4320万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4320万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4320万円の住宅ローン｜期間・年数別
4320万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥85,354 |
¥51,212,573 |
¥8,012,573 |
| 50 |
0.80% |
¥87,381 |
¥52,428,678 |
¥9,228,678 |
| 50 |
0.90% |
¥89,437 |
¥53,662,479 |
¥10,462,479 |
| 50 |
1.00% |
¥91,523 |
¥54,913,900 |
¥11,713,900 |
| 50 |
1.10% |
¥93,638 |
¥56,182,854 |
¥12,982,854 |
| 50 |
1.20% |
¥95,782 |
¥57,469,250 |
¥14,269,250 |
| 50 |
1.30% |
¥97,955 |
¥58,772,986 |
¥15,572,986 |
| 50 |
1.40% |
¥100,157 |
¥60,093,952 |
¥16,893,952 |
| 50 |
1.50% |
¥102,387 |
¥61,432,031 |
¥18,232,031 |
| 50 |
1.60% |
¥104,645 |
¥62,787,099 |
¥19,587,099 |
| 50 |
1.70% |
¥106,932 |
¥64,159,026 |
¥20,959,026 |
| 50 |
1.80% |
¥109,246 |
¥65,547,671 |
¥22,347,671 |
| 50 |
1.90% |
¥111,588 |
¥66,952,890 |
¥23,752,890 |
| 50 |
2.00% |
¥113,958 |
¥68,374,531 |
¥25,174,531 |
| 50 |
2.10% |
¥116,354 |
¥69,812,436 |
¥26,612,436 |
| 50 |
2.20% |
¥118,777 |
¥71,266,440 |
¥28,066,440 |
| 50 |
2.30% |
¥121,227 |
¥72,736,374 |
¥29,536,374 |
| 50 |
2.40% |
¥123,703 |
¥74,222,062 |
¥31,022,062 |
| 50 |
2.50% |
¥126,206 |
¥75,723,323 |
¥32,523,323 |
| 50 |
2.60% |
¥128,733 |
¥77,239,972 |
¥34,039,972 |
| 50 |
2.70% |
¥131,286 |
¥78,771,818 |
¥35,571,818 |
| 50 |
2.80% |
¥133,864 |
¥80,318,666 |
¥37,118,666 |
| 50 |
2.90% |
¥136,467 |
¥81,880,316 |
¥38,680,316 |
| 50 |
3.00% |
¥139,094 |
¥83,456,567 |
¥40,256,567 |
4320万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥93,284 |
¥50,373,116 |
¥7,173,116 |
| 45 |
0.80% |
¥95,289 |
¥51,455,799 |
¥8,255,799 |
| 45 |
0.90% |
¥97,320 |
¥52,552,860 |
¥9,352,860 |
| 45 |
1.00% |
¥99,378 |
¥53,664,248 |
¥10,464,248 |
| 45 |
1.10% |
¥101,463 |
¥54,789,906 |
¥11,589,906 |
| 45 |
1.20% |
¥103,574 |
¥55,929,773 |
¥12,729,773 |
| 45 |
1.30% |
¥105,711 |
¥57,083,780 |
¥13,883,780 |
| 45 |
1.40% |
¥107,874 |
¥58,251,855 |
¥15,051,855 |
| 45 |
1.50% |
¥110,063 |
¥59,433,921 |
¥16,233,921 |
| 45 |
1.60% |
¥112,278 |
¥60,629,894 |
¥17,429,894 |
| 45 |
1.70% |
¥114,518 |
¥61,839,687 |
¥18,639,687 |
| 45 |
1.80% |
¥116,784 |
¥63,063,208 |
¥19,863,208 |
| 45 |
1.90% |
¥119,075 |
¥64,300,358 |
¥21,100,358 |
| 45 |
2.00% |
¥121,391 |
¥65,551,036 |
¥22,351,036 |
| 45 |
2.10% |
¥123,732 |
¥66,815,136 |
¥23,615,136 |
| 45 |
2.20% |
¥126,097 |
¥68,092,547 |
¥24,892,547 |
| 45 |
2.30% |
¥128,487 |
¥69,383,154 |
¥26,183,154 |
