4590万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4590万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4590万円の住宅ローン｜期間・年数別
4590万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥90,689 |
¥54,413,359 |
¥8,513,359 |
| 50 |
0.80% |
¥92,842 |
¥55,705,470 |
¥9,805,470 |
| 50 |
0.90% |
¥95,027 |
¥57,016,384 |
¥11,116,384 |
| 50 |
1.00% |
¥97,243 |
¥58,346,018 |
¥12,446,018 |
| 50 |
1.10% |
¥99,490 |
¥59,694,283 |
¥13,794,283 |
| 50 |
1.20% |
¥101,768 |
¥61,061,079 |
¥15,161,079 |
| 50 |
1.30% |
¥104,077 |
¥62,446,297 |
¥16,546,297 |
| 50 |
1.40% |
¥106,416 |
¥63,849,824 |
¥17,949,824 |
| 50 |
1.50% |
¥108,786 |
¥65,271,533 |
¥19,371,533 |
| 50 |
1.60% |
¥111,185 |
¥66,711,293 |
¥20,811,293 |
| 50 |
1.70% |
¥113,615 |
¥68,168,965 |
¥22,268,965 |
| 50 |
1.80% |
¥116,074 |
¥69,644,400 |
¥23,744,400 |
| 50 |
1.90% |
¥118,562 |
¥71,137,446 |
¥25,237,446 |
| 50 |
2.00% |
¥121,080 |
¥72,647,939 |
¥26,747,939 |
| 50 |
2.10% |
¥123,626 |
¥74,175,713 |
¥28,275,713 |
| 50 |
2.20% |
¥126,201 |
¥75,720,593 |
¥29,820,593 |
| 50 |
2.30% |
¥128,804 |
¥77,282,398 |
¥31,382,398 |
| 50 |
2.40% |
¥131,435 |
¥78,860,941 |
¥32,960,941 |
| 50 |
2.50% |
¥134,093 |
¥80,456,031 |
¥34,556,031 |
| 50 |
2.60% |
¥136,779 |
¥82,067,470 |
¥36,167,470 |
| 50 |
2.70% |
¥139,492 |
¥83,695,056 |
¥37,795,056 |
| 50 |
2.80% |
¥142,231 |
¥85,338,582 |
¥39,438,582 |
| 50 |
2.90% |
¥144,996 |
¥86,997,836 |
¥41,097,836 |
| 50 |
3.00% |
¥147,788 |
¥88,672,603 |
¥42,772,603 |
4590万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥99,114 |
¥53,521,436 |
¥7,621,436 |
| 45 |
0.80% |
¥101,244 |
¥54,671,787 |
¥8,771,787 |
| 45 |
0.90% |
¥103,403 |
¥55,837,414 |
¥9,937,414 |
| 45 |
1.00% |
¥105,589 |
¥57,018,264 |
¥11,118,264 |
| 45 |
1.10% |
¥107,804 |
¥58,214,276 |
¥12,314,276 |
| 45 |
1.20% |
¥110,047 |
¥59,425,384 |
¥13,525,384 |
| 45 |
1.30% |
¥112,318 |
¥60,651,516 |
¥14,751,516 |
| 45 |
1.40% |
¥114,616 |
¥61,892,596 |
¥15,992,596 |
| 45 |
1.50% |
¥116,942 |
¥63,148,541 |
¥17,248,541 |
| 45 |
1.60% |
¥119,295 |
¥64,419,263 |
¥18,519,263 |
| 45 |
1.70% |
¥121,675 |
¥65,704,668 |
¥19,804,668 |
| 45 |
1.80% |
¥124,083 |
¥67,004,658 |
¥21,104,658 |
| 45 |
1.90% |
¥126,517 |
¥68,319,130 |
¥22,419,130 |
| 45 |
2.00% |
¥128,978 |
¥69,647,976 |
¥23,747,976 |
| 45 |
2.10% |
¥131,465 |
¥70,991,082 |
¥25,091,082 |
| 45 |
2.20% |
¥133,978 |
¥72,348,331 |
¥26,448,331 |
| 45 |
2.30% |
¥136,518 |
¥73,719,601 |
¥27,819,601 |
