4850万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4850万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4850万円の住宅ローン|期間・年数別
4850万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥95,826 |
¥57,495,597 |
¥8,995,597 |
| 50 |
0.80% |
¥98,101 |
¥58,860,900 |
¥10,360,900 |
| 50 |
0.90% |
¥100,410 |
¥60,246,070 |
¥11,746,070 |
| 50 |
1.00% |
¥102,752 |
¥61,651,021 |
¥13,151,021 |
| 50 |
1.10% |
¥105,126 |
¥63,075,658 |
¥14,575,658 |
| 50 |
1.20% |
¥107,533 |
¥64,519,876 |
¥16,019,876 |
| 50 |
1.30% |
¥109,973 |
¥65,983,560 |
¥17,483,560 |
| 50 |
1.40% |
¥112,444 |
¥67,466,589 |
¥18,966,589 |
| 50 |
1.50% |
¥114,948 |
¥68,968,831 |
¥20,468,831 |
| 50 |
1.60% |
¥117,484 |
¥70,490,146 |
¥21,990,146 |
| 50 |
1.70% |
¥120,051 |
¥72,030,388 |
¥23,530,388 |
| 50 |
1.80% |
¥122,649 |
¥73,589,399 |
¥25,089,399 |
| 50 |
1.90% |
¥125,278 |
¥75,167,018 |
¥26,667,018 |
| 50 |
2.00% |
¥127,938 |
¥76,763,073 |
¥28,263,073 |
| 50 |
2.10% |
¥130,629 |
¥78,377,388 |
¥29,877,388 |
| 50 |
2.20% |
¥133,350 |
¥80,009,777 |
¥31,509,777 |
| 50 |
2.30% |
¥136,100 |
¥81,660,050 |
¥33,160,050 |
| 50 |
2.40% |
¥138,880 |
¥83,328,010 |
¥34,828,010 |
| 50 |
2.50% |
¥141,689 |
¥85,013,453 |
¥36,513,453 |
| 50 |
2.60% |
¥144,527 |
¥86,716,172 |
¥38,216,172 |
| 50 |
2.70% |
¥147,393 |
¥88,435,953 |
¥39,935,953 |
| 50 |
2.80% |
¥150,288 |
¥90,172,576 |
¥41,672,576 |
| 50 |
2.90% |
¥153,210 |
¥91,925,818 |
¥43,425,818 |
| 50 |
3.00% |
¥156,159 |
¥93,695,452 |
¥45,195,452 |
4850万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥104,728 |
¥56,553,151 |
¥8,053,151 |
| 45 |
0.80% |
¥106,979 |
¥57,768,664 |
¥9,268,664 |
| 45 |
0.90% |
¥109,260 |
¥59,000,318 |
¥10,500,318 |
| 45 |
1.00% |
¥111,570 |
¥60,248,057 |
¥11,748,057 |
| 45 |
1.10% |
¥113,911 |
¥61,511,816 |
¥13,011,816 |
| 45 |
1.20% |
¥116,281 |
¥62,791,527 |
¥14,291,527 |
| 45 |
1.30% |
¥118,680 |
¥64,087,114 |
¥15,587,114 |
| 45 |
1.40% |
¥121,108 |
¥65,398,495 |
¥16,898,495 |
| 45 |
1.50% |
¥123,566 |
¥66,725,583 |
¥18,225,583 |
| 45 |
1.60% |
¥126,052 |
¥68,068,284 |
¥19,568,284 |
| 45 |
1.70% |
¥128,568 |
¥69,426,501 |
¥20,926,501 |
| 45 |
1.80% |
¥131,111 |
¥70,800,129 |
¥22,300,129 |
| 45 |
1.90% |
¥133,683 |
¥72,189,059 |
¥23,689,059 |
| 45 |
2.00% |
¥136,284 |
¥73,593,177 |
¥25,093,177 |
| 45 |
2.10% |
¥138,912 |
¥75,012,363 |
¥26,512,363 |
| 45 |
2.20% |
¥141,568 |
¥76,446,494 |
¥27,946,494 |
| 45 |
2.30% |
¥144,251 |
¥77,895,439 |
¥29,395,439 |
| 45 |
2.40% |
¥146,961 |
¥79,359,067 |
¥30,859,067 |
| 45 |
2.50% |
¥149,699 |
¥80,837,239 |
¥32,337,239 |
| 45 |
2.60% |
¥152,463 |
¥82,329,814 |
¥33,829,814 |
| 45 |
2.70% |
¥155,253 |
¥83,836,646 |
¥35,336,646 |
| 45 |
2.80% |
¥158,070 |
¥85,357,585 |
¥36,857,585 |
| 45 |
2.90% |
¥160,912 |
¥86,892,479 |
¥38,392,479 |
| 45 |
3.00% |
