4740万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4740万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4740万円の住宅ローン｜期間・年数別
4740万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥93,653 |
¥56,191,573 |
¥8,791,573 |
| 50 |
0.80% |
¥95,877 |
¥57,525,910 |
¥10,125,910 |
| 50 |
0.90% |
¥98,133 |
¥58,879,664 |
¥11,479,664 |
| 50 |
1.00% |
¥100,421 |
¥60,252,751 |
¥12,852,751 |
| 50 |
1.10% |
¥102,742 |
¥61,645,076 |
¥14,245,076 |
| 50 |
1.20% |
¥105,094 |
¥63,056,539 |
¥15,656,539 |
| 50 |
1.30% |
¥107,478 |
¥64,487,026 |
¥17,087,026 |
| 50 |
1.40% |
¥109,894 |
¥65,936,419 |
¥18,536,419 |
| 50 |
1.50% |
¥112,341 |
¥67,404,589 |
¥20,004,589 |
| 50 |
1.60% |
¥114,819 |
¥68,891,401 |
¥21,491,401 |
| 50 |
1.70% |
¥117,328 |
¥70,396,709 |
¥22,996,709 |
| 50 |
1.80% |
¥119,867 |
¥71,920,361 |
¥24,520,361 |
| 50 |
1.90% |
¥122,437 |
¥73,462,199 |
¥26,062,199 |
| 50 |
2.00% |
¥125,037 |
¥75,022,055 |
¥27,622,055 |
| 50 |
2.10% |
¥127,666 |
¥76,599,756 |
¥29,199,756 |
| 50 |
2.20% |
¥130,325 |
¥78,195,122 |
¥30,795,122 |
| 50 |
2.30% |
¥133,013 |
¥79,807,966 |
¥32,407,966 |
| 50 |
2.40% |
¥135,730 |
¥81,438,096 |
¥34,038,096 |
| 50 |
2.50% |
¥138,476 |
¥83,085,313 |
¥35,685,313 |
| 50 |
2.60% |
¥141,249 |
¥84,749,414 |
¥37,349,414 |
| 50 |
2.70% |
¥144,050 |
¥86,430,189 |
¥39,030,189 |
| 50 |
2.80% |
¥146,879 |
¥88,127,425 |
¥40,727,425 |
| 50 |
2.90% |
¥149,735 |
¥89,840,903 |
¥42,440,903 |
| 50 |
3.00% |
¥152,617 |
¥91,570,400 |
¥44,170,400 |
4740万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥102,353 |
¥55,270,502 |
¥7,870,502 |
| 45 |
0.80% |
¥104,553 |
¥56,458,446 |
¥9,058,446 |
| 45 |
0.90% |
¥106,782 |
¥57,662,166 |
¥10,262,166 |
| 45 |
1.00% |
¥109,040 |
¥58,881,606 |
¥11,481,606 |
| 45 |
1.10% |
¥111,327 |
¥60,116,703 |
¥12,716,703 |
| 45 |
1.20% |
¥113,643 |
¥61,367,390 |
¥13,967,390 |
| 45 |
1.30% |
¥115,988 |
¥62,633,592 |
¥15,233,592 |
| 45 |
1.40% |
¥118,362 |
¥63,915,230 |
¥16,515,230 |
| 45 |
1.50% |
¥120,763 |
¥65,212,219 |
¥17,812,219 |
| 45 |
1.60% |
¥123,193 |
¥66,524,467 |
¥19,124,467 |
| 45 |
1.70% |
¥125,652 |
¥67,851,879 |
¥20,451,879 |
| 45 |
1.80% |
¥128,138 |
¥69,194,353 |
¥21,794,353 |
| 45 |
1.90% |
¥130,651 |
¥70,551,782 |
¥23,151,782 |
| 45 |
2.00% |
¥133,193 |
¥71,924,053 |
¥24,524,053 |
| 45 |
2.10% |
¥135,761 |
¥73,311,052 |
¥25,911,052 |
| 45 |
2.20% |
¥138,357 |
¥74,712,656 |
¥27,312,656 |
| 45 |
2.30% |
¥140,979 |
¥76,128,739 |
