4290万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4290万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4290万円の住宅ローン｜期間・年数別
4290万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥84,762 |
¥50,856,930 |
¥7,956,930 |
| 50 |
0.80% |
¥86,774 |
¥52,064,590 |
¥9,164,590 |
| 50 |
0.90% |
¥88,816 |
¥53,289,823 |
¥10,389,823 |
| 50 |
1.00% |
¥90,888 |
¥54,532,553 |
¥11,632,553 |
| 50 |
1.10% |
¥92,988 |
¥55,792,696 |
¥12,892,696 |
| 50 |
1.20% |
¥95,117 |
¥57,070,158 |
¥14,170,158 |
| 50 |
1.30% |
¥97,275 |
¥58,364,840 |
¥15,464,840 |
| 50 |
1.40% |
¥99,461 |
¥59,676,633 |
¥16,776,633 |
| 50 |
1.50% |
¥101,676 |
¥61,005,420 |
¥18,105,420 |
| 50 |
1.60% |
¥103,918 |
¥62,351,078 |
¥19,451,078 |
| 50 |
1.70% |
¥106,189 |
¥63,713,477 |
¥20,813,477 |
| 50 |
1.80% |
¥108,487 |
¥65,092,479 |
¥22,192,479 |
| 50 |
1.90% |
¥110,813 |
¥66,487,939 |
¥23,587,939 |
| 50 |
2.00% |
¥113,166 |
¥67,899,708 |
¥24,999,708 |
| 50 |
2.10% |
¥115,546 |
¥69,327,627 |
¥26,427,627 |
| 50 |
2.20% |
¥117,953 |
¥70,771,534 |
¥27,871,534 |
| 50 |
2.30% |
¥120,385 |
¥72,231,260 |
¥29,331,260 |
| 50 |
2.40% |
¥122,844 |
¥73,706,631 |
¥30,806,631 |
| 50 |
2.50% |
¥125,329 |
¥75,197,467 |
¥32,297,467 |
| 50 |
2.60% |
¥127,839 |
¥76,703,583 |
¥33,803,583 |
| 50 |
2.70% |
¥130,375 |
¥78,224,791 |
¥35,324,791 |
| 50 |
2.80% |
¥132,935 |
¥79,760,897 |
¥36,860,897 |
| 50 |
2.90% |
¥135,520 |
¥81,311,703 |
¥38,411,703 |
| 50 |
3.00% |
¥138,128 |
¥82,877,008 |
¥39,977,008 |
4290万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥92,636 |
¥50,023,302 |
¥7,123,302 |
| 45 |
0.80% |
¥94,627 |
¥51,098,467 |
¥8,198,467 |
| 45 |
0.90% |
¥96,644 |
¥52,187,910 |
¥9,287,910 |
| 45 |
1.00% |
¥98,688 |
¥53,291,580 |
¥10,391,580 |
| 45 |
1.10% |
¥100,758 |
¥54,409,421 |
¥11,509,421 |
| 45 |
1.20% |
¥102,854 |
¥55,541,372 |
¥12,641,372 |
| 45 |
1.30% |
¥104,977 |
¥56,687,365 |
¥13,787,365 |
| 45 |
1.40% |
¥107,125 |
¥57,847,328 |
¥14,947,328 |
| 45 |
1.50% |
¥109,298 |
¥59,021,185 |
¥16,121,185 |
| 45 |
1.60% |
¥111,498 |
¥60,208,853 |
¥17,308,853 |
| 45 |
1.70% |
¥113,723 |
¥61,410,245 |
¥18,510,245 |
| 45 |
1.80% |
¥115,973 |
¥62,625,269 |
¥19,725,269 |
| 45 |
1.90% |
¥118,248 |
¥63,853,828 |
¥20,953,828 |
| 45 |
2.00% |
¥120,548 |
¥65,095,820 |
¥22,195,820 |
| 45 |
2.10% |
¥122,872 |
¥66,351,142 |
¥23,451,142 |
| 45 |
2.20% |
¥125,222 |
¥67,619,682 |
¥24,719,682 |
| 45 |
2.30% |
¥127,595 |
¥68,901,327 |
¥26,001,327 |