| 45 |
2.40% |
¥139,083 |
¥75,104,766 |
¥29,204,766 |
| 45 |
2.50% |
¥141,674 |
¥76,503,696 |
¥30,603,696 |
| 45 |
2.60% |
¥144,289 |
¥77,916,257 |
¥32,016,257 |
| 45 |
2.70% |
¥146,930 |
¥79,342,310 |
¥33,442,310 |
| 45 |
2.80% |
¥149,596 |
¥80,781,715 |
¥34,881,715 |
| 45 |
2.90% |
¥152,286 |
¥82,234,325 |
¥36,334,325 |
| 45 |
3.00% |
¥155,000 |
¥83,699,994 |
¥37,799,994 |
4590万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥109,664 |
¥52,638,788 |
¥6,738,788 |
| 40 |
0.80% |
¥111,771 |
¥53,650,182 |
¥7,750,182 |
| 40 |
0.90% |
¥113,903 |
¥54,673,678 |
¥8,773,678 |
| 40 |
1.00% |
¥116,061 |
¥55,709,244 |
¥9,809,244 |
| 40 |
1.10% |
¥118,243 |
¥56,756,840 |
¥10,856,840 |
| 40 |
1.20% |
¥120,451 |
¥57,816,425 |
¥11,916,425 |
| 40 |
1.30% |
¥122,683 |
¥58,887,954 |
¥12,987,954 |
| 40 |
1.40% |
¥124,940 |
¥59,971,378 |
¥14,071,378 |
| 40 |
1.50% |
¥127,222 |
¥61,066,645 |
¥15,166,645 |
| 40 |
1.60% |
¥129,529 |
¥62,173,698 |
¥16,273,698 |
| 40 |
1.70% |
¥131,859 |
¥63,292,479 |
¥17,392,479 |
| 40 |
1.80% |
¥134,214 |
¥64,422,925 |
¥18,522,925 |
| 40 |
1.90% |
¥136,594 |
¥65,564,970 |
¥19,664,970 |
| 40 |
2.00% |
¥138,997 |
¥66,718,545 |
¥20,818,545 |
| 40 |
2.10% |
¥141,424 |
¥67,883,578 |
¥21,983,578 |
| 40 |
2.20% |
¥143,875 |
¥69,059,993 |
¥23,159,993 |
| 40 |
2.30% |
¥146,349 |
¥70,247,713 |
¥24,347,713 |
| 40 |
2.40% |
¥148,847 |
¥71,446,656 |
¥25,546,656 |
| 40 |
2.50% |
¥151,368 |
¥72,656,739 |
¥26,756,739 |
| 40 |
2.60% |
¥153,912 |
¥73,877,875 |
¥27,977,875 |
| 40 |
2.70% |
¥156,479 |
¥75,109,975 |
¥29,209,975 |
| 40 |
2.80% |
¥159,069 |
¥76,352,947 |
¥30,452,947 |
| 40 |
2.90% |
¥161,681 |
¥77,606,697 |
¥31,706,697 |
| 40 |
3.00% |
¥164,315 |
¥78,871,128 |
¥32,971,128 |
4590万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥123,251 |
¥51,765,436 |
¥5,865,436 |
| 35 |
0.80% |
¥125,335 |
¥52,640,688 |
¥6,740,688 |
| 35 |
0.90% |
¥127,441 |
¥53,525,228 |
¥7,625,228 |
| 35 |
1.00% |
¥129,569 |
¥54,419,037 |
¥8,519,037 |
| 35 |
1.10% |
¥131,719 |
¥55,322,091 |
¥9,422,091 |
| 35 |
1.20% |
¥133,891 |
¥56,234,367 |
¥10,334,367 |
| 35 |
1.30% |
¥136,085 |
¥57,155,836 |
¥11,255,836 |
| 35 |
1.40% |
¥138,301 |
¥58,086,469 |
¥12,186,469 |
| 35 |
1.50% |
¥140,539 |
¥59,026,236 |
¥13,126,236 |
| 35 |
1.60% |
¥142,798 |
¥59,975,104 |
¥14,075,104 |
| 35 |
1.70% |
¥145,079 |
¥60,933,036 |
¥15,033,036 |
| 35 |
1.80% |
¥147,381 |
¥61,899,995 |
¥15,999,995 |
| 35 |
1.90% |
