4730万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4730万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4730万円の住宅ローン｜期間・年数別
4730万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥93,455 | ¥56,073,026 | ¥8,773,026 |
| 50 | 0.80% | ¥95,674 | ¥57,404,548 | ¥10,104,548 |
| 50 | 0.90% | ¥97,926 | ¥58,755,446 | ¥11,455,446 |
| 50 | 1.00% | ¥100,209 | ¥60,125,635 | ¥12,825,635 |
| 50 | 1.10% | ¥102,525 | ¥61,515,024 | ¥14,215,024 |
| 50 | 1.20% | ¥104,873 | ¥62,923,508 | ¥15,623,508 |
| 50 | 1.30% | ¥107,252 | ¥64,350,978 | ¥17,050,978 |
| 50 | 1.40% | ¥109,662 | ¥65,797,313 | ¥18,497,313 |
| 50 | 1.50% | ¥112,104 | ¥67,262,386 | ¥19,962,386 |
| 50 | 1.60% | ¥114,577 | ¥68,746,060 | ¥21,446,060 |
| 50 | 1.70% | ¥117,080 | ¥70,248,192 | ¥22,948,192 |
| 50 | 1.80% | ¥119,614 | ¥71,768,630 | ¥24,468,630 |
| 50 | 1.90% | ¥122,179 | ¥73,307,215 | ¥26,007,215 |
| 50 | 2.00% | ¥124,773 | ¥74,863,781 | ¥27,563,781 |
| 50 | 2.10% | ¥127,397 | ¥76,438,153 | ¥29,138,153 |
| 50 | 2.20% | ¥130,050 | ¥78,030,153 | ¥30,730,153 |
| 50 | 2.30% | ¥132,733 | ¥79,639,595 | ¥32,339,595 |
| 50 | 2.40% | ¥135,444 | ¥81,266,286 | ¥33,966,286 |
| 50 | 2.50% | ¥138,183 | ¥82,910,028 | ¥35,610,028 |
| 50 | 2.60% | ¥140,951 | ¥84,570,618 | ¥37,270,618 |
| 50 | 2.70% | ¥143,746 | ¥86,247,847 | ¥38,947,847 |
| 50 | 2.80% | ¥146,569 | ¥87,941,502 | ¥40,641,502 |
| 50 | 2.90% | ¥149,419 | ¥89,651,365 | ¥42,351,365 |
| 50 | 3.00% | ¥152,295 | ¥91,377,214 | ¥44,077,214 |
4730万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥102,137 | ¥55,153,898 | ¥7,853,898 |
| 45 | 0.80% | ¥104,332 | ¥56,339,336 | ¥9,039,336 |
| 45 | 0.90% | ¥106,557 | ¥57,540,516 | ¥10,240,516 |
| 45 | 1.00% | ¥108,810 | ¥58,757,383 | ¥11,457,383 |
| 45 | 1.10% | ¥111,092 | ¥59,989,874 | ¥12,689,874 |
| 45 | 1.20% | ¥113,404 | ¥61,237,922 | ¥13,937,922 |
| 45 | 1.30% | ¥115,743 | ¥62,501,453 | ¥15,201,453 |
| 45 | 1.40% | ¥118,112 | ¥63,780,388 | ¥16,480,388 |
| 45 | 1.50% | ¥120,509 | ¥65,074,640 | ¥17,774,640 |
| 45 | 1.60% | ¥122,934 | ¥66,384,120 | ¥19,084,120 |
| 45 | 1.70% | ¥125,387 | ¥67,708,732 | ¥20,408,732 |
| 45 | 1.80% | ¥127,867 | ¥69,048,373 | ¥21,748,373 |
| 45 | 1.90% | ¥130,376 | ¥70,402,938 | ¥23,102,938 |
| 45 | 2.00% | ¥132,912 | ¥71,772,315 | ¥24,472,315 |
| 45 | 2.10% | ¥135,475 | ¥73,156,387 | ¥25,856,387 |
| 45 | 2.20% | ¥138,065 | ¥74,555,034 | ¥27,255,034 |
| 45 | 2.30% | ¥140,682 | ¥75,968,129 | ¥28,668,129 |
