4470万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4470万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4470万円の住宅ローン｜期間・年数別
4470万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥88,318 |
¥52,990,788 |
¥8,290,788 |
| 50 |
0.80% |
¥90,415 |
¥54,249,118 |
¥9,549,118 |
| 50 |
0.90% |
¥92,543 |
¥55,525,759 |
¥10,825,759 |
| 50 |
1.00% |
¥94,701 |
¥56,820,632 |
¥12,120,632 |
| 50 |
1.10% |
¥96,889 |
¥58,133,648 |
¥13,433,648 |
| 50 |
1.20% |
¥99,108 |
¥59,464,710 |
¥14,764,710 |
| 50 |
1.30% |
¥101,356 |
¥60,813,715 |
¥16,113,715 |
| 50 |
1.40% |
¥103,634 |
¥62,180,547 |
¥17,480,547 |
| 50 |
1.50% |
¥105,942 |
¥63,565,088 |
¥18,865,088 |
| 50 |
1.60% |
¥108,279 |
¥64,967,207 |
¥20,267,207 |
| 50 |
1.70% |
¥110,645 |
¥66,386,770 |
¥21,686,770 |
| 50 |
1.80% |
¥113,039 |
¥67,823,632 |
¥23,123,632 |
| 50 |
1.90% |
¥115,463 |
¥69,277,643 |
¥24,577,643 |
| 50 |
2.00% |
¥117,914 |
¥70,748,647 |
¥26,048,647 |
| 50 |
2.10% |
¥120,394 |
¥72,236,479 |
¥27,536,479 |
| 50 |
2.20% |
¥122,902 |
¥73,740,969 |
¥29,040,969 |
| 50 |
2.30% |
¥125,437 |
¥75,261,943 |
¥30,561,943 |
| 50 |
2.40% |
¥127,999 |
¥76,799,217 |
¥32,099,217 |
| 50 |
2.50% |
¥130,588 |
¥78,352,605 |
¥33,652,605 |
| 50 |
2.60% |
¥133,203 |
¥79,921,916 |
¥35,221,916 |
| 50 |
2.70% |
¥135,845 |
¥81,506,950 |
¥36,806,950 |
| 50 |
2.80% |
¥138,513 |
¥83,107,508 |
¥38,407,508 |
| 50 |
2.90% |
¥141,206 |
¥84,723,383 |
¥40,023,383 |
| 50 |
3.00% |
¥143,924 |
¥86,354,365 |
¥41,654,365 |
4470万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥96,523 |
¥52,122,182 |
¥7,422,182 |
| 45 |
0.80% |
¥98,597 |
¥53,242,459 |
¥8,542,459 |
| 45 |
0.90% |
¥100,699 |
¥54,377,613 |
¥9,677,613 |
| 45 |
1.00% |
¥102,829 |
¥55,527,590 |
¥10,827,590 |
| 45 |
1.10% |
¥104,986 |
¥56,692,334 |
¥11,992,334 |
| 45 |
1.20% |
¥107,170 |
¥57,871,779 |
¥13,171,779 |
| 45 |
1.30% |
¥109,381 |
¥59,065,856 |
¥14,365,856 |
| 45 |
1.40% |
¥111,619 |
¥60,274,489 |
¥15,574,489 |
| 45 |
1.50% |
¥113,884 |
¥61,497,599 |
¥16,797,599 |
| 45 |
1.60% |
¥116,176 |
¥62,735,099 |
¥18,035,099 |
| 45 |
1.70% |
¥118,494 |
¥63,986,899 |
¥19,286,899 |
| 45 |
1.80% |
¥120,839 |
¥65,252,902 |
¥20,552,902 |
| 45 |
1.90% |
¥123,209 |
¥66,533,009 |
¥21,833,009 |
| 45 |
2.00% |
¥125,606 |
¥67,827,114 |
¥23,127,114 |
| 45 |
2.10% |
¥128,028 |
¥69,135,106 |
¥24,435,106 |
| 45 |
2.20% |
¥130,476 |
¥70,456,871 |
¥25,756,871 |
| 45 |
2.30% |
¥132,949 |
¥71,792,291 |
¥27,092,291 |
