4740万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4740万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4740万円の住宅ローン｜期間・年数別
4740万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥93,653 | ¥56,191,573 | ¥8,791,573 |
| 50 | 0.80% | ¥95,877 | ¥57,525,910 | ¥10,125,910 |
| 50 | 0.90% | ¥98,133 | ¥58,879,664 | ¥11,479,664 |
| 50 | 1.00% | ¥100,421 | ¥60,252,751 | ¥12,852,751 |
| 50 | 1.10% | ¥102,742 | ¥61,645,076 | ¥14,245,076 |
| 50 | 1.20% | ¥105,094 | ¥63,056,539 | ¥15,656,539 |
| 50 | 1.30% | ¥107,478 | ¥64,487,026 | ¥17,087,026 |
| 50 | 1.40% | ¥109,894 | ¥65,936,419 | ¥18,536,419 |
| 50 | 1.50% | ¥112,341 | ¥67,404,589 | ¥20,004,589 |
| 50 | 1.60% | ¥114,819 | ¥68,891,401 | ¥21,491,401 |
| 50 | 1.70% | ¥117,328 | ¥70,396,709 | ¥22,996,709 |
| 50 | 1.80% | ¥119,867 | ¥71,920,361 | ¥24,520,361 |
| 50 | 1.90% | ¥122,437 | ¥73,462,199 | ¥26,062,199 |
| 50 | 2.00% | ¥125,037 | ¥75,022,055 | ¥27,622,055 |
| 50 | 2.10% | ¥127,666 | ¥76,599,756 | ¥29,199,756 |
| 50 | 2.20% | ¥130,325 | ¥78,195,122 | ¥30,795,122 |
| 50 | 2.30% | ¥133,013 | ¥79,807,966 | ¥32,407,966 |
| 50 | 2.40% | ¥135,730 | ¥81,438,096 | ¥34,038,096 |
| 50 | 2.50% | ¥138,476 | ¥83,085,313 | ¥35,685,313 |
| 50 | 2.60% | ¥141,249 | ¥84,749,414 | ¥37,349,414 |
| 50 | 2.70% | ¥144,050 | ¥86,430,189 | ¥39,030,189 |
| 50 | 2.80% | ¥146,879 | ¥88,127,425 | ¥40,727,425 |
| 50 | 2.90% | ¥149,735 | ¥89,840,903 | ¥42,440,903 |
| 50 | 3.00% | ¥152,617 | ¥91,570,400 | ¥44,170,400 |
4740万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥102,353 | ¥55,270,502 | ¥7,870,502 |
| 45 | 0.80% | ¥104,553 | ¥56,458,446 | ¥9,058,446 |
| 45 | 0.90% | ¥106,782 | ¥57,662,166 | ¥10,262,166 |
| 45 | 1.00% | ¥109,040 | ¥58,881,606 | ¥11,481,606 |
| 45 | 1.10% | ¥111,327 | ¥60,116,703 | ¥12,716,703 |
| 45 | 1.20% | ¥113,643 | ¥61,367,390 | ¥13,967,390 |
| 45 | 1.30% | ¥115,988 | ¥62,633,592 | ¥15,233,592 |
| 45 | 1.40% | ¥118,362 | ¥63,915,230 | ¥16,515,230 |
| 45 | 1.50% | ¥120,763 | ¥65,212,219 | ¥17,812,219 |
| 45 | 1.60% | ¥123,193 | ¥66,524,467 | ¥19,124,467 |
| 45 | 1.70% | ¥125,652 | ¥67,851,879 | ¥20,451,879 |
| 45 | 1.80% | ¥128,138 | ¥69,194,353 | ¥21,794,353 |
| 45 | 1.90% | ¥130,651 | ¥70,551,782 | ¥23,151,782 |
| 45 | 2.00% | ¥133,193 | ¥71,924,053 | ¥24,524,053 |
| 45 | 2.10% | ¥135,761 | ¥73,311,052 | ¥25,911,052 |
| 45 | 2.20% | ¥138,357 | ¥74,712,656 | ¥27,312,656 |
| 45 | 2.30% | ¥140,979 | ¥76,128,739 | ¥28,728,739 |
