4780万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4780万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4780万円の住宅ローン｜期間・年数別
4780万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥94,443 |
¥56,665,764 |
¥8,865,764 |
| 50 |
0.80% |
¥96,686 |
¥58,011,361 |
¥10,211,361 |
| 50 |
0.90% |
¥98,961 |
¥59,376,539 |
¥11,576,539 |
| 50 |
1.00% |
¥101,269 |
¥60,761,213 |
¥12,961,213 |
| 50 |
1.10% |
¥103,609 |
¥62,165,288 |
¥14,365,288 |
| 50 |
1.20% |
¥105,981 |
¥63,588,661 |
¥15,788,661 |
| 50 |
1.30% |
¥108,385 |
¥65,031,220 |
¥17,231,220 |
| 50 |
1.40% |
¥110,821 |
¥66,492,845 |
¥18,692,845 |
| 50 |
1.50% |
¥113,289 |
¥67,973,405 |
¥20,173,405 |
| 50 |
1.60% |
¥115,788 |
¥69,472,763 |
¥21,672,763 |
| 50 |
1.70% |
¥118,318 |
¥70,990,774 |
¥23,190,774 |
| 50 |
1.80% |
¥120,879 |
¥72,527,284 |
¥24,727,284 |
| 50 |
1.90% |
¥123,470 |
¥74,082,133 |
¥26,282,133 |
| 50 |
2.00% |
¥126,092 |
¥75,655,152 |
¥27,855,152 |
| 50 |
2.10% |
¥128,744 |
¥77,246,167 |
¥29,446,167 |
| 50 |
2.20% |
¥131,425 |
¥78,854,996 |
¥31,054,996 |
| 50 |
2.30% |
¥134,136 |
¥80,481,451 |
¥32,681,451 |
| 50 |
2.40% |
¥136,876 |
¥82,125,337 |
¥34,325,337 |
| 50 |
2.50% |
¥139,644 |
¥83,786,455 |
¥35,986,455 |
| 50 |
2.60% |
¥142,441 |
¥85,464,599 |
¥37,664,599 |
| 50 |
2.70% |
¥145,266 |
¥87,159,558 |
¥39,359,558 |
| 50 |
2.80% |
¥148,119 |
¥88,871,116 |
¥41,071,116 |
| 50 |
2.90% |
¥150,998 |
¥90,599,054 |
¥42,799,054 |
| 50 |
3.00% |
¥153,905 |
¥92,343,146 |
¥44,543,146 |
4780万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥103,217 |
¥55,736,920 |
¥7,936,920 |
| 45 |
0.80% |
¥105,435 |
¥56,934,889 |
¥9,134,889 |
| 45 |
0.90% |
¥107,683 |
¥58,148,767 |
¥10,348,767 |
| 45 |
1.00% |
¥109,960 |
¥59,378,497 |
¥11,578,497 |
| 45 |
1.10% |
¥112,267 |
¥60,624,017 |
¥12,824,017 |
| 45 |
1.20% |
¥114,602 |
¥61,885,258 |
¥14,085,258 |
| 45 |
1.30% |
¥116,967 |
¥63,162,145 |
¥15,362,145 |
| 45 |
1.40% |
¥119,360 |
¥64,454,599 |
¥16,654,599 |
| 45 |
1.50% |
¥121,782 |
¥65,762,533 |
¥17,962,533 |
| 45 |
1.60% |
¥124,233 |
¥67,085,855 |
¥19,285,855 |
| 45 |
1.70% |
¥126,712 |
¥68,424,469 |
¥20,624,469 |
| 45 |
1.80% |
¥129,219 |
¥69,778,271 |
¥21,978,271 |
| 45 |
1.90% |
¥131,754 |
¥71,147,155 |
¥23,347,155 |
| 45 |
2.00% |
¥134,317 |
¥72,531,007 |
¥24,731,007 |
| 45 |
2.10% |
¥136,907 |
¥73,929,711 |
¥26,129,711 |
| 45 |
2.20% |
¥139,524 |
¥75,343,142 |
¥27,543,142 |
| 45 |
2.30% |
¥142,169 |
¥76,771,175 |
