4770万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4770万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4770万円の住宅ローン｜期間・年数別
4770万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥94,245 |
¥56,547,216 |
¥8,847,216 |
| 50 |
0.80% |
¥96,483 |
¥57,889,998 |
¥10,189,998 |
| 50 |
0.90% |
¥98,754 |
¥59,252,320 |
¥11,552,320 |
| 50 |
1.00% |
¥101,057 |
¥60,634,097 |
¥12,934,097 |
| 50 |
1.10% |
¥103,392 |
¥62,035,235 |
¥14,335,235 |
| 50 |
1.20% |
¥105,759 |
¥63,455,631 |
¥15,755,631 |
| 50 |
1.30% |
¥108,159 |
¥64,895,172 |
¥17,195,172 |
| 50 |
1.40% |
¥110,590 |
¥66,353,738 |
¥18,653,738 |
| 50 |
1.50% |
¥113,052 |
¥67,831,201 |
¥20,131,201 |
| 50 |
1.60% |
¥115,546 |
¥69,327,422 |
¥21,627,422 |
| 50 |
1.70% |
¥118,070 |
¥70,842,257 |
¥23,142,257 |
| 50 |
1.80% |
¥120,626 |
¥72,375,553 |
¥24,675,553 |
| 50 |
1.90% |
¥123,212 |
¥73,927,149 |
¥26,227,149 |
| 50 |
2.00% |
¥125,828 |
¥75,496,878 |
¥27,796,878 |
| 50 |
2.10% |
¥128,474 |
¥77,084,565 |
¥29,384,565 |
| 50 |
2.20% |
¥131,150 |
¥78,690,028 |
¥30,990,028 |
| 50 |
2.30% |
¥133,855 |
¥80,313,080 |
¥32,613,080 |
| 50 |
2.40% |
¥136,589 |
¥81,953,527 |
¥34,253,527 |
| 50 |
2.50% |
¥139,352 |
¥83,611,170 |
¥35,911,170 |
| 50 |
2.60% |
¥142,143 |
¥85,285,802 |
¥37,585,802 |
| 50 |
2.70% |
¥144,962 |
¥86,977,215 |
¥39,277,215 |
| 50 |
2.80% |
¥147,809 |
¥88,685,193 |
¥40,985,193 |
| 50 |
2.90% |
¥150,683 |
¥90,409,516 |
¥42,709,516 |
| 50 |
3.00% |
¥153,583 |
¥92,149,960 |
¥44,449,960 |
4770万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥103,001 |
¥55,620,315 |
¥7,920,315 |
| 45 |
0.80% |
¥105,214 |
¥56,815,778 |
¥9,115,778 |
| 45 |
0.90% |
¥107,458 |
¥58,027,117 |
¥10,327,117 |
| 45 |
1.00% |
¥109,730 |
¥59,254,274 |
¥11,554,274 |
| 45 |
1.10% |
¥112,032 |
¥60,497,188 |
¥12,797,188 |
| 45 |
1.20% |
¥114,363 |
¥61,755,791 |
¥14,055,791 |
| 45 |
1.30% |
¥116,722 |
¥63,030,007 |
¥15,330,007 |
| 45 |
1.40% |
¥119,111 |
¥64,319,757 |
¥16,619,757 |
| 45 |
1.50% |
¥121,528 |
¥65,624,954 |
¥17,924,954 |
| 45 |
1.60% |
¥123,973 |
¥66,945,508 |
¥19,245,508 |
| 45 |
1.70% |
¥126,447 |
¥68,281,321 |
¥20,581,321 |
| 45 |
1.80% |
¥128,949 |
¥69,632,292 |
¥21,932,292 |
| 45 |
1.90% |
¥131,478 |
¥70,998,312 |
¥23,298,312 |
| 45 |
2.00% |
¥134,036 |
¥72,379,269 |
¥24,679,269 |
| 45 |
2.10% |
¥136,620 |
¥73,775,046 |
¥26,075,046 |
| 45 |
2.20% |
¥139,232 |
¥75,185,520 |
¥27,485,520 |
| 45 |
2.30% |
¥141,871 |
¥76,610,566 |
