4630万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4630万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4630万円の住宅ローン｜期間・年数別
4630万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥91,479 | ¥54,887,550 | ¥8,587,550 |
| 50 | 0.80% | ¥93,652 | ¥56,190,921 | ¥9,890,921 |
| 50 | 0.90% | ¥95,855 | ¥57,513,259 | ¥11,213,259 |
| 50 | 1.00% | ¥98,091 | ¥58,854,480 | ¥12,554,480 |
| 50 | 1.10% | ¥100,357 | ¥60,214,495 | ¥13,914,495 |
| 50 | 1.20% | ¥102,655 | ¥61,593,201 | ¥15,293,201 |
| 50 | 1.30% | ¥104,984 | ¥62,990,492 | ¥16,690,492 |
| 50 | 1.40% | ¥107,344 | ¥64,406,249 | ¥18,106,249 |
| 50 | 1.50% | ¥109,734 | ¥65,840,348 | ¥19,540,348 |
| 50 | 1.60% | ¥112,154 | ¥67,292,655 | ¥20,992,655 |
| 50 | 1.70% | ¥114,605 | ¥68,763,030 | ¥22,463,030 |
| 50 | 1.80% | ¥117,086 | ¥70,251,323 | ¥23,951,323 |
| 50 | 1.90% | ¥119,596 | ¥71,757,380 | ¥25,457,380 |
| 50 | 2.00% | ¥122,135 | ¥73,281,037 | ¥26,981,037 |
| 50 | 2.10% | ¥124,704 | ¥74,822,125 | ¥28,522,125 |
| 50 | 2.20% | ¥127,301 | ¥76,380,467 | ¥30,080,467 |
| 50 | 2.30% | ¥129,926 | ¥77,955,883 | ¥31,655,883 |
| 50 | 2.40% | ¥132,580 | ¥79,548,182 | ¥33,248,182 |
| 50 | 2.50% | ¥135,262 | ¥81,157,173 | ¥34,857,173 |
| 50 | 2.60% | ¥137,971 | ¥82,782,655 | ¥36,482,655 |
| 50 | 2.70% | ¥140,707 | ¥84,424,425 | ¥38,124,425 |
| 50 | 2.80% | ¥143,470 | ¥86,082,273 | ¥39,782,273 |
| 50 | 2.90% | ¥146,260 | ¥87,755,987 | ¥41,455,987 |
| 50 | 3.00% | ¥149,076 | ¥89,445,349 | ¥43,145,349 |
4630万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥99,978 | ¥53,987,853 | ¥7,687,853 |
| 45 | 0.80% | ¥102,126 | ¥55,148,229 | ¥8,848,229 |
| 45 | 0.90% | ¥104,304 | ¥56,324,015 | ¥10,024,015 |
| 45 | 1.00% | ¥106,510 | ¥57,515,155 | ¥11,215,155 |
| 45 | 1.10% | ¥108,744 | ¥58,721,590 | ¥12,421,590 |
| 45 | 1.20% | ¥111,006 | ¥59,943,252 | ¥13,643,252 |
| 45 | 1.30% | ¥113,296 | ¥61,180,070 | ¥14,880,070 |
| 45 | 1.40% | ¥115,615 | ¥62,431,965 | ¥16,131,965 |
| 45 | 1.50% | ¥117,961 | ¥63,698,855 | ¥17,398,855 |
| 45 | 1.60% | ¥120,335 | ¥64,980,651 | ¥18,680,651 |
| 45 | 1.70% | ¥122,736 | ¥66,277,258 | ¥19,977,258 |
| 45 | 1.80% | ¥125,164 | ¥67,588,577 | ¥21,288,577 |
| 45 | 1.90% | ¥127,619 | ¥68,914,504 | ¥22,614,504 |
| 45 | 2.00% | ¥130,102 | ¥70,254,930 | ¥23,954,930 |
| 45 | 2.10% | ¥132,611 | ¥71,609,741 | ¥25,309,741 |
| 45 | 2.20% | ¥135,146 | ¥72,978,818 | ¥26,678,818 |
| 45 | 2.30% | ¥137,707 | ¥74,362,038 | ¥28,062,038 |
