4550万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4550万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4550万円の住宅ローン｜期間・年数別
4550万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥89,899 |
¥53,939,169 |
¥8,439,169 |
| 50 |
0.80% |
¥92,033 |
¥55,220,019 |
¥9,720,019 |
| 50 |
0.90% |
¥94,199 |
¥56,519,509 |
¥11,019,509 |
| 50 |
1.00% |
¥96,396 |
¥57,837,556 |
¥12,337,556 |
| 50 |
1.10% |
¥98,623 |
¥59,174,071 |
¥13,674,071 |
| 50 |
1.20% |
¥100,882 |
¥60,528,956 |
¥15,028,956 |
| 50 |
1.30% |
¥103,170 |
¥61,902,103 |
¥16,402,103 |
| 50 |
1.40% |
¥105,489 |
¥63,293,398 |
¥17,793,398 |
| 50 |
1.50% |
¥107,838 |
¥64,702,718 |
¥19,202,718 |
| 50 |
1.60% |
¥110,217 |
¥66,129,931 |
¥20,629,931 |
| 50 |
1.70% |
¥112,625 |
¥67,574,900 |
¥22,074,900 |
| 50 |
1.80% |
¥115,062 |
¥69,037,477 |
¥23,537,477 |
| 50 |
1.90% |
¥117,529 |
¥70,517,511 |
¥25,017,511 |
| 50 |
2.00% |
¥120,025 |
¥72,014,842 |
¥26,514,842 |
| 50 |
2.10% |
¥122,549 |
¥73,529,302 |
¥28,029,302 |
| 50 |
2.20% |
¥125,101 |
¥75,060,718 |
¥29,560,718 |
| 50 |
2.30% |
¥127,682 |
¥76,608,913 |
¥31,108,913 |
| 50 |
2.40% |
¥130,289 |
¥78,173,700 |
¥32,673,700 |
| 50 |
2.50% |
¥132,925 |
¥79,754,889 |
¥34,254,889 |
| 50 |
2.60% |
¥135,587 |
¥81,352,285 |
¥35,852,285 |
| 50 |
2.70% |
¥138,276 |
¥82,965,688 |
¥37,465,688 |
| 50 |
2.80% |
¥140,991 |
¥84,594,891 |
¥39,094,891 |
| 50 |
2.90% |
¥143,733 |
¥86,239,685 |
¥40,739,685 |
| 50 |
3.00% |
¥146,500 |
¥87,899,857 |
¥42,399,857 |
4550万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥98,250 |
¥53,055,018 |
¥7,555,018 |
| 45 |
0.80% |
¥100,362 |
¥54,195,344 |
¥8,695,344 |
| 45 |
0.90% |
¥102,502 |
¥55,350,814 |
¥9,850,814 |
| 45 |
1.00% |
¥104,669 |
¥56,521,373 |
¥11,021,373 |
| 45 |
1.10% |
¥106,865 |
¥57,706,962 |
¥12,206,962 |
| 45 |
1.20% |
¥109,088 |
¥58,907,515 |
¥13,407,515 |
| 45 |
1.30% |
¥111,339 |
¥60,122,963 |
¥14,622,963 |
| 45 |
1.40% |
¥113,617 |
¥61,353,227 |
¥15,853,227 |
| 45 |
1.50% |
¥115,923 |
¥62,598,227 |
¥17,098,227 |
| 45 |
1.60% |
¥118,255 |
¥63,857,875 |
¥18,357,875 |
| 45 |
1.70% |
¥120,615 |
¥65,132,078 |
¥19,632,078 |
| 45 |
1.80% |
¥123,001 |
¥66,420,740 |
¥20,920,740 |
| 45 |
1.90% |
¥125,414 |
¥67,723,757 |
¥22,223,757 |
| 45 |
2.00% |
¥127,854 |
¥69,041,022 |
¥23,541,022 |
| 45 |
2.10% |
¥130,319 |
¥70,372,423 |
¥24,872,423 |
| 45 |
2.20% |
¥132,811 |
¥71,717,844 |
¥26,217,844 |
| 45 |
2.30% |
¥135,328 |
¥73,077,165 |
¥27,577,165 |
