4750万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4750万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4750万円の住宅ローン|期間・年数別
4750万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥93,850 |
¥56,310,121 |
¥8,810,121 |
| 50 |
0.80% |
¥96,079 |
¥57,647,273 |
¥10,147,273 |
| 50 |
0.90% |
¥98,340 |
¥59,003,883 |
¥11,503,883 |
| 50 |
1.00% |
¥100,633 |
¥60,379,866 |
¥12,879,866 |
| 50 |
1.10% |
¥102,959 |
¥61,775,129 |
¥14,275,129 |
| 50 |
1.20% |
¥105,316 |
¥63,189,569 |
¥15,689,569 |
| 50 |
1.30% |
¥107,705 |
¥64,623,075 |
¥17,123,075 |
| 50 |
1.40% |
¥110,126 |
¥66,075,526 |
¥18,575,526 |
| 50 |
1.50% |
¥112,578 |
¥67,546,793 |
¥20,046,793 |
| 50 |
1.60% |
¥115,061 |
¥69,036,741 |
¥21,536,741 |
| 50 |
1.70% |
¥117,575 |
¥70,545,225 |
¥23,045,225 |
| 50 |
1.80% |
¥120,120 |
¥72,072,092 |
¥24,572,092 |
| 50 |
1.90% |
¥122,695 |
¥73,617,182 |
¥26,117,182 |
| 50 |
2.00% |
¥125,301 |
¥75,180,329 |
¥27,680,329 |
| 50 |
2.10% |
¥127,936 |
¥76,761,359 |
¥29,261,359 |
| 50 |
2.20% |
¥130,600 |
¥78,360,091 |
¥30,860,091 |
| 50 |
2.30% |
¥133,294 |
¥79,976,337 |
¥32,476,337 |
| 50 |
2.40% |
¥136,017 |
¥81,609,906 |
¥34,109,906 |
| 50 |
2.50% |
¥138,768 |
¥83,260,599 |
¥35,760,599 |
| 50 |
2.60% |
¥141,547 |
¥84,928,210 |
¥37,428,210 |
| 50 |
2.70% |
¥144,354 |
¥86,612,531 |
¥39,112,531 |
| 50 |
2.80% |
¥147,189 |
¥88,313,348 |
¥40,813,348 |
| 50 |
2.90% |
¥150,051 |
¥90,030,441 |
¥42,530,441 |
| 50 |
3.00% |
¥152,939 |
¥91,763,587 |
¥44,263,587 |
4750万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥102,569 |
¥55,387,106 |
¥7,887,106 |
| 45 |
0.80% |
¥104,773 |
¥56,577,557 |
¥9,077,557 |
| 45 |
0.90% |
¥107,007 |
¥57,783,817 |
¥10,283,817 |
| 45 |
1.00% |
¥109,270 |
¥59,005,829 |
¥11,505,829 |
| 45 |
1.10% |
¥111,562 |
¥60,243,531 |
¥12,743,531 |
| 45 |
1.20% |
¥113,883 |
¥61,496,857 |
¥13,996,857 |
| 45 |
1.30% |
¥116,233 |
¥62,765,730 |
¥15,265,730 |
| 45 |
1.40% |
¥118,611 |
¥64,050,072 |
¥16,550,072 |
| 45 |
1.50% |
¥121,018 |
¥65,349,797 |
¥17,849,797 |
| 45 |
1.60% |
¥123,453 |
¥66,664,814 |
¥19,164,814 |
| 45 |
1.70% |
¥125,917 |
¥67,995,027 |
¥20,495,027 |
| 45 |
1.80% |
¥128,408 |
¥69,340,333 |
¥21,840,333 |
| 45 |
1.90% |
¥130,927 |
¥70,700,625 |
¥23,200,625 |
| 45 |
2.00% |
¥133,474 |
¥72,075,792 |
¥24,575,792 |
| 45 |
2.10% |
¥136,048 |
¥73,465,717 |
¥25,965,717 |
| 45 |
2.20% |
¥138,649 |
¥74,870,277 |
¥27,370,277 |
| 45 |
2.30% |
¥141,277 |
¥76,289,348 |