| 45 |
2.40% |
¥130,902 |
¥70,686,839 |
¥27,486,839 |
| 45 |
2.50% |
¥133,340 |
¥72,003,479 |
¥28,803,479 |
| 45 |
2.60% |
¥135,802 |
¥73,332,948 |
¥30,132,948 |
| 45 |
2.70% |
¥138,287 |
¥74,675,116 |
¥31,475,116 |
| 45 |
2.80% |
¥140,796 |
¥76,029,849 |
¥32,829,849 |
| 45 |
2.90% |
¥143,328 |
¥77,397,012 |
¥34,197,012 |
| 45 |
3.00% |
¥145,882 |
¥78,776,465 |
¥35,576,465 |
4320万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥103,213 |
¥49,542,389 |
¥6,342,389 |
| 40 |
0.80% |
¥105,196 |
¥50,494,289 |
¥7,294,289 |
| 40 |
0.90% |
¥107,203 |
¥51,457,580 |
¥8,257,580 |
| 40 |
1.00% |
¥109,234 |
¥52,432,229 |
¥9,232,229 |
| 40 |
1.10% |
¥111,288 |
¥53,418,202 |
¥10,218,202 |
| 40 |
1.20% |
¥113,366 |
¥54,415,459 |
¥11,215,459 |
| 40 |
1.30% |
¥115,467 |
¥55,423,957 |
¥12,223,957 |
| 40 |
1.40% |
¥117,591 |
¥56,443,650 |
¥13,243,650 |
| 40 |
1.50% |
¥119,739 |
¥57,474,489 |
¥14,274,489 |
| 40 |
1.60% |
¥121,909 |
¥58,516,422 |
¥15,316,422 |
| 40 |
1.70% |
¥124,103 |
¥59,569,392 |
¥16,369,392 |
| 40 |
1.80% |
¥126,319 |
¥60,633,341 |
¥17,433,341 |
| 40 |
1.90% |
¥128,559 |
¥61,708,207 |
¥18,508,207 |
| 40 |
2.00% |
¥130,821 |
¥62,793,925 |
¥19,593,925 |
| 40 |
2.10% |
¥133,105 |
¥63,890,426 |
¥20,690,426 |
| 40 |
2.20% |
¥135,412 |
¥64,997,640 |
¥21,797,640 |
| 40 |
2.30% |
¥137,741 |
¥66,115,494 |
¥22,915,494 |
| 40 |
2.40% |
¥140,091 |
¥67,243,912 |
¥24,043,912 |
| 40 |
2.50% |
¥142,464 |
¥68,382,813 |
¥25,182,813 |
| 40 |
2.60% |
¥144,859 |
¥69,532,118 |
¥26,332,118 |
| 40 |
2.70% |
¥147,274 |
¥70,691,741 |
¥27,491,741 |
| 40 |
2.80% |
¥149,712 |
¥71,861,597 |
¥28,661,597 |
| 40 |
2.90% |
¥152,170 |
¥73,041,597 |
¥29,841,597 |
| 40 |
3.00% |
¥154,649 |
¥74,231,650 |
¥31,031,650 |
4320万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥116,001 |
¥48,720,410 |
¥5,520,410 |
| 35 |
0.80% |
¥117,962 |
¥49,544,177 |
¥6,344,177 |
| 35 |
0.90% |
¥119,944 |
¥50,376,685 |
¥7,176,685 |
| 35 |
1.00% |
¥121,947 |
¥51,217,917 |
¥8,017,917 |
| 35 |
1.10% |
¥123,971 |
¥52,067,851 |
¥8,867,851 |
| 35 |
1.20% |
¥126,015 |
¥52,926,463 |
¥9,726,463 |
| 35 |
1.30% |
¥128,080 |
¥53,793,728 |
¥10,593,728 |
| 35 |
1.40% |
¥130,166 |
¥54,669,618 |
¥11,469,618 |
| 35 |
1.50% |
¥132,272 |
¥55,554,105 |
¥12,354,105 |
| 35 |
1.60% |
¥134,398 |
¥56,447,156 |
¥13,247,156 |
| 35 |
1.70% |
¥136,545 |
¥57,348,739 |
¥14,148,739 |
| 35 |
1.80% |
¥138,711 |
¥58,258,819 |
¥15,058,819 |
| 35 |
1.90% |
