4690万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4690万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4690万円の住宅ローン｜期間・年数別
4690万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥92,665 |
¥55,598,835 |
¥8,698,835 |
| 50 |
0.80% |
¥94,865 |
¥56,919,097 |
¥10,019,097 |
| 50 |
0.90% |
¥97,098 |
¥58,258,571 |
¥11,358,571 |
| 50 |
1.00% |
¥99,362 |
¥59,617,173 |
¥12,717,173 |
| 50 |
1.10% |
¥101,658 |
¥60,994,812 |
¥14,094,812 |
| 50 |
1.20% |
¥103,986 |
¥62,391,385 |
¥15,491,385 |
| 50 |
1.30% |
¥106,345 |
¥63,806,783 |
¥16,906,783 |
| 50 |
1.40% |
¥108,735 |
¥65,240,887 |
¥18,340,887 |
| 50 |
1.50% |
¥111,156 |
¥66,693,571 |
¥19,793,571 |
| 50 |
1.60% |
¥113,608 |
¥68,164,698 |
¥21,264,698 |
| 50 |
1.70% |
¥116,090 |
¥69,654,127 |
¥22,754,127 |
| 50 |
1.80% |
¥118,603 |
¥71,161,708 |
¥24,261,708 |
| 50 |
1.90% |
¥121,145 |
¥72,687,281 |
¥25,787,281 |
| 50 |
2.00% |
¥123,718 |
¥74,230,683 |
¥27,330,683 |
| 50 |
2.10% |
¥126,320 |
¥75,791,742 |
¥28,891,742 |
| 50 |
2.20% |
¥128,950 |
¥77,370,279 |
¥30,470,279 |
| 50 |
2.30% |
¥131,610 |
¥78,966,110 |
¥32,066,110 |
| 50 |
2.40% |
¥134,298 |
¥80,579,044 |
¥33,679,044 |
| 50 |
2.50% |
¥137,015 |
¥82,208,886 |
¥35,308,886 |
| 50 |
2.60% |
¥139,759 |
¥83,855,433 |
¥36,955,433 |
| 50 |
2.70% |
¥142,531 |
¥85,518,478 |
¥38,618,478 |
| 50 |
2.80% |
¥145,330 |
¥87,197,811 |
¥40,297,811 |
| 50 |
2.90% |
¥148,155 |
¥88,893,214 |
¥41,993,214 |
| 50 |
3.00% |
¥151,007 |
¥90,604,468 |
¥43,704,468 |
4690万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥101,273 |
¥54,687,480 |
¥7,787,480 |
| 45 |
0.80% |
¥103,450 |
¥55,862,893 |
¥8,962,893 |
| 45 |
0.90% |
¥105,655 |
¥57,053,916 |
¥10,153,916 |
| 45 |
1.00% |
¥107,890 |
¥58,260,492 |
¥11,360,492 |
| 45 |
1.10% |
¥110,153 |
¥59,482,561 |
¥12,582,561 |
| 45 |
1.20% |
¥112,445 |
¥60,720,054 |
¥13,820,054 |
| 45 |
1.30% |
¥114,765 |
¥61,972,900 |
¥15,072,900 |
| 45 |
1.40% |
¥117,113 |
¥63,241,019 |
¥16,341,019 |
| 45 |
1.50% |
¥119,489 |
¥64,524,326 |
¥17,624,326 |
| 45 |
1.60% |
¥121,894 |
¥65,822,732 |
¥18,922,732 |
| 45 |
1.70% |
¥124,326 |
¥67,136,142 |
¥20,236,142 |
| 45 |
1.80% |
¥126,786 |
¥68,464,455 |
¥21,564,455 |
| 45 |
1.90% |
¥129,273 |
¥69,807,564 |
¥22,907,564 |
| 45 |
2.00% |
¥131,788 |
¥71,165,361 |
¥24,265,361 |
| 45 |
2.10% |
¥134,329 |
¥72,537,729 |
¥25,637,729 |
| 45 |
2.20% |
¥136,897 |
¥73,924,547 |
¥27,024,547 |
| 45 |
2.30% |
¥139,492 |
¥75,325,693 |
