4510万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4510万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4510万円の住宅ローン｜期間・年数別
4510万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥89,108 |
¥53,464,978 |
¥8,364,978 |
| 50 |
0.80% |
¥91,224 |
¥54,734,569 |
¥9,634,569 |
| 50 |
0.90% |
¥93,371 |
¥56,022,634 |
¥10,922,634 |
| 50 |
1.00% |
¥95,548 |
¥57,329,094 |
¥12,229,094 |
| 50 |
1.10% |
¥97,756 |
¥58,653,860 |
¥13,553,860 |
| 50 |
1.20% |
¥99,995 |
¥59,996,833 |
¥14,896,833 |
| 50 |
1.30% |
¥102,263 |
¥61,357,909 |
¥16,257,909 |
| 50 |
1.40% |
¥104,562 |
¥62,736,973 |
¥17,636,973 |
| 50 |
1.50% |
¥106,890 |
¥64,133,903 |
¥19,033,903 |
| 50 |
1.60% |
¥109,248 |
¥65,548,569 |
¥20,448,569 |
| 50 |
1.70% |
¥111,635 |
¥66,980,835 |
¥21,880,835 |
| 50 |
1.80% |
¥114,051 |
¥68,430,555 |
¥23,330,555 |
| 50 |
1.90% |
¥116,496 |
¥69,897,577 |
¥24,797,577 |
| 50 |
2.00% |
¥118,970 |
¥71,381,744 |
¥26,281,744 |
| 50 |
2.10% |
¥121,471 |
¥72,882,890 |
¥27,782,890 |
| 50 |
2.20% |
¥124,001 |
¥74,400,844 |
¥29,300,844 |
| 50 |
2.30% |
¥126,559 |
¥75,935,428 |
¥30,835,428 |
| 50 |
2.40% |
¥129,144 |
¥77,486,458 |
¥32,386,458 |
| 50 |
2.50% |
¥131,756 |
¥79,053,747 |
¥33,953,747 |
| 50 |
2.60% |
¥134,395 |
¥80,637,100 |
¥35,537,100 |
| 50 |
2.70% |
¥137,061 |
¥82,236,319 |
¥37,136,319 |
| 50 |
2.80% |
¥139,752 |
¥83,851,199 |
¥38,751,199 |
| 50 |
2.90% |
¥142,469 |
¥85,481,534 |
¥40,381,534 |
| 50 |
3.00% |
¥145,212 |
¥87,127,111 |
¥42,027,111 |
4510万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥97,386 |
¥52,588,600 |
¥7,488,600 |
| 45 |
0.80% |
¥99,479 |
¥53,718,902 |
¥8,618,902 |
| 45 |
0.90% |
¥101,600 |
¥54,864,213 |
¥9,764,213 |
| 45 |
1.00% |
¥103,749 |
¥56,024,482 |
¥10,924,482 |
| 45 |
1.10% |
¥105,925 |
¥57,199,648 |
¥12,099,648 |
| 45 |
1.20% |
¥108,129 |
¥58,389,647 |
¥13,289,647 |
| 45 |
1.30% |
¥110,360 |
¥59,594,409 |
¥14,494,409 |
| 45 |
1.40% |
¥112,618 |
¥60,813,858 |
¥15,713,858 |
| 45 |
1.50% |
¥114,904 |
¥62,047,913 |
¥16,947,913 |
| 45 |
1.60% |
¥117,216 |
¥63,296,487 |
¥18,196,487 |
| 45 |
1.70% |
¥119,555 |
¥64,559,488 |
¥19,459,488 |
| 45 |
1.80% |
¥121,920 |
¥65,836,821 |
¥20,736,821 |
| 45 |
1.90% |
¥124,312 |
¥67,128,383 |
¥22,028,383 |
| 45 |
2.00% |
¥126,730 |
¥68,434,068 |
¥23,334,068 |
| 45 |
2.10% |
¥129,174 |
¥69,753,765 |
¥24,653,765 |
| 45 |
2.20% |
¥131,643 |
¥71,087,358 |
¥25,987,358 |
| 45 |
2.30% |
¥134,138 |
¥72,434,728 |
¥27,334,728 |
