4820万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4820万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4820万円の住宅ローン｜期間・年数別
4820万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥95,233 | ¥57,139,954 | ¥8,939,954 |
| 50 | 0.80% | ¥97,495 | ¥58,496,812 | ¥10,296,812 |
| 50 | 0.90% | ¥99,789 | ¥59,873,414 | ¥11,673,414 |
| 50 | 1.00% | ¥102,116 | ¥61,269,675 | ¥13,069,675 |
| 50 | 1.10% | ¥104,476 | ¥62,685,500 | ¥14,485,500 |
| 50 | 1.20% | ¥106,868 | ¥64,120,784 | ¥15,920,784 |
| 50 | 1.30% | ¥109,292 | ¥65,575,415 | ¥17,375,415 |
| 50 | 1.40% | ¥111,749 | ¥67,049,270 | ¥18,849,270 |
| 50 | 1.50% | ¥114,237 | ¥68,542,220 | ¥20,342,220 |
| 50 | 1.60% | ¥116,757 | ¥70,054,125 | ¥21,854,125 |
| 50 | 1.70% | ¥119,308 | ¥71,584,839 | ¥23,384,839 |
| 50 | 1.80% | ¥121,890 | ¥73,134,207 | ¥24,934,207 |
| 50 | 1.90% | ¥124,503 | ¥74,702,067 | ¥26,502,067 |
| 50 | 2.00% | ¥127,147 | ¥76,288,250 | ¥28,088,250 |
| 50 | 2.10% | ¥129,821 | ¥77,892,579 | ¥29,692,579 |
| 50 | 2.20% | ¥132,525 | ¥79,514,871 | ¥31,314,871 |
| 50 | 2.30% | ¥135,258 | ¥81,154,936 | ¥32,954,936 |
| 50 | 2.40% | ¥138,021 | ¥82,812,579 | ¥34,612,579 |
| 50 | 2.50% | ¥140,813 | ¥84,487,597 | ¥36,287,597 |
| 50 | 2.60% | ¥143,633 | ¥86,179,784 | ¥37,979,784 |
| 50 | 2.70% | ¥146,482 | ¥87,888,926 | ¥39,688,926 |
| 50 | 2.80% | ¥149,358 | ¥89,614,807 | ¥41,414,807 |
| 50 | 2.90% | ¥152,262 | ¥91,357,205 | ¥43,157,205 |
| 50 | 3.00% | ¥155,193 | ¥93,115,892 | ¥44,915,892 |
4820万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥104,080 | ¥56,203,338 | ¥8,003,338 |
| 45 | 0.80% | ¥106,317 | ¥57,411,332 | ¥9,211,332 |
| 45 | 0.90% | ¥108,584 | ¥58,635,367 | ¥10,435,367 |
| 45 | 1.00% | ¥110,880 | ¥59,875,388 | ¥11,675,388 |
| 45 | 1.10% | ¥113,206 | ¥61,131,331 | ¥12,931,331 |
| 45 | 1.20% | ¥115,561 | ¥62,403,126 | ¥14,203,126 |
| 45 | 1.30% | ¥117,946 | ¥63,690,699 | ¥15,490,699 |
| 45 | 1.40% | ¥120,359 | ¥64,993,968 | ¥16,793,968 |
| 45 | 1.50% | ¥122,802 | ¥66,312,847 | ¥18,112,847 |
| 45 | 1.60% | ¥125,273 | ¥67,647,243 | ¥19,447,243 |
| 45 | 1.70% | ¥127,772 | ¥68,997,059 | ¥20,797,059 |
| 45 | 1.80% | ¥130,300 | ¥70,362,190 | ¥22,162,190 |
| 45 | 1.90% | ¥132,857 | ¥71,742,529 | ¥23,542,529 |
| 45 | 2.00% | ¥135,441 | ¥73,137,961 | ¥24,937,961 |
| 45 | 2.10% | ¥138,053 | ¥74,548,369 | ¥26,348,369 |
| 45 | 2.20% | ¥140,692 | ¥75,973,629 | ¥27,773,629 |
| 45 | 2.30% | ¥143,359 | ¥77,413,612 | ¥29,213,612 |