¥163,780 |
¥88,441,170 |
¥39,941,170 |
4850万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥115,876 |
¥55,620,506 |
¥7,120,506 |
| 40 |
0.80% |
¥118,102 |
¥56,689,190 |
¥8,189,190 |
| 40 |
0.90% |
¥120,356 |
¥57,770,662 |
¥9,270,662 |
| 40 |
1.00% |
¥122,635 |
¥58,864,887 |
¥10,364,887 |
| 40 |
1.10% |
¥124,941 |
¥59,971,824 |
¥11,471,824 |
| 40 |
1.20% |
¥127,274 |
¥61,091,430 |
¥12,591,430 |
| 40 |
1.30% |
¥129,633 |
¥62,223,655 |
¥13,723,655 |
| 40 |
1.40% |
¥132,018 |
¥63,368,450 |
¥14,868,450 |
| 40 |
1.50% |
¥134,429 |
¥64,525,758 |
¥16,025,758 |
| 40 |
1.60% |
¥136,866 |
¥65,695,520 |
¥17,195,520 |
| 40 |
1.70% |
¥139,328 |
¥66,877,674 |
¥18,377,674 |
| 40 |
1.80% |
¥141,817 |
¥68,072,154 |
¥19,572,154 |
| 40 |
1.90% |
¥144,331 |
¥69,278,890 |
¥20,778,890 |
| 40 |
2.00% |
¥146,870 |
¥70,497,809 |
¥21,997,809 |
| 40 |
2.10% |
¥149,435 |
¥71,728,835 |
¥23,228,835 |
| 40 |
2.20% |
¥152,025 |
¥72,971,888 |
¥24,471,888 |
| 40 |
2.30% |
¥154,639 |
¥74,226,886 |
¥25,726,886 |
| 40 |
2.40% |
¥157,279 |
¥75,493,743 |
¥26,993,743 |
| 40 |
2.50% |
¥159,942 |
¥76,772,371 |
¥28,272,371 |
| 40 |
2.60% |
¥162,631 |
¥78,062,678 |
¥29,562,678 |
| 40 |
2.70% |
¥165,343 |
¥79,364,570 |
¥30,864,570 |
| 40 |
2.80% |
¥168,079 |
¥80,677,950 |
¥32,177,950 |
| 40 |
2.90% |
¥170,839 |
¥82,002,719 |
¥33,502,719 |
| 40 |
3.00% |
¥173,622 |
¥83,338,773 |
¥34,838,773 |
4850万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥130,233 |
¥54,697,683 |
¥6,197,683 |
| 35 |
0.80% |
¥132,435 |
¥55,622,513 |
¥7,122,513 |
| 35 |
0.90% |
¥134,660 |
¥56,557,158 |
¥8,057,158 |
| 35 |
1.00% |
¥136,909 |
¥57,501,597 |
¥9,001,597 |
| 35 |
1.10% |
¥139,180 |
¥58,455,805 |
¥9,955,805 |
| 35 |
1.20% |
¥141,476 |
¥59,419,756 |
¥10,919,756 |
| 35 |
1.30% |
¥143,794 |
¥60,393,421 |
¥11,893,421 |
| 35 |
1.40% |
¥146,135 |
¥61,376,770 |
¥12,876,770 |
| 35 |
1.50% |
¥148,499 |
¥62,369,770 |
¥13,869,770 |
| 35 |
1.60% |
¥150,887 |
¥63,372,386 |
¥14,872,386 |
| 35 |
1.70% |
¥153,297 |
¥64,384,580 |
¥15,884,580 |
| 35 |
1.80% |
¥155,729 |
¥65,406,313 |
¥16,906,313 |
| 35 |
1.90% |
¥158,185 |
¥66,437,543 |
¥17,937,543 |
| 35 |
2.00% |
¥160,662 |
¥67,478,226 |
¥18,978,226 |
| 35 |
2.10% |
¥163,163 |
¥68,528,317 |
¥20,028,317 |
| 35 |
2.20% |
¥165,685 |
¥69,587,768 |
¥21,087,768 |
| 35 |
2.30% |
¥168,230 |
¥70,656,530 |
¥22,156,530 |
| 35 |
2.40% |
¥170,797 |
¥71,734,550 |
¥23,234,550 |
| 35 |
2.50% |
¥173,385 |
¥72,821,775 |
¥24,321,775 |
| 35 |
2.60% |
¥175,996 |
¥73,918,151 |
¥25,418,151 |
| 35 |
2.70% |
¥178,628 |
¥75,023,619 |
¥26,523,619 |
| 35 |
2.80% |
¥181,281 |
¥76,138,121 |
¥27,638,121 |
| 35 |
2.90% |
¥183,956 |
¥77,261,597 |
¥28,761,597 |
| 35 |
3.00% |
¥186,652 |
¥78,393,984 |
¥29,893,984 |
4850万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥149,402 |
