4530万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4530万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4530万円の住宅ローン｜期間・年数別
4530万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥89,503 | ¥53,702,073 | ¥8,402,073 |
| 50 | 0.80% | ¥91,629 | ¥54,977,294 | ¥9,677,294 |
| 50 | 0.90% | ¥93,785 | ¥56,271,072 | ¥10,971,072 |
| 50 | 1.00% | ¥95,972 | ¥57,583,325 | ¥12,283,325 |
| 50 | 1.10% | ¥98,190 | ¥58,913,965 | ¥13,613,965 |
| 50 | 1.20% | ¥100,438 | ¥60,262,894 | ¥14,962,894 |
| 50 | 1.30% | ¥102,717 | ¥61,630,006 | ¥16,330,006 |
| 50 | 1.40% | ¥105,025 | ¥63,015,185 | ¥17,715,185 |
| 50 | 1.50% | ¥107,364 | ¥64,418,310 | ¥19,118,310 |
| 50 | 1.60% | ¥109,732 | ¥65,839,250 | ¥20,539,250 |
| 50 | 1.70% | ¥112,130 | ¥67,277,867 | ¥21,977,867 |
| 50 | 1.80% | ¥114,557 | ¥68,734,016 | ¥23,434,016 |
| 50 | 1.90% | ¥117,013 | ¥70,207,544 | ¥24,907,544 |
| 50 | 2.00% | ¥119,497 | ¥71,698,293 | ¥26,398,293 |
| 50 | 2.10% | ¥122,010 | ¥73,206,096 | ¥27,906,096 |
| 50 | 2.20% | ¥124,551 | ¥74,730,781 | ¥29,430,781 |
| 50 | 2.30% | ¥127,120 | ¥76,272,170 | ¥30,972,170 |
| 50 | 2.40% | ¥129,717 | ¥77,830,079 | ¥32,530,079 |
| 50 | 2.50% | ¥132,341 | ¥79,404,318 | ¥34,104,318 |
| 50 | 2.60% | ¥134,991 | ¥80,994,693 | ¥35,694,693 |
| 50 | 2.70% | ¥137,668 | ¥82,601,003 | ¥37,301,003 |
| 50 | 2.80% | ¥140,372 | ¥84,223,045 | ¥38,923,045 |
| 50 | 2.90% | ¥143,101 | ¥85,860,610 | ¥40,560,610 |
| 50 | 3.00% | ¥145,856 | ¥87,513,484 | ¥42,213,484 |
4530万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥97,818 | ¥52,821,809 | ¥7,521,809 |
| 45 | 0.80% | ¥99,921 | ¥53,957,123 | ¥8,657,123 |
| 45 | 0.90% | ¥102,051 | ¥55,107,513 | ¥9,807,513 |
| 45 | 1.00% | ¥104,209 | ¥56,272,927 | ¥10,972,927 |
| 45 | 1.10% | ¥106,395 | ¥57,453,305 | ¥12,153,305 |
| 45 | 1.20% | ¥108,608 | ¥58,648,581 | ¥13,348,581 |
| 45 | 1.30% | ¥110,849 | ¥59,858,686 | ¥14,558,686 |
| 45 | 1.40% | ¥113,118 | ¥61,083,543 | ¥15,783,543 |
| 45 | 1.50% | ¥115,413 | ¥62,323,070 | ¥17,023,070 |
| 45 | 1.60% | ¥117,736 | ¥63,577,181 | ¥18,277,181 |
| 45 | 1.70% | ¥120,085 | ¥64,845,783 | ¥19,545,783 |
| 45 | 1.80% | ¥122,461 | ¥66,128,780 | ¥20,828,780 |
| 45 | 1.90% | ¥124,863 | ¥67,426,070 | ¥22,126,070 |
| 45 | 2.00% | ¥127,292 | ¥68,737,545 | ¥23,437,545 |
| 45 | 2.10% | ¥129,746 | ¥70,063,094 | ¥24,763,094 |
| 45 | 2.20% | ¥132,227 | ¥71,402,601 | ¥26,102,601 |
| 45 | 2.30% | ¥134,733 | ¥72,755,946 | ¥27,455,946 |