| 45 | 2.40% | ¥146,052 | ¥78,868,186 | ¥30,668,186 |
| 45 | 2.50% | ¥148,773 | ¥80,337,215 | ¥32,137,215 |
| 45 | 2.60% | ¥151,520 | ¥81,820,557 | ¥33,620,557 |
| 45 | 2.70% | ¥154,293 | ¥83,318,069 | ¥35,118,069 |
| 45 | 2.80% | ¥157,092 | ¥84,829,600 | ¥36,629,600 |
| 45 | 2.90% | ¥159,917 | ¥86,355,000 | ¥38,155,000 |
| 45 | 3.00% | ¥162,767 | ¥87,894,112 | ¥39,694,112 |
4820万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥115,159 | ¥55,276,461 | ¥7,076,461 |
| 40 | 0.80% | ¥117,372 | ¥56,338,535 | ¥8,138,535 |
| 40 | 0.90% | ¥119,611 | ¥57,413,318 | ¥9,213,318 |
| 40 | 1.00% | ¥121,877 | ¥58,500,774 | ¥10,300,774 |
| 40 | 1.10% | ¥124,168 | ¥59,600,865 | ¥11,400,865 |
| 40 | 1.20% | ¥126,487 | ¥60,713,545 | ¥12,513,545 |
| 40 | 1.30% | ¥128,831 | ¥61,838,767 | ¥13,638,767 |
| 40 | 1.40% | ¥131,201 | ¥62,976,480 | ¥14,776,480 |
| 40 | 1.50% | ¥133,597 | ¥64,126,629 | ¥15,926,629 |
| 40 | 1.60% | ¥136,019 | ¥65,289,156 | ¥17,089,156 |
| 40 | 1.70% | ¥138,467 | ¥66,463,998 | ¥18,263,998 |
| 40 | 1.80% | ¥140,940 | ¥67,651,089 | ¥19,451,089 |
| 40 | 1.90% | ¥143,438 | ¥68,850,361 | ¥20,650,361 |
| 40 | 2.00% | ¥145,962 | ¥70,061,740 | ¥21,861,740 |
| 40 | 2.10% | ¥148,511 | ¥71,285,151 | ¥23,085,151 |
| 40 | 2.20% | ¥151,084 | ¥72,520,515 | ¥24,320,515 |
| 40 | 2.30% | ¥153,683 | ¥73,767,751 | ¥25,567,751 |
| 40 | 2.40% | ¥156,306 | ¥75,026,772 | ¥26,826,772 |
| 40 | 2.50% | ¥158,953 | ¥76,297,491 | ¥28,097,491 |
| 40 | 2.60% | ¥161,625 | ¥77,579,816 | ¥29,379,816 |
| 40 | 2.70% | ¥164,320 | ¥78,873,655 | ¥30,673,655 |
| 40 | 2.80% | ¥167,039 | ¥80,178,911 | ¥31,978,911 |
| 40 | 2.90% | ¥169,782 | ¥81,495,485 | ¥33,295,485 |
| 40 | 3.00% | ¥172,548 | ¥82,823,276 | ¥34,623,276 |
4820万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥129,427 | ¥54,359,346 | ¥6,159,346 |
| 35 | 0.80% | ¥131,615 | ¥55,278,456 | ¥7,078,456 |
| 35 | 0.90% | ¥133,827 | ¥56,207,320 | ¥8,007,320 |
| 35 | 1.00% | ¥136,062 | ¥57,145,917 | ¥8,945,917 |
| 35 | 1.10% | ¥138,320 | ¥58,094,222 | ¥9,894,222 |
| 35 | 1.20% | ¥140,601 | ¥59,052,211 | ¥10,852,211 |
| 35 | 1.30% | ¥142,904 | ¥60,019,853 | ¥11,819,853 |
| 35 | 1.40% | ¥145,231 | ¥60,997,120 | ¥12,797,120 |
| 35 | 1.50% | ¥147,581 | ¥61,983,978 | ¥13,783,978 |
| 35 | 1.60% | ¥149,953 | ¥62,980,392 | ¥14,780,392 |
| 35 | 1.70% | ¥152,348 | ¥63,986,325 | ¥15,786,325 |
| 35 | 1.80% | ¥154,766 | ¥65,001,738 | ¥16,801,738 |