¥140,898 |
¥59,177,358 |
¥15,977,358 |
| 35 |
2.00% |
¥143,106 |
¥60,104,317 |
¥16,904,317 |
| 35 |
2.10% |
¥145,333 |
¥61,039,656 |
¥17,839,656 |
| 35 |
2.20% |
¥147,579 |
¥61,983,332 |
¥18,783,332 |
| 35 |
2.30% |
¥149,846 |
¥62,935,301 |
¥19,735,301 |
| 35 |
2.40% |
¥152,132 |
¥63,895,517 |
¥20,695,517 |
| 35 |
2.50% |
¥154,438 |
¥64,863,932 |
¥21,663,932 |
| 35 |
2.60% |
¥156,763 |
¥65,840,497 |
¥22,640,497 |
| 35 |
2.70% |
¥159,108 |
¥66,825,162 |
¥23,625,162 |
| 35 |
2.80% |
¥161,471 |
¥67,817,873 |
¥24,617,873 |
| 35 |
2.90% |
¥163,854 |
¥68,818,577 |
¥25,618,577 |
| 35 |
3.00% |
¥166,255 |
¥69,827,218 |
¥26,627,218 |
4320万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥133,076 |
¥47,907,196 |
¥4,707,196 |
| 30 |
0.80% |
¥135,015 |
¥48,605,491 |
¥5,405,491 |
| 30 |
0.90% |
¥136,973 |
¥49,310,222 |
¥6,110,222 |
| 30 |
1.00% |
¥138,948 |
¥50,021,378 |
¥6,821,378 |
| 30 |
1.10% |
¥140,942 |
¥50,738,949 |
¥7,538,949 |
| 30 |
1.20% |
¥142,953 |
¥51,462,920 |
¥8,262,920 |
| 30 |
1.30% |
¥144,981 |
¥52,193,279 |
¥8,993,279 |
| 30 |
1.40% |
¥147,028 |
¥52,930,009 |
¥9,730,009 |
| 30 |
1.50% |
¥149,092 |
¥53,673,095 |
¥10,473,095 |
| 30 |
1.60% |
¥151,174 |
¥54,422,520 |
¥11,222,520 |
| 30 |
1.70% |
¥153,273 |
¥55,178,265 |
¥11,978,265 |
| 30 |
1.80% |
¥155,390 |
¥55,940,310 |
¥12,740,310 |
| 30 |
1.90% |
¥157,524 |
¥56,708,636 |
¥13,508,636 |
| 30 |
2.00% |
¥159,676 |
¥57,483,220 |
¥14,283,220 |
| 30 |
2.10% |
¥161,845 |
¥58,264,041 |
¥15,064,041 |
| 30 |
2.20% |
¥164,031 |
¥59,051,075 |
¥15,851,075 |
| 30 |
2.30% |
¥166,234 |
¥59,844,297 |
¥16,644,297 |
| 30 |
2.40% |
¥168,455 |
¥60,643,681 |
¥17,443,681 |
| 30 |
2.50% |
¥170,692 |
¥61,449,202 |
¥18,249,202 |
| 30 |
2.60% |
¥172,947 |
¥62,260,832 |
¥19,060,832 |
| 30 |
2.70% |
¥175,218 |
¥63,078,542 |
¥19,878,542 |
| 30 |
2.80% |
¥177,506 |
¥63,902,304 |
¥20,702,304 |
| 30 |
2.90% |
¥179,811 |
¥64,732,087 |
¥21,532,087 |
| 30 |
3.00% |
¥182,133 |
¥65,567,859 |
¥22,367,859 |
4320万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥157,009 |
¥47,102,760 |
¥3,902,760 |
| 25 |
0.80% |
¥158,928 |
¥47,678,255 |
¥4,478,255 |
| 25 |
0.90% |
¥160,861 |
¥48,258,226 |
¥5,058,226 |
| 25 |
1.00% |
¥162,809 |
¥48,842,670 |
¥5,642,670 |
| 25 |
1.10% |
¥164,772 |
¥49,431,580 |
¥6,231,580 |
| 25 |
1.20% |
¥166,750 |
¥50,024,950 |
¥6,824,950 |
| 25 |
1.30% |
¥168,743 |
¥50,622,773 |
¥7,422,773 |
| 25 |
1.40% |
¥170,750 |
¥51,225,042 |
