4830万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4830万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4830万円の住宅ローン｜期間・年数別
4830万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥95,431 |
¥57,258,502 |
¥8,958,502 |
| 50 |
0.80% |
¥97,697 |
¥58,618,175 |
¥10,318,175 |
| 50 |
0.90% |
¥99,996 |
¥59,997,633 |
¥11,697,633 |
| 50 |
1.00% |
¥102,328 |
¥61,396,790 |
¥13,096,790 |
| 50 |
1.10% |
¥104,693 |
¥62,815,553 |
¥14,515,553 |
| 50 |
1.20% |
¥107,090 |
¥64,253,815 |
¥15,953,815 |
| 50 |
1.30% |
¥109,519 |
¥65,711,463 |
¥17,411,463 |
| 50 |
1.40% |
¥111,981 |
¥67,188,376 |
¥18,888,376 |
| 50 |
1.50% |
¥114,474 |
¥68,684,423 |
¥20,384,423 |
| 50 |
1.60% |
¥116,999 |
¥70,199,465 |
¥21,899,465 |
| 50 |
1.70% |
¥119,556 |
¥71,733,355 |
¥23,433,355 |
| 50 |
1.80% |
¥122,143 |
¥73,285,938 |
¥24,985,938 |
| 50 |
1.90% |
¥124,762 |
¥74,857,051 |
¥26,557,051 |
| 50 |
2.00% |
¥127,411 |
¥76,446,524 |
¥28,146,524 |
| 50 |
2.10% |
¥130,090 |
¥78,054,182 |
¥29,754,182 |
| 50 |
2.20% |
¥132,800 |
¥79,679,839 |
¥31,379,839 |
| 50 |
2.30% |
¥135,539 |
¥81,323,307 |
¥33,023,307 |
| 50 |
2.40% |
¥138,307 |
¥82,984,389 |
¥34,684,389 |
| 50 |
2.50% |
¥141,105 |
¥84,662,882 |
¥36,362,882 |
| 50 |
2.60% |
¥143,931 |
¥86,358,580 |
¥38,058,580 |
| 50 |
2.70% |
¥146,785 |
¥88,071,268 |
¥39,771,268 |
| 50 |
2.80% |
¥149,668 |
¥89,800,730 |
¥41,500,730 |
| 50 |
2.90% |
¥152,578 |
¥91,546,743 |
¥43,246,743 |
| 50 |
3.00% |
¥155,515 |
¥93,309,079 |
¥45,009,079 |
4830万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥104,296 |
¥56,319,942 |
¥8,019,942 |
| 45 |
0.80% |
¥106,538 |
¥57,530,442 |
¥9,230,442 |
| 45 |
0.90% |
¥108,809 |
¥58,757,018 |
¥10,457,018 |
| 45 |
1.00% |
¥111,110 |
¥59,999,611 |
¥11,699,611 |
| 45 |
1.10% |
¥113,441 |
¥61,258,159 |
¥12,958,159 |
| 45 |
1.20% |
¥115,801 |
¥62,532,593 |
¥14,232,593 |
| 45 |
1.30% |
¥118,190 |
¥63,822,837 |
¥15,522,837 |
| 45 |
1.40% |
¥120,609 |
¥65,128,810 |
¥16,828,810 |
| 45 |
1.50% |
¥123,056 |
¥66,450,425 |
¥18,150,425 |
| 45 |
1.60% |
¥125,533 |
¥67,787,590 |
¥19,487,590 |
| 45 |
1.70% |
¥128,037 |
¥69,140,206 |
¥20,840,206 |
| 45 |
1.80% |
¥130,571 |
¥70,508,170 |
¥22,208,170 |
| 45 |
1.90% |
¥133,132 |
¥71,891,372 |
¥23,591,372 |
| 45 |
2.00% |
¥135,722 |
¥73,289,700 |
¥24,989,700 |
| 45 |
2.10% |
¥138,339 |
¥74,703,034 |
¥26,403,034 |
| 45 |
2.20% |
¥140,984 |
¥76,131,250 |
¥27,831,250 |
| 45 |
2.30% |
¥143,656 |
¥77,574,221 |