| 45 | 2.40% | ¥137,265 | ¥74,123,005 | ¥28,823,005 |
| 45 | 2.50% | ¥139,822 | ¥75,503,648 | ¥30,203,648 |
| 45 | 2.60% | ¥142,403 | ¥76,897,744 | ¥31,597,744 |
| 45 | 2.70% | ¥145,010 | ¥78,305,156 | ¥33,005,156 |
| 45 | 2.80% | ¥147,640 | ¥79,725,745 | ¥34,425,745 |
| 45 | 2.90% | ¥150,295 | ¥81,159,367 | ¥35,859,367 |
| 45 | 3.00% | ¥152,974 | ¥82,605,877 | ¥37,305,877 |
4530万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥108,231 | ¥51,950,699 | ¥6,650,699 |
| 40 | 0.80% | ¥110,310 | ¥52,948,872 | ¥7,648,872 |
| 40 | 0.90% | ¥112,415 | ¥53,958,990 | ¥8,658,990 |
| 40 | 1.00% | ¥114,544 | ¥54,981,018 | ¥9,681,018 |
| 40 | 1.10% | ¥116,698 | ¥56,014,920 | ¥10,714,920 |
| 40 | 1.20% | ¥118,876 | ¥57,060,655 | ¥11,760,655 |
| 40 | 1.30% | ¥121,080 | ¥58,118,177 | ¥12,818,177 |
| 40 | 1.40% | ¥123,307 | ¥59,187,439 | ¥13,887,439 |
| 40 | 1.50% | ¥125,559 | ¥60,268,388 | ¥14,968,388 |
| 40 | 1.60% | ¥127,835 | ¥61,360,970 | ¥16,060,970 |
| 40 | 1.70% | ¥130,136 | ¥62,465,127 | ¥17,165,127 |
| 40 | 1.80% | ¥132,460 | ¥63,580,795 | ¥18,280,795 |
| 40 | 1.90% | ¥134,808 | ¥64,707,912 | ¥19,407,912 |
| 40 | 2.00% | ¥137,180 | ¥65,846,407 | ¥20,546,407 |
| 40 | 2.10% | ¥139,575 | ¥66,996,211 | ¥21,696,211 |
| 40 | 2.20% | ¥141,994 | ¥68,157,248 | ¥22,857,248 |
| 40 | 2.30% | ¥144,436 | ¥69,329,442 | ¥24,029,442 |
| 40 | 2.40% | ¥146,901 | ¥70,512,713 | ¥25,212,713 |
| 40 | 2.50% | ¥149,390 | ¥71,706,978 | ¥26,406,978 |
| 40 | 2.60% | ¥151,900 | ¥72,912,151 | ¥27,612,151 |
| 40 | 2.70% | ¥154,434 | ¥74,128,145 | ¥28,828,145 |
| 40 | 2.80% | ¥156,989 | ¥75,354,869 | ¥30,054,869 |
| 40 | 2.90% | ¥159,567 | ¥76,592,230 | ¥31,292,230 |
| 40 | 3.00% | ¥162,167 | ¥77,840,133 | ¥32,540,133 |
4530万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥121,640 | ¥51,088,763 | ¥5,788,763 |
| 35 | 0.80% | ¥123,697 | ¥51,952,574 | ¥6,652,574 |
| 35 | 0.90% | ¥125,775 | ¥52,825,552 | ¥7,525,552 |
| 35 | 1.00% | ¥127,875 | ¥53,707,677 | ¥8,407,677 |
| 35 | 1.10% | ¥129,997 | ¥54,598,927 | ¥9,298,927 |
| 35 | 1.20% | ¥132,141 | ¥55,499,277 | ¥10,199,277 |
| 35 | 1.30% | ¥134,306 | ¥56,408,700 | ¥11,108,700 |
| 35 | 1.40% | ¥136,493 | ¥57,327,169 | ¥12,027,169 |
| 35 | 1.50% | ¥138,702 | ¥58,254,651 | ¥12,954,651 |
| 35 | 1.60% | ¥140,931 | ¥59,191,115 | ¥13,891,115 |
| 35 | 1.70% | ¥143,182 | ¥60,136,525 | ¥14,836,525 |
| 35 | 1.80% | ¥145,454 | ¥61,090,845 | ¥15,790,845 |
