4580万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4580万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4580万円の住宅ローン｜期間・年数別
4580万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥90,491 |
¥54,294,811 |
¥8,494,811 |
| 50 |
0.80% |
¥92,640 |
¥55,584,108 |
¥9,784,108 |
| 50 |
0.90% |
¥94,820 |
¥56,892,165 |
¥11,092,165 |
| 50 |
1.00% |
¥97,032 |
¥58,218,903 |
¥12,418,903 |
| 50 |
1.10% |
¥99,274 |
¥59,564,230 |
¥13,764,230 |
| 50 |
1.20% |
¥101,547 |
¥60,928,048 |
¥15,128,048 |
| 50 |
1.30% |
¥103,850 |
¥62,310,249 |
¥16,510,249 |
| 50 |
1.40% |
¥106,185 |
¥63,710,717 |
¥17,910,717 |
| 50 |
1.50% |
¥108,549 |
¥65,129,329 |
¥19,329,329 |
| 50 |
1.60% |
¥110,943 |
¥66,565,953 |
¥20,765,953 |
| 50 |
1.70% |
¥113,367 |
¥68,020,448 |
¥22,220,448 |
| 50 |
1.80% |
¥115,821 |
¥69,492,670 |
¥23,692,670 |
| 50 |
1.90% |
¥118,304 |
¥70,982,462 |
¥25,182,462 |
| 50 |
2.00% |
¥120,816 |
¥72,489,665 |
¥26,689,665 |
| 50 |
2.10% |
¥123,357 |
¥74,014,110 |
¥28,214,110 |
| 50 |
2.20% |
¥125,926 |
¥75,555,624 |
¥29,755,624 |
| 50 |
2.30% |
¥128,523 |
¥77,114,026 |
¥31,314,026 |
| 50 |
2.40% |
¥131,149 |
¥78,689,131 |
¥32,889,131 |
| 50 |
2.50% |
¥133,801 |
¥80,280,746 |
¥34,480,746 |
| 50 |
2.60% |
¥136,481 |
¥81,888,674 |
¥36,088,674 |
| 50 |
2.70% |
¥139,188 |
¥83,512,714 |
¥37,712,714 |
| 50 |
2.80% |
¥141,921 |
¥85,152,659 |
¥39,352,659 |
| 50 |
2.90% |
¥144,680 |
¥86,808,298 |
¥41,008,298 |
| 50 |
3.00% |
¥147,466 |
¥88,479,416 |
¥42,679,416 |
4580万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥98,898 |
¥53,404,831 |
¥7,604,831 |
| 45 |
0.80% |
¥101,023 |
¥54,552,676 |
¥8,752,676 |
| 45 |
0.90% |
¥103,177 |
¥55,715,764 |
¥9,915,764 |
| 45 |
1.00% |
¥105,359 |
¥56,894,041 |
¥11,094,041 |
| 45 |
1.10% |
¥107,569 |
¥58,087,447 |
¥12,287,447 |
| 45 |
1.20% |
¥109,807 |
¥59,295,916 |
¥13,495,916 |
| 45 |
1.30% |
¥112,073 |
¥60,519,378 |
¥14,719,378 |
| 45 |
1.40% |
¥114,366 |
¥61,757,754 |
¥15,957,754 |
| 45 |
1.50% |
¥116,687 |
¥63,010,962 |
¥17,210,962 |
| 45 |
1.60% |
¥119,035 |
¥64,278,916 |
¥18,478,916 |
| 45 |
1.70% |
¥121,410 |
¥65,561,520 |
¥19,761,520 |
| 45 |
1.80% |
¥123,812 |
¥66,858,679 |
¥21,058,679 |
| 45 |
1.90% |
¥126,241 |
¥68,170,287 |
¥22,370,287 |
| 45 |
2.00% |
¥128,697 |
¥69,496,237 |
¥23,696,237 |
| 45 |
2.10% |
¥131,179 |
¥70,836,417 |
¥25,036,417 |
| 45 |
2.20% |
¥133,686 |
¥72,190,709 |
¥26,390,709 |
| 45 |
2.30% |
¥136,220 |
¥73,558,992 |
¥27,758,992 |