¥8,025,042 |
| 25 |
1.50% |
¥172,772 |
¥51,831,748 |
¥8,631,748 |
| 25 |
1.60% |
¥174,810 |
¥52,442,883 |
¥9,242,883 |
| 25 |
1.70% |
¥176,861 |
¥53,058,438 |
¥9,858,438 |
| 25 |
1.80% |
¥178,928 |
¥53,678,403 |
¥10,478,403 |
| 25 |
1.90% |
¥181,009 |
¥54,302,768 |
¥11,102,768 |
| 25 |
2.00% |
¥183,105 |
¥54,931,522 |
¥11,731,522 |
| 25 |
2.10% |
¥185,216 |
¥55,564,655 |
¥12,364,655 |
| 25 |
2.20% |
¥187,341 |
¥56,202,155 |
¥13,002,155 |
| 25 |
2.30% |
¥189,480 |
¥56,844,009 |
¥13,644,009 |
| 25 |
2.40% |
¥191,634 |
¥57,490,204 |
¥14,290,204 |
| 25 |
2.50% |
¥193,802 |
¥58,140,729 |
¥14,940,729 |
| 25 |
2.60% |
¥195,985 |
¥58,795,568 |
¥15,595,568 |
| 25 |
2.70% |
¥198,182 |
¥59,454,708 |
¥16,254,708 |
| 25 |
2.80% |
¥200,394 |
¥60,118,135 |
¥16,918,135 |
| 25 |
2.90% |
¥202,619 |
¥60,785,833 |
¥17,585,833 |
| 25 |
3.00% |
¥204,859 |
¥61,457,786 |
¥18,257,786 |
4320万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥192,946 |
¥46,307,115 |
¥3,107,115 |
| 20 |
0.80% |
¥194,844 |
¥46,762,488 |
¥3,562,488 |
| 20 |
0.90% |
¥196,753 |
¥47,220,731 |
¥4,020,731 |
| 20 |
1.00% |
¥198,674 |
¥47,681,842 |
¥4,481,842 |
| 20 |
1.10% |
¥200,608 |
¥48,145,817 |
¥4,945,817 |
| 20 |
1.20% |
¥202,553 |
¥48,612,654 |
¥5,412,654 |
| 20 |
1.30% |
¥204,510 |
¥49,082,351 |
¥5,882,351 |
| 20 |
1.40% |
¥206,479 |
¥49,554,903 |
¥6,354,903 |
| 20 |
1.50% |
¥208,460 |
¥50,030,308 |
¥6,830,308 |
| 20 |
1.60% |
¥210,452 |
¥50,508,562 |
¥7,308,562 |
| 20 |
1.70% |
¥212,457 |
¥50,989,660 |
¥7,789,660 |
| 20 |
1.80% |
¥214,473 |
¥51,473,600 |
¥8,273,600 |
| 20 |
1.90% |
¥216,502 |
¥51,960,376 |
¥8,760,376 |
| 20 |
2.00% |
¥218,542 |
¥52,449,984 |
¥9,249,984 |
| 20 |
2.10% |
¥220,593 |
¥52,942,420 |
¥9,742,420 |
| 20 |
2.20% |
¥222,657 |
¥53,437,677 |
¥10,237,677 |
| 20 |
2.30% |
¥224,732 |
¥53,935,752 |
¥10,735,752 |
| 20 |
2.40% |
¥226,819 |
¥54,436,639 |
¥11,236,639 |
| 20 |
2.50% |
¥228,918 |
¥54,940,332 |
¥11,740,332 |
| 20 |
2.60% |
¥231,028 |
¥55,446,825 |
¥12,246,825 |
| 20 |
2.70% |
¥233,150 |
¥55,956,113 |
¥12,756,113 |
| 20 |
2.80% |
¥235,284 |
¥56,468,189 |
¥13,268,189 |
| 20 |
2.90% |
¥237,429 |
¥56,983,046 |
¥13,783,046 |
| 20 |
3.00% |
¥239,586 |
¥57,500,679 |
¥14,300,679 |
4320万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥252,890 |
¥45,520,270 |
¥2,320,270 |
| 15 |
0.80% |
¥254,768 |
¥45,858,209 |
¥2,658,209 |
| 15 |
0.90% |
¥256,654 |
¥46,197,763 |
¥2,997,763 |
| 15 |
1.00% |
