4280万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4280万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4280万円の住宅ローン｜期間・年数別
4280万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥84,564 |
¥50,738,383 |
¥7,938,383 |
| 50 |
0.80% |
¥86,572 |
¥51,943,227 |
¥9,143,227 |
| 50 |
0.90% |
¥88,609 |
¥53,165,604 |
¥10,365,604 |
| 50 |
1.00% |
¥90,676 |
¥54,405,437 |
¥11,605,437 |
| 50 |
1.10% |
¥92,771 |
¥55,662,643 |
¥12,862,643 |
| 50 |
1.20% |
¥94,895 |
¥56,937,128 |
¥14,137,128 |
| 50 |
1.30% |
¥97,048 |
¥58,228,792 |
¥15,428,792 |
| 50 |
1.40% |
¥99,229 |
¥59,537,526 |
¥16,737,526 |
| 50 |
1.50% |
¥101,439 |
¥60,863,216 |
¥18,063,216 |
| 50 |
1.60% |
¥103,676 |
¥62,205,737 |
¥19,405,737 |
| 50 |
1.70% |
¥105,942 |
¥63,564,961 |
¥20,764,961 |
| 50 |
1.80% |
¥108,235 |
¥64,940,748 |
¥22,140,748 |
| 50 |
1.90% |
¥110,555 |
¥66,332,956 |
¥23,532,956 |
| 50 |
2.00% |
¥112,902 |
¥67,741,434 |
¥24,941,434 |
| 50 |
2.10% |
¥115,277 |
¥69,166,024 |
¥26,366,024 |
| 50 |
2.20% |
¥117,678 |
¥70,606,566 |
¥27,806,566 |
| 50 |
2.30% |
¥120,105 |
¥72,062,889 |
¥29,262,889 |
| 50 |
2.40% |
¥122,558 |
¥73,534,821 |
¥30,734,821 |
| 50 |
2.50% |
¥125,037 |
¥75,022,181 |
¥32,222,181 |
| 50 |
2.60% |
¥127,541 |
¥76,524,787 |
¥33,724,787 |
| 50 |
2.70% |
¥130,071 |
¥78,042,449 |
¥35,242,449 |
| 50 |
2.80% |
¥132,625 |
¥79,574,974 |
¥36,774,974 |
| 50 |
2.90% |
¥135,204 |
¥81,122,165 |
¥38,322,165 |
| 50 |
3.00% |
¥137,806 |
¥82,683,821 |
¥39,883,821 |
4280万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥92,420 |
¥49,906,698 |
¥7,106,698 |
| 45 |
0.80% |
¥94,406 |
¥50,979,357 |
¥8,179,357 |
| 45 |
0.90% |
¥96,419 |
¥52,066,260 |
¥9,266,260 |
| 45 |
1.00% |
¥98,458 |
¥53,167,357 |
¥10,367,357 |
| 45 |
1.10% |
¥100,523 |
¥54,282,593 |
¥11,482,593 |
| 45 |
1.20% |
¥102,615 |
¥55,411,904 |
¥12,611,904 |
| 45 |
1.30% |
¥104,732 |
¥56,555,226 |
¥13,755,226 |
| 45 |
1.40% |
¥106,875 |
¥57,712,486 |
¥14,912,486 |
| 45 |
1.50% |
¥109,044 |
¥58,883,607 |
¥16,083,607 |
| 45 |
1.60% |
¥111,238 |
¥60,068,506 |
¥17,268,506 |
| 45 |
1.70% |
¥113,458 |
¥61,267,098 |
¥18,467,098 |
| 45 |
1.80% |
¥115,702 |
¥62,479,289 |
¥19,679,289 |
| 45 |
1.90% |
¥117,972 |
¥63,704,984 |
¥20,904,984 |
| 45 |
2.00% |
¥120,267 |
¥64,944,082 |
¥22,144,082 |
| 45 |
2.10% |
¥122,586 |
¥66,196,477 |
¥23,396,477 |
| 45 |
2.20% |
¥124,930 |
¥67,462,060 |
¥24,662,060 |
| 45 |
2.30% |
¥127,298 |
¥68,740,717 |
¥25,940,717 |
