4850万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4850万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4850万円の住宅ローン｜期間・年数別
4850万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥95,826 | ¥57,495,597 | ¥8,995,597 |
| 50 | 0.80% | ¥98,101 | ¥58,860,900 | ¥10,360,900 |
| 50 | 0.90% | ¥100,410 | ¥60,246,070 | ¥11,746,070 |
| 50 | 1.00% | ¥102,752 | ¥61,651,021 | ¥13,151,021 |
| 50 | 1.10% | ¥105,126 | ¥63,075,658 | ¥14,575,658 |
| 50 | 1.20% | ¥107,533 | ¥64,519,876 | ¥16,019,876 |
| 50 | 1.30% | ¥109,973 | ¥65,983,560 | ¥17,483,560 |
| 50 | 1.40% | ¥112,444 | ¥67,466,589 | ¥18,966,589 |
| 50 | 1.50% | ¥114,948 | ¥68,968,831 | ¥20,468,831 |
| 50 | 1.60% | ¥117,484 | ¥70,490,146 | ¥21,990,146 |
| 50 | 1.70% | ¥120,051 | ¥72,030,388 | ¥23,530,388 |
| 50 | 1.80% | ¥122,649 | ¥73,589,399 | ¥25,089,399 |
| 50 | 1.90% | ¥125,278 | ¥75,167,018 | ¥26,667,018 |
| 50 | 2.00% | ¥127,938 | ¥76,763,073 | ¥28,263,073 |
| 50 | 2.10% | ¥130,629 | ¥78,377,388 | ¥29,877,388 |
| 50 | 2.20% | ¥133,350 | ¥80,009,777 | ¥31,509,777 |
| 50 | 2.30% | ¥136,100 | ¥81,660,050 | ¥33,160,050 |
| 50 | 2.40% | ¥138,880 | ¥83,328,010 | ¥34,828,010 |
| 50 | 2.50% | ¥141,689 | ¥85,013,453 | ¥36,513,453 |
| 50 | 2.60% | ¥144,527 | ¥86,716,172 | ¥38,216,172 |
| 50 | 2.70% | ¥147,393 | ¥88,435,953 | ¥39,935,953 |
| 50 | 2.80% | ¥150,288 | ¥90,172,576 | ¥41,672,576 |
| 50 | 2.90% | ¥153,210 | ¥91,925,818 | ¥43,425,818 |
| 50 | 3.00% | ¥156,159 | ¥93,695,452 | ¥45,195,452 |
4850万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥104,728 | ¥56,553,151 | ¥8,053,151 |
| 45 | 0.80% | ¥106,979 | ¥57,768,664 | ¥9,268,664 |
| 45 | 0.90% | ¥109,260 | ¥59,000,318 | ¥10,500,318 |
| 45 | 1.00% | ¥111,570 | ¥60,248,057 | ¥11,748,057 |
| 45 | 1.10% | ¥113,911 | ¥61,511,816 | ¥13,011,816 |
| 45 | 1.20% | ¥116,281 | ¥62,791,527 | ¥14,291,527 |
| 45 | 1.30% | ¥118,680 | ¥64,087,114 | ¥15,587,114 |
| 45 | 1.40% | ¥121,108 | ¥65,398,495 | ¥16,898,495 |
| 45 | 1.50% | ¥123,566 | ¥66,725,583 | ¥18,225,583 |
| 45 | 1.60% | ¥126,052 | ¥68,068,284 | ¥19,568,284 |
| 45 | 1.70% | ¥128,568 | ¥69,426,501 | ¥20,926,501 |
| 45 | 1.80% | ¥131,111 | ¥70,800,129 | ¥22,300,129 |
| 45 | 1.90% | ¥133,683 | ¥72,189,059 | ¥23,689,059 |
| 45 | 2.00% | ¥136,284 | ¥73,593,177 | ¥25,093,177 |
| 45 | 2.10% | ¥138,912 | ¥75,012,363 | ¥26,512,363 |
| 45 | 2.20% | ¥141,568 | ¥76,446,494 | ¥27,946,494 |
| 45 | 2.30% | ¥144,251 | ¥77,895,439 | ¥29,395,439 |
