4810万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4810万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4810万円の住宅ローン｜期間・年数別
4810万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥95,036 | ¥57,021,407 | ¥8,921,407 |
| 50 | 0.80% | ¥97,292 | ¥58,375,449 | ¥10,275,449 |
| 50 | 0.90% | ¥99,582 | ¥59,749,195 | ¥11,649,195 |
| 50 | 1.00% | ¥101,904 | ¥61,142,559 | ¥13,042,559 |
| 50 | 1.10% | ¥104,259 | ¥62,555,447 | ¥14,455,447 |
| 50 | 1.20% | ¥106,646 | ¥63,987,753 | ¥15,887,753 |
| 50 | 1.30% | ¥109,066 | ¥65,439,366 | ¥17,339,366 |
| 50 | 1.40% | ¥111,517 | ¥66,910,164 | ¥18,810,164 |
| 50 | 1.50% | ¥114,000 | ¥68,400,016 | ¥20,300,016 |
| 50 | 1.60% | ¥116,515 | ¥69,908,784 | ¥21,808,784 |
| 50 | 1.70% | ¥119,061 | ¥71,436,322 | ¥23,336,322 |
| 50 | 1.80% | ¥121,637 | ¥72,982,476 | ¥24,882,476 |
| 50 | 1.90% | ¥124,245 | ¥74,547,084 | ¥26,447,084 |
| 50 | 2.00% | ¥126,883 | ¥76,129,976 | ¥28,029,976 |
| 50 | 2.10% | ¥129,552 | ¥77,730,976 | ¥29,630,976 |
| 50 | 2.20% | ¥132,250 | ¥79,349,902 | ¥31,249,902 |
| 50 | 2.30% | ¥134,978 | ¥80,986,565 | ¥32,886,565 |
| 50 | 2.40% | ¥137,735 | ¥82,640,768 | ¥34,540,768 |
| 50 | 2.50% | ¥140,521 | ¥84,312,311 | ¥36,212,311 |
| 50 | 2.60% | ¥143,335 | ¥86,000,987 | ¥37,900,987 |
| 50 | 2.70% | ¥146,178 | ¥87,706,584 | ¥39,606,584 |
| 50 | 2.80% | ¥149,048 | ¥89,428,885 | ¥41,328,885 |
| 50 | 2.90% | ¥151,946 | ¥91,167,667 | ¥43,067,667 |
| 50 | 3.00% | ¥154,871 | ¥92,922,706 | ¥44,822,706 |
4810万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥103,864 | ¥56,086,733 | ¥7,986,733 |
| 45 | 0.80% | ¥106,097 | ¥57,292,221 | ¥9,192,221 |
| 45 | 0.90% | ¥108,359 | ¥58,513,717 | ¥10,413,717 |
| 45 | 1.00% | ¥110,650 | ¥59,751,165 | ¥11,651,165 |
| 45 | 1.10% | ¥112,971 | ¥61,004,502 | ¥12,904,502 |
| 45 | 1.20% | ¥115,322 | ¥62,273,659 | ¥14,173,659 |
| 45 | 1.30% | ¥117,701 | ¥63,558,560 | ¥15,458,560 |
| 45 | 1.40% | ¥120,109 | ¥64,859,126 | ¥16,759,126 |
| 45 | 1.50% | ¥122,547 | ¥66,175,268 | ¥18,075,268 |
| 45 | 1.60% | ¥125,013 | ¥67,506,896 | ¥19,406,896 |
| 45 | 1.70% | ¥127,507 | ¥68,853,911 | ¥20,753,911 |
| 45 | 1.80% | ¥130,030 | ¥70,216,210 | ¥22,116,210 |
| 45 | 1.90% | ¥132,581 | ¥71,593,685 | ¥23,493,685 |
| 45 | 2.00% | ¥135,160 | ¥72,986,223 | ¥24,886,223 |
| 45 | 2.10% | ¥137,766 | ¥74,393,704 | ¥26,293,704 |
| 45 | 2.20% | ¥140,400 | ¥75,816,007 | ¥27,716,007 |
| 45 | 2.30% | ¥143,061 | ¥77,253,003 | ¥29,153,003 |
