4810万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4810万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4810万円の住宅ローン｜期間・年数別
4810万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥95,036 |
¥57,021,407 |
¥8,921,407 |
| 50 |
0.80% |
¥97,292 |
¥58,375,449 |
¥10,275,449 |
| 50 |
0.90% |
¥99,582 |
¥59,749,195 |
¥11,649,195 |
| 50 |
1.00% |
¥101,904 |
¥61,142,559 |
¥13,042,559 |
| 50 |
1.10% |
¥104,259 |
¥62,555,447 |
¥14,455,447 |
| 50 |
1.20% |
¥106,646 |
¥63,987,753 |
¥15,887,753 |
| 50 |
1.30% |
¥109,066 |
¥65,439,366 |
¥17,339,366 |
| 50 |
1.40% |
¥111,517 |
¥66,910,164 |
¥18,810,164 |
| 50 |
1.50% |
¥114,000 |
¥68,400,016 |
¥20,300,016 |
| 50 |
1.60% |
¥116,515 |
¥69,908,784 |
¥21,808,784 |
| 50 |
1.70% |
¥119,061 |
¥71,436,322 |
¥23,336,322 |
| 50 |
1.80% |
¥121,637 |
¥72,982,476 |
¥24,882,476 |
| 50 |
1.90% |
¥124,245 |
¥74,547,084 |
¥26,447,084 |
| 50 |
2.00% |
¥126,883 |
¥76,129,976 |
¥28,029,976 |
| 50 |
2.10% |
¥129,552 |
¥77,730,976 |
¥29,630,976 |
| 50 |
2.20% |
¥132,250 |
¥79,349,902 |
¥31,249,902 |
| 50 |
2.30% |
¥134,978 |
¥80,986,565 |
¥32,886,565 |
| 50 |
2.40% |
¥137,735 |
¥82,640,768 |
¥34,540,768 |
| 50 |
2.50% |
¥140,521 |
¥84,312,311 |
¥36,212,311 |
| 50 |
2.60% |
¥143,335 |
¥86,000,987 |
¥37,900,987 |
| 50 |
2.70% |
¥146,178 |
¥87,706,584 |
¥39,606,584 |
| 50 |
2.80% |
¥149,048 |
¥89,428,885 |
¥41,328,885 |
| 50 |
2.90% |
¥151,946 |
¥91,167,667 |
¥43,067,667 |
| 50 |
3.00% |
¥154,871 |
¥92,922,706 |
¥44,822,706 |
4810万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥103,864 |
¥56,086,733 |
¥7,986,733 |
| 45 |
0.80% |
¥106,097 |
¥57,292,221 |
¥9,192,221 |
| 45 |
0.90% |
¥108,359 |
¥58,513,717 |
¥10,413,717 |
| 45 |
1.00% |
¥110,650 |
¥59,751,165 |
¥11,651,165 |
| 45 |
1.10% |
¥112,971 |
¥61,004,502 |
¥12,904,502 |
| 45 |
1.20% |
¥115,322 |
¥62,273,659 |
¥14,173,659 |
| 45 |
1.30% |
¥117,701 |
¥63,558,560 |
¥15,458,560 |
| 45 |
1.40% |
¥120,109 |
¥64,859,126 |
¥16,759,126 |
| 45 |
1.50% |
¥122,547 |
¥66,175,268 |
¥18,075,268 |
| 45 |
1.60% |
¥125,013 |
¥67,506,896 |
¥19,406,896 |
| 45 |
1.70% |
¥127,507 |
¥68,853,911 |
¥20,753,911 |
| 45 |
1.80% |
¥130,030 |
¥70,216,210 |
¥22,116,210 |
| 45 |
1.90% |
¥132,581 |
¥71,593,685 |
¥23,493,685 |
| 45 |
2.00% |
¥135,160 |
¥72,986,223 |
¥24,886,223 |
| 45 |
2.10% |
¥137,766 |
¥74,393,704 |
¥26,293,704 |
| 45 |
2.20% |
¥140,400 |
¥75,816,007 |
¥27,716,007 |
| 45 |
2.30% |
¥143,061 |
¥77,253,003 |
