4730万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4730万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4730万円の住宅ローン｜期間・年数別
4730万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥93,455 |
¥56,073,026 |
¥8,773,026 |
| 50 |
0.80% |
¥95,674 |
¥57,404,548 |
¥10,104,548 |
| 50 |
0.90% |
¥97,926 |
¥58,755,446 |
¥11,455,446 |
| 50 |
1.00% |
¥100,209 |
¥60,125,635 |
¥12,825,635 |
| 50 |
1.10% |
¥102,525 |
¥61,515,024 |
¥14,215,024 |
| 50 |
1.20% |
¥104,873 |
¥62,923,508 |
¥15,623,508 |
| 50 |
1.30% |
¥107,252 |
¥64,350,978 |
¥17,050,978 |
| 50 |
1.40% |
¥109,662 |
¥65,797,313 |
¥18,497,313 |
| 50 |
1.50% |
¥112,104 |
¥67,262,386 |
¥19,962,386 |
| 50 |
1.60% |
¥114,577 |
¥68,746,060 |
¥21,446,060 |
| 50 |
1.70% |
¥117,080 |
¥70,248,192 |
¥22,948,192 |
| 50 |
1.80% |
¥119,614 |
¥71,768,630 |
¥24,468,630 |
| 50 |
1.90% |
¥122,179 |
¥73,307,215 |
¥26,007,215 |
| 50 |
2.00% |
¥124,773 |
¥74,863,781 |
¥27,563,781 |
| 50 |
2.10% |
¥127,397 |
¥76,438,153 |
¥29,138,153 |
| 50 |
2.20% |
¥130,050 |
¥78,030,153 |
¥30,730,153 |
| 50 |
2.30% |
¥132,733 |
¥79,639,595 |
¥32,339,595 |
| 50 |
2.40% |
¥135,444 |
¥81,266,286 |
¥33,966,286 |
| 50 |
2.50% |
¥138,183 |
¥82,910,028 |
¥35,610,028 |
| 50 |
2.60% |
¥140,951 |
¥84,570,618 |
¥37,270,618 |
| 50 |
2.70% |
¥143,746 |
¥86,247,847 |
¥38,947,847 |
| 50 |
2.80% |
¥146,569 |
¥87,941,502 |
¥40,641,502 |
| 50 |
2.90% |
¥149,419 |
¥89,651,365 |
¥42,351,365 |
| 50 |
3.00% |
¥152,295 |
¥91,377,214 |
¥44,077,214 |
4730万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥102,137 |
¥55,153,898 |
¥7,853,898 |
| 45 |
0.80% |
¥104,332 |
¥56,339,336 |
¥9,039,336 |
| 45 |
0.90% |
¥106,557 |
¥57,540,516 |
¥10,240,516 |
| 45 |
1.00% |
¥108,810 |
¥58,757,383 |
¥11,457,383 |
| 45 |
1.10% |
¥111,092 |
¥59,989,874 |
¥12,689,874 |
| 45 |
1.20% |
¥113,404 |
¥61,237,922 |
¥13,937,922 |
| 45 |
1.30% |
¥115,743 |
¥62,501,453 |
¥15,201,453 |
| 45 |
1.40% |
¥118,112 |
¥63,780,388 |
¥16,480,388 |
| 45 |
1.50% |
¥120,509 |
¥65,074,640 |
¥17,774,640 |
| 45 |
1.60% |
¥122,934 |
¥66,384,120 |
¥19,084,120 |
| 45 |
1.70% |
¥125,387 |
¥67,708,732 |
¥20,408,732 |
| 45 |
1.80% |
¥127,867 |
¥69,048,373 |
¥21,748,373 |
| 45 |
1.90% |
¥130,376 |
¥70,402,938 |
¥23,102,938 |
| 45 |
2.00% |
¥132,912 |
¥71,772,315 |
¥24,472,315 |
| 45 |
2.10% |
¥135,475 |
¥73,156,387 |
¥25,856,387 |
| 45 |
2.20% |
¥138,065 |
¥74,555,034 |
¥27,255,034 |
| 45 |
2.30% |
¥140,682 |
¥75,968,129 |
