4640万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4640万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4640万円の住宅ローン｜期間・年数別
4640万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥91,677 |
¥55,006,097 |
¥8,606,097 |
| 50 |
0.80% |
¥93,854 |
¥56,312,284 |
¥9,912,284 |
| 50 |
0.90% |
¥96,062 |
¥57,637,477 |
¥11,237,477 |
| 50 |
1.00% |
¥98,303 |
¥58,981,596 |
¥12,581,596 |
| 50 |
1.10% |
¥100,574 |
¥60,344,547 |
¥13,944,547 |
| 50 |
1.20% |
¥102,877 |
¥61,726,232 |
¥15,326,232 |
| 50 |
1.30% |
¥105,211 |
¥63,126,540 |
¥16,726,540 |
| 50 |
1.40% |
¥107,576 |
¥64,545,355 |
¥18,145,355 |
| 50 |
1.50% |
¥109,971 |
¥65,982,552 |
¥19,582,552 |
| 50 |
1.60% |
¥112,397 |
¥67,437,996 |
¥21,037,996 |
| 50 |
1.70% |
¥114,853 |
¥68,911,546 |
¥22,511,546 |
| 50 |
1.80% |
¥117,338 |
¥70,403,054 |
¥24,003,054 |
| 50 |
1.90% |
¥119,854 |
¥71,912,363 |
¥25,512,363 |
| 50 |
2.00% |
¥122,399 |
¥73,439,311 |
¥27,039,311 |
| 50 |
2.10% |
¥124,973 |
¥74,983,727 |
¥28,583,727 |
| 50 |
2.20% |
¥127,576 |
¥76,545,436 |
¥30,145,436 |
| 50 |
2.30% |
¥130,207 |
¥78,124,254 |
¥31,724,254 |
| 50 |
2.40% |
¥132,867 |
¥79,719,993 |
¥33,319,993 |
| 50 |
2.50% |
¥135,554 |
¥81,332,458 |
¥34,932,458 |
| 50 |
2.60% |
¥138,269 |
¥82,961,451 |
¥36,561,451 |
| 50 |
2.70% |
¥141,011 |
¥84,606,767 |
¥38,206,767 |
| 50 |
2.80% |
¥143,780 |
¥86,268,196 |
¥39,868,196 |
| 50 |
2.90% |
¥146,576 |
¥87,945,525 |
¥41,545,525 |
| 50 |
3.00% |
¥149,398 |
¥89,638,535 |
¥43,238,535 |
4640万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥100,193 |
¥54,104,458 |
¥7,704,458 |
| 45 |
0.80% |
¥102,347 |
¥55,267,340 |
¥8,867,340 |
| 45 |
0.90% |
¥104,529 |
¥56,445,665 |
¥10,045,665 |
| 45 |
1.00% |
¥106,740 |
¥57,639,378 |
¥11,239,378 |
| 45 |
1.10% |
¥108,979 |
¥58,848,418 |
¥12,448,418 |
| 45 |
1.20% |
¥111,246 |
¥60,072,719 |
¥13,672,719 |
| 45 |
1.30% |
¥113,541 |
¥61,312,208 |
¥14,912,208 |
| 45 |
1.40% |
¥115,864 |
¥62,566,807 |
¥16,166,807 |
| 45 |
1.50% |
¥118,216 |
¥63,836,434 |
¥17,436,434 |
| 45 |
1.60% |
¥120,594 |
¥65,120,998 |
¥18,720,998 |
| 45 |
1.70% |
¥123,001 |
¥66,420,405 |
¥20,020,405 |
| 45 |
1.80% |
¥125,434 |
¥67,734,556 |
¥21,334,556 |
| 45 |
1.90% |
¥127,895 |
¥69,063,347 |
¥22,663,347 |
| 45 |
2.00% |
¥130,383 |
¥70,406,668 |
¥24,006,668 |
| 45 |
2.10% |
¥132,897 |
¥71,764,405 |
¥25,364,405 |
| 45 |
2.20% |
¥135,438 |
¥73,136,439 |
¥26,736,439 |
| 45 |
2.30% |
¥138,005 |
¥74,522,647 |