¥28,728,739 |
| 45 |
2.40% |
¥143,628 |
¥77,559,171 |
¥30,159,171 |
| 45 |
2.50% |
¥146,303 |
¥79,003,817 |
¥31,603,817 |
| 45 |
2.60% |
¥149,005 |
¥80,462,540 |
¥33,062,540 |
| 45 |
2.70% |
¥151,732 |
¥81,935,196 |
¥34,535,196 |
| 45 |
2.80% |
¥154,485 |
¥83,421,640 |
¥36,021,640 |
| 45 |
2.90% |
¥157,262 |
¥84,921,722 |
¥37,521,722 |
| 45 |
3.00% |
¥160,065 |
¥86,435,288 |
¥39,035,288 |
4740万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥113,248 |
¥54,359,010 |
¥6,959,010 |
| 40 |
0.80% |
¥115,424 |
¥55,403,456 |
¥8,003,456 |
| 40 |
0.90% |
¥117,626 |
¥56,460,400 |
¥9,060,400 |
| 40 |
1.00% |
¥119,854 |
¥57,529,807 |
¥10,129,807 |
| 40 |
1.10% |
¥122,108 |
¥58,611,639 |
¥11,211,639 |
| 40 |
1.20% |
¥124,387 |
¥59,705,851 |
¥12,305,851 |
| 40 |
1.30% |
¥126,692 |
¥60,812,397 |
¥13,412,397 |
| 40 |
1.40% |
¥129,023 |
¥61,931,227 |
¥14,531,227 |
| 40 |
1.50% |
¥131,380 |
¥63,062,287 |
¥15,662,287 |
| 40 |
1.60% |
¥133,761 |
¥64,205,519 |
¥16,805,519 |
| 40 |
1.70% |
¥136,168 |
¥65,360,861 |
¥17,960,861 |
| 40 |
1.80% |
¥138,601 |
¥66,528,249 |
¥19,128,249 |
| 40 |
1.90% |
¥141,058 |
¥67,707,616 |
¥20,307,616 |
| 40 |
2.00% |
¥143,539 |
¥68,898,889 |
¥21,498,889 |
| 40 |
2.10% |
¥146,046 |
¥70,101,995 |
¥22,701,995 |
| 40 |
2.20% |
¥148,577 |
¥71,316,855 |
¥23,916,855 |
| 40 |
2.30% |
¥151,132 |
¥72,543,390 |
¥25,143,390 |
| 40 |
2.40% |
¥153,711 |
¥73,781,514 |
¥26,381,514 |
| 40 |
2.50% |
¥156,315 |
¥75,031,142 |
¥27,631,142 |
| 40 |
2.60% |
¥158,942 |
¥76,292,185 |
¥28,892,185 |
| 40 |
2.70% |
¥161,593 |
¥77,564,549 |
¥30,164,549 |
| 40 |
2.80% |
¥164,267 |
¥78,848,141 |
¥31,448,141 |
| 40 |
2.90% |
¥166,964 |
¥80,142,863 |
¥32,742,863 |
| 40 |
3.00% |
¥169,685 |
¥81,448,616 |
¥34,048,616 |
4740万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥127,279 |
¥53,457,117 |
¥6,057,117 |
| 35 |
0.80% |
¥129,431 |
¥54,360,972 |
¥6,960,972 |
| 35 |
0.90% |
¥131,606 |
¥55,274,419 |
¥7,874,419 |
| 35 |
1.00% |
¥133,803 |
¥56,197,437 |
¥8,797,437 |
| 35 |
1.10% |
¥136,024 |
¥57,130,003 |
¥9,730,003 |
| 35 |
1.20% |
¥138,267 |
¥58,072,091 |
¥10,672,091 |
| 35 |
1.30% |
¥140,533 |
¥59,023,673 |
¥11,623,673 |
| 35 |
1.40% |
¥142,821 |
¥59,984,720 |
¥12,584,720 |
| 35 |
1.50% |
¥145,131 |
¥60,955,198 |
¥13,555,198 |
| 35 |
1.60% |
¥147,464 |
¥61,935,074 |
¥14,535,074 |
| 35 |
1.70% |
¥149,820 |
¥62,924,311 |
¥15,524,311 |
| 35 |
1.80% |
¥152,197 |
¥63,922,871 |
¥16,522,871 |
| 35 |