| 45 |
2.40% |
¥138,780 |
¥74,941,140 |
¥29,141,140 |
| 45 |
2.50% |
¥141,365 |
¥76,337,022 |
¥30,537,022 |
| 45 |
2.60% |
¥143,975 |
¥77,746,505 |
¥31,946,505 |
| 45 |
2.70% |
¥146,610 |
¥79,169,451 |
¥33,369,451 |
| 45 |
2.80% |
¥149,270 |
¥80,605,720 |
¥34,805,720 |
| 45 |
2.90% |
¥151,954 |
¥82,055,166 |
¥36,255,166 |
| 45 |
3.00% |
¥154,662 |
¥83,517,641 |
¥37,717,641 |
4580万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥109,425 |
¥52,524,107 |
¥6,724,107 |
| 40 |
0.80% |
¥111,528 |
¥53,533,297 |
¥7,733,297 |
| 40 |
0.90% |
¥113,655 |
¥54,554,564 |
¥8,754,564 |
| 40 |
1.00% |
¥115,808 |
¥55,587,873 |
¥9,787,873 |
| 40 |
1.10% |
¥117,986 |
¥56,633,187 |
¥10,833,187 |
| 40 |
1.20% |
¥120,188 |
¥57,690,463 |
¥11,890,463 |
| 40 |
1.30% |
¥122,416 |
¥58,759,658 |
¥12,959,658 |
| 40 |
1.40% |
¥124,668 |
¥59,840,722 |
¥14,040,722 |
| 40 |
1.50% |
¥126,945 |
¥60,933,602 |
¥15,133,602 |
| 40 |
1.60% |
¥129,246 |
¥62,038,244 |
¥16,238,244 |
| 40 |
1.70% |
¥131,572 |
¥63,154,587 |
¥17,354,587 |
| 40 |
1.80% |
¥133,922 |
¥64,282,570 |
¥18,482,570 |
| 40 |
1.90% |
¥136,296 |
¥65,422,127 |
¥19,622,127 |
| 40 |
2.00% |
¥138,694 |
¥66,573,189 |
¥20,773,189 |
| 40 |
2.10% |
¥141,116 |
¥67,735,683 |
¥21,935,683 |
| 40 |
2.20% |
¥143,562 |
¥68,909,535 |
¥23,109,535 |
| 40 |
2.30% |
¥146,031 |
¥70,094,668 |
¥24,294,668 |
| 40 |
2.40% |
¥148,523 |
¥71,290,999 |
¥25,490,999 |
| 40 |
2.50% |
¥151,038 |
¥72,498,445 |
¥26,698,445 |
| 40 |
2.60% |
¥153,577 |
¥73,716,921 |
¥27,916,921 |
| 40 |
2.70% |
¥156,138 |
¥74,946,336 |
¥29,146,336 |
| 40 |
2.80% |
¥158,722 |
¥76,186,600 |
¥30,386,600 |
| 40 |
2.90% |
¥161,328 |
¥77,437,619 |
¥31,637,619 |
| 40 |
3.00% |
¥163,957 |
¥78,699,295 |
¥32,899,295 |
4580万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥122,983 |
¥51,652,657 |
¥5,852,657 |
| 35 |
0.80% |
¥125,062 |
¥52,526,002 |
¥6,726,002 |
| 35 |
0.90% |
¥127,163 |
¥53,408,616 |
¥7,608,616 |
| 35 |
1.00% |
¥129,287 |
¥54,300,477 |
¥8,500,477 |
| 35 |
1.10% |
¥131,432 |
¥55,201,564 |
¥9,401,564 |
| 35 |
1.20% |
¥133,600 |
¥56,111,852 |
¥10,311,852 |
| 35 |
1.30% |
¥135,789 |
¥57,031,313 |
¥11,231,313 |
| 35 |
1.40% |
¥138,000 |
¥57,959,919 |
¥12,159,919 |
| 35 |
1.50% |
¥140,232 |
¥58,897,639 |
¥13,097,639 |
| 35 |
1.60% |
¥142,487 |
¥59,844,439 |
¥14,044,439 |
| 35 |
1.70% |
¥144,763 |
¥60,800,284 |
¥15,000,284 |
| 35 |
1.80% |
¥147,060 |
¥61,765,137 |
¥15,965,137 |
| 35 |
1.90% |
