4630万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4630万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4630万円の住宅ローン｜期間・年数別
4630万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥91,479 |
¥54,887,550 |
¥8,587,550 |
| 50 |
0.80% |
¥93,652 |
¥56,190,921 |
¥9,890,921 |
| 50 |
0.90% |
¥95,855 |
¥57,513,259 |
¥11,213,259 |
| 50 |
1.00% |
¥98,091 |
¥58,854,480 |
¥12,554,480 |
| 50 |
1.10% |
¥100,357 |
¥60,214,495 |
¥13,914,495 |
| 50 |
1.20% |
¥102,655 |
¥61,593,201 |
¥15,293,201 |
| 50 |
1.30% |
¥104,984 |
¥62,990,492 |
¥16,690,492 |
| 50 |
1.40% |
¥107,344 |
¥64,406,249 |
¥18,106,249 |
| 50 |
1.50% |
¥109,734 |
¥65,840,348 |
¥19,540,348 |
| 50 |
1.60% |
¥112,154 |
¥67,292,655 |
¥20,992,655 |
| 50 |
1.70% |
¥114,605 |
¥68,763,030 |
¥22,463,030 |
| 50 |
1.80% |
¥117,086 |
¥70,251,323 |
¥23,951,323 |
| 50 |
1.90% |
¥119,596 |
¥71,757,380 |
¥25,457,380 |
| 50 |
2.00% |
¥122,135 |
¥73,281,037 |
¥26,981,037 |
| 50 |
2.10% |
¥124,704 |
¥74,822,125 |
¥28,522,125 |
| 50 |
2.20% |
¥127,301 |
¥76,380,467 |
¥30,080,467 |
| 50 |
2.30% |
¥129,926 |
¥77,955,883 |
¥31,655,883 |
| 50 |
2.40% |
¥132,580 |
¥79,548,182 |
¥33,248,182 |
| 50 |
2.50% |
¥135,262 |
¥81,157,173 |
¥34,857,173 |
| 50 |
2.60% |
¥137,971 |
¥82,782,655 |
¥36,482,655 |
| 50 |
2.70% |
¥140,707 |
¥84,424,425 |
¥38,124,425 |
| 50 |
2.80% |
¥143,470 |
¥86,082,273 |
¥39,782,273 |
| 50 |
2.90% |
¥146,260 |
¥87,755,987 |
¥41,455,987 |
| 50 |
3.00% |
¥149,076 |
¥89,445,349 |
¥43,145,349 |
4630万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥99,978 |
¥53,987,853 |
¥7,687,853 |
| 45 |
0.80% |
¥102,126 |
¥55,148,229 |
¥8,848,229 |
| 45 |
0.90% |
¥104,304 |
¥56,324,015 |
¥10,024,015 |
| 45 |
1.00% |
¥106,510 |
¥57,515,155 |
¥11,215,155 |
| 45 |
1.10% |
¥108,744 |
¥58,721,590 |
¥12,421,590 |
| 45 |
1.20% |
¥111,006 |
¥59,943,252 |
¥13,643,252 |
| 45 |
1.30% |
¥113,296 |
¥61,180,070 |
¥14,880,070 |
| 45 |
1.40% |
¥115,615 |
¥62,431,965 |
¥16,131,965 |
| 45 |
1.50% |
¥117,961 |
¥63,698,855 |
¥17,398,855 |
| 45 |
1.60% |
¥120,335 |
¥64,980,651 |
¥18,680,651 |
| 45 |
1.70% |
¥122,736 |
¥66,277,258 |
¥19,977,258 |
| 45 |
1.80% |
¥125,164 |
¥67,588,577 |
¥21,288,577 |
| 45 |
1.90% |
¥127,619 |
¥68,914,504 |
¥22,614,504 |
| 45 |
2.00% |
¥130,102 |
¥70,254,930 |
¥23,954,930 |
| 45 |
2.10% |
¥132,611 |
¥71,609,741 |
¥25,309,741 |
| 45 |
2.20% |
¥135,146 |
¥72,978,818 |
¥26,678,818 |
| 45 |
2.30% |
¥137,707 |
¥74,362,038 |