¥28,425,693 |
| 45 |
2.40% |
¥142,113 |
¥76,741,036 |
¥29,841,036 |
| 45 |
2.50% |
¥144,760 |
¥78,170,444 |
¥31,270,444 |
| 45 |
2.60% |
¥147,433 |
¥79,613,779 |
¥32,713,779 |
| 45 |
2.70% |
¥150,131 |
¥81,070,901 |
¥34,170,901 |
| 45 |
2.80% |
¥152,855 |
¥82,541,665 |
¥35,641,665 |
| 45 |
2.90% |
¥155,604 |
¥84,025,923 |
¥37,125,923 |
| 45 |
3.00% |
¥158,377 |
¥85,523,524 |
¥38,623,524 |
4690万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥112,053 |
¥53,785,603 |
¥6,885,603 |
| 40 |
0.80% |
¥114,206 |
¥54,819,031 |
¥7,919,031 |
| 40 |
0.90% |
¥116,385 |
¥55,864,826 |
¥8,964,826 |
| 40 |
1.00% |
¥118,589 |
¥56,922,953 |
¥10,022,953 |
| 40 |
1.10% |
¥120,820 |
¥57,993,372 |
¥11,093,372 |
| 40 |
1.20% |
¥123,075 |
¥59,076,042 |
¥12,176,042 |
| 40 |
1.30% |
¥125,356 |
¥60,170,916 |
¥13,270,916 |
| 40 |
1.40% |
¥127,662 |
¥61,277,944 |
¥14,377,944 |
| 40 |
1.50% |
¥129,994 |
¥62,397,073 |
¥15,497,073 |
| 40 |
1.60% |
¥132,351 |
¥63,528,245 |
¥16,628,245 |
| 40 |
1.70% |
¥134,732 |
¥64,671,400 |
¥17,771,400 |
| 40 |
1.80% |
¥137,138 |
¥65,826,475 |
¥18,926,475 |
| 40 |
1.90% |
¥139,570 |
¥66,993,401 |
¥20,093,401 |
| 40 |
2.00% |
¥142,025 |
¥68,172,108 |
¥21,272,108 |
| 40 |
2.10% |
¥144,505 |
¥69,362,523 |
¥22,462,523 |
| 40 |
2.20% |
¥147,010 |
¥70,564,568 |
¥23,664,568 |
| 40 |
2.30% |
¥149,538 |
¥71,778,164 |
¥24,878,164 |
| 40 |
2.40% |
¥152,090 |
¥73,003,228 |
¥26,103,228 |
| 40 |
2.50% |
¥154,666 |
¥74,239,675 |
¥27,339,675 |
| 40 |
2.60% |
¥157,265 |
¥75,487,415 |
¥28,587,415 |
| 40 |
2.70% |
¥159,888 |
¥76,746,358 |
¥29,846,358 |
| 40 |
2.80% |
¥162,534 |
¥78,016,410 |
¥31,116,410 |
| 40 |
2.90% |
¥165,203 |
¥79,297,474 |
¥32,397,474 |
| 40 |
3.00% |
¥167,895 |
¥80,589,453 |
¥33,689,453 |
4690万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥125,936 |
¥52,893,223 |
¥5,993,223 |
| 35 |
0.80% |
¥128,066 |
¥53,787,544 |
¥6,887,544 |
| 35 |
0.90% |
¥130,218 |
¥54,691,355 |
¥7,791,355 |
| 35 |
1.00% |
¥132,392 |
¥55,604,637 |
¥8,704,637 |
| 35 |
1.10% |
¥134,589 |
¥56,527,366 |
¥9,627,366 |
| 35 |
1.20% |
¥136,808 |
¥57,459,516 |
¥10,559,516 |
| 35 |
1.30% |
¥139,050 |
¥58,401,061 |
¥11,501,061 |
| 35 |
1.40% |
¥141,314 |
¥59,351,970 |
¥12,451,970 |
| 35 |
1.50% |
¥143,601 |
¥60,312,211 |
¥13,412,211 |
| 35 |
1.60% |
¥145,909 |
¥61,281,751 |
¥14,381,751 |
| 35 |
1.70% |
¥148,239 |
¥62,260,553 |
¥15,360,553 |
| 35 |
1.80% |
¥150,592 |
¥63,248,579 |
¥16,348,579 |
| 35 |