¥29,153,003 |
| 45 |
2.40% |
¥145,749 |
¥78,704,559 |
¥30,604,559 |
| 45 |
2.50% |
¥148,464 |
¥80,170,540 |
¥32,070,540 |
| 45 |
2.60% |
¥151,205 |
¥81,650,805 |
¥33,550,805 |
| 45 |
2.70% |
¥153,973 |
¥83,145,210 |
¥35,045,210 |
| 45 |
2.80% |
¥156,766 |
¥84,653,605 |
¥36,553,605 |
| 45 |
2.90% |
¥159,585 |
¥86,175,840 |
¥38,075,840 |
| 45 |
3.00% |
¥162,429 |
¥87,711,759 |
¥39,611,759 |
4810万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥114,920 |
¥55,161,780 |
¥7,061,780 |
| 40 |
0.80% |
¥117,128 |
¥56,221,650 |
¥8,121,650 |
| 40 |
0.90% |
¥119,363 |
¥57,294,203 |
¥9,194,203 |
| 40 |
1.00% |
¥121,624 |
¥58,379,404 |
¥10,279,404 |
| 40 |
1.10% |
¥123,911 |
¥59,477,211 |
¥11,377,211 |
| 40 |
1.20% |
¥126,224 |
¥60,587,583 |
¥12,487,583 |
| 40 |
1.30% |
¥128,563 |
¥61,710,471 |
¥13,610,471 |
| 40 |
1.40% |
¥130,929 |
¥62,845,824 |
¥14,745,824 |
| 40 |
1.50% |
¥133,320 |
¥63,993,587 |
¥15,893,587 |
| 40 |
1.60% |
¥135,737 |
¥65,153,701 |
¥17,053,701 |
| 40 |
1.70% |
¥138,179 |
¥66,326,106 |
¥18,226,106 |
| 40 |
1.80% |
¥140,647 |
¥67,510,734 |
¥19,410,734 |
| 40 |
1.90% |
¥143,141 |
¥68,707,518 |
¥20,607,518 |
| 40 |
2.00% |
¥145,659 |
¥69,916,384 |
¥21,816,384 |
| 40 |
2.10% |
¥148,203 |
¥71,137,257 |
¥23,037,257 |
| 40 |
2.20% |
¥150,771 |
¥72,370,058 |
¥24,270,058 |
| 40 |
2.30% |
¥153,364 |
¥73,614,706 |
¥25,514,706 |
| 40 |
2.40% |
¥155,981 |
¥74,871,115 |
¥26,771,115 |
| 40 |
2.50% |
¥158,623 |
¥76,139,197 |
¥28,039,197 |
| 40 |
2.60% |
¥161,289 |
¥77,418,862 |
¥29,318,862 |
| 40 |
2.70% |
¥163,979 |
¥78,710,017 |
¥30,610,017 |
| 40 |
2.80% |
¥166,693 |
¥80,012,565 |
¥31,912,565 |
| 40 |
2.90% |
¥169,430 |
¥81,326,407 |
¥33,226,407 |
| 40 |
3.00% |
¥172,191 |
¥82,651,443 |
¥34,551,443 |
4810万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥129,158 |
¥54,246,568 |
¥6,146,568 |
| 35 |
0.80% |
¥131,342 |
¥55,163,771 |
¥7,063,771 |
| 35 |
0.90% |
¥133,549 |
¥56,090,708 |
¥7,990,708 |
| 35 |
1.00% |
¥135,779 |
¥57,027,357 |
¥8,927,357 |
| 35 |
1.10% |
¥138,033 |
¥57,973,695 |
¥9,873,695 |
| 35 |
1.20% |
¥140,309 |
¥58,929,696 |
¥10,829,696 |
| 35 |
1.30% |
¥142,608 |
¥59,895,331 |
¥11,795,331 |
| 35 |
1.40% |
¥144,930 |
¥60,870,570 |
¥12,770,570 |
| 35 |
1.50% |
¥147,275 |
¥61,855,381 |
¥13,755,381 |
| 35 |
1.60% |
¥149,642 |
¥62,849,727 |
¥14,749,727 |
| 35 |
1.70% |
¥152,032 |
¥63,853,573 |
¥15,753,573 |
| 35 |
1.80% |
¥154,445 |
¥64,866,879 |
¥16,766,879 |
| 35 |
