 |
¥13,352,286 |
| 30 |
2.00% |
¥157,828 |
¥56,817,905 |
¥14,117,905 |
| 30 |
2.10% |
¥159,971 |
¥57,589,689 |
¥14,889,689 |
| 30 |
2.20% |
¥162,132 |
¥58,367,613 |
¥15,667,613 |
| 30 |
2.30% |
¥164,310 |
¥59,151,654 |
¥16,451,654 |
| 30 |
2.40% |
¥166,505 |
¥59,941,787 |
¥17,241,787 |
| 30 |
2.50% |
¥168,717 |
¥60,737,985 |
¥18,037,985 |
| 30 |
2.60% |
¥170,945 |
¥61,540,220 |
¥18,840,220 |
| 30 |
2.70% |
¥173,190 |
¥62,348,467 |
¥19,648,467 |
| 30 |
2.80% |
¥175,452 |
¥63,162,694 |
¥20,462,694 |
| 30 |
2.90% |
¥177,730 |
¥63,982,873 |
¥21,282,873 |
| 30 |
3.00% |
¥180,025 |
¥64,808,972 |
¥22,108,972 |
4270万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥155,192 |
¥46,557,590 |
¥3,857,590 |
| 25 |
0.80% |
¥157,088 |
¥47,126,423 |
¥4,426,423 |
| 25 |
0.90% |
¥158,999 |
¥47,699,682 |
¥4,999,682 |
| 25 |
1.00% |
¥160,925 |
¥48,277,361 |
¥5,577,361 |
| 25 |
1.10% |
¥162,865 |
¥48,859,455 |
¥6,159,455 |
| 25 |
1.20% |
¥164,820 |
¥49,445,958 |
¥6,745,958 |
| 25 |
1.30% |
¥166,790 |
¥50,036,862 |
¥7,336,862 |
| 25 |
1.40% |
¥168,774 |
¥50,632,159 |
¥7,932,159 |
| 25 |
1.50% |
¥170,773 |
¥51,231,843 |
¥8,531,843 |
| 25 |
1.60% |
¥172,786 |
¥51,835,905 |
¥9,135,905 |
| 25 |
1.70% |
¥174,814 |
¥52,444,335 |
¥9,744,335 |
| 25 |
1.80% |
¥176,857 |
¥53,057,125 |
¥10,357,125 |
| 25 |
1.90% |
¥178,914 |
¥53,674,263 |
¥10,974,263 |
| 25 |
2.00% |
¥180,986 |
¥54,295,741 |
¥11,595,741 |
| 25 |
2.10% |
¥183,072 |
¥54,921,546 |
¥12,221,546 |
| 25 |
2.20% |
¥185,172 |
¥55,551,667 |
¥12,851,667 |
| 25 |
2.30% |
¥187,287 |
¥56,186,092 |
¥13,486,092 |
| 25 |
2.40% |
¥189,416 |
¥56,824,808 |
¥14,124,808 |
| 25 |
2.50% |
¥191,559 |
¥57,467,804 |
¥14,767,804 |
| 25 |
2.60% |
¥193,717 |
¥58,115,064 |
¥15,415,064 |
| 25 |
2.70% |
¥195,889 |
¥58,766,575 |
¥16,066,575 |
| 25 |
2.80% |
¥198,074 |
¥59,422,323 |
¥16,722,323 |
| 25 |
2.90% |
¥200,274 |
¥60,082,293 |
¥17,382,293 |
| 25 |
3.00% |
¥202,488 |
¥60,746,469 |
¥18,046,469 |
4270万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥190,713 |
¥45,771,153 |
¥3,071,153 |
| 20 |
0.80% |
¥192,589 |
¥46,221,256 |
¥3,521,256 |
| 20 |
0.90% |
¥194,476 |
¥46,674,195 |
¥3,974,195 |
| 20 |
1.00% |
¥196,375 |
¥47,129,969 |
¥4,429,969 |
| 20 |
1.10% |
¥198,286 |
¥47,588,574 |
¥4,888,574 |
| 20 |
1.20% |
¥200,208 |
¥48,050,008 |
¥5,350,008 |
| 20 |
1.30% |
¥202,143 |
¥48,514,268 |
¥5,814,268 |
| 20 |
1.40% |
¥204,089 |
¥48,981,351 |
¥6,281,351 |
| 20 |
1.50% |
¥206,047 |
¥49,451,254 |
¥6,751,254 |
| 20 |
1.60% |
¥208,017 |
¥49,923,972 |
¥7,223,972 |
| 20 |
1.70% |
¥209,998 |
¥50,399,502 |
¥7,699,502 |
| 20 |
1.80% |
¥211,991 |
¥50,877,841 |
¥8,177,841 |
| 20 |
1.90% |
¥213,996 |
¥51,358,983 |
¥8,658,983 |
| 20 |
2.00% |
¥216,012 |
¥51,842,924 |
¥9,142,924 |
| 20 |
2.10% |
¥218,040 |
¥52,329,660 |
¥9,629,660 |
| 20 |
2.20% |
¥220,080 |
¥52,819,186 |
¥10,119,186 |
| 20 |
2.30% |
¥222,131 |
¥53,311,496 |
¥10,611,496 |
| 20 |
2.40% |
¥224,194 |
¥53,806,585 |
¥11,106,585 |
| 20 |