| 45 | 2.40% | ¥140,295 | ¥75,759,274 | ¥29,459,274 |
| 45 | 2.50% | ¥142,908 | ¥77,170,395 | ¥30,870,395 |
| 45 | 2.60% | ¥145,547 | ¥78,595,266 | ¥32,295,266 |
| 45 | 2.70% | ¥148,211 | ¥80,033,747 | ¥33,733,747 |
| 45 | 2.80% | ¥150,899 | ¥81,485,695 | ¥35,185,695 |
| 45 | 2.90% | ¥153,613 | ¥82,950,964 | ¥36,650,964 |
| 45 | 3.00% | ¥156,351 | ¥84,429,406 | ¥38,129,406 |
4630万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥110,620 | ¥53,097,514 | ¥6,797,514 |
| 40 | 0.80% | ¥112,745 | ¥54,117,721 | ¥7,817,721 |
| 40 | 0.90% | ¥114,896 | ¥55,150,137 | ¥8,850,137 |
| 40 | 1.00% | ¥117,072 | ¥56,194,727 | ¥9,894,727 |
| 40 | 1.10% | ¥119,274 | ¥57,251,453 | ¥10,951,453 |
| 40 | 1.20% | ¥121,501 | ¥58,320,272 | ¥12,020,272 |
| 40 | 1.30% | ¥123,752 | ¥59,401,139 | ¥13,101,139 |
| 40 | 1.40% | ¥126,029 | ¥60,494,005 | ¥14,194,005 |
| 40 | 1.50% | ¥128,331 | ¥61,598,816 | ¥15,298,816 |
| 40 | 1.60% | ¥130,657 | ¥62,715,517 | ¥16,415,517 |
| 40 | 1.70% | ¥133,008 | ¥63,844,048 | ¥17,544,048 |
| 40 | 1.80% | ¥135,384 | ¥64,984,345 | ¥18,684,345 |
| 40 | 1.90% | ¥137,784 | ¥66,136,342 | ¥19,836,342 |
| 40 | 2.00% | ¥140,208 | ¥67,299,970 | ¥20,999,970 |
| 40 | 2.10% | ¥142,657 | ¥68,475,156 | ¥22,175,156 |
| 40 | 2.20% | ¥145,129 | ¥69,661,823 | ¥23,361,823 |
| 40 | 2.30% | ¥147,625 | ¥70,859,893 | ¥24,559,893 |
| 40 | 2.40% | ¥150,144 | ¥72,069,285 | ¥25,769,285 |
| 40 | 2.50% | ¥152,687 | ¥73,289,913 | ¥26,989,913 |
| 40 | 2.60% | ¥155,254 | ¥74,521,691 | ¥28,221,691 |
| 40 | 2.70% | ¥157,843 | ¥75,764,528 | ¥29,464,528 |
| 40 | 2.80% | ¥160,455 | ¥77,018,332 | ¥30,718,332 |
| 40 | 2.90% | ¥163,090 | ¥78,283,008 | ¥31,983,008 |
| 40 | 3.00% | ¥165,747 | ¥79,558,458 | ¥33,258,458 |
4630万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥124,325 | ¥52,216,551 | ¥5,916,551 |
| 35 | 0.80% | ¥126,427 | ¥53,099,430 | ¥6,799,430 |
| 35 | 0.90% | ¥128,552 | ¥53,991,679 | ¥7,691,679 |
| 35 | 1.00% | ¥130,698 | ¥54,893,277 | ¥8,593,277 |
| 35 | 1.10% | ¥132,867 | ¥55,804,201 | ¥9,504,201 |
| 35 | 1.20% | ¥135,058 | ¥56,724,426 | ¥10,424,426 |
| 35 | 1.30% | ¥137,271 | ¥57,653,926 | ¥11,353,926 |
| 35 | 1.40% | ¥139,506 | ¥58,592,669 | ¥12,292,669 |
| 35 | 1.50% | ¥141,763 | ¥59,540,626 | ¥13,240,626 |
| 35 | 1.60% | ¥144,042 | ¥60,497,762 | ¥14,197,762 |
| 35 | 1.70% | ¥146,343 | ¥61,464,042 | ¥15,164,042 |
| 35 | 1.80% | ¥148,665 | ¥62,439,429 | ¥16,139,429 |
