4600万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4600万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4600万円の住宅ローン｜期間・年数別
4600万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥90,887 | ¥54,531,907 | ¥8,531,907 |
| 50 | 0.80% | ¥93,045 | ¥55,826,833 | ¥9,826,833 |
| 50 | 0.90% | ¥95,234 | ¥57,140,603 | ¥11,140,603 |
| 50 | 1.00% | ¥97,455 | ¥58,473,134 | ¥12,473,134 |
| 50 | 1.10% | ¥99,707 | ¥59,824,336 | ¥13,824,336 |
| 50 | 1.20% | ¥101,990 | ¥61,194,109 | ¥15,194,109 |
| 50 | 1.30% | ¥104,304 | ¥62,582,346 | ¥16,582,346 |
| 50 | 1.40% | ¥106,648 | ¥63,988,930 | ¥17,988,930 |
| 50 | 1.50% | ¥109,023 | ¥65,413,737 | ¥19,413,737 |
| 50 | 1.60% | ¥111,428 | ¥66,856,634 | ¥20,856,634 |
| 50 | 1.70% | ¥113,862 | ¥68,317,481 | ¥22,317,481 |
| 50 | 1.80% | ¥116,327 | ¥69,796,131 | ¥23,796,131 |
| 50 | 1.90% | ¥118,821 | ¥71,292,429 | ¥25,292,429 |
| 50 | 2.00% | ¥121,344 | ¥72,806,214 | ¥26,806,214 |
| 50 | 2.10% | ¥123,896 | ¥74,337,316 | ¥28,337,316 |
| 50 | 2.20% | ¥126,476 | ¥75,885,561 | ¥29,885,561 |
| 50 | 2.30% | ¥129,085 | ¥77,450,769 | ¥31,450,769 |
| 50 | 2.40% | ¥131,721 | ¥79,032,751 | ¥33,032,751 |
| 50 | 2.50% | ¥134,386 | ¥80,631,317 | ¥34,631,317 |
| 50 | 2.60% | ¥137,077 | ¥82,246,267 | ¥36,246,267 |
| 50 | 2.70% | ¥139,796 | ¥83,877,399 | ¥37,877,399 |
| 50 | 2.80% | ¥142,541 | ¥85,524,505 | ¥39,524,505 |
| 50 | 2.90% | ¥145,312 | ¥87,187,374 | ¥41,187,374 |
| 50 | 3.00% | ¥148,110 | ¥88,865,789 | ¥42,865,789 |
4600万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥99,330 | ¥53,638,040 | ¥7,638,040 |
| 45 | 0.80% | ¥101,465 | ¥54,790,897 | ¥8,790,897 |
| 45 | 0.90% | ¥103,628 | ¥55,959,064 | ¥9,959,064 |
| 45 | 1.00% | ¥105,819 | ¥57,142,487 | ¥11,142,487 |
| 45 | 1.10% | ¥108,039 | ¥58,341,104 | ¥12,341,104 |
| 45 | 1.20% | ¥110,287 | ¥59,554,851 | ¥13,554,851 |
| 45 | 1.30% | ¥112,562 | ¥60,783,654 | ¥14,783,654 |
| 45 | 1.40% | ¥114,866 | ¥62,027,438 | ¥16,027,438 |
| 45 | 1.50% | ¥117,197 | ¥63,286,120 | ¥17,286,120 |
| 45 | 1.60% | ¥119,555 | ¥64,559,610 | ¥18,559,610 |
| 45 | 1.70% | ¥121,940 | ¥65,847,815 | ¥19,847,815 |
| 45 | 1.80% | ¥124,353 | ¥67,150,638 | ¥21,150,638 |
| 45 | 1.90% | ¥126,793 | ¥68,467,974 | ¥22,467,974 |
| 45 | 2.00% | ¥129,259 | ¥69,799,714 | ¥23,799,714 |
| 45 | 2.10% | ¥131,751 | ¥71,145,747 | ¥25,145,747 |
| 45 | 2.20% | ¥134,270 | ¥72,505,953 | ¥26,505,953 |
| 45 | 2.30% | ¥136,815 | ¥73,880,210 | ¥27,880,210 |