¥149,705 |
¥62,875,943 |
¥16,975,943 |
| 35 |
2.00% |
¥152,050 |
¥63,860,837 |
¥17,960,837 |
| 35 |
2.10% |
¥154,416 |
¥64,854,634 |
¥18,954,634 |
| 35 |
2.20% |
¥156,803 |
¥65,857,290 |
¥19,957,290 |
| 35 |
2.30% |
¥159,211 |
¥66,868,757 |
¥20,968,757 |
| 35 |
2.40% |
¥161,640 |
¥67,888,986 |
¥21,988,986 |
| 35 |
2.50% |
¥164,090 |
¥68,917,928 |
¥23,017,928 |
| 35 |
2.60% |
¥166,561 |
¥69,955,528 |
¥24,055,528 |
| 35 |
2.70% |
¥169,052 |
¥71,001,734 |
¥25,101,734 |
| 35 |
2.80% |
¥171,563 |
¥72,056,490 |
¥26,156,490 |
| 35 |
2.90% |
¥174,095 |
¥73,119,738 |
¥27,219,738 |
| 35 |
3.00% |
¥176,646 |
¥74,191,420 |
¥28,291,420 |
4590万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥141,393 |
¥50,901,396 |
¥5,001,396 |
| 30 |
0.80% |
¥143,454 |
¥51,643,334 |
¥5,743,334 |
| 30 |
0.90% |
¥145,534 |
¥52,392,111 |
¥6,492,111 |
| 30 |
1.00% |
¥147,633 |
¥53,147,714 |
¥7,247,714 |
| 30 |
1.10% |
¥149,750 |
¥53,910,133 |
¥8,010,133 |
| 30 |
1.20% |
¥151,887 |
¥54,679,353 |
¥8,779,353 |
| 30 |
1.30% |
¥154,043 |
¥55,455,358 |
¥9,555,358 |
| 30 |
1.40% |
¥156,217 |
¥56,238,135 |
¥10,338,135 |
| 30 |
1.50% |
¥158,410 |
¥57,027,664 |
¥11,127,664 |
| 30 |
1.60% |
¥160,622 |
¥57,823,927 |
¥11,923,927 |
| 30 |
1.70% |
¥162,853 |
¥58,626,906 |
¥12,726,906 |
| 30 |
1.80% |
¥165,102 |
¥59,436,579 |
¥13,536,579 |
| 30 |
1.90% |
¥167,369 |
¥60,252,926 |
¥14,352,926 |
| 30 |
2.00% |
¥169,655 |
¥61,075,922 |
¥15,175,922 |
| 30 |
2.10% |
¥171,960 |
¥61,905,544 |
¥16,005,544 |
| 30 |
2.20% |
¥174,283 |
¥62,741,767 |
¥16,841,767 |
| 30 |
2.30% |
¥176,624 |
¥63,584,565 |
¥17,684,565 |
| 30 |
2.40% |
¥178,983 |
¥64,433,911 |
¥18,533,911 |
| 30 |
2.50% |
¥181,360 |
¥65,289,777 |
¥19,389,777 |
| 30 |
2.60% |
¥183,756 |
¥66,152,134 |
¥20,252,134 |
| 30 |
2.70% |
¥186,169 |
¥67,020,951 |
¥21,120,951 |
| 30 |
2.80% |
¥188,601 |
¥67,896,198 |
¥21,996,198 |
| 30 |
2.90% |
¥191,050 |
¥68,777,842 |
¥22,877,842 |
| 30 |
3.00% |
¥193,516 |
¥69,665,851 |
¥23,765,851 |
4590万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥166,822 |
¥50,046,683 |
¥4,146,683 |
| 25 |
0.80% |
¥168,860 |
¥50,658,146 |
¥4,758,146 |
| 25 |
0.90% |
¥170,915 |
¥51,274,365 |
¥5,374,365 |
| 25 |
1.00% |
¥172,984 |
¥51,895,337 |
¥5,995,337 |
| 25 |
1.10% |
¥175,070 |
¥52,521,054 |
¥6,621,054 |
| 25 |
1.20% |
¥177,172 |
¥53,151,510 |
¥7,251,510 |
| 25 |
1.30% |
¥179,289 |
¥53,786,697 |
¥7,886,697 |
| 25 |
1.40% |
¥181,422 |
¥54,426,607 |
