4490万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4490万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4490万円の住宅ローン｜期間・年数別
4490万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥88,713 | ¥53,227,883 | ¥8,327,883 |
| 50 | 0.80% | ¥90,820 | ¥54,491,843 | ¥9,591,843 |
| 50 | 0.90% | ¥92,957 | ¥55,774,197 | ¥10,874,197 |
| 50 | 1.00% | ¥95,125 | ¥57,074,863 | ¥12,174,863 |
| 50 | 1.10% | ¥97,323 | ¥58,393,754 | ¥13,493,754 |
| 50 | 1.20% | ¥99,551 | ¥59,730,772 | ¥14,830,772 |
| 50 | 1.30% | ¥101,810 | ¥61,085,812 | ¥16,185,812 |
| 50 | 1.40% | ¥104,098 | ¥62,458,760 | ¥17,558,760 |
| 50 | 1.50% | ¥106,416 | ¥63,849,495 | ¥18,949,495 |
| 50 | 1.60% | ¥108,763 | ¥65,257,888 | ¥20,357,888 |
| 50 | 1.70% | ¥111,140 | ¥66,683,802 | ¥21,783,802 |
| 50 | 1.80% | ¥113,545 | ¥68,127,093 | ¥23,227,093 |
| 50 | 1.90% | ¥115,979 | ¥69,587,610 | ¥24,687,610 |
| 50 | 2.00% | ¥118,442 | ¥71,065,195 | ¥26,165,195 |
| 50 | 2.10% | ¥120,933 | ¥72,559,685 | ¥27,659,685 |
| 50 | 2.20% | ¥123,452 | ¥74,070,907 | ¥29,170,907 |
| 50 | 2.30% | ¥125,998 | ¥75,598,685 | ¥30,698,685 |
| 50 | 2.40% | ¥128,571 | ¥77,142,838 | ¥32,242,838 |
| 50 | 2.50% | ¥131,172 | ¥78,703,176 | ¥33,803,176 |
| 50 | 2.60% | ¥133,799 | ¥80,279,508 | ¥35,379,508 |
| 50 | 2.70% | ¥136,453 | ¥81,871,635 | ¥36,971,635 |
| 50 | 2.80% | ¥139,132 | ¥83,479,354 | ¥38,579,354 |
| 50 | 2.90% | ¥141,837 | ¥85,102,458 | ¥40,202,458 |
| 50 | 3.00% | ¥144,568 | ¥86,740,738 | ¥41,840,738 |
4490万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥96,954 | ¥52,355,391 | ¥7,455,391 |
| 45 | 0.80% | ¥99,038 | ¥53,480,680 | ¥8,580,680 |
| 45 | 0.90% | ¥101,150 | ¥54,620,913 | ¥9,720,913 |
| 45 | 1.00% | ¥103,289 | ¥55,776,036 | ¥10,876,036 |
| 45 | 1.10% | ¥105,456 | ¥56,945,991 | ¥12,045,991 |
| 45 | 1.20% | ¥107,649 | ¥58,130,713 | ¥13,230,713 |
| 45 | 1.30% | ¥109,871 | ¥59,330,132 | ¥14,430,132 |
| 45 | 1.40% | ¥112,119 | ¥60,544,174 | ¥15,644,174 |
| 45 | 1.50% | ¥114,394 | ¥61,772,756 | ¥16,872,756 |
| 45 | 1.60% | ¥116,696 | ¥63,015,793 | ¥18,115,793 |
| 45 | 1.70% | ¥119,024 | ¥64,273,194 | ¥19,373,194 |
| 45 | 1.80% | ¥121,379 | ¥65,544,862 | ¥20,644,862 |
| 45 | 1.90% | ¥123,761 | ¥66,830,696 | ¥21,930,696 |
| 45 | 2.00% | ¥126,168 | ¥68,130,591 | ¥23,230,591 |
| 45 | 2.10% | ¥128,601 | ¥69,444,435 | ¥24,544,435 |
| 45 | 2.20% | ¥131,059 | ¥70,772,115 | ¥25,872,115 |
| 45 | 2.30% | ¥133,544 | ¥72,113,510 | ¥27,213,510 |