| 35 | 1.90% | ¥151,009 | ¥63,423,881 | ¥17,123,881 |
| 35 | 2.00% | ¥153,375 | ¥64,417,358 | ¥18,117,358 |
| 35 | 2.10% | ¥155,761 | ¥65,419,816 | ¥19,119,816 |
| 35 | 2.20% | ¥158,170 | ¥66,431,210 | ¥20,131,210 |
| 35 | 2.30% | ¥160,599 | ¥67,451,491 | ¥21,151,491 |
| 35 | 2.40% | ¥163,049 | ¥68,480,612 | ¥22,180,612 |
| 35 | 2.50% | ¥165,520 | ¥69,518,520 | ¥23,218,520 |
| 35 | 2.60% | ¥168,012 | ¥70,565,162 | ¥24,265,162 |
| 35 | 2.70% | ¥170,525 | ¥71,620,486 | ¥25,320,486 |
| 35 | 2.80% | ¥173,058 | ¥72,684,433 | ¥26,384,433 |
| 35 | 2.90% | ¥175,612 | ¥73,756,947 | ¥27,456,947 |
| 35 | 3.00% | ¥178,186 | ¥74,837,968 | ¥28,537,968 |
4630万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥142,625 | ¥51,344,981 | ¥5,044,981 |
| 30 | 0.80% | ¥144,704 | ¥52,093,385 | ¥5,793,385 |
| 30 | 0.90% | ¥146,802 | ¥52,848,687 | ¥6,548,687 |
| 30 | 1.00% | ¥148,919 | ¥53,610,875 | ¥7,310,875 |
| 30 | 1.10% | ¥151,055 | ¥54,379,938 | ¥8,079,938 |
| 30 | 1.20% | ¥153,211 | ¥55,155,861 | ¥8,855,861 |
| 30 | 1.30% | ¥155,385 | ¥55,938,630 | ¥9,638,630 |
| 30 | 1.40% | ¥157,578 | ¥56,728,227 | ¥10,428,227 |
| 30 | 1.50% | ¥159,791 | ¥57,524,637 | ¥11,224,637 |
| 30 | 1.60% | ¥162,022 | ¥58,327,839 | ¥12,027,839 |
| 30 | 1.70% | ¥164,272 | ¥59,137,816 | ¥12,837,816 |
| 30 | 1.80% | ¥166,540 | ¥59,954,545 | ¥13,654,545 |
| 30 | 1.90% | ¥168,828 | ¥60,778,006 | ¥14,478,006 |
| 30 | 2.00% | ¥171,134 | ¥61,608,174 | ¥15,308,174 |
| 30 | 2.10% | ¥173,458 | ¥62,445,026 | ¥16,145,026 |
| 30 | 2.20% | ¥175,801 | ¥63,288,536 | ¥16,988,536 |
| 30 | 2.30% | ¥178,163 | ¥64,138,679 | ¥17,838,679 |
| 30 | 2.40% | ¥180,543 | ¥64,995,427 | ¥18,695,427 |
| 30 | 2.50% | ¥182,941 | ¥65,858,751 | ¥19,558,751 |
| 30 | 2.60% | ¥185,357 | ¥66,728,623 | ¥20,428,623 |
| 30 | 2.70% | ¥187,792 | ¥67,605,012 | ¥21,305,012 |
| 30 | 2.80% | ¥190,244 | ¥68,487,886 | ¥22,187,886 |
| 30 | 2.90% | ¥192,714 | ¥69,377,213 | ¥23,077,213 |
| 30 | 3.00% | ¥195,203 | ¥70,272,960 | ¥23,972,960 |
4630万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥168,276 | ¥50,482,820 | ¥4,182,820 |
| 25 | 0.80% | ¥170,332 | ¥51,099,611 | ¥4,799,611 |
| 25 | 0.90% | ¥172,404 | ¥51,721,201 | ¥5,421,201 |
| 25 | 1.00% | ¥174,492 | ¥52,347,584 | ¥6,047,584 |
| 25 | 1.10% | ¥176,596 | ¥52,978,754 | ¥6,678,754 |
| 25 | 1.20% | ¥178,716 | ¥53,614,704 | ¥7,314,704 |
| 25 | 1.30% | ¥180,851 | ¥54,255,426 | ¥7,955,426 |
| 25 | 1.40% | ¥183,003 | ¥54,900,913 | ¥8,600,913 |
