4670万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4670万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4670万円の住宅ローン｜期間・年数別
4670万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥92,270 |
¥55,361,740 |
¥8,661,740 |
| 50 |
0.80% |
¥94,461 |
¥56,676,372 |
¥9,976,372 |
| 50 |
0.90% |
¥96,684 |
¥58,010,133 |
¥11,310,133 |
| 50 |
1.00% |
¥98,938 |
¥59,362,942 |
¥12,662,942 |
| 50 |
1.10% |
¥101,225 |
¥60,734,706 |
¥14,034,706 |
| 50 |
1.20% |
¥103,542 |
¥62,125,324 |
¥15,425,324 |
| 50 |
1.30% |
¥105,891 |
¥63,534,686 |
¥16,834,686 |
| 50 |
1.40% |
¥108,271 |
¥64,962,675 |
¥18,262,675 |
| 50 |
1.50% |
¥110,682 |
¥66,409,163 |
¥19,709,163 |
| 50 |
1.60% |
¥113,123 |
¥67,874,017 |
¥21,174,017 |
| 50 |
1.70% |
¥115,595 |
¥69,357,095 |
¥22,657,095 |
| 50 |
1.80% |
¥118,097 |
¥70,858,246 |
¥24,158,246 |
| 50 |
1.90% |
¥120,629 |
¥72,377,314 |
¥25,677,314 |
| 50 |
2.00% |
¥123,190 |
¥73,914,134 |
¥27,214,134 |
| 50 |
2.10% |
¥125,781 |
¥75,468,536 |
¥28,768,536 |
| 50 |
2.20% |
¥128,401 |
¥77,040,342 |
¥30,340,342 |
| 50 |
2.30% |
¥131,049 |
¥78,629,367 |
¥31,929,367 |
| 50 |
2.40% |
¥133,726 |
¥80,235,424 |
¥33,535,424 |
| 50 |
2.50% |
¥136,431 |
¥81,858,315 |
¥35,158,315 |
| 50 |
2.60% |
¥139,163 |
¥83,497,840 |
¥36,797,840 |
| 50 |
2.70% |
¥141,923 |
¥85,153,794 |
¥38,453,794 |
| 50 |
2.80% |
¥144,710 |
¥86,825,965 |
¥40,125,965 |
| 50 |
2.90% |
¥147,524 |
¥88,514,138 |
¥41,814,138 |
| 50 |
3.00% |
¥150,363 |
¥90,218,095 |
¥43,518,095 |
4670万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥100,841 |
¥54,454,271 |
¥7,754,271 |
| 45 |
0.80% |
¥103,009 |
¥55,624,672 |
¥8,924,672 |
| 45 |
0.90% |
¥105,205 |
¥56,810,615 |
¥10,110,615 |
| 45 |
1.00% |
¥107,430 |
¥58,012,046 |
¥11,312,046 |
| 45 |
1.10% |
¥109,683 |
¥59,228,904 |
¥12,528,904 |
| 45 |
1.20% |
¥111,965 |
¥60,461,120 |
¥13,761,120 |
| 45 |
1.30% |
¥114,275 |
¥61,708,623 |
¥15,008,623 |
| 45 |
1.40% |
¥116,614 |
¥62,971,334 |
¥16,271,334 |
| 45 |
1.50% |
¥118,980 |
¥64,249,169 |
¥17,549,169 |
| 45 |
1.60% |
¥121,374 |
¥65,542,038 |
¥18,842,038 |
| 45 |
1.70% |
¥123,796 |
¥66,849,847 |
¥20,149,847 |
| 45 |
1.80% |
¥126,245 |
¥68,172,495 |
¥21,472,495 |
| 45 |
1.90% |
¥128,722 |
¥69,509,878 |
¥22,809,878 |
| 45 |
2.00% |
¥131,226 |
¥70,861,884 |
¥24,161,884 |
| 45 |
2.10% |
¥133,756 |
¥72,228,399 |
¥25,528,399 |
| 45 |
2.20% |
¥136,314 |
¥73,609,304 |
¥26,909,304 |
| 45 |
2.30% |
¥138,897 |
¥75,004,474 |