¥28,122,647 |
| 45 |
2.40% |
¥140,598 |
¥75,922,901 |
¥29,522,901 |
| 45 |
2.50% |
¥143,217 |
¥77,337,070 |
¥30,937,070 |
| 45 |
2.60% |
¥145,861 |
¥78,765,018 |
¥32,365,018 |
| 45 |
2.70% |
¥148,531 |
¥80,206,606 |
¥33,806,606 |
| 45 |
2.80% |
¥151,225 |
¥81,661,690 |
¥35,261,690 |
| 45 |
2.90% |
¥153,945 |
¥83,130,124 |
¥36,730,124 |
| 45 |
3.00% |
¥156,688 |
¥84,611,759 |
¥38,211,759 |
4640万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥110,859 |
¥53,212,195 |
¥6,812,195 |
| 40 |
0.80% |
¥112,989 |
¥54,234,606 |
¥7,834,606 |
| 40 |
0.90% |
¥115,144 |
¥55,269,252 |
¥8,869,252 |
| 40 |
1.00% |
¥117,325 |
¥56,316,098 |
¥9,916,098 |
| 40 |
1.10% |
¥119,531 |
¥57,375,106 |
¥10,975,106 |
| 40 |
1.20% |
¥121,763 |
¥58,446,234 |
¥12,046,234 |
| 40 |
1.30% |
¥124,020 |
¥59,529,435 |
¥13,129,435 |
| 40 |
1.40% |
¥126,301 |
¥60,624,661 |
¥14,224,661 |
| 40 |
1.50% |
¥128,608 |
¥61,731,859 |
¥15,331,859 |
| 40 |
1.60% |
¥130,940 |
¥62,850,972 |
¥16,450,972 |
| 40 |
1.70% |
¥133,296 |
¥63,981,940 |
¥17,581,940 |
| 40 |
1.80% |
¥135,676 |
¥65,124,700 |
¥18,724,700 |
| 40 |
1.90% |
¥138,082 |
¥66,279,185 |
¥19,879,185 |
| 40 |
2.00% |
¥140,511 |
¥67,445,326 |
¥21,045,326 |
| 40 |
2.10% |
¥142,965 |
¥68,623,050 |
¥22,223,050 |
| 40 |
2.20% |
¥145,442 |
¥69,812,280 |
¥23,412,280 |
| 40 |
2.30% |
¥147,944 |
¥71,012,938 |
¥24,612,938 |
| 40 |
2.40% |
¥150,469 |
¥72,224,942 |
¥25,824,942 |
| 40 |
2.50% |
¥153,017 |
¥73,448,207 |
¥27,048,207 |
| 40 |
2.60% |
¥155,589 |
¥74,682,645 |
¥28,282,645 |
| 40 |
2.70% |
¥158,184 |
¥75,928,166 |
¥29,528,166 |
| 40 |
2.80% |
¥160,801 |
¥77,184,678 |
¥30,784,678 |
| 40 |
2.90% |
¥163,442 |
¥78,452,085 |
¥32,052,085 |
| 40 |
3.00% |
¥166,105 |
¥79,730,290 |
¥33,330,290 |
4640万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥124,594 |
¥52,329,329 |
¥5,929,329 |
| 35 |
0.80% |
¥126,700 |
¥53,214,116 |
¥6,814,116 |
| 35 |
0.90% |
¥128,829 |
¥54,108,292 |
¥7,708,292 |
| 35 |
1.00% |
¥130,981 |
¥55,011,837 |
¥8,611,837 |
| 35 |
1.10% |
¥133,154 |
¥55,924,729 |
¥9,524,729 |
| 35 |
1.20% |
¥135,350 |
¥56,846,941 |
¥10,446,941 |
| 35 |
1.30% |
¥137,568 |
¥57,778,448 |
¥11,378,448 |
| 35 |
1.40% |
¥139,808 |
¥58,719,219 |
¥12,319,219 |
| 35 |
1.50% |
¥142,070 |
¥59,669,224 |
¥13,269,224 |
| 35 |
1.60% |
¥144,353 |
¥60,628,427 |
¥14,228,427 |
| 35 |
1.70% |
¥146,659 |
¥61,596,794 |
¥15,196,794 |
| 35 |
1.80% |
¥148,986 |
¥62,574,287 |
¥16,174,287 |
| 35 |