| 45 | 2.40% | ¥139,386 | ¥75,268,393 | ¥29,268,393 |
| 45 | 2.50% | ¥141,982 | ¥76,670,371 | ¥30,670,371 |
| 45 | 2.60% | ¥144,604 | ¥78,086,009 | ¥32,086,009 |
| 45 | 2.70% | ¥147,250 | ¥79,515,169 | ¥33,515,169 |
| 45 | 2.80% | ¥149,922 | ¥80,957,710 | ¥34,957,710 |
| 45 | 2.90% | ¥152,618 | ¥82,413,485 | ¥36,413,485 |
| 45 | 3.00% | ¥155,338 | ¥83,882,347 | ¥37,882,347 |
4600万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥109,903 | ¥52,753,469 | ¥6,753,469 |
| 40 | 0.80% | ¥112,015 | ¥53,767,067 | ¥7,767,067 |
| 40 | 0.90% | ¥114,152 | ¥54,792,793 | ¥8,792,793 |
| 40 | 1.00% | ¥116,314 | ¥55,830,615 | ¥9,830,615 |
| 40 | 1.10% | ¥118,501 | ¥56,880,493 | ¥10,880,493 |
| 40 | 1.20% | ¥120,713 | ¥57,942,387 | ¥11,942,387 |
| 40 | 1.30% | ¥122,951 | ¥59,016,251 | ¥13,016,251 |
| 40 | 1.40% | ¥125,213 | ¥60,102,035 | ¥14,102,035 |
| 40 | 1.50% | ¥127,499 | ¥61,199,688 | ¥15,199,688 |
| 40 | 1.60% | ¥129,811 | ¥62,309,153 | ¥16,309,153 |
| 40 | 1.70% | ¥132,147 | ¥63,430,371 | ¥17,430,371 |
| 40 | 1.80% | ¥134,507 | ¥64,563,280 | ¥18,563,280 |
| 40 | 1.90% | ¥136,891 | ¥65,707,813 | ¥19,707,813 |
| 40 | 2.00% | ¥139,300 | ¥66,863,901 | ¥20,863,901 |
| 40 | 2.10% | ¥141,732 | ¥68,031,472 | ¥22,031,472 |
| 40 | 2.20% | ¥144,188 | ¥69,210,450 | ¥23,210,450 |
| 40 | 2.30% | ¥146,668 | ¥70,400,758 | ¥24,400,758 |
| 40 | 2.40% | ¥149,171 | ¥71,602,313 | ¥25,602,313 |
| 40 | 2.50% | ¥151,698 | ¥72,815,033 | ¥26,815,033 |
| 40 | 2.60% | ¥154,248 | ¥74,038,829 | ¥28,038,829 |
| 40 | 2.70% | ¥156,820 | ¥75,273,613 | ¥29,273,613 |
| 40 | 2.80% | ¥159,415 | ¥76,519,293 | ¥30,519,293 |
| 40 | 2.90% | ¥162,033 | ¥77,775,774 | ¥31,775,774 |
| 40 | 3.00% | ¥164,673 | ¥79,042,960 | ¥33,042,960 |
4600万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥123,520 | ¥51,878,214 | ¥5,878,214 |
| 35 | 0.80% | ¥125,608 | ¥52,755,373 | ¥6,755,373 |
| 35 | 0.90% | ¥127,719 | ¥53,641,841 | ¥7,641,841 |
| 35 | 1.00% | ¥129,851 | ¥54,537,597 | ¥8,537,597 |
| 35 | 1.10% | ¥132,006 | ¥55,442,619 | ¥9,442,619 |
| 35 | 1.20% | ¥134,183 | ¥56,356,882 | ¥10,356,882 |
| 35 | 1.30% | ¥136,382 | ¥57,280,358 | ¥11,280,358 |
| 35 | 1.40% | ¥138,602 | ¥58,213,019 | ¥12,213,019 |
| 35 | 1.50% | ¥140,845 | ¥59,154,834 | ¥13,154,834 |
| 35 | 1.60% | ¥143,109 | ¥60,105,768 | ¥14,105,768 |
| 35 | 1.70% | ¥145,395 | ¥61,065,787 | ¥15,065,787 |
| 35 | 1.80% | ¥147,702 | ¥62,034,853 | ¥16,034,853 |
