4500万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4500万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4500万円の住宅ローン|期間・年数別
4500万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥88,911 |
¥53,346,430 |
¥8,346,430 |
| 50 |
0.80% |
¥91,022 |
¥54,613,206 |
¥9,613,206 |
| 50 |
0.90% |
¥93,164 |
¥55,898,416 |
¥10,898,416 |
| 50 |
1.00% |
¥95,337 |
¥57,201,979 |
¥12,201,979 |
| 50 |
1.10% |
¥97,540 |
¥58,523,807 |
¥13,523,807 |
| 50 |
1.20% |
¥99,773 |
¥59,863,802 |
¥14,863,802 |
| 50 |
1.30% |
¥102,036 |
¥61,221,860 |
¥16,221,860 |
| 50 |
1.40% |
¥104,330 |
¥62,597,866 |
¥17,597,866 |
| 50 |
1.50% |
¥106,653 |
¥63,991,699 |
¥18,991,699 |
| 50 |
1.60% |
¥109,005 |
¥65,403,229 |
¥20,403,229 |
| 50 |
1.70% |
¥111,387 |
¥66,832,318 |
¥21,832,318 |
| 50 |
1.80% |
¥113,798 |
¥68,278,824 |
¥23,278,824 |
| 50 |
1.90% |
¥116,238 |
¥69,742,594 |
¥24,742,594 |
| 50 |
2.00% |
¥118,706 |
¥71,223,470 |
¥26,223,470 |
| 50 |
2.10% |
¥121,202 |
¥72,721,287 |
¥27,721,287 |
| 50 |
2.20% |
¥123,726 |
¥74,235,875 |
¥29,235,875 |
| 50 |
2.30% |
¥126,278 |
¥75,767,056 |
¥30,767,056 |
| 50 |
2.40% |
¥128,858 |
¥77,314,648 |
¥32,314,648 |
| 50 |
2.50% |
¥131,464 |
¥78,878,462 |
¥33,878,462 |
| 50 |
2.60% |
¥134,097 |
¥80,458,304 |
¥35,458,304 |
| 50 |
2.70% |
¥136,757 |
¥82,053,977 |
¥37,053,977 |
| 50 |
2.80% |
¥139,442 |
¥83,665,277 |
¥38,665,277 |
| 50 |
2.90% |
¥142,153 |
¥85,291,996 |
¥40,291,996 |
| 50 |
3.00% |
¥144,890 |
¥86,933,924 |
¥41,933,924 |
4500万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥97,170 |
¥52,471,996 |
¥7,471,996 |
| 45 |
0.80% |
¥99,259 |
¥53,599,791 |
¥8,599,791 |
| 45 |
0.90% |
¥101,375 |
¥54,742,563 |
¥9,742,563 |
| 45 |
1.00% |
¥103,519 |
¥55,900,259 |
¥10,900,259 |
| 45 |
1.10% |
¥105,690 |
¥57,072,819 |
¥12,072,819 |
| 45 |
1.20% |
¥107,889 |
¥58,260,180 |
¥13,260,180 |
| 45 |
1.30% |
¥110,115 |
¥59,462,271 |
¥14,462,271 |
| 45 |
1.40% |
¥112,369 |
¥60,679,016 |
¥15,679,016 |
| 45 |
1.50% |
¥114,649 |
¥61,910,334 |
¥16,910,334 |
| 45 |
1.60% |
¥116,956 |
¥63,156,140 |
¥18,156,140 |
| 45 |
1.70% |
¥119,290 |
¥64,416,341 |
¥19,416,341 |
| 45 |
1.80% |
¥121,650 |
¥65,690,841 |
¥20,690,841 |
| 45 |
1.90% |
¥124,036 |
¥66,979,539 |
¥21,979,539 |
| 45 |
2.00% |
¥126,449 |
¥68,282,329 |
¥23,282,329 |
| 45 |
2.10% |
¥128,887 |
¥69,599,100 |
¥24,599,100 |
| 45 |
2.20% |
¥131,351 |
¥70,929,736 |
¥25,929,736 |
| 45 |
2.30% |
¥133,841 |
¥72,274,119 |
¥27,274,119 |