¥28,789,348 |
| 45 |
2.40% |
¥143,931 |
¥77,722,798 |
¥30,222,798 |
| 45 |
2.50% |
¥146,612 |
¥79,170,492 |
¥31,670,492 |
| 45 |
2.60% |
¥149,319 |
¥80,632,292 |
¥33,132,292 |
| 45 |
2.70% |
¥152,052 |
¥82,108,055 |
¥34,608,055 |
| 45 |
2.80% |
¥154,810 |
¥83,597,635 |
¥36,097,635 |
| 45 |
2.90% |
¥157,594 |
¥85,100,881 |
¥37,600,881 |
| 45 |
3.00% |
¥160,403 |
¥86,617,641 |
¥39,117,641 |
4750万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥113,487 |
¥54,473,691 |
¥6,973,691 |
| 40 |
0.80% |
¥115,667 |
¥55,520,340 |
¥8,020,340 |
| 40 |
0.90% |
¥117,874 |
¥56,579,515 |
¥9,079,515 |
| 40 |
1.00% |
¥120,107 |
¥57,651,178 |
¥10,151,178 |
| 40 |
1.10% |
¥122,365 |
¥58,735,292 |
¥11,235,292 |
| 40 |
1.20% |
¥124,650 |
¥59,831,813 |
¥12,331,813 |
| 40 |
1.30% |
¥126,960 |
¥60,940,693 |
¥13,440,693 |
| 40 |
1.40% |
¥129,296 |
¥62,061,884 |
¥14,561,884 |
| 40 |
1.50% |
¥131,657 |
¥63,195,330 |
¥15,695,330 |
| 40 |
1.60% |
¥134,044 |
¥64,340,973 |
¥16,840,973 |
| 40 |
1.70% |
¥136,456 |
¥65,498,753 |
¥17,998,753 |
| 40 |
1.80% |
¥138,893 |
¥66,668,604 |
¥19,168,604 |
| 40 |
1.90% |
¥141,355 |
¥67,850,459 |
¥20,350,459 |
| 40 |
2.00% |
¥143,842 |
¥69,044,246 |
¥21,544,246 |
| 40 |
2.10% |
¥146,354 |
¥70,249,890 |
¥22,749,890 |
| 40 |
2.20% |
¥148,890 |
¥71,467,313 |
¥23,967,313 |
| 40 |
2.30% |
¥151,451 |
¥72,696,435 |
¥25,196,435 |
| 40 |
2.40% |
¥154,036 |
¥73,937,171 |
¥26,437,171 |
| 40 |
2.50% |
¥156,645 |
¥75,189,436 |
¥27,689,436 |
| 40 |
2.60% |
¥159,277 |
¥76,453,139 |
¥28,953,139 |
| 40 |
2.70% |
¥161,934 |
¥77,728,187 |
¥30,228,187 |
| 40 |
2.80% |
¥164,614 |
¥79,014,487 |
¥31,514,487 |
| 40 |
2.90% |
¥167,317 |
¥80,311,941 |
¥32,811,941 |
| 40 |
3.00% |
¥170,043 |
¥81,620,448 |
¥34,120,448 |
4750万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥127,547 |
¥53,569,895 |
¥6,069,895 |
| 35 |
0.80% |
¥129,704 |
¥54,475,657 |
¥6,975,657 |
| 35 |
0.90% |
¥131,883 |
¥55,391,031 |
¥7,891,031 |
| 35 |
1.00% |
¥134,086 |
¥56,315,997 |
¥8,815,997 |
| 35 |
1.10% |
¥136,311 |
¥57,250,530 |
¥9,750,530 |
| 35 |
1.20% |
¥138,559 |
¥58,194,606 |
¥10,694,606 |
| 35 |
1.30% |
¥140,829 |
¥59,148,196 |
¥11,648,196 |
| 35 |
1.40% |
¥143,122 |
¥60,111,270 |
¥12,611,270 |
| 35 |
1.50% |
¥145,438 |
¥61,083,796 |
¥13,583,796 |
| 35 |
1.60% |
¥147,776 |
¥62,065,739 |
¥14,565,739 |
| 35 |
1.70% |
¥150,136 |
¥63,057,063 |
¥15,557,063 |
| 35 |
1.80% |
¥152,518 |
¥64,057,729 |
¥16,557,729 |
| 35 |