¥28,062,038 |
| 45 |
2.40% |
¥140,295 |
¥75,759,274 |
¥29,459,274 |
| 45 |
2.50% |
¥142,908 |
¥77,170,395 |
¥30,870,395 |
| 45 |
2.60% |
¥145,547 |
¥78,595,266 |
¥32,295,266 |
| 45 |
2.70% |
¥148,211 |
¥80,033,747 |
¥33,733,747 |
| 45 |
2.80% |
¥150,899 |
¥81,485,695 |
¥35,185,695 |
| 45 |
2.90% |
¥153,613 |
¥82,950,964 |
¥36,650,964 |
| 45 |
3.00% |
¥156,351 |
¥84,429,406 |
¥38,129,406 |
4630万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥110,620 |
¥53,097,514 |
¥6,797,514 |
| 40 |
0.80% |
¥112,745 |
¥54,117,721 |
¥7,817,721 |
| 40 |
0.90% |
¥114,896 |
¥55,150,137 |
¥8,850,137 |
| 40 |
1.00% |
¥117,072 |
¥56,194,727 |
¥9,894,727 |
| 40 |
1.10% |
¥119,274 |
¥57,251,453 |
¥10,951,453 |
| 40 |
1.20% |
¥121,501 |
¥58,320,272 |
¥12,020,272 |
| 40 |
1.30% |
¥123,752 |
¥59,401,139 |
¥13,101,139 |
| 40 |
1.40% |
¥126,029 |
¥60,494,005 |
¥14,194,005 |
| 40 |
1.50% |
¥128,331 |
¥61,598,816 |
¥15,298,816 |
| 40 |
1.60% |
¥130,657 |
¥62,715,517 |
¥16,415,517 |
| 40 |
1.70% |
¥133,008 |
¥63,844,048 |
¥17,544,048 |
| 40 |
1.80% |
¥135,384 |
¥64,984,345 |
¥18,684,345 |
| 40 |
1.90% |
¥137,784 |
¥66,136,342 |
¥19,836,342 |
| 40 |
2.00% |
¥140,208 |
¥67,299,970 |
¥20,999,970 |
| 40 |
2.10% |
¥142,657 |
¥68,475,156 |
¥22,175,156 |
| 40 |
2.20% |
¥145,129 |
¥69,661,823 |
¥23,361,823 |
| 40 |
2.30% |
¥147,625 |
¥70,859,893 |
¥24,559,893 |
| 40 |
2.40% |
¥150,144 |
¥72,069,285 |
¥25,769,285 |
| 40 |
2.50% |
¥152,687 |
¥73,289,913 |
¥26,989,913 |
| 40 |
2.60% |
¥155,254 |
¥74,521,691 |
¥28,221,691 |
| 40 |
2.70% |
¥157,843 |
¥75,764,528 |
¥29,464,528 |
| 40 |
2.80% |
¥160,455 |
¥77,018,332 |
¥30,718,332 |
| 40 |
2.90% |
¥163,090 |
¥78,283,008 |
¥31,983,008 |
| 40 |
3.00% |
¥165,747 |
¥79,558,458 |
¥33,258,458 |
4630万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥124,325 |
¥52,216,551 |
¥5,916,551 |
| 35 |
0.80% |
¥126,427 |
¥53,099,430 |
¥6,799,430 |
| 35 |
0.90% |
¥128,552 |
¥53,991,679 |
¥7,691,679 |
| 35 |
1.00% |
¥130,698 |
¥54,893,277 |
¥8,593,277 |
| 35 |
1.10% |
¥132,867 |
¥55,804,201 |
¥9,504,201 |
| 35 |
1.20% |
¥135,058 |
¥56,724,426 |
¥10,424,426 |
| 35 |
1.30% |
¥137,271 |
¥57,653,926 |
¥11,353,926 |
| 35 |
1.40% |
¥139,506 |
¥58,592,669 |
¥12,292,669 |
| 35 |
1.50% |
¥141,763 |
¥59,540,626 |
¥13,240,626 |
| 35 |
1.60% |
¥144,042 |
¥60,497,762 |
¥14,197,762 |
| 35 |
1.70% |
¥146,343 |
¥61,464,042 |
¥15,164,042 |
| 35 |
1.80% |
¥148,665 |
¥62,439,429 |
¥16,139,429 |
| 35 |
1.90% |