| 45 |
2.40% |
¥129,690 |
¥70,032,331 |
¥27,232,331 |
| 45 |
2.50% |
¥132,105 |
¥71,336,780 |
¥28,536,780 |
| 45 |
2.60% |
¥134,544 |
¥72,653,939 |
¥29,853,939 |
| 45 |
2.70% |
¥137,007 |
¥73,983,679 |
¥31,183,679 |
| 45 |
2.80% |
¥139,492 |
¥75,325,869 |
¥32,525,869 |
| 45 |
2.90% |
¥142,001 |
¥76,680,373 |
¥33,880,373 |
| 45 |
3.00% |
¥144,532 |
¥78,047,054 |
¥35,247,054 |
4280万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥102,258 |
¥49,083,663 |
¥6,283,663 |
| 40 |
0.80% |
¥104,222 |
¥50,026,749 |
¥7,226,749 |
| 40 |
0.90% |
¥106,211 |
¥50,981,120 |
¥8,181,120 |
| 40 |
1.00% |
¥108,222 |
¥51,946,746 |
¥9,146,746 |
| 40 |
1.10% |
¥110,257 |
¥52,923,589 |
¥10,123,589 |
| 40 |
1.20% |
¥112,316 |
¥53,911,612 |
¥11,111,612 |
| 40 |
1.30% |
¥114,397 |
¥54,910,772 |
¥12,110,772 |
| 40 |
1.40% |
¥116,502 |
¥55,921,024 |
¥13,121,024 |
| 40 |
1.50% |
¥118,630 |
¥56,942,318 |
¥14,142,318 |
| 40 |
1.60% |
¥120,780 |
¥57,974,603 |
¥15,174,603 |
| 40 |
1.70% |
¥122,954 |
¥59,017,824 |
¥16,217,824 |
| 40 |
1.80% |
¥125,150 |
¥60,071,921 |
¥17,271,921 |
| 40 |
1.90% |
¥127,368 |
¥61,136,835 |
¥18,336,835 |
| 40 |
2.00% |
¥129,609 |
¥62,212,499 |
¥19,412,499 |
| 40 |
2.10% |
¥131,873 |
¥63,298,848 |
¥20,498,848 |
| 40 |
2.20% |
¥134,158 |
¥64,395,810 |
¥21,595,810 |
| 40 |
2.30% |
¥136,465 |
¥65,503,314 |
¥22,703,314 |
| 40 |
2.40% |
¥138,794 |
¥66,621,283 |
¥23,821,283 |
| 40 |
2.50% |
¥141,145 |
¥67,749,639 |
¥24,949,639 |
| 40 |
2.60% |
¥143,517 |
¥68,888,302 |
¥26,088,302 |
| 40 |
2.70% |
¥145,911 |
¥70,037,188 |
¥27,237,188 |
| 40 |
2.80% |
¥148,325 |
¥71,196,212 |
¥28,396,212 |
| 40 |
2.90% |
¥150,761 |
¥72,365,286 |
¥29,565,286 |
| 40 |
3.00% |
¥153,217 |
¥73,544,320 |
¥30,744,320 |
4280万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥114,927 |
¥48,269,295 |
¥5,469,295 |
| 35 |
0.80% |
¥116,870 |
¥49,085,434 |
¥6,285,434 |
| 35 |
0.90% |
¥118,834 |
¥49,910,235 |
¥7,110,235 |
| 35 |
1.00% |
¥120,818 |
¥50,743,677 |
¥7,943,677 |
| 35 |
1.10% |
¥122,823 |
¥51,585,741 |
¥8,785,741 |
| 35 |
1.20% |
¥124,849 |
¥52,436,403 |
¥9,636,403 |
| 35 |
1.30% |
¥126,894 |
¥53,295,637 |
¥10,495,637 |
| 35 |
1.40% |
¥128,961 |
¥54,163,418 |
¥11,363,418 |
| 35 |
1.50% |
¥131,047 |
¥55,039,715 |
¥12,239,715 |
| 35 |
1.60% |
¥133,154 |
¥55,924,497 |
¥13,124,497 |
| 35 |
1.70% |
¥135,280 |
¥56,817,733 |
¥14,017,733 |
| 35 |
1.80% |
¥137,427 |
¥57,719,385 |
¥14,919,385 |
| 35 |
1.90% |