| 25 | 1.50% | ¥185,171 | ¥55,551,156 | ¥9,251,156 |
| 25 | 1.60% | ¥187,354 | ¥56,206,145 | ¥9,906,145 |
| 25 | 1.70% | ¥189,553 | ¥56,865,872 | ¥10,565,872 |
| 25 | 1.80% | ¥191,768 | ¥57,530,325 | ¥11,230,325 |
| 25 | 1.90% | ¥193,998 | ¥58,199,494 | ¥11,899,494 |
| 25 | 2.00% | ¥196,245 | ¥58,873,368 | ¥12,573,368 |
| 25 | 2.10% | ¥198,506 | ¥59,551,934 | ¥13,251,934 |
| 25 | 2.20% | ¥200,784 | ¥60,235,180 | ¥13,935,180 |
| 25 | 2.30% | ¥203,077 | ¥60,923,093 | ¥14,623,093 |
| 25 | 2.40% | ¥205,386 | ¥61,615,659 | ¥15,315,659 |
| 25 | 2.50% | ¥207,710 | ¥62,312,864 | ¥16,012,864 |
| 25 | 2.60% | ¥210,049 | ¥63,014,695 | ¥16,714,695 |
| 25 | 2.70% | ¥212,404 | ¥63,721,134 | ¥17,421,134 |
| 25 | 2.80% | ¥214,774 | ¥64,432,168 | ¥18,132,168 |
| 25 | 2.90% | ¥217,159 | ¥65,147,779 | ¥18,847,779 |
| 25 | 3.00% | ¥219,560 | ¥65,867,951 | ¥19,567,951 |
4630万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥206,792 | ¥49,630,079 | ¥3,330,079 |
| 20 | 0.80% | ¥208,826 | ¥50,118,130 | ¥3,818,130 |
| 20 | 0.90% | ¥210,872 | ¥50,609,256 | ¥4,309,256 |
| 20 | 1.00% | ¥212,931 | ¥51,103,455 | ¥4,803,455 |
| 20 | 1.10% | ¥215,003 | ¥51,600,725 | ¥5,300,725 |
| 20 | 1.20% | ¥217,088 | ¥52,101,062 | ¥5,801,062 |
| 20 | 1.30% | ¥219,185 | ¥52,604,464 | ¥6,304,464 |
| 20 | 1.40% | ¥221,296 | ¥53,110,926 | ¥6,810,926 |
| 20 | 1.50% | ¥223,419 | ¥53,620,446 | ¥7,320,446 |
| 20 | 1.60% | ¥225,554 | ¥54,133,019 | ¥7,833,019 |
| 20 | 1.70% | ¥227,703 | ¥54,648,641 | ¥8,348,641 |
| 20 | 1.80% | ¥229,864 | ¥55,167,307 | ¥8,867,307 |
| 20 | 1.90% | ¥232,038 | ¥55,689,014 | ¥9,389,014 |
| 20 | 2.00% | ¥234,224 | ¥56,213,756 | ¥9,913,756 |
| 20 | 2.10% | ¥236,423 | ¥56,741,528 | ¥10,441,528 |
| 20 | 2.20% | ¥238,635 | ¥57,272,326 | ¥10,972,326 |
| 20 | 2.30% | ¥240,859 | ¥57,806,142 | ¥11,506,142 |
| 20 | 2.40% | ¥243,096 | ¥58,342,972 | ¥12,042,972 |
| 20 | 2.50% | ¥245,345 | ¥58,882,809 | ¥12,582,809 |
| 20 | 2.60% | ¥247,607 | ¥59,425,648 | ¥13,125,648 |
| 20 | 2.70% | ¥249,881 | ¥59,971,482 | ¥13,671,482 |
| 20 | 2.80% | ¥252,168 | ¥60,520,304 | ¥14,220,304 |
| 20 | 2.90% | ¥254,467 | ¥61,072,107 | ¥14,772,107 |
| 20 | 3.00% | ¥256,779 | ¥61,626,885 | ¥15,326,885 |
4630万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥271,038 | ¥48,786,771 | ¥2,486,771 |
| 15 | 0.80% | ¥273,050 | ¥49,148,960 | ¥2,848,960 |
| 15 | 0.90% | ¥275,072 | ¥49,512,881 | ¥3,212,881 |