¥28,304,474 |
| 45 |
2.40% |
¥141,507 |
¥76,413,782 |
¥29,713,782 |
| 45 |
2.50% |
¥144,143 |
¥77,837,094 |
¥31,137,094 |
| 45 |
2.60% |
¥146,804 |
¥79,274,275 |
¥32,574,275 |
| 45 |
2.70% |
¥149,491 |
¥80,725,183 |
¥34,025,183 |
| 45 |
2.80% |
¥152,203 |
¥82,189,675 |
¥35,489,675 |
| 45 |
2.90% |
¥154,940 |
¥83,667,603 |
¥36,967,603 |
| 45 |
3.00% |
¥157,702 |
¥85,158,818 |
¥38,458,818 |
4670万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥111,575 |
¥53,556,240 |
¥6,856,240 |
| 40 |
0.80% |
¥113,719 |
¥54,585,261 |
¥7,885,261 |
| 40 |
0.90% |
¥115,889 |
¥55,626,596 |
¥8,926,596 |
| 40 |
1.00% |
¥118,084 |
¥56,680,211 |
¥9,980,211 |
| 40 |
1.10% |
¥120,304 |
¥57,746,066 |
¥11,046,066 |
| 40 |
1.20% |
¥122,550 |
¥58,824,119 |
¥12,124,119 |
| 40 |
1.30% |
¥124,822 |
¥59,914,324 |
¥13,214,324 |
| 40 |
1.40% |
¥127,118 |
¥61,016,631 |
¥14,316,631 |
| 40 |
1.50% |
¥129,440 |
¥62,130,987 |
¥15,430,987 |
| 40 |
1.60% |
¥131,786 |
¥63,257,336 |
¥16,557,336 |
| 40 |
1.70% |
¥134,158 |
¥64,395,616 |
¥17,695,616 |
| 40 |
1.80% |
¥136,554 |
¥65,545,765 |
¥18,845,765 |
| 40 |
1.90% |
¥138,974 |
¥66,707,715 |
¥20,007,715 |
| 40 |
2.00% |
¥141,420 |
¥67,881,395 |
¥21,181,395 |
| 40 |
2.10% |
¥143,889 |
¥69,066,734 |
¥22,366,734 |
| 40 |
2.20% |
¥146,383 |
¥70,263,653 |
¥23,563,653 |
| 40 |
2.30% |
¥148,900 |
¥71,472,074 |
¥24,772,074 |
| 40 |
2.40% |
¥151,441 |
¥72,691,914 |
¥25,991,914 |
| 40 |
2.50% |
¥154,006 |
¥73,923,087 |
¥27,223,087 |
| 40 |
2.60% |
¥156,595 |
¥75,165,507 |
¥28,465,507 |
| 40 |
2.70% |
¥159,206 |
¥76,419,081 |
¥29,719,081 |
| 40 |
2.80% |
¥161,841 |
¥77,683,717 |
¥30,983,717 |
| 40 |
2.90% |
¥164,499 |
¥78,959,319 |
¥32,259,319 |
| 40 |
3.00% |
¥167,179 |
¥80,245,788 |
¥33,545,788 |
4670万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥125,399 |
¥52,667,666 |
¥5,967,666 |
| 35 |
0.80% |
¥127,519 |
¥53,558,172 |
¥6,858,172 |
| 35 |
0.90% |
¥129,662 |
¥54,458,130 |
¥7,758,130 |
| 35 |
1.00% |
¥131,827 |
¥55,367,517 |
¥8,667,517 |
| 35 |
1.10% |
¥134,015 |
¥56,286,311 |
¥9,586,311 |
| 35 |
1.20% |
¥136,225 |
¥57,214,486 |
¥10,514,486 |
| 35 |
1.30% |
¥138,457 |
¥58,152,016 |
¥11,452,016 |
| 35 |
1.40% |
¥140,712 |
¥59,098,870 |
¥12,398,870 |
| 35 |
1.50% |
¥142,988 |
¥60,055,016 |
¥13,355,016 |
| 35 |
1.60% |
¥145,287 |
¥61,020,421 |
¥14,320,421 |
| 35 |
1.70% |
¥147,607 |
¥61,995,049 |
¥15,295,049 |
| 35 |
1.80% |
¥149,950 |
¥62,978,862 |
¥16,278,862 |
| 35 |