| 45 | 2.40% | ¥136,053 | ¥73,468,497 | ¥28,568,497 |
| 45 | 2.50% | ¥138,587 | ¥74,836,949 | ¥29,936,949 |
| 45 | 2.60% | ¥141,146 | ¥76,218,735 | ¥31,318,735 |
| 45 | 2.70% | ¥143,729 | ¥77,613,720 | ¥32,713,720 |
| 45 | 2.80% | ¥146,337 | ¥79,021,764 | ¥34,121,764 |
| 45 | 2.90% | ¥148,968 | ¥80,442,728 | ¥35,542,728 |
| 45 | 3.00% | ¥151,623 | ¥81,876,465 | ¥36,976,465 |
4490万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥107,275 | ¥51,491,973 | ¥6,591,973 |
| 40 | 0.80% | ¥109,336 | ¥52,481,332 | ¥7,581,332 |
| 40 | 0.90% | ¥111,422 | ¥53,482,531 | ¥8,582,531 |
| 40 | 1.00% | ¥113,532 | ¥54,495,535 | ¥9,595,535 |
| 40 | 1.10% | ¥115,667 | ¥55,520,307 | ¥10,620,307 |
| 40 | 1.20% | ¥117,827 | ¥56,556,808 | ¥11,656,808 |
| 40 | 1.30% | ¥120,010 | ¥57,604,992 | ¥12,704,992 |
| 40 | 1.40% | ¥122,218 | ¥58,664,812 | ¥13,764,812 |
| 40 | 1.50% | ¥124,450 | ¥59,736,217 | ¥14,836,217 |
| 40 | 1.60% | ¥126,707 | ¥60,819,152 | ¥15,919,152 |
| 40 | 1.70% | ¥128,987 | ¥61,913,558 | ¥17,013,558 |
| 40 | 1.80% | ¥131,290 | ¥63,019,376 | ¥18,119,376 |
| 40 | 1.90% | ¥133,618 | ¥64,136,539 | ¥19,236,539 |
| 40 | 2.00% | ¥135,969 | ¥65,264,982 | ¥20,364,982 |
| 40 | 2.10% | ¥138,343 | ¥66,404,633 | ¥21,504,633 |
| 40 | 2.20% | ¥140,740 | ¥67,555,418 | ¥22,655,418 |
| 40 | 2.30% | ¥143,161 | ¥68,717,262 | ¥23,817,262 |
| 40 | 2.40% | ¥145,604 | ¥69,890,084 | ¥24,990,084 |
| 40 | 2.50% | ¥148,070 | ¥71,073,804 | ¥26,173,804 |
| 40 | 2.60% | ¥150,559 | ¥72,268,335 | ¥27,368,335 |
| 40 | 2.70% | ¥153,070 | ¥73,473,592 | ¥28,573,592 |
| 40 | 2.80% | ¥155,603 | ¥74,689,484 | ¥29,789,484 |
| 40 | 2.90% | ¥158,158 | ¥75,915,919 | ¥31,015,919 |
| 40 | 3.00% | ¥160,735 | ¥77,152,803 | ¥32,252,803 |
4490万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥120,566 | ¥50,637,648 | ¥5,737,648 |
| 35 | 0.80% | ¥122,604 | ¥51,493,832 | ¥6,593,832 |
| 35 | 0.90% | ¥124,665 | ¥52,359,101 | ¥7,459,101 |
| 35 | 1.00% | ¥126,746 | ¥53,233,437 | ¥8,333,437 |
| 35 | 1.10% | ¥128,850 | ¥54,116,817 | ¥9,216,817 |
| 35 | 1.20% | ¥130,974 | ¥55,009,217 | ¥10,109,217 |
| 35 | 1.30% | ¥133,121 | ¥55,910,610 | ¥11,010,610 |
| 35 | 1.40% | ¥135,288 | ¥56,820,969 | ¥11,920,969 |
| 35 | 1.50% | ¥137,477 | ¥57,740,262 | ¥12,840,262 |
| 35 | 1.60% | ¥139,687 | ¥58,668,456 | ¥13,768,456 |
| 35 | 1.70% | ¥141,918 | ¥59,605,519 | ¥14,705,519 |
| 35 | 1.80% | ¥144,170 | ¥60,551,411 | ¥15,651,411 |