| 45 |
2.40% |
¥137,871 |
¥74,450,259 |
¥28,950,259 |
| 45 |
2.50% |
¥140,439 |
¥75,836,998 |
¥30,336,998 |
| 45 |
2.60% |
¥143,032 |
¥77,237,248 |
¥31,737,248 |
| 45 |
2.70% |
¥145,650 |
¥78,650,874 |
¥33,150,874 |
| 45 |
2.80% |
¥148,292 |
¥80,077,735 |
¥34,577,735 |
| 45 |
2.90% |
¥150,959 |
¥81,517,686 |
¥36,017,686 |
| 45 |
3.00% |
¥153,649 |
¥82,970,583 |
¥37,470,583 |
4550万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥108,708 |
¥52,180,062 |
¥6,680,062 |
| 40 |
0.80% |
¥110,797 |
¥53,182,642 |
¥7,682,642 |
| 40 |
0.90% |
¥112,911 |
¥54,197,219 |
¥8,697,219 |
| 40 |
1.00% |
¥115,050 |
¥55,223,760 |
¥9,723,760 |
| 40 |
1.10% |
¥117,213 |
¥56,262,227 |
¥10,762,227 |
| 40 |
1.20% |
¥119,401 |
¥57,312,578 |
¥11,812,578 |
| 40 |
1.30% |
¥121,614 |
¥58,374,770 |
¥12,874,770 |
| 40 |
1.40% |
¥123,852 |
¥59,448,752 |
¥13,948,752 |
| 40 |
1.50% |
¥126,113 |
¥60,534,474 |
¥15,034,474 |
| 40 |
1.60% |
¥128,400 |
¥61,631,880 |
¥16,131,880 |
| 40 |
1.70% |
¥130,710 |
¥62,740,911 |
¥17,240,911 |
| 40 |
1.80% |
¥133,045 |
¥63,861,505 |
¥18,361,505 |
| 40 |
1.90% |
¥135,403 |
¥64,993,598 |
¥19,493,598 |
| 40 |
2.00% |
¥137,786 |
¥66,137,120 |
¥20,637,120 |
| 40 |
2.10% |
¥140,192 |
¥67,292,000 |
¥21,792,000 |
| 40 |
2.20% |
¥142,621 |
¥68,458,163 |
¥22,958,163 |
| 40 |
2.30% |
¥145,074 |
¥69,635,532 |
¥24,135,532 |
| 40 |
2.40% |
¥147,550 |
¥70,824,027 |
¥25,324,027 |
| 40 |
2.50% |
¥150,049 |
¥72,023,565 |
¥26,523,565 |
| 40 |
2.60% |
¥152,571 |
¥73,234,059 |
¥27,734,059 |
| 40 |
2.70% |
¥155,115 |
¥74,455,422 |
¥28,955,422 |
| 40 |
2.80% |
¥157,682 |
¥75,687,561 |
¥30,187,561 |
| 40 |
2.90% |
¥160,272 |
¥76,930,385 |
¥31,430,385 |
| 40 |
3.00% |
¥162,883 |
¥78,183,798 |
¥32,683,798 |
4550万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥122,177 |
¥51,314,321 |
¥5,814,321 |
| 35 |
0.80% |
¥124,243 |
¥52,181,945 |
¥6,681,945 |
| 35 |
0.90% |
¥126,330 |
¥53,058,777 |
¥7,558,777 |
| 35 |
1.00% |
¥128,440 |
¥53,944,797 |
¥8,444,797 |
| 35 |
1.10% |
¥130,571 |
¥54,839,982 |
¥9,339,982 |
| 35 |
1.20% |
¥132,725 |
¥55,744,307 |
¥10,244,307 |
| 35 |
1.30% |
¥134,899 |
¥56,657,745 |
¥11,157,745 |
| 35 |
1.40% |
¥137,096 |
¥57,580,269 |
¥12,080,269 |
| 35 |
1.50% |
¥139,314 |
¥58,511,846 |
¥13,011,846 |
| 35 |
1.60% |
¥141,553 |
¥59,452,445 |
¥13,952,445 |
| 35 |
1.70% |
¥143,814 |
¥60,402,029 |
¥14,902,029 |
| 35 |
1.80% |
¥146,097 |
¥61,360,562 |
¥15,860,562 |
| 35 |
1.90% |