| 45 | 2.40% | ¥145,749 | ¥78,704,559 | ¥30,604,559 |
| 45 | 2.50% | ¥148,464 | ¥80,170,540 | ¥32,070,540 |
| 45 | 2.60% | ¥151,205 | ¥81,650,805 | ¥33,550,805 |
| 45 | 2.70% | ¥153,973 | ¥83,145,210 | ¥35,045,210 |
| 45 | 2.80% | ¥156,766 | ¥84,653,605 | ¥36,553,605 |
| 45 | 2.90% | ¥159,585 | ¥86,175,840 | ¥38,075,840 |
| 45 | 3.00% | ¥162,429 | ¥87,711,759 | ¥39,611,759 |
4810万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥114,920 | ¥55,161,780 | ¥7,061,780 |
| 40 | 0.80% | ¥117,128 | ¥56,221,650 | ¥8,121,650 |
| 40 | 0.90% | ¥119,363 | ¥57,294,203 | ¥9,194,203 |
| 40 | 1.00% | ¥121,624 | ¥58,379,404 | ¥10,279,404 |
| 40 | 1.10% | ¥123,911 | ¥59,477,211 | ¥11,377,211 |
| 40 | 1.20% | ¥126,224 | ¥60,587,583 | ¥12,487,583 |
| 40 | 1.30% | ¥128,563 | ¥61,710,471 | ¥13,610,471 |
| 40 | 1.40% | ¥130,929 | ¥62,845,824 | ¥14,745,824 |
| 40 | 1.50% | ¥133,320 | ¥63,993,587 | ¥15,893,587 |
| 40 | 1.60% | ¥135,737 | ¥65,153,701 | ¥17,053,701 |
| 40 | 1.70% | ¥138,179 | ¥66,326,106 | ¥18,226,106 |
| 40 | 1.80% | ¥140,647 | ¥67,510,734 | ¥19,410,734 |
| 40 | 1.90% | ¥143,141 | ¥68,707,518 | ¥20,607,518 |
| 40 | 2.00% | ¥145,659 | ¥69,916,384 | ¥21,816,384 |
| 40 | 2.10% | ¥148,203 | ¥71,137,257 | ¥23,037,257 |
| 40 | 2.20% | ¥150,771 | ¥72,370,058 | ¥24,270,058 |
| 40 | 2.30% | ¥153,364 | ¥73,614,706 | ¥25,514,706 |
| 40 | 2.40% | ¥155,981 | ¥74,871,115 | ¥26,771,115 |
| 40 | 2.50% | ¥158,623 | ¥76,139,197 | ¥28,039,197 |
| 40 | 2.60% | ¥161,289 | ¥77,418,862 | ¥29,318,862 |
| 40 | 2.70% | ¥163,979 | ¥78,710,017 | ¥30,610,017 |
| 40 | 2.80% | ¥166,693 | ¥80,012,565 | ¥31,912,565 |
| 40 | 2.90% | ¥169,430 | ¥81,326,407 | ¥33,226,407 |
| 40 | 3.00% | ¥172,191 | ¥82,651,443 | ¥34,551,443 |
4810万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥129,158 | ¥54,246,568 | ¥6,146,568 |
| 35 | 0.80% | ¥131,342 | ¥55,163,771 | ¥7,063,771 |
| 35 | 0.90% | ¥133,549 | ¥56,090,708 | ¥7,990,708 |
| 35 | 1.00% | ¥135,779 | ¥57,027,357 | ¥8,927,357 |
| 35 | 1.10% | ¥138,033 | ¥57,973,695 | ¥9,873,695 |
| 35 | 1.20% | ¥140,309 | ¥58,929,696 | ¥10,829,696 |
| 35 | 1.30% | ¥142,608 | ¥59,895,331 | ¥11,795,331 |
| 35 | 1.40% | ¥144,930 | ¥60,870,570 | ¥12,770,570 |
| 35 | 1.50% | ¥147,275 | ¥61,855,381 | ¥13,755,381 |
| 35 | 1.60% | ¥149,642 | ¥62,849,727 | ¥14,749,727 |
| 35 | 1.70% | ¥152,032 | ¥63,853,573 | ¥15,753,573 |
| 35 | 1.80% | ¥154,445 | ¥64,866,879 | ¥16,766,879 |
