4340万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4340万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4340万円の住宅ローン｜期間・年数別
4340万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥85,749 |
¥51,449,668 |
¥8,049,668 |
| 50 |
0.80% |
¥87,786 |
¥52,671,403 |
¥9,271,403 |
| 50 |
0.90% |
¥89,852 |
¥53,910,916 |
¥10,510,916 |
| 50 |
1.00% |
¥91,947 |
¥55,168,131 |
¥11,768,131 |
| 50 |
1.10% |
¥94,072 |
¥56,442,960 |
¥13,042,960 |
| 50 |
1.20% |
¥96,226 |
¥57,735,312 |
¥14,335,312 |
| 50 |
1.30% |
¥98,408 |
¥59,045,083 |
¥15,645,083 |
| 50 |
1.40% |
¥100,620 |
¥60,372,164 |
¥16,972,164 |
| 50 |
1.50% |
¥102,861 |
¥61,716,438 |
¥18,316,438 |
| 50 |
1.60% |
¥105,130 |
¥63,077,780 |
¥19,677,780 |
| 50 |
1.70% |
¥107,427 |
¥64,456,058 |
¥21,056,058 |
| 50 |
1.80% |
¥109,752 |
¥65,851,132 |
¥22,451,132 |
| 50 |
1.90% |
¥112,105 |
¥67,262,857 |
¥23,862,857 |
| 50 |
2.00% |
¥114,485 |
¥68,691,080 |
¥25,291,080 |
| 50 |
2.10% |
¥116,893 |
¥70,135,642 |
¥26,735,642 |
| 50 |
2.20% |
¥119,327 |
¥71,596,377 |
¥28,196,377 |
| 50 |
2.30% |
¥121,789 |
¥73,073,117 |
¥29,673,117 |
| 50 |
2.40% |
¥124,276 |
¥74,565,683 |
¥31,165,683 |
| 50 |
2.50% |
¥126,790 |
¥76,073,894 |
¥32,673,894 |
| 50 |
2.60% |
¥129,329 |
¥77,597,565 |
¥34,197,565 |
| 50 |
2.70% |
¥131,894 |
¥79,136,502 |
¥35,736,502 |
| 50 |
2.80% |
¥134,484 |
¥80,690,511 |
¥37,290,511 |
| 50 |
2.90% |
¥137,099 |
¥82,259,392 |
¥38,859,392 |
| 50 |
3.00% |
¥139,738 |
¥83,842,940 |
¥40,442,940 |
4340万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥93,715 |
¥50,606,325 |
¥7,206,325 |
| 45 |
0.80% |
¥95,730 |
¥51,694,021 |
¥8,294,021 |
| 45 |
0.90% |
¥97,771 |
¥52,796,161 |
¥9,396,161 |
| 45 |
1.00% |
¥99,838 |
¥53,912,694 |
¥10,512,694 |
| 45 |
1.10% |
¥101,933 |
¥55,043,563 |
¥11,643,563 |
| 45 |
1.20% |
¥104,053 |
¥56,188,707 |
¥12,788,707 |
| 45 |
1.30% |
¥106,200 |
¥57,348,057 |
¥13,948,057 |
| 45 |
1.40% |
¥108,373 |
¥58,521,540 |
¥15,121,540 |
| 45 |
1.50% |
¥110,572 |
¥59,709,078 |
¥16,309,078 |
| 45 |
1.60% |
¥112,797 |
¥60,910,588 |
¥17,510,588 |
| 45 |
1.70% |
¥115,048 |
¥62,125,982 |
¥18,725,982 |
| 45 |
1.80% |
¥117,324 |
¥63,355,167 |
¥19,955,167 |
| 45 |
1.90% |
¥119,626 |
¥64,598,045 |
¥21,198,045 |
| 45 |
2.00% |
¥121,953 |
¥65,854,513 |
¥22,454,513 |
| 45 |
2.10% |
¥124,305 |
¥67,124,465 |
¥23,724,465 |
| 45 |
2.20% |
¥126,681 |
¥68,407,790 |
¥25,007,790 |
| 45 |
2.30% |
¥129,082 |
¥69,704,372 |
¥26,304,372 |
