4800万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4800万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4800万円の住宅ローン|期間・年数別
4800万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥94,838 |
¥56,902,859 |
¥8,902,859 |
| 50 |
0.80% |
¥97,090 |
¥58,254,086 |
¥10,254,086 |
| 50 |
0.90% |
¥99,375 |
¥59,624,977 |
¥11,624,977 |
| 50 |
1.00% |
¥101,692 |
¥61,015,444 |
¥13,015,444 |
| 50 |
1.10% |
¥104,042 |
¥62,425,394 |
¥14,425,394 |
| 50 |
1.20% |
¥106,425 |
¥63,854,723 |
¥15,854,723 |
| 50 |
1.30% |
¥108,839 |
¥65,303,318 |
¥17,303,318 |
| 50 |
1.40% |
¥111,285 |
¥66,771,057 |
¥18,771,057 |
| 50 |
1.50% |
¥113,763 |
¥68,257,812 |
¥20,257,812 |
| 50 |
1.60% |
¥116,272 |
¥69,763,444 |
¥21,763,444 |
| 50 |
1.70% |
¥118,813 |
¥71,287,806 |
¥23,287,806 |
| 50 |
1.80% |
¥121,385 |
¥72,830,745 |
¥24,830,745 |
| 50 |
1.90% |
¥123,987 |
¥74,392,100 |
¥26,392,100 |
| 50 |
2.00% |
¥126,620 |
¥75,971,701 |
¥27,971,701 |
| 50 |
2.10% |
¥129,282 |
¥77,569,373 |
¥29,569,373 |
| 50 |
2.20% |
¥131,975 |
¥79,184,934 |
¥31,184,934 |
| 50 |
2.30% |
¥134,697 |
¥80,818,194 |
¥32,818,194 |
| 50 |
2.40% |
¥137,448 |
¥82,468,958 |
¥34,468,958 |
| 50 |
2.50% |
¥140,228 |
¥84,137,026 |
¥36,137,026 |
| 50 |
2.60% |
¥143,037 |
¥85,822,191 |
¥37,822,191 |
| 50 |
2.70% |
¥145,874 |
¥87,524,242 |
¥39,524,242 |
| 50 |
2.80% |
¥148,738 |
¥89,242,962 |
¥41,242,962 |
| 50 |
2.90% |
¥151,630 |
¥90,978,129 |
¥42,978,129 |
| 50 |
3.00% |
¥154,549 |
¥92,729,519 |
¥44,729,519 |
4800万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥103,648 |
¥55,970,129 |
¥7,970,129 |
| 45 |
0.80% |
¥105,876 |
¥57,173,110 |
¥9,173,110 |
| 45 |
0.90% |
¥108,133 |
¥58,392,067 |
¥10,392,067 |
| 45 |
1.00% |
¥110,420 |
¥59,626,943 |
¥11,626,943 |
| 45 |
1.10% |
¥112,736 |
¥60,877,674 |
¥12,877,674 |
| 45 |
1.20% |
¥115,082 |
¥62,144,192 |
¥14,144,192 |
| 45 |
1.30% |
¥117,456 |
¥63,426,422 |
¥15,426,422 |
| 45 |
1.40% |
¥119,860 |
¥64,724,284 |
¥16,724,284 |
| 45 |
1.50% |
¥122,292 |
¥66,037,690 |
¥18,037,690 |
| 45 |
1.60% |
¥124,753 |
¥67,366,549 |
¥19,366,549 |
| 45 |
1.70% |
¥127,242 |
¥68,710,764 |
¥20,710,764 |
| 45 |
1.80% |
¥129,760 |
¥70,070,231 |
¥22,070,231 |
| 45 |
1.90% |
¥132,305 |
¥71,444,842 |
¥23,444,842 |
| 45 |
2.00% |
¥134,879 |
¥72,834,484 |
¥24,834,484 |
| 45 |
2.10% |
¥137,480 |
¥74,239,040 |
¥26,239,040 |
| 45 |
2.20% |
¥140,108 |
¥75,658,385 |
¥27,658,385 |
| 45 |
2.30% |
¥142,764 |
¥77,092,393 |