¥28,910,566 |
| 45 |
2.40% |
¥144,537 |
¥78,050,051 |
¥30,350,051 |
| 45 |
2.50% |
¥147,229 |
¥79,503,841 |
¥31,803,841 |
| 45 |
2.60% |
¥149,948 |
¥80,971,797 |
¥33,271,797 |
| 45 |
2.70% |
¥152,692 |
¥82,453,773 |
¥34,753,773 |
| 45 |
2.80% |
¥155,462 |
¥83,949,625 |
¥36,249,625 |
| 45 |
2.90% |
¥158,258 |
¥85,459,201 |
¥37,759,201 |
| 45 |
3.00% |
¥161,078 |
¥86,982,347 |
¥39,282,347 |
4770万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥113,965 |
¥54,703,054 |
¥7,003,054 |
| 40 |
0.80% |
¥116,154 |
¥55,754,110 |
¥8,054,110 |
| 40 |
0.90% |
¥118,370 |
¥56,817,744 |
¥9,117,744 |
| 40 |
1.00% |
¥120,612 |
¥57,893,920 |
¥10,193,920 |
| 40 |
1.10% |
¥122,880 |
¥58,982,598 |
¥11,282,598 |
| 40 |
1.20% |
¥125,174 |
¥60,083,736 |
¥12,383,736 |
| 40 |
1.30% |
¥127,494 |
¥61,197,286 |
¥13,497,286 |
| 40 |
1.40% |
¥129,840 |
¥62,323,197 |
¥14,623,197 |
| 40 |
1.50% |
¥132,211 |
¥63,461,415 |
¥15,761,415 |
| 40 |
1.60% |
¥134,608 |
¥64,611,883 |
¥16,911,883 |
| 40 |
1.70% |
¥137,030 |
¥65,774,537 |
¥18,074,537 |
| 40 |
1.80% |
¥139,478 |
¥66,949,314 |
¥19,249,314 |
| 40 |
1.90% |
¥141,950 |
¥68,136,145 |
¥20,436,145 |
| 40 |
2.00% |
¥144,448 |
¥69,334,958 |
¥21,634,958 |
| 40 |
2.10% |
¥146,970 |
¥70,545,679 |
¥22,845,679 |
| 40 |
2.20% |
¥149,517 |
¥71,768,228 |
¥24,068,228 |
| 40 |
2.30% |
¥152,089 |
¥73,002,525 |
¥25,302,525 |
| 40 |
2.40% |
¥154,684 |
¥74,248,486 |
¥26,548,486 |
| 40 |
2.50% |
¥157,304 |
¥75,506,023 |
¥27,806,023 |
| 40 |
2.60% |
¥159,948 |
¥76,775,047 |
¥29,075,047 |
| 40 |
2.70% |
¥162,616 |
¥78,055,464 |
¥30,355,464 |
| 40 |
2.80% |
¥165,307 |
¥79,347,180 |
¥31,647,180 |
| 40 |
2.90% |
¥168,021 |
¥80,650,096 |
¥32,950,096 |
| 40 |
3.00% |
¥170,759 |
¥81,964,113 |
¥34,264,113 |
4770万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥128,084 |
¥53,795,453 |
¥6,095,453 |
| 35 |
0.80% |
¥130,250 |
¥54,705,028 |
¥7,005,028 |
| 35 |
0.90% |
¥132,439 |
¥55,624,257 |
¥7,924,257 |
| 35 |
1.00% |
¥134,650 |
¥56,553,117 |
¥8,853,117 |
| 35 |
1.10% |
¥136,885 |
¥57,491,585 |
¥9,791,585 |
| 35 |
1.20% |
¥139,142 |
¥58,439,636 |
¥10,739,636 |
| 35 |
1.30% |
¥141,422 |
¥59,397,241 |
¥11,697,241 |
| 35 |
1.40% |
¥143,725 |
¥60,364,370 |
¥12,664,370 |
| 35 |
1.50% |
¥146,050 |
¥61,340,991 |
¥13,640,991 |
| 35 |
1.60% |
¥148,398 |
¥62,327,068 |
¥14,627,068 |
| 35 |
1.70% |
¥150,768 |
¥63,322,566 |
¥15,622,566 |
| 35 |
1.80% |
¥153,161 |
¥64,327,446 |
¥16,627,446 |
| 35 |