¥258,550 |
¥46,538,933 |
¥3,338,933 |
| 15 |
1.10% |
¥260,454 |
¥46,881,718 |
¥3,681,718 |
| 15 |
1.20% |
¥262,367 |
¥47,226,115 |
¥4,026,115 |
| 15 |
1.30% |
¥264,290 |
¥47,572,125 |
¥4,372,125 |
| 15 |
1.40% |
¥266,221 |
¥47,919,746 |
¥4,719,746 |
| 15 |
1.50% |
¥268,161 |
¥48,268,977 |
¥5,068,977 |
| 15 |
1.60% |
¥270,110 |
¥48,619,817 |
¥5,419,817 |
| 15 |
1.70% |
¥272,068 |
¥48,972,264 |
¥5,772,264 |
| 15 |
1.80% |
¥274,035 |
¥49,326,318 |
¥6,126,318 |
| 15 |
1.90% |
¥276,011 |
¥49,681,976 |
¥6,481,976 |
| 15 |
2.00% |
¥277,996 |
¥50,039,237 |
¥6,839,237 |
| 15 |
2.10% |
¥279,989 |
¥50,398,099 |
¥7,198,099 |
| 15 |
2.20% |
¥281,992 |
¥50,758,561 |
¥7,558,561 |
| 15 |
2.30% |
¥284,003 |
¥51,120,621 |
¥7,920,621 |
| 15 |
2.40% |
¥286,024 |
¥51,484,278 |
¥8,284,278 |
| 15 |
2.50% |
¥288,053 |
¥51,849,529 |
¥8,649,529 |
| 15 |
2.60% |
¥290,091 |
¥52,216,372 |
¥9,016,372 |
| 15 |
2.70% |
¥292,138 |
¥52,584,806 |
¥9,384,806 |
| 15 |
2.80% |
¥294,193 |
¥52,954,828 |
¥9,754,828 |
| 15 |
2.90% |
¥296,258 |
¥53,326,436 |
¥10,126,436 |
| 15 |
3.00% |
¥298,331 |
¥53,699,628 |
¥10,499,628 |
4320万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥372,852 |
¥44,742,232 |
¥1,542,232 |
| 10 |
0.80% |
¥374,712 |
¥44,965,428 |
¥1,765,428 |
| 10 |
0.90% |
¥376,578 |
¥45,189,343 |
¥1,989,343 |
| 10 |
1.00% |
¥378,450 |
¥45,413,977 |
¥2,213,977 |
| 10 |
1.10% |
¥380,328 |
¥45,639,328 |
¥2,439,328 |
| 10 |
1.20% |
¥382,212 |
¥45,865,398 |
¥2,665,398 |
| 10 |
1.30% |
¥384,102 |
¥46,092,186 |
¥2,892,186 |
| 10 |
1.40% |
¥385,997 |
¥46,319,691 |
¥3,119,691 |
| 10 |
1.50% |
¥387,899 |
¥46,547,913 |
¥3,347,913 |
| 10 |
1.60% |
¥389,807 |
¥46,776,853 |
¥3,576,853 |
| 10 |
1.70% |
¥391,721 |
¥47,006,509 |
¥3,806,509 |
| 10 |
1.80% |
¥393,641 |
¥47,236,882 |
¥4,036,882 |
| 10 |
1.90% |
¥395,566 |
¥47,467,970 |
¥4,267,970 |
| 10 |
2.00% |
¥397,498 |
¥47,699,774 |
¥4,499,774 |
| 10 |
2.10% |
¥399,436 |
¥47,932,294 |
¥4,732,294 |
| 10 |
2.20% |
¥401,379 |
¥48,165,528 |
¥4,965,528 |
| 10 |
2.30% |
¥403,329 |
¥48,399,477 |
¥5,199,477 |
| 10 |
2.40% |
¥405,285 |
¥48,634,140 |
¥5,434,140 |
| 10 |
2.50% |
¥407,246 |
¥48,869,517 |
¥5,669,517 |
| 10 |
2.60% |
¥409,213 |
¥49,105,607 |
¥5,905,607 |
| 10 |
2.70% |
¥411,187 |
¥49,342,410 |
¥6,142,410 |
| 10 |
2.80% |
¥413,166 |
¥49,579,925 |
¥6,379,925 |
| 10 |
2.90% |
¥415,151 |
¥49,818,152 |
¥6,618,152 |
| 10 |
3.00% |
¥417,142 |
¥50,057,090 |
¥6,857,090 |