1.90% |
¥152,966 |
¥64,245,789 |
¥17,345,789 |
| 35 |
2.00% |
¥155,362 |
¥65,252,140 |
¥18,352,140 |
| 35 |
2.10% |
¥157,780 |
¥66,267,589 |
¥19,367,589 |
| 35 |
2.20% |
¥160,219 |
¥67,292,089 |
¥20,392,089 |
| 35 |
2.30% |
¥162,680 |
¥68,325,593 |
¥21,425,593 |
| 35 |
2.40% |
¥165,162 |
¥69,368,049 |
¥22,468,049 |
| 35 |
2.50% |
¥167,665 |
¥70,419,408 |
¥23,519,408 |
| 35 |
2.60% |
¥170,190 |
¥71,479,614 |
¥24,579,614 |
| 35 |
2.70% |
¥172,735 |
¥72,548,613 |
¥25,648,613 |
| 35 |
2.80% |
¥175,301 |
¥73,626,348 |
¥26,726,348 |
| 35 |
2.90% |
¥177,888 |
¥74,712,761 |
¥27,812,761 |
| 35 |
3.00% |
¥180,495 |
¥75,807,790 |
¥28,907,790 |
4690万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥144,473 |
¥52,010,359 |
¥5,110,359 |
| 30 |
0.80% |
¥146,579 |
¥52,768,461 |
¥5,868,461 |
| 30 |
0.90% |
¥148,704 |
¥53,533,551 |
¥6,633,551 |
| 30 |
1.00% |
¥150,849 |
¥54,305,617 |
¥7,405,617 |
| 30 |
1.10% |
¥153,013 |
¥55,084,646 |
¥8,184,646 |
| 30 |
1.20% |
¥155,196 |
¥55,870,624 |
¥8,970,624 |
| 30 |
1.30% |
¥157,399 |
¥56,663,536 |
¥9,763,536 |
| 30 |
1.40% |
¥159,620 |
¥57,463,366 |
¥10,563,366 |
| 30 |
1.50% |
¥161,861 |
¥58,270,096 |
¥11,370,096 |
| 30 |
1.60% |
¥164,121 |
¥59,083,708 |
¥12,183,708 |
| 30 |
1.70% |
¥166,401 |
¥59,904,181 |
¥13,004,181 |
| 30 |
1.80% |
¥168,699 |
¥60,731,494 |
¥13,831,494 |
| 30 |
1.90% |
¥171,016 |
¥61,565,625 |
¥14,665,625 |
| 30 |
2.00% |
¥173,352 |
¥62,406,552 |
¥15,506,552 |
| 30 |
2.10% |
¥175,706 |
¥63,254,248 |
¥16,354,248 |
| 30 |
2.20% |
¥178,080 |
¥64,108,690 |
¥17,208,690 |
| 30 |
2.30% |
¥180,472 |
¥64,969,850 |
¥18,069,850 |
| 30 |
2.40% |
¥182,883 |
¥65,837,700 |
¥18,937,700 |
| 30 |
2.50% |
¥185,312 |
¥66,712,213 |
¥19,812,213 |
| 30 |
2.60% |
¥187,759 |
¥67,593,357 |
¥20,693,357 |
| 30 |
2.70% |
¥190,225 |
¥68,481,103 |
¥21,581,103 |
| 30 |
2.80% |
¥192,709 |
¥69,375,418 |
¥22,475,418 |
| 30 |
2.90% |
¥195,212 |
¥70,276,270 |
¥23,376,270 |
| 30 |
3.00% |
¥197,732 |
¥71,183,625 |
¥24,283,625 |
4690万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥170,457 |
¥51,137,025 |
¥4,237,025 |
| 25 |
0.80% |
¥172,539 |
¥51,761,809 |
¥4,861,809 |
| 25 |
0.90% |
¥174,638 |
¥52,391,454 |
¥5,491,454 |
| 25 |
1.00% |
¥176,753 |
¥53,025,954 |
¥6,125,954 |
| 25 |
1.10% |
¥178,884 |
¥53,665,304 |
¥6,765,304 |
| 25 |
1.20% |
¥181,032 |
¥54,309,495 |
¥7,409,495 |
| 25 |
1.30% |
¥183,195 |
¥54,958,520 |
¥8,058,520 |
| 25 |
1.40% |
¥185,375 |
¥55,612,372 |