¥148,400 |
¥62,328,004 |
¥16,828,004 |
| 35 |
2.00% |
¥150,725 |
¥63,304,315 |
¥17,804,315 |
| 35 |
2.10% |
¥153,070 |
¥64,289,452 |
¥18,789,452 |
| 35 |
2.20% |
¥155,437 |
¥65,283,370 |
¥19,783,370 |
| 35 |
2.30% |
¥157,824 |
¥66,286,023 |
¥20,786,023 |
| 35 |
2.40% |
¥160,232 |
¥67,297,361 |
¥21,797,361 |
| 35 |
2.50% |
¥162,660 |
¥68,317,336 |
¥22,817,336 |
| 35 |
2.60% |
¥165,109 |
¥69,345,894 |
¥23,845,894 |
| 35 |
2.70% |
¥167,579 |
¥70,382,983 |
¥24,882,983 |
| 35 |
2.80% |
¥170,068 |
¥71,428,547 |
¥25,928,547 |
| 35 |
2.90% |
¥172,577 |
¥72,482,529 |
¥26,982,529 |
| 35 |
3.00% |
¥175,107 |
¥73,544,871 |
¥28,044,871 |
4550万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥140,161 |
¥50,457,811 |
¥4,957,811 |
| 30 |
0.80% |
¥142,204 |
¥51,193,283 |
¥5,693,283 |
| 30 |
0.90% |
¥144,265 |
¥51,935,534 |
¥6,435,534 |
| 30 |
1.00% |
¥146,346 |
¥52,684,553 |
¥7,184,553 |
| 30 |
1.10% |
¥148,445 |
¥53,440,328 |
¥7,940,328 |
| 30 |
1.20% |
¥150,563 |
¥54,202,844 |
¥8,702,844 |
| 30 |
1.30% |
¥152,700 |
¥54,972,087 |
¥9,472,087 |
| 30 |
1.40% |
¥154,856 |
¥55,748,042 |
¥10,248,042 |
| 30 |
1.50% |
¥157,030 |
¥56,530,690 |
¥11,030,690 |
| 30 |
1.60% |
¥159,222 |
¥57,320,015 |
¥11,820,015 |
| 30 |
1.70% |
¥161,433 |
¥58,115,996 |
¥12,615,996 |
| 30 |
1.80% |
¥163,663 |
¥58,918,614 |
¥13,418,614 |
| 30 |
1.90% |
¥165,911 |
¥59,727,846 |
¥14,227,846 |
| 30 |
2.00% |
¥168,177 |
¥60,543,670 |
¥15,043,670 |
| 30 |
2.10% |
¥170,461 |
¥61,366,062 |
¥15,866,062 |
| 30 |
2.20% |
¥172,764 |
¥62,194,998 |
¥16,694,998 |
| 30 |
2.30% |
¥175,085 |
¥63,030,451 |
¥17,530,451 |
| 30 |
2.40% |
¥177,423 |
¥63,872,396 |
¥18,372,396 |
| 30 |
2.50% |
¥179,780 |
¥64,720,803 |
¥19,220,803 |
| 30 |
2.60% |
¥182,155 |
¥65,575,645 |
¥20,075,645 |
| 30 |
2.70% |
¥184,547 |
¥66,436,891 |
¥20,936,891 |
| 30 |
2.80% |
¥186,957 |
¥67,304,510 |
¥21,804,510 |
| 30 |
2.90% |
¥189,385 |
¥68,178,471 |
¥22,678,471 |
| 30 |
3.00% |
¥191,830 |
¥69,058,741 |
¥23,558,741 |
4550万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥165,368 |
¥49,610,546 |
¥4,110,546 |
| 25 |
0.80% |
¥167,389 |
¥50,216,680 |
¥4,716,680 |
| 25 |
0.90% |
¥169,425 |
¥50,827,530 |
¥5,327,530 |
| 25 |
1.00% |
¥171,477 |
¥51,443,090 |
¥5,943,090 |
| 25 |
1.10% |
¥173,545 |
¥52,063,354 |
¥6,563,354 |
| 25 |
1.20% |
¥175,628 |
¥52,688,316 |
¥7,188,316 |
| 25 |
1.30% |
¥177,727 |
¥53,317,967 |
¥7,817,967 |
| 25 |
1.40% |
¥179,841 |
¥53,952,301 |