| 45 |
2.40% |
¥129,993 |
¥70,195,958 |
¥27,295,958 |
| 45 |
2.50% |
¥132,414 |
¥71,503,455 |
¥28,603,455 |
| 45 |
2.60% |
¥134,859 |
¥72,823,691 |
¥29,923,691 |
| 45 |
2.70% |
¥137,327 |
¥74,156,538 |
¥31,256,538 |
| 45 |
2.80% |
¥139,818 |
¥75,501,864 |
¥32,601,864 |
| 45 |
2.90% |
¥142,332 |
¥76,859,533 |
¥33,959,533 |
| 45 |
3.00% |
¥144,869 |
¥78,229,406 |
¥35,329,406 |
4290万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥102,497 |
¥49,198,344 |
¥6,298,344 |
| 40 |
0.80% |
¥104,466 |
¥50,143,634 |
¥7,243,634 |
| 40 |
0.90% |
¥106,459 |
¥51,100,235 |
¥8,200,235 |
| 40 |
1.00% |
¥108,475 |
¥52,068,117 |
¥9,168,117 |
| 40 |
1.10% |
¥110,515 |
¥53,047,243 |
¥10,147,243 |
| 40 |
1.20% |
¥112,578 |
¥54,037,574 |
¥11,137,574 |
| 40 |
1.30% |
¥114,665 |
¥55,039,068 |
¥12,139,068 |
| 40 |
1.40% |
¥116,774 |
¥56,051,680 |
¥13,151,680 |
| 40 |
1.50% |
¥118,907 |
¥57,075,361 |
¥14,175,361 |
| 40 |
1.60% |
¥121,063 |
¥58,110,058 |
¥15,210,058 |
| 40 |
1.70% |
¥123,241 |
¥59,155,716 |
¥16,255,716 |
| 40 |
1.80% |
¥125,442 |
¥60,212,276 |
¥17,312,276 |
| 40 |
1.90% |
¥127,666 |
¥61,279,678 |
¥18,379,678 |
| 40 |
2.00% |
¥129,912 |
¥62,357,856 |
¥19,457,856 |
| 40 |
2.10% |
¥132,181 |
¥63,446,742 |
¥20,546,742 |
| 40 |
2.20% |
¥134,471 |
¥64,546,268 |
¥21,646,268 |
| 40 |
2.30% |
¥136,784 |
¥65,656,359 |
¥22,756,359 |
| 40 |
2.40% |
¥139,119 |
¥66,776,940 |
¥23,876,940 |
| 40 |
2.50% |
¥141,475 |
¥67,907,933 |
¥25,007,933 |
| 40 |
2.60% |
¥143,853 |
¥69,049,256 |
¥26,149,256 |
| 40 |
2.70% |
¥146,252 |
¥70,200,826 |
¥27,300,826 |
| 40 |
2.80% |
¥148,672 |
¥71,362,558 |
¥28,462,558 |
| 40 |
2.90% |
¥151,113 |
¥72,534,363 |
¥29,634,363 |
| 40 |
3.00% |
¥153,575 |
¥73,716,152 |
¥30,816,152 |
4290万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥115,195 |
¥48,382,074 |
¥5,482,074 |
| 35 |
0.80% |
¥117,143 |
¥49,200,120 |
¥6,300,120 |
| 35 |
0.90% |
¥119,112 |
¥50,026,847 |
¥7,126,847 |
| 35 |
1.00% |
¥121,101 |
¥50,862,237 |
¥7,962,237 |
| 35 |
1.10% |
¥123,110 |
¥51,706,268 |
¥8,806,268 |
| 35 |
1.20% |
¥125,140 |
¥52,558,918 |
¥9,658,918 |
| 35 |
1.30% |
¥127,191 |
¥53,420,160 |
¥10,520,160 |
| 35 |
1.40% |
¥129,262 |
¥54,289,968 |
¥11,389,968 |
| 35 |
1.50% |
¥131,353 |
¥55,168,312 |
¥12,268,312 |
| 35 |
1.60% |
¥133,465 |
¥56,055,162 |
¥13,155,162 |
| 35 |
1.70% |
¥135,596 |
¥56,950,484 |
¥14,050,484 |
| 35 |
1.80% |
¥137,748 |
¥57,854,244 |
¥14,954,244 |
| 35 |
1.90% |