| 35 | 1.90% | ¥150,031 | ¥63,012,927 | ¥17,012,927 |
| 35 | 2.00% | ¥152,381 | ¥63,999,967 | ¥17,999,967 |
| 35 | 2.10% | ¥154,752 | ¥64,995,930 | ¥18,995,930 |
| 35 | 2.20% | ¥157,145 | ¥66,000,770 | ¥20,000,770 |
| 35 | 2.30% | ¥159,558 | ¥67,014,441 | ¥21,014,441 |
| 35 | 2.40% | ¥161,993 | ¥68,036,893 | ¥22,036,893 |
| 35 | 2.50% | ¥164,448 | ¥69,068,076 | ¥23,068,076 |
| 35 | 2.60% | ¥166,924 | ¥70,107,937 | ¥24,107,937 |
| 35 | 2.70% | ¥169,420 | ¥71,156,422 | ¥25,156,422 |
| 35 | 2.80% | ¥171,937 | ¥72,213,476 | ¥26,213,476 |
| 35 | 2.90% | ¥174,474 | ¥73,279,040 | ¥27,279,040 |
| 35 | 3.00% | ¥177,031 | ¥74,353,057 | ¥28,353,057 |
4600万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥141,701 | ¥51,012,292 | ¥5,012,292 |
| 30 | 0.80% | ¥143,766 | ¥51,755,847 | ¥5,755,847 |
| 30 | 0.90% | ¥145,851 | ¥52,506,255 | ¥6,506,255 |
| 30 | 1.00% | ¥147,954 | ¥53,263,505 | ¥7,263,505 |
| 30 | 1.10% | ¥150,077 | ¥54,027,584 | ¥8,027,584 |
| 30 | 1.20% | ¥152,218 | ¥54,798,480 | ¥8,798,480 |
| 30 | 1.30% | ¥154,378 | ¥55,576,176 | ¥9,576,176 |
| 30 | 1.40% | ¥156,557 | ¥56,360,658 | ¥10,360,658 |
| 30 | 1.50% | ¥158,755 | ¥57,151,907 | ¥11,151,907 |
| 30 | 1.60% | ¥160,972 | ¥57,949,905 | ¥11,949,905 |
| 30 | 1.70% | ¥163,207 | ¥58,754,634 | ¥12,754,634 |
| 30 | 1.80% | ¥165,461 | ¥59,566,071 | ¥13,566,071 |
| 30 | 1.90% | ¥167,734 | ¥60,384,196 | ¥14,384,196 |
| 30 | 2.00% | ¥170,025 | ¥61,208,985 | ¥15,208,985 |
| 30 | 2.10% | ¥172,334 | ¥62,040,414 | ¥16,040,414 |
| 30 | 2.20% | ¥174,662 | ¥62,878,459 | ¥16,878,459 |
| 30 | 2.30% | ¥177,009 | ¥63,723,094 | ¥17,723,094 |
| 30 | 2.40% | ¥179,373 | ¥64,574,290 | ¥18,574,290 |
| 30 | 2.50% | ¥181,756 | ¥65,432,021 | ¥19,432,021 |
| 30 | 2.60% | ¥184,156 | ¥66,296,256 | ¥20,296,256 |
| 30 | 2.70% | ¥186,575 | ¥67,166,966 | ¥21,166,966 |
| 30 | 2.80% | ¥189,011 | ¥68,044,120 | ¥22,044,120 |
| 30 | 2.90% | ¥191,466 | ¥68,927,685 | ¥22,927,685 |
| 30 | 3.00% | ¥193,938 | ¥69,817,628 | ¥23,817,628 |
4600万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥167,186 | ¥50,155,717 | ¥4,155,717 |
| 25 | 0.80% | ¥169,228 | ¥50,768,512 | ¥4,768,512 |
| 25 | 0.90% | ¥171,287 | ¥51,386,074 | ¥5,386,074 |
| 25 | 1.00% | ¥173,361 | ¥52,008,399 | ¥6,008,399 |
| 25 | 1.10% | ¥175,452 | ¥52,635,479 | ¥6,635,479 |
| 25 | 1.20% | ¥177,558 | ¥53,267,308 | ¥7,267,308 |
| 25 | 1.30% | ¥179,680 | ¥53,903,879 | ¥7,903,879 |
| 25 | 1.40% | ¥181,817 | ¥54,545,183 | ¥8,545,183 |