| 45 |
2.40% |
¥135,447 |
¥73,141,243 |
¥28,441,243 |
| 45 |
2.50% |
¥137,970 |
¥74,503,600 |
¥29,803,600 |
| 45 |
2.60% |
¥140,517 |
¥75,879,231 |
¥31,179,231 |
| 45 |
2.70% |
¥143,089 |
¥77,268,002 |
¥32,568,002 |
| 45 |
2.80% |
¥145,685 |
¥78,669,774 |
¥33,969,774 |
| 45 |
2.90% |
¥148,304 |
¥80,084,408 |
¥35,384,408 |
| 45 |
3.00% |
¥150,948 |
¥81,511,759 |
¥36,811,759 |
4470万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥106,797 |
¥51,262,611 |
¥6,562,611 |
| 40 |
0.80% |
¥108,849 |
¥52,247,562 |
¥7,547,562 |
| 40 |
0.90% |
¥110,926 |
¥53,244,301 |
¥8,544,301 |
| 40 |
1.00% |
¥113,027 |
¥54,252,793 |
¥9,552,793 |
| 40 |
1.10% |
¥115,152 |
¥55,273,001 |
¥10,573,001 |
| 40 |
1.20% |
¥117,302 |
¥56,304,885 |
¥11,604,885 |
| 40 |
1.30% |
¥119,476 |
¥57,348,400 |
¥12,648,400 |
| 40 |
1.40% |
¥121,674 |
¥58,403,499 |
¥13,703,499 |
| 40 |
1.50% |
¥123,896 |
¥59,470,131 |
¥14,770,131 |
| 40 |
1.60% |
¥126,142 |
¥60,548,242 |
¥15,848,242 |
| 40 |
1.70% |
¥128,412 |
¥61,637,774 |
¥16,937,774 |
| 40 |
1.80% |
¥130,706 |
¥62,738,666 |
¥18,038,666 |
| 40 |
1.90% |
¥133,023 |
¥63,850,853 |
¥19,150,853 |
| 40 |
2.00% |
¥135,363 |
¥64,974,269 |
¥20,274,269 |
| 40 |
2.10% |
¥137,727 |
¥66,108,843 |
¥21,408,843 |
| 40 |
2.20% |
¥140,114 |
¥67,254,503 |
¥22,554,503 |
| 40 |
2.30% |
¥142,523 |
¥68,411,171 |
¥23,711,171 |
| 40 |
2.40% |
¥144,956 |
¥69,578,770 |
¥24,878,770 |
| 40 |
2.50% |
¥147,411 |
¥70,757,216 |
¥26,057,216 |
| 40 |
2.60% |
¥149,888 |
¥71,946,427 |
¥27,246,427 |
| 40 |
2.70% |
¥152,388 |
¥73,146,315 |
¥28,446,315 |
| 40 |
2.80% |
¥154,910 |
¥74,356,791 |
¥29,656,791 |
| 40 |
2.90% |
¥157,454 |
¥75,577,763 |
¥30,877,763 |
| 40 |
3.00% |
¥160,019 |
¥76,809,138 |
¥32,109,138 |
4470万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥120,029 |
¥50,412,091 |
¥5,712,091 |
| 35 |
0.80% |
¥122,058 |
¥51,264,461 |
¥6,564,461 |
| 35 |
0.90% |
¥124,109 |
¥52,125,876 |
¥7,425,876 |
| 35 |
1.00% |
¥126,182 |
¥52,996,317 |
¥8,296,317 |
| 35 |
1.10% |
¥128,276 |
¥53,875,762 |
¥9,175,762 |
| 35 |
1.20% |
¥130,391 |
¥54,764,187 |
¥10,064,187 |
| 35 |
1.30% |
¥132,528 |
¥55,661,565 |
¥10,961,565 |
| 35 |
1.40% |
¥134,685 |
¥56,567,869 |
¥11,867,869 |
| 35 |
1.50% |
¥136,864 |
¥57,483,067 |
¥12,783,067 |
| 35 |
1.60% |
¥139,065 |
¥58,407,127 |
¥13,707,127 |
| 35 |
1.70% |
¥141,286 |
¥59,340,015 |
¥14,640,015 |
| 35 |
1.80% |
¥143,528 |
¥60,281,695 |
¥15,581,695 |
| 35 |
1.90% |
