4690万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4690万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4690万円の住宅ローン｜期間・年数別
4690万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥92,665 | ¥55,598,835 | ¥8,698,835 |
| 50 | 0.80% | ¥94,865 | ¥56,919,097 | ¥10,019,097 |
| 50 | 0.90% | ¥97,098 | ¥58,258,571 | ¥11,358,571 |
| 50 | 1.00% | ¥99,362 | ¥59,617,173 | ¥12,717,173 |
| 50 | 1.10% | ¥101,658 | ¥60,994,812 | ¥14,094,812 |
| 50 | 1.20% | ¥103,986 | ¥62,391,385 | ¥15,491,385 |
| 50 | 1.30% | ¥106,345 | ¥63,806,783 | ¥16,906,783 |
| 50 | 1.40% | ¥108,735 | ¥65,240,887 | ¥18,340,887 |
| 50 | 1.50% | ¥111,156 | ¥66,693,571 | ¥19,793,571 |
| 50 | 1.60% | ¥113,608 | ¥68,164,698 | ¥21,264,698 |
| 50 | 1.70% | ¥116,090 | ¥69,654,127 | ¥22,754,127 |
| 50 | 1.80% | ¥118,603 | ¥71,161,708 | ¥24,261,708 |
| 50 | 1.90% | ¥121,145 | ¥72,687,281 | ¥25,787,281 |
| 50 | 2.00% | ¥123,718 | ¥74,230,683 | ¥27,330,683 |
| 50 | 2.10% | ¥126,320 | ¥75,791,742 | ¥28,891,742 |
| 50 | 2.20% | ¥128,950 | ¥77,370,279 | ¥30,470,279 |
| 50 | 2.30% | ¥131,610 | ¥78,966,110 | ¥32,066,110 |
| 50 | 2.40% | ¥134,298 | ¥80,579,044 | ¥33,679,044 |
| 50 | 2.50% | ¥137,015 | ¥82,208,886 | ¥35,308,886 |
| 50 | 2.60% | ¥139,759 | ¥83,855,433 | ¥36,955,433 |
| 50 | 2.70% | ¥142,531 | ¥85,518,478 | ¥38,618,478 |
| 50 | 2.80% | ¥145,330 | ¥87,197,811 | ¥40,297,811 |
| 50 | 2.90% | ¥148,155 | ¥88,893,214 | ¥41,993,214 |
| 50 | 3.00% | ¥151,007 | ¥90,604,468 | ¥43,704,468 |
4690万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥101,273 | ¥54,687,480 | ¥7,787,480 |
| 45 | 0.80% | ¥103,450 | ¥55,862,893 | ¥8,962,893 |
| 45 | 0.90% | ¥105,655 | ¥57,053,916 | ¥10,153,916 |
| 45 | 1.00% | ¥107,890 | ¥58,260,492 | ¥11,360,492 |
| 45 | 1.10% | ¥110,153 | ¥59,482,561 | ¥12,582,561 |
| 45 | 1.20% | ¥112,445 | ¥60,720,054 | ¥13,820,054 |
| 45 | 1.30% | ¥114,765 | ¥61,972,900 | ¥15,072,900 |
| 45 | 1.40% | ¥117,113 | ¥63,241,019 | ¥16,341,019 |
| 45 | 1.50% | ¥119,489 | ¥64,524,326 | ¥17,624,326 |
| 45 | 1.60% | ¥121,894 | ¥65,822,732 | ¥18,922,732 |
| 45 | 1.70% | ¥124,326 | ¥67,136,142 | ¥20,236,142 |
| 45 | 1.80% | ¥126,786 | ¥68,464,455 | ¥21,564,455 |
| 45 | 1.90% | ¥129,273 | ¥69,807,564 | ¥22,907,564 |
| 45 | 2.00% | ¥131,788 | ¥71,165,361 | ¥24,265,361 |
| 45 | 2.10% | ¥134,329 | ¥72,537,729 | ¥25,637,729 |
| 45 | 2.20% | ¥136,897 | ¥73,924,547 | ¥27,024,547 |
| 45 | 2.30% | ¥139,492 | ¥75,325,693 | ¥28,425,693 |