¥29,274,221 |
| 45 |
2.40% |
¥146,355 |
¥79,031,813 |
¥30,731,813 |
| 45 |
2.50% |
¥149,081 |
¥80,503,890 |
¥32,203,890 |
| 45 |
2.60% |
¥151,834 |
¥81,990,310 |
¥33,690,310 |
| 45 |
2.70% |
¥154,613 |
¥83,490,928 |
¥35,190,928 |
| 45 |
2.80% |
¥157,418 |
¥85,005,595 |
¥36,705,595 |
| 45 |
2.90% |
¥160,248 |
¥86,534,159 |
¥38,234,159 |
| 45 |
3.00% |
¥163,105 |
¥88,076,465 |
¥39,776,465 |
4830万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥115,398 |
¥55,391,143 |
¥7,091,143 |
| 40 |
0.80% |
¥117,615 |
¥56,455,420 |
¥8,155,420 |
| 40 |
0.90% |
¥119,859 |
¥57,532,433 |
¥9,232,433 |
| 40 |
1.00% |
¥122,129 |
¥58,622,145 |
¥10,322,145 |
| 40 |
1.10% |
¥124,426 |
¥59,724,518 |
¥11,424,518 |
| 40 |
1.20% |
¥126,749 |
¥60,839,506 |
¥12,539,506 |
| 40 |
1.30% |
¥129,098 |
¥61,967,063 |
¥13,667,063 |
| 40 |
1.40% |
¥131,473 |
¥63,107,137 |
¥14,807,137 |
| 40 |
1.50% |
¥133,874 |
¥64,259,672 |
¥15,959,672 |
| 40 |
1.60% |
¥136,301 |
¥65,424,611 |
¥17,124,611 |
| 40 |
1.70% |
¥138,754 |
¥66,601,890 |
¥18,301,890 |
| 40 |
1.80% |
¥141,232 |
¥67,791,444 |
¥19,491,444 |
| 40 |
1.90% |
¥143,736 |
¥68,993,204 |
¥20,693,204 |
| 40 |
2.00% |
¥146,265 |
¥70,207,096 |
¥21,907,096 |
| 40 |
2.10% |
¥148,819 |
¥71,433,046 |
¥23,133,046 |
| 40 |
2.20% |
¥151,398 |
¥72,670,973 |
¥24,370,973 |
| 40 |
2.30% |
¥154,002 |
¥73,920,796 |
¥25,620,796 |
| 40 |
2.40% |
¥156,630 |
¥75,182,429 |
¥26,882,429 |
| 40 |
2.50% |
¥159,283 |
¥76,455,784 |
¥28,155,784 |
| 40 |
2.60% |
¥161,960 |
¥77,740,770 |
¥29,440,770 |
| 40 |
2.70% |
¥164,661 |
¥79,037,294 |
¥30,737,294 |
| 40 |
2.80% |
¥167,386 |
¥80,345,258 |
¥32,045,258 |
| 40 |
2.90% |
¥170,135 |
¥81,664,563 |
¥33,364,563 |
| 40 |
3.00% |
¥172,906 |
¥82,995,108 |
¥34,695,108 |
4830万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥129,696 |
¥54,472,125 |
¥6,172,125 |
| 35 |
0.80% |
¥131,888 |
¥55,393,142 |
¥7,093,142 |
| 35 |
0.90% |
¥134,105 |
¥56,323,933 |
¥8,023,933 |
| 35 |
1.00% |
¥136,344 |
¥57,264,477 |
¥8,964,477 |
| 35 |
1.10% |
¥138,607 |
¥58,214,750 |
¥9,914,750 |
| 35 |
1.20% |
¥140,892 |
¥59,174,726 |
¥10,874,726 |
| 35 |
1.30% |
¥143,201 |
¥60,144,376 |
¥11,844,376 |
| 35 |
1.40% |
¥145,533 |
¥61,123,670 |
¥12,823,670 |
| 35 |
1.50% |
¥147,887 |
¥62,112,575 |
¥13,812,575 |
| 35 |
1.60% |
¥150,264 |
¥63,111,057 |
¥14,811,057 |
| 35 |
1.70% |
¥152,664 |
¥64,119,077 |
¥15,819,077 |
| 35 |
1.80% |
¥155,087 |
¥65,136,596 |
¥16,836,596 |
| 35 |