¥28,971,175 |
| 45 |
2.40% |
¥144,840 |
¥78,213,678 |
¥30,413,678 |
| 45 |
2.50% |
¥147,538 |
¥79,670,516 |
¥31,870,516 |
| 45 |
2.60% |
¥150,262 |
¥81,141,549 |
¥33,341,549 |
| 45 |
2.70% |
¥153,012 |
¥82,626,632 |
¥34,826,632 |
| 45 |
2.80% |
¥155,788 |
¥84,125,620 |
¥36,325,620 |
| 45 |
2.90% |
¥158,590 |
¥85,638,361 |
¥37,838,361 |
| 45 |
3.00% |
¥161,416 |
¥87,164,700 |
¥39,364,700 |
4780万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥114,204 |
¥54,817,736 |
¥7,017,736 |
| 40 |
0.80% |
¥116,398 |
¥55,870,995 |
¥8,070,995 |
| 40 |
0.90% |
¥118,618 |
¥56,936,859 |
¥9,136,859 |
| 40 |
1.00% |
¥120,865 |
¥58,015,291 |
¥10,215,291 |
| 40 |
1.10% |
¥123,138 |
¥59,106,252 |
¥11,306,252 |
| 40 |
1.20% |
¥125,437 |
¥60,209,698 |
¥12,409,698 |
| 40 |
1.30% |
¥127,762 |
¥61,325,582 |
¥13,525,582 |
| 40 |
1.40% |
¥130,112 |
¥62,453,854 |
¥14,653,854 |
| 40 |
1.50% |
¥132,488 |
¥63,594,458 |
¥15,794,458 |
| 40 |
1.60% |
¥134,890 |
¥64,747,337 |
¥16,947,337 |
| 40 |
1.70% |
¥137,318 |
¥65,912,429 |
¥18,112,429 |
| 40 |
1.80% |
¥139,770 |
¥67,089,669 |
¥19,289,669 |
| 40 |
1.90% |
¥142,248 |
¥68,278,988 |
¥20,478,988 |
| 40 |
2.00% |
¥144,751 |
¥69,480,315 |
¥21,680,315 |
| 40 |
2.10% |
¥147,278 |
¥70,693,573 |
¥22,893,573 |
| 40 |
2.20% |
¥149,831 |
¥71,918,685 |
¥24,118,685 |
| 40 |
2.30% |
¥152,407 |
¥73,155,570 |
¥25,355,570 |
| 40 |
2.40% |
¥155,009 |
¥74,404,143 |
¥26,604,143 |
| 40 |
2.50% |
¥157,634 |
¥75,664,316 |
¥27,864,316 |
| 40 |
2.60% |
¥160,283 |
¥76,936,001 |
¥29,136,001 |
| 40 |
2.70% |
¥162,956 |
¥78,219,102 |
¥30,419,102 |
| 40 |
2.80% |
¥165,653 |
¥79,513,526 |
¥31,713,526 |
| 40 |
2.90% |
¥168,373 |
¥80,819,174 |
¥33,019,174 |
| 40 |
3.00% |
¥171,117 |
¥82,135,946 |
¥34,335,946 |
4780万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥128,353 |
¥53,908,232 |
¥6,108,232 |
| 35 |
0.80% |
¥130,523 |
¥54,819,714 |
¥7,019,714 |
| 35 |
0.90% |
¥132,716 |
¥55,740,870 |
¥7,940,870 |
| 35 |
1.00% |
¥134,933 |
¥56,671,677 |
¥8,871,677 |
| 35 |
1.10% |
¥137,172 |
¥57,612,113 |
¥9,812,113 |
| 35 |
1.20% |
¥139,434 |
¥58,562,151 |
¥10,762,151 |
| 35 |
1.30% |
¥141,718 |
¥59,521,763 |
¥11,721,763 |
| 35 |
1.40% |
¥144,026 |
¥60,490,920 |
¥12,690,920 |
| 35 |
1.50% |
¥146,356 |
¥61,469,588 |
¥13,669,588 |
| 35 |
1.60% |
¥148,709 |
¥62,457,733 |
¥14,657,733 |
| 35 |
1.70% |
¥151,084 |
¥63,455,318 |
¥15,655,318 |
| 35 |
1.80% |
¥153,482 |
¥64,462,304 |
¥16,662,304 |
| 35 |