1.90% |
¥154,923 |
¥65,067,697 |
¥17,567,697 |
| 35 |
2.00% |
¥157,350 |
¥66,086,923 |
¥18,586,923 |
| 35 |
2.10% |
¥159,798 |
¥67,115,362 |
¥19,615,362 |
| 35 |
2.20% |
¥162,269 |
¥68,152,969 |
¥20,652,969 |
| 35 |
2.30% |
¥164,761 |
¥69,199,694 |
¥21,699,694 |
| 35 |
2.40% |
¥167,275 |
¥70,255,487 |
¥22,755,487 |
| 35 |
2.50% |
¥169,810 |
¥71,320,295 |
¥23,820,295 |
| 35 |
2.60% |
¥172,367 |
¥72,394,065 |
¥24,894,065 |
| 35 |
2.70% |
¥174,945 |
¥73,476,740 |
¥25,976,740 |
| 35 |
2.80% |
¥177,543 |
¥74,568,263 |
¥27,068,263 |
| 35 |
2.90% |
¥180,163 |
¥75,668,574 |
¥28,168,574 |
| 35 |
3.00% |
¥182,804 |
¥76,777,613 |
¥29,277,613 |
4750万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥146,321 |
¥52,675,736 |
¥5,175,736 |
| 30 |
0.80% |
¥148,454 |
¥53,443,537 |
¥5,943,537 |
| 30 |
0.90% |
¥150,607 |
¥54,218,415 |
¥6,718,415 |
| 30 |
1.00% |
¥152,779 |
¥55,000,358 |
¥7,500,358 |
| 30 |
1.10% |
¥154,970 |
¥55,789,353 |
¥8,289,353 |
| 30 |
1.20% |
¥157,182 |
¥56,585,387 |
¥9,085,387 |
| 30 |
1.30% |
¥159,412 |
¥57,388,443 |
¥9,888,443 |
| 30 |
1.40% |
¥161,663 |
¥58,198,505 |
¥10,698,505 |
| 30 |
1.50% |
¥163,932 |
¥59,015,556 |
¥11,515,556 |
| 30 |
1.60% |
¥166,221 |
¥59,839,576 |
¥12,339,576 |
| 30 |
1.70% |
¥168,529 |
¥60,670,545 |
¥13,170,545 |
| 30 |
1.80% |
¥170,857 |
¥61,508,443 |
¥14,008,443 |
| 30 |
1.90% |
¥173,203 |
¥62,353,245 |
¥14,853,245 |
| 30 |
2.00% |
¥175,569 |
¥63,204,930 |
¥15,704,930 |
| 30 |
2.10% |
¥177,954 |
¥64,063,471 |
¥16,563,471 |
| 30 |
2.20% |
¥180,358 |
¥64,928,844 |
¥17,428,844 |
| 30 |
2.30% |
¥182,781 |
¥65,801,021 |
¥18,301,021 |
| 30 |
2.40% |
¥185,222 |
¥66,679,974 |
¥19,179,974 |
| 30 |
2.50% |
¥187,682 |
¥67,565,674 |
¥20,065,674 |
| 30 |
2.60% |
¥190,161 |
¥68,458,091 |
¥20,958,091 |
| 30 |
2.70% |
¥192,659 |
¥69,357,193 |
¥21,857,193 |
| 30 |
2.80% |
¥195,175 |
¥70,262,950 |
¥22,762,950 |
| 30 |
2.90% |
¥197,709 |
¥71,175,327 |
¥23,675,327 |
| 30 |
3.00% |
¥200,262 |
¥72,094,290 |
¥24,594,290 |
4750万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥172,637 |
¥51,791,230 |
¥4,291,230 |
| 25 |
0.80% |
¥174,747 |
¥52,424,007 |
¥4,924,007 |
| 25 |
0.90% |
¥176,872 |
¥53,061,707 |
¥5,561,707 |
| 25 |
1.00% |
¥179,014 |
¥53,704,325 |
¥6,204,325 |
| 25 |
1.10% |
¥181,173 |
¥54,351,853 |
¥6,851,853 |
| 25 |
1.20% |
¥183,348 |
¥55,004,286 |
¥7,504,286 |
| 25 |
1.30% |
¥185,539 |
¥55,661,614 |
¥8,161,614 |
| 25 |
1.40% |
¥187,746 |
¥56,323,831 |