1.90% |
¥156,880 |
¥65,889,604 |
¥17,789,604 |
| 35 |
2.00% |
¥159,337 |
¥66,921,705 |
¥18,821,705 |
| 35 |
2.10% |
¥161,817 |
¥67,963,135 |
¥19,863,135 |
| 35 |
2.20% |
¥164,319 |
¥69,013,849 |
¥20,913,849 |
| 35 |
2.30% |
¥166,842 |
¥70,073,796 |
¥21,973,796 |
| 35 |
2.40% |
¥169,388 |
¥71,142,925 |
¥23,042,925 |
| 35 |
2.50% |
¥171,955 |
¥72,221,183 |
¥24,121,183 |
| 35 |
2.60% |
¥174,544 |
¥73,308,516 |
¥25,208,516 |
| 35 |
2.70% |
¥177,154 |
¥74,404,867 |
¥26,304,867 |
| 35 |
2.80% |
¥179,786 |
¥75,510,178 |
¥27,410,178 |
| 35 |
2.90% |
¥182,439 |
¥76,624,388 |
¥28,524,388 |
| 35 |
3.00% |
¥185,113 |
¥77,747,435 |
¥29,647,435 |
4810万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥148,170 |
¥53,341,114 |
¥5,241,114 |
| 30 |
0.80% |
¥150,329 |
¥54,118,614 |
¥6,018,614 |
| 30 |
0.90% |
¥152,509 |
¥54,903,279 |
¥6,803,279 |
| 30 |
1.00% |
¥154,709 |
¥55,695,099 |
¥7,595,099 |
| 30 |
1.10% |
¥156,928 |
¥56,494,061 |
¥8,394,061 |
| 30 |
1.20% |
¥159,167 |
¥57,300,149 |
¥9,200,149 |
| 30 |
1.30% |
¥161,426 |
¥58,113,350 |
¥10,013,350 |
| 30 |
1.40% |
¥163,705 |
¥58,933,644 |
¥10,833,644 |
| 30 |
1.50% |
¥166,003 |
¥59,761,016 |
¥11,661,016 |
| 30 |
1.60% |
¥168,321 |
¥60,595,444 |
¥12,495,444 |
| 30 |
1.70% |
¥170,658 |
¥61,436,910 |
¥13,336,910 |
| 30 |
1.80% |
¥173,015 |
¥62,285,391 |
¥14,185,391 |
| 30 |
1.90% |
¥175,391 |
¥63,140,865 |
¥15,040,865 |
| 30 |
2.00% |
¥177,787 |
¥64,003,308 |
¥15,903,308 |
| 30 |
2.10% |
¥180,202 |
¥64,872,694 |
¥16,772,694 |
| 30 |
2.20% |
¥182,636 |
¥65,748,998 |
¥17,648,998 |
| 30 |
2.30% |
¥185,089 |
¥66,632,191 |
¥18,532,191 |
| 30 |
2.40% |
¥187,562 |
¥67,522,247 |
¥19,422,247 |
| 30 |
2.50% |
¥190,053 |
¥68,419,135 |
¥20,319,135 |
| 30 |
2.60% |
¥192,563 |
¥69,322,824 |
¥21,222,824 |
| 30 |
2.70% |
¥195,092 |
¥70,233,284 |
¥22,133,284 |
| 30 |
2.80% |
¥197,640 |
¥71,150,482 |
¥23,050,482 |
| 30 |
2.90% |
¥200,207 |
¥72,074,383 |
¥23,974,383 |
| 30 |
3.00% |
¥202,792 |
¥73,004,954 |
¥24,904,954 |
4810万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥174,818 |
¥52,445,435 |
¥4,345,435 |
| 25 |
0.80% |
¥176,954 |
¥53,086,205 |
¥4,986,205 |
| 25 |
0.90% |
¥179,107 |
¥53,731,960 |
¥5,631,960 |
| 25 |
1.00% |
¥181,276 |
¥54,382,695 |
¥6,282,695 |
| 25 |
1.10% |
¥183,461 |
¥55,038,403 |
¥6,938,403 |
| 25 |
1.20% |
¥185,664 |
¥55,699,077 |
¥7,599,077 |
| 25 |
1.30% |
¥187,882 |
¥56,364,708 |
¥8,264,708 |
| 25 |
1.40% |
¥190,118 |
¥57,035,290 |