| 35 | 1.90% | ¥156,880 | ¥65,889,604 | ¥17,789,604 |
| 35 | 2.00% | ¥159,337 | ¥66,921,705 | ¥18,821,705 |
| 35 | 2.10% | ¥161,817 | ¥67,963,135 | ¥19,863,135 |
| 35 | 2.20% | ¥164,319 | ¥69,013,849 | ¥20,913,849 |
| 35 | 2.30% | ¥166,842 | ¥70,073,796 | ¥21,973,796 |
| 35 | 2.40% | ¥169,388 | ¥71,142,925 | ¥23,042,925 |
| 35 | 2.50% | ¥171,955 | ¥72,221,183 | ¥24,121,183 |
| 35 | 2.60% | ¥174,544 | ¥73,308,516 | ¥25,208,516 |
| 35 | 2.70% | ¥177,154 | ¥74,404,867 | ¥26,304,867 |
| 35 | 2.80% | ¥179,786 | ¥75,510,178 | ¥27,410,178 |
| 35 | 2.90% | ¥182,439 | ¥76,624,388 | ¥28,524,388 |
| 35 | 3.00% | ¥185,113 | ¥77,747,435 | ¥29,647,435 |
4810万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥148,170 | ¥53,341,114 | ¥5,241,114 |
| 30 | 0.80% | ¥150,329 | ¥54,118,614 | ¥6,018,614 |
| 30 | 0.90% | ¥152,509 | ¥54,903,279 | ¥6,803,279 |
| 30 | 1.00% | ¥154,709 | ¥55,695,099 | ¥7,595,099 |
| 30 | 1.10% | ¥156,928 | ¥56,494,061 | ¥8,394,061 |
| 30 | 1.20% | ¥159,167 | ¥57,300,149 | ¥9,200,149 |
| 30 | 1.30% | ¥161,426 | ¥58,113,350 | ¥10,013,350 |
| 30 | 1.40% | ¥163,705 | ¥58,933,644 | ¥10,833,644 |
| 30 | 1.50% | ¥166,003 | ¥59,761,016 | ¥11,661,016 |
| 30 | 1.60% | ¥168,321 | ¥60,595,444 | ¥12,495,444 |
| 30 | 1.70% | ¥170,658 | ¥61,436,910 | ¥13,336,910 |
| 30 | 1.80% | ¥173,015 | ¥62,285,391 | ¥14,185,391 |
| 30 | 1.90% | ¥175,391 | ¥63,140,865 | ¥15,040,865 |
| 30 | 2.00% | ¥177,787 | ¥64,003,308 | ¥15,903,308 |
| 30 | 2.10% | ¥180,202 | ¥64,872,694 | ¥16,772,694 |
| 30 | 2.20% | ¥182,636 | ¥65,748,998 | ¥17,648,998 |
| 30 | 2.30% | ¥185,089 | ¥66,632,191 | ¥18,532,191 |
| 30 | 2.40% | ¥187,562 | ¥67,522,247 | ¥19,422,247 |
| 30 | 2.50% | ¥190,053 | ¥68,419,135 | ¥20,319,135 |
| 30 | 2.60% | ¥192,563 | ¥69,322,824 | ¥21,222,824 |
| 30 | 2.70% | ¥195,092 | ¥70,233,284 | ¥22,133,284 |
| 30 | 2.80% | ¥197,640 | ¥71,150,482 | ¥23,050,482 |
| 30 | 2.90% | ¥200,207 | ¥72,074,383 | ¥23,974,383 |
| 30 | 3.00% | ¥202,792 | ¥73,004,954 | ¥24,904,954 |
4810万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥174,818 | ¥52,445,435 | ¥4,345,435 |
| 25 | 0.80% | ¥176,954 | ¥53,086,205 | ¥4,986,205 |
| 25 | 0.90% | ¥179,107 | ¥53,731,960 | ¥5,631,960 |
| 25 | 1.00% | ¥181,276 | ¥54,382,695 | ¥6,282,695 |
| 25 | 1.10% | ¥183,461 | ¥55,038,403 | ¥6,938,403 |
| 25 | 1.20% | ¥185,664 | ¥55,699,077 | ¥7,599,077 |
| 25 | 1.30% | ¥187,882 | ¥56,364,708 | ¥8,264,708 |
| 25 | 1.40% | ¥190,118 | ¥57,035,290 | ¥8,935,290 |