1.90% |
¥152,314 |
¥63,971,820 |
¥17,271,820 |
| 35 |
2.00% |
¥154,700 |
¥64,973,880 |
¥18,273,880 |
| 35 |
2.10% |
¥157,107 |
¥65,984,998 |
¥19,284,998 |
| 35 |
2.20% |
¥159,536 |
¥67,005,130 |
¥20,305,130 |
| 35 |
2.30% |
¥161,986 |
¥68,034,226 |
¥21,334,226 |
| 35 |
2.40% |
¥164,458 |
¥69,072,237 |
¥22,372,237 |
| 35 |
2.50% |
¥166,950 |
¥70,119,112 |
¥23,419,112 |
| 35 |
2.60% |
¥169,464 |
¥71,174,797 |
¥24,474,797 |
| 35 |
2.70% |
¥171,998 |
¥72,239,237 |
¥25,539,237 |
| 35 |
2.80% |
¥174,553 |
¥73,312,376 |
¥26,612,376 |
| 35 |
2.90% |
¥177,129 |
¥74,394,156 |
¥27,694,156 |
| 35 |
3.00% |
¥179,725 |
¥75,484,516 |
¥28,784,516 |
4670万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥143,857 |
¥51,788,566 |
¥5,088,566 |
| 30 |
0.80% |
¥145,954 |
¥52,543,436 |
¥5,843,436 |
| 30 |
0.90% |
¥148,070 |
¥53,305,263 |
¥6,605,263 |
| 30 |
1.00% |
¥150,206 |
¥54,074,036 |
¥7,374,036 |
| 30 |
1.10% |
¥152,360 |
¥54,849,743 |
¥8,149,743 |
| 30 |
1.20% |
¥154,534 |
¥55,632,370 |
¥8,932,370 |
| 30 |
1.30% |
¥156,728 |
¥56,421,901 |
¥9,721,901 |
| 30 |
1.40% |
¥158,940 |
¥57,218,320 |
¥10,518,320 |
| 30 |
1.50% |
¥161,171 |
¥58,021,610 |
¥11,321,610 |
| 30 |
1.60% |
¥163,422 |
¥58,831,752 |
¥12,131,752 |
| 30 |
1.70% |
¥165,691 |
¥59,648,726 |
¥12,948,726 |
| 30 |
1.80% |
¥167,979 |
¥60,472,511 |
¥13,772,511 |
| 30 |
1.90% |
¥170,286 |
¥61,303,085 |
¥14,603,085 |
| 30 |
2.00% |
¥172,612 |
¥62,140,426 |
¥15,440,426 |
| 30 |
2.10% |
¥174,957 |
¥62,984,508 |
¥16,284,508 |
| 30 |
2.20% |
¥177,320 |
¥63,835,305 |
¥17,135,305 |
| 30 |
2.30% |
¥179,702 |
¥64,692,793 |
¥17,992,793 |
| 30 |
2.40% |
¥182,103 |
¥65,556,943 |
¥18,856,943 |
| 30 |
2.50% |
¥184,521 |
¥66,427,726 |
¥19,727,726 |
| 30 |
2.60% |
¥186,959 |
¥67,305,112 |
¥20,605,112 |
| 30 |
2.70% |
¥189,414 |
¥68,189,072 |
¥21,489,072 |
| 30 |
2.80% |
¥191,888 |
¥69,079,574 |
¥22,379,574 |
| 30 |
2.90% |
¥194,379 |
¥69,976,584 |
¥23,276,584 |
| 30 |
3.00% |
¥196,889 |
¥70,880,070 |
¥24,180,070 |
4670万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥169,730 |
¥50,918,956 |
¥4,218,956 |
| 25 |
0.80% |
¥171,804 |
¥51,541,076 |
¥4,841,076 |
| 25 |
0.90% |
¥173,893 |
¥52,168,036 |
¥5,468,036 |
| 25 |
1.00% |
¥175,999 |
¥52,799,831 |
¥6,099,831 |
| 25 |
1.10% |
¥178,122 |
¥53,436,454 |
¥6,736,454 |
| 25 |
1.20% |
¥180,260 |
¥54,077,898 |
¥7,377,898 |
| 25 |
1.30% |
¥182,414 |
¥54,724,155 |
¥8,024,155 |
| 25 |
1.40% |
¥184,584 |
¥55,375,219 |