¥8,526,607 |
| 25 |
1.50% |
¥183,571 |
¥55,071,232 |
¥9,171,232 |
| 25 |
1.60% |
¥185,735 |
¥55,720,563 |
¥9,820,563 |
| 25 |
1.70% |
¥187,915 |
¥56,374,590 |
¥10,474,590 |
| 25 |
1.80% |
¥190,111 |
¥57,033,303 |
¥11,133,303 |
| 25 |
1.90% |
¥192,322 |
¥57,696,691 |
¥11,796,691 |
| 25 |
2.00% |
¥194,549 |
¥58,364,742 |
¥12,464,742 |
| 25 |
2.10% |
¥196,791 |
¥59,037,446 |
¥13,137,446 |
| 25 |
2.20% |
¥199,049 |
¥59,714,789 |
¥13,814,789 |
| 25 |
2.30% |
¥201,323 |
¥60,396,759 |
¥14,496,759 |
| 25 |
2.40% |
¥203,611 |
¥61,083,342 |
¥15,183,342 |
| 25 |
2.50% |
¥205,915 |
¥61,774,524 |
¥15,874,524 |
| 25 |
2.60% |
¥208,234 |
¥62,470,291 |
¥16,570,291 |
| 25 |
2.70% |
¥210,569 |
¥63,170,628 |
¥17,270,628 |
| 25 |
2.80% |
¥212,918 |
¥63,875,518 |
¥17,975,518 |
| 25 |
2.90% |
¥215,283 |
¥64,584,947 |
¥18,684,947 |
| 25 |
3.00% |
¥217,663 |
¥65,298,898 |
¥19,398,898 |
4590万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥205,005 |
¥49,201,310 |
¥3,301,310 |
| 20 |
0.80% |
¥207,021 |
¥49,685,144 |
¥3,785,144 |
| 20 |
0.90% |
¥209,050 |
¥50,172,027 |
¥4,272,027 |
| 20 |
1.00% |
¥211,091 |
¥50,661,957 |
¥4,761,957 |
| 20 |
1.10% |
¥213,146 |
¥51,154,931 |
¥5,254,931 |
| 20 |
1.20% |
¥215,212 |
¥51,650,945 |
¥5,750,945 |
| 20 |
1.30% |
¥217,292 |
¥52,149,998 |
¥6,249,998 |
| 20 |
1.40% |
¥219,384 |
¥52,652,085 |
¥6,752,085 |
| 20 |
1.50% |
¥221,488 |
¥53,157,202 |
¥7,257,202 |
| 20 |
1.60% |
¥223,606 |
¥53,665,347 |
¥7,765,347 |
| 20 |
1.70% |
¥225,735 |
¥54,176,514 |
¥8,276,514 |
| 20 |
1.80% |
¥227,878 |
¥54,690,700 |
¥8,790,700 |
| 20 |
1.90% |
¥230,033 |
¥55,207,900 |
¥9,307,900 |
| 20 |
2.00% |
¥232,200 |
¥55,728,108 |
¥9,828,108 |
| 20 |
2.10% |
¥234,381 |
¥56,251,321 |
¥10,351,321 |
| 20 |
2.20% |
¥236,573 |
¥56,777,532 |
¥10,877,532 |
| 20 |
2.30% |
¥238,778 |
¥57,306,737 |
¥11,406,737 |
| 20 |
2.40% |
¥240,996 |
¥57,838,929 |
¥11,938,929 |
| 20 |
2.50% |
¥243,225 |
¥58,374,103 |
¥12,474,103 |
| 20 |
2.60% |
¥245,468 |
¥58,912,252 |
¥13,012,252 |
| 20 |
2.70% |
¥247,722 |
¥59,453,370 |
¥13,553,370 |
| 20 |
2.80% |
¥249,989 |
¥59,997,451 |
¥14,097,451 |
| 20 |
2.90% |
¥252,269 |
¥60,544,487 |
¥14,644,487 |
| 20 |
3.00% |
¥254,560 |
¥61,094,471 |
¥15,194,471 |
4590万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥268,696 |
¥48,365,287 |
¥2,465,287 |
| 15 |
0.80% |
¥270,691 |
¥48,724,347 |
¥2,824,347 |
| 15 |
0.90% |
¥272,695 |
¥49,085,124 |
¥3,185,124 |
| 15 |
1.00% |