2.50% |
¥226,269 |
¥54,304,448 |
¥11,604,448 |
| 20 |
2.60% |
¥228,354 |
¥54,805,080 |
¥12,105,080 |
| 20 |
2.70% |
¥230,452 |
¥55,308,473 |
¥12,608,473 |
| 20 |
2.80% |
¥232,561 |
¥55,814,622 |
¥13,114,622 |
| 20 |
2.90% |
¥234,681 |
¥56,323,520 |
¥13,623,520 |
| 20 |
3.00% |
¥236,813 |
¥56,835,162 |
¥14,135,162 |
4270万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥249,963 |
¥44,993,415 |
¥2,293,415 |
| 15 |
0.80% |
¥251,819 |
¥45,327,442 |
¥2,627,442 |
| 15 |
0.90% |
¥253,684 |
¥45,663,067 |
¥2,963,067 |
| 15 |
1.00% |
¥255,557 |
¥46,000,288 |
¥3,300,288 |
| 15 |
1.10% |
¥257,439 |
¥46,339,105 |
¥3,639,105 |
| 15 |
1.20% |
¥259,331 |
¥46,679,517 |
¥3,979,517 |
| 15 |
1.30% |
¥261,231 |
¥47,021,522 |
¥4,321,522 |
| 15 |
1.40% |
¥263,140 |
¥47,365,120 |
¥4,665,120 |
| 15 |
1.50% |
¥265,057 |
¥47,710,309 |
¥5,010,309 |
| 15 |
1.60% |
¥266,984 |
¥48,057,088 |
¥5,357,088 |
| 15 |
1.70% |
¥268,919 |
¥48,405,456 |
¥5,705,456 |
| 15 |
1.80% |
¥270,863 |
¥48,755,411 |
¥6,055,411 |
| 15 |
1.90% |
¥272,816 |
¥49,106,953 |
¥6,406,953 |
| 15 |
2.00% |
¥274,778 |
¥49,460,079 |
¥6,760,079 |
| 15 |
2.10% |
¥276,749 |
¥49,814,788 |
¥7,114,788 |
| 15 |
2.20% |
¥278,728 |
¥50,171,078 |
¥7,471,078 |
| 15 |
2.30% |
¥280,716 |
¥50,528,948 |
¥7,828,948 |
| 15 |
2.40% |
¥282,713 |
¥50,888,395 |
¥8,188,395 |
| 15 |
2.50% |
¥284,719 |
¥51,249,419 |
¥8,549,419 |
| 15 |
2.60% |
¥286,733 |
¥51,612,016 |
¥8,912,016 |
| 15 |
2.70% |
¥288,757 |
¥51,976,185 |
¥9,276,185 |
| 15 |
2.80% |
¥290,788 |
¥52,341,925 |
¥9,641,925 |
| 15 |
2.90% |
¥292,829 |
¥52,709,232 |
¥10,009,232 |
| 15 |
3.00% |
¥294,878 |
¥53,078,105 |
¥10,378,105 |
4270万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥368,537 |
¥44,224,382 |
¥1,524,382 |
| 10 |
0.80% |
¥370,375 |
¥44,444,995 |
¥1,744,995 |
| 10 |
0.90% |
¥372,219 |
¥44,666,318 |
¥1,966,318 |
| 10 |
1.00% |
¥374,070 |
¥44,888,352 |
¥2,188,352 |
| 10 |
1.10% |
¥375,926 |
¥45,111,095 |
¥2,411,095 |
| 10 |
1.20% |
¥377,788 |
¥45,334,549 |
¥2,634,549 |
| 10 |
1.30% |
¥379,656 |
¥45,558,711 |
¥2,858,711 |
| 10 |
1.40% |
¥381,530 |
¥45,783,583 |
¥3,083,583 |
| 10 |
1.50% |
¥383,410 |
¥46,009,164 |
¥3,309,164 |
| 10 |
1.60% |
¥385,295 |
¥46,235,454 |
¥3,535,454 |
| 10 |
1.70% |
¥387,187 |
¥46,462,452 |
¥3,762,452 |
| 10 |
1.80% |
¥389,085 |
¥46,690,159 |
¥3,990,159 |
| 10 |
1.90% |
¥390,988 |
¥46,918,572 |
¥4,218,572 |
| 10 |
2.00% |
¥392,897 |
¥47,147,694 |
¥4,447,694 |
| 10 |
2.10% |
¥394,813 |
¥47,377,522 |
¥4,677,522 |
| 10 |
2.20% |
¥396,734 |
¥47,608,057 |
¥4,908,057 |
| 10 |
2.30% |
¥398,661 |
¥47,839,298 |
¥5,139,298 |
| 10 |
2.40% |
¥400,594 |
¥48,071,245 |
¥5,371,245 |
| 10 |
2.50% |
¥402,532 |
¥48,303,898 |
¥5,603,898 |
| 10 |
2.60% |
¥404,477 |
¥48,537,255 |
¥5,837,255 |
| 10 |
2.70% |
¥406,428 |
¥48,771,317 |
¥6,071,317 |
| 10 |
2.80% |
¥408,384 |
¥49,006,083 |
¥6,306,083 |
| 10 |
2.90% |
¥410,346 |
¥49,241,553 |
¥6,541,553 |
| 10 |
3.00% |
¥412,314 |
¥49,477,726 |
¥6,777,726 |