¥145,791 |
¥61,232,127 |
¥16,532,127 |
| 35 |
2.00% |
¥148,074 |
¥62,191,272 |
¥17,491,272 |
| 35 |
2.10% |
¥150,379 |
¥63,159,088 |
¥18,459,088 |
| 35 |
2.20% |
¥152,704 |
¥64,135,531 |
¥19,435,531 |
| 35 |
2.30% |
¥155,049 |
¥65,120,554 |
¥20,420,554 |
| 35 |
2.40% |
¥157,415 |
¥66,114,111 |
¥21,414,111 |
| 35 |
2.50% |
¥159,800 |
¥67,116,152 |
¥22,416,152 |
| 35 |
2.60% |
¥162,206 |
¥68,126,626 |
¥23,426,626 |
| 35 |
2.70% |
¥164,632 |
¥69,145,480 |
¥24,445,480 |
| 35 |
2.80% |
¥167,078 |
¥70,172,660 |
¥25,472,660 |
| 35 |
2.90% |
¥169,543 |
¥71,208,111 |
¥26,508,111 |
| 35 |
3.00% |
¥172,028 |
¥72,251,775 |
¥27,551,775 |
4470万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥137,696 |
¥49,570,640 |
¥4,870,640 |
| 30 |
0.80% |
¥139,703 |
¥50,293,181 |
¥5,593,181 |
| 30 |
0.90% |
¥141,729 |
¥51,022,382 |
¥6,322,382 |
| 30 |
1.00% |
¥143,773 |
¥51,758,232 |
¥7,058,232 |
| 30 |
1.10% |
¥145,835 |
¥52,500,718 |
¥7,800,718 |
| 30 |
1.20% |
¥147,916 |
¥53,249,827 |
¥8,549,827 |
| 30 |
1.30% |
¥150,015 |
¥54,005,545 |
¥9,305,545 |
| 30 |
1.40% |
¥152,133 |
¥54,767,857 |
¥10,067,857 |
| 30 |
1.50% |
¥154,269 |
¥55,536,744 |
¥10,836,744 |
| 30 |
1.60% |
¥156,423 |
¥56,312,191 |
¥11,612,191 |
| 30 |
1.70% |
¥158,595 |
¥57,094,176 |
¥12,394,176 |
| 30 |
1.80% |
¥160,785 |
¥57,882,682 |
¥13,182,682 |
| 30 |
1.90% |
¥162,994 |
¥58,677,686 |
¥13,977,686 |
| 30 |
2.00% |
¥165,220 |
¥59,479,166 |
¥14,779,166 |
| 30 |
2.10% |
¥167,464 |
¥60,287,098 |
¥15,587,098 |
| 30 |
2.20% |
¥169,726 |
¥61,101,459 |
¥16,401,459 |
| 30 |
2.30% |
¥172,006 |
¥61,922,224 |
¥17,222,224 |
| 30 |
2.40% |
¥174,304 |
¥62,749,365 |
¥18,049,365 |
| 30 |
2.50% |
¥176,619 |
¥63,582,855 |
¥18,882,855 |
| 30 |
2.60% |
¥178,952 |
¥64,422,666 |
¥19,722,666 |
| 30 |
2.70% |
¥181,302 |
¥65,268,769 |
¥20,568,769 |
| 30 |
2.80% |
¥183,670 |
¥66,121,134 |
¥21,421,134 |
| 30 |
2.90% |
¥186,055 |
¥66,979,728 |
¥22,279,728 |
| 30 |
3.00% |
¥188,457 |
¥67,844,521 |
¥23,144,521 |
4470万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥162,461 |
¥48,738,273 |
¥4,038,273 |
| 25 |
0.80% |
¥164,446 |
¥49,333,750 |
¥4,633,750 |
| 25 |
0.90% |
¥166,446 |
¥49,933,859 |
¥5,233,859 |
| 25 |
1.00% |
¥168,462 |
¥50,538,596 |
¥5,838,596 |
| 25 |
1.10% |
¥170,493 |
¥51,147,955 |
¥6,447,955 |
| 25 |
1.20% |
¥172,540 |
¥51,761,928 |
¥7,061,928 |
| 25 |
1.30% |
¥174,602 |
¥52,380,509 |
¥7,680,509 |
| 25 |
1.40% |
¥176,679 |
¥53,003,689 |