| 45 | 2.40% | ¥142,113 | ¥76,741,036 | ¥29,841,036 |
| 45 | 2.50% | ¥144,760 | ¥78,170,444 | ¥31,270,444 |
| 45 | 2.60% | ¥147,433 | ¥79,613,779 | ¥32,713,779 |
| 45 | 2.70% | ¥150,131 | ¥81,070,901 | ¥34,170,901 |
| 45 | 2.80% | ¥152,855 | ¥82,541,665 | ¥35,641,665 |
| 45 | 2.90% | ¥155,604 | ¥84,025,923 | ¥37,125,923 |
| 45 | 3.00% | ¥158,377 | ¥85,523,524 | ¥38,623,524 |
4690万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥112,053 | ¥53,785,603 | ¥6,885,603 |
| 40 | 0.80% | ¥114,206 | ¥54,819,031 | ¥7,919,031 |
| 40 | 0.90% | ¥116,385 | ¥55,864,826 | ¥8,964,826 |
| 40 | 1.00% | ¥118,589 | ¥56,922,953 | ¥10,022,953 |
| 40 | 1.10% | ¥120,820 | ¥57,993,372 | ¥11,093,372 |
| 40 | 1.20% | ¥123,075 | ¥59,076,042 | ¥12,176,042 |
| 40 | 1.30% | ¥125,356 | ¥60,170,916 | ¥13,270,916 |
| 40 | 1.40% | ¥127,662 | ¥61,277,944 | ¥14,377,944 |
| 40 | 1.50% | ¥129,994 | ¥62,397,073 | ¥15,497,073 |
| 40 | 1.60% | ¥132,351 | ¥63,528,245 | ¥16,628,245 |
| 40 | 1.70% | ¥134,732 | ¥64,671,400 | ¥17,771,400 |
| 40 | 1.80% | ¥137,138 | ¥65,826,475 | ¥18,926,475 |
| 40 | 1.90% | ¥139,570 | ¥66,993,401 | ¥20,093,401 |
| 40 | 2.00% | ¥142,025 | ¥68,172,108 | ¥21,272,108 |
| 40 | 2.10% | ¥144,505 | ¥69,362,523 | ¥22,462,523 |
| 40 | 2.20% | ¥147,010 | ¥70,564,568 | ¥23,664,568 |
| 40 | 2.30% | ¥149,538 | ¥71,778,164 | ¥24,878,164 |
| 40 | 2.40% | ¥152,090 | ¥73,003,228 | ¥26,103,228 |
| 40 | 2.50% | ¥154,666 | ¥74,239,675 | ¥27,339,675 |
| 40 | 2.60% | ¥157,265 | ¥75,487,415 | ¥28,587,415 |
| 40 | 2.70% | ¥159,888 | ¥76,746,358 | ¥29,846,358 |
| 40 | 2.80% | ¥162,534 | ¥78,016,410 | ¥31,116,410 |
| 40 | 2.90% | ¥165,203 | ¥79,297,474 | ¥32,397,474 |
| 40 | 3.00% | ¥167,895 | ¥80,589,453 | ¥33,689,453 |
4690万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥125,936 | ¥52,893,223 | ¥5,993,223 |
| 35 | 0.80% | ¥128,066 | ¥53,787,544 | ¥6,887,544 |
| 35 | 0.90% | ¥130,218 | ¥54,691,355 | ¥7,791,355 |
| 35 | 1.00% | ¥132,392 | ¥55,604,637 | ¥8,704,637 |
| 35 | 1.10% | ¥134,589 | ¥56,527,366 | ¥9,627,366 |
| 35 | 1.20% | ¥136,808 | ¥57,459,516 | ¥10,559,516 |
| 35 | 1.30% | ¥139,050 | ¥58,401,061 | ¥11,501,061 |
| 35 | 1.40% | ¥141,314 | ¥59,351,970 | ¥12,451,970 |
| 35 | 1.50% | ¥143,601 | ¥60,312,211 | ¥13,412,211 |
| 35 | 1.60% | ¥145,909 | ¥61,281,751 | ¥14,381,751 |
| 35 | 1.70% | ¥148,239 | ¥62,260,553 | ¥15,360,553 |
| 35 | 1.80% | ¥150,592 | ¥63,248,579 | ¥16,348,579 |