| 45 |
2.40% |
¥136,356 |
¥73,632,124 |
¥28,632,124 |
| 45 |
2.50% |
¥138,896 |
¥75,003,624 |
¥30,003,624 |
| 45 |
2.60% |
¥141,460 |
¥76,388,487 |
¥31,388,487 |
| 45 |
2.70% |
¥144,049 |
¥77,786,579 |
¥32,786,579 |
| 45 |
2.80% |
¥146,663 |
¥79,197,760 |
¥34,197,760 |
| 45 |
2.90% |
¥149,300 |
¥80,621,888 |
¥35,621,888 |
| 45 |
3.00% |
¥151,961 |
¥82,058,818 |
¥37,058,818 |
4500万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥107,514 |
¥51,606,655 |
¥6,606,655 |
| 40 |
0.80% |
¥109,580 |
¥52,598,217 |
¥7,598,217 |
| 40 |
0.90% |
¥111,670 |
¥53,601,645 |
¥8,601,645 |
| 40 |
1.00% |
¥113,785 |
¥54,616,906 |
¥9,616,906 |
| 40 |
1.10% |
¥115,925 |
¥55,643,961 |
¥10,643,961 |
| 40 |
1.20% |
¥118,089 |
¥56,682,770 |
¥11,682,770 |
| 40 |
1.30% |
¥120,278 |
¥57,733,289 |
¥12,733,289 |
| 40 |
1.40% |
¥122,491 |
¥58,795,469 |
¥13,795,469 |
| 40 |
1.50% |
¥124,728 |
¥59,869,260 |
¥14,869,260 |
| 40 |
1.60% |
¥126,989 |
¥60,954,606 |
¥15,954,606 |
| 40 |
1.70% |
¥129,274 |
¥62,051,450 |
¥17,051,450 |
| 40 |
1.80% |
¥131,583 |
¥63,159,730 |
¥18,159,730 |
| 40 |
1.90% |
¥133,915 |
¥64,279,382 |
¥19,279,382 |
| 40 |
2.00% |
¥136,272 |
¥65,410,338 |
¥20,410,338 |
| 40 |
2.10% |
¥138,651 |
¥66,552,527 |
¥21,552,527 |
| 40 |
2.20% |
¥141,054 |
¥67,705,875 |
¥22,705,875 |
| 40 |
2.30% |
¥143,480 |
¥68,870,307 |
¥23,870,307 |
| 40 |
2.40% |
¥145,929 |
¥70,045,741 |
¥25,045,741 |
| 40 |
2.50% |
¥148,400 |
¥71,232,097 |
¥26,232,097 |
| 40 |
2.60% |
¥150,894 |
¥72,429,289 |
¥27,429,289 |
| 40 |
2.70% |
¥153,411 |
¥73,637,230 |
¥28,637,230 |
| 40 |
2.80% |
¥155,950 |
¥74,855,830 |
¥29,855,830 |
| 40 |
2.90% |
¥158,510 |
¥76,084,997 |
¥31,084,997 |
| 40 |
3.00% |
¥161,093 |
¥77,324,635 |
¥32,324,635 |
4500万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥120,834 |
¥50,750,427 |
¥5,750,427 |
| 35 |
0.80% |
¥122,877 |
¥51,608,517 |
¥6,608,517 |
| 35 |
0.90% |
¥124,942 |
¥52,475,714 |
¥7,475,714 |
| 35 |
1.00% |
¥127,029 |
¥53,351,997 |
¥8,351,997 |
| 35 |
1.10% |
¥129,137 |
¥54,237,345 |
¥9,237,345 |
| 35 |
1.20% |
¥131,266 |
¥55,131,732 |
¥10,131,732 |
| 35 |
1.30% |
¥133,417 |
¥56,035,133 |
¥11,035,133 |
| 35 |
1.40% |
¥135,589 |
¥56,947,519 |
¥11,947,519 |
| 35 |
1.50% |
¥137,783 |
¥57,868,859 |
¥12,868,859 |
| 35 |
1.60% |
¥139,998 |
¥58,799,121 |
¥13,799,121 |
| 35 |
1.70% |
¥142,234 |
¥59,738,270 |
¥14,738,270 |
| 35 |
1.80% |
¥144,491 |
¥60,686,270 |
¥15,686,270 |
| 35 |
1.90% |