¥8,303,689 |
| 25 |
1.50% |
¥178,772 |
¥53,631,461 |
¥8,931,461 |
| 25 |
1.60% |
¥180,879 |
¥54,263,816 |
¥9,563,816 |
| 25 |
1.70% |
¥183,002 |
¥54,900,744 |
¥10,200,744 |
| 25 |
1.80% |
¥185,141 |
¥55,542,236 |
¥10,842,236 |
| 25 |
1.90% |
¥187,294 |
¥56,188,280 |
¥11,488,280 |
| 25 |
2.00% |
¥189,463 |
¥56,838,867 |
¥12,138,867 |
| 25 |
2.10% |
¥191,647 |
¥57,493,983 |
¥12,793,983 |
| 25 |
2.20% |
¥193,845 |
¥58,153,618 |
¥13,453,618 |
| 25 |
2.30% |
¥196,059 |
¥58,817,759 |
¥14,117,759 |
| 25 |
2.40% |
¥198,288 |
¥59,486,392 |
¥14,786,392 |
| 25 |
2.50% |
¥200,532 |
¥60,159,504 |
¥15,459,504 |
| 25 |
2.60% |
¥202,790 |
¥60,837,081 |
¥16,137,081 |
| 25 |
2.70% |
¥205,064 |
¥61,519,108 |
¥16,819,108 |
| 25 |
2.80% |
¥207,352 |
¥62,205,570 |
¥17,505,570 |
| 25 |
2.90% |
¥209,655 |
¥62,896,452 |
¥18,196,452 |
| 25 |
3.00% |
¥211,972 |
¥63,591,737 |
¥18,891,737 |
4470万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥199,646 |
¥47,915,001 |
¥3,215,001 |
| 20 |
0.80% |
¥201,609 |
¥48,386,186 |
¥3,686,186 |
| 20 |
0.90% |
¥203,585 |
¥48,860,340 |
¥4,160,340 |
| 20 |
1.00% |
¥205,573 |
¥49,337,461 |
¥4,637,461 |
| 20 |
1.10% |
¥207,573 |
¥49,817,547 |
¥5,117,547 |
| 20 |
1.20% |
¥209,586 |
¥50,300,594 |
¥5,600,594 |
| 20 |
1.30% |
¥211,611 |
¥50,786,599 |
¥6,086,599 |
| 20 |
1.40% |
¥213,648 |
¥51,275,559 |
¥6,575,559 |
| 20 |
1.50% |
¥215,698 |
¥51,767,471 |
¥7,067,471 |
| 20 |
1.60% |
¥217,760 |
¥52,262,331 |
¥7,562,331 |
| 20 |
1.70% |
¥219,834 |
¥52,760,135 |
¥8,060,135 |
| 20 |
1.80% |
¥221,920 |
¥53,260,878 |
¥8,560,878 |
| 20 |
1.90% |
¥224,019 |
¥53,764,556 |
¥9,064,556 |
| 20 |
2.00% |
¥226,130 |
¥54,271,164 |
¥9,571,164 |
| 20 |
2.10% |
¥228,253 |
¥54,780,698 |
¥10,080,698 |
| 20 |
2.20% |
¥230,388 |
¥55,293,152 |
¥10,593,152 |
| 20 |
2.30% |
¥232,536 |
¥55,808,522 |
¥11,108,522 |
| 20 |
2.40% |
¥234,695 |
¥56,326,800 |
¥11,626,800 |
| 20 |
2.50% |
¥236,867 |
¥56,847,982 |
¥12,147,982 |
| 20 |
2.60% |
¥239,050 |
¥57,372,062 |
¥12,672,062 |
| 20 |
2.70% |
¥241,246 |
¥57,899,033 |
¥13,199,033 |
| 20 |
2.80% |
¥243,454 |
¥58,428,890 |
¥13,728,890 |
| 20 |
2.90% |
¥245,673 |
¥58,961,624 |
¥14,261,624 |
| 20 |
3.00% |
¥247,905 |
¥59,497,230 |
¥14,797,230 |
4470万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥261,671 |
¥47,100,835 |
¥2,400,835 |
| 15 |
0.80% |
¥263,614 |
¥47,450,508 |
¥2,750,508 |
| 15 |
0.90% |
¥265,566 |
¥47,801,852 |
¥3,101,852 |
| 15 |
1.00% |