1.90% |
¥151,335 |
¥63,560,866 |
¥17,160,866 |
| 35 |
2.00% |
¥153,706 |
¥64,556,489 |
¥18,156,489 |
| 35 |
2.10% |
¥156,098 |
¥65,561,112 |
¥19,161,112 |
| 35 |
2.20% |
¥158,511 |
¥66,574,690 |
¥20,174,690 |
| 35 |
2.30% |
¥160,946 |
¥67,597,175 |
¥21,197,175 |
| 35 |
2.40% |
¥163,401 |
¥68,628,518 |
¥22,228,518 |
| 35 |
2.50% |
¥165,878 |
¥69,668,668 |
¥23,268,668 |
| 35 |
2.60% |
¥168,375 |
¥70,717,571 |
¥24,317,571 |
| 35 |
2.70% |
¥170,893 |
¥71,775,174 |
¥25,375,174 |
| 35 |
2.80% |
¥173,432 |
¥72,841,419 |
¥26,441,419 |
| 35 |
2.90% |
¥175,991 |
¥73,916,249 |
¥27,516,249 |
| 35 |
3.00% |
¥178,570 |
¥74,999,605 |
¥28,599,605 |
4640万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥142,933 |
¥51,455,877 |
¥5,055,877 |
| 30 |
0.80% |
¥145,016 |
¥52,205,897 |
¥5,805,897 |
| 30 |
0.90% |
¥147,119 |
¥52,962,831 |
¥6,562,831 |
| 30 |
1.00% |
¥149,241 |
¥53,726,665 |
¥7,326,665 |
| 30 |
1.10% |
¥151,382 |
¥54,497,389 |
¥8,097,389 |
| 30 |
1.20% |
¥153,542 |
¥55,274,988 |
¥8,874,988 |
| 30 |
1.30% |
¥155,721 |
¥56,059,447 |
¥9,659,447 |
| 30 |
1.40% |
¥157,919 |
¥56,850,750 |
¥10,450,750 |
| 30 |
1.50% |
¥160,136 |
¥57,648,880 |
¥11,248,880 |
| 30 |
1.60% |
¥162,372 |
¥58,453,818 |
¥12,053,818 |
| 30 |
1.70% |
¥164,627 |
¥59,265,543 |
¥12,865,543 |
| 30 |
1.80% |
¥166,900 |
¥60,084,037 |
¥13,684,037 |
| 30 |
1.90% |
¥169,192 |
¥60,909,276 |
¥14,509,276 |
| 30 |
2.00% |
¥171,503 |
¥61,741,237 |
¥15,341,237 |
| 30 |
2.10% |
¥173,833 |
¥62,579,896 |
¥16,179,896 |
| 30 |
2.20% |
¥176,181 |
¥63,425,229 |
¥17,025,229 |
| 30 |
2.30% |
¥178,548 |
¥64,277,208 |
¥17,877,208 |
| 30 |
2.40% |
¥180,933 |
¥65,135,806 |
¥18,735,806 |
| 30 |
2.50% |
¥183,336 |
¥66,000,995 |
¥19,600,995 |
| 30 |
2.60% |
¥185,758 |
¥66,872,745 |
¥20,472,745 |
| 30 |
2.70% |
¥188,197 |
¥67,751,027 |
¥21,351,027 |
| 30 |
2.80% |
¥190,655 |
¥68,635,808 |
¥22,235,808 |
| 30 |
2.90% |
¥193,131 |
¥69,527,056 |
¥23,127,056 |
| 30 |
3.00% |
¥195,624 |
¥70,424,738 |
¥24,024,738 |
4640万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥168,640 |
¥50,591,854 |
¥4,191,854 |
| 25 |
0.80% |
¥170,700 |
¥51,209,977 |
¥4,809,977 |
| 25 |
0.90% |
¥172,776 |
¥51,832,910 |
¥5,432,910 |
| 25 |
1.00% |
¥174,869 |
¥52,460,646 |
¥6,060,646 |
| 25 |
1.10% |
¥176,977 |
¥53,093,179 |
¥6,693,179 |
| 25 |
1.20% |
¥179,102 |
¥53,730,502 |
¥7,330,502 |
| 25 |
1.30% |
¥181,242 |
¥54,372,608 |
¥7,972,608 |
| 25 |
1.40% |
¥183,398 |
¥55,019,489 |