| 45 |
2.40% |
¥136,659 |
¥73,795,751 |
¥28,695,751 |
| 45 |
2.50% |
¥139,204 |
¥75,170,299 |
¥30,070,299 |
| 45 |
2.60% |
¥141,775 |
¥76,558,239 |
¥31,458,239 |
| 45 |
2.70% |
¥144,369 |
¥77,959,438 |
¥32,859,438 |
| 45 |
2.80% |
¥146,988 |
¥79,373,755 |
¥34,273,755 |
| 45 |
2.90% |
¥149,632 |
¥80,801,047 |
¥35,701,047 |
| 45 |
3.00% |
¥152,298 |
¥82,241,171 |
¥37,141,171 |
4510万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥107,753 |
¥51,721,336 |
¥6,621,336 |
| 40 |
0.80% |
¥109,823 |
¥52,715,102 |
¥7,615,102 |
| 40 |
0.90% |
¥111,918 |
¥53,720,760 |
¥8,620,760 |
| 40 |
1.00% |
¥114,038 |
¥54,738,276 |
¥9,638,276 |
| 40 |
1.10% |
¥116,183 |
¥55,767,614 |
¥10,667,614 |
| 40 |
1.20% |
¥118,352 |
¥56,808,732 |
¥11,708,732 |
| 40 |
1.30% |
¥120,545 |
¥57,861,585 |
¥12,761,585 |
| 40 |
1.40% |
¥122,763 |
¥58,926,126 |
¥13,826,126 |
| 40 |
1.50% |
¥125,005 |
¥60,002,303 |
¥14,902,303 |
| 40 |
1.60% |
¥127,271 |
¥61,090,061 |
¥15,990,061 |
| 40 |
1.70% |
¥129,561 |
¥62,189,342 |
¥17,089,342 |
| 40 |
1.80% |
¥131,875 |
¥63,300,085 |
¥18,200,085 |
| 40 |
1.90% |
¥134,213 |
¥64,422,225 |
¥19,322,225 |
| 40 |
2.00% |
¥136,574 |
¥65,555,694 |
¥20,455,694 |
| 40 |
2.10% |
¥138,959 |
¥66,700,422 |
¥21,600,422 |
| 40 |
2.20% |
¥141,367 |
¥67,856,333 |
¥22,756,333 |
| 40 |
2.30% |
¥143,799 |
¥69,023,352 |
¥23,923,352 |
| 40 |
2.40% |
¥146,253 |
¥70,201,399 |
¥25,101,399 |
| 40 |
2.50% |
¥148,730 |
¥71,390,391 |
¥26,290,391 |
| 40 |
2.60% |
¥151,230 |
¥72,590,243 |
¥27,490,243 |
| 40 |
2.70% |
¥153,752 |
¥73,800,868 |
¥28,700,868 |
| 40 |
2.80% |
¥156,296 |
¥75,022,176 |
¥29,922,176 |
| 40 |
2.90% |
¥158,863 |
¥76,254,074 |
¥31,154,074 |
| 40 |
3.00% |
¥161,451 |
¥77,496,468 |
¥32,396,468 |
4510万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥121,103 |
¥50,863,206 |
¥5,763,206 |
| 35 |
0.80% |
¥123,150 |
¥51,723,203 |
¥6,623,203 |
| 35 |
0.90% |
¥125,220 |
¥52,592,327 |
¥7,492,327 |
| 35 |
1.00% |
¥127,311 |
¥53,470,557 |
¥8,370,557 |
| 35 |
1.10% |
¥129,424 |
¥54,357,872 |
¥9,257,872 |
| 35 |
1.20% |
¥131,558 |
¥55,254,247 |
¥10,154,247 |
| 35 |
1.30% |
¥133,713 |
¥56,159,655 |
¥11,059,655 |
| 35 |
1.40% |
¥135,891 |
¥57,074,069 |
¥11,974,069 |
| 35 |
1.50% |
¥138,089 |
¥57,997,457 |
¥12,897,457 |
| 35 |
1.60% |
¥140,309 |
¥58,929,786 |
¥13,829,786 |
| 35 |
1.70% |
¥142,550 |
¥59,871,022 |
¥14,771,022 |
| 35 |
1.80% |
¥144,812 |
¥60,821,128 |
¥15,721,128 |
| 35 |
1.90% |