¥139,594 |
¥58,629,419 |
¥15,829,419 |
| 35 |
2.00% |
¥141,780 |
¥59,547,795 |
¥16,747,795 |
| 35 |
2.10% |
¥143,987 |
¥60,474,474 |
¥17,674,474 |
| 35 |
2.20% |
¥146,213 |
¥61,409,412 |
¥18,609,412 |
| 35 |
2.30% |
¥148,458 |
¥62,352,567 |
¥19,552,567 |
| 35 |
2.40% |
¥150,724 |
¥63,303,892 |
¥20,503,892 |
| 35 |
2.50% |
¥153,008 |
¥64,263,340 |
¥21,463,340 |
| 35 |
2.60% |
¥155,312 |
¥65,230,863 |
¥22,430,863 |
| 35 |
2.70% |
¥157,634 |
¥66,206,410 |
¥23,406,410 |
| 35 |
2.80% |
¥159,976 |
¥67,189,930 |
¥24,389,930 |
| 35 |
2.90% |
¥162,337 |
¥68,181,368 |
¥25,381,368 |
| 35 |
3.00% |
¥164,716 |
¥69,180,670 |
¥26,380,670 |
4280万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥131,843 |
¥47,463,611 |
¥4,663,611 |
| 30 |
0.80% |
¥133,765 |
¥48,155,440 |
¥5,355,440 |
| 30 |
0.90% |
¥135,705 |
¥48,853,646 |
¥6,053,646 |
| 30 |
1.00% |
¥137,662 |
¥49,558,217 |
¥6,758,217 |
| 30 |
1.10% |
¥139,637 |
¥50,269,144 |
¥7,469,144 |
| 30 |
1.20% |
¥141,629 |
¥50,986,412 |
¥8,186,412 |
| 30 |
1.30% |
¥143,639 |
¥51,710,007 |
¥8,910,007 |
| 30 |
1.40% |
¥145,666 |
¥52,439,916 |
¥9,639,916 |
| 30 |
1.50% |
¥147,711 |
¥53,176,122 |
¥10,376,122 |
| 30 |
1.60% |
¥149,774 |
¥53,918,608 |
¥11,118,608 |
| 30 |
1.70% |
¥151,854 |
¥54,667,355 |
¥11,867,355 |
| 30 |
1.80% |
¥153,951 |
¥55,422,344 |
¥12,622,344 |
| 30 |
1.90% |
¥156,065 |
¥56,183,556 |
¥13,383,556 |
| 30 |
2.00% |
¥158,197 |
¥56,950,968 |
¥14,150,968 |
| 30 |
2.10% |
¥160,346 |
¥57,724,559 |
¥14,924,559 |
| 30 |
2.20% |
¥162,512 |
¥58,504,306 |
¥15,704,306 |
| 30 |
2.30% |
¥164,695 |
¥59,290,183 |
¥16,490,183 |
| 30 |
2.40% |
¥166,895 |
¥60,082,166 |
¥17,282,166 |
| 30 |
2.50% |
¥169,112 |
¥60,880,228 |
¥18,080,228 |
| 30 |
2.60% |
¥171,345 |
¥61,684,343 |
¥18,884,343 |
| 30 |
2.70% |
¥173,596 |
¥62,494,482 |
¥19,694,482 |
| 30 |
2.80% |
¥175,863 |
¥63,310,616 |
¥20,510,616 |
| 30 |
2.90% |
¥178,146 |
¥64,132,715 |
¥21,332,715 |
| 30 |
3.00% |
¥180,447 |
¥64,960,750 |
¥22,160,750 |
4280万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥155,555 |
¥46,666,624 |
¥3,866,624 |
| 25 |
0.80% |
¥157,456 |
¥47,236,789 |
¥4,436,789 |
| 25 |
0.90% |
¥159,371 |
¥47,811,391 |
¥5,011,391 |
| 25 |
1.00% |
¥161,301 |
¥48,390,423 |
¥5,590,423 |
| 25 |
1.10% |
¥163,246 |
¥48,973,880 |
¥6,173,880 |
| 25 |
1.20% |
¥165,206 |
¥49,561,756 |
¥6,761,756 |
| 25 |
1.30% |
¥167,180 |
¥50,154,044 |
¥7,354,044 |
| 25 |
1.40% |
¥169,169 |
¥50,750,736 |