| 45 |
2.40% |
¥131,508 |
¥71,014,093 |
¥27,614,093 |
| 45 |
2.50% |
¥133,957 |
¥72,336,828 |
¥28,936,828 |
| 45 |
2.60% |
¥136,430 |
¥73,672,452 |
¥30,272,452 |
| 45 |
2.70% |
¥138,927 |
¥75,020,834 |
¥31,620,834 |
| 45 |
2.80% |
¥141,448 |
¥76,381,839 |
¥32,981,839 |
| 45 |
2.90% |
¥143,991 |
¥77,755,332 |
¥34,355,332 |
| 45 |
3.00% |
¥146,558 |
¥79,141,171 |
¥35,741,171 |
4340万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥103,691 |
¥49,771,752 |
¥6,371,752 |
| 40 |
0.80% |
¥105,683 |
¥50,728,058 |
¥7,328,058 |
| 40 |
0.90% |
¥107,700 |
¥51,695,809 |
¥8,295,809 |
| 40 |
1.00% |
¥109,740 |
¥52,674,971 |
¥9,274,971 |
| 40 |
1.10% |
¥111,803 |
¥53,665,509 |
¥10,265,509 |
| 40 |
1.20% |
¥113,890 |
¥54,667,382 |
¥11,267,382 |
| 40 |
1.30% |
¥116,001 |
¥55,680,549 |
¥12,280,549 |
| 40 |
1.40% |
¥118,135 |
¥56,704,963 |
¥13,304,963 |
| 40 |
1.50% |
¥120,293 |
¥57,740,575 |
¥14,340,575 |
| 40 |
1.60% |
¥122,474 |
¥58,787,331 |
¥15,387,331 |
| 40 |
1.70% |
¥124,677 |
¥59,845,177 |
¥16,445,177 |
| 40 |
1.80% |
¥126,904 |
¥60,914,051 |
¥17,514,051 |
| 40 |
1.90% |
¥129,154 |
¥61,993,893 |
¥18,593,893 |
| 40 |
2.00% |
¥131,426 |
¥63,084,637 |
¥19,684,637 |
| 40 |
2.10% |
¥133,721 |
¥64,186,215 |
¥20,786,215 |
| 40 |
2.20% |
¥136,039 |
¥65,298,555 |
¥21,898,555 |
| 40 |
2.30% |
¥138,378 |
¥66,421,585 |
¥23,021,585 |
| 40 |
2.40% |
¥140,740 |
¥67,555,226 |
¥24,155,226 |
| 40 |
2.50% |
¥143,124 |
¥68,699,400 |
¥25,299,400 |
| 40 |
2.60% |
¥145,529 |
¥69,854,026 |
¥26,454,026 |
| 40 |
2.70% |
¥147,956 |
¥71,019,018 |
¥27,619,018 |
| 40 |
2.80% |
¥150,405 |
¥72,194,289 |
¥28,794,289 |
| 40 |
2.90% |
¥152,874 |
¥73,379,752 |
¥29,979,752 |
| 40 |
3.00% |
¥155,365 |
¥74,575,315 |
¥31,175,315 |
4340万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥116,538 |
¥48,945,968 |
¥5,545,968 |
| 35 |
0.80% |
¥118,508 |
¥49,773,548 |
¥6,373,548 |
| 35 |
0.90% |
¥120,500 |
¥50,609,911 |
¥7,209,911 |
| 35 |
1.00% |
¥122,512 |
¥51,455,037 |
¥8,055,037 |
| 35 |
1.10% |
¥124,545 |
¥52,308,906 |
¥8,908,906 |
| 35 |
1.20% |
¥126,599 |
¥53,171,493 |
¥9,771,493 |
| 35 |
1.30% |
¥128,673 |
¥54,042,773 |
¥10,642,773 |
| 35 |
1.40% |
¥130,768 |
¥54,922,718 |
¥11,522,718 |
| 35 |
1.50% |
¥132,884 |
¥55,811,300 |
¥12,411,300 |
| 35 |
1.60% |
¥135,020 |
¥56,708,486 |
¥13,308,486 |
| 35 |
1.70% |
¥137,177 |
¥57,614,243 |
¥14,214,243 |
| 35 |
1.80% |
¥139,354 |
¥58,528,536 |
¥15,128,536 |
| 35 |
1.90% |