1.90% |
¥155,575 |
¥65,341,666 |
¥17,641,666 |
| 35 |
2.00% |
¥158,012 |
¥66,365,183 |
¥18,665,183 |
| 35 |
2.10% |
¥160,471 |
¥67,397,953 |
¥19,697,953 |
| 35 |
2.20% |
¥162,952 |
¥68,439,929 |
¥20,739,929 |
| 35 |
2.30% |
¥165,455 |
¥69,491,061 |
¥21,791,061 |
| 35 |
2.40% |
¥167,979 |
¥70,551,300 |
¥22,851,300 |
| 35 |
2.50% |
¥170,525 |
¥71,620,591 |
¥23,920,591 |
| 35 |
2.60% |
¥173,093 |
¥72,698,882 |
¥24,998,882 |
| 35 |
2.70% |
¥175,681 |
¥73,786,116 |
¥26,086,116 |
| 35 |
2.80% |
¥178,291 |
¥74,882,235 |
¥27,182,235 |
| 35 |
2.90% |
¥180,922 |
¥75,987,179 |
¥28,287,179 |
| 35 |
3.00% |
¥183,574 |
¥77,100,887 |
¥29,400,887 |
4770万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥146,938 |
¥52,897,529 |
¥5,197,529 |
| 30 |
0.80% |
¥149,079 |
¥53,668,563 |
¥5,968,563 |
| 30 |
0.90% |
¥151,241 |
¥54,446,703 |
¥6,746,703 |
| 30 |
1.00% |
¥153,422 |
¥55,231,938 |
¥7,531,938 |
| 30 |
1.10% |
¥155,623 |
¥56,024,256 |
¥8,324,256 |
| 30 |
1.20% |
¥157,843 |
¥56,823,641 |
¥9,123,641 |
| 30 |
1.30% |
¥160,084 |
¥57,630,078 |
¥9,930,078 |
| 30 |
1.40% |
¥162,343 |
¥58,443,552 |
¥10,743,552 |
| 30 |
1.50% |
¥164,622 |
¥59,264,043 |
¥11,564,043 |
| 30 |
1.60% |
¥166,921 |
¥60,091,532 |
¥12,391,532 |
| 30 |
1.70% |
¥169,239 |
¥60,926,000 |
¥13,226,000 |
| 30 |
1.80% |
¥171,576 |
¥61,767,426 |
¥14,067,426 |
| 30 |
1.90% |
¥173,933 |
¥62,615,785 |
¥14,915,785 |
| 30 |
2.00% |
¥176,308 |
¥63,471,056 |
¥15,771,056 |
| 30 |
2.10% |
¥178,703 |
¥64,333,212 |
¥16,633,212 |
| 30 |
2.20% |
¥181,117 |
¥65,202,228 |
¥17,502,228 |
| 30 |
2.30% |
¥183,550 |
¥66,078,078 |
¥18,378,078 |
| 30 |
2.40% |
¥186,002 |
¥66,960,731 |
¥19,260,731 |
| 30 |
2.50% |
¥188,473 |
¥67,850,161 |
¥20,150,161 |
| 30 |
2.60% |
¥190,962 |
¥68,746,335 |
¥21,046,335 |
| 30 |
2.70% |
¥193,470 |
¥69,649,224 |
¥21,949,224 |
| 30 |
2.80% |
¥195,997 |
¥70,558,794 |
¥22,858,794 |
| 30 |
2.90% |
¥198,542 |
¥71,475,012 |
¥23,775,012 |
| 30 |
3.00% |
¥201,105 |
¥72,397,845 |
¥24,697,845 |
4770万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥173,364 |
¥52,009,298 |
¥4,309,298 |
| 25 |
0.80% |
¥175,482 |
¥52,644,739 |
¥4,944,739 |
| 25 |
0.90% |
¥177,617 |
¥53,285,125 |
¥5,585,125 |
| 25 |
1.00% |
¥179,768 |
¥53,930,448 |
¥6,230,448 |
| 25 |
1.10% |
¥181,936 |
¥54,580,703 |
¥6,880,703 |
| 25 |
1.20% |
¥184,120 |
¥55,235,883 |
¥7,535,883 |
| 25 |
1.30% |
¥186,320 |
¥55,895,979 |
¥8,195,979 |
| 25 |
1.40% |
¥188,537 |
¥56,560,984 |