¥146,769 |
¥61,643,081 |
¥16,643,081 |
| 35 |
2.00% |
¥149,068 |
¥62,608,663 |
¥17,608,663 |
| 35 |
2.10% |
¥151,388 |
¥63,582,975 |
¥18,582,975 |
| 35 |
2.20% |
¥153,729 |
¥64,565,971 |
¥19,565,971 |
| 35 |
2.30% |
¥156,090 |
¥65,557,605 |
¥20,557,605 |
| 35 |
2.40% |
¥158,471 |
¥66,557,830 |
¥21,557,830 |
| 35 |
2.50% |
¥160,873 |
¥67,566,596 |
¥22,566,596 |
| 35 |
2.60% |
¥163,295 |
¥68,583,851 |
¥23,583,851 |
| 35 |
2.70% |
¥165,737 |
¥69,609,543 |
¥24,609,543 |
| 35 |
2.80% |
¥168,199 |
¥70,643,617 |
¥25,643,617 |
| 35 |
2.90% |
¥170,681 |
¥71,686,018 |
¥26,686,018 |
| 35 |
3.00% |
¥173,183 |
¥72,736,686 |
¥27,736,686 |
4500万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥138,620 |
¥49,903,329 |
¥4,903,329 |
| 30 |
0.80% |
¥140,641 |
¥50,630,719 |
¥5,630,719 |
| 30 |
0.90% |
¥142,680 |
¥51,364,814 |
¥6,364,814 |
| 30 |
1.00% |
¥144,738 |
¥52,105,602 |
¥7,105,602 |
| 30 |
1.10% |
¥146,814 |
¥52,853,072 |
¥7,853,072 |
| 30 |
1.20% |
¥148,909 |
¥53,607,208 |
¥8,607,208 |
| 30 |
1.30% |
¥151,022 |
¥54,367,999 |
¥9,367,999 |
| 30 |
1.40% |
¥153,154 |
¥55,135,426 |
¥10,135,426 |
| 30 |
1.50% |
¥155,304 |
¥55,909,474 |
¥10,909,474 |
| 30 |
1.60% |
¥157,473 |
¥56,690,125 |
¥11,690,125 |
| 30 |
1.70% |
¥159,659 |
¥57,477,359 |
¥12,477,359 |
| 30 |
1.80% |
¥161,864 |
¥58,271,156 |
¥13,271,156 |
| 30 |
1.90% |
¥164,087 |
¥59,071,496 |
¥14,071,496 |
| 30 |
2.00% |
¥166,329 |
¥59,878,355 |
¥14,878,355 |
| 30 |
2.10% |
¥168,588 |
¥60,691,710 |
¥15,691,710 |
| 30 |
2.20% |
¥170,865 |
¥61,511,536 |
¥16,511,536 |
| 30 |
2.30% |
¥173,161 |
¥62,337,809 |
¥17,337,809 |
| 30 |
2.40% |
¥175,474 |
¥63,170,501 |
¥18,170,501 |
| 30 |
2.50% |
¥177,804 |
¥64,009,586 |
¥19,009,586 |
| 30 |
2.60% |
¥180,153 |
¥64,855,033 |
¥19,855,033 |
| 30 |
2.70% |
¥182,519 |
¥65,706,815 |
¥20,706,815 |
| 30 |
2.80% |
¥184,902 |
¥66,564,900 |
¥21,564,900 |
| 30 |
2.90% |
¥187,303 |
¥67,429,257 |
¥22,429,257 |
| 30 |
3.00% |
¥189,722 |
¥68,299,853 |
¥23,299,853 |
4500万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥163,551 |
¥49,065,375 |
¥4,065,375 |
| 25 |
0.80% |
¥165,549 |
¥49,664,849 |
¥4,664,849 |
| 25 |
0.90% |
¥167,563 |
¥50,268,986 |
¥5,268,986 |
| 25 |
1.00% |
¥169,593 |
¥50,877,781 |
¥5,877,781 |
| 25 |
1.10% |
¥171,637 |
¥51,491,229 |
¥6,491,229 |
| 25 |
1.20% |
¥173,698 |
¥52,109,323 |
¥7,109,323 |
| 25 |
1.30% |
¥175,774 |
¥52,732,056 |
¥7,732,056 |
| 25 |
1.40% |
¥177,865 |
¥53,359,419 |