¥8,935,290 |
| 25 |
1.50% |
¥192,369 |
¥57,710,812 |
¥9,610,812 |
| 25 |
1.60% |
¥194,638 |
¥58,391,265 |
¥10,291,265 |
| 25 |
1.70% |
¥196,922 |
¥59,076,640 |
¥10,976,640 |
| 25 |
1.80% |
¥199,223 |
¥59,766,925 |
¥11,666,925 |
| 25 |
1.90% |
¥201,540 |
¥60,462,109 |
¥12,362,109 |
| 25 |
2.00% |
¥203,874 |
¥61,162,181 |
¥13,062,181 |
| 25 |
2.10% |
¥206,224 |
¥61,867,128 |
¥13,767,128 |
| 25 |
2.20% |
¥208,590 |
¥62,576,936 |
¥14,476,936 |
| 25 |
2.30% |
¥210,972 |
¥63,291,593 |
¥15,191,593 |
| 25 |
2.40% |
¥213,370 |
¥64,011,084 |
¥15,911,084 |
| 25 |
2.50% |
¥215,785 |
¥64,735,395 |
¥16,635,395 |
| 25 |
2.60% |
¥218,215 |
¥65,464,510 |
¥17,364,510 |
| 25 |
2.70% |
¥220,661 |
¥66,198,414 |
¥18,098,414 |
| 25 |
2.80% |
¥223,124 |
¥66,937,090 |
¥18,837,090 |
| 25 |
2.90% |
¥225,602 |
¥67,680,522 |
¥19,580,522 |
| 25 |
3.00% |
¥228,096 |
¥68,428,693 |
¥20,328,693 |
4810万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥214,831 |
¥51,559,543 |
¥3,459,543 |
| 20 |
0.80% |
¥216,944 |
¥52,066,567 |
¥3,966,567 |
| 20 |
0.90% |
¥219,070 |
¥52,576,787 |
¥4,476,787 |
| 20 |
1.00% |
¥221,209 |
¥53,090,199 |
¥4,990,199 |
| 20 |
1.10% |
¥223,362 |
¥53,606,801 |
¥5,506,801 |
| 20 |
1.20% |
¥225,527 |
¥54,126,590 |
¥6,026,590 |
| 20 |
1.30% |
¥227,707 |
¥54,649,562 |
¥6,549,562 |
| 20 |
1.40% |
¥229,899 |
¥55,175,714 |
¥7,075,714 |
| 20 |
1.50% |
¥232,104 |
¥55,705,042 |
¥7,605,042 |
| 20 |
1.60% |
¥234,323 |
¥56,237,542 |
¥8,137,542 |
| 20 |
1.70% |
¥236,555 |
¥56,773,210 |
¥8,673,210 |
| 20 |
1.80% |
¥238,800 |
¥57,312,041 |
¥9,212,041 |
| 20 |
1.90% |
¥241,058 |
¥57,854,030 |
¥9,754,030 |
| 20 |
2.00% |
¥243,330 |
¥58,399,172 |
¥10,299,172 |
| 20 |
2.10% |
¥245,614 |
¥58,947,463 |
¥10,847,463 |
| 20 |
2.20% |
¥247,912 |
¥59,498,895 |
¥11,398,895 |
| 20 |
2.30% |
¥250,223 |
¥60,053,465 |
¥11,953,465 |
| 20 |
2.40% |
¥252,547 |
¥60,611,165 |
¥12,511,165 |
| 20 |
2.50% |
¥254,883 |
¥61,171,990 |
¥13,071,990 |
| 20 |
2.60% |
¥257,233 |
¥61,735,933 |
¥13,635,933 |
| 20 |
2.70% |
¥259,596 |
¥62,302,987 |
¥14,202,987 |
| 20 |
2.80% |
¥261,971 |
¥62,873,145 |
¥14,773,145 |
| 20 |
2.90% |
¥264,360 |
¥63,446,401 |
¥15,346,401 |
| 20 |
3.00% |
¥266,761 |
¥64,022,747 |
¥15,922,747 |
4810万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥281,575 |
¥50,683,449 |
¥2,583,449 |
| 15 |
0.80% |
¥283,665 |
¥51,059,718 |
¥2,959,718 |
| 15 |
0.90% |
¥285,765 |
¥51,437,788 |
¥3,337,788 |
| 15 |
1.00% |