¥28,668,129 |
| 45 |
2.40% |
¥143,325 |
¥77,395,544 |
¥30,095,544 |
| 45 |
2.50% |
¥145,995 |
¥78,837,143 |
¥31,537,143 |
| 45 |
2.60% |
¥148,690 |
¥80,292,788 |
¥32,992,788 |
| 45 |
2.70% |
¥151,412 |
¥81,762,337 |
¥34,462,337 |
| 45 |
2.80% |
¥154,159 |
¥83,245,645 |
¥35,945,645 |
| 45 |
2.90% |
¥156,931 |
¥84,742,562 |
¥37,442,562 |
| 45 |
3.00% |
¥159,728 |
¥86,252,935 |
¥38,952,935 |
4730万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥113,009 |
¥54,244,328 |
¥6,944,328 |
| 40 |
0.80% |
¥115,180 |
¥55,286,571 |
¥7,986,571 |
| 40 |
0.90% |
¥117,378 |
¥56,341,285 |
¥9,041,285 |
| 40 |
1.00% |
¥119,601 |
¥57,408,436 |
¥10,108,436 |
| 40 |
1.10% |
¥121,850 |
¥58,487,985 |
¥11,187,985 |
| 40 |
1.20% |
¥124,125 |
¥59,579,889 |
¥12,279,889 |
| 40 |
1.30% |
¥126,425 |
¥60,684,101 |
¥13,384,101 |
| 40 |
1.40% |
¥128,751 |
¥61,800,571 |
¥14,500,571 |
| 40 |
1.50% |
¥131,103 |
¥62,929,244 |
¥15,629,244 |
| 40 |
1.60% |
¥133,479 |
¥64,070,064 |
¥16,770,064 |
| 40 |
1.70% |
¥135,881 |
¥65,222,969 |
¥17,922,969 |
| 40 |
1.80% |
¥138,308 |
¥66,387,894 |
¥19,087,894 |
| 40 |
1.90% |
¥140,760 |
¥67,564,773 |
¥20,264,773 |
| 40 |
2.00% |
¥143,237 |
¥68,753,533 |
¥21,453,533 |
| 40 |
2.10% |
¥145,738 |
¥69,954,101 |
¥22,654,101 |
| 40 |
2.20% |
¥148,263 |
¥71,166,398 |
¥23,866,398 |
| 40 |
2.30% |
¥150,813 |
¥72,390,345 |
¥25,090,345 |
| 40 |
2.40% |
¥153,387 |
¥73,625,857 |
¥26,325,857 |
| 40 |
2.50% |
¥155,985 |
¥74,872,849 |
¥27,572,849 |
| 40 |
2.60% |
¥158,607 |
¥76,131,231 |
¥28,831,231 |
| 40 |
2.70% |
¥161,252 |
¥77,400,911 |
¥30,100,911 |
| 40 |
2.80% |
¥163,920 |
¥78,681,795 |
¥31,381,795 |
| 40 |
2.90% |
¥166,612 |
¥79,973,785 |
¥32,673,785 |
| 40 |
3.00% |
¥169,327 |
¥81,276,783 |
¥33,976,783 |
4730万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥127,010 |
¥53,344,338 |
¥6,044,338 |
| 35 |
0.80% |
¥129,158 |
¥54,246,286 |
¥6,946,286 |
| 35 |
0.90% |
¥131,328 |
¥55,157,806 |
¥7,857,806 |
| 35 |
1.00% |
¥133,521 |
¥56,078,877 |
¥8,778,877 |
| 35 |
1.10% |
¥135,737 |
¥57,009,475 |
¥9,709,475 |
| 35 |
1.20% |
¥137,975 |
¥57,949,576 |
¥10,649,576 |
| 35 |
1.30% |
¥140,236 |
¥58,899,151 |
¥11,599,151 |
| 35 |
1.40% |
¥142,519 |
¥59,858,170 |
¥12,558,170 |
| 35 |
1.50% |
¥144,825 |
¥60,826,601 |
¥13,526,601 |
| 35 |
1.60% |
¥147,153 |
¥61,804,410 |
¥14,504,410 |
| 35 |
1.70% |
¥149,504 |
¥62,791,560 |
¥15,491,560 |
| 35 |
1.80% |
¥151,876 |
¥63,788,012 |
¥16,488,012 |
| 35 |