¥8,452,301 |
| 25 |
1.50% |
¥181,971 |
¥54,591,309 |
¥9,091,309 |
| 25 |
1.60% |
¥184,117 |
¥55,234,981 |
¥9,734,981 |
| 25 |
1.70% |
¥186,278 |
¥55,883,308 |
¥10,383,308 |
| 25 |
1.80% |
¥188,454 |
¥56,536,281 |
¥11,036,281 |
| 25 |
1.90% |
¥190,646 |
¥57,193,887 |
¥11,693,887 |
| 25 |
2.00% |
¥192,854 |
¥57,856,117 |
¥12,356,117 |
| 25 |
2.10% |
¥195,077 |
¥58,522,959 |
¥13,022,959 |
| 25 |
2.20% |
¥197,315 |
¥59,194,399 |
¥13,694,399 |
| 25 |
2.30% |
¥199,568 |
¥59,870,426 |
¥14,370,426 |
| 25 |
2.40% |
¥201,837 |
¥60,551,025 |
¥15,051,025 |
| 25 |
2.50% |
¥204,121 |
¥61,236,184 |
¥15,736,184 |
| 25 |
2.60% |
¥206,420 |
¥61,925,888 |
¥16,425,888 |
| 25 |
2.70% |
¥208,734 |
¥62,620,121 |
¥17,120,121 |
| 25 |
2.80% |
¥211,063 |
¥63,318,869 |
¥17,818,869 |
| 25 |
2.90% |
¥213,407 |
¥64,022,116 |
¥18,522,116 |
| 25 |
3.00% |
¥215,766 |
¥64,729,844 |
¥19,229,844 |
4550万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥203,219 |
¥48,772,540 |
¥3,272,540 |
| 20 |
0.80% |
¥205,217 |
¥49,252,158 |
¥3,752,158 |
| 20 |
0.90% |
¥207,228 |
¥49,734,798 |
¥4,234,798 |
| 20 |
1.00% |
¥209,252 |
¥50,220,458 |
¥4,720,458 |
| 20 |
1.10% |
¥211,288 |
¥50,709,136 |
¥5,209,136 |
| 20 |
1.20% |
¥213,337 |
¥51,200,828 |
¥5,700,828 |
| 20 |
1.30% |
¥215,398 |
¥51,695,531 |
¥6,195,531 |
| 20 |
1.40% |
¥217,472 |
¥52,193,243 |
¥6,693,243 |
| 20 |
1.50% |
¥219,558 |
¥52,693,959 |
¥7,193,959 |
| 20 |
1.60% |
¥221,657 |
¥53,197,675 |
¥7,697,675 |
| 20 |
1.70% |
¥223,768 |
¥53,704,388 |
¥8,204,388 |
| 20 |
1.80% |
¥225,892 |
¥54,214,093 |
¥8,714,093 |
| 20 |
1.90% |
¥228,028 |
¥54,726,785 |
¥9,226,785 |
| 20 |
2.00% |
¥230,177 |
¥55,242,460 |
¥9,742,460 |
| 20 |
2.10% |
¥232,338 |
¥55,761,113 |
¥10,261,113 |
| 20 |
2.20% |
¥234,511 |
¥56,282,739 |
¥10,782,739 |
| 20 |
2.30% |
¥236,697 |
¥56,807,332 |
¥11,307,332 |
| 20 |
2.40% |
¥238,895 |
¥57,334,886 |
¥11,834,886 |
| 20 |
2.50% |
¥241,106 |
¥57,865,396 |
¥12,365,396 |
| 20 |
2.60% |
¥243,329 |
¥58,398,855 |
¥12,898,855 |
| 20 |
2.70% |
¥245,564 |
¥58,935,258 |
¥13,435,258 |
| 20 |
2.80% |
¥247,811 |
¥59,474,597 |
¥13,974,597 |
| 20 |
2.90% |
¥250,070 |
¥60,016,866 |
¥14,516,866 |
| 20 |
3.00% |
¥252,342 |
¥60,562,058 |
¥15,062,058 |
4550万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥266,354 |
¥47,943,803 |
¥2,443,803 |
| 15 |
0.80% |
¥268,332 |
¥48,299,734 |
¥2,799,734 |
| 15 |
0.90% |
¥270,319 |
¥48,657,367 |
¥3,157,367 |
| 15 |
1.00% |