¥8,359,419 |
| 25 |
1.50% |
¥179,971 |
¥53,991,404 |
¥8,991,404 |
| 25 |
1.60% |
¥182,093 |
¥54,628,003 |
¥9,628,003 |
| 25 |
1.70% |
¥184,231 |
¥55,269,206 |
¥10,269,206 |
| 25 |
1.80% |
¥186,383 |
¥55,915,003 |
¥10,915,003 |
| 25 |
1.90% |
¥188,551 |
¥56,565,383 |
¥11,565,383 |
| 25 |
2.00% |
¥190,734 |
¥57,220,336 |
¥12,220,336 |
| 25 |
2.10% |
¥192,933 |
¥57,879,849 |
¥12,879,849 |
| 25 |
2.20% |
¥195,146 |
¥58,543,911 |
¥13,543,911 |
| 25 |
2.30% |
¥197,375 |
¥59,212,509 |
¥14,212,509 |
| 25 |
2.40% |
¥199,619 |
¥59,885,630 |
¥14,885,630 |
| 25 |
2.50% |
¥201,878 |
¥60,563,259 |
¥15,563,259 |
| 25 |
2.60% |
¥204,151 |
¥61,245,383 |
¥16,245,383 |
| 25 |
2.70% |
¥206,440 |
¥61,931,988 |
¥16,931,988 |
| 25 |
2.80% |
¥208,744 |
¥62,623,057 |
¥17,623,057 |
| 25 |
2.90% |
¥211,062 |
¥63,318,576 |
¥18,318,576 |
| 25 |
3.00% |
¥213,395 |
¥64,018,527 |
¥19,018,527 |
4500万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥200,986 |
¥48,236,578 |
¥3,236,578 |
| 20 |
0.80% |
¥202,962 |
¥48,710,925 |
¥3,710,925 |
| 20 |
0.90% |
¥204,951 |
¥49,188,262 |
¥4,188,262 |
| 20 |
1.00% |
¥206,952 |
¥49,668,585 |
¥4,668,585 |
| 20 |
1.10% |
¥208,966 |
¥50,151,893 |
¥5,151,893 |
| 20 |
1.20% |
¥210,992 |
¥50,638,182 |
¥5,638,182 |
| 20 |
1.30% |
¥213,031 |
¥51,127,449 |
¥6,127,449 |
| 20 |
1.40% |
¥215,082 |
¥51,619,691 |
¥6,619,691 |
| 20 |
1.50% |
¥217,145 |
¥52,114,904 |
¥7,114,904 |
| 20 |
1.60% |
¥219,221 |
¥52,613,085 |
¥7,613,085 |
| 20 |
1.70% |
¥221,309 |
¥53,114,230 |
¥8,114,230 |
| 20 |
1.80% |
¥223,410 |
¥53,618,333 |
¥8,618,333 |
| 20 |
1.90% |
¥225,522 |
¥54,125,392 |
¥9,125,392 |
| 20 |
2.00% |
¥227,648 |
¥54,635,400 |
¥9,635,400 |
| 20 |
2.10% |
¥229,785 |
¥55,148,354 |
¥10,148,354 |
| 20 |
2.20% |
¥231,934 |
¥55,664,247 |
¥10,664,247 |
| 20 |
2.30% |
¥234,096 |
¥56,183,075 |
¥11,183,075 |
| 20 |
2.40% |
¥236,270 |
¥56,704,832 |
¥11,704,832 |
| 20 |
2.50% |
¥238,456 |
¥57,229,512 |
¥12,229,512 |
| 20 |
2.60% |
¥240,655 |
¥57,757,110 |
¥12,757,110 |
| 20 |
2.70% |
¥242,865 |
¥58,287,618 |
¥13,287,618 |
| 20 |
2.80% |
¥245,088 |
¥58,821,030 |
¥13,821,030 |
| 20 |
2.90% |
¥247,322 |
¥59,357,340 |
¥14,357,340 |
| 20 |
3.00% |
¥249,569 |
¥59,896,541 |
¥14,896,541 |
4500万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥263,427 |
¥47,416,948 |
¥2,416,948 |
| 15 |
0.80% |
¥265,383 |
¥47,768,967 |
¥2,768,967 |
| 15 |
0.90% |
¥267,348 |
¥48,122,670 |
¥3,122,670 |
| 15 |
1.00% |