¥141,551 |
¥59,451,327 |
¥16,051,327 |
| 35 |
2.00% |
¥143,768 |
¥60,382,578 |
¥16,982,578 |
| 35 |
2.10% |
¥146,005 |
¥61,322,247 |
¥17,922,247 |
| 35 |
2.20% |
¥148,263 |
¥62,270,292 |
¥18,870,292 |
| 35 |
2.30% |
¥150,540 |
¥63,226,668 |
¥19,826,668 |
| 35 |
2.40% |
¥152,836 |
¥64,191,329 |
¥20,791,329 |
| 35 |
2.50% |
¥155,153 |
¥65,164,228 |
¥21,764,228 |
| 35 |
2.60% |
¥157,489 |
¥66,145,314 |
¥22,745,314 |
| 35 |
2.70% |
¥159,844 |
¥67,134,537 |
¥23,734,537 |
| 35 |
2.80% |
¥162,219 |
¥68,131,844 |
¥24,731,844 |
| 35 |
2.90% |
¥164,612 |
¥69,137,181 |
¥25,737,181 |
| 35 |
3.00% |
¥167,025 |
¥70,150,493 |
¥26,750,493 |
4340万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥133,692 |
¥48,128,989 |
¥4,728,989 |
| 30 |
0.80% |
¥135,640 |
¥48,830,516 |
¥5,430,516 |
| 30 |
0.90% |
¥137,607 |
¥49,538,510 |
¥6,138,510 |
| 30 |
1.00% |
¥139,592 |
¥50,252,959 |
¥6,852,959 |
| 30 |
1.10% |
¥141,594 |
¥50,973,851 |
¥7,573,851 |
| 30 |
1.20% |
¥143,614 |
¥51,701,174 |
¥8,301,174 |
| 30 |
1.30% |
¥145,653 |
¥52,434,914 |
¥9,034,914 |
| 30 |
1.40% |
¥147,708 |
¥53,175,055 |
¥9,775,055 |
| 30 |
1.50% |
¥149,782 |
¥53,921,582 |
¥10,521,582 |
| 30 |
1.60% |
¥151,874 |
¥54,674,476 |
¥11,274,476 |
| 30 |
1.70% |
¥153,983 |
¥55,433,719 |
¥12,033,719 |
| 30 |
1.80% |
¥156,109 |
¥56,199,293 |
¥12,799,293 |
| 30 |
1.90% |
¥158,253 |
¥56,971,176 |
¥13,571,176 |
| 30 |
2.00% |
¥160,415 |
¥57,749,346 |
¥14,349,346 |
| 30 |
2.10% |
¥162,594 |
¥58,533,782 |
¥15,133,782 |
| 30 |
2.20% |
¥164,790 |
¥59,324,459 |
¥15,924,459 |
| 30 |
2.30% |
¥167,004 |
¥60,121,354 |
¥16,721,354 |
| 30 |
2.40% |
¥169,235 |
¥60,924,439 |
¥17,524,439 |
| 30 |
2.50% |
¥171,482 |
¥61,733,689 |
¥18,333,689 |
| 30 |
2.60% |
¥173,747 |
¥62,549,077 |
¥19,149,077 |
| 30 |
2.70% |
¥176,029 |
¥63,370,573 |
¥19,970,573 |
| 30 |
2.80% |
¥178,328 |
¥64,198,148 |
¥20,798,148 |
| 30 |
2.90% |
¥180,644 |
¥65,031,772 |
¥21,631,772 |
| 30 |
3.00% |
¥182,976 |
¥65,871,414 |
¥22,471,414 |
4340万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥157,736 |
¥47,320,829 |
¥3,920,829 |
| 25 |
0.80% |
¥159,663 |
¥47,898,987 |
¥4,498,987 |
| 25 |
0.90% |
¥161,605 |
¥48,481,644 |
¥5,081,644 |
| 25 |
1.00% |
¥163,563 |
¥49,068,794 |
¥5,668,794 |
| 25 |
1.10% |
¥165,535 |
¥49,660,430 |
¥6,260,430 |
| 25 |
1.20% |
¥167,522 |
¥50,256,547 |
¥6,856,547 |
| 25 |
1.30% |
¥169,524 |
¥50,857,138 |
¥7,457,138 |
| 25 |
1.40% |
¥171,541 |
¥51,462,195 |