| 35 | 1.90% | ¥157,206 | ¥66,026,589 | ¥17,826,589 |
| 35 | 2.00% | ¥159,669 | ¥67,060,835 | ¥18,860,835 |
| 35 | 2.10% | ¥162,153 | ¥68,104,431 | ¥19,904,431 |
| 35 | 2.20% | ¥164,660 | ¥69,157,329 | ¥20,957,329 |
| 35 | 2.30% | ¥167,189 | ¥70,219,479 | ¥22,019,479 |
| 35 | 2.40% | ¥169,740 | ¥71,290,831 | ¥23,090,831 |
| 35 | 2.50% | ¥172,313 | ¥72,371,331 | ¥24,171,331 |
| 35 | 2.60% | ¥174,907 | ¥73,460,925 | ¥25,260,925 |
| 35 | 2.70% | ¥177,523 | ¥74,559,555 | ¥26,359,555 |
| 35 | 2.80% | ¥180,160 | ¥75,667,164 | ¥27,467,164 |
| 35 | 2.90% | ¥182,818 | ¥76,783,690 | ¥28,583,690 |
| 35 | 3.00% | ¥185,498 | ¥77,909,072 | ¥29,709,072 |
4820万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥148,478 | ¥53,452,010 | ¥5,252,010 |
| 30 | 0.80% | ¥150,642 | ¥54,231,126 | ¥6,031,126 |
| 30 | 0.90% | ¥152,826 | ¥55,017,423 | ¥6,817,423 |
| 30 | 1.00% | ¥155,030 | ¥55,810,890 | ¥7,610,890 |
| 30 | 1.10% | ¥157,254 | ¥56,611,512 | ¥8,411,512 |
| 30 | 1.20% | ¥159,498 | ¥57,419,277 | ¥9,219,277 |
| 30 | 1.30% | ¥161,762 | ¥58,234,167 | ¥10,034,167 |
| 30 | 1.40% | ¥164,045 | ¥59,056,167 | ¥10,856,167 |
| 30 | 1.50% | ¥166,348 | ¥59,885,259 | ¥11,685,259 |
| 30 | 1.60% | ¥168,671 | ¥60,721,423 | ¥12,521,423 |
| 30 | 1.70% | ¥171,013 | ¥61,564,638 | ¥13,364,638 |
| 30 | 1.80% | ¥173,375 | ¥62,414,883 | ¥14,214,883 |
| 30 | 1.90% | ¥175,756 | ¥63,272,135 | ¥15,072,135 |
| 30 | 2.00% | ¥178,157 | ¥64,136,371 | ¥15,936,371 |
| 30 | 2.10% | ¥180,577 | ¥65,007,565 | ¥16,807,565 |
| 30 | 2.20% | ¥183,016 | ¥65,885,690 | ¥17,685,690 |
| 30 | 2.30% | ¥185,474 | ¥66,770,720 | ¥18,570,720 |
| 30 | 2.40% | ¥187,952 | ¥67,662,626 | ¥19,462,626 |
| 30 | 2.50% | ¥190,448 | ¥68,561,378 | ¥20,361,378 |
| 30 | 2.60% | ¥192,964 | ¥69,466,947 | ¥21,266,947 |
| 30 | 2.70% | ¥195,498 | ¥70,379,299 | ¥22,179,299 |
| 30 | 2.80% | ¥198,051 | ¥71,298,404 | ¥23,098,404 |
| 30 | 2.90% | ¥200,623 | ¥72,224,226 | ¥24,024,226 |
| 30 | 3.00% | ¥203,213 | ¥73,156,732 | ¥24,956,732 |
4820万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥175,182 | ¥52,554,469 | ¥4,354,469 |
| 25 | 0.80% | ¥177,322 | ¥53,196,571 | ¥4,996,571 |
| 25 | 0.90% | ¥179,479 | ¥53,843,669 | ¥5,643,669 |
| 25 | 1.00% | ¥181,653 | ¥54,495,757 | ¥6,295,757 |
| 25 | 1.10% | ¥183,843 | ¥55,152,828 | ¥6,952,828 |
| 25 | 1.20% | ¥186,050 | ¥55,814,875 | ¥7,614,875 |
| 25 | 1.30% | ¥188,273 | ¥56,481,891 | ¥8,281,891 |
| 25 | 1.40% | ¥190,513 | ¥57,153,866 | ¥8,953,866 |