¥8,675,219 |
| 25 |
1.50% |
¥186,770 |
¥56,031,079 |
¥9,331,079 |
| 25 |
1.60% |
¥188,972 |
¥56,691,727 |
¥9,991,727 |
| 25 |
1.70% |
¥191,191 |
¥57,357,154 |
¥10,657,154 |
| 25 |
1.80% |
¥193,424 |
¥58,027,347 |
¥11,327,347 |
| 25 |
1.90% |
¥195,674 |
¥58,702,298 |
¥12,002,298 |
| 25 |
2.00% |
¥197,940 |
¥59,381,993 |
¥12,681,993 |
| 25 |
2.10% |
¥200,221 |
¥60,066,421 |
¥13,366,421 |
| 25 |
2.20% |
¥202,519 |
¥60,755,570 |
¥14,055,570 |
| 25 |
2.30% |
¥204,831 |
¥61,449,426 |
¥14,749,426 |
| 25 |
2.40% |
¥207,160 |
¥62,147,976 |
¥15,447,976 |
| 25 |
2.50% |
¥209,504 |
¥62,851,204 |
¥16,151,204 |
| 25 |
2.60% |
¥211,864 |
¥63,559,098 |
¥16,859,098 |
| 25 |
2.70% |
¥214,239 |
¥64,271,641 |
¥17,571,641 |
| 25 |
2.80% |
¥216,629 |
¥64,988,817 |
¥18,288,817 |
| 25 |
2.90% |
¥219,035 |
¥65,710,611 |
¥19,010,611 |
| 25 |
3.00% |
¥221,457 |
¥66,437,005 |
¥19,737,005 |
4670万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥208,579 |
¥50,058,849 |
¥3,358,849 |
| 20 |
0.80% |
¥210,630 |
¥50,551,116 |
¥3,851,116 |
| 20 |
0.90% |
¥212,694 |
¥51,046,485 |
¥4,346,485 |
| 20 |
1.00% |
¥214,771 |
¥51,544,954 |
¥4,844,954 |
| 20 |
1.10% |
¥216,860 |
¥52,046,520 |
¥5,346,520 |
| 20 |
1.20% |
¥218,963 |
¥52,551,180 |
¥5,851,180 |
| 20 |
1.30% |
¥221,079 |
¥53,058,930 |
¥6,358,930 |
| 20 |
1.40% |
¥223,207 |
¥53,569,768 |
¥6,869,768 |
| 20 |
1.50% |
¥225,349 |
¥54,083,689 |
¥7,383,689 |
| 20 |
1.60% |
¥227,503 |
¥54,600,691 |
¥7,900,691 |
| 20 |
1.70% |
¥229,670 |
¥55,120,767 |
¥8,420,767 |
| 20 |
1.80% |
¥231,850 |
¥55,643,915 |
¥8,943,915 |
| 20 |
1.90% |
¥234,042 |
¥56,170,129 |
¥9,470,129 |
| 20 |
2.00% |
¥236,248 |
¥56,699,404 |
¥9,999,404 |
| 20 |
2.10% |
¥238,466 |
¥57,231,736 |
¥10,531,736 |
| 20 |
2.20% |
¥240,696 |
¥57,767,119 |
¥11,067,119 |
| 20 |
2.30% |
¥242,940 |
¥58,305,547 |
¥11,605,547 |
| 20 |
2.40% |
¥245,196 |
¥58,847,015 |
¥12,147,015 |
| 20 |
2.50% |
¥247,465 |
¥59,391,516 |
¥12,691,516 |
| 20 |
2.60% |
¥249,746 |
¥59,939,045 |
¥13,239,045 |
| 20 |
2.70% |
¥252,040 |
¥60,489,594 |
¥13,789,594 |
| 20 |
2.80% |
¥254,346 |
¥61,043,158 |
¥14,343,158 |
| 20 |
2.90% |
¥256,666 |
¥61,599,728 |
¥14,899,728 |
| 20 |
3.00% |
¥258,997 |
¥62,159,299 |
¥15,459,299 |
4670万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥273,379 |
¥49,208,255 |
¥2,508,255 |
| 15 |
0.80% |
¥275,409 |
¥49,573,573 |
¥2,873,573 |
| 15 |
0.90% |
¥277,448 |
¥49,940,638 |
¥3,240,638 |
| 15 |
1.00% |