¥8,062,195 |
| 25 |
1.50% |
¥173,572 |
¥52,071,710 |
¥8,671,710 |
| 25 |
1.60% |
¥175,619 |
¥52,685,674 |
¥9,285,674 |
| 25 |
1.70% |
¥177,680 |
¥53,304,079 |
¥9,904,079 |
| 25 |
1.80% |
¥179,756 |
¥53,926,914 |
¥10,526,914 |
| 25 |
1.90% |
¥181,847 |
¥54,554,169 |
¥11,154,169 |
| 25 |
2.00% |
¥183,953 |
¥55,185,835 |
¥11,785,835 |
| 25 |
2.10% |
¥186,073 |
¥55,821,899 |
¥12,421,899 |
| 25 |
2.20% |
¥188,208 |
¥56,462,350 |
¥13,062,350 |
| 25 |
2.30% |
¥190,357 |
¥57,107,175 |
¥13,707,175 |
| 25 |
2.40% |
¥192,521 |
¥57,756,363 |
¥14,356,363 |
| 25 |
2.50% |
¥194,700 |
¥58,409,899 |
¥15,009,899 |
| 25 |
2.60% |
¥196,893 |
¥59,067,770 |
¥15,667,770 |
| 25 |
2.70% |
¥199,100 |
¥59,729,962 |
¥16,329,962 |
| 25 |
2.80% |
¥201,322 |
¥60,396,460 |
¥16,996,460 |
| 25 |
2.90% |
¥203,557 |
¥61,067,249 |
¥17,667,249 |
| 25 |
3.00% |
¥205,808 |
¥61,742,313 |
¥18,342,313 |
4340万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥193,840 |
¥46,521,500 |
¥3,121,500 |
| 20 |
0.80% |
¥195,746 |
¥46,978,981 |
¥3,578,981 |
| 20 |
0.90% |
¥197,664 |
¥47,439,346 |
¥4,039,346 |
| 20 |
1.00% |
¥199,594 |
¥47,902,591 |
¥4,502,591 |
| 20 |
1.10% |
¥201,536 |
¥48,368,714 |
¥4,968,714 |
| 20 |
1.20% |
¥203,490 |
¥48,837,713 |
¥5,437,713 |
| 20 |
1.30% |
¥205,457 |
¥49,309,584 |
¥5,909,584 |
| 20 |
1.40% |
¥207,435 |
¥49,784,324 |
¥6,384,324 |
| 20 |
1.50% |
¥209,425 |
¥50,261,930 |
¥6,861,930 |
| 20 |
1.60% |
¥211,427 |
¥50,742,398 |
¥7,342,398 |
| 20 |
1.70% |
¥213,441 |
¥51,225,724 |
¥7,825,724 |
| 20 |
1.80% |
¥215,466 |
¥51,711,904 |
¥8,311,904 |
| 20 |
1.90% |
¥217,504 |
¥52,200,933 |
¥8,800,933 |
| 20 |
2.00% |
¥219,553 |
¥52,692,808 |
¥9,292,808 |
| 20 |
2.10% |
¥221,615 |
¥53,187,523 |
¥9,787,523 |
| 20 |
2.20% |
¥223,688 |
¥53,685,074 |
¥10,285,074 |
| 20 |
2.30% |
¥225,773 |
¥54,185,455 |
¥10,785,455 |
| 20 |
2.40% |
¥227,869 |
¥54,688,661 |
¥11,288,661 |
| 20 |
2.50% |
¥229,978 |
¥55,194,685 |
¥11,794,685 |
| 20 |
2.60% |
¥232,098 |
¥55,703,523 |
¥12,303,523 |
| 20 |
2.70% |
¥234,230 |
¥56,215,169 |
¥12,815,169 |
| 20 |
2.80% |
¥236,373 |
¥56,729,616 |
¥13,329,616 |
| 20 |
2.90% |
¥238,529 |
¥57,246,857 |
¥13,846,857 |
| 20 |
3.00% |
¥240,695 |
¥57,766,886 |
¥14,366,886 |
4340万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥254,061 |
¥45,731,012 |
¥2,331,012 |
| 15 |
0.80% |
¥255,947 |
¥46,070,515 |
¥2,670,515 |
| 15 |
0.90% |
¥257,842 |
¥46,411,642 |
¥3,011,642 |
| 15 |
1.00% |