¥8,619,489 |
| 25 |
1.50% |
¥185,570 |
¥55,671,137 |
¥9,271,137 |
| 25 |
1.60% |
¥187,758 |
¥56,327,541 |
¥9,927,541 |
| 25 |
1.70% |
¥189,962 |
¥56,988,692 |
¥10,588,692 |
| 25 |
1.80% |
¥192,182 |
¥57,654,581 |
¥11,254,581 |
| 25 |
1.90% |
¥194,417 |
¥58,325,195 |
¥11,925,195 |
| 25 |
2.00% |
¥196,668 |
¥59,000,524 |
¥12,600,524 |
| 25 |
2.10% |
¥198,935 |
¥59,680,556 |
¥13,280,556 |
| 25 |
2.20% |
¥201,218 |
¥60,365,277 |
¥13,965,277 |
| 25 |
2.30% |
¥203,516 |
¥61,054,676 |
¥14,654,676 |
| 25 |
2.40% |
¥205,829 |
¥61,748,738 |
¥15,348,738 |
| 25 |
2.50% |
¥208,158 |
¥62,447,449 |
¥16,047,449 |
| 25 |
2.60% |
¥210,503 |
¥63,150,795 |
¥16,750,795 |
| 25 |
2.70% |
¥212,863 |
¥63,858,761 |
¥17,458,761 |
| 25 |
2.80% |
¥215,238 |
¥64,571,330 |
¥18,171,330 |
| 25 |
2.90% |
¥217,628 |
¥65,288,487 |
¥18,888,487 |
| 25 |
3.00% |
¥220,034 |
¥66,010,215 |
¥19,610,215 |
4640万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥207,239 |
¥49,737,272 |
¥3,337,272 |
| 20 |
0.80% |
¥209,277 |
¥50,226,376 |
¥3,826,376 |
| 20 |
0.90% |
¥211,327 |
¥50,718,563 |
¥4,318,563 |
| 20 |
1.00% |
¥213,391 |
¥51,213,830 |
¥4,813,830 |
| 20 |
1.10% |
¥215,467 |
¥51,712,174 |
¥5,312,174 |
| 20 |
1.20% |
¥217,557 |
¥52,213,592 |
¥5,813,592 |
| 20 |
1.30% |
¥219,659 |
¥52,718,080 |
¥6,318,080 |
| 20 |
1.40% |
¥221,773 |
¥53,225,637 |
¥6,825,637 |
| 20 |
1.50% |
¥223,901 |
¥53,736,257 |
¥7,336,257 |
| 20 |
1.60% |
¥226,041 |
¥54,249,937 |
¥7,849,937 |
| 20 |
1.70% |
¥228,194 |
¥54,766,672 |
¥8,366,672 |
| 20 |
1.80% |
¥230,360 |
¥55,286,459 |
¥8,886,459 |
| 20 |
1.90% |
¥232,539 |
¥55,809,293 |
¥9,409,293 |
| 20 |
2.00% |
¥234,730 |
¥56,335,168 |
¥9,935,168 |
| 20 |
2.10% |
¥236,934 |
¥56,864,080 |
¥10,464,080 |
| 20 |
2.20% |
¥239,150 |
¥57,396,024 |
¥10,996,024 |
| 20 |
2.30% |
¥241,379 |
¥57,930,993 |
¥11,530,993 |
| 20 |
2.40% |
¥243,621 |
¥58,468,983 |
¥12,068,983 |
| 20 |
2.50% |
¥245,875 |
¥59,009,986 |
¥12,609,986 |
| 20 |
2.60% |
¥248,142 |
¥59,553,997 |
¥13,153,997 |
| 20 |
2.70% |
¥250,421 |
¥60,101,010 |
¥13,701,010 |
| 20 |
2.80% |
¥252,713 |
¥60,651,018 |
¥14,251,018 |
| 20 |
2.90% |
¥255,017 |
¥61,204,013 |
¥14,804,013 |
| 20 |
3.00% |
¥257,333 |
¥61,759,988 |
¥15,359,988 |
4640万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥271,623 |
¥48,892,142 |
¥2,492,142 |
| 15 |
0.80% |
¥273,640 |
¥49,255,113 |
¥2,855,113 |
| 15 |
0.90% |
¥275,666 |
¥49,619,820 |
¥3,219,820 |
| 15 |
1.00% |