| 45 | 2.40% | ¥143,628 | ¥77,559,171 | ¥30,159,171 |
| 45 | 2.50% | ¥146,303 | ¥79,003,817 | ¥31,603,817 |
| 45 | 2.60% | ¥149,005 | ¥80,462,540 | ¥33,062,540 |
| 45 | 2.70% | ¥151,732 | ¥81,935,196 | ¥34,535,196 |
| 45 | 2.80% | ¥154,485 | ¥83,421,640 | ¥36,021,640 |
| 45 | 2.90% | ¥157,262 | ¥84,921,722 | ¥37,521,722 |
| 45 | 3.00% | ¥160,065 | ¥86,435,288 | ¥39,035,288 |
4740万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥113,248 | ¥54,359,010 | ¥6,959,010 |
| 40 | 0.80% | ¥115,424 | ¥55,403,456 | ¥8,003,456 |
| 40 | 0.90% | ¥117,626 | ¥56,460,400 | ¥9,060,400 |
| 40 | 1.00% | ¥119,854 | ¥57,529,807 | ¥10,129,807 |
| 40 | 1.10% | ¥122,108 | ¥58,611,639 | ¥11,211,639 |
| 40 | 1.20% | ¥124,387 | ¥59,705,851 | ¥12,305,851 |
| 40 | 1.30% | ¥126,692 | ¥60,812,397 | ¥13,412,397 |
| 40 | 1.40% | ¥129,023 | ¥61,931,227 | ¥14,531,227 |
| 40 | 1.50% | ¥131,380 | ¥63,062,287 | ¥15,662,287 |
| 40 | 1.60% | ¥133,761 | ¥64,205,519 | ¥16,805,519 |
| 40 | 1.70% | ¥136,168 | ¥65,360,861 | ¥17,960,861 |
| 40 | 1.80% | ¥138,601 | ¥66,528,249 | ¥19,128,249 |
| 40 | 1.90% | ¥141,058 | ¥67,707,616 | ¥20,307,616 |
| 40 | 2.00% | ¥143,539 | ¥68,898,889 | ¥21,498,889 |
| 40 | 2.10% | ¥146,046 | ¥70,101,995 | ¥22,701,995 |
| 40 | 2.20% | ¥148,577 | ¥71,316,855 | ¥23,916,855 |
| 40 | 2.30% | ¥151,132 | ¥72,543,390 | ¥25,143,390 |
| 40 | 2.40% | ¥153,711 | ¥73,781,514 | ¥26,381,514 |
| 40 | 2.50% | ¥156,315 | ¥75,031,142 | ¥27,631,142 |
| 40 | 2.60% | ¥158,942 | ¥76,292,185 | ¥28,892,185 |
| 40 | 2.70% | ¥161,593 | ¥77,564,549 | ¥30,164,549 |
| 40 | 2.80% | ¥164,267 | ¥78,848,141 | ¥31,448,141 |
| 40 | 2.90% | ¥166,964 | ¥80,142,863 | ¥32,742,863 |
| 40 | 3.00% | ¥169,685 | ¥81,448,616 | ¥34,048,616 |
4740万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥127,279 | ¥53,457,117 | ¥6,057,117 |
| 35 | 0.80% | ¥129,431 | ¥54,360,972 | ¥6,960,972 |
| 35 | 0.90% | ¥131,606 | ¥55,274,419 | ¥7,874,419 |
| 35 | 1.00% | ¥133,803 | ¥56,197,437 | ¥8,797,437 |
| 35 | 1.10% | ¥136,024 | ¥57,130,003 | ¥9,730,003 |
| 35 | 1.20% | ¥138,267 | ¥58,072,091 | ¥10,672,091 |
| 35 | 1.30% | ¥140,533 | ¥59,023,673 | ¥11,623,673 |
| 35 | 1.40% | ¥142,821 | ¥59,984,720 | ¥12,584,720 |
| 35 | 1.50% | ¥145,131 | ¥60,955,198 | ¥13,555,198 |
| 35 | 1.60% | ¥147,464 | ¥61,935,074 | ¥14,535,074 |
| 35 | 1.70% | ¥149,820 | ¥62,924,311 | ¥15,524,311 |
| 35 | 1.80% | ¥152,197 | ¥63,922,871 | ¥16,522,871 |