| 35 | 1.90% | ¥146,443 | ¥61,506,096 | ¥16,606,096 |
| 35 | 2.00% | ¥148,737 | ¥62,469,533 | ¥17,569,533 |
| 35 | 2.10% | ¥151,052 | ¥63,441,679 | ¥18,541,679 |
| 35 | 2.20% | ¥153,387 | ¥64,422,491 | ¥19,522,491 |
| 35 | 2.30% | ¥155,743 | ¥65,411,921 | ¥20,511,921 |
| 35 | 2.40% | ¥158,119 | ¥66,409,924 | ¥21,509,924 |
| 35 | 2.50% | ¥160,515 | ¥67,416,448 | ¥22,516,448 |
| 35 | 2.60% | ¥162,932 | ¥68,431,443 | ¥23,531,443 |
| 35 | 2.70% | ¥165,369 | ¥69,454,855 | ¥24,554,855 |
| 35 | 2.80% | ¥167,825 | ¥70,486,632 | ¥25,586,632 |
| 35 | 2.90% | ¥170,302 | ¥71,526,715 | ¥26,626,715 |
| 35 | 3.00% | ¥172,798 | ¥72,575,049 | ¥27,675,049 |
4490万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥138,312 | ¥49,792,433 | ¥4,892,433 |
| 30 | 0.80% | ¥140,328 | ¥50,518,207 | ¥5,618,207 |
| 30 | 0.90% | ¥142,363 | ¥51,250,670 | ¥6,350,670 |
| 30 | 1.00% | ¥144,416 | ¥51,989,812 | ¥7,089,812 |
| 30 | 1.10% | ¥146,488 | ¥52,735,620 | ¥7,835,620 |
| 30 | 1.20% | ¥148,578 | ¥53,488,081 | ¥8,588,081 |
| 30 | 1.30% | ¥150,687 | ¥54,247,181 | ¥9,347,181 |
| 30 | 1.40% | ¥152,814 | ¥55,012,903 | ¥10,112,903 |
| 30 | 1.50% | ¥154,959 | ¥55,785,231 | ¥10,885,231 |
| 30 | 1.60% | ¥157,123 | ¥56,564,147 | ¥11,664,147 |
| 30 | 1.70% | ¥159,305 | ¥57,349,631 | ¥12,449,631 |
| 30 | 1.80% | ¥161,505 | ¥58,141,665 | ¥13,241,665 |
| 30 | 1.90% | ¥163,723 | ¥58,940,226 | ¥14,040,226 |
| 30 | 2.00% | ¥165,959 | ¥59,745,292 | ¥14,845,292 |
| 30 | 2.10% | ¥168,213 | ¥60,556,839 | ¥15,656,839 |
| 30 | 2.20% | ¥170,486 | ¥61,374,844 | ¥16,474,844 |
| 30 | 2.30% | ¥172,776 | ¥62,199,281 | ¥17,299,281 |
| 30 | 2.40% | ¥175,084 | ¥63,030,122 | ¥18,130,122 |
| 30 | 2.50% | ¥177,409 | ¥63,867,342 | ¥18,967,342 |
| 30 | 2.60% | ¥179,753 | ¥64,710,911 | ¥19,810,911 |
| 30 | 2.70% | ¥182,113 | ¥65,560,800 | ¥20,660,800 |
| 30 | 2.80% | ¥184,492 | ¥66,416,978 | ¥21,516,978 |
| 30 | 2.90% | ¥186,887 | ¥67,279,414 | ¥22,379,414 |
| 30 | 3.00% | ¥189,300 | ¥68,148,076 | ¥23,248,076 |
4490万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥163,188 | ¥48,956,341 | ¥4,056,341 |
| 25 | 0.80% | ¥165,182 | ¥49,554,482 | ¥4,654,482 |
| 25 | 0.90% | ¥167,191 | ¥50,157,277 | ¥5,257,277 |
| 25 | 1.00% | ¥169,216 | ¥50,764,720 | ¥5,864,720 |
| 25 | 1.10% | ¥171,256 | ¥51,376,804 | ¥6,476,804 |
| 25 | 1.20% | ¥173,312 | ¥51,993,525 | ¥7,093,525 |
| 25 | 1.30% | ¥175,383 | ¥52,614,873 | ¥7,714,873 |
| 25 | 1.40% | ¥177,469 | ¥53,240,842 | ¥8,340,842 |