¥277,701 |
¥49,986,262 |
¥3,586,262 |
| 15 |
1.10% |
¥279,747 |
¥50,354,438 |
¥3,954,438 |
| 15 |
1.20% |
¥281,802 |
¥50,724,346 |
¥4,324,346 |
| 15 |
1.30% |
¥283,867 |
¥51,095,986 |
¥4,695,986 |
| 15 |
1.40% |
¥285,941 |
¥51,469,357 |
¥5,069,357 |
| 15 |
1.50% |
¥288,025 |
¥51,844,457 |
¥5,444,457 |
| 15 |
1.60% |
¥290,118 |
¥52,221,285 |
¥5,821,285 |
| 15 |
1.70% |
¥292,221 |
¥52,599,839 |
¥6,199,839 |
| 15 |
1.80% |
¥294,334 |
¥52,980,119 |
¥6,580,119 |
| 15 |
1.90% |
¥296,456 |
¥53,362,122 |
¥6,962,122 |
| 15 |
2.00% |
¥298,588 |
¥53,745,847 |
¥7,345,847 |
| 15 |
2.10% |
¥300,729 |
¥54,131,292 |
¥7,731,292 |
| 15 |
2.20% |
¥302,880 |
¥54,518,455 |
¥8,118,455 |
| 15 |
2.30% |
¥305,041 |
¥54,907,334 |
¥8,507,334 |
| 15 |
2.40% |
¥307,211 |
¥55,297,928 |
¥8,897,928 |
| 15 |
2.50% |
¥309,390 |
¥55,690,235 |
¥9,290,235 |
| 15 |
2.60% |
¥311,579 |
¥56,084,252 |
¥9,684,252 |
| 15 |
2.70% |
¥313,778 |
¥56,479,977 |
¥10,079,977 |
| 15 |
2.80% |
¥315,986 |
¥56,877,408 |
¥10,477,408 |
| 15 |
2.90% |
¥318,203 |
¥57,276,543 |
¥10,876,543 |
| 15 |
3.00% |
¥320,430 |
¥57,677,379 |
¥11,277,379 |
4640万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥400,471 |
¥48,056,472 |
¥1,656,472 |
| 10 |
0.80% |
¥402,468 |
¥48,296,201 |
¥1,896,201 |
| 10 |
0.90% |
¥404,473 |
¥48,536,702 |
¥2,136,702 |
| 10 |
1.00% |
¥406,483 |
¥48,777,975 |
¥2,377,975 |
| 10 |
1.10% |
¥408,500 |
¥49,020,019 |
¥2,620,019 |
| 10 |
1.20% |
¥410,524 |
¥49,262,835 |
¥2,862,835 |
| 10 |
1.30% |
¥412,554 |
¥49,506,422 |
¥3,106,422 |
| 10 |
1.40% |
¥414,590 |
¥49,750,779 |
¥3,350,779 |
| 10 |
1.50% |
¥416,633 |
¥49,995,907 |
¥3,595,907 |
| 10 |
1.60% |
¥418,682 |
¥50,241,805 |
¥3,841,805 |
| 10 |
1.70% |
¥420,737 |
¥50,488,473 |
¥4,088,473 |
| 10 |
1.80% |
¥422,799 |
¥50,735,910 |
¥4,335,910 |
| 10 |
1.90% |
¥424,868 |
¥50,984,116 |
¥4,584,116 |
| 10 |
2.00% |
¥426,942 |
¥51,233,091 |
¥4,833,091 |
| 10 |
2.10% |
¥429,024 |
¥51,482,834 |
¥5,082,834 |
| 10 |
2.20% |
¥431,111 |
¥51,733,345 |
¥5,333,345 |
| 10 |
2.30% |
¥433,205 |
¥51,984,624 |
¥5,584,624 |
| 10 |
2.40% |
¥435,306 |
¥52,236,669 |
¥5,836,669 |
| 10 |
2.50% |
¥437,412 |
¥52,489,481 |
¥6,089,481 |
| 10 |
2.60% |
¥439,525 |
¥52,743,059 |
¥6,343,059 |
| 10 |
2.70% |
¥441,645 |
¥52,997,403 |
¥6,597,403 |
| 10 |
2.80% |
¥443,771 |
¥53,252,512 |
¥6,852,512 |
| 10 |
2.90% |
¥445,903 |
¥53,508,385 |
¥7,108,385 |
| 10 |
3.00% |
¥448,042 |
¥53,765,023 |
¥7,365,023 |