| 35 | 1.90% | ¥154,597 | ¥64,930,712 | ¥17,530,712 |
| 35 | 2.00% | ¥157,019 | ¥65,947,792 | ¥18,547,792 |
| 35 | 2.10% | ¥159,462 | ¥66,974,067 | ¥19,574,067 |
| 35 | 2.20% | ¥161,927 | ¥68,009,489 | ¥20,609,489 |
| 35 | 2.30% | ¥164,414 | ¥69,054,011 | ¥21,654,011 |
| 35 | 2.40% | ¥166,923 | ¥70,107,581 | ¥22,707,581 |
| 35 | 2.50% | ¥169,453 | ¥71,170,147 | ¥23,770,147 |
| 35 | 2.60% | ¥172,004 | ¥72,241,657 | ¥24,841,657 |
| 35 | 2.70% | ¥174,576 | ¥73,322,052 | ¥25,922,052 |
| 35 | 2.80% | ¥177,170 | ¥74,411,277 | ¥27,011,277 |
| 35 | 2.90% | ¥179,784 | ¥75,509,272 | ¥28,109,272 |
| 35 | 3.00% | ¥182,419 | ¥76,615,976 | ¥29,215,976 |
4740万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥146,013 | ¥52,564,840 | ¥5,164,840 |
| 30 | 0.80% | ¥148,142 | ¥53,331,025 | ¥5,931,025 |
| 30 | 0.90% | ¥150,290 | ¥54,104,271 | ¥6,704,271 |
| 30 | 1.00% | ¥152,457 | ¥54,884,568 | ¥7,484,568 |
| 30 | 1.10% | ¥154,644 | ¥55,671,902 | ¥8,271,902 |
| 30 | 1.20% | ¥156,851 | ¥56,466,260 | ¥9,066,260 |
| 30 | 1.30% | ¥159,077 | ¥57,267,625 | ¥9,867,625 |
| 30 | 1.40% | ¥161,322 | ¥58,075,982 | ¥10,675,982 |
| 30 | 1.50% | ¥163,587 | ¥58,891,313 | ¥11,491,313 |
| 30 | 1.60% | ¥165,871 | ¥59,713,598 | ¥12,313,598 |
| 30 | 1.70% | ¥168,174 | ¥60,542,818 | ¥13,142,818 |
| 30 | 1.80% | ¥170,497 | ¥61,378,951 | ¥13,978,951 |
| 30 | 1.90% | ¥172,839 | ¥62,221,975 | ¥14,821,975 |
| 30 | 2.00% | ¥175,200 | ¥63,071,867 | ¥15,671,867 |
| 30 | 2.10% | ¥177,579 | ¥63,928,601 | ¥16,528,601 |
| 30 | 2.20% | ¥179,978 | ¥64,792,152 | ¥17,392,152 |
| 30 | 2.30% | ¥182,396 | ¥65,662,492 | ¥18,262,492 |
| 30 | 2.40% | ¥184,832 | ¥66,539,595 | ¥19,139,595 |
| 30 | 2.50% | ¥187,287 | ¥67,423,430 | ¥20,023,430 |
| 30 | 2.60% | ¥189,761 | ¥68,313,968 | ¥20,913,968 |
| 30 | 2.70% | ¥192,253 | ¥69,211,178 | ¥21,811,178 |
| 30 | 2.80% | ¥194,764 | ¥70,115,028 | ¥22,715,028 |
| 30 | 2.90% | ¥197,293 | ¥71,025,484 | ¥23,625,484 |
| 30 | 3.00% | ¥199,840 | ¥71,942,512 | ¥24,542,512 |
4740万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥172,274 | ¥51,682,195 | ¥4,282,195 |
| 25 | 0.80% | ¥174,379 | ¥52,313,640 | ¥4,913,640 |
| 25 | 0.90% | ¥176,500 | ¥52,949,998 | ¥5,549,998 |
| 25 | 1.00% | ¥178,638 | ¥53,591,263 | ¥6,191,263 |
| 25 | 1.10% | ¥180,791 | ¥54,237,428 | ¥6,837,428 |
| 25 | 1.20% | ¥182,962 | ¥54,888,487 | ¥7,488,487 |
| 25 | 1.30% | ¥185,148 | ¥55,544,432 | ¥8,144,432 |
| 25 | 1.40% | ¥187,351 | ¥56,205,254 | ¥8,805,254 |