| 45 | 2.40% | ¥143,325 | ¥77,395,544 | ¥30,095,544 |
| 45 | 2.50% | ¥145,995 | ¥78,837,143 | ¥31,537,143 |
| 45 | 2.60% | ¥148,690 | ¥80,292,788 | ¥32,992,788 |
| 45 | 2.70% | ¥151,412 | ¥81,762,337 | ¥34,462,337 |
| 45 | 2.80% | ¥154,159 | ¥83,245,645 | ¥35,945,645 |
| 45 | 2.90% | ¥156,931 | ¥84,742,562 | ¥37,442,562 |
| 45 | 3.00% | ¥159,728 | ¥86,252,935 | ¥38,952,935 |
4730万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥113,009 | ¥54,244,328 | ¥6,944,328 |
| 40 | 0.80% | ¥115,180 | ¥55,286,571 | ¥7,986,571 |
| 40 | 0.90% | ¥117,378 | ¥56,341,285 | ¥9,041,285 |
| 40 | 1.00% | ¥119,601 | ¥57,408,436 | ¥10,108,436 |
| 40 | 1.10% | ¥121,850 | ¥58,487,985 | ¥11,187,985 |
| 40 | 1.20% | ¥124,125 | ¥59,579,889 | ¥12,279,889 |
| 40 | 1.30% | ¥126,425 | ¥60,684,101 | ¥13,384,101 |
| 40 | 1.40% | ¥128,751 | ¥61,800,571 | ¥14,500,571 |
| 40 | 1.50% | ¥131,103 | ¥62,929,244 | ¥15,629,244 |
| 40 | 1.60% | ¥133,479 | ¥64,070,064 | ¥16,770,064 |
| 40 | 1.70% | ¥135,881 | ¥65,222,969 | ¥17,922,969 |
| 40 | 1.80% | ¥138,308 | ¥66,387,894 | ¥19,087,894 |
| 40 | 1.90% | ¥140,760 | ¥67,564,773 | ¥20,264,773 |
| 40 | 2.00% | ¥143,237 | ¥68,753,533 | ¥21,453,533 |
| 40 | 2.10% | ¥145,738 | ¥69,954,101 | ¥22,654,101 |
| 40 | 2.20% | ¥148,263 | ¥71,166,398 | ¥23,866,398 |
| 40 | 2.30% | ¥150,813 | ¥72,390,345 | ¥25,090,345 |
| 40 | 2.40% | ¥153,387 | ¥73,625,857 | ¥26,325,857 |
| 40 | 2.50% | ¥155,985 | ¥74,872,849 | ¥27,572,849 |
| 40 | 2.60% | ¥158,607 | ¥76,131,231 | ¥28,831,231 |
| 40 | 2.70% | ¥161,252 | ¥77,400,911 | ¥30,100,911 |
| 40 | 2.80% | ¥163,920 | ¥78,681,795 | ¥31,381,795 |
| 40 | 2.90% | ¥166,612 | ¥79,973,785 | ¥32,673,785 |
| 40 | 3.00% | ¥169,327 | ¥81,276,783 | ¥33,976,783 |
4730万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥127,010 | ¥53,344,338 | ¥6,044,338 |
| 35 | 0.80% | ¥129,158 | ¥54,246,286 | ¥6,946,286 |
| 35 | 0.90% | ¥131,328 | ¥55,157,806 | ¥7,857,806 |
| 35 | 1.00% | ¥133,521 | ¥56,078,877 | ¥8,778,877 |
| 35 | 1.10% | ¥135,737 | ¥57,009,475 | ¥9,709,475 |
| 35 | 1.20% | ¥137,975 | ¥57,949,576 | ¥10,649,576 |
| 35 | 1.30% | ¥140,236 | ¥58,899,151 | ¥11,599,151 |
| 35 | 1.40% | ¥142,519 | ¥59,858,170 | ¥12,558,170 |
| 35 | 1.50% | ¥144,825 | ¥60,826,601 | ¥13,526,601 |
| 35 | 1.60% | ¥147,153 | ¥61,804,410 | ¥14,504,410 |
| 35 | 1.70% | ¥149,504 | ¥62,791,560 | ¥15,491,560 |
| 35 | 1.80% | ¥151,876 | ¥63,788,012 | ¥16,488,012 |