¥149,378 |
¥62,738,958 |
¥16,938,958 |
| 35 |
2.00% |
¥151,718 |
¥63,721,706 |
¥17,921,706 |
| 35 |
2.10% |
¥154,079 |
¥64,713,339 |
¥18,913,339 |
| 35 |
2.20% |
¥156,461 |
¥65,713,810 |
¥19,913,810 |
| 35 |
2.30% |
¥158,864 |
¥66,723,074 |
¥20,923,074 |
| 35 |
2.40% |
¥161,288 |
¥67,741,080 |
¥21,941,080 |
| 35 |
2.50% |
¥163,733 |
¥68,767,780 |
¥22,967,780 |
| 35 |
2.60% |
¥166,198 |
¥69,803,120 |
¥24,003,120 |
| 35 |
2.70% |
¥168,683 |
¥70,847,046 |
¥25,047,046 |
| 35 |
2.80% |
¥171,189 |
¥71,899,504 |
¥26,099,504 |
| 35 |
2.90% |
¥173,715 |
¥72,960,436 |
¥27,160,436 |
| 35 |
3.00% |
¥176,261 |
¥74,029,783 |
¥28,229,783 |
4580万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥141,085 |
¥50,790,499 |
¥4,990,499 |
| 30 |
0.80% |
¥143,141 |
¥51,530,821 |
¥5,730,821 |
| 30 |
0.90% |
¥145,217 |
¥52,277,966 |
¥6,477,966 |
| 30 |
1.00% |
¥147,311 |
¥53,031,924 |
¥7,231,924 |
| 30 |
1.10% |
¥149,424 |
¥53,792,682 |
¥7,992,682 |
| 30 |
1.20% |
¥151,556 |
¥54,560,225 |
¥8,760,225 |
| 30 |
1.30% |
¥153,707 |
¥55,334,541 |
¥9,534,541 |
| 30 |
1.40% |
¥155,877 |
¥56,115,611 |
¥10,315,611 |
| 30 |
1.50% |
¥158,065 |
¥56,903,420 |
¥11,103,420 |
| 30 |
1.60% |
¥160,272 |
¥57,697,949 |
¥11,897,949 |
| 30 |
1.70% |
¥162,498 |
¥58,499,179 |
¥12,699,179 |
| 30 |
1.80% |
¥164,742 |
¥59,307,088 |
¥13,507,088 |
| 30 |
1.90% |
¥167,005 |
¥60,121,656 |
¥14,321,656 |
| 30 |
2.00% |
¥169,286 |
¥60,942,859 |
¥15,142,859 |
| 30 |
2.10% |
¥171,585 |
¥61,770,673 |
¥15,970,673 |
| 30 |
2.20% |
¥173,903 |
¥62,605,075 |
¥16,805,075 |
| 30 |
2.30% |
¥176,239 |
¥63,446,037 |
¥17,646,037 |
| 30 |
2.40% |
¥178,593 |
¥64,293,532 |
¥18,493,532 |
| 30 |
2.50% |
¥180,965 |
¥65,147,534 |
¥19,347,534 |
| 30 |
2.60% |
¥183,356 |
¥66,008,012 |
¥20,208,012 |
| 30 |
2.70% |
¥185,764 |
¥66,874,936 |
¥21,074,936 |
| 30 |
2.80% |
¥188,190 |
¥67,748,276 |
¥21,948,276 |
| 30 |
2.90% |
¥190,633 |
¥68,627,999 |
¥22,827,999 |
| 30 |
3.00% |
¥193,095 |
¥69,514,073 |
¥23,714,073 |
4580万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥166,459 |
¥49,937,649 |
¥4,137,649 |
| 25 |
0.80% |
¥168,493 |
¥50,547,779 |
¥4,747,779 |
| 25 |
0.90% |
¥170,542 |
¥51,162,657 |
¥5,362,657 |
| 25 |
1.00% |
¥172,608 |
¥51,782,275 |
¥5,982,275 |
| 25 |
1.10% |
¥174,689 |
¥52,406,629 |
¥6,606,629 |
| 25 |
1.20% |
¥176,786 |
¥53,035,711 |
¥7,235,711 |
| 25 |
1.30% |
¥178,898 |
¥53,669,514 |
¥7,869,514 |
| 25 |
1.40% |
¥181,027 |
¥54,308,030 |