¥274,709 |
¥49,447,617 |
¥3,547,617 |
| 15 |
1.10% |
¥276,732 |
¥49,811,825 |
¥3,911,825 |
| 15 |
1.20% |
¥278,765 |
¥50,177,747 |
¥4,277,747 |
| 15 |
1.30% |
¥280,808 |
¥50,545,383 |
¥4,645,383 |
| 15 |
1.40% |
¥282,860 |
¥50,914,730 |
¥5,014,730 |
| 15 |
1.50% |
¥284,921 |
¥51,285,788 |
¥5,385,788 |
| 15 |
1.60% |
¥286,992 |
¥51,658,556 |
¥5,758,556 |
| 15 |
1.70% |
¥289,072 |
¥52,033,031 |
¥6,133,031 |
| 15 |
1.80% |
¥291,162 |
¥52,409,213 |
¥6,509,213 |
| 15 |
1.90% |
¥293,262 |
¥52,787,099 |
¥6,887,099 |
| 15 |
2.00% |
¥295,370 |
¥53,166,689 |
¥7,266,689 |
| 15 |
2.10% |
¥297,489 |
¥53,547,980 |
¥7,647,980 |
| 15 |
2.20% |
¥299,617 |
¥53,930,971 |
¥8,030,971 |
| 15 |
2.30% |
¥301,754 |
¥54,315,660 |
¥8,415,660 |
| 15 |
2.40% |
¥303,900 |
¥54,702,045 |
¥8,802,045 |
| 15 |
2.50% |
¥306,056 |
¥55,090,124 |
¥9,190,124 |
| 15 |
2.60% |
¥308,222 |
¥55,479,895 |
¥9,579,895 |
| 15 |
2.70% |
¥310,396 |
¥55,871,356 |
¥9,971,356 |
| 15 |
2.80% |
¥312,581 |
¥56,264,505 |
¥10,364,505 |
| 15 |
2.90% |
¥314,774 |
¥56,659,338 |
¥10,759,338 |
| 15 |
3.00% |
¥316,977 |
¥57,055,855 |
¥11,155,855 |
4590万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥396,155 |
¥47,538,622 |
¥1,638,622 |
| 10 |
0.80% |
¥398,131 |
¥47,775,768 |
¥1,875,768 |
| 10 |
0.90% |
¥400,114 |
¥48,013,677 |
¥2,113,677 |
| 10 |
1.00% |
¥402,103 |
¥48,252,350 |
¥2,352,350 |
| 10 |
1.10% |
¥404,098 |
¥48,491,786 |
¥2,591,786 |
| 10 |
1.20% |
¥406,100 |
¥48,731,985 |
¥2,831,985 |
| 10 |
1.30% |
¥408,108 |
¥48,972,947 |
¥3,072,947 |
| 10 |
1.40% |
¥410,122 |
¥49,214,672 |
¥3,314,672 |
| 10 |
1.50% |
¥412,143 |
¥49,457,158 |
¥3,557,158 |
| 10 |
1.60% |
¥414,170 |
¥49,700,406 |
¥3,800,406 |
| 10 |
1.70% |
¥416,203 |
¥49,944,416 |
¥4,044,416 |
| 10 |
1.80% |
¥418,243 |
¥50,189,187 |
¥4,289,187 |
| 10 |
1.90% |
¥420,289 |
¥50,434,718 |
¥4,534,718 |
| 10 |
2.00% |
¥422,342 |
¥50,681,010 |
¥4,781,010 |
| 10 |
2.10% |
¥424,401 |
¥50,928,062 |
¥5,028,062 |
| 10 |
2.20% |
¥426,466 |
¥51,175,874 |
¥5,275,874 |
| 10 |
2.30% |
¥428,537 |
¥51,424,445 |
¥5,524,445 |
| 10 |
2.40% |
¥430,615 |
¥51,673,774 |
¥5,773,774 |
| 10 |
2.50% |
¥432,699 |
¥51,923,862 |
¥6,023,862 |
| 10 |
2.60% |
¥434,789 |
¥52,174,707 |
¥6,274,707 |
| 10 |
2.70% |
¥436,886 |
¥52,426,310 |
¥6,526,310 |
| 10 |
2.80% |
¥438,989 |
¥52,678,670 |
¥6,778,670 |
| 10 |
2.90% |
¥441,098 |
¥52,931,786 |
¥7,031,786 |
| 10 |
3.00% |
¥443,214 |
¥53,185,658 |
¥7,285,658 |