¥8,823,831 |
| 25 |
1.50% |
¥189,970 |
¥56,990,926 |
¥9,490,926 |
| 25 |
1.60% |
¥192,210 |
¥57,662,892 |
¥10,162,892 |
| 25 |
1.70% |
¥194,466 |
¥58,339,717 |
¥10,839,717 |
| 25 |
1.80% |
¥196,738 |
¥59,021,392 |
¥11,521,392 |
| 25 |
1.90% |
¥199,026 |
¥59,707,904 |
¥12,207,904 |
| 25 |
2.00% |
¥201,331 |
¥60,399,243 |
¥12,899,243 |
| 25 |
2.10% |
¥203,651 |
¥61,095,396 |
¥13,595,396 |
| 25 |
2.20% |
¥205,988 |
¥61,796,351 |
¥14,296,351 |
| 25 |
2.30% |
¥208,340 |
¥62,502,093 |
¥15,002,093 |
| 25 |
2.40% |
¥210,709 |
¥63,212,609 |
¥15,712,609 |
| 25 |
2.50% |
¥213,093 |
¥63,927,885 |
¥16,427,885 |
| 25 |
2.60% |
¥215,493 |
¥64,647,905 |
¥17,147,905 |
| 25 |
2.70% |
¥217,909 |
¥65,372,654 |
¥17,872,654 |
| 25 |
2.80% |
¥220,340 |
¥66,102,116 |
¥18,602,116 |
| 25 |
2.90% |
¥222,788 |
¥66,836,274 |
¥19,336,274 |
| 25 |
3.00% |
¥225,250 |
¥67,575,112 |
¥20,075,112 |
4750万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥212,152 |
¥50,916,388 |
¥3,416,388 |
| 20 |
0.80% |
¥214,238 |
¥51,417,088 |
¥3,917,088 |
| 20 |
0.90% |
¥216,337 |
¥51,920,943 |
¥4,420,943 |
| 20 |
1.00% |
¥218,450 |
¥52,427,951 |
¥4,927,951 |
| 20 |
1.10% |
¥220,575 |
¥52,938,109 |
¥5,438,109 |
| 20 |
1.20% |
¥222,714 |
¥53,451,414 |
¥5,951,414 |
| 20 |
1.30% |
¥224,866 |
¥53,967,863 |
¥6,467,863 |
| 20 |
1.40% |
¥227,031 |
¥54,487,451 |
¥6,987,451 |
| 20 |
1.50% |
¥229,209 |
¥55,010,177 |
¥7,510,177 |
| 20 |
1.60% |
¥231,400 |
¥55,536,034 |
¥8,036,034 |
| 20 |
1.70% |
¥233,604 |
¥56,065,020 |
¥8,565,020 |
| 20 |
1.80% |
¥235,821 |
¥56,597,130 |
¥9,097,130 |
| 20 |
1.90% |
¥238,051 |
¥57,132,358 |
¥9,632,358 |
| 20 |
2.00% |
¥240,295 |
¥57,670,700 |
¥10,170,700 |
| 20 |
2.10% |
¥242,551 |
¥58,212,151 |
¥10,712,151 |
| 20 |
2.20% |
¥244,820 |
¥58,756,705 |
¥11,256,705 |
| 20 |
2.30% |
¥247,101 |
¥59,304,357 |
¥11,804,357 |
| 20 |
2.40% |
¥249,396 |
¥59,855,101 |
¥12,355,101 |
| 20 |
2.50% |
¥251,704 |
¥60,408,930 |
¥12,908,930 |
| 20 |
2.60% |
¥254,024 |
¥60,965,838 |
¥13,465,838 |
| 20 |
2.70% |
¥256,358 |
¥61,525,819 |
¥14,025,819 |
| 20 |
2.80% |
¥258,704 |
¥62,088,865 |
¥14,588,865 |
| 20 |
2.90% |
¥261,062 |
¥62,654,970 |
¥15,154,970 |
| 20 |
3.00% |
¥263,434 |
¥63,224,126 |
¥15,724,126 |
4750万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥278,062 |
¥50,051,223 |
¥2,551,223 |
| 15 |
0.80% |
¥280,127 |
¥50,422,799 |
¥2,922,799 |
| 15 |
0.90% |
¥282,201 |
¥50,796,152 |
¥3,296,152 |
| 15 |
1.00% |