¥29,092,393 |
| 45 |
2.40% |
¥145,446 |
¥78,540,932 |
¥30,540,932 |
| 45 |
2.50% |
¥148,155 |
¥80,003,866 |
¥32,003,866 |
| 45 |
2.60% |
¥150,891 |
¥81,481,053 |
¥33,481,053 |
| 45 |
2.70% |
¥153,653 |
¥82,972,351 |
¥34,972,351 |
| 45 |
2.80% |
¥156,440 |
¥84,477,610 |
¥36,477,610 |
| 45 |
2.90% |
¥159,253 |
¥85,996,680 |
¥37,996,680 |
| 45 |
3.00% |
¥162,091 |
¥87,529,406 |
¥39,529,406 |
4800万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥114,681 |
¥55,047,099 |
¥7,047,099 |
| 40 |
0.80% |
¥116,885 |
¥56,104,765 |
¥8,104,765 |
| 40 |
0.90% |
¥119,115 |
¥57,175,088 |
¥9,175,088 |
| 40 |
1.00% |
¥121,371 |
¥58,258,033 |
¥10,258,033 |
| 40 |
1.10% |
¥123,653 |
¥59,353,558 |
¥11,353,558 |
| 40 |
1.20% |
¥125,962 |
¥60,461,621 |
¥12,461,621 |
| 40 |
1.30% |
¥128,296 |
¥61,582,174 |
¥13,582,174 |
| 40 |
1.40% |
¥130,657 |
¥62,715,167 |
¥14,715,167 |
| 40 |
1.50% |
¥133,043 |
¥63,860,544 |
¥15,860,544 |
| 40 |
1.60% |
¥135,455 |
¥65,018,247 |
¥17,018,247 |
| 40 |
1.70% |
¥137,892 |
¥66,188,214 |
¥18,188,214 |
| 40 |
1.80% |
¥140,355 |
¥67,370,379 |
¥19,370,379 |
| 40 |
1.90% |
¥142,843 |
¥68,564,674 |
¥20,564,674 |
| 40 |
2.00% |
¥145,356 |
¥69,771,027 |
¥21,771,027 |
| 40 |
2.10% |
¥147,895 |
¥70,989,362 |
¥22,989,362 |
| 40 |
2.20% |
¥150,458 |
¥72,219,600 |
¥24,219,600 |
| 40 |
2.30% |
¥153,045 |
¥73,461,660 |
¥25,461,660 |
| 40 |
2.40% |
¥155,657 |
¥74,715,457 |
¥26,715,457 |
| 40 |
2.50% |
¥158,294 |
¥75,980,904 |
¥27,980,904 |
| 40 |
2.60% |
¥160,954 |
¥77,257,908 |
¥29,257,908 |
| 40 |
2.70% |
¥163,638 |
¥78,546,379 |
¥30,546,379 |
| 40 |
2.80% |
¥166,346 |
¥79,846,219 |
¥31,846,219 |
| 40 |
2.90% |
¥169,078 |
¥81,157,330 |
¥33,157,330 |
| 40 |
3.00% |
¥171,833 |
¥82,479,611 |
¥34,479,611 |
4800万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥128,890 |
¥54,133,789 |
¥6,133,789 |
| 35 |
0.80% |
¥131,069 |
¥55,049,085 |
¥7,049,085 |
| 35 |
0.90% |
¥133,272 |
¥55,974,095 |
¥7,974,095 |
| 35 |
1.00% |
¥135,497 |
¥56,908,797 |
¥8,908,797 |
| 35 |
1.10% |
¥137,746 |
¥57,853,168 |
¥9,853,168 |
| 35 |
1.20% |
¥140,017 |
¥58,807,181 |
¥10,807,181 |
| 35 |
1.30% |
¥142,311 |
¥59,770,808 |
¥11,770,808 |
| 35 |
1.40% |
¥144,629 |
¥60,744,020 |
¥12,744,020 |
| 35 |
1.50% |
¥146,969 |
¥61,726,783 |
¥13,726,783 |
| 35 |
1.60% |
¥149,331 |
¥62,719,063 |
¥14,719,063 |
| 35 |
1.70% |
¥151,716 |
¥63,720,822 |
¥15,720,822 |
| 35 |
1.80% |
¥154,124 |
¥64,732,021 |
¥16,732,021 |
| 35 |