1.90% |
¥154,597 |
¥64,930,712 |
¥17,530,712 |
| 35 |
2.00% |
¥157,019 |
¥65,947,792 |
¥18,547,792 |
| 35 |
2.10% |
¥159,462 |
¥66,974,067 |
¥19,574,067 |
| 35 |
2.20% |
¥161,927 |
¥68,009,489 |
¥20,609,489 |
| 35 |
2.30% |
¥164,414 |
¥69,054,011 |
¥21,654,011 |
| 35 |
2.40% |
¥166,923 |
¥70,107,581 |
¥22,707,581 |
| 35 |
2.50% |
¥169,453 |
¥71,170,147 |
¥23,770,147 |
| 35 |
2.60% |
¥172,004 |
¥72,241,657 |
¥24,841,657 |
| 35 |
2.70% |
¥174,576 |
¥73,322,052 |
¥25,922,052 |
| 35 |
2.80% |
¥177,170 |
¥74,411,277 |
¥27,011,277 |
| 35 |
2.90% |
¥179,784 |
¥75,509,272 |
¥28,109,272 |
| 35 |
3.00% |
¥182,419 |
¥76,615,976 |
¥29,215,976 |
4740万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥146,013 |
¥52,564,840 |
¥5,164,840 |
| 30 |
0.80% |
¥148,142 |
¥53,331,025 |
¥5,931,025 |
| 30 |
0.90% |
¥150,290 |
¥54,104,271 |
¥6,704,271 |
| 30 |
1.00% |
¥152,457 |
¥54,884,568 |
¥7,484,568 |
| 30 |
1.10% |
¥154,644 |
¥55,671,902 |
¥8,271,902 |
| 30 |
1.20% |
¥156,851 |
¥56,466,260 |
¥9,066,260 |
| 30 |
1.30% |
¥159,077 |
¥57,267,625 |
¥9,867,625 |
| 30 |
1.40% |
¥161,322 |
¥58,075,982 |
¥10,675,982 |
| 30 |
1.50% |
¥163,587 |
¥58,891,313 |
¥11,491,313 |
| 30 |
1.60% |
¥165,871 |
¥59,713,598 |
¥12,313,598 |
| 30 |
1.70% |
¥168,174 |
¥60,542,818 |
¥13,142,818 |
| 30 |
1.80% |
¥170,497 |
¥61,378,951 |
¥13,978,951 |
| 30 |
1.90% |
¥172,839 |
¥62,221,975 |
¥14,821,975 |
| 30 |
2.00% |
¥175,200 |
¥63,071,867 |
¥15,671,867 |
| 30 |
2.10% |
¥177,579 |
¥63,928,601 |
¥16,528,601 |
| 30 |
2.20% |
¥179,978 |
¥64,792,152 |
¥17,392,152 |
| 30 |
2.30% |
¥182,396 |
¥65,662,492 |
¥18,262,492 |
| 30 |
2.40% |
¥184,832 |
¥66,539,595 |
¥19,139,595 |
| 30 |
2.50% |
¥187,287 |
¥67,423,430 |
¥20,023,430 |
| 30 |
2.60% |
¥189,761 |
¥68,313,968 |
¥20,913,968 |
| 30 |
2.70% |
¥192,253 |
¥69,211,178 |
¥21,811,178 |
| 30 |
2.80% |
¥194,764 |
¥70,115,028 |
¥22,715,028 |
| 30 |
2.90% |
¥197,293 |
¥71,025,484 |
¥23,625,484 |
| 30 |
3.00% |
¥199,840 |
¥71,942,512 |
¥24,542,512 |
4740万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥172,274 |
¥51,682,195 |
¥4,282,195 |
| 25 |
0.80% |
¥174,379 |
¥52,313,640 |
¥4,913,640 |
| 25 |
0.90% |
¥176,500 |
¥52,949,998 |
¥5,549,998 |
| 25 |
1.00% |
¥178,638 |
¥53,591,263 |
¥6,191,263 |
| 25 |
1.10% |
¥180,791 |
¥54,237,428 |
¥6,837,428 |
| 25 |
1.20% |
¥182,962 |
¥54,888,487 |
¥7,488,487 |
| 25 |
1.30% |
¥185,148 |
¥55,544,432 |
¥8,144,432 |
| 25 |
1.40% |
¥187,351 |
¥56,205,254 |