¥8,860,984 |
| 25 |
1.50% |
¥190,770 |
¥57,230,888 |
¥9,530,888 |
| 25 |
1.60% |
¥193,019 |
¥57,905,683 |
¥10,205,683 |
| 25 |
1.70% |
¥195,285 |
¥58,585,358 |
¥10,885,358 |
| 25 |
1.80% |
¥197,566 |
¥59,269,903 |
¥11,569,903 |
| 25 |
1.90% |
¥199,864 |
¥59,959,306 |
¥12,259,306 |
| 25 |
2.00% |
¥202,179 |
¥60,653,556 |
¥12,953,556 |
| 25 |
2.10% |
¥204,509 |
¥61,352,640 |
¥13,652,640 |
| 25 |
2.20% |
¥206,855 |
¥62,056,546 |
¥14,356,546 |
| 25 |
2.30% |
¥209,218 |
¥62,765,259 |
¥15,065,259 |
| 25 |
2.40% |
¥211,596 |
¥63,478,767 |
¥15,778,767 |
| 25 |
2.50% |
¥213,990 |
¥64,197,055 |
¥16,497,055 |
| 25 |
2.60% |
¥216,400 |
¥64,920,106 |
¥17,220,106 |
| 25 |
2.70% |
¥218,826 |
¥65,647,907 |
¥17,947,907 |
| 25 |
2.80% |
¥221,268 |
¥66,380,441 |
¥18,680,441 |
| 25 |
2.90% |
¥223,726 |
¥67,117,690 |
¥19,417,690 |
| 25 |
3.00% |
¥226,199 |
¥67,859,639 |
¥20,159,639 |
4770万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥213,045 |
¥51,130,773 |
¥3,430,773 |
| 20 |
0.80% |
¥215,140 |
¥51,633,581 |
¥3,933,581 |
| 20 |
0.90% |
¥217,248 |
¥52,139,558 |
¥4,439,558 |
| 20 |
1.00% |
¥219,370 |
¥52,648,700 |
¥4,948,700 |
| 20 |
1.10% |
¥221,504 |
¥53,161,006 |
¥5,461,006 |
| 20 |
1.20% |
¥223,652 |
¥53,676,472 |
¥5,976,472 |
| 20 |
1.30% |
¥225,813 |
¥54,195,096 |
¥6,495,096 |
| 20 |
1.40% |
¥227,987 |
¥54,716,872 |
¥7,016,872 |
| 20 |
1.50% |
¥230,174 |
¥55,241,798 |
¥7,541,798 |
| 20 |
1.60% |
¥232,374 |
¥55,769,870 |
¥8,069,870 |
| 20 |
1.70% |
¥234,588 |
¥56,301,083 |
¥8,601,083 |
| 20 |
1.80% |
¥236,814 |
¥56,835,433 |
¥9,135,433 |
| 20 |
1.90% |
¥239,054 |
¥57,372,915 |
¥9,672,915 |
| 20 |
2.00% |
¥241,306 |
¥57,913,524 |
¥10,213,524 |
| 20 |
2.10% |
¥243,572 |
¥58,457,255 |
¥10,757,255 |
| 20 |
2.20% |
¥245,850 |
¥59,004,102 |
¥11,304,102 |
| 20 |
2.30% |
¥248,142 |
¥59,554,060 |
¥11,854,060 |
| 20 |
2.40% |
¥250,446 |
¥60,107,122 |
¥12,407,122 |
| 20 |
2.50% |
¥252,764 |
¥60,663,283 |
¥12,963,283 |
| 20 |
2.60% |
¥255,094 |
¥61,222,536 |
¥13,522,536 |
| 20 |
2.70% |
¥257,437 |
¥61,784,875 |
¥14,084,875 |
| 20 |
2.80% |
¥259,793 |
¥62,350,292 |
¥14,650,292 |
| 20 |
2.90% |
¥262,162 |
¥62,918,780 |
¥15,218,780 |
| 20 |
3.00% |
¥264,543 |
¥63,490,333 |
¥15,790,333 |
4770万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥279,233 |
¥50,261,965 |
¥2,561,965 |
| 15 |
0.80% |
¥281,306 |
¥50,635,105 |
¥2,935,105 |
| 15 |
0.90% |
¥283,389 |
¥51,010,031 |
¥3,310,031 |
| 15 |
1.00% |
