4820万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4820万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4820万円の住宅ローン｜期間・年数別
4820万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥95,233 |
¥57,139,954 |
¥8,939,954 |
| 50 |
0.80% |
¥97,495 |
¥58,496,812 |
¥10,296,812 |
| 50 |
0.90% |
¥99,789 |
¥59,873,414 |
¥11,673,414 |
| 50 |
1.00% |
¥102,116 |
¥61,269,675 |
¥13,069,675 |
| 50 |
1.10% |
¥104,476 |
¥62,685,500 |
¥14,485,500 |
| 50 |
1.20% |
¥106,868 |
¥64,120,784 |
¥15,920,784 |
| 50 |
1.30% |
¥109,292 |
¥65,575,415 |
¥17,375,415 |
| 50 |
1.40% |
¥111,749 |
¥67,049,270 |
¥18,849,270 |
| 50 |
1.50% |
¥114,237 |
¥68,542,220 |
¥20,342,220 |
| 50 |
1.60% |
¥116,757 |
¥70,054,125 |
¥21,854,125 |
| 50 |
1.70% |
¥119,308 |
¥71,584,839 |
¥23,384,839 |
| 50 |
1.80% |
¥121,890 |
¥73,134,207 |
¥24,934,207 |
| 50 |
1.90% |
¥124,503 |
¥74,702,067 |
¥26,502,067 |
| 50 |
2.00% |
¥127,147 |
¥76,288,250 |
¥28,088,250 |
| 50 |
2.10% |
¥129,821 |
¥77,892,579 |
¥29,692,579 |
| 50 |
2.20% |
¥132,525 |
¥79,514,871 |
¥31,314,871 |
| 50 |
2.30% |
¥135,258 |
¥81,154,936 |
¥32,954,936 |
| 50 |
2.40% |
¥138,021 |
¥82,812,579 |
¥34,612,579 |
| 50 |
2.50% |
¥140,813 |
¥84,487,597 |
¥36,287,597 |
| 50 |
2.60% |
¥143,633 |
¥86,179,784 |
¥37,979,784 |
| 50 |
2.70% |
¥146,482 |
¥87,888,926 |
¥39,688,926 |
| 50 |
2.80% |
¥149,358 |
¥89,614,807 |
¥41,414,807 |
| 50 |
2.90% |
¥152,262 |
¥91,357,205 |
¥43,157,205 |
| 50 |
3.00% |
¥155,193 |
¥93,115,892 |
¥44,915,892 |
4820万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥104,080 |
¥56,203,338 |
¥8,003,338 |
| 45 |
0.80% |
¥106,317 |
¥57,411,332 |
¥9,211,332 |
| 45 |
0.90% |
¥108,584 |
¥58,635,367 |
¥10,435,367 |
| 45 |
1.00% |
¥110,880 |
¥59,875,388 |
¥11,675,388 |
| 45 |
1.10% |
¥113,206 |
¥61,131,331 |
¥12,931,331 |
| 45 |
1.20% |
¥115,561 |
¥62,403,126 |
¥14,203,126 |
| 45 |
1.30% |
¥117,946 |
¥63,690,699 |
¥15,490,699 |
| 45 |
1.40% |
¥120,359 |
¥64,993,968 |
¥16,793,968 |
| 45 |
1.50% |
¥122,802 |
¥66,312,847 |
¥18,112,847 |
| 45 |
1.60% |
¥125,273 |
¥67,647,243 |
¥19,447,243 |
| 45 |
1.70% |
¥127,772 |
¥68,997,059 |
¥20,797,059 |
| 45 |
1.80% |
¥130,300 |
¥70,362,190 |
¥22,162,190 |
| 45 |
1.90% |
¥132,857 |
¥71,742,529 |
¥23,542,529 |
| 45 |
2.00% |
¥135,441 |
¥73,137,961 |
¥24,937,961 |
| 45 |
2.10% |
¥138,053 |
¥74,548,369 |
¥26,348,369 |
| 45 |
2.20% |
¥140,692 |
¥75,973,629 |
¥27,773,629 |
| 45 |
2.30% |
¥143,359 |
¥77,413,612 |