1.90% |
¥155,902 |
¥65,478,650 |
¥17,678,650 |
| 35 |
2.00% |
¥158,344 |
¥66,504,314 |
¥18,704,314 |
| 35 |
2.10% |
¥160,808 |
¥67,539,249 |
¥19,739,249 |
| 35 |
2.20% |
¥163,294 |
¥68,583,409 |
¥20,783,409 |
| 35 |
2.30% |
¥165,802 |
¥69,636,745 |
¥21,836,745 |
| 35 |
2.40% |
¥168,331 |
¥70,699,206 |
¥22,899,206 |
| 35 |
2.50% |
¥170,883 |
¥71,770,739 |
¥23,970,739 |
| 35 |
2.60% |
¥173,455 |
¥72,851,291 |
¥25,051,291 |
| 35 |
2.70% |
¥176,050 |
¥73,940,804 |
¥26,140,804 |
| 35 |
2.80% |
¥178,665 |
¥75,039,220 |
¥27,239,220 |
| 35 |
2.90% |
¥181,301 |
¥76,146,481 |
¥28,346,481 |
| 35 |
3.00% |
¥183,958 |
¥77,262,524 |
¥29,462,524 |
4780万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥147,246 |
¥53,008,425 |
¥5,208,425 |
| 30 |
0.80% |
¥149,392 |
¥53,781,075 |
¥5,981,075 |
| 30 |
0.90% |
¥151,558 |
¥54,560,847 |
¥6,760,847 |
| 30 |
1.00% |
¥153,744 |
¥55,347,729 |
¥7,547,729 |
| 30 |
1.10% |
¥155,949 |
¥56,141,707 |
¥8,341,707 |
| 30 |
1.20% |
¥158,174 |
¥56,942,768 |
¥9,142,768 |
| 30 |
1.30% |
¥160,419 |
¥57,750,896 |
¥9,950,896 |
| 30 |
1.40% |
¥162,684 |
¥58,566,075 |
¥10,766,075 |
| 30 |
1.50% |
¥164,967 |
¥59,388,286 |
¥11,588,286 |
| 30 |
1.60% |
¥167,271 |
¥60,217,510 |
¥12,417,510 |
| 30 |
1.70% |
¥169,594 |
¥61,053,728 |
¥13,253,728 |
| 30 |
1.80% |
¥171,936 |
¥61,896,917 |
¥14,096,917 |
| 30 |
1.90% |
¥174,297 |
¥62,747,055 |
¥14,947,055 |
| 30 |
2.00% |
¥176,678 |
¥63,604,119 |
¥15,804,119 |
| 30 |
2.10% |
¥179,078 |
¥64,468,083 |
¥16,668,083 |
| 30 |
2.20% |
¥181,497 |
¥65,338,921 |
¥17,538,921 |
| 30 |
2.30% |
¥183,935 |
¥66,216,606 |
¥18,416,606 |
| 30 |
2.40% |
¥186,392 |
¥67,101,110 |
¥19,301,110 |
| 30 |
2.50% |
¥188,868 |
¥67,992,404 |
¥20,192,404 |
| 30 |
2.60% |
¥191,362 |
¥68,890,458 |
¥21,090,458 |
| 30 |
2.70% |
¥193,876 |
¥69,795,239 |
¥21,995,239 |
| 30 |
2.80% |
¥196,408 |
¥70,706,716 |
¥22,906,716 |
| 30 |
2.90% |
¥198,958 |
¥71,624,855 |
¥23,824,855 |
| 30 |
3.00% |
¥201,527 |
¥72,549,622 |
¥24,749,622 |
4780万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥173,728 |
¥52,118,332 |
¥4,318,332 |
| 25 |
0.80% |
¥175,850 |
¥52,755,106 |
¥4,955,106 |
| 25 |
0.90% |
¥177,989 |
¥53,396,834 |
¥5,596,834 |
| 25 |
1.00% |
¥180,145 |
¥54,043,510 |
¥6,243,510 |
| 25 |
1.10% |
¥182,317 |
¥54,695,128 |
¥6,895,128 |
| 25 |
1.20% |
¥184,506 |
¥55,351,681 |
¥7,551,681 |
| 25 |
1.30% |
¥186,711 |
¥56,013,161 |
¥8,213,161 |
| 25 |
1.40% |
¥188,932 |
¥56,679,560 |