¥8,508,030 |
| 25 |
1.50% |
¥183,171 |
¥54,951,251 |
¥9,151,251 |
| 25 |
1.60% |
¥185,331 |
¥55,599,167 |
¥9,799,167 |
| 25 |
1.70% |
¥187,506 |
¥56,251,769 |
¥10,451,769 |
| 25 |
1.80% |
¥189,697 |
¥56,909,047 |
¥11,109,047 |
| 25 |
1.90% |
¥191,903 |
¥57,570,990 |
¥11,770,990 |
| 25 |
2.00% |
¥194,125 |
¥58,237,586 |
¥12,437,586 |
| 25 |
2.10% |
¥196,363 |
¥58,908,824 |
¥13,108,824 |
| 25 |
2.20% |
¥198,616 |
¥59,584,692 |
¥13,784,692 |
| 25 |
2.30% |
¥200,884 |
¥60,265,176 |
¥14,465,176 |
| 25 |
2.40% |
¥203,168 |
¥60,950,263 |
¥15,150,263 |
| 25 |
2.50% |
¥205,466 |
¥61,639,939 |
¥15,839,939 |
| 25 |
2.60% |
¥207,781 |
¥62,334,190 |
¥16,534,190 |
| 25 |
2.70% |
¥210,110 |
¥63,033,001 |
¥17,233,001 |
| 25 |
2.80% |
¥212,455 |
¥63,736,356 |
¥17,936,356 |
| 25 |
2.90% |
¥214,814 |
¥64,444,239 |
¥18,644,239 |
| 25 |
3.00% |
¥217,189 |
¥65,156,635 |
¥19,356,635 |
4580万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥204,559 |
¥49,094,117 |
¥3,294,117 |
| 20 |
0.80% |
¥206,570 |
¥49,576,897 |
¥3,776,897 |
| 20 |
0.90% |
¥208,595 |
¥50,062,720 |
¥4,262,720 |
| 20 |
1.00% |
¥210,632 |
¥50,551,582 |
¥4,751,582 |
| 20 |
1.10% |
¥212,681 |
¥51,043,482 |
¥5,243,482 |
| 20 |
1.20% |
¥214,743 |
¥51,538,416 |
¥5,738,416 |
| 20 |
1.30% |
¥216,818 |
¥52,036,381 |
¥6,236,381 |
| 20 |
1.40% |
¥218,906 |
¥52,537,374 |
¥6,737,374 |
| 20 |
1.50% |
¥221,006 |
¥53,041,391 |
¥7,241,391 |
| 20 |
1.60% |
¥223,118 |
¥53,548,429 |
¥7,748,429 |
| 20 |
1.70% |
¥225,244 |
¥54,058,483 |
¥8,258,483 |
| 20 |
1.80% |
¥227,381 |
¥54,571,548 |
¥8,771,548 |
| 20 |
1.90% |
¥229,532 |
¥55,087,621 |
¥9,287,621 |
| 20 |
2.00% |
¥231,695 |
¥55,606,696 |
¥9,806,696 |
| 20 |
2.10% |
¥233,870 |
¥56,128,769 |
¥10,328,769 |
| 20 |
2.20% |
¥236,058 |
¥56,653,834 |
¥10,853,834 |
| 20 |
2.30% |
¥238,258 |
¥57,181,886 |
¥11,381,886 |
| 20 |
2.40% |
¥240,470 |
¥57,712,918 |
¥11,912,918 |
| 20 |
2.50% |
¥242,696 |
¥58,246,926 |
¥12,446,926 |
| 20 |
2.60% |
¥244,933 |
¥58,783,903 |
¥12,983,903 |
| 20 |
2.70% |
¥247,183 |
¥59,323,842 |
¥13,523,842 |
| 20 |
2.80% |
¥249,445 |
¥59,866,737 |
¥14,066,737 |
| 20 |
2.90% |
¥251,719 |
¥60,412,581 |
¥14,612,581 |
| 20 |
3.00% |
¥254,006 |
¥60,961,368 |
¥15,161,368 |
4580万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥268,111 |
¥48,259,916 |
¥2,459,916 |
| 15 |
0.80% |
¥270,101 |
¥48,618,193 |
¥2,818,193 |
| 15 |
0.90% |
¥272,101 |
¥48,978,184 |
¥3,178,184 |
| 15 |
1.00% |