¥151,009 |
¥63,423,881 |
¥17,123,881 |
| 35 |
2.00% |
¥153,375 |
¥64,417,358 |
¥18,117,358 |
| 35 |
2.10% |
¥155,761 |
¥65,419,816 |
¥19,119,816 |
| 35 |
2.20% |
¥158,170 |
¥66,431,210 |
¥20,131,210 |
| 35 |
2.30% |
¥160,599 |
¥67,451,491 |
¥21,151,491 |
| 35 |
2.40% |
¥163,049 |
¥68,480,612 |
¥22,180,612 |
| 35 |
2.50% |
¥165,520 |
¥69,518,520 |
¥23,218,520 |
| 35 |
2.60% |
¥168,012 |
¥70,565,162 |
¥24,265,162 |
| 35 |
2.70% |
¥170,525 |
¥71,620,486 |
¥25,320,486 |
| 35 |
2.80% |
¥173,058 |
¥72,684,433 |
¥26,384,433 |
| 35 |
2.90% |
¥175,612 |
¥73,756,947 |
¥27,456,947 |
| 35 |
3.00% |
¥178,186 |
¥74,837,968 |
¥28,537,968 |
4630万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥142,625 |
¥51,344,981 |
¥5,044,981 |
| 30 |
0.80% |
¥144,704 |
¥52,093,385 |
¥5,793,385 |
| 30 |
0.90% |
¥146,802 |
¥52,848,687 |
¥6,548,687 |
| 30 |
1.00% |
¥148,919 |
¥53,610,875 |
¥7,310,875 |
| 30 |
1.10% |
¥151,055 |
¥54,379,938 |
¥8,079,938 |
| 30 |
1.20% |
¥153,211 |
¥55,155,861 |
¥8,855,861 |
| 30 |
1.30% |
¥155,385 |
¥55,938,630 |
¥9,638,630 |
| 30 |
1.40% |
¥157,578 |
¥56,728,227 |
¥10,428,227 |
| 30 |
1.50% |
¥159,791 |
¥57,524,637 |
¥11,224,637 |
| 30 |
1.60% |
¥162,022 |
¥58,327,839 |
¥12,027,839 |
| 30 |
1.70% |
¥164,272 |
¥59,137,816 |
¥12,837,816 |
| 30 |
1.80% |
¥166,540 |
¥59,954,545 |
¥13,654,545 |
| 30 |
1.90% |
¥168,828 |
¥60,778,006 |
¥14,478,006 |
| 30 |
2.00% |
¥171,134 |
¥61,608,174 |
¥15,308,174 |
| 30 |
2.10% |
¥173,458 |
¥62,445,026 |
¥16,145,026 |
| 30 |
2.20% |
¥175,801 |
¥63,288,536 |
¥16,988,536 |
| 30 |
2.30% |
¥178,163 |
¥64,138,679 |
¥17,838,679 |
| 30 |
2.40% |
¥180,543 |
¥64,995,427 |
¥18,695,427 |
| 30 |
2.50% |
¥182,941 |
¥65,858,751 |
¥19,558,751 |
| 30 |
2.60% |
¥185,357 |
¥66,728,623 |
¥20,428,623 |
| 30 |
2.70% |
¥187,792 |
¥67,605,012 |
¥21,305,012 |
| 30 |
2.80% |
¥190,244 |
¥68,487,886 |
¥22,187,886 |
| 30 |
2.90% |
¥192,714 |
¥69,377,213 |
¥23,077,213 |
| 30 |
3.00% |
¥195,203 |
¥70,272,960 |
¥23,972,960 |
4630万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥168,276 |
¥50,482,820 |
¥4,182,820 |
| 25 |
0.80% |
¥170,332 |
¥51,099,611 |
¥4,799,611 |
| 25 |
0.90% |
¥172,404 |
¥51,721,201 |
¥5,421,201 |
| 25 |
1.00% |
¥174,492 |
¥52,347,584 |
¥6,047,584 |
| 25 |
1.10% |
¥176,596 |
¥52,978,754 |
¥6,678,754 |
| 25 |
1.20% |
¥178,716 |
¥53,614,704 |
¥7,314,704 |
| 25 |
1.30% |
¥180,851 |
¥54,255,426 |
¥7,955,426 |
| 25 |
1.40% |
¥183,003 |
¥54,900,913 |