| 35 | 1.90% | ¥152,966 | ¥64,245,789 | ¥17,345,789 |
| 35 | 2.00% | ¥155,362 | ¥65,252,140 | ¥18,352,140 |
| 35 | 2.10% | ¥157,780 | ¥66,267,589 | ¥19,367,589 |
| 35 | 2.20% | ¥160,219 | ¥67,292,089 | ¥20,392,089 |
| 35 | 2.30% | ¥162,680 | ¥68,325,593 | ¥21,425,593 |
| 35 | 2.40% | ¥165,162 | ¥69,368,049 | ¥22,468,049 |
| 35 | 2.50% | ¥167,665 | ¥70,419,408 | ¥23,519,408 |
| 35 | 2.60% | ¥170,190 | ¥71,479,614 | ¥24,579,614 |
| 35 | 2.70% | ¥172,735 | ¥72,548,613 | ¥25,648,613 |
| 35 | 2.80% | ¥175,301 | ¥73,626,348 | ¥26,726,348 |
| 35 | 2.90% | ¥177,888 | ¥74,712,761 | ¥27,812,761 |
| 35 | 3.00% | ¥180,495 | ¥75,807,790 | ¥28,907,790 |
4690万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥144,473 | ¥52,010,359 | ¥5,110,359 |
| 30 | 0.80% | ¥146,579 | ¥52,768,461 | ¥5,868,461 |
| 30 | 0.90% | ¥148,704 | ¥53,533,551 | ¥6,633,551 |
| 30 | 1.00% | ¥150,849 | ¥54,305,617 | ¥7,405,617 |
| 30 | 1.10% | ¥153,013 | ¥55,084,646 | ¥8,184,646 |
| 30 | 1.20% | ¥155,196 | ¥55,870,624 | ¥8,970,624 |
| 30 | 1.30% | ¥157,399 | ¥56,663,536 | ¥9,763,536 |
| 30 | 1.40% | ¥159,620 | ¥57,463,366 | ¥10,563,366 |
| 30 | 1.50% | ¥161,861 | ¥58,270,096 | ¥11,370,096 |
| 30 | 1.60% | ¥164,121 | ¥59,083,708 | ¥12,183,708 |
| 30 | 1.70% | ¥166,401 | ¥59,904,181 | ¥13,004,181 |
| 30 | 1.80% | ¥168,699 | ¥60,731,494 | ¥13,831,494 |
| 30 | 1.90% | ¥171,016 | ¥61,565,625 | ¥14,665,625 |
| 30 | 2.00% | ¥173,352 | ¥62,406,552 | ¥15,506,552 |
| 30 | 2.10% | ¥175,706 | ¥63,254,248 | ¥16,354,248 |
| 30 | 2.20% | ¥178,080 | ¥64,108,690 | ¥17,208,690 |
| 30 | 2.30% | ¥180,472 | ¥64,969,850 | ¥18,069,850 |
| 30 | 2.40% | ¥182,883 | ¥65,837,700 | ¥18,937,700 |
| 30 | 2.50% | ¥185,312 | ¥66,712,213 | ¥19,812,213 |
| 30 | 2.60% | ¥187,759 | ¥67,593,357 | ¥20,693,357 |
| 30 | 2.70% | ¥190,225 | ¥68,481,103 | ¥21,581,103 |
| 30 | 2.80% | ¥192,709 | ¥69,375,418 | ¥22,475,418 |
| 30 | 2.90% | ¥195,212 | ¥70,276,270 | ¥23,376,270 |
| 30 | 3.00% | ¥197,732 | ¥71,183,625 | ¥24,283,625 |
4690万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥170,457 | ¥51,137,025 | ¥4,237,025 |
| 25 | 0.80% | ¥172,539 | ¥51,761,809 | ¥4,861,809 |
| 25 | 0.90% | ¥174,638 | ¥52,391,454 | ¥5,491,454 |
| 25 | 1.00% | ¥176,753 | ¥53,025,954 | ¥6,125,954 |
| 25 | 1.10% | ¥178,884 | ¥53,665,304 | ¥6,765,304 |
| 25 | 1.20% | ¥181,032 | ¥54,309,495 | ¥7,409,495 |
| 25 | 1.30% | ¥183,195 | ¥54,958,520 | ¥8,058,520 |
| 25 | 1.40% | ¥185,375 | ¥55,612,372 | ¥8,712,372 |