| 25 | 1.50% | ¥189,570 | ¥56,870,946 | ¥9,470,946 |
| 25 | 1.60% | ¥191,805 | ¥57,541,496 | ¥10,141,496 |
| 25 | 1.70% | ¥194,056 | ¥58,216,897 | ¥10,816,897 |
| 25 | 1.80% | ¥196,324 | ¥58,897,136 | ¥11,497,136 |
| 25 | 1.90% | ¥198,607 | ¥59,582,203 | ¥12,182,203 |
| 25 | 2.00% | ¥200,907 | ¥60,272,087 | ¥12,872,087 |
| 25 | 2.10% | ¥203,223 | ¥60,966,774 | ¥13,566,774 |
| 25 | 2.20% | ¥205,554 | ¥61,666,253 | ¥14,266,253 |
| 25 | 2.30% | ¥207,902 | ¥62,370,509 | ¥14,970,509 |
| 25 | 2.40% | ¥210,265 | ¥63,079,530 | ¥15,679,530 |
| 25 | 2.50% | ¥212,644 | ¥63,793,300 | ¥16,393,300 |
| 25 | 2.60% | ¥215,039 | ¥64,511,804 | ¥17,111,804 |
| 25 | 2.70% | ¥217,450 | ¥65,235,027 | ¥17,835,027 |
| 25 | 2.80% | ¥219,877 | ¥65,962,954 | ¥18,562,954 |
| 25 | 2.90% | ¥222,319 | ¥66,695,567 | ¥19,295,567 |
| 25 | 3.00% | ¥224,776 | ¥67,432,849 | ¥20,032,849 |
4740万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥211,705 | ¥50,809,196 | ¥3,409,196 |
| 20 | 0.80% | ¥213,787 | ¥51,308,841 | ¥3,908,841 |
| 20 | 0.90% | ¥215,882 | ¥51,811,636 | ¥4,411,636 |
| 20 | 1.00% | ¥217,990 | ¥52,317,576 | ¥4,917,576 |
| 20 | 1.10% | ¥220,111 | ¥52,826,660 | ¥5,426,660 |
| 20 | 1.20% | ¥222,245 | ¥53,338,885 | ¥5,938,885 |
| 20 | 1.30% | ¥224,393 | ¥53,854,246 | ¥6,454,246 |
| 20 | 1.40% | ¥226,553 | ¥54,372,741 | ¥6,972,741 |
| 20 | 1.50% | ¥228,727 | ¥54,894,366 | ¥7,494,366 |
| 20 | 1.60% | ¥230,913 | ¥55,419,116 | ¥8,019,116 |
| 20 | 1.70% | ¥233,112 | ¥55,946,988 | ¥8,546,988 |
| 20 | 1.80% | ¥235,325 | ¥56,477,978 | ¥9,077,978 |
| 20 | 1.90% | ¥237,550 | ¥57,012,079 | ¥9,612,079 |
| 20 | 2.00% | ¥239,789 | ¥57,549,288 | ¥10,149,288 |
| 20 | 2.10% | ¥242,040 | ¥58,089,599 | ¥10,689,599 |
| 20 | 2.20% | ¥244,304 | ¥58,633,007 | ¥11,233,007 |
| 20 | 2.30% | ¥246,581 | ¥59,179,506 | ¥11,779,506 |
| 20 | 2.40% | ¥248,871 | ¥59,729,090 | ¥12,329,090 |
| 20 | 2.50% | ¥251,174 | ¥60,281,753 | ¥12,881,753 |
| 20 | 2.60% | ¥253,490 | ¥60,837,489 | ¥13,437,489 |
| 20 | 2.70% | ¥255,818 | ¥61,396,291 | ¥13,996,291 |
| 20 | 2.80% | ¥258,159 | ¥61,958,152 | ¥14,558,152 |
| 20 | 2.90% | ¥260,513 | ¥62,523,065 | ¥15,123,065 |
| 20 | 3.00% | ¥262,879 | ¥63,091,023 | ¥15,691,023 |
4740万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥277,477 | ¥49,945,852 | ¥2,545,852 |
| 15 | 0.80% | ¥279,537 | ¥50,316,646 | ¥2,916,646 |
| 15 | 0.90% | ¥281,607 | ¥50,689,213 | ¥3,289,213 |