¥274,110 |
¥49,339,888 |
¥3,539,888 |
| 15 |
1.10% |
¥276,129 |
¥49,703,303 |
¥3,903,303 |
| 15 |
1.20% |
¥278,158 |
¥50,068,428 |
¥4,268,428 |
| 15 |
1.30% |
¥280,196 |
¥50,435,262 |
¥4,635,262 |
| 15 |
1.40% |
¥282,243 |
¥50,803,805 |
¥5,003,805 |
| 15 |
1.50% |
¥284,300 |
¥51,174,055 |
¥5,374,055 |
| 15 |
1.60% |
¥286,367 |
¥51,546,010 |
¥5,746,010 |
| 15 |
1.70% |
¥288,443 |
¥51,919,669 |
¥6,119,669 |
| 15 |
1.80% |
¥290,528 |
¥52,295,031 |
¥6,495,031 |
| 15 |
1.90% |
¥292,623 |
¥52,672,094 |
¥6,872,094 |
| 15 |
2.00% |
¥294,727 |
¥53,050,857 |
¥7,250,857 |
| 15 |
2.10% |
¥296,841 |
¥53,431,318 |
¥7,631,318 |
| 15 |
2.20% |
¥298,964 |
¥53,813,475 |
¥8,013,475 |
| 15 |
2.30% |
¥301,096 |
¥54,197,326 |
¥8,397,326 |
| 15 |
2.40% |
¥303,238 |
¥54,582,869 |
¥8,782,869 |
| 15 |
2.50% |
¥305,389 |
¥54,970,102 |
¥9,170,102 |
| 15 |
2.60% |
¥307,550 |
¥55,359,024 |
¥9,559,024 |
| 15 |
2.70% |
¥309,720 |
¥55,749,632 |
¥9,949,632 |
| 15 |
2.80% |
¥311,900 |
¥56,141,924 |
¥10,341,924 |
| 15 |
2.90% |
¥314,088 |
¥56,535,898 |
¥10,735,898 |
| 15 |
3.00% |
¥316,286 |
¥56,931,550 |
¥11,131,550 |
4580万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥395,292 |
¥47,435,052 |
¥1,635,052 |
| 10 |
0.80% |
¥397,264 |
¥47,671,681 |
¥1,871,681 |
| 10 |
0.90% |
¥399,242 |
¥47,909,072 |
¥2,109,072 |
| 10 |
1.00% |
¥401,227 |
¥48,147,225 |
¥2,347,225 |
| 10 |
1.10% |
¥403,218 |
¥48,386,140 |
¥2,586,140 |
| 10 |
1.20% |
¥405,215 |
¥48,625,816 |
¥2,825,816 |
| 10 |
1.30% |
¥407,219 |
¥48,866,252 |
¥3,066,252 |
| 10 |
1.40% |
¥409,229 |
¥49,107,450 |
¥3,307,450 |
| 10 |
1.50% |
¥411,245 |
¥49,349,408 |
¥3,549,408 |
| 10 |
1.60% |
¥413,268 |
¥49,592,127 |
¥3,792,127 |
| 10 |
1.70% |
¥415,297 |
¥49,835,605 |
¥4,035,605 |
| 10 |
1.80% |
¥417,332 |
¥50,079,842 |
¥4,279,842 |
| 10 |
1.90% |
¥419,374 |
¥50,324,839 |
¥4,524,839 |
| 10 |
2.00% |
¥421,422 |
¥50,570,594 |
¥4,770,594 |
| 10 |
2.10% |
¥423,476 |
¥50,817,108 |
¥5,017,108 |
| 10 |
2.20% |
¥425,536 |
¥51,064,380 |
¥5,264,380 |
| 10 |
2.30% |
¥427,603 |
¥51,312,409 |
¥5,512,409 |
| 10 |
2.40% |
¥429,677 |
¥51,561,195 |
¥5,761,195 |
| 10 |
2.50% |
¥431,756 |
¥51,810,738 |
¥6,010,738 |
| 10 |
2.60% |
¥433,842 |
¥52,061,037 |
¥6,261,037 |
| 10 |
2.70% |
¥435,934 |
¥52,312,092 |
¥6,512,092 |
| 10 |
2.80% |
¥438,033 |
¥52,563,902 |
¥6,763,902 |
| 10 |
2.90% |
¥440,137 |
¥52,816,466 |
¥7,016,466 |
| 10 |
3.00% |
¥442,248 |
¥53,069,785 |
¥7,269,785 |