| 25 | 1.50% | ¥187,570 | ¥56,271,041 | ¥9,371,041 |
| 25 | 1.60% | ¥189,782 | ¥56,934,519 | ¥10,034,519 |
| 25 | 1.70% | ¥192,009 | ¥57,602,795 | ¥10,702,795 |
| 25 | 1.80% | ¥194,253 | ¥58,275,858 | ¥11,375,858 |
| 25 | 1.90% | ¥196,512 | ¥58,953,699 | ¥12,053,699 |
| 25 | 2.00% | ¥198,788 | ¥59,636,305 | ¥12,736,305 |
| 25 | 2.10% | ¥201,079 | ¥60,323,665 | ¥13,423,665 |
| 25 | 2.20% | ¥203,386 | ¥61,015,765 | ¥14,115,765 |
| 25 | 2.30% | ¥205,709 | ¥61,712,593 | ¥14,812,593 |
| 25 | 2.40% | ¥208,047 | ¥62,414,134 | ¥15,514,134 |
| 25 | 2.50% | ¥210,401 | ¥63,120,374 | ¥16,220,374 |
| 25 | 2.60% | ¥212,771 | ¥63,831,300 | ¥16,931,300 |
| 25 | 2.70% | ¥215,156 | ¥64,546,894 | ¥17,646,894 |
| 25 | 2.80% | ¥217,557 | ¥65,267,142 | ¥18,367,142 |
| 25 | 2.90% | ¥219,973 | ¥65,992,027 | ¥19,092,027 |
| 25 | 3.00% | ¥222,405 | ¥66,721,532 | ¥19,821,532 |
4690万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥209,472 | ¥50,273,234 | ¥3,373,234 |
| 20 | 0.80% | ¥211,532 | ¥50,767,609 | ¥3,867,609 |
| 20 | 0.90% | ¥213,605 | ¥51,265,100 | ¥4,365,100 |
| 20 | 1.00% | ¥215,690 | ¥51,765,703 | ¥4,865,703 |
| 20 | 1.10% | ¥217,789 | ¥52,269,417 | ¥5,369,417 |
| 20 | 1.20% | ¥219,901 | ¥52,776,238 | ¥5,876,238 |
| 20 | 1.30% | ¥222,026 | ¥53,286,163 | ¥6,386,163 |
| 20 | 1.40% | ¥224,163 | ¥53,799,189 | ¥6,899,189 |
| 20 | 1.50% | ¥226,314 | ¥54,315,311 | ¥7,415,311 |
| 20 | 1.60% | ¥228,477 | ¥54,834,526 | ¥7,934,526 |
| 20 | 1.70% | ¥230,653 | ¥55,356,830 | ¥8,456,830 |
| 20 | 1.80% | ¥232,843 | ¥55,882,218 | ¥8,982,218 |
| 20 | 1.90% | ¥235,045 | ¥56,410,686 | ¥9,510,686 |
| 20 | 2.00% | ¥237,259 | ¥56,942,228 | ¥10,042,228 |
| 20 | 2.10% | ¥239,487 | ¥57,476,840 | ¥10,576,840 |
| 20 | 2.20% | ¥241,727 | ¥58,014,516 | ¥11,114,516 |
| 20 | 2.30% | ¥243,980 | ¥58,555,250 | ¥11,655,250 |
| 20 | 2.40% | ¥246,246 | ¥59,099,036 | ¥12,199,036 |
| 20 | 2.50% | ¥248,524 | ¥59,645,870 | ¥12,745,870 |
| 20 | 2.60% | ¥250,816 | ¥60,195,743 | ¥13,295,743 |
| 20 | 2.70% | ¥253,119 | ¥60,748,650 | ¥13,848,650 |
| 20 | 2.80% | ¥255,436 | ¥61,304,585 | ¥14,404,585 |
| 20 | 2.90% | ¥257,765 | ¥61,863,539 | ¥14,963,539 |
| 20 | 3.00% | ¥260,106 | ¥62,425,506 | ¥15,525,506 |
4690万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥274,550 | ¥49,418,997 | ¥2,518,997 |
| 15 | 0.80% | ¥276,588 | ¥49,785,879 | ¥2,885,879 |
| 15 | 0.90% | ¥278,636 | ¥50,154,516 | ¥3,254,516 |