¥8,712,372 |
| 25 |
1.50% |
¥187,570 |
¥56,271,041 |
¥9,371,041 |
| 25 |
1.60% |
¥189,782 |
¥56,934,519 |
¥10,034,519 |
| 25 |
1.70% |
¥192,009 |
¥57,602,795 |
¥10,702,795 |
| 25 |
1.80% |
¥194,253 |
¥58,275,858 |
¥11,375,858 |
| 25 |
1.90% |
¥196,512 |
¥58,953,699 |
¥12,053,699 |
| 25 |
2.00% |
¥198,788 |
¥59,636,305 |
¥12,736,305 |
| 25 |
2.10% |
¥201,079 |
¥60,323,665 |
¥13,423,665 |
| 25 |
2.20% |
¥203,386 |
¥61,015,765 |
¥14,115,765 |
| 25 |
2.30% |
¥205,709 |
¥61,712,593 |
¥14,812,593 |
| 25 |
2.40% |
¥208,047 |
¥62,414,134 |
¥15,514,134 |
| 25 |
2.50% |
¥210,401 |
¥63,120,374 |
¥16,220,374 |
| 25 |
2.60% |
¥212,771 |
¥63,831,300 |
¥16,931,300 |
| 25 |
2.70% |
¥215,156 |
¥64,546,894 |
¥17,646,894 |
| 25 |
2.80% |
¥217,557 |
¥65,267,142 |
¥18,367,142 |
| 25 |
2.90% |
¥219,973 |
¥65,992,027 |
¥19,092,027 |
| 25 |
3.00% |
¥222,405 |
¥66,721,532 |
¥19,821,532 |
4690万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥209,472 |
¥50,273,234 |
¥3,373,234 |
| 20 |
0.80% |
¥211,532 |
¥50,767,609 |
¥3,867,609 |
| 20 |
0.90% |
¥213,605 |
¥51,265,100 |
¥4,365,100 |
| 20 |
1.00% |
¥215,690 |
¥51,765,703 |
¥4,865,703 |
| 20 |
1.10% |
¥217,789 |
¥52,269,417 |
¥5,369,417 |
| 20 |
1.20% |
¥219,901 |
¥52,776,238 |
¥5,876,238 |
| 20 |
1.30% |
¥222,026 |
¥53,286,163 |
¥6,386,163 |
| 20 |
1.40% |
¥224,163 |
¥53,799,189 |
¥6,899,189 |
| 20 |
1.50% |
¥226,314 |
¥54,315,311 |
¥7,415,311 |
| 20 |
1.60% |
¥228,477 |
¥54,834,526 |
¥7,934,526 |
| 20 |
1.70% |
¥230,653 |
¥55,356,830 |
¥8,456,830 |
| 20 |
1.80% |
¥232,843 |
¥55,882,218 |
¥8,982,218 |
| 20 |
1.90% |
¥235,045 |
¥56,410,686 |
¥9,510,686 |
| 20 |
2.00% |
¥237,259 |
¥56,942,228 |
¥10,042,228 |
| 20 |
2.10% |
¥239,487 |
¥57,476,840 |
¥10,576,840 |
| 20 |
2.20% |
¥241,727 |
¥58,014,516 |
¥11,114,516 |
| 20 |
2.30% |
¥243,980 |
¥58,555,250 |
¥11,655,250 |
| 20 |
2.40% |
¥246,246 |
¥59,099,036 |
¥12,199,036 |
| 20 |
2.50% |
¥248,524 |
¥59,645,870 |
¥12,745,870 |
| 20 |
2.60% |
¥250,816 |
¥60,195,743 |
¥13,295,743 |
| 20 |
2.70% |
¥253,119 |
¥60,748,650 |
¥13,848,650 |
| 20 |
2.80% |
¥255,436 |
¥61,304,585 |
¥14,404,585 |
| 20 |
2.90% |
¥257,765 |
¥61,863,539 |
¥14,963,539 |
| 20 |
3.00% |
¥260,106 |
¥62,425,506 |
¥15,525,506 |
4690万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥274,550 |
¥49,418,997 |
¥2,518,997 |
| 15 |
0.80% |
¥276,588 |
¥49,785,879 |
¥2,885,879 |
| 15 |
0.90% |
¥278,636 |
¥50,154,516 |
¥3,254,516 |
| 15 |
1.00% |