¥285,482 |
¥51,386,739 |
¥3,686,739 |
| 15 |
1.10% |
¥287,585 |
¥51,765,230 |
¥4,065,230 |
| 15 |
1.20% |
¥289,697 |
¥52,145,502 |
¥4,445,502 |
| 15 |
1.30% |
¥291,820 |
¥52,527,555 |
¥4,827,555 |
| 15 |
1.40% |
¥293,952 |
¥52,911,386 |
¥5,211,386 |
| 15 |
1.50% |
¥296,094 |
¥53,296,996 |
¥5,596,996 |
| 15 |
1.60% |
¥298,247 |
¥53,684,381 |
¥5,984,381 |
| 15 |
1.70% |
¥300,409 |
¥54,073,542 |
¥6,373,542 |
| 15 |
1.80% |
¥302,580 |
¥54,464,476 |
¥6,764,476 |
| 15 |
1.90% |
¥304,762 |
¥54,857,181 |
¥7,157,181 |
| 15 |
2.00% |
¥306,954 |
¥55,251,657 |
¥7,551,657 |
| 15 |
2.10% |
¥309,155 |
¥55,647,901 |
¥7,947,901 |
| 15 |
2.20% |
¥311,366 |
¥56,045,911 |
¥8,345,911 |
| 15 |
2.30% |
¥313,587 |
¥56,445,686 |
¥8,745,686 |
| 15 |
2.40% |
¥315,818 |
¥56,847,224 |
¥9,147,224 |
| 15 |
2.50% |
¥318,058 |
¥57,250,521 |
¥9,550,521 |
| 15 |
2.60% |
¥320,309 |
¥57,655,578 |
¥9,955,578 |
| 15 |
2.70% |
¥322,569 |
¥58,062,390 |
¥10,362,390 |
| 15 |
2.80% |
¥324,839 |
¥58,470,956 |
¥10,770,956 |
| 15 |
2.90% |
¥327,118 |
¥58,881,273 |
¥11,181,273 |
| 15 |
3.00% |
¥329,407 |
¥59,293,340 |
¥11,593,340 |
4770万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥411,691 |
¥49,402,881 |
¥1,702,881 |
| 10 |
0.80% |
¥413,744 |
¥49,649,327 |
¥1,949,327 |
| 10 |
0.90% |
¥415,805 |
¥49,896,566 |
¥2,196,566 |
| 10 |
1.00% |
¥417,872 |
¥50,144,599 |
¥2,444,599 |
| 10 |
1.10% |
¥419,945 |
¥50,393,425 |
¥2,693,425 |
| 10 |
1.20% |
¥422,025 |
¥50,643,044 |
¥2,943,044 |
| 10 |
1.30% |
¥424,112 |
¥50,893,455 |
¥3,193,455 |
| 10 |
1.40% |
¥426,205 |
¥51,144,659 |
¥3,444,659 |
| 10 |
1.50% |
¥428,305 |
¥51,396,654 |
¥3,696,654 |
| 10 |
1.60% |
¥430,412 |
¥51,649,442 |
¥3,949,442 |
| 10 |
1.70% |
¥432,525 |
¥51,903,021 |
¥4,203,021 |
| 10 |
1.80% |
¥434,645 |
¥52,157,390 |
¥4,457,390 |
| 10 |
1.90% |
¥436,771 |
¥52,412,551 |
¥4,712,551 |
| 10 |
2.00% |
¥438,904 |
¥52,668,501 |
¥4,968,501 |
| 10 |
2.10% |
¥441,044 |
¥52,925,241 |
¥5,225,241 |
| 10 |
2.20% |
¥443,190 |
¥53,182,771 |
¥5,482,771 |
| 10 |
2.30% |
¥445,342 |
¥53,441,090 |
¥5,741,090 |
| 10 |
2.40% |
¥447,502 |
¥53,700,197 |
¥6,000,197 |
| 10 |
2.50% |
¥449,667 |
¥53,960,092 |
¥6,260,092 |
| 10 |
2.60% |
¥451,840 |
¥54,220,774 |
¥6,520,774 |
| 10 |
2.70% |
¥454,019 |
¥54,482,244 |
¥6,782,244 |
| 10 |
2.80% |
¥456,204 |
¥54,744,500 |
¥7,044,500 |
| 10 |
2.90% |
¥458,396 |
¥55,007,543 |
¥7,307,543 |
| 10 |
3.00% |
¥460,595 |
¥55,271,370 |
¥7,571,370 |