¥147,095 |
¥61,780,066 |
¥16,680,066 |
| 35 |
2.00% |
¥149,400 |
¥62,747,794 |
¥17,647,794 |
| 35 |
2.10% |
¥151,724 |
¥63,724,270 |
¥18,624,270 |
| 35 |
2.20% |
¥154,070 |
¥64,709,451 |
¥19,609,451 |
| 35 |
2.30% |
¥156,436 |
¥65,703,289 |
¥20,603,289 |
| 35 |
2.40% |
¥158,823 |
¥66,705,736 |
¥21,605,736 |
| 35 |
2.50% |
¥161,230 |
¥67,716,744 |
¥22,616,744 |
| 35 |
2.60% |
¥163,658 |
¥68,736,260 |
¥23,636,260 |
| 35 |
2.70% |
¥166,105 |
¥69,764,231 |
¥24,664,231 |
| 35 |
2.80% |
¥168,573 |
¥70,800,603 |
¥25,700,603 |
| 35 |
2.90% |
¥171,060 |
¥71,845,320 |
¥26,745,320 |
| 35 |
3.00% |
¥173,567 |
¥72,898,323 |
¥27,798,323 |
4510万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥138,928 |
¥50,014,225 |
¥4,914,225 |
| 30 |
0.80% |
¥140,953 |
¥50,743,232 |
¥5,643,232 |
| 30 |
0.90% |
¥142,997 |
¥51,478,958 |
¥6,378,958 |
| 30 |
1.00% |
¥145,059 |
¥52,221,393 |
¥7,121,393 |
| 30 |
1.10% |
¥147,140 |
¥52,970,523 |
¥7,870,523 |
| 30 |
1.20% |
¥149,240 |
¥53,726,336 |
¥8,626,336 |
| 30 |
1.30% |
¥151,358 |
¥54,488,816 |
¥9,388,816 |
| 30 |
1.40% |
¥153,494 |
¥55,257,949 |
¥10,157,949 |
| 30 |
1.50% |
¥155,649 |
¥56,033,717 |
¥10,933,717 |
| 30 |
1.60% |
¥157,823 |
¥56,816,103 |
¥11,716,103 |
| 30 |
1.70% |
¥160,014 |
¥57,605,086 |
¥12,505,086 |
| 30 |
1.80% |
¥162,224 |
¥58,400,648 |
¥13,300,648 |
| 30 |
1.90% |
¥164,452 |
¥59,202,766 |
¥14,102,766 |
| 30 |
2.00% |
¥166,698 |
¥60,011,418 |
¥14,911,418 |
| 30 |
2.10% |
¥168,963 |
¥60,826,580 |
¥15,726,580 |
| 30 |
2.20% |
¥171,245 |
¥61,648,229 |
¥16,548,229 |
| 30 |
2.30% |
¥173,545 |
¥62,476,338 |
¥17,376,338 |
| 30 |
2.40% |
¥175,864 |
¥63,310,880 |
¥18,210,880 |
| 30 |
2.50% |
¥178,200 |
¥64,151,829 |
¥19,051,829 |
| 30 |
2.60% |
¥180,553 |
¥64,999,156 |
¥19,899,156 |
| 30 |
2.70% |
¥182,925 |
¥65,852,830 |
¥20,752,830 |
| 30 |
2.80% |
¥185,313 |
¥66,712,822 |
¥21,612,822 |
| 30 |
2.90% |
¥187,720 |
¥67,579,100 |
¥22,479,100 |
| 30 |
3.00% |
¥190,143 |
¥68,451,631 |
¥23,351,631 |
4510万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥163,915 |
¥49,174,410 |
¥4,074,410 |
| 25 |
0.80% |
¥165,917 |
¥49,775,215 |
¥4,675,215 |
| 25 |
0.90% |
¥167,936 |
¥50,380,695 |
¥5,280,695 |
| 25 |
1.00% |
¥169,969 |
¥50,990,843 |
¥5,890,843 |
| 25 |
1.10% |
¥172,019 |
¥51,605,654 |
¥6,505,654 |
| 25 |
1.20% |
¥174,084 |
¥52,225,122 |
¥7,125,122 |
| 25 |
1.30% |
¥176,164 |
¥52,849,238 |
¥7,749,238 |
| 25 |
1.40% |
¥178,260 |
¥53,477,995 |