1.90% |
¥154,271 |
¥64,793,727 |
¥17,493,727 |
| 35 |
2.00% |
¥156,687 |
¥65,808,662 |
¥18,508,662 |
| 35 |
2.10% |
¥159,126 |
¥66,832,771 |
¥19,532,771 |
| 35 |
2.20% |
¥161,586 |
¥67,866,009 |
¥20,566,009 |
| 35 |
2.30% |
¥164,067 |
¥68,908,327 |
¥21,608,327 |
| 35 |
2.40% |
¥166,571 |
¥69,959,675 |
¥22,659,675 |
| 35 |
2.50% |
¥169,095 |
¥71,019,999 |
¥23,719,999 |
| 35 |
2.60% |
¥171,641 |
¥72,089,248 |
¥24,789,248 |
| 35 |
2.70% |
¥174,208 |
¥73,167,364 |
¥25,867,364 |
| 35 |
2.80% |
¥176,796 |
¥74,254,291 |
¥26,954,291 |
| 35 |
2.90% |
¥179,405 |
¥75,349,970 |
¥28,049,970 |
| 35 |
3.00% |
¥182,034 |
¥76,454,339 |
¥29,154,339 |
4730万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥145,705 |
¥52,453,944 |
¥5,153,944 |
| 30 |
0.80% |
¥147,829 |
¥53,218,512 |
¥5,918,512 |
| 30 |
0.90% |
¥149,973 |
¥53,990,127 |
¥6,690,127 |
| 30 |
1.00% |
¥152,135 |
¥54,768,778 |
¥7,468,778 |
| 30 |
1.10% |
¥154,318 |
¥55,554,451 |
¥8,254,451 |
| 30 |
1.20% |
¥156,520 |
¥56,347,132 |
¥9,047,132 |
| 30 |
1.30% |
¥158,741 |
¥57,146,807 |
¥9,846,807 |
| 30 |
1.40% |
¥160,982 |
¥57,953,459 |
¥10,653,459 |
| 30 |
1.50% |
¥163,242 |
¥58,767,069 |
¥11,467,069 |
| 30 |
1.60% |
¥165,521 |
¥59,587,620 |
¥12,287,620 |
| 30 |
1.70% |
¥167,820 |
¥60,415,091 |
¥13,115,091 |
| 30 |
1.80% |
¥170,137 |
¥61,249,460 |
¥13,949,460 |
| 30 |
1.90% |
¥172,474 |
¥62,090,705 |
¥14,790,705 |
| 30 |
2.00% |
¥174,830 |
¥62,938,804 |
¥15,638,804 |
| 30 |
2.10% |
¥177,205 |
¥63,793,730 |
¥16,493,730 |
| 30 |
2.20% |
¥179,598 |
¥64,655,459 |
¥17,355,459 |
| 30 |
2.30% |
¥182,011 |
¥65,523,964 |
¥18,223,964 |
| 30 |
2.40% |
¥184,442 |
¥66,399,216 |
¥19,099,216 |
| 30 |
2.50% |
¥186,892 |
¥67,281,187 |
¥19,981,187 |
| 30 |
2.60% |
¥189,361 |
¥68,169,846 |
¥20,869,846 |
| 30 |
2.70% |
¥191,848 |
¥69,065,163 |
¥21,765,163 |
| 30 |
2.80% |
¥194,353 |
¥69,967,106 |
¥22,667,106 |
| 30 |
2.90% |
¥196,877 |
¥70,875,641 |
¥23,575,641 |
| 30 |
3.00% |
¥199,419 |
¥71,790,735 |
¥24,490,735 |
4730万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥171,911 |
¥51,573,161 |
¥4,273,161 |
| 25 |
0.80% |
¥174,011 |
¥52,203,274 |
¥4,903,274 |
| 25 |
0.90% |
¥176,128 |
¥52,838,289 |
¥5,538,289 |
| 25 |
1.00% |
¥178,261 |
¥53,478,201 |
¥6,178,201 |
| 25 |
1.10% |
¥180,410 |
¥54,123,003 |
¥6,823,003 |
| 25 |
1.20% |
¥182,576 |
¥54,772,689 |
¥7,472,689 |
| 25 |
1.30% |
¥184,757 |
¥55,427,249 |
¥8,127,249 |
| 25 |
1.40% |
¥186,956 |
¥56,086,678 |