| 15 | 1.00% | ¥283,686 | ¥51,063,552 | ¥3,663,552 |
| 15 | 1.10% | ¥285,776 | ¥51,439,662 | ¥4,039,662 |
| 15 | 1.20% | ¥287,875 | ¥51,817,543 | ¥4,417,543 |
| 15 | 1.30% | ¥289,984 | ¥52,197,193 | ¥4,797,193 |
| 15 | 1.40% | ¥292,103 | ¥52,578,610 | ¥5,178,610 |
| 15 | 1.50% | ¥294,232 | ¥52,961,795 | ¥5,561,795 |
| 15 | 1.60% | ¥296,371 | ¥53,346,744 | ¥5,946,744 |
| 15 | 1.70% | ¥298,519 | ¥53,733,457 | ¥6,333,457 |
| 15 | 1.80% | ¥300,677 | ¥54,121,932 | ¥6,721,932 |
| 15 | 1.90% | ¥302,845 | ¥54,512,168 | ¥7,112,168 |
| 15 | 2.00% | ¥305,023 | ¥54,904,162 | ¥7,504,162 |
| 15 | 2.10% | ¥307,211 | ¥55,297,914 | ¥7,897,914 |
| 15 | 2.20% | ¥309,408 | ¥55,693,421 | ¥8,293,421 |
| 15 | 2.30% | ¥311,615 | ¥56,090,682 | ¥8,690,682 |
| 15 | 2.40% | ¥313,832 | ¥56,489,694 | ¥9,089,694 |
| 15 | 2.50% | ¥316,058 | ¥56,890,455 | ¥9,490,455 |
| 15 | 2.60% | ¥318,294 | ¥57,292,964 | ¥9,892,964 |
| 15 | 2.70% | ¥320,540 | ¥57,697,218 | ¥10,297,218 |
| 15 | 2.80% | ¥322,796 | ¥58,103,214 | ¥10,703,214 |
| 15 | 2.90% | ¥325,061 | ¥58,510,951 | ¥11,110,951 |
| 15 | 3.00% | ¥327,336 | ¥58,920,426 | ¥11,520,426 |
4740万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥409,101 | ¥49,092,171 | ¥1,692,171 |
| 10 | 0.80% | ¥411,142 | ¥49,337,067 | ¥1,937,067 |
| 10 | 0.90% | ¥413,190 | ¥49,582,751 | ¥2,182,751 |
| 10 | 1.00% | ¥415,244 | ¥49,829,224 | ¥2,429,224 |
| 10 | 1.10% | ¥417,304 | ¥50,076,485 | ¥2,676,485 |
| 10 | 1.20% | ¥419,371 | ¥50,324,534 | ¥2,924,534 |
| 10 | 1.30% | ¥421,445 | ¥50,573,370 | ¥3,173,370 |
| 10 | 1.40% | ¥423,525 | ¥50,822,994 | ¥3,422,994 |
| 10 | 1.50% | ¥425,612 | ¥51,073,405 | ¥3,673,405 |
| 10 | 1.60% | ¥427,705 | ¥51,324,603 | ¥3,924,603 |
| 10 | 1.70% | ¥429,805 | ¥51,576,586 | ¥4,176,586 |
| 10 | 1.80% | ¥431,911 | ¥51,829,356 | ¥4,429,356 |
| 10 | 1.90% | ¥434,024 | ¥52,082,912 | ¥4,682,912 |
| 10 | 2.00% | ¥436,144 | ¥52,337,253 | ¥4,937,253 |
| 10 | 2.10% | ¥438,270 | ¥52,592,378 | ¥5,192,378 |
| 10 | 2.20% | ¥440,402 | ¥52,848,288 | ¥5,448,288 |
| 10 | 2.30% | ¥442,542 | ¥53,104,982 | ¥5,704,982 |
| 10 | 2.40% | ¥444,687 | ¥53,362,460 | ¥5,962,460 |
| 10 | 2.50% | ¥446,839 | ¥53,620,720 | ¥6,220,720 |
| 10 | 2.60% | ¥448,998 | ¥53,879,763 | ¥6,479,763 |
| 10 | 2.70% | ¥451,163 | ¥54,139,588 | ¥6,739,588 |
| 10 | 2.80% | ¥453,335 | ¥54,400,195 | ¥7,000,195 |
| 10 | 2.90% | ¥455,513 | ¥54,661,583 | ¥7,261,583 |
| 10 | 3.00% | ¥457,698 | ¥54,923,752 | ¥7,523,752 |