¥29,213,612 |
| 45 |
2.40% |
¥146,052 |
¥78,868,186 |
¥30,668,186 |
| 45 |
2.50% |
¥148,773 |
¥80,337,215 |
¥32,137,215 |
| 45 |
2.60% |
¥151,520 |
¥81,820,557 |
¥33,620,557 |
| 45 |
2.70% |
¥154,293 |
¥83,318,069 |
¥35,118,069 |
| 45 |
2.80% |
¥157,092 |
¥84,829,600 |
¥36,629,600 |
| 45 |
2.90% |
¥159,917 |
¥86,355,000 |
¥38,155,000 |
| 45 |
3.00% |
¥162,767 |
¥87,894,112 |
¥39,694,112 |
4820万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥115,159 |
¥55,276,461 |
¥7,076,461 |
| 40 |
0.80% |
¥117,372 |
¥56,338,535 |
¥8,138,535 |
| 40 |
0.90% |
¥119,611 |
¥57,413,318 |
¥9,213,318 |
| 40 |
1.00% |
¥121,877 |
¥58,500,774 |
¥10,300,774 |
| 40 |
1.10% |
¥124,168 |
¥59,600,865 |
¥11,400,865 |
| 40 |
1.20% |
¥126,487 |
¥60,713,545 |
¥12,513,545 |
| 40 |
1.30% |
¥128,831 |
¥61,838,767 |
¥13,638,767 |
| 40 |
1.40% |
¥131,201 |
¥62,976,480 |
¥14,776,480 |
| 40 |
1.50% |
¥133,597 |
¥64,126,629 |
¥15,926,629 |
| 40 |
1.60% |
¥136,019 |
¥65,289,156 |
¥17,089,156 |
| 40 |
1.70% |
¥138,467 |
¥66,463,998 |
¥18,263,998 |
| 40 |
1.80% |
¥140,940 |
¥67,651,089 |
¥19,451,089 |
| 40 |
1.90% |
¥143,438 |
¥68,850,361 |
¥20,650,361 |
| 40 |
2.00% |
¥145,962 |
¥70,061,740 |
¥21,861,740 |
| 40 |
2.10% |
¥148,511 |
¥71,285,151 |
¥23,085,151 |
| 40 |
2.20% |
¥151,084 |
¥72,520,515 |
¥24,320,515 |
| 40 |
2.30% |
¥153,683 |
¥73,767,751 |
¥25,567,751 |
| 40 |
2.40% |
¥156,306 |
¥75,026,772 |
¥26,826,772 |
| 40 |
2.50% |
¥158,953 |
¥76,297,491 |
¥28,097,491 |
| 40 |
2.60% |
¥161,625 |
¥77,579,816 |
¥29,379,816 |
| 40 |
2.70% |
¥164,320 |
¥78,873,655 |
¥30,673,655 |
| 40 |
2.80% |
¥167,039 |
¥80,178,911 |
¥31,978,911 |
| 40 |
2.90% |
¥169,782 |
¥81,495,485 |
¥33,295,485 |
| 40 |
3.00% |
¥172,548 |
¥82,823,276 |
¥34,623,276 |
4820万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥129,427 |
¥54,359,346 |
¥6,159,346 |
| 35 |
0.80% |
¥131,615 |
¥55,278,456 |
¥7,078,456 |
| 35 |
0.90% |
¥133,827 |
¥56,207,320 |
¥8,007,320 |
| 35 |
1.00% |
¥136,062 |
¥57,145,917 |
¥8,945,917 |
| 35 |
1.10% |
¥138,320 |
¥58,094,222 |
¥9,894,222 |
| 35 |
1.20% |
¥140,601 |
¥59,052,211 |
¥10,852,211 |
| 35 |
1.30% |
¥142,904 |
¥60,019,853 |
¥11,819,853 |
| 35 |
1.40% |
¥145,231 |
¥60,997,120 |
¥12,797,120 |
| 35 |
1.50% |
¥147,581 |
¥61,983,978 |
¥13,783,978 |
| 35 |
1.60% |
¥149,953 |
¥62,980,392 |
¥14,780,392 |
| 35 |
1.70% |
¥152,348 |
¥63,986,325 |
¥15,786,325 |
| 35 |
1.80% |
¥154,766 |
¥65,001,738 |
¥16,801,738 |
| 35 |