¥8,377,995 |
| 25 |
1.50% |
¥180,371 |
¥54,111,385 |
¥9,011,385 |
| 25 |
1.60% |
¥182,498 |
¥54,749,399 |
¥9,649,399 |
| 25 |
1.70% |
¥184,640 |
¥55,392,026 |
¥10,292,026 |
| 25 |
1.80% |
¥186,798 |
¥56,039,258 |
¥10,939,258 |
| 25 |
1.90% |
¥188,970 |
¥56,691,084 |
¥11,591,084 |
| 25 |
2.00% |
¥191,158 |
¥57,347,492 |
¥12,247,492 |
| 25 |
2.10% |
¥193,362 |
¥58,008,471 |
¥12,908,471 |
| 25 |
2.20% |
¥195,580 |
¥58,674,009 |
¥13,574,009 |
| 25 |
2.30% |
¥197,814 |
¥59,344,092 |
¥14,244,092 |
| 25 |
2.40% |
¥200,062 |
¥60,018,709 |
¥14,918,709 |
| 25 |
2.50% |
¥202,326 |
¥60,697,844 |
¥15,597,844 |
| 25 |
2.60% |
¥204,605 |
¥61,381,484 |
¥16,281,484 |
| 25 |
2.70% |
¥206,899 |
¥62,069,615 |
¥16,969,615 |
| 25 |
2.80% |
¥209,207 |
¥62,762,220 |
¥17,662,220 |
| 25 |
2.90% |
¥211,531 |
¥63,459,284 |
¥18,359,284 |
| 25 |
3.00% |
¥213,869 |
¥64,160,791 |
¥19,060,791 |
4510万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥201,432 |
¥48,343,771 |
¥3,243,771 |
| 20 |
0.80% |
¥203,413 |
¥48,819,172 |
¥3,719,172 |
| 20 |
0.90% |
¥205,407 |
¥49,297,569 |
¥4,197,569 |
| 20 |
1.00% |
¥207,412 |
¥49,778,960 |
¥4,678,960 |
| 20 |
1.10% |
¥209,431 |
¥50,263,341 |
¥5,163,341 |
| 20 |
1.20% |
¥211,461 |
¥50,750,711 |
¥5,650,711 |
| 20 |
1.30% |
¥213,504 |
¥51,241,065 |
¥6,141,065 |
| 20 |
1.40% |
¥215,560 |
¥51,734,401 |
¥6,634,401 |
| 20 |
1.50% |
¥217,628 |
¥52,230,715 |
¥7,130,715 |
| 20 |
1.60% |
¥219,708 |
¥52,730,003 |
¥7,630,003 |
| 20 |
1.70% |
¥221,801 |
¥53,232,261 |
¥8,132,261 |
| 20 |
1.80% |
¥223,906 |
¥53,737,485 |
¥8,637,485 |
| 20 |
1.90% |
¥226,024 |
¥54,245,670 |
¥9,145,670 |
| 20 |
2.00% |
¥228,153 |
¥54,756,812 |
¥9,656,812 |
| 20 |
2.10% |
¥230,295 |
¥55,270,906 |
¥10,170,906 |
| 20 |
2.20% |
¥232,450 |
¥55,787,946 |
¥10,687,946 |
| 20 |
2.30% |
¥234,616 |
¥56,307,927 |
¥11,207,927 |
| 20 |
2.40% |
¥236,795 |
¥56,830,843 |
¥11,730,843 |
| 20 |
2.50% |
¥238,986 |
¥57,356,689 |
¥12,256,689 |
| 20 |
2.60% |
¥241,189 |
¥57,885,459 |
¥12,785,459 |
| 20 |
2.70% |
¥243,405 |
¥58,417,146 |
¥13,317,146 |
| 20 |
2.80% |
¥245,632 |
¥58,951,743 |
¥13,851,743 |
| 20 |
2.90% |
¥247,872 |
¥59,489,245 |
¥14,389,245 |
| 20 |
3.00% |
¥250,124 |
¥60,029,644 |
¥14,929,644 |
4510万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥264,013 |
¥47,522,319 |
¥2,422,319 |
| 15 |
0.80% |
¥265,973 |
¥47,875,121 |
¥2,775,121 |
| 15 |
0.90% |
¥267,942 |
¥48,229,610 |
¥3,129,610 |
| 15 |
1.00% |