1.90% |
¥156,554 |
¥65,752,620 |
¥17,752,620 |
| 35 |
2.00% |
¥159,006 |
¥66,782,574 |
¥18,782,574 |
| 35 |
2.10% |
¥161,481 |
¥67,821,840 |
¥19,821,840 |
| 35 |
2.20% |
¥163,977 |
¥68,870,369 |
¥20,870,369 |
| 35 |
2.30% |
¥166,496 |
¥69,928,112 |
¥21,928,112 |
| 35 |
2.40% |
¥169,036 |
¥70,995,019 |
¥22,995,019 |
| 35 |
2.50% |
¥171,598 |
¥72,071,035 |
¥24,071,035 |
| 35 |
2.60% |
¥174,181 |
¥73,156,108 |
¥25,156,108 |
| 35 |
2.70% |
¥176,786 |
¥74,250,180 |
¥26,250,180 |
| 35 |
2.80% |
¥179,412 |
¥75,353,192 |
¥27,353,192 |
| 35 |
2.90% |
¥182,060 |
¥76,465,085 |
¥28,465,085 |
| 35 |
3.00% |
¥184,728 |
¥77,585,798 |
¥29,585,798 |
4800万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥147,862 |
¥53,230,218 |
¥5,230,218 |
| 30 |
0.80% |
¥150,017 |
¥54,006,101 |
¥6,006,101 |
| 30 |
0.90% |
¥152,192 |
¥54,789,135 |
¥6,789,135 |
| 30 |
1.00% |
¥154,387 |
¥55,579,309 |
¥7,579,309 |
| 30 |
1.10% |
¥156,602 |
¥56,376,610 |
¥8,376,610 |
| 30 |
1.20% |
¥158,836 |
¥57,181,022 |
¥9,181,022 |
| 30 |
1.30% |
¥161,090 |
¥57,992,532 |
¥9,992,532 |
| 30 |
1.40% |
¥163,364 |
¥58,811,121 |
¥10,811,121 |
| 30 |
1.50% |
¥165,658 |
¥59,636,772 |
¥11,636,772 |
| 30 |
1.60% |
¥167,971 |
¥60,469,466 |
¥12,469,466 |
| 30 |
1.70% |
¥170,303 |
¥61,309,183 |
¥13,309,183 |
| 30 |
1.80% |
¥172,655 |
¥62,155,900 |
¥14,155,900 |
| 30 |
1.90% |
¥175,027 |
¥63,009,595 |
¥15,009,595 |
| 30 |
2.00% |
¥177,417 |
¥63,870,245 |
¥15,870,245 |
| 30 |
2.10% |
¥179,827 |
¥64,737,824 |
¥16,737,824 |
| 30 |
2.20% |
¥182,256 |
¥65,612,305 |
¥17,612,305 |
| 30 |
2.30% |
¥184,705 |
¥66,493,663 |
¥18,493,663 |
| 30 |
2.40% |
¥187,172 |
¥67,381,868 |
¥19,381,868 |
| 30 |
2.50% |
¥189,658 |
¥68,276,891 |
¥20,276,891 |
| 30 |
2.60% |
¥192,163 |
¥69,178,702 |
¥21,178,702 |
| 30 |
2.70% |
¥194,687 |
¥70,087,269 |
¥22,087,269 |
| 30 |
2.80% |
¥197,229 |
¥71,002,560 |
¥23,002,560 |
| 30 |
2.90% |
¥199,790 |
¥71,924,541 |
¥23,924,541 |
| 30 |
3.00% |
¥202,370 |
¥72,853,177 |
¥24,853,177 |
4800万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥174,455 |
¥52,336,400 |
¥4,336,400 |
| 25 |
0.80% |
¥176,586 |
¥52,975,838 |
¥4,975,838 |
| 25 |
0.90% |
¥178,734 |
¥53,620,251 |
¥5,620,251 |
| 25 |
1.00% |
¥180,899 |
¥54,269,633 |
¥6,269,633 |
| 25 |
1.10% |
¥183,080 |
¥54,923,978 |
¥6,923,978 |
| 25 |
1.20% |
¥185,278 |
¥55,583,278 |
¥7,583,278 |
| 25 |
1.30% |
¥187,492 |
¥56,247,526 |
¥8,247,526 |
| 25 |
1.40% |
¥189,722 |
¥56,916,713 |