1.90% |
¥157,532 |
¥66,163,574 |
¥17,863,574 |
| 35 |
2.00% |
¥160,000 |
¥67,199,965 |
¥18,899,965 |
| 35 |
2.10% |
¥162,490 |
¥68,245,726 |
¥19,945,726 |
| 35 |
2.20% |
¥165,002 |
¥69,300,809 |
¥21,000,809 |
| 35 |
2.30% |
¥167,536 |
¥70,365,163 |
¥22,065,163 |
| 35 |
2.40% |
¥170,092 |
¥71,438,737 |
¥23,138,737 |
| 35 |
2.50% |
¥172,670 |
¥72,521,479 |
¥24,221,479 |
| 35 |
2.60% |
¥175,270 |
¥73,613,334 |
¥25,313,334 |
| 35 |
2.70% |
¥177,891 |
¥74,714,243 |
¥26,414,243 |
| 35 |
2.80% |
¥180,534 |
¥75,824,149 |
¥27,524,149 |
| 35 |
2.90% |
¥183,198 |
¥76,942,992 |
¥28,642,992 |
| 35 |
3.00% |
¥185,883 |
¥78,070,710 |
¥29,770,710 |
4830万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥148,786 |
¥53,562,907 |
¥5,262,907 |
| 30 |
0.80% |
¥150,955 |
¥54,343,639 |
¥6,043,639 |
| 30 |
0.90% |
¥153,143 |
¥55,131,567 |
¥6,831,567 |
| 30 |
1.00% |
¥155,352 |
¥55,926,680 |
¥7,626,680 |
| 30 |
1.10% |
¥157,580 |
¥56,728,963 |
¥8,428,963 |
| 30 |
1.20% |
¥159,829 |
¥57,538,404 |
¥9,238,404 |
| 30 |
1.30% |
¥162,097 |
¥58,354,985 |
¥10,054,985 |
| 30 |
1.40% |
¥164,385 |
¥59,178,691 |
¥10,878,691 |
| 30 |
1.50% |
¥166,693 |
¥60,009,502 |
¥11,709,502 |
| 30 |
1.60% |
¥169,021 |
¥60,847,401 |
¥12,547,401 |
| 30 |
1.70% |
¥171,368 |
¥61,692,365 |
¥13,392,365 |
| 30 |
1.80% |
¥173,734 |
¥62,544,374 |
¥14,244,374 |
| 30 |
1.90% |
¥176,121 |
¥63,403,405 |
¥15,103,405 |
| 30 |
2.00% |
¥178,526 |
¥64,269,434 |
¥15,969,434 |
| 30 |
2.10% |
¥180,951 |
¥65,142,435 |
¥16,842,435 |
| 30 |
2.20% |
¥183,396 |
¥66,022,382 |
¥17,722,382 |
| 30 |
2.30% |
¥185,859 |
¥66,909,248 |
¥18,609,248 |
| 30 |
2.40% |
¥188,342 |
¥67,803,005 |
¥19,503,005 |
| 30 |
2.50% |
¥190,843 |
¥68,703,622 |
¥20,403,622 |
| 30 |
2.60% |
¥193,364 |
¥69,611,069 |
¥21,311,069 |
| 30 |
2.70% |
¥195,904 |
¥70,525,315 |
¥22,225,315 |
| 30 |
2.80% |
¥198,462 |
¥71,446,326 |
¥23,146,326 |
| 30 |
2.90% |
¥201,039 |
¥72,374,069 |
¥24,074,069 |
| 30 |
3.00% |
¥203,635 |
¥73,308,509 |
¥25,008,509 |
4830万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥175,545 |
¥52,663,503 |
¥4,363,503 |
| 25 |
0.80% |
¥177,690 |
¥53,306,937 |
¥5,006,937 |
| 25 |
0.90% |
¥179,851 |
¥53,955,378 |
¥5,655,378 |
| 25 |
1.00% |
¥182,029 |
¥54,608,819 |
¥6,308,819 |
| 25 |
1.10% |
¥184,224 |
¥55,267,253 |
¥6,967,253 |
| 25 |
1.20% |
¥186,436 |
¥55,930,674 |
¥7,630,674 |
| 25 |
1.30% |
¥188,664 |
¥56,599,073 |
¥8,299,073 |
| 25 |
1.40% |
¥190,908 |
¥57,272,443 |