| 25 | 1.50% | ¥183,971 | ¥55,191,213 | ¥9,191,213 |
| 25 | 1.60% | ¥186,140 | ¥55,841,959 | ¥9,841,959 |
| 25 | 1.70% | ¥188,325 | ¥56,497,410 | ¥10,497,410 |
| 25 | 1.80% | ¥190,525 | ¥57,157,558 | ¥11,157,558 |
| 25 | 1.90% | ¥192,741 | ¥57,822,392 | ¥11,822,392 |
| 25 | 2.00% | ¥194,973 | ¥58,491,899 | ¥12,491,899 |
| 25 | 2.10% | ¥197,220 | ¥59,166,068 | ¥13,166,068 |
| 25 | 2.20% | ¥199,483 | ¥59,844,887 | ¥13,844,887 |
| 25 | 2.30% | ¥201,761 | ¥60,528,342 | ¥14,528,342 |
| 25 | 2.40% | ¥204,055 | ¥61,216,421 | ¥15,216,421 |
| 25 | 2.50% | ¥206,364 | ¥61,909,109 | ¥15,909,109 |
| 25 | 2.60% | ¥208,688 | ¥62,606,392 | ¥16,606,392 |
| 25 | 2.70% | ¥211,028 | ¥63,308,254 | ¥17,308,254 |
| 25 | 2.80% | ¥213,382 | ¥64,014,681 | ¥18,014,681 |
| 25 | 2.90% | ¥215,752 | ¥64,725,655 | ¥18,725,655 |
| 25 | 3.00% | ¥218,137 | ¥65,441,161 | ¥19,441,161 |
4600万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥205,452 | ¥49,308,502 | ¥3,308,502 |
| 20 | 0.80% | ¥207,472 | ¥49,793,390 | ¥3,793,390 |
| 20 | 0.90% | ¥209,506 | ¥50,281,334 | ¥4,281,334 |
| 20 | 1.00% | ¥211,551 | ¥50,772,331 | ¥4,772,331 |
| 20 | 1.10% | ¥213,610 | ¥51,266,379 | ¥5,266,379 |
| 20 | 1.20% | ¥215,681 | ¥51,763,474 | ¥5,763,474 |
| 20 | 1.30% | ¥217,765 | ¥52,263,614 | ¥6,263,614 |
| 20 | 1.40% | ¥219,862 | ¥52,766,795 | ¥6,766,795 |
| 20 | 1.50% | ¥221,971 | ¥53,273,013 | ¥7,273,013 |
| 20 | 1.60% | ¥224,093 | ¥53,782,265 | ¥7,782,265 |
| 20 | 1.70% | ¥226,227 | ¥54,294,546 | ¥8,294,546 |
| 20 | 1.80% | ¥228,374 | ¥54,809,852 | ¥8,809,852 |
| 20 | 1.90% | ¥230,534 | ¥55,328,178 | ¥9,328,178 |
| 20 | 2.00% | ¥232,706 | ¥55,849,520 | ¥9,849,520 |
| 20 | 2.10% | ¥234,891 | ¥56,373,873 | ¥10,373,873 |
| 20 | 2.20% | ¥237,088 | ¥56,901,231 | ¥10,901,231 |
| 20 | 2.30% | ¥239,298 | ¥57,431,588 | ¥11,431,588 |
| 20 | 2.40% | ¥241,521 | ¥57,964,940 | ¥11,964,940 |
| 20 | 2.50% | ¥243,755 | ¥58,501,279 | ¥12,501,279 |
| 20 | 2.60% | ¥246,003 | ¥59,040,601 | ¥13,040,601 |
| 20 | 2.70% | ¥248,262 | ¥59,582,898 | ¥13,582,898 |
| 20 | 2.80% | ¥250,534 | ¥60,128,164 | ¥14,128,164 |
| 20 | 2.90% | ¥252,818 | ¥60,676,392 | ¥14,676,392 |
| 20 | 3.00% | ¥255,115 | ¥61,227,575 | ¥15,227,575 |
4600万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥269,281 | ¥48,470,658 | ¥2,470,658 |
| 15 | 0.80% | ¥271,281 | ¥48,830,500 | ¥2,830,500 |
| 15 | 0.90% | ¥273,289 | ¥49,192,063 | ¥3,192,063 |