¥8,916,713 |
| 25 |
1.50% |
¥191,969 |
¥57,590,831 |
¥9,590,831 |
| 25 |
1.60% |
¥194,233 |
¥58,269,870 |
¥10,269,870 |
| 25 |
1.70% |
¥196,513 |
¥58,953,820 |
¥10,953,820 |
| 25 |
1.80% |
¥198,809 |
¥59,642,670 |
¥11,642,670 |
| 25 |
1.90% |
¥201,121 |
¥60,336,409 |
¥12,336,409 |
| 25 |
2.00% |
¥203,450 |
¥61,035,025 |
¥13,035,025 |
| 25 |
2.10% |
¥205,795 |
¥61,738,506 |
¥13,738,506 |
| 25 |
2.20% |
¥208,156 |
¥62,446,838 |
¥14,446,838 |
| 25 |
2.30% |
¥210,533 |
¥63,160,010 |
¥15,160,010 |
| 25 |
2.40% |
¥212,927 |
¥63,878,005 |
¥15,878,005 |
| 25 |
2.50% |
¥215,336 |
¥64,600,810 |
¥16,600,810 |
| 25 |
2.60% |
¥217,761 |
¥65,328,409 |
¥17,328,409 |
| 25 |
2.70% |
¥220,203 |
¥66,060,787 |
¥18,060,787 |
| 25 |
2.80% |
¥222,660 |
¥66,797,928 |
¥18,797,928 |
| 25 |
2.90% |
¥225,133 |
¥67,539,814 |
¥19,539,814 |
| 25 |
3.00% |
¥227,621 |
¥68,286,429 |
¥20,286,429 |
4800万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥214,385 |
¥51,452,350 |
¥3,452,350 |
| 20 |
0.80% |
¥216,493 |
¥51,958,320 |
¥3,958,320 |
| 20 |
0.90% |
¥218,614 |
¥52,467,479 |
¥4,467,479 |
| 20 |
1.00% |
¥220,749 |
¥52,979,824 |
¥4,979,824 |
| 20 |
1.10% |
¥222,897 |
¥53,495,352 |
¥5,495,352 |
| 20 |
1.20% |
¥225,059 |
¥54,014,060 |
¥6,014,060 |
| 20 |
1.30% |
¥227,233 |
¥54,535,945 |
¥6,535,945 |
| 20 |
1.40% |
¥229,421 |
¥55,061,003 |
¥7,061,003 |
| 20 |
1.50% |
¥231,622 |
¥55,589,231 |
¥7,589,231 |
| 20 |
1.60% |
¥233,836 |
¥56,120,624 |
¥8,120,624 |
| 20 |
1.70% |
¥236,063 |
¥56,655,178 |
¥8,655,178 |
| 20 |
1.80% |
¥238,304 |
¥57,192,889 |
¥9,192,889 |
| 20 |
1.90% |
¥240,557 |
¥57,733,751 |
¥9,733,751 |
| 20 |
2.00% |
¥242,824 |
¥58,277,760 |
¥10,277,760 |
| 20 |
2.10% |
¥245,104 |
¥58,824,911 |
¥10,824,911 |
| 20 |
2.20% |
¥247,397 |
¥59,375,197 |
¥11,375,197 |
| 20 |
2.30% |
¥249,703 |
¥59,928,614 |
¥11,928,614 |
| 20 |
2.40% |
¥252,021 |
¥60,485,154 |
¥12,485,154 |
| 20 |
2.50% |
¥254,353 |
¥61,044,813 |
¥13,044,813 |
| 20 |
2.60% |
¥256,698 |
¥61,607,584 |
¥13,607,584 |
| 20 |
2.70% |
¥259,056 |
¥62,173,459 |
¥14,173,459 |
| 20 |
2.80% |
¥261,427 |
¥62,742,432 |
¥14,742,432 |
| 20 |
2.90% |
¥263,810 |
¥63,314,496 |
¥15,314,496 |
| 20 |
3.00% |
¥266,207 |
¥63,889,643 |
¥15,889,643 |
4800万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥280,989 |
¥50,578,078 |
¥2,578,078 |
| 15 |
0.80% |
¥283,075 |
¥50,953,565 |
¥2,953,565 |
| 15 |
0.90% |
¥285,171 |
¥51,330,848 |
¥3,330,848 |
| 15 |
1.00% |