| 45 | 2.40% | ¥146,961 | ¥79,359,067 | ¥30,859,067 |
| 45 | 2.50% | ¥149,699 | ¥80,837,239 | ¥32,337,239 |
| 45 | 2.60% | ¥152,463 | ¥82,329,814 | ¥33,829,814 |
| 45 | 2.70% | ¥155,253 | ¥83,836,646 | ¥35,336,646 |
| 45 | 2.80% | ¥158,070 | ¥85,357,585 | ¥36,857,585 |
| 45 | 2.90% | ¥160,912 | ¥86,892,479 | ¥38,392,479 |
| 45 | 3.00% | ¥163,780 | ¥88,441,170 | ¥39,941,170 |
4850万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥115,876 | ¥55,620,506 | ¥7,120,506 |
| 40 | 0.80% | ¥118,102 | ¥56,689,190 | ¥8,189,190 |
| 40 | 0.90% | ¥120,356 | ¥57,770,662 | ¥9,270,662 |
| 40 | 1.00% | ¥122,635 | ¥58,864,887 | ¥10,364,887 |
| 40 | 1.10% | ¥124,941 | ¥59,971,824 | ¥11,471,824 |
| 40 | 1.20% | ¥127,274 | ¥61,091,430 | ¥12,591,430 |
| 40 | 1.30% | ¥129,633 | ¥62,223,655 | ¥13,723,655 |
| 40 | 1.40% | ¥132,018 | ¥63,368,450 | ¥14,868,450 |
| 40 | 1.50% | ¥134,429 | ¥64,525,758 | ¥16,025,758 |
| 40 | 1.60% | ¥136,866 | ¥65,695,520 | ¥17,195,520 |
| 40 | 1.70% | ¥139,328 | ¥66,877,674 | ¥18,377,674 |
| 40 | 1.80% | ¥141,817 | ¥68,072,154 | ¥19,572,154 |
| 40 | 1.90% | ¥144,331 | ¥69,278,890 | ¥20,778,890 |
| 40 | 2.00% | ¥146,870 | ¥70,497,809 | ¥21,997,809 |
| 40 | 2.10% | ¥149,435 | ¥71,728,835 | ¥23,228,835 |
| 40 | 2.20% | ¥152,025 | ¥72,971,888 | ¥24,471,888 |
| 40 | 2.30% | ¥154,639 | ¥74,226,886 | ¥25,726,886 |
| 40 | 2.40% | ¥157,279 | ¥75,493,743 | ¥26,993,743 |
| 40 | 2.50% | ¥159,942 | ¥76,772,371 | ¥28,272,371 |
| 40 | 2.60% | ¥162,631 | ¥78,062,678 | ¥29,562,678 |
| 40 | 2.70% | ¥165,343 | ¥79,364,570 | ¥30,864,570 |
| 40 | 2.80% | ¥168,079 | ¥80,677,950 | ¥32,177,950 |
| 40 | 2.90% | ¥170,839 | ¥82,002,719 | ¥33,502,719 |
| 40 | 3.00% | ¥173,622 | ¥83,338,773 | ¥34,838,773 |
4850万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥130,233 | ¥54,697,683 | ¥6,197,683 |
| 35 | 0.80% | ¥132,435 | ¥55,622,513 | ¥7,122,513 |
| 35 | 0.90% | ¥134,660 | ¥56,557,158 | ¥8,057,158 |
| 35 | 1.00% | ¥136,909 | ¥57,501,597 | ¥9,001,597 |
| 35 | 1.10% | ¥139,180 | ¥58,455,805 | ¥9,955,805 |
| 35 | 1.20% | ¥141,476 | ¥59,419,756 | ¥10,919,756 |
| 35 | 1.30% | ¥143,794 | ¥60,393,421 | ¥11,893,421 |
| 35 | 1.40% | ¥146,135 | ¥61,376,770 | ¥12,876,770 |
| 35 | 1.50% | ¥148,499 | ¥62,369,770 | ¥13,869,770 |
| 35 | 1.60% | ¥150,887 | ¥63,372,386 | ¥14,872,386 |
| 35 | 1.70% | ¥153,297 | ¥64,384,580 | ¥15,884,580 |
| 35 | 1.80% | ¥155,729 | ¥65,406,313 | ¥16,906,313 |