¥8,972,443 |
| 25 |
1.50% |
¥193,169 |
¥57,950,774 |
¥9,650,774 |
| 25 |
1.60% |
¥195,447 |
¥58,634,056 |
¥10,334,056 |
| 25 |
1.70% |
¥197,741 |
¥59,322,281 |
¥11,022,281 |
| 25 |
1.80% |
¥200,051 |
¥60,015,436 |
¥11,715,436 |
| 25 |
1.90% |
¥202,378 |
¥60,713,511 |
¥12,413,511 |
| 25 |
2.00% |
¥204,722 |
¥61,416,494 |
¥13,116,494 |
| 25 |
2.10% |
¥207,081 |
¥62,124,371 |
¥13,824,371 |
| 25 |
2.20% |
¥209,457 |
¥62,837,131 |
¥14,537,131 |
| 25 |
2.30% |
¥211,849 |
¥63,554,760 |
¥15,254,760 |
| 25 |
2.40% |
¥214,257 |
¥64,277,242 |
¥15,977,242 |
| 25 |
2.50% |
¥216,682 |
¥65,004,565 |
¥16,704,565 |
| 25 |
2.60% |
¥219,122 |
¥65,736,712 |
¥17,436,712 |
| 25 |
2.70% |
¥221,579 |
¥66,473,667 |
¥18,173,667 |
| 25 |
2.80% |
¥224,051 |
¥67,215,415 |
¥18,915,415 |
| 25 |
2.90% |
¥226,540 |
¥67,961,938 |
¥19,661,938 |
| 25 |
3.00% |
¥229,044 |
¥68,713,219 |
¥20,413,219 |
4830万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥215,725 |
¥51,773,927 |
¥3,473,927 |
| 20 |
0.80% |
¥217,846 |
¥52,283,060 |
¥3,983,060 |
| 20 |
0.90% |
¥219,981 |
¥52,795,401 |
¥4,495,401 |
| 20 |
1.00% |
¥222,129 |
¥53,310,948 |
¥5,010,948 |
| 20 |
1.10% |
¥224,290 |
¥53,829,698 |
¥5,529,698 |
| 20 |
1.20% |
¥226,465 |
¥54,351,648 |
¥6,051,648 |
| 20 |
1.30% |
¥228,653 |
¥54,876,795 |
¥6,576,795 |
| 20 |
1.40% |
¥230,855 |
¥55,405,135 |
¥7,105,135 |
| 20 |
1.50% |
¥233,069 |
¥55,936,664 |
¥7,636,664 |
| 20 |
1.60% |
¥235,297 |
¥56,471,378 |
¥8,171,378 |
| 20 |
1.70% |
¥237,539 |
¥57,009,273 |
¥8,709,273 |
| 20 |
1.80% |
¥239,793 |
¥57,550,344 |
¥9,250,344 |
| 20 |
1.90% |
¥242,061 |
¥58,094,587 |
¥9,794,587 |
| 20 |
2.00% |
¥244,342 |
¥58,641,996 |
¥10,341,996 |
| 20 |
2.10% |
¥246,636 |
¥59,192,566 |
¥10,892,566 |
| 20 |
2.20% |
¥248,943 |
¥59,746,292 |
¥11,446,292 |
| 20 |
2.30% |
¥251,263 |
¥60,303,168 |
¥12,003,168 |
| 20 |
2.40% |
¥253,597 |
¥60,863,187 |
¥12,563,187 |
| 20 |
2.50% |
¥255,943 |
¥61,426,343 |
¥13,126,343 |
| 20 |
2.60% |
¥258,303 |
¥61,992,631 |
¥13,692,631 |
| 20 |
2.70% |
¥260,675 |
¥62,562,043 |
¥14,262,043 |
| 20 |
2.80% |
¥263,061 |
¥63,134,572 |
¥14,834,572 |
| 20 |
2.90% |
¥265,459 |
¥63,710,211 |
¥15,410,211 |
| 20 |
3.00% |
¥267,871 |
¥64,288,954 |
¥15,988,954 |
4830万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥282,746 |
¥50,894,191 |
¥2,594,191 |
| 15 |
0.80% |
¥284,845 |
¥51,272,025 |
¥2,972,025 |
| 15 |
0.90% |
¥286,954 |
¥51,651,666 |
¥3,351,666 |
| 15 |
1.00% |