| 35 | 1.90% | ¥154,271 | ¥64,793,727 | ¥17,493,727 |
| 35 | 2.00% | ¥156,687 | ¥65,808,662 | ¥18,508,662 |
| 35 | 2.10% | ¥159,126 | ¥66,832,771 | ¥19,532,771 |
| 35 | 2.20% | ¥161,586 | ¥67,866,009 | ¥20,566,009 |
| 35 | 2.30% | ¥164,067 | ¥68,908,327 | ¥21,608,327 |
| 35 | 2.40% | ¥166,571 | ¥69,959,675 | ¥22,659,675 |
| 35 | 2.50% | ¥169,095 | ¥71,019,999 | ¥23,719,999 |
| 35 | 2.60% | ¥171,641 | ¥72,089,248 | ¥24,789,248 |
| 35 | 2.70% | ¥174,208 | ¥73,167,364 | ¥25,867,364 |
| 35 | 2.80% | ¥176,796 | ¥74,254,291 | ¥26,954,291 |
| 35 | 2.90% | ¥179,405 | ¥75,349,970 | ¥28,049,970 |
| 35 | 3.00% | ¥182,034 | ¥76,454,339 | ¥29,154,339 |
4730万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥145,705 | ¥52,453,944 | ¥5,153,944 |
| 30 | 0.80% | ¥147,829 | ¥53,218,512 | ¥5,918,512 |
| 30 | 0.90% | ¥149,973 | ¥53,990,127 | ¥6,690,127 |
| 30 | 1.00% | ¥152,135 | ¥54,768,778 | ¥7,468,778 |
| 30 | 1.10% | ¥154,318 | ¥55,554,451 | ¥8,254,451 |
| 30 | 1.20% | ¥156,520 | ¥56,347,132 | ¥9,047,132 |
| 30 | 1.30% | ¥158,741 | ¥57,146,807 | ¥9,846,807 |
| 30 | 1.40% | ¥160,982 | ¥57,953,459 | ¥10,653,459 |
| 30 | 1.50% | ¥163,242 | ¥58,767,069 | ¥11,467,069 |
| 30 | 1.60% | ¥165,521 | ¥59,587,620 | ¥12,287,620 |
| 30 | 1.70% | ¥167,820 | ¥60,415,091 | ¥13,115,091 |
| 30 | 1.80% | ¥170,137 | ¥61,249,460 | ¥13,949,460 |
| 30 | 1.90% | ¥172,474 | ¥62,090,705 | ¥14,790,705 |
| 30 | 2.00% | ¥174,830 | ¥62,938,804 | ¥15,638,804 |
| 30 | 2.10% | ¥177,205 | ¥63,793,730 | ¥16,493,730 |
| 30 | 2.20% | ¥179,598 | ¥64,655,459 | ¥17,355,459 |
| 30 | 2.30% | ¥182,011 | ¥65,523,964 | ¥18,223,964 |
| 30 | 2.40% | ¥184,442 | ¥66,399,216 | ¥19,099,216 |
| 30 | 2.50% | ¥186,892 | ¥67,281,187 | ¥19,981,187 |
| 30 | 2.60% | ¥189,361 | ¥68,169,846 | ¥20,869,846 |
| 30 | 2.70% | ¥191,848 | ¥69,065,163 | ¥21,765,163 |
| 30 | 2.80% | ¥194,353 | ¥69,967,106 | ¥22,667,106 |
| 30 | 2.90% | ¥196,877 | ¥70,875,641 | ¥23,575,641 |
| 30 | 3.00% | ¥199,419 | ¥71,790,735 | ¥24,490,735 |
4730万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥171,911 | ¥51,573,161 | ¥4,273,161 |
| 25 | 0.80% | ¥174,011 | ¥52,203,274 | ¥4,903,274 |
| 25 | 0.90% | ¥176,128 | ¥52,838,289 | ¥5,538,289 |
| 25 | 1.00% | ¥178,261 | ¥53,478,201 | ¥6,178,201 |
| 25 | 1.10% | ¥180,410 | ¥54,123,003 | ¥6,823,003 |
| 25 | 1.20% | ¥182,576 | ¥54,772,689 | ¥7,472,689 |
| 25 | 1.30% | ¥184,757 | ¥55,427,249 | ¥8,127,249 |
| 25 | 1.40% | ¥186,956 | ¥56,086,678 | ¥8,786,678 |