¥139,920 |
¥58,766,404 |
¥15,866,404 |
| 35 |
2.00% |
¥142,112 |
¥59,686,926 |
¥16,786,926 |
| 35 |
2.10% |
¥144,323 |
¥60,615,769 |
¥17,715,769 |
| 35 |
2.20% |
¥146,555 |
¥61,552,892 |
¥18,652,892 |
| 35 |
2.30% |
¥148,805 |
¥62,498,250 |
¥19,598,250 |
| 35 |
2.40% |
¥151,076 |
¥63,451,798 |
¥20,551,798 |
| 35 |
2.50% |
¥153,365 |
¥64,413,488 |
¥21,513,488 |
| 35 |
2.60% |
¥155,674 |
¥65,383,271 |
¥22,483,271 |
| 35 |
2.70% |
¥158,003 |
¥66,361,098 |
¥23,461,098 |
| 35 |
2.80% |
¥160,350 |
¥67,346,915 |
¥24,446,915 |
| 35 |
2.90% |
¥162,716 |
¥68,340,670 |
¥25,440,670 |
| 35 |
3.00% |
¥165,101 |
¥69,342,307 |
¥26,442,307 |
4290万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥132,151 |
¥47,574,507 |
¥4,674,507 |
| 30 |
0.80% |
¥134,078 |
¥48,267,953 |
¥5,367,953 |
| 30 |
0.90% |
¥136,022 |
¥48,967,790 |
¥6,067,790 |
| 30 |
1.00% |
¥137,983 |
¥49,674,008 |
¥6,774,008 |
| 30 |
1.10% |
¥139,963 |
¥50,386,595 |
¥7,486,595 |
| 30 |
1.20% |
¥141,960 |
¥51,105,539 |
¥8,205,539 |
| 30 |
1.30% |
¥143,975 |
¥51,830,825 |
¥8,930,825 |
| 30 |
1.40% |
¥146,007 |
¥52,562,439 |
¥9,662,439 |
| 30 |
1.50% |
¥148,057 |
¥53,300,365 |
¥10,400,365 |
| 30 |
1.60% |
¥150,124 |
¥54,044,586 |
¥11,144,586 |
| 30 |
1.70% |
¥152,209 |
¥54,795,082 |
¥11,895,082 |
| 30 |
1.80% |
¥154,311 |
¥55,551,836 |
¥12,651,836 |
| 30 |
1.90% |
¥156,430 |
¥56,314,826 |
¥13,414,826 |
| 30 |
2.00% |
¥158,567 |
¥57,084,031 |
¥14,184,031 |
| 30 |
2.10% |
¥160,721 |
¥57,859,430 |
¥14,959,430 |
| 30 |
2.20% |
¥162,892 |
¥58,640,998 |
¥15,740,998 |
| 30 |
2.30% |
¥165,080 |
¥59,428,711 |
¥16,528,711 |
| 30 |
2.40% |
¥167,285 |
¥60,222,545 |
¥17,322,545 |
| 30 |
2.50% |
¥169,507 |
¥61,022,472 |
¥18,122,472 |
| 30 |
2.60% |
¥171,746 |
¥61,828,465 |
¥18,928,465 |
| 30 |
2.70% |
¥174,001 |
¥62,640,497 |
¥19,740,497 |
| 30 |
2.80% |
¥176,274 |
¥63,458,538 |
¥20,558,538 |
| 30 |
2.90% |
¥178,563 |
¥64,282,558 |
¥21,382,558 |
| 30 |
3.00% |
¥180,868 |
¥65,112,527 |
¥22,212,527 |
4290万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥155,919 |
¥46,775,658 |
¥3,875,658 |
| 25 |
0.80% |
¥157,824 |
¥47,347,156 |
¥4,447,156 |
| 25 |
0.90% |
¥159,744 |
¥47,923,100 |
¥5,023,100 |
| 25 |
1.00% |
¥161,678 |
¥48,503,485 |
¥5,603,485 |
| 25 |
1.10% |
¥163,628 |
¥49,088,305 |
¥6,188,305 |
| 25 |
1.20% |
¥165,592 |
¥49,677,555 |
¥6,777,555 |
| 25 |
1.30% |
¥167,571 |
¥50,271,226 |
¥7,371,226 |
| 25 |
1.40% |
¥169,564 |
¥50,869,312 |