¥287,277 |
¥51,709,926 |
¥3,709,926 |
| 15 |
1.10% |
¥289,393 |
¥52,090,797 |
¥4,090,797 |
| 15 |
1.20% |
¥291,519 |
¥52,473,461 |
¥4,473,461 |
| 15 |
1.30% |
¥293,655 |
¥52,857,917 |
¥4,857,917 |
| 15 |
1.40% |
¥295,801 |
¥53,244,162 |
¥5,244,162 |
| 15 |
1.50% |
¥297,957 |
¥53,632,197 |
¥5,632,197 |
| 15 |
1.60% |
¥300,122 |
¥54,022,019 |
¥6,022,019 |
| 15 |
1.70% |
¥302,298 |
¥54,413,627 |
¥6,413,627 |
| 15 |
1.80% |
¥304,483 |
¥54,807,020 |
¥6,807,020 |
| 15 |
1.90% |
¥306,679 |
¥55,202,195 |
¥7,202,195 |
| 15 |
2.00% |
¥308,884 |
¥55,599,152 |
¥7,599,152 |
| 15 |
2.10% |
¥311,099 |
¥55,997,888 |
¥7,997,888 |
| 15 |
2.20% |
¥313,324 |
¥56,398,401 |
¥8,398,401 |
| 15 |
2.30% |
¥315,559 |
¥56,800,691 |
¥8,800,691 |
| 15 |
2.40% |
¥317,804 |
¥57,204,753 |
¥9,204,753 |
| 15 |
2.50% |
¥320,059 |
¥57,610,588 |
¥9,610,588 |
| 15 |
2.60% |
¥322,323 |
¥58,018,191 |
¥10,018,191 |
| 15 |
2.70% |
¥324,598 |
¥58,427,562 |
¥10,427,562 |
| 15 |
2.80% |
¥326,882 |
¥58,838,698 |
¥10,838,698 |
| 15 |
2.90% |
¥329,176 |
¥59,251,596 |
¥11,251,596 |
| 15 |
3.00% |
¥331,479 |
¥59,666,254 |
¥11,666,254 |
4800万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥414,280 |
¥49,713,591 |
¥1,713,591 |
| 10 |
0.80% |
¥416,347 |
¥49,961,587 |
¥1,961,587 |
| 10 |
0.90% |
¥418,420 |
¥50,210,381 |
¥2,210,381 |
| 10 |
1.00% |
¥420,500 |
¥50,459,974 |
¥2,459,974 |
| 10 |
1.10% |
¥422,586 |
¥50,710,365 |
¥2,710,365 |
| 10 |
1.20% |
¥424,680 |
¥50,961,553 |
¥2,961,553 |
| 10 |
1.30% |
¥426,779 |
¥51,213,540 |
¥3,213,540 |
| 10 |
1.40% |
¥428,886 |
¥51,466,323 |
¥3,466,323 |
| 10 |
1.50% |
¥430,999 |
¥51,719,904 |
¥3,719,904 |
| 10 |
1.60% |
¥433,119 |
¥51,974,281 |
¥3,974,281 |
| 10 |
1.70% |
¥435,245 |
¥52,229,455 |
¥4,229,455 |
| 10 |
1.80% |
¥437,379 |
¥52,485,424 |
¥4,485,424 |
| 10 |
1.90% |
¥439,518 |
¥52,742,189 |
¥4,742,189 |
| 10 |
2.00% |
¥441,665 |
¥52,999,749 |
¥4,999,749 |
| 10 |
2.10% |
¥443,818 |
¥53,258,104 |
¥5,258,104 |
| 10 |
2.20% |
¥445,977 |
¥53,517,254 |
¥5,517,254 |
| 10 |
2.30% |
¥448,143 |
¥53,777,197 |
¥5,777,197 |
| 10 |
2.40% |
¥450,316 |
¥54,037,934 |
¥6,037,934 |
| 10 |
2.50% |
¥452,496 |
¥54,299,463 |
¥6,299,463 |
| 10 |
2.60% |
¥454,682 |
¥54,561,786 |
¥6,561,786 |
| 10 |
2.70% |
¥456,874 |
¥54,824,900 |
¥6,824,900 |
| 10 |
2.80% |
¥459,073 |
¥55,088,805 |
¥7,088,805 |
| 10 |
2.90% |
¥461,279 |
¥55,353,502 |
¥7,353,502 |
| 10 |
3.00% |
¥463,492 |
¥55,618,989 |
¥7,618,989 |