¥289,073 |
¥52,033,113 |
¥3,733,113 |
| 15 |
1.10% |
¥291,202 |
¥52,416,365 |
¥4,116,365 |
| 15 |
1.20% |
¥293,341 |
¥52,801,421 |
¥4,501,421 |
| 15 |
1.30% |
¥295,490 |
¥53,188,279 |
¥4,888,279 |
| 15 |
1.40% |
¥297,650 |
¥53,576,938 |
¥5,276,938 |
| 15 |
1.50% |
¥299,819 |
¥53,967,398 |
¥5,667,398 |
| 15 |
1.60% |
¥301,998 |
¥54,359,657 |
¥6,059,657 |
| 15 |
1.70% |
¥304,187 |
¥54,753,712 |
¥6,453,712 |
| 15 |
1.80% |
¥306,386 |
¥55,149,564 |
¥6,849,564 |
| 15 |
1.90% |
¥308,596 |
¥55,547,209 |
¥7,247,209 |
| 15 |
2.00% |
¥310,815 |
¥55,946,646 |
¥7,646,646 |
| 15 |
2.10% |
¥313,044 |
¥56,347,875 |
¥8,047,875 |
| 15 |
2.20% |
¥315,283 |
¥56,750,891 |
¥8,450,891 |
| 15 |
2.30% |
¥317,532 |
¥57,155,695 |
¥8,855,695 |
| 15 |
2.40% |
¥319,790 |
¥57,562,283 |
¥9,262,283 |
| 15 |
2.50% |
¥322,059 |
¥57,970,654 |
¥9,670,654 |
| 15 |
2.60% |
¥324,338 |
¥58,380,805 |
¥10,080,805 |
| 15 |
2.70% |
¥326,626 |
¥58,792,734 |
¥10,492,734 |
| 15 |
2.80% |
¥328,925 |
¥59,206,440 |
¥10,906,440 |
| 15 |
2.90% |
¥331,233 |
¥59,621,918 |
¥11,321,918 |
| 15 |
3.00% |
¥333,551 |
¥60,039,168 |
¥11,739,168 |
4830万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥416,869 |
¥50,024,301 |
¥1,724,301 |
| 10 |
0.80% |
¥418,949 |
¥50,273,847 |
¥1,973,847 |
| 10 |
0.90% |
¥421,035 |
¥50,524,196 |
¥2,224,196 |
| 10 |
1.00% |
¥423,128 |
¥50,775,349 |
¥2,475,349 |
| 10 |
1.10% |
¥425,228 |
¥51,027,305 |
¥2,727,305 |
| 10 |
1.20% |
¥427,334 |
¥51,280,063 |
¥2,980,063 |
| 10 |
1.30% |
¥429,447 |
¥51,533,624 |
¥3,233,624 |
| 10 |
1.40% |
¥431,567 |
¥51,787,988 |
¥3,487,988 |
| 10 |
1.50% |
¥433,693 |
¥52,043,153 |
¥3,743,153 |
| 10 |
1.60% |
¥435,826 |
¥52,299,120 |
¥3,999,120 |
| 10 |
1.70% |
¥437,966 |
¥52,555,889 |
¥4,255,889 |
| 10 |
1.80% |
¥440,112 |
¥52,813,458 |
¥4,513,458 |
| 10 |
1.90% |
¥442,265 |
¥53,071,828 |
¥4,771,828 |
| 10 |
2.00% |
¥444,425 |
¥53,330,998 |
¥5,030,998 |
| 10 |
2.10% |
¥446,591 |
¥53,590,968 |
¥5,290,968 |
| 10 |
2.20% |
¥448,764 |
¥53,851,737 |
¥5,551,737 |
| 10 |
2.30% |
¥450,944 |
¥54,113,304 |
¥5,813,304 |
| 10 |
2.40% |
¥453,131 |
¥54,375,671 |
¥6,075,671 |
| 10 |
2.50% |
¥455,324 |
¥54,638,835 |
¥6,338,835 |
| 10 |
2.60% |
¥457,523 |
¥54,902,797 |
¥6,602,797 |
| 10 |
2.70% |
¥459,730 |
¥55,167,555 |
¥6,867,555 |
| 10 |
2.80% |
¥461,943 |
¥55,433,110 |
¥7,133,110 |
| 10 |
2.90% |
¥464,162 |
¥55,699,461 |
¥7,399,461 |
| 10 |
3.00% |
¥466,388 |
¥55,966,608 |
¥7,666,608 |