¥267,527 |
¥48,154,869 |
¥3,454,869 |
| 15 |
1.10% |
¥269,498 |
¥48,509,555 |
¥3,809,555 |
| 15 |
1.20% |
¥271,477 |
¥48,865,911 |
¥4,165,911 |
| 15 |
1.30% |
¥273,466 |
¥49,223,935 |
¥4,523,935 |
| 15 |
1.40% |
¥275,465 |
¥49,583,626 |
¥4,883,626 |
| 15 |
1.50% |
¥277,472 |
¥49,944,983 |
¥5,244,983 |
| 15 |
1.60% |
¥279,489 |
¥50,308,005 |
¥5,608,005 |
| 15 |
1.70% |
¥281,515 |
¥50,672,690 |
¥5,972,690 |
| 15 |
1.80% |
¥283,550 |
¥51,039,037 |
¥6,339,037 |
| 15 |
1.90% |
¥285,595 |
¥51,407,044 |
¥6,707,044 |
| 15 |
2.00% |
¥287,648 |
¥51,776,710 |
¥7,076,710 |
| 15 |
2.10% |
¥289,711 |
¥52,148,033 |
¥7,448,033 |
| 15 |
2.20% |
¥291,783 |
¥52,521,011 |
¥7,821,011 |
| 15 |
2.30% |
¥293,865 |
¥52,895,643 |
¥8,195,643 |
| 15 |
2.40% |
¥295,955 |
¥53,271,927 |
¥8,571,927 |
| 15 |
2.50% |
¥298,055 |
¥53,649,860 |
¥8,949,860 |
| 15 |
2.60% |
¥300,164 |
¥54,029,441 |
¥9,329,441 |
| 15 |
2.70% |
¥302,281 |
¥54,410,667 |
¥9,710,667 |
| 15 |
2.80% |
¥304,409 |
¥54,793,537 |
¥10,093,537 |
| 15 |
2.90% |
¥306,545 |
¥55,178,049 |
¥10,478,049 |
| 15 |
3.00% |
¥308,690 |
¥55,564,199 |
¥10,864,199 |
4470万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥385,798 |
¥46,295,782 |
¥1,595,782 |
| 10 |
0.80% |
¥387,723 |
¥46,526,728 |
¥1,826,728 |
| 10 |
0.90% |
¥389,653 |
¥46,758,418 |
¥2,058,418 |
| 10 |
1.00% |
¥391,590 |
¥46,990,851 |
¥2,290,851 |
| 10 |
1.10% |
¥393,534 |
¥47,224,027 |
¥2,524,027 |
| 10 |
1.20% |
¥395,483 |
¥47,457,947 |
¥2,757,947 |
| 10 |
1.30% |
¥397,438 |
¥47,692,609 |
¥2,992,609 |
| 10 |
1.40% |
¥399,400 |
¥47,928,014 |
¥3,228,014 |
| 10 |
1.50% |
¥401,368 |
¥48,164,160 |
¥3,464,160 |
| 10 |
1.60% |
¥403,342 |
¥48,401,049 |
¥3,701,049 |
| 10 |
1.70% |
¥405,322 |
¥48,638,680 |
¥3,938,680 |
| 10 |
1.80% |
¥407,309 |
¥48,877,051 |
¥4,177,051 |
| 10 |
1.90% |
¥409,301 |
¥49,116,164 |
¥4,416,164 |
| 10 |
2.00% |
¥411,300 |
¥49,356,017 |
¥4,656,017 |
| 10 |
2.10% |
¥413,305 |
¥49,596,610 |
¥4,896,610 |
| 10 |
2.20% |
¥415,316 |
¥49,837,943 |
¥5,137,943 |
| 10 |
2.30% |
¥417,333 |
¥50,080,015 |
¥5,380,015 |
| 10 |
2.40% |
¥419,357 |
¥50,322,826 |
¥5,622,826 |
| 10 |
2.50% |
¥421,386 |
¥50,566,375 |
¥5,866,375 |
| 10 |
2.60% |
¥423,422 |
¥50,810,663 |
¥6,110,663 |
| 10 |
2.70% |
¥425,464 |
¥51,055,688 |
¥6,355,688 |
| 10 |
2.80% |
¥427,512 |
¥51,301,450 |
¥6,601,450 |
| 10 |
2.90% |
¥429,566 |
¥51,547,949 |
¥6,847,949 |
| 10 |
3.00% |
¥431,627 |
¥51,795,183 |
¥7,095,183 |