| 35 | 1.90% | ¥147,748 | ¥62,054,035 | ¥16,754,035 |
| 35 | 2.00% | ¥150,062 | ¥63,026,055 | ¥17,726,055 |
| 35 | 2.10% | ¥152,397 | ¥64,006,861 | ¥18,706,861 |
| 35 | 2.20% | ¥154,753 | ¥64,996,410 | ¥19,696,410 |
| 35 | 2.30% | ¥157,130 | ¥65,994,656 | ¥20,694,656 |
| 35 | 2.40% | ¥159,527 | ¥67,001,549 | ¥21,701,549 |
| 35 | 2.50% | ¥161,945 | ¥68,017,040 | ¥22,717,040 |
| 35 | 2.60% | ¥164,384 | ¥69,041,077 | ¥23,741,077 |
| 35 | 2.70% | ¥166,842 | ¥70,073,607 | ¥24,773,607 |
| 35 | 2.80% | ¥169,320 | ¥71,114,575 | ¥25,814,575 |
| 35 | 2.90% | ¥171,819 | ¥72,163,924 | ¥26,863,924 |
| 35 | 3.00% | ¥174,337 | ¥73,221,597 | ¥27,921,597 |
4530万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥139,544 | ¥50,236,018 | ¥4,936,018 |
| 30 | 0.80% | ¥141,578 | ¥50,968,258 | ¥5,668,258 |
| 30 | 0.90% | ¥143,631 | ¥51,707,246 | ¥6,407,246 |
| 30 | 1.00% | ¥145,703 | ¥52,452,973 | ¥7,152,973 |
| 30 | 1.10% | ¥147,793 | ¥53,205,425 | ¥7,905,425 |
| 30 | 1.20% | ¥149,902 | ¥53,964,590 | ¥8,664,590 |
| 30 | 1.30% | ¥152,029 | ¥54,730,452 | ¥9,430,452 |
| 30 | 1.40% | ¥154,175 | ¥55,502,996 | ¥10,202,996 |
| 30 | 1.50% | ¥156,339 | ¥56,282,204 | ¥10,982,204 |
| 30 | 1.60% | ¥158,522 | ¥57,068,059 | ¥11,768,059 |
| 30 | 1.70% | ¥160,724 | ¥57,860,541 | ¥12,560,541 |
| 30 | 1.80% | ¥162,943 | ¥58,659,631 | ¥13,359,631 |
| 30 | 1.90% | ¥165,181 | ¥59,465,306 | ¥14,165,306 |
| 30 | 2.00% | ¥167,438 | ¥60,277,544 | ¥14,977,544 |
| 30 | 2.10% | ¥169,712 | ¥61,096,321 | ¥15,796,321 |
| 30 | 2.20% | ¥172,004 | ¥61,921,613 | ¥16,621,613 |
| 30 | 2.30% | ¥174,315 | ¥62,753,394 | ¥17,453,394 |
| 30 | 2.40% | ¥176,643 | ¥63,591,638 | ¥18,291,638 |
| 30 | 2.50% | ¥178,990 | ¥64,436,316 | ¥19,136,316 |
| 30 | 2.60% | ¥181,354 | ¥65,287,400 | ¥19,987,400 |
| 30 | 2.70% | ¥183,736 | ¥66,144,860 | ¥20,844,860 |
| 30 | 2.80% | ¥186,135 | ¥67,008,666 | ¥21,708,666 |
| 30 | 2.90% | ¥188,552 | ¥67,878,785 | ¥22,578,785 |
| 30 | 3.00% | ¥190,987 | ¥68,755,186 | ¥23,455,186 |
4530万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥164,642 | ¥49,392,478 | ¥4,092,478 |
| 25 | 0.80% | ¥166,653 | ¥49,995,948 | ¥4,695,948 |
| 25 | 0.90% | ¥168,680 | ¥50,604,112 | ¥5,304,112 |
| 25 | 1.00% | ¥170,723 | ¥51,216,967 | ¥5,916,967 |
| 25 | 1.10% | ¥172,782 | ¥51,834,504 | ¥6,534,504 |
| 25 | 1.20% | ¥174,856 | ¥52,456,719 | ¥7,156,719 |
| 25 | 1.30% | ¥176,945 | ¥53,083,603 | ¥7,783,603 |
| 25 | 1.40% | ¥179,050 | ¥53,715,148 | ¥8,415,148 |