| 25 | 1.50% | ¥179,571 | ¥53,871,423 | ¥8,971,423 |
| 25 | 1.60% | ¥181,689 | ¥54,506,607 | ¥9,606,607 |
| 25 | 1.70% | ¥183,821 | ¥55,146,385 | ¥10,246,385 |
| 25 | 1.80% | ¥185,969 | ¥55,790,747 | ¥10,890,747 |
| 25 | 1.90% | ¥188,132 | ¥56,439,682 | ¥11,539,682 |
| 25 | 2.00% | ¥190,311 | ¥57,093,179 | ¥12,193,179 |
| 25 | 2.10% | ¥192,504 | ¥57,751,227 | ¥12,851,227 |
| 25 | 2.20% | ¥194,713 | ¥58,413,814 | ¥13,513,814 |
| 25 | 2.30% | ¥196,936 | ¥59,080,926 | ¥14,180,926 |
| 25 | 2.40% | ¥199,175 | ¥59,752,550 | ¥14,852,550 |
| 25 | 2.50% | ¥201,429 | ¥60,428,674 | ¥15,528,674 |
| 25 | 2.60% | ¥203,698 | ¥61,109,283 | ¥16,209,283 |
| 25 | 2.70% | ¥205,981 | ¥61,794,361 | ¥16,894,361 |
| 25 | 2.80% | ¥208,280 | ¥62,483,895 | ¥17,583,895 |
| 25 | 2.90% | ¥210,593 | ¥63,177,868 | ¥18,277,868 |
| 25 | 3.00% | ¥212,921 | ¥63,876,264 | ¥18,976,264 |
4490万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥200,539 | ¥48,129,386 | ¥3,229,386 |
| 20 | 0.80% | ¥202,511 | ¥48,602,679 | ¥3,702,679 |
| 20 | 0.90% | ¥204,496 | ¥49,078,955 | ¥4,178,955 |
| 20 | 1.00% | ¥206,493 | ¥49,558,211 | ¥4,658,211 |
| 20 | 1.10% | ¥208,502 | ¥50,040,444 | ¥5,140,444 |
| 20 | 1.20% | ¥210,524 | ¥50,525,652 | ¥5,625,652 |
| 20 | 1.30% | ¥212,558 | ¥51,013,832 | ¥6,113,832 |
| 20 | 1.40% | ¥214,604 | ¥51,504,980 | ¥6,604,980 |
| 20 | 1.50% | ¥216,663 | ¥51,999,093 | ¥7,099,093 |
| 20 | 1.60% | ¥218,734 | ¥52,496,167 | ¥7,596,167 |
| 20 | 1.70% | ¥220,817 | ¥52,996,198 | ¥8,096,198 |
| 20 | 1.80% | ¥222,913 | ¥53,499,181 | ¥8,599,181 |
| 20 | 1.90% | ¥225,021 | ¥54,005,113 | ¥9,105,113 |
| 20 | 2.00% | ¥227,142 | ¥54,513,988 | ¥9,613,988 |
| 20 | 2.10% | ¥229,274 | ¥55,025,802 | ¥10,125,802 |
| 20 | 2.20% | ¥231,419 | ¥55,540,549 | ¥10,640,549 |
| 20 | 2.30% | ¥233,576 | ¥56,058,224 | ¥11,158,224 |
| 20 | 2.40% | ¥235,745 | ¥56,578,822 | ¥11,678,822 |
| 20 | 2.50% | ¥237,926 | ¥57,102,336 | ¥12,202,336 |
| 20 | 2.60% | ¥240,120 | ¥57,628,760 | ¥12,728,760 |
| 20 | 2.70% | ¥242,325 | ¥58,158,090 | ¥13,258,090 |
| 20 | 2.80% | ¥244,543 | ¥58,690,317 | ¥13,790,317 |
| 20 | 2.90% | ¥246,773 | ¥59,225,435 | ¥14,325,435 |
| 20 | 3.00% | ¥249,014 | ¥59,763,437 | ¥14,863,437 |
4490万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥262,842 | ¥47,311,577 | ¥2,411,577 |
| 15 | 0.80% | ¥264,793 | ¥47,662,814 | ¥2,762,814 |
| 15 | 0.90% | ¥266,754 | ¥48,015,731 | ¥3,115,731 |