¥7,969,312 |
| 25 |
1.50% |
¥171,573 |
¥51,471,805 |
¥8,571,805 |
| 25 |
1.60% |
¥173,596 |
¥52,078,696 |
¥9,178,696 |
| 25 |
1.70% |
¥175,633 |
¥52,689,976 |
¥9,789,976 |
| 25 |
1.80% |
¥177,685 |
¥53,305,636 |
¥10,405,636 |
| 25 |
1.90% |
¥179,752 |
¥53,925,665 |
¥11,025,665 |
| 25 |
2.00% |
¥181,834 |
¥54,550,053 |
¥11,650,053 |
| 25 |
2.10% |
¥183,929 |
¥55,178,789 |
¥12,278,789 |
| 25 |
2.20% |
¥186,040 |
¥55,811,862 |
¥12,911,862 |
| 25 |
2.30% |
¥188,164 |
¥56,449,259 |
¥13,549,259 |
| 25 |
2.40% |
¥190,303 |
¥57,090,967 |
¥14,190,967 |
| 25 |
2.50% |
¥192,457 |
¥57,736,974 |
¥14,836,974 |
| 25 |
2.60% |
¥194,624 |
¥58,387,266 |
¥15,487,266 |
| 25 |
2.70% |
¥196,806 |
¥59,041,828 |
¥16,141,828 |
| 25 |
2.80% |
¥199,002 |
¥59,700,648 |
¥16,800,648 |
| 25 |
2.90% |
¥201,212 |
¥60,363,709 |
¥17,463,709 |
| 25 |
3.00% |
¥203,437 |
¥61,030,996 |
¥18,130,996 |
4290万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥191,606 |
¥45,985,538 |
¥3,085,538 |
| 20 |
0.80% |
¥193,491 |
¥46,437,749 |
¥3,537,749 |
| 20 |
0.90% |
¥195,387 |
¥46,892,810 |
¥3,992,810 |
| 20 |
1.00% |
¥197,295 |
¥47,350,718 |
¥4,450,718 |
| 20 |
1.10% |
¥199,214 |
¥47,811,471 |
¥4,911,471 |
| 20 |
1.20% |
¥201,146 |
¥48,275,066 |
¥5,375,066 |
| 20 |
1.30% |
¥203,090 |
¥48,741,501 |
¥5,841,501 |
| 20 |
1.40% |
¥205,045 |
¥49,210,772 |
¥6,310,772 |
| 20 |
1.50% |
¥207,012 |
¥49,682,875 |
¥6,782,875 |
| 20 |
1.60% |
¥208,991 |
¥50,157,808 |
¥7,257,808 |
| 20 |
1.70% |
¥210,982 |
¥50,635,566 |
¥7,735,566 |
| 20 |
1.80% |
¥212,984 |
¥51,116,144 |
¥8,216,144 |
| 20 |
1.90% |
¥214,998 |
¥51,599,540 |
¥8,699,540 |
| 20 |
2.00% |
¥217,024 |
¥52,085,748 |
¥9,185,748 |
| 20 |
2.10% |
¥219,062 |
¥52,574,764 |
¥9,674,764 |
| 20 |
2.20% |
¥221,111 |
¥53,066,582 |
¥10,166,582 |
| 20 |
2.30% |
¥223,172 |
¥53,561,198 |
¥10,661,198 |
| 20 |
2.40% |
¥225,244 |
¥54,058,607 |
¥11,158,607 |
| 20 |
2.50% |
¥227,328 |
¥54,558,802 |
¥11,658,802 |
| 20 |
2.60% |
¥229,424 |
¥55,061,778 |
¥12,161,778 |
| 20 |
2.70% |
¥231,531 |
¥55,567,529 |
¥12,667,529 |
| 20 |
2.80% |
¥233,650 |
¥56,076,049 |
¥13,176,049 |
| 20 |
2.90% |
¥235,781 |
¥56,587,331 |
¥13,687,331 |
| 20 |
3.00% |
¥237,922 |
¥57,101,369 |
¥14,201,369 |
4290万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥251,134 |
¥45,204,157 |
¥2,304,157 |
| 15 |
0.80% |
¥252,999 |
¥45,539,749 |
¥2,639,749 |
| 15 |
0.90% |
¥254,872 |
¥45,876,946 |
¥2,976,946 |
| 15 |
1.00% |