| 25 | 1.50% | ¥192,769 | ¥57,830,793 | ¥9,630,793 |
| 25 | 1.60% | ¥195,042 | ¥58,512,661 | ¥10,312,661 |
| 25 | 1.70% | ¥197,332 | ¥59,199,460 | ¥10,999,460 |
| 25 | 1.80% | ¥199,637 | ¥59,891,181 | ¥11,691,181 |
| 25 | 1.90% | ¥201,959 | ¥60,587,810 | ¥12,387,810 |
| 25 | 2.00% | ¥204,298 | ¥61,289,337 | ¥13,089,337 |
| 25 | 2.10% | ¥206,652 | ¥61,995,749 | ¥13,795,749 |
| 25 | 2.20% | ¥209,023 | ¥62,707,034 | ¥14,507,034 |
| 25 | 2.30% | ¥211,411 | ¥63,423,176 | ¥15,223,176 |
| 25 | 2.40% | ¥213,814 | ¥64,144,163 | ¥15,944,163 |
| 25 | 2.50% | ¥216,233 | ¥64,869,980 | ¥16,669,980 |
| 25 | 2.60% | ¥218,669 | ¥65,600,611 | ¥17,400,611 |
| 25 | 2.70% | ¥221,120 | ¥66,336,040 | ¥18,136,040 |
| 25 | 2.80% | ¥223,588 | ¥67,076,252 | ¥18,876,252 |
| 25 | 2.90% | ¥226,071 | ¥67,821,230 | ¥19,621,230 |
| 25 | 3.00% | ¥228,570 | ¥68,570,956 | ¥20,370,956 |
4820万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥215,278 | ¥51,666,735 | ¥3,466,735 |
| 20 | 0.80% | ¥217,395 | ¥52,174,813 | ¥3,974,813 |
| 20 | 0.90% | ¥219,525 | ¥52,686,094 | ¥4,486,094 |
| 20 | 1.00% | ¥221,669 | ¥53,200,573 | ¥5,000,573 |
| 20 | 1.10% | ¥223,826 | ¥53,718,249 | ¥5,518,249 |
| 20 | 1.20% | ¥225,996 | ¥54,239,119 | ¥6,039,119 |
| 20 | 1.30% | ¥228,180 | ¥54,763,178 | ¥6,563,178 |
| 20 | 1.40% | ¥230,377 | ¥55,290,424 | ¥7,090,424 |
| 20 | 1.50% | ¥232,587 | ¥55,820,853 | ¥7,620,853 |
| 20 | 1.60% | ¥234,810 | ¥56,354,460 | ¥8,154,460 |
| 20 | 1.70% | ¥237,047 | ¥56,891,241 | ¥8,691,241 |
| 20 | 1.80% | ¥239,297 | ¥57,431,193 | ¥9,231,193 |
| 20 | 1.90% | ¥241,560 | ¥57,974,308 | ¥9,774,308 |
| 20 | 2.00% | ¥243,836 | ¥58,520,584 | ¥10,320,584 |
| 20 | 2.10% | ¥246,125 | ¥59,070,014 | ¥10,870,014 |
| 20 | 2.20% | ¥248,427 | ¥59,622,594 | ¥11,422,594 |
| 20 | 2.30% | ¥250,743 | ¥60,178,316 | ¥11,978,316 |
| 20 | 2.40% | ¥253,072 | ¥60,737,176 | ¥12,537,176 |
| 20 | 2.50% | ¥255,413 | ¥61,299,167 | ¥13,099,167 |
| 20 | 2.60% | ¥257,768 | ¥61,864,282 | ¥13,664,282 |
| 20 | 2.70% | ¥260,135 | ¥62,432,515 | ¥14,232,515 |
| 20 | 2.80% | ¥262,516 | ¥63,003,859 | ¥14,803,859 |
| 20 | 2.90% | ¥264,910 | ¥63,578,306 | ¥15,378,306 |
| 20 | 3.00% | ¥267,316 | ¥64,155,850 | ¥15,955,850 |
4820万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥282,160 | ¥50,788,820 | ¥2,588,820 |
| 15 | 0.80% | ¥284,255 | ¥51,165,872 | ¥2,965,872 |
| 15 | 0.90% | ¥286,360 | ¥51,544,727 | ¥3,344,727 |