| 25 | 1.50% | ¥189,170 | ¥56,750,965 | ¥9,450,965 |
| 25 | 1.60% | ¥191,400 | ¥57,420,101 | ¥10,120,101 |
| 25 | 1.70% | ¥193,647 | ¥58,094,076 | ¥10,794,076 |
| 25 | 1.80% | ¥195,910 | ¥58,772,881 | ¥11,472,881 |
| 25 | 1.90% | ¥198,188 | ¥59,456,503 | ¥12,156,503 |
| 25 | 2.00% | ¥200,483 | ¥60,144,931 | ¥12,844,931 |
| 25 | 2.10% | ¥202,794 | ¥60,838,153 | ¥13,538,153 |
| 25 | 2.20% | ¥205,121 | ¥61,536,155 | ¥14,236,155 |
| 25 | 2.30% | ¥207,463 | ¥62,238,926 | ¥14,938,926 |
| 25 | 2.40% | ¥209,822 | ¥62,946,451 | ¥15,646,451 |
| 25 | 2.50% | ¥212,196 | ¥63,658,715 | ¥16,358,715 |
| 25 | 2.60% | ¥214,586 | ¥64,375,703 | ¥17,075,703 |
| 25 | 2.70% | ¥216,991 | ¥65,097,401 | ¥17,797,401 |
| 25 | 2.80% | ¥219,413 | ¥65,823,791 | ¥18,523,791 |
| 25 | 2.90% | ¥221,850 | ¥66,554,859 | ¥19,254,859 |
| 25 | 3.00% | ¥224,302 | ¥67,290,585 | ¥19,990,585 |
4730万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥211,258 | ¥50,702,003 | ¥3,402,003 |
| 20 | 0.80% | ¥213,336 | ¥51,200,595 | ¥3,900,595 |
| 20 | 0.90% | ¥215,426 | ¥51,702,329 | ¥4,402,329 |
| 20 | 1.00% | ¥217,530 | ¥52,207,202 | ¥4,907,202 |
| 20 | 1.10% | ¥219,647 | ¥52,715,212 | ¥5,415,212 |
| 20 | 1.20% | ¥221,776 | ¥53,226,355 | ¥5,926,355 |
| 20 | 1.30% | ¥223,919 | ¥53,740,629 | ¥6,440,629 |
| 20 | 1.40% | ¥226,075 | ¥54,258,031 | ¥6,958,031 |
| 20 | 1.50% | ¥228,244 | ¥54,778,555 | ¥7,478,555 |
| 20 | 1.60% | ¥230,426 | ¥55,302,198 | ¥8,002,198 |
| 20 | 1.70% | ¥232,621 | ¥55,828,957 | ¥8,528,957 |
| 20 | 1.80% | ¥234,828 | ¥56,358,826 | ¥9,058,826 |
| 20 | 1.90% | ¥237,049 | ¥56,891,801 | ¥9,591,801 |
| 20 | 2.00% | ¥239,283 | ¥57,427,876 | ¥10,127,876 |
| 20 | 2.10% | ¥241,529 | ¥57,967,047 | ¥10,667,047 |
| 20 | 2.20% | ¥243,789 | ¥58,509,309 | ¥11,209,309 |
| 20 | 2.30% | ¥246,061 | ¥59,054,655 | ¥11,754,655 |
| 20 | 2.40% | ¥248,346 | ¥59,603,079 | ¥12,303,079 |
| 20 | 2.50% | ¥250,644 | ¥60,154,576 | ¥12,854,576 |
| 20 | 2.60% | ¥252,955 | ¥60,709,140 | ¥13,409,140 |
| 20 | 2.70% | ¥255,278 | ¥61,266,762 | ¥13,966,762 |
| 20 | 2.80% | ¥257,614 | ¥61,827,438 | ¥14,527,438 |
| 20 | 2.90% | ¥259,963 | ¥62,391,159 | ¥15,091,159 |
| 20 | 3.00% | ¥262,325 | ¥62,957,919 | ¥15,657,919 |
4730万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥276,892 | ¥49,840,481 | ¥2,540,481 |
| 15 | 0.80% | ¥278,947 | ¥50,210,492 | ¥2,910,492 |
| 15 | 0.90% | ¥281,013 | ¥50,582,273 | ¥3,282,273 |