¥259,747 |
¥46,754,391 |
¥3,354,391 |
| 15 |
1.10% |
¥261,660 |
¥47,098,763 |
¥3,698,763 |
| 15 |
1.20% |
¥263,582 |
¥47,444,755 |
¥4,044,755 |
| 15 |
1.30% |
¥265,513 |
¥47,792,366 |
¥4,392,366 |
| 15 |
1.40% |
¥267,453 |
¥48,141,597 |
¥4,741,597 |
| 15 |
1.50% |
¥269,402 |
¥48,492,445 |
¥5,092,445 |
| 15 |
1.60% |
¥271,361 |
¥48,844,909 |
¥5,444,909 |
| 15 |
1.70% |
¥273,328 |
¥49,198,988 |
¥5,798,988 |
| 15 |
1.80% |
¥275,304 |
¥49,554,680 |
¥6,154,680 |
| 15 |
1.90% |
¥277,289 |
¥49,911,985 |
¥6,511,985 |
| 15 |
2.00% |
¥279,283 |
¥50,270,900 |
¥6,870,900 |
| 15 |
2.10% |
¥281,286 |
¥50,631,424 |
¥7,231,424 |
| 15 |
2.20% |
¥283,298 |
¥50,993,555 |
¥7,593,555 |
| 15 |
2.30% |
¥285,318 |
¥51,357,291 |
¥7,957,291 |
| 15 |
2.40% |
¥287,348 |
¥51,722,631 |
¥8,322,631 |
| 15 |
2.50% |
¥289,387 |
¥52,089,573 |
¥8,689,573 |
| 15 |
2.60% |
¥291,434 |
¥52,458,115 |
¥9,058,115 |
| 15 |
2.70% |
¥293,490 |
¥52,828,254 |
¥9,428,254 |
| 15 |
2.80% |
¥295,555 |
¥53,199,989 |
¥9,799,989 |
| 15 |
2.90% |
¥297,630 |
¥53,573,318 |
¥10,173,318 |
| 15 |
3.00% |
¥299,712 |
¥53,948,238 |
¥10,548,238 |
4340万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥374,578 |
¥44,949,372 |
¥1,549,372 |
| 10 |
0.80% |
¥376,447 |
¥45,173,602 |
¥1,773,602 |
| 10 |
0.90% |
¥378,321 |
¥45,398,553 |
¥1,998,553 |
| 10 |
1.00% |
¥380,202 |
¥45,624,226 |
¥2,224,226 |
| 10 |
1.10% |
¥382,089 |
¥45,850,621 |
¥2,450,621 |
| 10 |
1.20% |
¥383,981 |
¥46,077,738 |
¥2,677,738 |
| 10 |
1.30% |
¥385,880 |
¥46,305,575 |
¥2,905,575 |
| 10 |
1.40% |
¥387,784 |
¥46,534,134 |
¥3,134,134 |
| 10 |
1.50% |
¥389,695 |
¥46,763,413 |
¥3,363,413 |
| 10 |
1.60% |
¥391,612 |
¥46,993,413 |
¥3,593,413 |
| 10 |
1.70% |
¥393,534 |
¥47,224,132 |
¥3,824,132 |
| 10 |
1.80% |
¥395,463 |
¥47,455,571 |
¥4,055,571 |
| 10 |
1.90% |
¥397,398 |
¥47,687,729 |
¥4,287,729 |
| 10 |
2.00% |
¥399,338 |
¥47,920,607 |
¥4,520,607 |
| 10 |
2.10% |
¥401,285 |
¥48,154,203 |
¥4,754,203 |
| 10 |
2.20% |
¥403,238 |
¥48,388,517 |
¥4,988,517 |
| 10 |
2.30% |
¥405,196 |
¥48,623,549 |
¥5,223,549 |
| 10 |
2.40% |
¥407,161 |
¥48,859,298 |
¥5,459,298 |
| 10 |
2.50% |
¥409,131 |
¥49,095,765 |
¥5,695,765 |
| 10 |
2.60% |
¥411,108 |
¥49,332,948 |
¥5,932,948 |
| 10 |
2.70% |
¥413,090 |
¥49,570,847 |
¥6,170,847 |
| 10 |
2.80% |
¥415,079 |
¥49,809,462 |
¥6,409,462 |
| 10 |
2.90% |
¥417,073 |
¥50,048,791 |
¥6,648,791 |
| 10 |
3.00% |
¥419,074 |
¥50,288,836 |
¥6,888,836 |