| 15 | 1.00% | ¥288,474 | ¥51,925,384 | ¥3,725,384 |
| 15 | 1.10% | ¥290,599 | ¥52,307,842 | ¥4,107,842 |
| 15 | 1.20% | ¥292,734 | ¥52,692,101 | ¥4,492,101 |
| 15 | 1.30% | ¥294,879 | ¥53,078,158 | ¥4,878,158 |
| 15 | 1.40% | ¥297,033 | ¥53,466,013 | ¥5,266,013 |
| 15 | 1.50% | ¥299,198 | ¥53,855,664 | ¥5,655,664 |
| 15 | 1.60% | ¥301,373 | ¥54,247,111 | ¥6,047,111 |
| 15 | 1.70% | ¥303,558 | ¥54,640,351 | ¥6,440,351 |
| 15 | 1.80% | ¥305,752 | ¥55,035,382 | ¥6,835,382 |
| 15 | 1.90% | ¥307,957 | ¥55,432,204 | ¥7,232,204 |
| 15 | 2.00% | ¥310,171 | ¥55,830,815 | ¥7,630,815 |
| 15 | 2.10% | ¥312,396 | ¥56,231,212 | ¥8,031,212 |
| 15 | 2.20% | ¥314,630 | ¥56,633,395 | ¥8,433,395 |
| 15 | 2.30% | ¥316,874 | ¥57,037,360 | ¥8,837,360 |
| 15 | 2.40% | ¥319,128 | ¥57,443,106 | ¥9,243,106 |
| 15 | 2.50% | ¥321,392 | ¥57,850,632 | ¥9,650,632 |
| 15 | 2.60% | ¥323,666 | ¥58,259,934 | ¥10,059,934 |
| 15 | 2.70% | ¥325,950 | ¥58,671,010 | ¥10,471,010 |
| 15 | 2.80% | ¥328,244 | ¥59,083,859 | ¥10,883,859 |
| 15 | 2.90% | ¥330,547 | ¥59,498,477 | ¥11,298,477 |
| 15 | 3.00% | ¥332,860 | ¥59,914,863 | ¥11,714,863 |
4820万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥416,006 | ¥49,920,731 | ¥1,720,731 |
| 10 | 0.80% | ¥418,081 | ¥50,169,760 | ¥1,969,760 |
| 10 | 0.90% | ¥420,163 | ¥50,419,591 | ¥2,219,591 |
| 10 | 1.00% | ¥422,252 | ¥50,670,224 | ¥2,470,224 |
| 10 | 1.10% | ¥424,347 | ¥50,921,658 | ¥2,721,658 |
| 10 | 1.20% | ¥426,449 | ¥51,173,893 | ¥2,973,893 |
| 10 | 1.30% | ¥428,558 | ¥51,426,929 | ¥3,226,929 |
| 10 | 1.40% | ¥430,673 | ¥51,680,766 | ¥3,480,766 |
| 10 | 1.50% | ¥432,795 | ¥51,935,403 | ¥3,735,403 |
| 10 | 1.60% | ¥434,924 | ¥52,190,841 | ¥3,990,841 |
| 10 | 1.70% | ¥437,059 | ¥52,447,077 | ¥4,247,077 |
| 10 | 1.80% | ¥439,201 | ¥52,704,113 | ¥4,504,113 |
| 10 | 1.90% | ¥441,350 | ¥52,961,948 | ¥4,761,948 |
| 10 | 2.00% | ¥443,505 | ¥53,220,582 | ¥5,020,582 |
| 10 | 2.10% | ¥445,667 | ¥53,480,013 | ¥5,280,013 |
| 10 | 2.20% | ¥447,835 | ¥53,740,242 | ¥5,540,242 |
| 10 | 2.30% | ¥450,011 | ¥54,001,269 | ¥5,801,269 |
| 10 | 2.40% | ¥452,192 | ¥54,263,092 | ¥6,063,092 |
| 10 | 2.50% | ¥454,381 | ¥54,525,711 | ¥6,325,711 |
| 10 | 2.60% | ¥456,576 | ¥54,789,126 | ¥6,589,126 |
| 10 | 2.70% | ¥458,778 | ¥55,053,337 | ¥6,853,337 |
| 10 | 2.80% | ¥460,986 | ¥55,318,342 | ¥7,118,342 |
| 10 | 2.90% | ¥463,201 | ¥55,584,142 | ¥7,384,142 |
| 10 | 3.00% | ¥465,423 | ¥55,850,735 | ¥7,650,735 |