1.90% |
¥157,206 |
¥66,026,589 |
¥17,826,589 |
| 35 |
2.00% |
¥159,669 |
¥67,060,835 |
¥18,860,835 |
| 35 |
2.10% |
¥162,153 |
¥68,104,431 |
¥19,904,431 |
| 35 |
2.20% |
¥164,660 |
¥69,157,329 |
¥20,957,329 |
| 35 |
2.30% |
¥167,189 |
¥70,219,479 |
¥22,019,479 |
| 35 |
2.40% |
¥169,740 |
¥71,290,831 |
¥23,090,831 |
| 35 |
2.50% |
¥172,313 |
¥72,371,331 |
¥24,171,331 |
| 35 |
2.60% |
¥174,907 |
¥73,460,925 |
¥25,260,925 |
| 35 |
2.70% |
¥177,523 |
¥74,559,555 |
¥26,359,555 |
| 35 |
2.80% |
¥180,160 |
¥75,667,164 |
¥27,467,164 |
| 35 |
2.90% |
¥182,818 |
¥76,783,690 |
¥28,583,690 |
| 35 |
3.00% |
¥185,498 |
¥77,909,072 |
¥29,709,072 |
4820万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥148,478 |
¥53,452,010 |
¥5,252,010 |
| 30 |
0.80% |
¥150,642 |
¥54,231,126 |
¥6,031,126 |
| 30 |
0.90% |
¥152,826 |
¥55,017,423 |
¥6,817,423 |
| 30 |
1.00% |
¥155,030 |
¥55,810,890 |
¥7,610,890 |
| 30 |
1.10% |
¥157,254 |
¥56,611,512 |
¥8,411,512 |
| 30 |
1.20% |
¥159,498 |
¥57,419,277 |
¥9,219,277 |
| 30 |
1.30% |
¥161,762 |
¥58,234,167 |
¥10,034,167 |
| 30 |
1.40% |
¥164,045 |
¥59,056,167 |
¥10,856,167 |
| 30 |
1.50% |
¥166,348 |
¥59,885,259 |
¥11,685,259 |
| 30 |
1.60% |
¥168,671 |
¥60,721,423 |
¥12,521,423 |
| 30 |
1.70% |
¥171,013 |
¥61,564,638 |
¥13,364,638 |
| 30 |
1.80% |
¥173,375 |
¥62,414,883 |
¥14,214,883 |
| 30 |
1.90% |
¥175,756 |
¥63,272,135 |
¥15,072,135 |
| 30 |
2.00% |
¥178,157 |
¥64,136,371 |
¥15,936,371 |
| 30 |
2.10% |
¥180,577 |
¥65,007,565 |
¥16,807,565 |
| 30 |
2.20% |
¥183,016 |
¥65,885,690 |
¥17,685,690 |
| 30 |
2.30% |
¥185,474 |
¥66,770,720 |
¥18,570,720 |
| 30 |
2.40% |
¥187,952 |
¥67,662,626 |
¥19,462,626 |
| 30 |
2.50% |
¥190,448 |
¥68,561,378 |
¥20,361,378 |
| 30 |
2.60% |
¥192,964 |
¥69,466,947 |
¥21,266,947 |
| 30 |
2.70% |
¥195,498 |
¥70,379,299 |
¥22,179,299 |
| 30 |
2.80% |
¥198,051 |
¥71,298,404 |
¥23,098,404 |
| 30 |
2.90% |
¥200,623 |
¥72,224,226 |
¥24,024,226 |
| 30 |
3.00% |
¥203,213 |
¥73,156,732 |
¥24,956,732 |
4820万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥175,182 |
¥52,554,469 |
¥4,354,469 |
| 25 |
0.80% |
¥177,322 |
¥53,196,571 |
¥4,996,571 |
| 25 |
0.90% |
¥179,479 |
¥53,843,669 |
¥5,643,669 |
| 25 |
1.00% |
¥181,653 |
¥54,495,757 |
¥6,295,757 |
| 25 |
1.10% |
¥183,843 |
¥55,152,828 |
¥6,952,828 |
| 25 |
1.20% |
¥186,050 |
¥55,814,875 |
¥7,614,875 |
| 25 |
1.30% |
¥188,273 |
¥56,481,891 |
¥8,281,891 |
| 25 |
1.40% |
¥190,513 |
¥57,153,866 |