| 15 | 1.00% | ¥275,307 | ¥49,555,346 | ¥3,555,346 |
| 15 | 1.10% | ¥277,335 | ¥49,920,348 | ¥3,920,348 |
| 15 | 1.20% | ¥279,373 | ¥50,287,067 | ¥4,287,067 |
| 15 | 1.30% | ¥281,419 | ¥50,655,504 | ¥4,655,504 |
| 15 | 1.40% | ¥283,476 | ¥51,025,656 | ¥5,025,656 |
| 15 | 1.50% | ¥285,542 | ¥51,397,522 | ¥5,397,522 |
| 15 | 1.60% | ¥287,617 | ¥51,771,102 | ¥5,771,102 |
| 15 | 1.70% | ¥289,702 | ¥52,146,393 | ¥6,146,393 |
| 15 | 1.80% | ¥291,797 | ¥52,523,394 | ¥6,523,394 |
| 15 | 1.90% | ¥293,901 | ¥52,902,104 | ¥6,902,104 |
| 15 | 2.00% | ¥296,014 | ¥53,282,520 | ¥7,282,520 |
| 15 | 2.10% | ¥298,137 | ¥53,664,642 | ¥7,664,642 |
| 15 | 2.20% | ¥300,269 | ¥54,048,468 | ¥8,048,468 |
| 15 | 2.30% | ¥302,411 | ¥54,433,995 | ¥8,433,995 |
| 15 | 2.40% | ¥304,562 | ¥54,821,222 | ¥8,821,222 |
| 15 | 2.50% | ¥306,723 | ¥55,210,147 | ¥9,210,147 |
| 15 | 2.60% | ¥308,893 | ¥55,600,767 | ¥9,600,767 |
| 15 | 2.70% | ¥311,073 | ¥55,993,080 | ¥9,993,080 |
| 15 | 2.80% | ¥313,262 | ¥56,387,085 | ¥10,387,085 |
| 15 | 2.90% | ¥315,460 | ¥56,782,779 | ¥10,782,779 |
| 15 | 3.00% | ¥317,668 | ¥57,180,160 | ¥11,180,160 |
4600万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥397,018 | ¥47,642,192 | ¥1,642,192 |
| 10 | 0.80% | ¥398,999 | ¥47,879,854 | ¥1,879,854 |
| 10 | 0.90% | ¥400,986 | ¥48,118,282 | ¥2,118,282 |
| 10 | 1.00% | ¥402,979 | ¥48,357,475 | ¥2,357,475 |
| 10 | 1.10% | ¥404,979 | ¥48,597,433 | ¥2,597,433 |
| 10 | 1.20% | ¥406,985 | ¥48,838,155 | ¥2,838,155 |
| 10 | 1.30% | ¥408,997 | ¥49,079,642 | ¥3,079,642 |
| 10 | 1.40% | ¥411,016 | ¥49,321,893 | ¥3,321,893 |
| 10 | 1.50% | ¥413,041 | ¥49,564,908 | ¥3,564,908 |
| 10 | 1.60% | ¥415,072 | ¥49,808,686 | ¥3,808,686 |
| 10 | 1.70% | ¥417,110 | ¥50,053,227 | ¥4,053,227 |
| 10 | 1.80% | ¥419,154 | ¥50,298,531 | ¥4,298,531 |
| 10 | 1.90% | ¥421,205 | ¥50,544,598 | ¥4,544,598 |
| 10 | 2.00% | ¥423,262 | ¥50,791,427 | ¥4,791,427 |
| 10 | 2.10% | ¥425,325 | ¥51,039,017 | ¥5,039,017 |
| 10 | 2.20% | ¥427,395 | ¥51,287,368 | ¥5,287,368 |
| 10 | 2.30% | ¥429,471 | ¥51,536,480 | ¥5,536,480 |
| 10 | 2.40% | ¥431,553 | ¥51,786,353 | ¥5,786,353 |
| 10 | 2.50% | ¥433,642 | ¥52,036,986 | ¥6,036,986 |
| 10 | 2.60% | ¥435,736 | ¥52,288,378 | ¥6,288,378 |
| 10 | 2.70% | ¥437,838 | ¥52,540,529 | ¥6,540,529 |
| 10 | 2.80% | ¥439,945 | ¥52,793,438 | ¥6,793,438 |
| 10 | 2.90% | ¥442,059 | ¥53,047,106 | ¥7,047,106 |
| 10 | 3.00% | ¥444,179 | ¥53,301,531 | ¥7,301,531 |