| 15 | 1.00% | ¥283,088 | ¥50,955,823 | ¥3,655,823 |
| 15 | 1.10% | ¥285,173 | ¥51,331,140 | ¥4,031,140 |
| 15 | 1.20% | ¥287,268 | ¥51,708,223 | ¥4,408,223 |
| 15 | 1.30% | ¥289,373 | ¥52,087,072 | ¥4,787,072 |
| 15 | 1.40% | ¥291,487 | ¥52,467,685 | ¥5,167,685 |
| 15 | 1.50% | ¥293,611 | ¥52,850,061 | ¥5,550,061 |
| 15 | 1.60% | ¥295,746 | ¥53,234,198 | ¥5,934,198 |
| 15 | 1.70% | ¥297,889 | ¥53,620,095 | ¥6,320,095 |
| 15 | 1.80% | ¥300,043 | ¥54,007,751 | ¥6,707,751 |
| 15 | 1.90% | ¥302,206 | ¥54,397,163 | ¥7,097,163 |
| 15 | 2.00% | ¥304,380 | ¥54,788,331 | ¥7,488,331 |
| 15 | 2.10% | ¥306,563 | ¥55,181,252 | ¥7,881,252 |
| 15 | 2.20% | ¥308,755 | ¥55,575,925 | ¥8,275,925 |
| 15 | 2.30% | ¥310,957 | ¥55,972,347 | ¥8,672,347 |
| 15 | 2.40% | ¥313,170 | ¥56,370,517 | ¥9,070,517 |
| 15 | 2.50% | ¥315,391 | ¥56,770,433 | ¥9,470,433 |
| 15 | 2.60% | ¥317,623 | ¥57,172,093 | ¥9,872,093 |
| 15 | 2.70% | ¥319,864 | ¥57,575,494 | ¥10,275,494 |
| 15 | 2.80% | ¥322,115 | ¥57,980,633 | ¥10,680,633 |
| 15 | 2.90% | ¥324,375 | ¥58,387,510 | ¥11,087,510 |
| 15 | 3.00% | ¥326,645 | ¥58,796,121 | ¥11,496,121 |
4730万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥408,238 | ¥48,988,601 | ¥1,688,601 |
| 10 | 0.80% | ¥410,275 | ¥49,232,980 | ¥1,932,980 |
| 10 | 0.90% | ¥412,318 | ¥49,478,147 | ¥2,178,147 |
| 10 | 1.00% | ¥414,367 | ¥49,724,099 | ¥2,424,099 |
| 10 | 1.10% | ¥416,424 | ¥49,970,839 | ¥2,670,839 |
| 10 | 1.20% | ¥418,486 | ¥50,218,364 | ¥2,918,364 |
| 10 | 1.30% | ¥420,556 | ¥50,466,676 | ¥3,166,676 |
| 10 | 1.40% | ¥422,631 | ¥50,715,773 | ¥3,415,773 |
| 10 | 1.50% | ¥424,714 | ¥50,965,655 | ¥3,665,655 |
| 10 | 1.60% | ¥426,803 | ¥51,216,323 | ¥3,916,323 |
| 10 | 1.70% | ¥428,898 | ¥51,467,775 | ¥4,167,775 |
| 10 | 1.80% | ¥431,000 | ¥51,720,012 | ¥4,420,012 |
| 10 | 1.90% | ¥433,109 | ¥51,973,032 | ¥4,673,032 |
| 10 | 2.00% | ¥435,224 | ¥52,226,836 | ¥4,926,836 |
| 10 | 2.10% | ¥437,345 | ¥52,481,424 | ¥5,181,424 |
| 10 | 2.20% | ¥439,473 | ¥52,736,794 | ¥5,436,794 |
| 10 | 2.30% | ¥441,608 | ¥52,992,946 | ¥5,692,946 |
| 10 | 2.40% | ¥443,749 | ¥53,249,881 | ¥5,949,881 |
| 10 | 2.50% | ¥445,897 | ¥53,507,596 | ¥6,207,596 |
| 10 | 2.60% | ¥448,051 | ¥53,766,093 | ¥6,466,093 |
| 10 | 2.70% | ¥450,211 | ¥54,025,370 | ¥6,725,370 |
| 10 | 2.80% | ¥452,379 | ¥54,285,427 | ¥6,985,427 |
| 10 | 2.90% | ¥454,552 | ¥54,546,263 | ¥7,246,263 |
| 10 | 3.00% | ¥456,732 | ¥54,807,879 | ¥7,507,879 |