¥8,879,560 |
| 25 |
1.50% |
¥191,170 |
¥57,350,869 |
¥9,550,869 |
| 25 |
1.60% |
¥193,424 |
¥58,027,079 |
¥10,227,079 |
| 25 |
1.70% |
¥195,694 |
¥58,708,179 |
¥10,908,179 |
| 25 |
1.80% |
¥197,981 |
¥59,394,158 |
¥11,594,158 |
| 25 |
1.90% |
¥200,283 |
¥60,085,007 |
¥12,285,007 |
| 25 |
2.00% |
¥202,602 |
¥60,780,712 |
¥12,980,712 |
| 25 |
2.10% |
¥204,938 |
¥61,481,262 |
¥13,681,262 |
| 25 |
2.20% |
¥207,289 |
¥62,186,643 |
¥14,386,643 |
| 25 |
2.30% |
¥209,656 |
¥62,896,843 |
¥15,096,843 |
| 25 |
2.40% |
¥212,039 |
¥63,611,846 |
¥15,811,846 |
| 25 |
2.50% |
¥214,439 |
¥64,331,640 |
¥16,531,640 |
| 25 |
2.60% |
¥216,854 |
¥65,056,207 |
¥17,256,207 |
| 25 |
2.70% |
¥219,285 |
¥65,785,534 |
¥17,985,534 |
| 25 |
2.80% |
¥221,732 |
¥66,519,603 |
¥18,719,603 |
| 25 |
2.90% |
¥224,195 |
¥67,258,398 |
¥19,458,398 |
| 25 |
3.00% |
¥226,673 |
¥68,001,902 |
¥20,201,902 |
4780万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥213,492 |
¥51,237,965 |
¥3,437,965 |
| 20 |
0.80% |
¥215,591 |
¥51,741,827 |
¥3,941,827 |
| 20 |
0.90% |
¥217,704 |
¥52,248,865 |
¥4,448,865 |
| 20 |
1.00% |
¥219,829 |
¥52,759,075 |
¥4,959,075 |
| 20 |
1.10% |
¥221,969 |
¥53,272,455 |
¥5,472,455 |
| 20 |
1.20% |
¥224,121 |
¥53,789,002 |
¥5,989,002 |
| 20 |
1.30% |
¥226,286 |
¥54,308,712 |
¥6,508,712 |
| 20 |
1.40% |
¥228,465 |
¥54,831,583 |
¥7,031,583 |
| 20 |
1.50% |
¥230,657 |
¥55,357,609 |
¥7,557,609 |
| 20 |
1.60% |
¥232,862 |
¥55,886,788 |
¥8,086,788 |
| 20 |
1.70% |
¥235,080 |
¥56,419,115 |
¥8,619,115 |
| 20 |
1.80% |
¥237,311 |
¥56,954,585 |
¥9,154,585 |
| 20 |
1.90% |
¥239,555 |
¥57,493,194 |
¥9,693,194 |
| 20 |
2.00% |
¥241,812 |
¥58,034,936 |
¥10,234,936 |
| 20 |
2.10% |
¥244,083 |
¥58,579,807 |
¥10,779,807 |
| 20 |
2.20% |
¥246,366 |
¥59,127,800 |
¥11,327,800 |
| 20 |
2.30% |
¥248,662 |
¥59,678,911 |
¥11,878,911 |
| 20 |
2.40% |
¥250,971 |
¥60,233,133 |
¥12,433,133 |
| 20 |
2.50% |
¥253,294 |
¥60,790,460 |
¥12,990,460 |
| 20 |
2.60% |
¥255,629 |
¥61,350,885 |
¥13,550,885 |
| 20 |
2.70% |
¥257,977 |
¥61,914,403 |
¥14,114,403 |
| 20 |
2.80% |
¥260,338 |
¥62,481,005 |
¥14,681,005 |
| 20 |
2.90% |
¥262,711 |
¥63,050,685 |
¥15,250,685 |
| 20 |
3.00% |
¥265,098 |
¥63,623,436 |
¥15,823,436 |
4780万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥279,819 |
¥50,367,336 |
¥2,567,336 |
| 15 |
0.80% |
¥281,896 |
¥50,741,259 |
¥2,941,259 |
| 15 |
0.90% |
¥283,983 |
¥51,116,970 |
¥3,316,970 |
| 15 |
1.00% |