| 25 | 1.50% | ¥192,369 | ¥57,710,812 | ¥9,610,812 |
| 25 | 1.60% | ¥194,638 | ¥58,391,265 | ¥10,291,265 |
| 25 | 1.70% | ¥196,922 | ¥59,076,640 | ¥10,976,640 |
| 25 | 1.80% | ¥199,223 | ¥59,766,925 | ¥11,666,925 |
| 25 | 1.90% | ¥201,540 | ¥60,462,109 | ¥12,362,109 |
| 25 | 2.00% | ¥203,874 | ¥61,162,181 | ¥13,062,181 |
| 25 | 2.10% | ¥206,224 | ¥61,867,128 | ¥13,767,128 |
| 25 | 2.20% | ¥208,590 | ¥62,576,936 | ¥14,476,936 |
| 25 | 2.30% | ¥210,972 | ¥63,291,593 | ¥15,191,593 |
| 25 | 2.40% | ¥213,370 | ¥64,011,084 | ¥15,911,084 |
| 25 | 2.50% | ¥215,785 | ¥64,735,395 | ¥16,635,395 |
| 25 | 2.60% | ¥218,215 | ¥65,464,510 | ¥17,364,510 |
| 25 | 2.70% | ¥220,661 | ¥66,198,414 | ¥18,098,414 |
| 25 | 2.80% | ¥223,124 | ¥66,937,090 | ¥18,837,090 |
| 25 | 2.90% | ¥225,602 | ¥67,680,522 | ¥19,580,522 |
| 25 | 3.00% | ¥228,096 | ¥68,428,693 | ¥20,328,693 |
4810万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥214,831 | ¥51,559,543 | ¥3,459,543 |
| 20 | 0.80% | ¥216,944 | ¥52,066,567 | ¥3,966,567 |
| 20 | 0.90% | ¥219,070 | ¥52,576,787 | ¥4,476,787 |
| 20 | 1.00% | ¥221,209 | ¥53,090,199 | ¥4,990,199 |
| 20 | 1.10% | ¥223,362 | ¥53,606,801 | ¥5,506,801 |
| 20 | 1.20% | ¥225,527 | ¥54,126,590 | ¥6,026,590 |
| 20 | 1.30% | ¥227,707 | ¥54,649,562 | ¥6,549,562 |
| 20 | 1.40% | ¥229,899 | ¥55,175,714 | ¥7,075,714 |
| 20 | 1.50% | ¥232,104 | ¥55,705,042 | ¥7,605,042 |
| 20 | 1.60% | ¥234,323 | ¥56,237,542 | ¥8,137,542 |
| 20 | 1.70% | ¥236,555 | ¥56,773,210 | ¥8,673,210 |
| 20 | 1.80% | ¥238,800 | ¥57,312,041 | ¥9,212,041 |
| 20 | 1.90% | ¥241,058 | ¥57,854,030 | ¥9,754,030 |
| 20 | 2.00% | ¥243,330 | ¥58,399,172 | ¥10,299,172 |
| 20 | 2.10% | ¥245,614 | ¥58,947,463 | ¥10,847,463 |
| 20 | 2.20% | ¥247,912 | ¥59,498,895 | ¥11,398,895 |
| 20 | 2.30% | ¥250,223 | ¥60,053,465 | ¥11,953,465 |
| 20 | 2.40% | ¥252,547 | ¥60,611,165 | ¥12,511,165 |
| 20 | 2.50% | ¥254,883 | ¥61,171,990 | ¥13,071,990 |
| 20 | 2.60% | ¥257,233 | ¥61,735,933 | ¥13,635,933 |
| 20 | 2.70% | ¥259,596 | ¥62,302,987 | ¥14,202,987 |
| 20 | 2.80% | ¥261,971 | ¥62,873,145 | ¥14,773,145 |
| 20 | 2.90% | ¥264,360 | ¥63,446,401 | ¥15,346,401 |
| 20 | 3.00% | ¥266,761 | ¥64,022,747 | ¥15,922,747 |
4810万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥281,575 | ¥50,683,449 | ¥2,583,449 |
| 15 | 0.80% | ¥283,665 | ¥51,059,718 | ¥2,959,718 |
| 15 | 0.90% | ¥285,765 | ¥51,437,788 | ¥3,337,788 |