¥8,600,913 |
| 25 |
1.50% |
¥185,171 |
¥55,551,156 |
¥9,251,156 |
| 25 |
1.60% |
¥187,354 |
¥56,206,145 |
¥9,906,145 |
| 25 |
1.70% |
¥189,553 |
¥56,865,872 |
¥10,565,872 |
| 25 |
1.80% |
¥191,768 |
¥57,530,325 |
¥11,230,325 |
| 25 |
1.90% |
¥193,998 |
¥58,199,494 |
¥11,899,494 |
| 25 |
2.00% |
¥196,245 |
¥58,873,368 |
¥12,573,368 |
| 25 |
2.10% |
¥198,506 |
¥59,551,934 |
¥13,251,934 |
| 25 |
2.20% |
¥200,784 |
¥60,235,180 |
¥13,935,180 |
| 25 |
2.30% |
¥203,077 |
¥60,923,093 |
¥14,623,093 |
| 25 |
2.40% |
¥205,386 |
¥61,615,659 |
¥15,315,659 |
| 25 |
2.50% |
¥207,710 |
¥62,312,864 |
¥16,012,864 |
| 25 |
2.60% |
¥210,049 |
¥63,014,695 |
¥16,714,695 |
| 25 |
2.70% |
¥212,404 |
¥63,721,134 |
¥17,421,134 |
| 25 |
2.80% |
¥214,774 |
¥64,432,168 |
¥18,132,168 |
| 25 |
2.90% |
¥217,159 |
¥65,147,779 |
¥18,847,779 |
| 25 |
3.00% |
¥219,560 |
¥65,867,951 |
¥19,567,951 |
4630万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥206,792 |
¥49,630,079 |
¥3,330,079 |
| 20 |
0.80% |
¥208,826 |
¥50,118,130 |
¥3,818,130 |
| 20 |
0.90% |
¥210,872 |
¥50,609,256 |
¥4,309,256 |
| 20 |
1.00% |
¥212,931 |
¥51,103,455 |
¥4,803,455 |
| 20 |
1.10% |
¥215,003 |
¥51,600,725 |
¥5,300,725 |
| 20 |
1.20% |
¥217,088 |
¥52,101,062 |
¥5,801,062 |
| 20 |
1.30% |
¥219,185 |
¥52,604,464 |
¥6,304,464 |
| 20 |
1.40% |
¥221,296 |
¥53,110,926 |
¥6,810,926 |
| 20 |
1.50% |
¥223,419 |
¥53,620,446 |
¥7,320,446 |
| 20 |
1.60% |
¥225,554 |
¥54,133,019 |
¥7,833,019 |
| 20 |
1.70% |
¥227,703 |
¥54,648,641 |
¥8,348,641 |
| 20 |
1.80% |
¥229,864 |
¥55,167,307 |
¥8,867,307 |
| 20 |
1.90% |
¥232,038 |
¥55,689,014 |
¥9,389,014 |
| 20 |
2.00% |
¥234,224 |
¥56,213,756 |
¥9,913,756 |
| 20 |
2.10% |
¥236,423 |
¥56,741,528 |
¥10,441,528 |
| 20 |
2.20% |
¥238,635 |
¥57,272,326 |
¥10,972,326 |
| 20 |
2.30% |
¥240,859 |
¥57,806,142 |
¥11,506,142 |
| 20 |
2.40% |
¥243,096 |
¥58,342,972 |
¥12,042,972 |
| 20 |
2.50% |
¥245,345 |
¥58,882,809 |
¥12,582,809 |
| 20 |
2.60% |
¥247,607 |
¥59,425,648 |
¥13,125,648 |
| 20 |
2.70% |
¥249,881 |
¥59,971,482 |
¥13,671,482 |
| 20 |
2.80% |
¥252,168 |
¥60,520,304 |
¥14,220,304 |
| 20 |
2.90% |
¥254,467 |
¥61,072,107 |
¥14,772,107 |
| 20 |
3.00% |
¥256,779 |
¥61,626,885 |
¥15,326,885 |
4630万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥271,038 |
¥48,786,771 |
¥2,486,771 |
| 15 |
0.80% |
¥273,050 |
¥49,148,960 |
¥2,848,960 |
| 15 |
0.90% |
¥275,072 |
¥49,512,881 |
¥3,212,881 |
| 15 |
1.00% |