¥286,080 |
¥51,494,468 |
¥3,694,468 |
| 15 |
1.10% |
¥288,188 |
¥51,873,752 |
¥4,073,752 |
| 15 |
1.20% |
¥290,305 |
¥52,254,822 |
¥4,454,822 |
| 15 |
1.30% |
¥292,432 |
¥52,637,676 |
¥4,837,676 |
| 15 |
1.40% |
¥294,568 |
¥53,022,312 |
¥5,222,312 |
| 15 |
1.50% |
¥296,715 |
¥53,408,729 |
¥5,608,729 |
| 15 |
1.60% |
¥298,872 |
¥53,796,927 |
¥5,996,927 |
| 15 |
1.70% |
¥301,038 |
¥54,186,904 |
¥6,386,904 |
| 15 |
1.80% |
¥303,215 |
¥54,578,657 |
¥6,778,657 |
| 15 |
1.90% |
¥305,401 |
¥54,972,186 |
¥7,172,186 |
| 15 |
2.00% |
¥307,597 |
¥55,367,489 |
¥7,567,489 |
| 15 |
2.10% |
¥309,803 |
¥55,764,563 |
¥7,964,563 |
| 15 |
2.20% |
¥312,019 |
¥56,163,408 |
¥8,363,408 |
| 15 |
2.30% |
¥314,245 |
¥56,564,021 |
¥8,764,021 |
| 15 |
2.40% |
¥316,480 |
¥56,966,400 |
¥9,166,400 |
| 15 |
2.50% |
¥318,725 |
¥57,370,544 |
¥9,570,544 |
| 15 |
2.60% |
¥320,980 |
¥57,776,449 |
¥9,976,449 |
| 15 |
2.70% |
¥323,245 |
¥58,184,114 |
¥10,384,114 |
| 15 |
2.80% |
¥325,520 |
¥58,593,536 |
¥10,793,536 |
| 15 |
2.90% |
¥327,804 |
¥59,004,714 |
¥11,204,714 |
| 15 |
3.00% |
¥330,098 |
¥59,417,644 |
¥11,617,644 |
4780万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥412,554 |
¥49,506,451 |
¥1,706,451 |
| 10 |
0.80% |
¥414,612 |
¥49,753,414 |
¥1,953,414 |
| 10 |
0.90% |
¥416,676 |
¥50,001,171 |
¥2,201,171 |
| 10 |
1.00% |
¥418,748 |
¥50,249,724 |
¥2,449,724 |
| 10 |
1.10% |
¥420,826 |
¥50,499,072 |
¥2,699,072 |
| 10 |
1.20% |
¥422,910 |
¥50,749,214 |
¥2,949,214 |
| 10 |
1.30% |
¥425,001 |
¥51,000,150 |
¥3,200,150 |
| 10 |
1.40% |
¥427,099 |
¥51,251,880 |
¥3,451,880 |
| 10 |
1.50% |
¥429,203 |
¥51,504,404 |
¥3,704,404 |
| 10 |
1.60% |
¥431,314 |
¥51,757,722 |
¥3,957,722 |
| 10 |
1.70% |
¥433,432 |
¥52,011,832 |
¥4,211,832 |
| 10 |
1.80% |
¥435,556 |
¥52,266,735 |
¥4,466,735 |
| 10 |
1.90% |
¥437,687 |
¥52,522,430 |
¥4,722,430 |
| 10 |
2.00% |
¥439,824 |
¥52,778,917 |
¥4,978,917 |
| 10 |
2.10% |
¥441,968 |
¥53,036,196 |
¥5,236,196 |
| 10 |
2.20% |
¥444,119 |
¥53,294,265 |
¥5,494,265 |
| 10 |
2.30% |
¥446,276 |
¥53,553,125 |
¥5,753,125 |
| 10 |
2.40% |
¥448,440 |
¥53,812,776 |
¥6,012,776 |
| 10 |
2.50% |
¥450,610 |
¥54,073,216 |
¥6,273,216 |
| 10 |
2.60% |
¥452,787 |
¥54,334,445 |
¥6,534,445 |
| 10 |
2.70% |
¥454,971 |
¥54,596,463 |
¥6,796,463 |
| 10 |
2.80% |
¥457,161 |
¥54,859,269 |
¥7,059,269 |
| 10 |
2.90% |
¥459,357 |
¥55,122,862 |
¥7,322,862 |
| 10 |
3.00% |
¥461,560 |
¥55,387,243 |
¥7,587,243 |