¥8,805,254 |
| 25 |
1.50% |
¥189,570 |
¥56,870,946 |
¥9,470,946 |
| 25 |
1.60% |
¥191,805 |
¥57,541,496 |
¥10,141,496 |
| 25 |
1.70% |
¥194,056 |
¥58,216,897 |
¥10,816,897 |
| 25 |
1.80% |
¥196,324 |
¥58,897,136 |
¥11,497,136 |
| 25 |
1.90% |
¥198,607 |
¥59,582,203 |
¥12,182,203 |
| 25 |
2.00% |
¥200,907 |
¥60,272,087 |
¥12,872,087 |
| 25 |
2.10% |
¥203,223 |
¥60,966,774 |
¥13,566,774 |
| 25 |
2.20% |
¥205,554 |
¥61,666,253 |
¥14,266,253 |
| 25 |
2.30% |
¥207,902 |
¥62,370,509 |
¥14,970,509 |
| 25 |
2.40% |
¥210,265 |
¥63,079,530 |
¥15,679,530 |
| 25 |
2.50% |
¥212,644 |
¥63,793,300 |
¥16,393,300 |
| 25 |
2.60% |
¥215,039 |
¥64,511,804 |
¥17,111,804 |
| 25 |
2.70% |
¥217,450 |
¥65,235,027 |
¥17,835,027 |
| 25 |
2.80% |
¥219,877 |
¥65,962,954 |
¥18,562,954 |
| 25 |
2.90% |
¥222,319 |
¥66,695,567 |
¥19,295,567 |
| 25 |
3.00% |
¥224,776 |
¥67,432,849 |
¥20,032,849 |
4740万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥211,705 |
¥50,809,196 |
¥3,409,196 |
| 20 |
0.80% |
¥213,787 |
¥51,308,841 |
¥3,908,841 |
| 20 |
0.90% |
¥215,882 |
¥51,811,636 |
¥4,411,636 |
| 20 |
1.00% |
¥217,990 |
¥52,317,576 |
¥4,917,576 |
| 20 |
1.10% |
¥220,111 |
¥52,826,660 |
¥5,426,660 |
| 20 |
1.20% |
¥222,245 |
¥53,338,885 |
¥5,938,885 |
| 20 |
1.30% |
¥224,393 |
¥53,854,246 |
¥6,454,246 |
| 20 |
1.40% |
¥226,553 |
¥54,372,741 |
¥6,972,741 |
| 20 |
1.50% |
¥228,727 |
¥54,894,366 |
¥7,494,366 |
| 20 |
1.60% |
¥230,913 |
¥55,419,116 |
¥8,019,116 |
| 20 |
1.70% |
¥233,112 |
¥55,946,988 |
¥8,546,988 |
| 20 |
1.80% |
¥235,325 |
¥56,477,978 |
¥9,077,978 |
| 20 |
1.90% |
¥237,550 |
¥57,012,079 |
¥9,612,079 |
| 20 |
2.00% |
¥239,789 |
¥57,549,288 |
¥10,149,288 |
| 20 |
2.10% |
¥242,040 |
¥58,089,599 |
¥10,689,599 |
| 20 |
2.20% |
¥244,304 |
¥58,633,007 |
¥11,233,007 |
| 20 |
2.30% |
¥246,581 |
¥59,179,506 |
¥11,779,506 |
| 20 |
2.40% |
¥248,871 |
¥59,729,090 |
¥12,329,090 |
| 20 |
2.50% |
¥251,174 |
¥60,281,753 |
¥12,881,753 |
| 20 |
2.60% |
¥253,490 |
¥60,837,489 |
¥13,437,489 |
| 20 |
2.70% |
¥255,818 |
¥61,396,291 |
¥13,996,291 |
| 20 |
2.80% |
¥258,159 |
¥61,958,152 |
¥14,558,152 |
| 20 |
2.90% |
¥260,513 |
¥62,523,065 |
¥15,123,065 |
| 20 |
3.00% |
¥262,879 |
¥63,091,023 |
¥15,691,023 |
4740万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥277,477 |
¥49,945,852 |
¥2,545,852 |
| 15 |
0.80% |
¥279,537 |
¥50,316,646 |
¥2,916,646 |
| 15 |
0.90% |
¥281,607 |
¥50,689,213 |
¥3,289,213 |
| 15 |
1.00% |