¥279,497 |
¥50,309,449 |
¥3,609,449 |
| 15 |
1.10% |
¥281,556 |
¥50,680,005 |
¥3,980,005 |
| 15 |
1.20% |
¥283,624 |
¥51,052,305 |
¥4,352,305 |
| 15 |
1.30% |
¥285,702 |
¥51,426,348 |
¥4,726,348 |
| 15 |
1.40% |
¥287,790 |
¥51,802,133 |
¥5,102,133 |
| 15 |
1.50% |
¥289,887 |
¥52,179,658 |
¥5,479,658 |
| 15 |
1.60% |
¥291,994 |
¥52,558,923 |
¥5,858,923 |
| 15 |
1.70% |
¥294,111 |
¥52,939,925 |
¥6,239,925 |
| 15 |
1.80% |
¥296,237 |
¥53,322,663 |
¥6,622,663 |
| 15 |
1.90% |
¥298,373 |
¥53,707,136 |
¥7,007,136 |
| 15 |
2.00% |
¥300,519 |
¥54,093,341 |
¥7,393,341 |
| 15 |
2.10% |
¥302,674 |
¥54,481,278 |
¥7,781,278 |
| 15 |
2.20% |
¥304,839 |
¥54,870,945 |
¥8,170,945 |
| 15 |
2.30% |
¥307,013 |
¥55,262,339 |
¥8,562,339 |
| 15 |
2.40% |
¥309,197 |
¥55,655,458 |
¥8,955,458 |
| 15 |
2.50% |
¥311,391 |
¥56,050,301 |
¥9,350,301 |
| 15 |
2.60% |
¥313,594 |
¥56,446,865 |
¥9,746,865 |
| 15 |
2.70% |
¥315,806 |
¥56,845,149 |
¥10,145,149 |
| 15 |
2.80% |
¥318,029 |
¥57,245,150 |
¥10,545,150 |
| 15 |
2.90% |
¥320,260 |
¥57,646,865 |
¥10,946,865 |
| 15 |
3.00% |
¥322,502 |
¥58,050,293 |
¥11,350,293 |
4670万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥403,060 |
¥48,367,182 |
¥1,667,182 |
| 10 |
0.80% |
¥405,071 |
¥48,608,461 |
¥1,908,461 |
| 10 |
0.90% |
¥407,088 |
¥48,850,517 |
¥2,150,517 |
| 10 |
1.00% |
¥409,111 |
¥49,093,350 |
¥2,393,350 |
| 10 |
1.10% |
¥411,141 |
¥49,336,959 |
¥2,636,959 |
| 10 |
1.20% |
¥413,178 |
¥49,581,345 |
¥2,881,345 |
| 10 |
1.30% |
¥415,221 |
¥49,826,506 |
¥3,126,506 |
| 10 |
1.40% |
¥417,270 |
¥50,072,444 |
¥3,372,444 |
| 10 |
1.50% |
¥419,326 |
¥50,319,156 |
¥3,619,156 |
| 10 |
1.60% |
¥421,389 |
¥50,566,644 |
¥3,866,644 |
| 10 |
1.70% |
¥423,458 |
¥50,814,907 |
¥4,114,907 |
| 10 |
1.80% |
¥425,533 |
¥51,063,944 |
¥4,363,944 |
| 10 |
1.90% |
¥427,615 |
¥51,313,755 |
¥4,613,755 |
| 10 |
2.00% |
¥429,703 |
¥51,564,340 |
¥4,864,340 |
| 10 |
2.10% |
¥431,797 |
¥51,815,697 |
¥5,115,697 |
| 10 |
2.20% |
¥433,899 |
¥52,067,828 |
¥5,367,828 |
| 10 |
2.30% |
¥436,006 |
¥52,320,731 |
¥5,620,731 |
| 10 |
2.40% |
¥438,120 |
¥52,574,406 |
¥5,874,406 |
| 10 |
2.50% |
¥440,240 |
¥52,828,853 |
¥6,128,853 |
| 10 |
2.60% |
¥442,367 |
¥53,084,071 |
¥6,384,071 |
| 10 |
2.70% |
¥444,500 |
¥53,340,059 |
¥6,640,059 |
| 10 |
2.80% |
¥446,640 |
¥53,596,817 |
¥6,896,817 |
| 10 |
2.90% |
¥448,786 |
¥53,854,345 |
¥7,154,345 |
| 10 |
3.00% |
¥450,939 |
¥54,112,641 |
¥7,412,641 |