¥8,786,678 |
| 25 |
1.50% |
¥189,170 |
¥56,750,965 |
¥9,450,965 |
| 25 |
1.60% |
¥191,400 |
¥57,420,101 |
¥10,120,101 |
| 25 |
1.70% |
¥193,647 |
¥58,094,076 |
¥10,794,076 |
| 25 |
1.80% |
¥195,910 |
¥58,772,881 |
¥11,472,881 |
| 25 |
1.90% |
¥198,188 |
¥59,456,503 |
¥12,156,503 |
| 25 |
2.00% |
¥200,483 |
¥60,144,931 |
¥12,844,931 |
| 25 |
2.10% |
¥202,794 |
¥60,838,153 |
¥13,538,153 |
| 25 |
2.20% |
¥205,121 |
¥61,536,155 |
¥14,236,155 |
| 25 |
2.30% |
¥207,463 |
¥62,238,926 |
¥14,938,926 |
| 25 |
2.40% |
¥209,822 |
¥62,946,451 |
¥15,646,451 |
| 25 |
2.50% |
¥212,196 |
¥63,658,715 |
¥16,358,715 |
| 25 |
2.60% |
¥214,586 |
¥64,375,703 |
¥17,075,703 |
| 25 |
2.70% |
¥216,991 |
¥65,097,401 |
¥17,797,401 |
| 25 |
2.80% |
¥219,413 |
¥65,823,791 |
¥18,523,791 |
| 25 |
2.90% |
¥221,850 |
¥66,554,859 |
¥19,254,859 |
| 25 |
3.00% |
¥224,302 |
¥67,290,585 |
¥19,990,585 |
4730万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥211,258 |
¥50,702,003 |
¥3,402,003 |
| 20 |
0.80% |
¥213,336 |
¥51,200,595 |
¥3,900,595 |
| 20 |
0.90% |
¥215,426 |
¥51,702,329 |
¥4,402,329 |
| 20 |
1.00% |
¥217,530 |
¥52,207,202 |
¥4,907,202 |
| 20 |
1.10% |
¥219,647 |
¥52,715,212 |
¥5,415,212 |
| 20 |
1.20% |
¥221,776 |
¥53,226,355 |
¥5,926,355 |
| 20 |
1.30% |
¥223,919 |
¥53,740,629 |
¥6,440,629 |
| 20 |
1.40% |
¥226,075 |
¥54,258,031 |
¥6,958,031 |
| 20 |
1.50% |
¥228,244 |
¥54,778,555 |
¥7,478,555 |
| 20 |
1.60% |
¥230,426 |
¥55,302,198 |
¥8,002,198 |
| 20 |
1.70% |
¥232,621 |
¥55,828,957 |
¥8,528,957 |
| 20 |
1.80% |
¥234,828 |
¥56,358,826 |
¥9,058,826 |
| 20 |
1.90% |
¥237,049 |
¥56,891,801 |
¥9,591,801 |
| 20 |
2.00% |
¥239,283 |
¥57,427,876 |
¥10,127,876 |
| 20 |
2.10% |
¥241,529 |
¥57,967,047 |
¥10,667,047 |
| 20 |
2.20% |
¥243,789 |
¥58,509,309 |
¥11,209,309 |
| 20 |
2.30% |
¥246,061 |
¥59,054,655 |
¥11,754,655 |
| 20 |
2.40% |
¥248,346 |
¥59,603,079 |
¥12,303,079 |
| 20 |
2.50% |
¥250,644 |
¥60,154,576 |
¥12,854,576 |
| 20 |
2.60% |
¥252,955 |
¥60,709,140 |
¥13,409,140 |
| 20 |
2.70% |
¥255,278 |
¥61,266,762 |
¥13,966,762 |
| 20 |
2.80% |
¥257,614 |
¥61,827,438 |
¥14,527,438 |
| 20 |
2.90% |
¥259,963 |
¥62,391,159 |
¥15,091,159 |
| 20 |
3.00% |
¥262,325 |
¥62,957,919 |
¥15,657,919 |
4730万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥276,892 |
¥49,840,481 |
¥2,540,481 |
| 15 |
0.80% |
¥278,947 |
¥50,210,492 |
¥2,910,492 |
| 15 |
0.90% |
¥281,013 |
¥50,582,273 |
¥3,282,273 |
| 15 |
1.00% |