¥272,315 |
¥49,016,701 |
¥3,516,701 |
| 15 |
1.10% |
¥274,321 |
¥49,377,735 |
¥3,877,735 |
| 15 |
1.20% |
¥276,336 |
¥49,740,469 |
¥4,240,469 |
| 15 |
1.30% |
¥278,361 |
¥50,104,900 |
¥4,604,900 |
| 15 |
1.40% |
¥280,395 |
¥50,471,029 |
¥4,971,029 |
| 15 |
1.50% |
¥282,438 |
¥50,838,853 |
¥5,338,853 |
| 15 |
1.60% |
¥284,491 |
¥51,208,372 |
¥5,708,372 |
| 15 |
1.70% |
¥286,553 |
¥51,579,584 |
¥6,079,584 |
| 15 |
1.80% |
¥288,625 |
¥51,952,487 |
¥6,452,487 |
| 15 |
1.90% |
¥290,706 |
¥52,327,081 |
¥6,827,081 |
| 15 |
2.00% |
¥292,796 |
¥52,703,363 |
¥7,203,363 |
| 15 |
2.10% |
¥294,896 |
¥53,081,331 |
¥7,581,331 |
| 15 |
2.20% |
¥297,005 |
¥53,460,985 |
¥7,960,985 |
| 15 |
2.30% |
¥299,124 |
¥53,842,321 |
¥8,342,321 |
| 15 |
2.40% |
¥301,252 |
¥54,225,339 |
¥8,725,339 |
| 15 |
2.50% |
¥303,389 |
¥54,610,036 |
¥9,110,036 |
| 15 |
2.60% |
¥305,536 |
¥54,996,411 |
¥9,496,411 |
| 15 |
2.70% |
¥307,691 |
¥55,384,460 |
¥9,884,460 |
| 15 |
2.80% |
¥309,857 |
¥55,774,182 |
¥10,274,182 |
| 15 |
2.90% |
¥312,031 |
¥56,165,575 |
¥10,665,575 |
| 15 |
3.00% |
¥314,215 |
¥56,558,636 |
¥11,058,636 |
4550万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥392,703 |
¥47,124,342 |
¥1,624,342 |
| 10 |
0.80% |
¥394,662 |
¥47,359,421 |
¥1,859,421 |
| 10 |
0.90% |
¥396,627 |
¥47,595,257 |
¥2,095,257 |
| 10 |
1.00% |
¥398,599 |
¥47,831,850 |
¥2,331,850 |
| 10 |
1.10% |
¥400,577 |
¥48,069,200 |
¥2,569,200 |
| 10 |
1.20% |
¥402,561 |
¥48,307,306 |
¥2,807,306 |
| 10 |
1.30% |
¥404,551 |
¥48,546,168 |
¥3,046,168 |
| 10 |
1.40% |
¥406,548 |
¥48,785,786 |
¥3,285,786 |
| 10 |
1.50% |
¥408,551 |
¥49,026,159 |
¥3,526,159 |
| 10 |
1.60% |
¥410,561 |
¥49,267,287 |
¥3,767,287 |
| 10 |
1.70% |
¥412,576 |
¥49,509,171 |
¥4,009,171 |
| 10 |
1.80% |
¥414,598 |
¥49,751,808 |
¥4,251,808 |
| 10 |
1.90% |
¥416,627 |
¥49,995,200 |
¥4,495,200 |
| 10 |
2.00% |
¥418,661 |
¥50,239,346 |
¥4,739,346 |
| 10 |
2.10% |
¥420,702 |
¥50,484,245 |
¥4,984,245 |
| 10 |
2.20% |
¥422,749 |
¥50,729,897 |
¥5,229,897 |
| 10 |
2.30% |
¥424,803 |
¥50,976,301 |
¥5,476,301 |
| 10 |
2.40% |
¥426,862 |
¥51,223,458 |
¥5,723,458 |
| 10 |
2.50% |
¥428,928 |
¥51,471,366 |
¥5,971,366 |
| 10 |
2.60% |
¥431,000 |
¥51,720,026 |
¥6,220,026 |
| 10 |
2.70% |
¥433,079 |
¥51,969,436 |
¥6,469,436 |
| 10 |
2.80% |
¥435,163 |
¥52,219,597 |
¥6,719,597 |
| 10 |
2.90% |
¥437,254 |
¥52,470,507 |
¥6,970,507 |
| 10 |
3.00% |
¥439,351 |
¥52,722,167 |
¥7,222,167 |