| 25 | 1.50% | ¥181,171 | ¥54,351,347 | ¥9,051,347 |
| 25 | 1.60% | ¥183,307 | ¥54,992,190 | ¥9,692,190 |
| 25 | 1.70% | ¥185,459 | ¥55,637,667 | ¥10,337,667 |
| 25 | 1.80% | ¥187,626 | ¥56,287,769 | ¥10,987,769 |
| 25 | 1.90% | ¥189,808 | ¥56,942,486 | ¥11,642,486 |
| 25 | 2.00% | ¥192,006 | ¥57,601,805 | ¥12,301,805 |
| 25 | 2.10% | ¥194,219 | ¥58,265,715 | ¥12,965,715 |
| 25 | 2.20% | ¥196,447 | ¥58,934,204 | ¥13,634,204 |
| 25 | 2.30% | ¥198,691 | ¥59,607,259 | ¥14,307,259 |
| 25 | 2.40% | ¥200,950 | ¥60,284,867 | ¥14,984,867 |
| 25 | 2.50% | ¥203,223 | ¥60,967,014 | ¥15,667,014 |
| 25 | 2.60% | ¥205,512 | ¥61,653,686 | ¥16,353,686 |
| 25 | 2.70% | ¥207,816 | ¥62,344,868 | ¥17,044,868 |
| 25 | 2.80% | ¥210,135 | ¥63,040,544 | ¥17,740,544 |
| 25 | 2.90% | ¥212,469 | ¥63,740,700 | ¥18,440,700 |
| 25 | 3.00% | ¥214,818 | ¥64,445,318 | ¥19,145,318 |
4530万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥202,326 | ¥48,558,156 | ¥3,258,156 |
| 20 | 0.80% | ¥204,315 | ¥49,035,665 | ¥3,735,665 |
| 20 | 0.90% | ¥206,317 | ¥49,516,184 | ¥4,216,184 |
| 20 | 1.00% | ¥208,332 | ¥49,999,709 | ¥4,699,709 |
| 20 | 1.10% | ¥210,359 | ¥50,486,239 | ¥5,186,239 |
| 20 | 1.20% | ¥212,399 | ¥50,975,769 | ¥5,675,769 |
| 20 | 1.30% | ¥214,451 | ¥51,468,298 | ¥6,168,298 |
| 20 | 1.40% | ¥216,516 | ¥51,963,822 | ¥6,663,822 |
| 20 | 1.50% | ¥218,593 | ¥52,462,337 | ¥7,162,337 |
| 20 | 1.60% | ¥220,683 | ¥52,963,839 | ¥7,663,839 |
| 20 | 1.70% | ¥222,785 | ¥53,468,324 | ¥8,168,324 |
| 20 | 1.80% | ¥224,899 | ¥53,975,789 | ¥8,675,789 |
| 20 | 1.90% | ¥227,026 | ¥54,486,228 | ¥9,186,228 |
| 20 | 2.00% | ¥229,165 | ¥54,999,636 | ¥9,699,636 |
| 20 | 2.10% | ¥231,317 | ¥55,516,009 | ¥10,216,009 |
| 20 | 2.20% | ¥233,481 | ¥56,035,342 | ¥10,735,342 |
| 20 | 2.30% | ¥235,657 | ¥56,557,629 | ¥11,257,629 |
| 20 | 2.40% | ¥237,845 | ¥57,082,865 | ¥11,782,865 |
| 20 | 2.50% | ¥240,046 | ¥57,611,043 | ¥12,311,043 |
| 20 | 2.60% | ¥242,259 | ¥58,142,157 | ¥12,842,157 |
| 20 | 2.70% | ¥244,484 | ¥58,676,202 | ¥13,376,202 |
| 20 | 2.80% | ¥246,722 | ¥59,213,170 | ¥13,913,170 |
| 20 | 2.90% | ¥248,971 | ¥59,753,055 | ¥14,453,055 |
| 20 | 3.00% | ¥251,233 | ¥60,295,851 | ¥14,995,851 |
4530万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥265,184 | ¥47,733,061 | ¥2,433,061 |
| 15 | 0.80% | ¥267,152 | ¥48,087,427 | ¥2,787,427 |
| 15 | 0.90% | ¥269,130 | ¥48,443,488 | ¥3,143,488 |