¥283,088 |
¥50,955,823 |
¥3,655,823 |
| 15 |
1.10% |
¥285,173 |
¥51,331,140 |
¥4,031,140 |
| 15 |
1.20% |
¥287,268 |
¥51,708,223 |
¥4,408,223 |
| 15 |
1.30% |
¥289,373 |
¥52,087,072 |
¥4,787,072 |
| 15 |
1.40% |
¥291,487 |
¥52,467,685 |
¥5,167,685 |
| 15 |
1.50% |
¥293,611 |
¥52,850,061 |
¥5,550,061 |
| 15 |
1.60% |
¥295,746 |
¥53,234,198 |
¥5,934,198 |
| 15 |
1.70% |
¥297,889 |
¥53,620,095 |
¥6,320,095 |
| 15 |
1.80% |
¥300,043 |
¥54,007,751 |
¥6,707,751 |
| 15 |
1.90% |
¥302,206 |
¥54,397,163 |
¥7,097,163 |
| 15 |
2.00% |
¥304,380 |
¥54,788,331 |
¥7,488,331 |
| 15 |
2.10% |
¥306,563 |
¥55,181,252 |
¥7,881,252 |
| 15 |
2.20% |
¥308,755 |
¥55,575,925 |
¥8,275,925 |
| 15 |
2.30% |
¥310,957 |
¥55,972,347 |
¥8,672,347 |
| 15 |
2.40% |
¥313,170 |
¥56,370,517 |
¥9,070,517 |
| 15 |
2.50% |
¥315,391 |
¥56,770,433 |
¥9,470,433 |
| 15 |
2.60% |
¥317,623 |
¥57,172,093 |
¥9,872,093 |
| 15 |
2.70% |
¥319,864 |
¥57,575,494 |
¥10,275,494 |
| 15 |
2.80% |
¥322,115 |
¥57,980,633 |
¥10,680,633 |
| 15 |
2.90% |
¥324,375 |
¥58,387,510 |
¥11,087,510 |
| 15 |
3.00% |
¥326,645 |
¥58,796,121 |
¥11,496,121 |
4730万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥408,238 |
¥48,988,601 |
¥1,688,601 |
| 10 |
0.80% |
¥410,275 |
¥49,232,980 |
¥1,932,980 |
| 10 |
0.90% |
¥412,318 |
¥49,478,147 |
¥2,178,147 |
| 10 |
1.00% |
¥414,367 |
¥49,724,099 |
¥2,424,099 |
| 10 |
1.10% |
¥416,424 |
¥49,970,839 |
¥2,670,839 |
| 10 |
1.20% |
¥418,486 |
¥50,218,364 |
¥2,918,364 |
| 10 |
1.30% |
¥420,556 |
¥50,466,676 |
¥3,166,676 |
| 10 |
1.40% |
¥422,631 |
¥50,715,773 |
¥3,415,773 |
| 10 |
1.50% |
¥424,714 |
¥50,965,655 |
¥3,665,655 |
| 10 |
1.60% |
¥426,803 |
¥51,216,323 |
¥3,916,323 |
| 10 |
1.70% |
¥428,898 |
¥51,467,775 |
¥4,167,775 |
| 10 |
1.80% |
¥431,000 |
¥51,720,012 |
¥4,420,012 |
| 10 |
1.90% |
¥433,109 |
¥51,973,032 |
¥4,673,032 |
| 10 |
2.00% |
¥435,224 |
¥52,226,836 |
¥4,926,836 |
| 10 |
2.10% |
¥437,345 |
¥52,481,424 |
¥5,181,424 |
| 10 |
2.20% |
¥439,473 |
¥52,736,794 |
¥5,436,794 |
| 10 |
2.30% |
¥441,608 |
¥52,992,946 |
¥5,692,946 |
| 10 |
2.40% |
¥443,749 |
¥53,249,881 |
¥5,949,881 |
| 10 |
2.50% |
¥445,897 |
¥53,507,596 |
¥6,207,596 |
| 10 |
2.60% |
¥448,051 |
¥53,766,093 |
¥6,466,093 |
| 10 |
2.70% |
¥450,211 |
¥54,025,370 |
¥6,725,370 |
| 10 |
2.80% |
¥452,379 |
¥54,285,427 |
¥6,985,427 |
| 10 |
2.90% |
¥454,552 |
¥54,546,263 |
¥7,246,263 |
| 10 |
3.00% |
¥456,732 |
¥54,807,879 |
¥7,507,879 |