| 15 | 1.00% | ¥268,724 | ¥48,370,327 | ¥3,470,327 |
| 15 | 1.10% | ¥270,703 | ¥48,726,600 | ¥3,826,600 |
| 15 | 1.20% | ¥272,692 | ¥49,084,550 | ¥4,184,550 |
| 15 | 1.30% | ¥274,690 | ¥49,444,176 | ¥4,544,176 |
| 15 | 1.40% | ¥276,697 | ¥49,805,477 | ¥4,905,477 |
| 15 | 1.50% | ¥278,714 | ¥50,168,451 | ¥5,268,451 |
| 15 | 1.60% | ¥280,739 | ¥50,533,097 | ¥5,633,097 |
| 15 | 1.70% | ¥282,775 | ¥50,899,414 | ¥5,999,414 |
| 15 | 1.80% | ¥284,819 | ¥51,267,400 | ¥6,367,400 |
| 15 | 1.90% | ¥286,873 | ¥51,637,053 | ¥6,737,053 |
| 15 | 2.00% | ¥288,935 | ¥52,008,373 | ¥7,108,373 |
| 15 | 2.10% | ¥291,008 | ¥52,381,358 | ¥7,481,358 |
| 15 | 2.20% | ¥293,089 | ¥52,756,005 | ¥7,856,005 |
| 15 | 2.30% | ¥295,180 | ¥53,132,313 | ¥8,232,313 |
| 15 | 2.40% | ¥297,279 | ¥53,510,280 | ¥8,610,280 |
| 15 | 2.50% | ¥299,388 | ¥53,889,904 | ¥8,989,904 |
| 15 | 2.60% | ¥301,507 | ¥54,271,183 | ¥9,371,183 |
| 15 | 2.70% | ¥303,634 | ¥54,654,115 | ¥9,754,115 |
| 15 | 2.80% | ¥305,771 | ¥55,038,698 | ¥10,138,698 |
| 15 | 2.90% | ¥307,916 | ¥55,424,930 | ¥10,524,930 |
| 15 | 3.00% | ¥310,071 | ¥55,812,808 | ¥10,912,808 |
4490万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥387,524 | ¥46,502,922 | ¥1,602,922 |
| 10 | 0.80% | ¥389,458 | ¥46,734,901 | ¥1,834,901 |
| 10 | 0.90% | ¥391,397 | ¥46,967,627 | ¥2,067,627 |
| 10 | 1.00% | ¥393,343 | ¥47,201,101 | ¥2,301,101 |
| 10 | 1.10% | ¥395,294 | ¥47,435,320 | ¥2,535,320 |
| 10 | 1.20% | ¥397,252 | ¥47,670,286 | ¥2,770,286 |
| 10 | 1.30% | ¥399,217 | ¥47,905,999 | ¥3,005,999 |
| 10 | 1.40% | ¥401,187 | ¥48,142,457 | ¥3,242,457 |
| 10 | 1.50% | ¥403,164 | ¥48,379,660 | ¥3,479,660 |
| 10 | 1.60% | ¥405,147 | ¥48,617,609 | ¥3,717,609 |
| 10 | 1.70% | ¥407,136 | ¥48,856,302 | ¥3,956,302 |
| 10 | 1.80% | ¥409,131 | ¥49,095,740 | ¥4,195,740 |
| 10 | 1.90% | ¥411,133 | ¥49,335,923 | ¥4,435,923 |
| 10 | 2.00% | ¥413,140 | ¥49,576,849 | ¥4,676,849 |
| 10 | 2.10% | ¥415,154 | ¥49,818,519 | ¥4,918,519 |
| 10 | 2.20% | ¥417,174 | ¥50,060,931 | ¥5,160,931 |
| 10 | 2.30% | ¥419,201 | ¥50,304,086 | ¥5,404,086 |
| 10 | 2.40% | ¥421,233 | ¥50,547,984 | ¥5,647,984 |
| 10 | 2.50% | ¥423,272 | ¥50,792,623 | ¥5,892,623 |
| 10 | 2.60% | ¥425,317 | ¥51,038,004 | ¥6,138,004 |
| 10 | 2.70% | ¥427,368 | ¥51,284,125 | ¥6,384,125 |
| 10 | 2.80% | ¥429,425 | ¥51,530,987 | ¥6,630,987 |
| 10 | 2.90% | ¥431,488 | ¥51,778,588 | ¥6,878,588 |
| 10 | 3.00% | ¥433,558 | ¥52,026,929 | ¥7,126,929 |