¥7,950,736 |
| 25 |
1.50% |
¥171,173 |
¥51,351,824 |
¥8,551,824 |
| 25 |
1.60% |
¥173,191 |
¥51,957,301 |
¥9,157,301 |
| 25 |
1.70% |
¥175,224 |
¥52,567,156 |
¥9,767,156 |
| 25 |
1.80% |
¥177,271 |
¥53,181,380 |
¥10,381,380 |
| 25 |
1.90% |
¥179,333 |
¥53,799,964 |
¥10,999,964 |
| 25 |
2.00% |
¥181,410 |
¥54,422,897 |
¥11,622,897 |
| 25 |
2.10% |
¥183,501 |
¥55,050,168 |
¥12,250,168 |
| 25 |
2.20% |
¥185,606 |
¥55,681,764 |
¥12,881,764 |
| 25 |
2.30% |
¥187,726 |
¥56,317,675 |
¥13,517,675 |
| 25 |
2.40% |
¥189,860 |
¥56,957,888 |
¥14,157,888 |
| 25 |
2.50% |
¥192,008 |
¥57,602,389 |
¥14,802,389 |
| 25 |
2.60% |
¥194,171 |
¥58,251,165 |
¥15,451,165 |
| 25 |
2.70% |
¥196,347 |
¥58,904,202 |
¥16,104,202 |
| 25 |
2.80% |
¥198,538 |
¥59,561,486 |
¥16,761,486 |
| 25 |
2.90% |
¥200,743 |
¥60,223,001 |
¥17,423,001 |
| 25 |
3.00% |
¥202,962 |
¥60,888,733 |
¥18,088,733 |
4280万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥191,160 |
¥45,878,346 |
¥3,078,346 |
| 20 |
0.80% |
¥193,040 |
¥46,329,502 |
¥3,529,502 |
| 20 |
0.90% |
¥194,931 |
¥46,783,502 |
¥3,983,502 |
| 20 |
1.00% |
¥196,835 |
¥47,240,343 |
¥4,440,343 |
| 20 |
1.10% |
¥198,750 |
¥47,700,022 |
¥4,900,022 |
| 20 |
1.20% |
¥200,677 |
¥48,162,537 |
¥5,362,537 |
| 20 |
1.30% |
¥202,616 |
¥48,627,885 |
¥5,827,885 |
| 20 |
1.40% |
¥204,567 |
¥49,096,061 |
¥6,296,061 |
| 20 |
1.50% |
¥206,529 |
¥49,567,064 |
¥6,767,064 |
| 20 |
1.60% |
¥208,504 |
¥50,040,890 |
¥7,240,890 |
| 20 |
1.70% |
¥210,490 |
¥50,517,534 |
¥7,717,534 |
| 20 |
1.80% |
¥212,487 |
¥50,996,993 |
¥8,196,993 |
| 20 |
1.90% |
¥214,497 |
¥51,479,261 |
¥8,679,261 |
| 20 |
2.00% |
¥216,518 |
¥51,964,336 |
¥9,164,336 |
| 20 |
2.10% |
¥218,551 |
¥52,452,212 |
¥9,652,212 |
| 20 |
2.20% |
¥220,595 |
¥52,942,884 |
¥10,142,884 |
| 20 |
2.30% |
¥222,651 |
¥53,436,347 |
¥10,636,347 |
| 20 |
2.40% |
¥224,719 |
¥53,932,596 |
¥11,132,596 |
| 20 |
2.50% |
¥226,798 |
¥54,431,625 |
¥11,631,625 |
| 20 |
2.60% |
¥228,889 |
¥54,933,429 |
¥12,133,429 |
| 20 |
2.70% |
¥230,992 |
¥55,438,001 |
¥12,638,001 |
| 20 |
2.80% |
¥233,106 |
¥55,945,335 |
¥13,145,335 |
| 20 |
2.90% |
¥235,231 |
¥56,455,425 |
¥13,655,425 |
| 20 |
3.00% |
¥237,368 |
¥56,968,265 |
¥14,168,265 |
4280万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥250,549 |
¥45,098,786 |
¥2,298,786 |
| 15 |
0.80% |
¥252,409 |
¥45,433,596 |
¥2,633,596 |
| 15 |
0.90% |
¥254,278 |
¥45,770,006 |
¥2,970,006 |
| 15 |
1.00% |