¥277,103 |
¥49,878,533 |
¥3,578,533 |
| 15 |
1.10% |
¥279,144 |
¥50,245,915 |
¥3,945,915 |
| 15 |
1.20% |
¥281,195 |
¥50,615,026 |
¥4,315,026 |
| 15 |
1.30% |
¥283,255 |
¥50,985,866 |
¥4,685,866 |
| 15 |
1.40% |
¥285,325 |
¥51,358,432 |
¥5,058,432 |
| 15 |
1.50% |
¥287,404 |
¥51,732,723 |
¥5,432,723 |
| 15 |
1.60% |
¥289,493 |
¥52,108,739 |
¥5,808,739 |
| 15 |
1.70% |
¥291,592 |
¥52,486,478 |
¥6,186,478 |
| 15 |
1.80% |
¥293,700 |
¥52,865,938 |
¥6,565,938 |
| 15 |
1.90% |
¥295,817 |
¥53,247,117 |
¥6,947,117 |
| 15 |
2.00% |
¥297,945 |
¥53,630,015 |
¥7,330,015 |
| 15 |
2.10% |
¥300,081 |
¥54,014,629 |
¥7,714,629 |
| 15 |
2.20% |
¥302,228 |
¥54,400,958 |
¥8,100,958 |
| 15 |
2.30% |
¥304,383 |
¥54,788,999 |
¥8,488,999 |
| 15 |
2.40% |
¥306,549 |
¥55,178,752 |
¥8,878,752 |
| 15 |
2.50% |
¥308,723 |
¥55,570,213 |
¥9,270,213 |
| 15 |
2.60% |
¥310,908 |
¥55,963,380 |
¥9,663,380 |
| 15 |
2.70% |
¥313,101 |
¥56,358,253 |
¥10,058,253 |
| 15 |
2.80% |
¥315,305 |
¥56,754,827 |
¥10,454,827 |
| 15 |
2.90% |
¥317,517 |
¥57,153,102 |
¥10,853,102 |
| 15 |
3.00% |
¥319,739 |
¥57,553,074 |
¥11,253,074 |
4630万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥399,608 |
¥47,952,902 |
¥1,652,902 |
| 10 |
0.80% |
¥401,601 |
¥48,192,114 |
¥1,892,114 |
| 10 |
0.90% |
¥403,601 |
¥48,432,097 |
¥2,132,097 |
| 10 |
1.00% |
¥405,607 |
¥48,672,850 |
¥2,372,850 |
| 10 |
1.10% |
¥407,620 |
¥48,914,373 |
¥2,614,373 |
| 10 |
1.20% |
¥409,639 |
¥49,156,665 |
¥2,856,665 |
| 10 |
1.30% |
¥411,664 |
¥49,399,727 |
¥3,099,727 |
| 10 |
1.40% |
¥413,696 |
¥49,643,558 |
¥3,343,558 |
| 10 |
1.50% |
¥415,735 |
¥49,888,157 |
¥3,588,157 |
| 10 |
1.60% |
¥417,779 |
¥50,133,525 |
¥3,833,525 |
| 10 |
1.70% |
¥419,831 |
¥50,379,661 |
¥4,079,661 |
| 10 |
1.80% |
¥421,888 |
¥50,626,565 |
¥4,326,565 |
| 10 |
1.90% |
¥423,952 |
¥50,874,237 |
¥4,574,237 |
| 10 |
2.00% |
¥426,022 |
¥51,122,675 |
¥4,822,675 |
| 10 |
2.10% |
¥428,099 |
¥51,371,880 |
¥5,071,880 |
| 10 |
2.20% |
¥430,182 |
¥51,621,851 |
¥5,321,851 |
| 10 |
2.30% |
¥432,272 |
¥51,872,588 |
¥5,572,588 |
| 10 |
2.40% |
¥434,367 |
¥52,124,090 |
¥5,824,090 |
| 10 |
2.50% |
¥436,470 |
¥52,376,357 |
¥6,076,357 |
| 10 |
2.60% |
¥438,578 |
¥52,629,389 |
¥6,329,389 |
| 10 |
2.70% |
¥440,693 |
¥52,883,185 |
¥6,583,185 |
| 10 |
2.80% |
¥442,815 |
¥53,137,744 |
¥6,837,744 |
| 10 |
2.90% |
¥444,942 |
¥53,393,065 |
¥7,093,065 |
| 10 |
3.00% |
¥447,076 |
¥53,649,150 |
¥7,349,150 |