¥269,323 |
¥48,478,056 |
¥3,478,056 |
| 15 |
1.10% |
¥271,306 |
¥48,835,123 |
¥3,835,123 |
| 15 |
1.20% |
¥273,299 |
¥49,193,870 |
¥4,193,870 |
| 15 |
1.30% |
¥275,302 |
¥49,554,297 |
¥4,554,297 |
| 15 |
1.40% |
¥277,313 |
¥49,916,402 |
¥4,916,402 |
| 15 |
1.50% |
¥279,334 |
¥50,280,185 |
¥5,280,185 |
| 15 |
1.60% |
¥281,365 |
¥50,645,643 |
¥5,645,643 |
| 15 |
1.70% |
¥283,404 |
¥51,012,775 |
¥6,012,775 |
| 15 |
1.80% |
¥285,453 |
¥51,381,581 |
¥6,381,581 |
| 15 |
1.90% |
¥287,511 |
¥51,752,058 |
¥6,752,058 |
| 15 |
2.00% |
¥289,579 |
¥52,124,205 |
¥7,124,205 |
| 15 |
2.10% |
¥291,656 |
¥52,498,020 |
¥7,498,020 |
| 15 |
2.20% |
¥293,742 |
¥52,873,501 |
¥7,873,501 |
| 15 |
2.30% |
¥295,837 |
¥53,250,647 |
¥8,250,647 |
| 15 |
2.40% |
¥297,941 |
¥53,629,456 |
¥8,629,456 |
| 15 |
2.50% |
¥300,055 |
¥54,009,926 |
¥9,009,926 |
| 15 |
2.60% |
¥302,178 |
¥54,392,054 |
¥9,392,054 |
| 15 |
2.70% |
¥304,310 |
¥54,775,839 |
¥9,775,839 |
| 15 |
2.80% |
¥306,452 |
¥55,161,279 |
¥10,161,279 |
| 15 |
2.90% |
¥308,602 |
¥55,548,371 |
¥10,548,371 |
| 15 |
3.00% |
¥310,762 |
¥55,937,113 |
¥10,937,113 |
4500万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥388,387 |
¥46,606,492 |
¥1,606,492 |
| 10 |
0.80% |
¥390,325 |
¥46,838,988 |
¥1,838,988 |
| 10 |
0.90% |
¥392,269 |
¥47,072,232 |
¥2,072,232 |
| 10 |
1.00% |
¥394,219 |
¥47,306,226 |
¥2,306,226 |
| 10 |
1.10% |
¥396,175 |
¥47,540,967 |
¥2,540,967 |
| 10 |
1.20% |
¥398,137 |
¥47,776,456 |
¥2,776,456 |
| 10 |
1.30% |
¥400,106 |
¥48,012,693 |
¥3,012,693 |
| 10 |
1.40% |
¥402,081 |
¥48,249,678 |
¥3,249,678 |
| 10 |
1.50% |
¥404,062 |
¥48,487,410 |
¥3,487,410 |
| 10 |
1.60% |
¥406,049 |
¥48,725,889 |
¥3,725,889 |
| 10 |
1.70% |
¥408,043 |
¥48,965,114 |
¥3,965,114 |
| 10 |
1.80% |
¥410,042 |
¥49,205,085 |
¥4,205,085 |
| 10 |
1.90% |
¥412,048 |
¥49,445,802 |
¥4,445,802 |
| 10 |
2.00% |
¥414,061 |
¥49,687,265 |
¥4,687,265 |
| 10 |
2.10% |
¥416,079 |
¥49,929,473 |
¥4,929,473 |
| 10 |
2.20% |
¥418,104 |
¥50,172,425 |
¥5,172,425 |
| 10 |
2.30% |
¥420,134 |
¥50,416,122 |
¥5,416,122 |
| 10 |
2.40% |
¥422,171 |
¥50,660,563 |
¥5,660,563 |
| 10 |
2.50% |
¥424,215 |
¥50,905,747 |
¥5,905,747 |
| 10 |
2.60% |
¥426,264 |
¥51,151,674 |
¥6,151,674 |
| 10 |
2.70% |
¥428,320 |
¥51,398,343 |
¥6,398,343 |
| 10 |
2.80% |
¥430,381 |
¥51,645,755 |
¥6,645,755 |
| 10 |
2.90% |
¥432,449 |
¥51,893,908 |
¥6,893,908 |
| 10 |
3.00% |
¥434,523 |
¥52,142,802 |
¥7,142,802 |