¥8,953,866 |
| 25 |
1.50% |
¥192,769 |
¥57,830,793 |
¥9,630,793 |
| 25 |
1.60% |
¥195,042 |
¥58,512,661 |
¥10,312,661 |
| 25 |
1.70% |
¥197,332 |
¥59,199,460 |
¥10,999,460 |
| 25 |
1.80% |
¥199,637 |
¥59,891,181 |
¥11,691,181 |
| 25 |
1.90% |
¥201,959 |
¥60,587,810 |
¥12,387,810 |
| 25 |
2.00% |
¥204,298 |
¥61,289,337 |
¥13,089,337 |
| 25 |
2.10% |
¥206,652 |
¥61,995,749 |
¥13,795,749 |
| 25 |
2.20% |
¥209,023 |
¥62,707,034 |
¥14,507,034 |
| 25 |
2.30% |
¥211,411 |
¥63,423,176 |
¥15,223,176 |
| 25 |
2.40% |
¥213,814 |
¥64,144,163 |
¥15,944,163 |
| 25 |
2.50% |
¥216,233 |
¥64,869,980 |
¥16,669,980 |
| 25 |
2.60% |
¥218,669 |
¥65,600,611 |
¥17,400,611 |
| 25 |
2.70% |
¥221,120 |
¥66,336,040 |
¥18,136,040 |
| 25 |
2.80% |
¥223,588 |
¥67,076,252 |
¥18,876,252 |
| 25 |
2.90% |
¥226,071 |
¥67,821,230 |
¥19,621,230 |
| 25 |
3.00% |
¥228,570 |
¥68,570,956 |
¥20,370,956 |
4820万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥215,278 |
¥51,666,735 |
¥3,466,735 |
| 20 |
0.80% |
¥217,395 |
¥52,174,813 |
¥3,974,813 |
| 20 |
0.90% |
¥219,525 |
¥52,686,094 |
¥4,486,094 |
| 20 |
1.00% |
¥221,669 |
¥53,200,573 |
¥5,000,573 |
| 20 |
1.10% |
¥223,826 |
¥53,718,249 |
¥5,518,249 |
| 20 |
1.20% |
¥225,996 |
¥54,239,119 |
¥6,039,119 |
| 20 |
1.30% |
¥228,180 |
¥54,763,178 |
¥6,563,178 |
| 20 |
1.40% |
¥230,377 |
¥55,290,424 |
¥7,090,424 |
| 20 |
1.50% |
¥232,587 |
¥55,820,853 |
¥7,620,853 |
| 20 |
1.60% |
¥234,810 |
¥56,354,460 |
¥8,154,460 |
| 20 |
1.70% |
¥237,047 |
¥56,891,241 |
¥8,691,241 |
| 20 |
1.80% |
¥239,297 |
¥57,431,193 |
¥9,231,193 |
| 20 |
1.90% |
¥241,560 |
¥57,974,308 |
¥9,774,308 |
| 20 |
2.00% |
¥243,836 |
¥58,520,584 |
¥10,320,584 |
| 20 |
2.10% |
¥246,125 |
¥59,070,014 |
¥10,870,014 |
| 20 |
2.20% |
¥248,427 |
¥59,622,594 |
¥11,422,594 |
| 20 |
2.30% |
¥250,743 |
¥60,178,316 |
¥11,978,316 |
| 20 |
2.40% |
¥253,072 |
¥60,737,176 |
¥12,537,176 |
| 20 |
2.50% |
¥255,413 |
¥61,299,167 |
¥13,099,167 |
| 20 |
2.60% |
¥257,768 |
¥61,864,282 |
¥13,664,282 |
| 20 |
2.70% |
¥260,135 |
¥62,432,515 |
¥14,232,515 |
| 20 |
2.80% |
¥262,516 |
¥63,003,859 |
¥14,803,859 |
| 20 |
2.90% |
¥264,910 |
¥63,578,306 |
¥15,378,306 |
| 20 |
3.00% |
¥267,316 |
¥64,155,850 |
¥15,955,850 |
4820万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥282,160 |
¥50,788,820 |
¥2,588,820 |
| 15 |
0.80% |
¥284,255 |
¥51,165,872 |
¥2,965,872 |
| 15 |
0.90% |
¥286,360 |
¥51,544,727 |
¥3,344,727 |
| 15 |
1.00% |