¥280,694 |
¥50,524,907 |
¥3,624,907 |
| 15 |
1.10% |
¥282,761 |
¥50,897,050 |
¥3,997,050 |
| 15 |
1.20% |
¥284,839 |
¥51,270,945 |
¥4,370,945 |
| 15 |
1.30% |
¥286,925 |
¥51,646,590 |
¥4,746,590 |
| 15 |
1.40% |
¥289,022 |
¥52,023,984 |
¥5,123,984 |
| 15 |
1.50% |
¥291,128 |
¥52,403,126 |
¥5,503,126 |
| 15 |
1.60% |
¥293,245 |
¥52,784,014 |
¥5,884,014 |
| 15 |
1.70% |
¥295,370 |
¥53,166,648 |
¥6,266,648 |
| 15 |
1.80% |
¥297,506 |
¥53,551,025 |
¥6,651,025 |
| 15 |
1.90% |
¥299,651 |
¥53,937,145 |
¥7,037,145 |
| 15 |
2.00% |
¥301,806 |
¥54,325,005 |
¥7,425,005 |
| 15 |
2.10% |
¥303,970 |
¥54,714,603 |
¥7,814,603 |
| 15 |
2.20% |
¥306,144 |
¥55,105,938 |
¥8,205,938 |
| 15 |
2.30% |
¥308,328 |
¥55,499,008 |
¥8,599,008 |
| 15 |
2.40% |
¥310,521 |
¥55,893,811 |
¥8,993,811 |
| 15 |
2.50% |
¥312,724 |
¥56,290,345 |
¥9,390,345 |
| 15 |
2.60% |
¥314,937 |
¥56,688,608 |
¥9,788,608 |
| 15 |
2.70% |
¥317,159 |
¥57,088,597 |
¥10,188,597 |
| 15 |
2.80% |
¥319,391 |
¥57,490,311 |
¥10,590,311 |
| 15 |
2.90% |
¥321,632 |
¥57,893,747 |
¥10,993,747 |
| 15 |
3.00% |
¥323,883 |
¥58,298,902 |
¥11,398,902 |
4690万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥404,786 |
¥48,574,322 |
¥1,674,322 |
| 10 |
0.80% |
¥406,805 |
¥48,816,634 |
¥1,916,634 |
| 10 |
0.90% |
¥408,831 |
¥49,059,727 |
¥2,159,727 |
| 10 |
1.00% |
¥410,863 |
¥49,303,600 |
¥2,403,600 |
| 10 |
1.10% |
¥412,902 |
¥49,548,252 |
¥2,648,252 |
| 10 |
1.20% |
¥414,947 |
¥49,793,684 |
¥2,893,684 |
| 10 |
1.30% |
¥416,999 |
¥50,039,896 |
¥3,139,896 |
| 10 |
1.40% |
¥419,057 |
¥50,286,887 |
¥3,386,887 |
| 10 |
1.50% |
¥421,122 |
¥50,534,656 |
¥3,634,656 |
| 10 |
1.60% |
¥423,193 |
¥50,783,204 |
¥3,883,204 |
| 10 |
1.70% |
¥425,271 |
¥51,032,530 |
¥4,132,530 |
| 10 |
1.80% |
¥427,355 |
¥51,282,633 |
¥4,382,633 |
| 10 |
1.90% |
¥429,446 |
¥51,533,514 |
¥4,633,514 |
| 10 |
2.00% |
¥431,543 |
¥51,785,172 |
¥4,885,172 |
| 10 |
2.10% |
¥433,647 |
¥52,037,606 |
¥5,137,606 |
| 10 |
2.20% |
¥435,757 |
¥52,290,817 |
¥5,390,817 |
| 10 |
2.30% |
¥437,873 |
¥52,544,803 |
¥5,644,803 |
| 10 |
2.40% |
¥439,996 |
¥52,799,564 |
¥5,899,564 |
| 10 |
2.50% |
¥442,126 |
¥53,055,101 |
¥6,155,101 |
| 10 |
2.60% |
¥444,262 |
¥53,311,411 |
¥6,411,411 |
| 10 |
2.70% |
¥446,404 |
¥53,568,496 |
¥6,668,496 |
| 10 |
2.80% |
¥448,553 |
¥53,826,354 |
¥6,926,354 |
| 10 |
2.90% |
¥450,708 |
¥54,084,984 |
¥7,184,984 |
| 10 |
3.00% |
¥452,870 |
¥54,344,387 |
¥7,444,387 |