¥269,921 |
¥48,585,785 |
¥3,485,785 |
| 15 |
1.10% |
¥271,909 |
¥48,943,645 |
¥3,843,645 |
| 15 |
1.20% |
¥273,907 |
¥49,303,190 |
¥4,203,190 |
| 15 |
1.30% |
¥275,913 |
¥49,664,418 |
¥4,564,418 |
| 15 |
1.40% |
¥277,930 |
¥50,027,328 |
¥4,927,328 |
| 15 |
1.50% |
¥279,955 |
¥50,391,918 |
¥5,291,918 |
| 15 |
1.60% |
¥281,990 |
¥50,758,189 |
¥5,658,189 |
| 15 |
1.70% |
¥284,034 |
¥51,126,137 |
¥6,026,137 |
| 15 |
1.80% |
¥286,088 |
¥51,495,762 |
¥6,395,762 |
| 15 |
1.90% |
¥288,150 |
¥51,867,062 |
¥6,767,062 |
| 15 |
2.00% |
¥290,222 |
¥52,240,036 |
¥7,140,036 |
| 15 |
2.10% |
¥292,304 |
¥52,614,682 |
¥7,514,682 |
| 15 |
2.20% |
¥294,394 |
¥52,990,998 |
¥7,890,998 |
| 15 |
2.30% |
¥296,494 |
¥53,368,982 |
¥8,268,982 |
| 15 |
2.40% |
¥298,604 |
¥53,748,633 |
¥8,648,633 |
| 15 |
2.50% |
¥300,722 |
¥54,129,948 |
¥9,029,948 |
| 15 |
2.60% |
¥302,850 |
¥54,512,926 |
¥9,412,926 |
| 15 |
2.70% |
¥304,986 |
¥54,897,564 |
¥9,797,564 |
| 15 |
2.80% |
¥307,133 |
¥55,283,860 |
¥10,183,860 |
| 15 |
2.90% |
¥309,288 |
¥55,671,812 |
¥10,571,812 |
| 15 |
3.00% |
¥311,452 |
¥56,061,418 |
¥10,961,418 |
4510万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥389,251 |
¥46,710,062 |
¥1,610,062 |
| 10 |
0.80% |
¥391,192 |
¥46,943,074 |
¥1,843,074 |
| 10 |
0.90% |
¥393,140 |
¥47,176,837 |
¥2,076,837 |
| 10 |
1.00% |
¥395,095 |
¥47,411,350 |
¥2,311,350 |
| 10 |
1.10% |
¥397,055 |
¥47,646,614 |
¥2,546,614 |
| 10 |
1.20% |
¥399,022 |
¥47,882,626 |
¥2,782,626 |
| 10 |
1.30% |
¥400,995 |
¥48,119,388 |
¥3,019,388 |
| 10 |
1.40% |
¥402,974 |
¥48,356,900 |
¥3,256,900 |
| 10 |
1.50% |
¥404,960 |
¥48,595,160 |
¥3,495,160 |
| 10 |
1.60% |
¥406,951 |
¥48,834,168 |
¥3,734,168 |
| 10 |
1.70% |
¥408,949 |
¥49,073,925 |
¥3,973,925 |
| 10 |
1.80% |
¥410,954 |
¥49,314,430 |
¥4,214,430 |
| 10 |
1.90% |
¥412,964 |
¥49,555,682 |
¥4,455,682 |
| 10 |
2.00% |
¥414,981 |
¥49,797,681 |
¥4,697,681 |
| 10 |
2.10% |
¥417,004 |
¥50,040,427 |
¥4,940,427 |
| 10 |
2.20% |
¥419,033 |
¥50,283,920 |
¥5,183,920 |
| 10 |
2.30% |
¥421,068 |
¥50,528,158 |
¥5,428,158 |
| 10 |
2.40% |
¥423,110 |
¥50,773,142 |
¥5,673,142 |
| 10 |
2.50% |
¥425,157 |
¥51,018,871 |
¥5,918,871 |
| 10 |
2.60% |
¥427,211 |
¥51,265,344 |
¥6,165,344 |
| 10 |
2.70% |
¥429,271 |
¥51,512,562 |
¥6,412,562 |
| 10 |
2.80% |
¥431,338 |
¥51,760,523 |
¥6,660,523 |
| 10 |
2.90% |
¥433,410 |
¥52,009,228 |
¥6,909,228 |
| 10 |
3.00% |
¥435,489 |
¥52,258,675 |
¥7,158,675 |