¥256,156 |
¥46,108,017 |
¥3,308,017 |
| 15 |
1.10% |
¥258,042 |
¥46,447,628 |
¥3,647,628 |
| 15 |
1.20% |
¥259,938 |
¥46,788,836 |
¥3,988,836 |
| 15 |
1.30% |
¥261,842 |
¥47,131,643 |
¥4,331,643 |
| 15 |
1.40% |
¥263,756 |
¥47,476,045 |
¥4,676,045 |
| 15 |
1.50% |
¥265,678 |
¥47,822,042 |
¥5,022,042 |
| 15 |
1.60% |
¥267,609 |
¥48,169,634 |
¥5,369,634 |
| 15 |
1.70% |
¥269,549 |
¥48,518,817 |
¥5,718,817 |
| 15 |
1.80% |
¥271,498 |
¥48,869,593 |
¥6,069,593 |
| 15 |
1.90% |
¥273,455 |
¥49,221,957 |
¥6,421,957 |
| 15 |
2.00% |
¥275,422 |
¥49,575,910 |
¥6,775,910 |
| 15 |
2.10% |
¥277,397 |
¥49,931,450 |
¥7,131,450 |
| 15 |
2.20% |
¥279,381 |
¥50,288,575 |
¥7,488,575 |
| 15 |
2.30% |
¥281,374 |
¥50,647,282 |
¥7,847,282 |
| 15 |
2.40% |
¥283,375 |
¥51,007,572 |
¥8,207,572 |
| 15 |
2.50% |
¥285,386 |
¥51,369,441 |
¥8,569,441 |
| 15 |
2.60% |
¥287,405 |
¥51,732,887 |
¥8,932,887 |
| 15 |
2.70% |
¥289,433 |
¥52,097,910 |
¥9,297,910 |
| 15 |
2.80% |
¥291,469 |
¥52,464,505 |
¥9,664,505 |
| 15 |
2.90% |
¥293,515 |
¥52,832,673 |
¥10,032,673 |
| 15 |
3.00% |
¥295,569 |
¥53,202,410 |
¥10,402,410 |
4280万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥369,400 |
¥44,327,952 |
¥1,527,952 |
| 10 |
0.80% |
¥371,242 |
¥44,549,082 |
¥1,749,082 |
| 10 |
0.90% |
¥373,091 |
¥44,770,923 |
¥1,970,923 |
| 10 |
1.00% |
¥374,946 |
¥44,993,477 |
¥2,193,477 |
| 10 |
1.10% |
¥376,806 |
¥45,216,742 |
¥2,416,742 |
| 10 |
1.20% |
¥378,673 |
¥45,440,718 |
¥2,640,718 |
| 10 |
1.30% |
¥380,545 |
¥45,665,406 |
¥2,865,406 |
| 10 |
1.40% |
¥382,423 |
¥45,890,805 |
¥3,090,805 |
| 10 |
1.50% |
¥384,308 |
¥46,116,914 |
¥3,316,914 |
| 10 |
1.60% |
¥386,198 |
¥46,343,734 |
¥3,543,734 |
| 10 |
1.70% |
¥388,094 |
¥46,571,264 |
¥3,771,264 |
| 10 |
1.80% |
¥389,996 |
¥46,799,503 |
¥3,999,503 |
| 10 |
1.90% |
¥391,904 |
¥47,028,452 |
¥4,228,452 |
| 10 |
2.00% |
¥393,818 |
¥47,258,110 |
¥4,458,110 |
| 10 |
2.10% |
¥395,737 |
¥47,488,476 |
¥4,688,476 |
| 10 |
2.20% |
¥397,663 |
¥47,719,551 |
¥4,919,551 |
| 10 |
2.30% |
¥399,594 |
¥47,951,334 |
¥5,151,334 |
| 10 |
2.40% |
¥401,532 |
¥48,183,824 |
¥5,383,824 |
| 10 |
2.50% |
¥403,475 |
¥48,417,022 |
¥5,617,022 |
| 10 |
2.60% |
¥405,424 |
¥48,650,925 |
¥5,850,925 |
| 10 |
2.70% |
¥407,379 |
¥48,885,536 |
¥6,085,536 |
| 10 |
2.80% |
¥409,340 |
¥49,120,851 |
¥6,320,851 |
| 10 |
2.90% |
¥411,307 |
¥49,356,873 |
¥6,556,873 |
| 10 |
3.00% |
¥413,280 |
¥49,593,598 |
¥6,793,598 |