| 35 | 1.90% | ¥158,185 | ¥66,437,543 | ¥17,937,543 |
| 35 | 2.00% | ¥160,662 | ¥67,478,226 | ¥18,978,226 |
| 35 | 2.10% | ¥163,163 | ¥68,528,317 | ¥20,028,317 |
| 35 | 2.20% | ¥165,685 | ¥69,587,768 | ¥21,087,768 |
| 35 | 2.30% | ¥168,230 | ¥70,656,530 | ¥22,156,530 |
| 35 | 2.40% | ¥170,797 | ¥71,734,550 | ¥23,234,550 |
| 35 | 2.50% | ¥173,385 | ¥72,821,775 | ¥24,321,775 |
| 35 | 2.60% | ¥175,996 | ¥73,918,151 | ¥25,418,151 |
| 35 | 2.70% | ¥178,628 | ¥75,023,619 | ¥26,523,619 |
| 35 | 2.80% | ¥181,281 | ¥76,138,121 | ¥27,638,121 |
| 35 | 2.90% | ¥183,956 | ¥77,261,597 | ¥28,761,597 |
| 35 | 3.00% | ¥186,652 | ¥78,393,984 | ¥29,893,984 |
4850万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥149,402 | ¥53,784,699 | ¥5,284,699 |
| 30 | 0.80% | ¥151,580 | ¥54,568,664 | ¥6,068,664 |
| 30 | 0.90% | ¥153,777 | ¥55,359,855 | ¥6,859,855 |
| 30 | 1.00% | ¥155,995 | ¥56,158,260 | ¥7,658,260 |
| 30 | 1.10% | ¥158,233 | ¥56,963,866 | ¥8,463,866 |
| 30 | 1.20% | ¥160,491 | ¥57,776,658 | ¥9,276,658 |
| 30 | 1.30% | ¥162,768 | ¥58,596,621 | ¥10,096,621 |
| 30 | 1.40% | ¥165,066 | ¥59,423,737 | ¥10,923,737 |
| 30 | 1.50% | ¥167,383 | ¥60,257,989 | ¥11,757,989 |
| 30 | 1.60% | ¥169,720 | ¥61,099,357 | ¥12,599,357 |
| 30 | 1.70% | ¥172,077 | ¥61,947,820 | ¥13,447,820 |
| 30 | 1.80% | ¥174,454 | ¥62,803,357 | ¥14,303,357 |
| 30 | 1.90% | ¥176,850 | ¥63,665,945 | ¥15,165,945 |
| 30 | 2.00% | ¥179,265 | ¥64,535,560 | ¥16,035,560 |
| 30 | 2.10% | ¥181,700 | ¥65,412,176 | ¥16,912,176 |
| 30 | 2.20% | ¥184,155 | ¥66,295,767 | ¥17,795,767 |
| 30 | 2.30% | ¥186,629 | ¥67,186,305 | ¥18,686,305 |
| 30 | 2.40% | ¥189,122 | ¥68,083,763 | ¥19,583,763 |
| 30 | 2.50% | ¥191,634 | ¥68,988,109 | ¥20,488,109 |
| 30 | 2.60% | ¥194,165 | ¥69,899,314 | ¥21,399,314 |
| 30 | 2.70% | ¥196,715 | ¥70,817,345 | ¥22,317,345 |
| 30 | 2.80% | ¥199,284 | ¥71,742,170 | ¥23,242,170 |
| 30 | 2.90% | ¥201,872 | ¥72,673,755 | ¥24,173,755 |
| 30 | 3.00% | ¥204,478 | ¥73,612,064 | ¥25,112,064 |
4850万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥176,272 | ¥52,881,571 | ¥4,381,571 |
| 25 | 0.80% | ¥178,426 | ¥53,527,670 | ¥5,027,670 |
| 25 | 0.90% | ¥180,596 | ¥54,178,796 | ¥5,678,796 |
| 25 | 1.00% | ¥182,783 | ¥54,834,942 | ¥6,334,942 |
| 25 | 1.10% | ¥184,987 | ¥55,496,103 | ¥6,996,103 |
| 25 | 1.20% | ¥187,208 | ¥56,162,271 | ¥7,662,271 |
| 25 | 1.30% | ¥189,445 | ¥56,833,438 | ¥8,333,438 |
| 25 | 1.40% | ¥191,699 | ¥57,509,596 | ¥9,009,596 |