| 15 | 1.00% | ¥287,876 | ¥51,817,655 | ¥3,717,655 |
| 15 | 1.10% | ¥289,996 | ¥52,199,320 | ¥4,099,320 |
| 15 | 1.20% | ¥292,127 | ¥52,582,781 | ¥4,482,781 |
| 15 | 1.30% | ¥294,267 | ¥52,968,037 | ¥4,868,037 |
| 15 | 1.40% | ¥296,417 | ¥53,355,088 | ¥5,255,088 |
| 15 | 1.50% | ¥298,577 | ¥53,743,931 | ¥5,643,931 |
| 15 | 1.60% | ¥300,748 | ¥54,134,565 | ¥6,034,565 |
| 15 | 1.70% | ¥302,928 | ¥54,526,989 | ¥6,426,989 |
| 15 | 1.80% | ¥305,118 | ¥54,921,201 | ¥6,821,201 |
| 15 | 1.90% | ¥307,318 | ¥55,317,200 | ¥7,217,200 |
| 15 | 2.00% | ¥309,528 | ¥55,714,983 | ¥7,614,983 |
| 15 | 2.10% | ¥311,748 | ¥56,114,550 | ¥8,014,550 |
| 15 | 2.20% | ¥313,977 | ¥56,515,898 | ¥8,415,898 |
| 15 | 2.30% | ¥316,217 | ¥56,919,025 | ¥8,819,025 |
| 15 | 2.40% | ¥318,466 | ¥57,323,930 | ¥9,223,930 |
| 15 | 2.50% | ¥320,726 | ¥57,730,610 | ¥9,630,610 |
| 15 | 2.60% | ¥322,995 | ¥58,139,063 | ¥10,039,063 |
| 15 | 2.70% | ¥325,274 | ¥58,549,286 | ¥10,449,286 |
| 15 | 2.80% | ¥327,563 | ¥58,961,278 | ¥10,861,278 |
| 15 | 2.90% | ¥329,861 | ¥59,375,037 | ¥11,275,037 |
| 15 | 3.00% | ¥332,170 | ¥59,790,558 | ¥11,690,558 |
4810万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥415,143 | ¥49,817,161 | ¥1,717,161 |
| 10 | 0.80% | ¥417,214 | ¥50,065,674 | ¥1,965,674 |
| 10 | 0.90% | ¥419,292 | ¥50,314,986 | ¥2,214,986 |
| 10 | 1.00% | ¥421,376 | ¥50,565,099 | ¥2,465,099 |
| 10 | 1.10% | ¥423,467 | ¥50,816,011 | ¥2,716,011 |
| 10 | 1.20% | ¥425,564 | ¥51,067,723 | ¥2,967,723 |
| 10 | 1.30% | ¥427,669 | ¥51,320,235 | ¥3,220,235 |
| 10 | 1.40% | ¥429,780 | ¥51,573,545 | ¥3,473,545 |
| 10 | 1.50% | ¥431,897 | ¥51,827,654 | ¥3,727,654 |
| 10 | 1.60% | ¥434,021 | ¥52,082,561 | ¥3,982,561 |
| 10 | 1.70% | ¥436,152 | ¥52,338,266 | ¥4,238,266 |
| 10 | 1.80% | ¥438,290 | ¥52,594,769 | ¥4,494,769 |
| 10 | 1.90% | ¥440,434 | ¥52,852,069 | ¥4,752,069 |
| 10 | 2.00% | ¥442,585 | ¥53,110,166 | ¥5,010,166 |
| 10 | 2.10% | ¥444,742 | ¥53,369,059 | ¥5,269,059 |
| 10 | 2.20% | ¥446,906 | ¥53,628,748 | ¥5,528,748 |
| 10 | 2.30% | ¥449,077 | ¥53,889,233 | ¥5,789,233 |
| 10 | 2.40% | ¥451,254 | ¥54,150,513 | ¥6,050,513 |
| 10 | 2.50% | ¥453,438 | ¥54,412,587 | ¥6,312,587 |
| 10 | 2.60% | ¥455,629 | ¥54,675,456 | ¥6,575,456 |
| 10 | 2.70% | ¥457,826 | ¥54,939,118 | ¥6,839,118 |
| 10 | 2.80% | ¥460,030 | ¥55,203,574 | ¥7,103,574 |
| 10 | 2.90% | ¥462,240 | ¥55,468,822 | ¥7,368,822 |
| 10 | 3.00% | ¥464,457 | ¥55,734,862 | ¥7,634,862 |