¥284,285 |
¥51,171,281 |
¥3,671,281 |
| 15 |
1.10% |
¥286,379 |
¥51,548,185 |
¥4,048,185 |
| 15 |
1.20% |
¥288,483 |
¥51,926,863 |
¥4,426,863 |
| 15 |
1.30% |
¥290,596 |
¥52,307,314 |
¥4,807,314 |
| 15 |
1.40% |
¥292,720 |
¥52,689,536 |
¥5,189,536 |
| 15 |
1.50% |
¥294,853 |
¥53,073,528 |
¥5,573,528 |
| 15 |
1.60% |
¥296,996 |
¥53,459,290 |
¥5,959,290 |
| 15 |
1.70% |
¥299,149 |
¥53,846,818 |
¥6,346,818 |
| 15 |
1.80% |
¥301,312 |
¥54,236,113 |
¥6,736,113 |
| 15 |
1.90% |
¥303,484 |
¥54,627,172 |
¥7,127,172 |
| 15 |
2.00% |
¥305,667 |
¥55,019,994 |
¥7,519,994 |
| 15 |
2.10% |
¥307,859 |
¥55,414,576 |
¥7,914,576 |
| 15 |
2.20% |
¥310,061 |
¥55,810,918 |
¥8,310,918 |
| 15 |
2.30% |
¥312,272 |
¥56,209,017 |
¥8,709,017 |
| 15 |
2.40% |
¥314,494 |
¥56,608,870 |
¥9,108,870 |
| 15 |
2.50% |
¥316,725 |
¥57,010,477 |
¥9,510,477 |
| 15 |
2.60% |
¥318,966 |
¥57,413,835 |
¥9,913,835 |
| 15 |
2.70% |
¥321,216 |
¥57,818,942 |
¥10,318,942 |
| 15 |
2.80% |
¥323,477 |
¥58,225,795 |
¥10,725,795 |
| 15 |
2.90% |
¥325,747 |
¥58,634,392 |
¥11,134,392 |
| 15 |
3.00% |
¥328,026 |
¥59,044,730 |
¥11,544,730 |
4750万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥409,965 |
¥49,195,741 |
¥1,695,741 |
| 10 |
0.80% |
¥412,010 |
¥49,441,154 |
¥1,941,154 |
| 10 |
0.90% |
¥414,061 |
¥49,687,356 |
¥2,187,356 |
| 10 |
1.00% |
¥416,120 |
¥49,934,349 |
¥2,434,349 |
| 10 |
1.10% |
¥418,184 |
¥50,182,132 |
¥2,682,132 |
| 10 |
1.20% |
¥420,256 |
¥50,430,704 |
¥2,930,704 |
| 10 |
1.30% |
¥422,334 |
¥50,680,065 |
¥3,180,065 |
| 10 |
1.40% |
¥424,418 |
¥50,930,216 |
¥3,430,216 |
| 10 |
1.50% |
¥426,510 |
¥51,181,155 |
¥3,681,155 |
| 10 |
1.60% |
¥428,607 |
¥51,432,882 |
¥3,932,882 |
| 10 |
1.70% |
¥430,712 |
¥51,685,398 |
¥4,185,398 |
| 10 |
1.80% |
¥432,823 |
¥51,938,701 |
¥4,438,701 |
| 10 |
1.90% |
¥434,940 |
¥52,192,791 |
¥4,692,791 |
| 10 |
2.00% |
¥437,064 |
¥52,447,669 |
¥4,947,669 |
| 10 |
2.10% |
¥439,194 |
¥52,703,332 |
¥5,203,332 |
| 10 |
2.20% |
¥441,332 |
¥52,959,782 |
¥5,459,782 |
| 10 |
2.30% |
¥443,475 |
¥53,217,018 |
¥5,717,018 |
| 10 |
2.40% |
¥445,625 |
¥53,475,039 |
¥5,975,039 |
| 10 |
2.50% |
¥447,782 |
¥53,733,844 |
¥6,233,844 |
| 10 |
2.60% |
¥449,945 |
¥53,993,434 |
¥6,493,434 |
| 10 |
2.70% |
¥452,115 |
¥54,253,807 |
¥6,753,807 |
| 10 |
2.80% |
¥454,291 |
¥54,514,964 |
¥7,014,964 |
| 10 |
2.90% |
¥456,474 |
¥54,776,903 |
¥7,276,903 |
| 10 |
3.00% |
¥458,664 |
¥55,039,624 |
¥7,539,624 |