¥287,876 |
¥51,817,655 |
¥3,717,655 |
| 15 |
1.10% |
¥289,996 |
¥52,199,320 |
¥4,099,320 |
| 15 |
1.20% |
¥292,127 |
¥52,582,781 |
¥4,482,781 |
| 15 |
1.30% |
¥294,267 |
¥52,968,037 |
¥4,868,037 |
| 15 |
1.40% |
¥296,417 |
¥53,355,088 |
¥5,255,088 |
| 15 |
1.50% |
¥298,577 |
¥53,743,931 |
¥5,643,931 |
| 15 |
1.60% |
¥300,748 |
¥54,134,565 |
¥6,034,565 |
| 15 |
1.70% |
¥302,928 |
¥54,526,989 |
¥6,426,989 |
| 15 |
1.80% |
¥305,118 |
¥54,921,201 |
¥6,821,201 |
| 15 |
1.90% |
¥307,318 |
¥55,317,200 |
¥7,217,200 |
| 15 |
2.00% |
¥309,528 |
¥55,714,983 |
¥7,614,983 |
| 15 |
2.10% |
¥311,748 |
¥56,114,550 |
¥8,014,550 |
| 15 |
2.20% |
¥313,977 |
¥56,515,898 |
¥8,415,898 |
| 15 |
2.30% |
¥316,217 |
¥56,919,025 |
¥8,819,025 |
| 15 |
2.40% |
¥318,466 |
¥57,323,930 |
¥9,223,930 |
| 15 |
2.50% |
¥320,726 |
¥57,730,610 |
¥9,630,610 |
| 15 |
2.60% |
¥322,995 |
¥58,139,063 |
¥10,039,063 |
| 15 |
2.70% |
¥325,274 |
¥58,549,286 |
¥10,449,286 |
| 15 |
2.80% |
¥327,563 |
¥58,961,278 |
¥10,861,278 |
| 15 |
2.90% |
¥329,861 |
¥59,375,037 |
¥11,275,037 |
| 15 |
3.00% |
¥332,170 |
¥59,790,558 |
¥11,690,558 |
4810万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥415,143 |
¥49,817,161 |
¥1,717,161 |
| 10 |
0.80% |
¥417,214 |
¥50,065,674 |
¥1,965,674 |
| 10 |
0.90% |
¥419,292 |
¥50,314,986 |
¥2,214,986 |
| 10 |
1.00% |
¥421,376 |
¥50,565,099 |
¥2,465,099 |
| 10 |
1.10% |
¥423,467 |
¥50,816,011 |
¥2,716,011 |
| 10 |
1.20% |
¥425,564 |
¥51,067,723 |
¥2,967,723 |
| 10 |
1.30% |
¥427,669 |
¥51,320,235 |
¥3,220,235 |
| 10 |
1.40% |
¥429,780 |
¥51,573,545 |
¥3,473,545 |
| 10 |
1.50% |
¥431,897 |
¥51,827,654 |
¥3,727,654 |
| 10 |
1.60% |
¥434,021 |
¥52,082,561 |
¥3,982,561 |
| 10 |
1.70% |
¥436,152 |
¥52,338,266 |
¥4,238,266 |
| 10 |
1.80% |
¥438,290 |
¥52,594,769 |
¥4,494,769 |
| 10 |
1.90% |
¥440,434 |
¥52,852,069 |
¥4,752,069 |
| 10 |
2.00% |
¥442,585 |
¥53,110,166 |
¥5,010,166 |
| 10 |
2.10% |
¥444,742 |
¥53,369,059 |
¥5,269,059 |
| 10 |
2.20% |
¥446,906 |
¥53,628,748 |
¥5,528,748 |
| 10 |
2.30% |
¥449,077 |
¥53,889,233 |
¥5,789,233 |
| 10 |
2.40% |
¥451,254 |
¥54,150,513 |
¥6,050,513 |
| 10 |
2.50% |
¥453,438 |
¥54,412,587 |
¥6,312,587 |
| 10 |
2.60% |
¥455,629 |
¥54,675,456 |
¥6,575,456 |
| 10 |
2.70% |
¥457,826 |
¥54,939,118 |
¥6,839,118 |
| 10 |
2.80% |
¥460,030 |
¥55,203,574 |
¥7,103,574 |
| 10 |
2.90% |
¥462,240 |
¥55,468,822 |
¥7,368,822 |
| 10 |
3.00% |
¥464,457 |
¥55,734,862 |
¥7,634,862 |