| 15 | 1.00% | ¥280,694 | ¥50,524,907 | ¥3,624,907 |
| 15 | 1.10% | ¥282,761 | ¥50,897,050 | ¥3,997,050 |
| 15 | 1.20% | ¥284,839 | ¥51,270,945 | ¥4,370,945 |
| 15 | 1.30% | ¥286,925 | ¥51,646,590 | ¥4,746,590 |
| 15 | 1.40% | ¥289,022 | ¥52,023,984 | ¥5,123,984 |
| 15 | 1.50% | ¥291,128 | ¥52,403,126 | ¥5,503,126 |
| 15 | 1.60% | ¥293,245 | ¥52,784,014 | ¥5,884,014 |
| 15 | 1.70% | ¥295,370 | ¥53,166,648 | ¥6,266,648 |
| 15 | 1.80% | ¥297,506 | ¥53,551,025 | ¥6,651,025 |
| 15 | 1.90% | ¥299,651 | ¥53,937,145 | ¥7,037,145 |
| 15 | 2.00% | ¥301,806 | ¥54,325,005 | ¥7,425,005 |
| 15 | 2.10% | ¥303,970 | ¥54,714,603 | ¥7,814,603 |
| 15 | 2.20% | ¥306,144 | ¥55,105,938 | ¥8,205,938 |
| 15 | 2.30% | ¥308,328 | ¥55,499,008 | ¥8,599,008 |
| 15 | 2.40% | ¥310,521 | ¥55,893,811 | ¥8,993,811 |
| 15 | 2.50% | ¥312,724 | ¥56,290,345 | ¥9,390,345 |
| 15 | 2.60% | ¥314,937 | ¥56,688,608 | ¥9,788,608 |
| 15 | 2.70% | ¥317,159 | ¥57,088,597 | ¥10,188,597 |
| 15 | 2.80% | ¥319,391 | ¥57,490,311 | ¥10,590,311 |
| 15 | 2.90% | ¥321,632 | ¥57,893,747 | ¥10,993,747 |
| 15 | 3.00% | ¥323,883 | ¥58,298,902 | ¥11,398,902 |
4690万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥404,786 | ¥48,574,322 | ¥1,674,322 |
| 10 | 0.80% | ¥406,805 | ¥48,816,634 | ¥1,916,634 |
| 10 | 0.90% | ¥408,831 | ¥49,059,727 | ¥2,159,727 |
| 10 | 1.00% | ¥410,863 | ¥49,303,600 | ¥2,403,600 |
| 10 | 1.10% | ¥412,902 | ¥49,548,252 | ¥2,648,252 |
| 10 | 1.20% | ¥414,947 | ¥49,793,684 | ¥2,893,684 |
| 10 | 1.30% | ¥416,999 | ¥50,039,896 | ¥3,139,896 |
| 10 | 1.40% | ¥419,057 | ¥50,286,887 | ¥3,386,887 |
| 10 | 1.50% | ¥421,122 | ¥50,534,656 | ¥3,634,656 |
| 10 | 1.60% | ¥423,193 | ¥50,783,204 | ¥3,883,204 |
| 10 | 1.70% | ¥425,271 | ¥51,032,530 | ¥4,132,530 |
| 10 | 1.80% | ¥427,355 | ¥51,282,633 | ¥4,382,633 |
| 10 | 1.90% | ¥429,446 | ¥51,533,514 | ¥4,633,514 |
| 10 | 2.00% | ¥431,543 | ¥51,785,172 | ¥4,885,172 |
| 10 | 2.10% | ¥433,647 | ¥52,037,606 | ¥5,137,606 |
| 10 | 2.20% | ¥435,757 | ¥52,290,817 | ¥5,390,817 |
| 10 | 2.30% | ¥437,873 | ¥52,544,803 | ¥5,644,803 |
| 10 | 2.40% | ¥439,996 | ¥52,799,564 | ¥5,899,564 |
| 10 | 2.50% | ¥442,126 | ¥53,055,101 | ¥6,155,101 |
| 10 | 2.60% | ¥444,262 | ¥53,311,411 | ¥6,411,411 |
| 10 | 2.70% | ¥446,404 | ¥53,568,496 | ¥6,668,496 |
| 10 | 2.80% | ¥448,553 | ¥53,826,354 | ¥6,926,354 |
| 10 | 2.90% | ¥450,708 | ¥54,084,984 | ¥7,184,984 |
| 10 | 3.00% | ¥452,870 | ¥54,344,387 | ¥7,444,387 |