| 15 | 1.00% | ¥277,103 | ¥49,878,533 | ¥3,578,533 |
| 15 | 1.10% | ¥279,144 | ¥50,245,915 | ¥3,945,915 |
| 15 | 1.20% | ¥281,195 | ¥50,615,026 | ¥4,315,026 |
| 15 | 1.30% | ¥283,255 | ¥50,985,866 | ¥4,685,866 |
| 15 | 1.40% | ¥285,325 | ¥51,358,432 | ¥5,058,432 |
| 15 | 1.50% | ¥287,404 | ¥51,732,723 | ¥5,432,723 |
| 15 | 1.60% | ¥289,493 | ¥52,108,739 | ¥5,808,739 |
| 15 | 1.70% | ¥291,592 | ¥52,486,478 | ¥6,186,478 |
| 15 | 1.80% | ¥293,700 | ¥52,865,938 | ¥6,565,938 |
| 15 | 1.90% | ¥295,817 | ¥53,247,117 | ¥6,947,117 |
| 15 | 2.00% | ¥297,945 | ¥53,630,015 | ¥7,330,015 |
| 15 | 2.10% | ¥300,081 | ¥54,014,629 | ¥7,714,629 |
| 15 | 2.20% | ¥302,228 | ¥54,400,958 | ¥8,100,958 |
| 15 | 2.30% | ¥304,383 | ¥54,788,999 | ¥8,488,999 |
| 15 | 2.40% | ¥306,549 | ¥55,178,752 | ¥8,878,752 |
| 15 | 2.50% | ¥308,723 | ¥55,570,213 | ¥9,270,213 |
| 15 | 2.60% | ¥310,908 | ¥55,963,380 | ¥9,663,380 |
| 15 | 2.70% | ¥313,101 | ¥56,358,253 | ¥10,058,253 |
| 15 | 2.80% | ¥315,305 | ¥56,754,827 | ¥10,454,827 |
| 15 | 2.90% | ¥317,517 | ¥57,153,102 | ¥10,853,102 |
| 15 | 3.00% | ¥319,739 | ¥57,553,074 | ¥11,253,074 |
4630万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥399,608 | ¥47,952,902 | ¥1,652,902 |
| 10 | 0.80% | ¥401,601 | ¥48,192,114 | ¥1,892,114 |
| 10 | 0.90% | ¥403,601 | ¥48,432,097 | ¥2,132,097 |
| 10 | 1.00% | ¥405,607 | ¥48,672,850 | ¥2,372,850 |
| 10 | 1.10% | ¥407,620 | ¥48,914,373 | ¥2,614,373 |
| 10 | 1.20% | ¥409,639 | ¥49,156,665 | ¥2,856,665 |
| 10 | 1.30% | ¥411,664 | ¥49,399,727 | ¥3,099,727 |
| 10 | 1.40% | ¥413,696 | ¥49,643,558 | ¥3,343,558 |
| 10 | 1.50% | ¥415,735 | ¥49,888,157 | ¥3,588,157 |
| 10 | 1.60% | ¥417,779 | ¥50,133,525 | ¥3,833,525 |
| 10 | 1.70% | ¥419,831 | ¥50,379,661 | ¥4,079,661 |
| 10 | 1.80% | ¥421,888 | ¥50,626,565 | ¥4,326,565 |
| 10 | 1.90% | ¥423,952 | ¥50,874,237 | ¥4,574,237 |
| 10 | 2.00% | ¥426,022 | ¥51,122,675 | ¥4,822,675 |
| 10 | 2.10% | ¥428,099 | ¥51,371,880 | ¥5,071,880 |
| 10 | 2.20% | ¥430,182 | ¥51,621,851 | ¥5,321,851 |
| 10 | 2.30% | ¥432,272 | ¥51,872,588 | ¥5,572,588 |
| 10 | 2.40% | ¥434,367 | ¥52,124,090 | ¥5,824,090 |
| 10 | 2.50% | ¥436,470 | ¥52,376,357 | ¥6,076,357 |
| 10 | 2.60% | ¥438,578 | ¥52,629,389 | ¥6,329,389 |
| 10 | 2.70% | ¥440,693 | ¥52,883,185 | ¥6,583,185 |
| 10 | 2.80% | ¥442,815 | ¥53,137,744 | ¥6,837,744 |
| 10 | 2.90% | ¥444,942 | ¥53,393,065 | ¥7,093,065 |
| 10 | 3.00% | ¥447,076 | ¥53,649,150 | ¥7,349,150 |