¥288,474 |
¥51,925,384 |
¥3,725,384 |
| 15 |
1.10% |
¥290,599 |
¥52,307,842 |
¥4,107,842 |
| 15 |
1.20% |
¥292,734 |
¥52,692,101 |
¥4,492,101 |
| 15 |
1.30% |
¥294,879 |
¥53,078,158 |
¥4,878,158 |
| 15 |
1.40% |
¥297,033 |
¥53,466,013 |
¥5,266,013 |
| 15 |
1.50% |
¥299,198 |
¥53,855,664 |
¥5,655,664 |
| 15 |
1.60% |
¥301,373 |
¥54,247,111 |
¥6,047,111 |
| 15 |
1.70% |
¥303,558 |
¥54,640,351 |
¥6,440,351 |
| 15 |
1.80% |
¥305,752 |
¥55,035,382 |
¥6,835,382 |
| 15 |
1.90% |
¥307,957 |
¥55,432,204 |
¥7,232,204 |
| 15 |
2.00% |
¥310,171 |
¥55,830,815 |
¥7,630,815 |
| 15 |
2.10% |
¥312,396 |
¥56,231,212 |
¥8,031,212 |
| 15 |
2.20% |
¥314,630 |
¥56,633,395 |
¥8,433,395 |
| 15 |
2.30% |
¥316,874 |
¥57,037,360 |
¥8,837,360 |
| 15 |
2.40% |
¥319,128 |
¥57,443,106 |
¥9,243,106 |
| 15 |
2.50% |
¥321,392 |
¥57,850,632 |
¥9,650,632 |
| 15 |
2.60% |
¥323,666 |
¥58,259,934 |
¥10,059,934 |
| 15 |
2.70% |
¥325,950 |
¥58,671,010 |
¥10,471,010 |
| 15 |
2.80% |
¥328,244 |
¥59,083,859 |
¥10,883,859 |
| 15 |
2.90% |
¥330,547 |
¥59,498,477 |
¥11,298,477 |
| 15 |
3.00% |
¥332,860 |
¥59,914,863 |
¥11,714,863 |
4820万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥416,006 |
¥49,920,731 |
¥1,720,731 |
| 10 |
0.80% |
¥418,081 |
¥50,169,760 |
¥1,969,760 |
| 10 |
0.90% |
¥420,163 |
¥50,419,591 |
¥2,219,591 |
| 10 |
1.00% |
¥422,252 |
¥50,670,224 |
¥2,470,224 |
| 10 |
1.10% |
¥424,347 |
¥50,921,658 |
¥2,721,658 |
| 10 |
1.20% |
¥426,449 |
¥51,173,893 |
¥2,973,893 |
| 10 |
1.30% |
¥428,558 |
¥51,426,929 |
¥3,226,929 |
| 10 |
1.40% |
¥430,673 |
¥51,680,766 |
¥3,480,766 |
| 10 |
1.50% |
¥432,795 |
¥51,935,403 |
¥3,735,403 |
| 10 |
1.60% |
¥434,924 |
¥52,190,841 |
¥3,990,841 |
| 10 |
1.70% |
¥437,059 |
¥52,447,077 |
¥4,247,077 |
| 10 |
1.80% |
¥439,201 |
¥52,704,113 |
¥4,504,113 |
| 10 |
1.90% |
¥441,350 |
¥52,961,948 |
¥4,761,948 |
| 10 |
2.00% |
¥443,505 |
¥53,220,582 |
¥5,020,582 |
| 10 |
2.10% |
¥445,667 |
¥53,480,013 |
¥5,280,013 |
| 10 |
2.20% |
¥447,835 |
¥53,740,242 |
¥5,540,242 |
| 10 |
2.30% |
¥450,011 |
¥54,001,269 |
¥5,801,269 |
| 10 |
2.40% |
¥452,192 |
¥54,263,092 |
¥6,063,092 |
| 10 |
2.50% |
¥454,381 |
¥54,525,711 |
¥6,325,711 |
| 10 |
2.60% |
¥456,576 |
¥54,789,126 |
¥6,589,126 |
| 10 |
2.70% |
¥458,778 |
¥55,053,337 |
¥6,853,337 |
| 10 |
2.80% |
¥460,986 |
¥55,318,342 |
¥7,118,342 |
| 10 |
2.90% |
¥463,201 |
¥55,584,142 |
¥7,384,142 |
| 10 |
3.00% |
¥465,423 |
¥55,850,735 |
¥7,650,735 |