| 15 | 1.00% | ¥271,118 | ¥48,801,243 | ¥3,501,243 |
| 15 | 1.10% | ¥273,115 | ¥49,160,690 | ¥3,860,690 |
| 15 | 1.20% | ¥275,121 | ¥49,521,829 | ¥4,221,829 |
| 15 | 1.30% | ¥277,137 | ¥49,884,659 | ¥4,584,659 |
| 15 | 1.40% | ¥279,162 | ¥50,249,178 | ¥4,949,178 |
| 15 | 1.50% | ¥281,197 | ¥50,615,386 | ¥5,315,386 |
| 15 | 1.60% | ¥283,240 | ¥50,983,280 | ¥5,683,280 |
| 15 | 1.70% | ¥285,294 | ¥51,352,861 | ¥6,052,861 |
| 15 | 1.80% | ¥287,356 | ¥51,724,125 | ¥6,424,125 |
| 15 | 1.90% | ¥289,428 | ¥52,097,072 | ¥6,797,072 |
| 15 | 2.00% | ¥291,509 | ¥52,471,699 | ¥7,171,699 |
| 15 | 2.10% | ¥293,600 | ¥52,848,007 | ¥7,548,007 |
| 15 | 2.20% | ¥295,700 | ¥53,225,991 | ¥7,925,991 |
| 15 | 2.30% | ¥297,809 | ¥53,605,652 | ¥8,305,652 |
| 15 | 2.40% | ¥299,928 | ¥53,986,986 | ¥8,686,986 |
| 15 | 2.50% | ¥302,056 | ¥54,369,992 | ¥9,069,992 |
| 15 | 2.60% | ¥304,193 | ¥54,754,668 | ¥9,454,668 |
| 15 | 2.70% | ¥306,339 | ¥55,141,012 | ¥9,841,012 |
| 15 | 2.80% | ¥308,495 | ¥55,529,021 | ¥10,229,021 |
| 15 | 2.90% | ¥310,659 | ¥55,918,693 | ¥10,618,693 |
| 15 | 3.00% | ¥312,833 | ¥56,310,027 | ¥11,010,027 |
4530万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥390,977 | ¥46,917,202 | ¥1,617,202 |
| 10 | 0.80% | ¥392,927 | ¥47,151,248 | ¥1,851,248 |
| 10 | 0.90% | ¥394,884 | ¥47,386,047 | ¥2,086,047 |
| 10 | 1.00% | ¥396,847 | ¥47,621,600 | ¥2,321,600 |
| 10 | 1.10% | ¥398,816 | ¥47,857,907 | ¥2,557,907 |
| 10 | 1.20% | ¥400,791 | ¥48,094,966 | ¥2,794,966 |
| 10 | 1.30% | ¥402,773 | ¥48,332,778 | ¥3,032,778 |
| 10 | 1.40% | ¥404,761 | ¥48,571,343 | ¥3,271,343 |
| 10 | 1.50% | ¥406,755 | ¥48,810,659 | ¥3,510,659 |
| 10 | 1.60% | ¥408,756 | ¥49,050,728 | ¥3,750,728 |
| 10 | 1.70% | ¥410,763 | ¥49,291,548 | ¥3,991,548 |
| 10 | 1.80% | ¥412,776 | ¥49,533,119 | ¥4,233,119 |
| 10 | 1.90% | ¥414,795 | ¥49,775,441 | ¥4,475,441 |
| 10 | 2.00% | ¥416,821 | ¥50,018,514 | ¥4,718,514 |
| 10 | 2.10% | ¥418,853 | ¥50,262,336 | ¥4,962,336 |
| 10 | 2.20% | ¥420,891 | ¥50,506,908 | ¥5,206,908 |
| 10 | 2.30% | ¥422,935 | ¥50,752,230 | ¥5,452,230 |
| 10 | 2.40% | ¥424,986 | ¥50,998,300 | ¥5,698,300 |
| 10 | 2.50% | ¥427,043 | ¥51,245,119 | ¥5,945,119 |
| 10 | 2.60% | ¥429,106 | ¥51,492,685 | ¥6,192,685 |
| 10 | 2.70% | ¥431,175 | ¥51,740,999 | ¥6,440,999 |
| 10 | 2.80% | ¥433,251 | ¥51,990,060 | ¥6,690,060 |
| 10 | 2.90% | ¥435,332 | ¥52,239,867 | ¥6,939,867 |
| 10 | 3.00% | ¥437,420 | ¥52,490,421 | ¥7,190,421 |