| 25 | 1.50% | ¥193,969 | ¥58,190,735 | ¥9,690,735 |
| 25 | 1.60% | ¥196,256 | ¥58,876,848 | ¥10,376,848 |
| 25 | 1.70% | ¥198,560 | ¥59,567,922 | ¥11,067,922 |
| 25 | 1.80% | ¥200,880 | ¥60,263,947 | ¥11,763,947 |
| 25 | 1.90% | ¥203,216 | ¥60,964,913 | ¥12,464,913 |
| 25 | 2.00% | ¥205,569 | ¥61,670,806 | ¥13,170,806 |
| 25 | 2.10% | ¥207,939 | ¥62,381,615 | ¥13,881,615 |
| 25 | 2.20% | ¥210,324 | ¥63,097,326 | ¥14,597,326 |
| 25 | 2.30% | ¥212,726 | ¥63,817,926 | ¥15,317,926 |
| 25 | 2.40% | ¥215,145 | ¥64,543,401 | ¥16,043,401 |
| 25 | 2.50% | ¥217,579 | ¥65,273,735 | ¥16,773,735 |
| 25 | 2.60% | ¥220,030 | ¥66,008,913 | ¥17,508,913 |
| 25 | 2.70% | ¥222,496 | ¥66,748,920 | ¥18,248,920 |
| 25 | 2.80% | ¥224,979 | ¥67,493,740 | ¥18,993,740 |
| 25 | 2.90% | ¥227,478 | ¥68,243,354 | ¥19,743,354 |
| 25 | 3.00% | ¥229,992 | ¥68,997,746 | ¥20,497,746 |
4850万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥216,618 | ¥51,988,312 | ¥3,488,312 |
| 20 | 0.80% | ¥218,748 | ¥52,499,553 | ¥3,999,553 |
| 20 | 0.90% | ¥220,892 | ¥53,014,016 | ¥4,514,016 |
| 20 | 1.00% | ¥223,049 | ¥53,531,697 | ¥5,031,697 |
| 20 | 1.10% | ¥225,219 | ¥54,052,595 | ¥5,552,595 |
| 20 | 1.20% | ¥227,403 | ¥54,576,707 | ¥6,076,707 |
| 20 | 1.30% | ¥229,600 | ¥55,104,028 | ¥6,604,028 |
| 20 | 1.40% | ¥231,811 | ¥55,634,556 | ¥7,134,556 |
| 20 | 1.50% | ¥234,035 | ¥56,168,286 | ¥7,668,286 |
| 20 | 1.60% | ¥236,272 | ¥56,705,214 | ¥8,205,214 |
| 20 | 1.70% | ¥238,522 | ¥57,245,336 | ¥8,745,336 |
| 20 | 1.80% | ¥240,786 | ¥57,788,648 | ¥9,288,648 |
| 20 | 1.90% | ¥243,063 | ¥58,335,144 | ¥9,835,144 |
| 20 | 2.00% | ¥245,353 | ¥58,884,820 | ¥10,384,820 |
| 20 | 2.10% | ¥247,657 | ¥59,437,670 | ¥10,937,670 |
| 20 | 2.20% | ¥249,974 | ¥59,993,689 | ¥11,493,689 |
| 20 | 2.30% | ¥252,304 | ¥60,552,870 | ¥12,052,870 |
| 20 | 2.40% | ¥254,647 | ¥61,115,208 | ¥12,615,208 |
| 20 | 2.50% | ¥257,003 | ¥61,680,697 | ¥13,180,697 |
| 20 | 2.60% | ¥259,372 | ¥62,249,329 | ¥13,749,329 |
| 20 | 2.70% | ¥261,755 | ¥62,821,099 | ¥14,321,099 |
| 20 | 2.80% | ¥264,150 | ¥63,395,999 | ¥14,895,999 |
| 20 | 2.90% | ¥266,558 | ¥63,974,022 | ¥15,474,022 |
| 20 | 3.00% | ¥268,980 | ¥64,555,160 | ¥16,055,160 |
4850万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥283,916 | ¥51,104,933 | ¥2,604,933 |
| 15 | 0.80% | ¥286,024 | ¥51,484,332 | ¥2,984,332 |
| 15 | 0.90% | ¥288,142 | ¥51,865,545 | ¥3,365,545 |