¥256,754 |
¥46,215,746 |
¥3,315,746 |
| 15 |
1.10% |
¥258,645 |
¥46,556,150 |
¥3,656,150 |
| 15 |
1.20% |
¥260,545 |
¥46,898,156 |
¥3,998,156 |
| 15 |
1.30% |
¥262,454 |
¥47,241,763 |
¥4,341,763 |
| 15 |
1.40% |
¥264,372 |
¥47,586,970 |
¥4,686,970 |
| 15 |
1.50% |
¥266,299 |
¥47,933,776 |
¥5,033,776 |
| 15 |
1.60% |
¥268,234 |
¥48,282,179 |
¥5,382,179 |
| 15 |
1.70% |
¥270,179 |
¥48,632,179 |
¥5,732,179 |
| 15 |
1.80% |
¥272,132 |
¥48,983,774 |
¥6,083,774 |
| 15 |
1.90% |
¥274,094 |
¥49,336,962 |
¥6,436,962 |
| 15 |
2.00% |
¥276,065 |
¥49,691,742 |
¥6,791,742 |
| 15 |
2.10% |
¥278,045 |
¥50,048,112 |
¥7,148,112 |
| 15 |
2.20% |
¥280,034 |
¥50,406,071 |
¥7,506,071 |
| 15 |
2.30% |
¥282,031 |
¥50,765,617 |
¥7,865,617 |
| 15 |
2.40% |
¥284,037 |
¥51,126,748 |
¥8,226,748 |
| 15 |
2.50% |
¥286,053 |
¥51,489,463 |
¥8,589,463 |
| 15 |
2.60% |
¥288,076 |
¥51,853,759 |
¥8,953,759 |
| 15 |
2.70% |
¥290,109 |
¥52,219,634 |
¥9,319,634 |
| 15 |
2.80% |
¥292,150 |
¥52,587,086 |
¥9,687,086 |
| 15 |
2.90% |
¥294,201 |
¥52,956,114 |
¥10,056,114 |
| 15 |
3.00% |
¥296,260 |
¥53,326,714 |
¥10,426,714 |
4290万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥370,263 |
¥44,431,522 |
¥1,531,522 |
| 10 |
0.80% |
¥372,110 |
¥44,653,168 |
¥1,753,168 |
| 10 |
0.90% |
¥373,963 |
¥44,875,528 |
¥1,975,528 |
| 10 |
1.00% |
¥375,822 |
¥45,098,602 |
¥2,198,602 |
| 10 |
1.10% |
¥377,687 |
¥45,322,388 |
¥2,422,388 |
| 10 |
1.20% |
¥379,557 |
¥45,546,888 |
¥2,646,888 |
| 10 |
1.30% |
¥381,434 |
¥45,772,101 |
¥2,872,101 |
| 10 |
1.40% |
¥383,317 |
¥45,998,026 |
¥3,098,026 |
| 10 |
1.50% |
¥385,206 |
¥46,224,664 |
¥3,324,664 |
| 10 |
1.60% |
¥387,100 |
¥46,452,014 |
¥3,552,014 |
| 10 |
1.70% |
¥389,001 |
¥46,680,075 |
¥3,780,075 |
| 10 |
1.80% |
¥390,907 |
¥46,908,848 |
¥4,008,848 |
| 10 |
1.90% |
¥392,819 |
¥47,138,332 |
¥4,238,332 |
| 10 |
2.00% |
¥394,738 |
¥47,368,526 |
¥4,468,526 |
| 10 |
2.10% |
¥396,662 |
¥47,599,431 |
¥4,699,431 |
| 10 |
2.20% |
¥398,592 |
¥47,831,046 |
¥4,931,046 |
| 10 |
2.30% |
¥400,528 |
¥48,063,370 |
¥5,163,370 |
| 10 |
2.40% |
¥402,470 |
¥48,296,403 |
¥5,396,403 |
| 10 |
2.50% |
¥404,418 |
¥48,530,145 |
¥5,630,145 |
| 10 |
2.60% |
¥406,372 |
¥48,764,596 |
¥5,864,596 |
| 10 |
2.70% |
¥408,331 |
¥48,999,754 |
¥6,099,754 |
| 10 |
2.80% |
¥410,297 |
¥49,235,620 |
¥6,335,620 |
| 10 |
2.90% |
¥412,268 |
¥49,472,192 |
¥6,572,192 |
| 10 |
3.00% |
¥414,246 |
¥49,709,471 |
¥6,809,471 |