¥283,686 |
¥51,063,552 |
¥3,663,552 |
| 15 |
1.10% |
¥285,776 |
¥51,439,662 |
¥4,039,662 |
| 15 |
1.20% |
¥287,875 |
¥51,817,543 |
¥4,417,543 |
| 15 |
1.30% |
¥289,984 |
¥52,197,193 |
¥4,797,193 |
| 15 |
1.40% |
¥292,103 |
¥52,578,610 |
¥5,178,610 |
| 15 |
1.50% |
¥294,232 |
¥52,961,795 |
¥5,561,795 |
| 15 |
1.60% |
¥296,371 |
¥53,346,744 |
¥5,946,744 |
| 15 |
1.70% |
¥298,519 |
¥53,733,457 |
¥6,333,457 |
| 15 |
1.80% |
¥300,677 |
¥54,121,932 |
¥6,721,932 |
| 15 |
1.90% |
¥302,845 |
¥54,512,168 |
¥7,112,168 |
| 15 |
2.00% |
¥305,023 |
¥54,904,162 |
¥7,504,162 |
| 15 |
2.10% |
¥307,211 |
¥55,297,914 |
¥7,897,914 |
| 15 |
2.20% |
¥309,408 |
¥55,693,421 |
¥8,293,421 |
| 15 |
2.30% |
¥311,615 |
¥56,090,682 |
¥8,690,682 |
| 15 |
2.40% |
¥313,832 |
¥56,489,694 |
¥9,089,694 |
| 15 |
2.50% |
¥316,058 |
¥56,890,455 |
¥9,490,455 |
| 15 |
2.60% |
¥318,294 |
¥57,292,964 |
¥9,892,964 |
| 15 |
2.70% |
¥320,540 |
¥57,697,218 |
¥10,297,218 |
| 15 |
2.80% |
¥322,796 |
¥58,103,214 |
¥10,703,214 |
| 15 |
2.90% |
¥325,061 |
¥58,510,951 |
¥11,110,951 |
| 15 |
3.00% |
¥327,336 |
¥58,920,426 |
¥11,520,426 |
4740万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥409,101 |
¥49,092,171 |
¥1,692,171 |
| 10 |
0.80% |
¥411,142 |
¥49,337,067 |
¥1,937,067 |
| 10 |
0.90% |
¥413,190 |
¥49,582,751 |
¥2,182,751 |
| 10 |
1.00% |
¥415,244 |
¥49,829,224 |
¥2,429,224 |
| 10 |
1.10% |
¥417,304 |
¥50,076,485 |
¥2,676,485 |
| 10 |
1.20% |
¥419,371 |
¥50,324,534 |
¥2,924,534 |
| 10 |
1.30% |
¥421,445 |
¥50,573,370 |
¥3,173,370 |
| 10 |
1.40% |
¥423,525 |
¥50,822,994 |
¥3,422,994 |
| 10 |
1.50% |
¥425,612 |
¥51,073,405 |
¥3,673,405 |
| 10 |
1.60% |
¥427,705 |
¥51,324,603 |
¥3,924,603 |
| 10 |
1.70% |
¥429,805 |
¥51,576,586 |
¥4,176,586 |
| 10 |
1.80% |
¥431,911 |
¥51,829,356 |
¥4,429,356 |
| 10 |
1.90% |
¥434,024 |
¥52,082,912 |
¥4,682,912 |
| 10 |
2.00% |
¥436,144 |
¥52,337,253 |
¥4,937,253 |
| 10 |
2.10% |
¥438,270 |
¥52,592,378 |
¥5,192,378 |
| 10 |
2.20% |
¥440,402 |
¥52,848,288 |
¥5,448,288 |
| 10 |
2.30% |
¥442,542 |
¥53,104,982 |
¥5,704,982 |
| 10 |
2.40% |
¥444,687 |
¥53,362,460 |
¥5,962,460 |
| 10 |
2.50% |
¥446,839 |
¥53,620,720 |
¥6,220,720 |
| 10 |
2.60% |
¥448,998 |
¥53,879,763 |
¥6,479,763 |
| 10 |
2.70% |
¥451,163 |
¥54,139,588 |
¥6,739,588 |
| 10 |
2.80% |
¥453,335 |
¥54,400,195 |
¥7,000,195 |
| 10 |
2.90% |
¥455,513 |
¥54,661,583 |
¥7,261,583 |
| 10 |
3.00% |
¥457,698 |
¥54,923,752 |
¥7,523,752 |