| 15 | 1.00% | ¥290,270 | ¥52,248,571 | ¥3,748,571 |
| 15 | 1.10% | ¥292,408 | ¥52,633,410 | ¥4,133,410 |
| 15 | 1.20% | ¥294,556 | ¥53,020,060 | ¥4,520,060 |
| 15 | 1.30% | ¥296,714 | ¥53,408,520 | ¥4,908,520 |
| 15 | 1.40% | ¥298,882 | ¥53,798,789 | ¥5,298,789 |
| 15 | 1.50% | ¥301,060 | ¥54,190,866 | ¥5,690,866 |
| 15 | 1.60% | ¥303,249 | ¥54,584,748 | ¥6,084,748 |
| 15 | 1.70% | ¥305,447 | ¥54,980,436 | ¥6,480,436 |
| 15 | 1.80% | ¥307,655 | ¥55,377,926 | ¥6,877,926 |
| 15 | 1.90% | ¥309,873 | ¥55,777,218 | ¥7,277,218 |
| 15 | 2.00% | ¥312,102 | ¥56,178,310 | ¥7,678,310 |
| 15 | 2.10% | ¥314,340 | ¥56,581,199 | ¥8,081,199 |
| 15 | 2.20% | ¥316,588 | ¥56,985,885 | ¥8,485,885 |
| 15 | 2.30% | ¥318,846 | ¥57,392,364 | ¥8,892,364 |
| 15 | 2.40% | ¥321,115 | ¥57,800,636 | ¥9,300,636 |
| 15 | 2.50% | ¥323,393 | ¥58,210,698 | ¥9,710,698 |
| 15 | 2.60% | ¥325,681 | ¥58,622,547 | ¥10,122,547 |
| 15 | 2.70% | ¥327,979 | ¥59,036,183 | ¥10,536,183 |
| 15 | 2.80% | ¥330,287 | ¥59,451,601 | ¥10,951,601 |
| 15 | 2.90% | ¥332,604 | ¥59,868,800 | ¥11,368,800 |
| 15 | 3.00% | ¥334,932 | ¥60,287,777 | ¥11,787,777 |
4850万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥418,595 | ¥50,231,441 | ¥1,731,441 |
| 10 | 0.80% | ¥420,684 | ¥50,482,020 | ¥1,982,020 |
| 10 | 0.90% | ¥422,778 | ¥50,733,406 | ¥2,233,406 |
| 10 | 1.00% | ¥424,880 | ¥50,985,599 | ¥2,485,599 |
| 10 | 1.10% | ¥426,988 | ¥51,238,598 | ¥2,738,598 |
| 10 | 1.20% | ¥429,103 | ¥51,492,403 | ¥2,992,403 |
| 10 | 1.30% | ¥431,225 | ¥51,747,014 | ¥3,247,014 |
| 10 | 1.40% | ¥433,354 | ¥52,002,431 | ¥3,502,431 |
| 10 | 1.50% | ¥435,489 | ¥52,258,653 | ¥3,758,653 |
| 10 | 1.60% | ¥437,631 | ¥52,515,680 | ¥4,015,680 |
| 10 | 1.70% | ¥439,779 | ¥52,773,511 | ¥4,273,511 |
| 10 | 1.80% | ¥441,935 | ¥53,032,147 | ¥4,532,147 |
| 10 | 1.90% | ¥444,097 | ¥53,291,587 | ¥4,791,587 |
| 10 | 2.00% | ¥446,265 | ¥53,551,830 | ¥5,051,830 |
| 10 | 2.10% | ¥448,441 | ¥53,812,876 | ¥5,312,876 |
| 10 | 2.20% | ¥450,623 | ¥54,074,725 | ¥5,574,725 |
| 10 | 2.30% | ¥452,811 | ¥54,337,376 | ¥5,837,376 |
| 10 | 2.40% | ¥455,007 | ¥54,600,829 | ¥6,100,829 |
| 10 | 2.50% | ¥457,209 | ¥54,865,083 | ¥6,365,083 |
| 10 | 2.60% | ¥459,418 | ¥55,130,137 | ¥6,630,137 |
| 10 | 2.70% | ¥461,633 | ¥55,395,992 | ¥6,895,992 |
| 10 | 2.80% | ¥463,855 | ¥55,662,647 | ¥7,162,647 |
| 10 | 2.90% | ¥466,084 | ¥55,930,101 | ¥7,430,101 |
| 10 | 3.00% | ¥468,320 | ¥56,198,353 | ¥7,698,353 |