¥53,784,699 |
¥5,284,699 |
| 30 |
0.80% |
¥151,580 |
¥54,568,664 |
¥6,068,664 |
| 30 |
0.90% |
¥153,777 |
¥55,359,855 |
¥6,859,855 |
| 30 |
1.00% |
¥155,995 |
¥56,158,260 |
¥7,658,260 |
| 30 |
1.10% |
¥158,233 |
¥56,963,866 |
¥8,463,866 |
| 30 |
1.20% |
¥160,491 |
¥57,776,658 |
¥9,276,658 |
| 30 |
1.30% |
¥162,768 |
¥58,596,621 |
¥10,096,621 |
| 30 |
1.40% |
¥165,066 |
¥59,423,737 |
¥10,923,737 |
| 30 |
1.50% |
¥167,383 |
¥60,257,989 |
¥11,757,989 |
| 30 |
1.60% |
¥169,720 |
¥61,099,357 |
¥12,599,357 |
| 30 |
1.70% |
¥172,077 |
¥61,947,820 |
¥13,447,820 |
| 30 |
1.80% |
¥174,454 |
¥62,803,357 |
¥14,303,357 |
| 30 |
1.90% |
¥176,850 |
¥63,665,945 |
¥15,165,945 |
| 30 |
2.00% |
¥179,265 |
¥64,535,560 |
¥16,035,560 |
| 30 |
2.10% |
¥181,700 |
¥65,412,176 |
¥16,912,176 |
| 30 |
2.20% |
¥184,155 |
¥66,295,767 |
¥17,795,767 |
| 30 |
2.30% |
¥186,629 |
¥67,186,305 |
¥18,686,305 |
| 30 |
2.40% |
¥189,122 |
¥68,083,763 |
¥19,583,763 |
| 30 |
2.50% |
¥191,634 |
¥68,988,109 |
¥20,488,109 |
| 30 |
2.60% |
¥194,165 |
¥69,899,314 |
¥21,399,314 |
| 30 |
2.70% |
¥196,715 |
¥70,817,345 |
¥22,317,345 |
| 30 |
2.80% |
¥199,284 |
¥71,742,170 |
¥23,242,170 |
| 30 |
2.90% |
¥201,872 |
¥72,673,755 |
¥24,173,755 |
| 30 |
3.00% |
¥204,478 |
¥73,612,064 |
¥25,112,064 |
4850万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥176,272 |
¥52,881,571 |
¥4,381,571 |
| 25 |
0.80% |
¥178,426 |
¥53,527,670 |
¥5,027,670 |
| 25 |
0.90% |
¥180,596 |
¥54,178,796 |
¥5,678,796 |
| 25 |
1.00% |
¥182,783 |
¥54,834,942 |
¥6,334,942 |
| 25 |
1.10% |
¥184,987 |
¥55,496,103 |
¥6,996,103 |
| 25 |
1.20% |
¥187,208 |
¥56,162,271 |
¥7,662,271 |
| 25 |
1.30% |
¥189,445 |
¥56,833,438 |
¥8,333,438 |
| 25 |
1.40% |
¥191,699 |
¥57,509,596 |
¥9,009,596 |
| 25 |
1.50% |
¥193,969 |
¥58,190,735 |
¥9,690,735 |
| 25 |
1.60% |
¥196,256 |
¥58,876,848 |
¥10,376,848 |
| 25 |
1.70% |
¥198,560 |
¥59,567,922 |
¥11,067,922 |
| 25 |
1.80% |
¥200,880 |
¥60,263,947 |
¥11,763,947 |
| 25 |
1.90% |
¥203,216 |
¥60,964,913 |
¥12,464,913 |
| 25 |
2.00% |
¥205,569 |
¥61,670,806 |
¥13,170,806 |
| 25 |
2.10% |
¥207,939 |
¥62,381,615 |
¥13,881,615 |
| 25 |
2.20% |
¥210,324 |
¥63,097,326 |
¥14,597,326 |
| 25 |
2.30% |
¥212,726 |
¥63,817,926 |
¥15,317,926 |
| 25 |
2.40% |
¥215,145 |
¥64,543,401 |
¥16,043,401 |
| 25 |
2.50% |
¥217,579 |
¥65,273,735 |
¥16,773,735 |
| 25 |
2.60% |
¥220,030 |
¥66,008,913 |
¥17,508,913 |
| 25 |
2.70% |
¥222,496 |
¥66,748,920 |
¥18,248,920 |
| 25 |
2.80% |
¥224,979 |
¥67,493,740 |
¥18,993,740 |
| 25 |
2.90% |
¥227,478 |
¥68,243,354 |
¥19,743,354 |
| 25 |
3.00% |
¥229,992 |
¥68,997,746 |
¥20,497,746 |
4850万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥216,618 |
¥51,988,312 |
¥3,488,312 |
| 20 |
0.80% |
¥218,748 |
¥52,499,553 |
¥3,999,553 |
| 20 |
0.90% |
¥220,892 |
¥53,014,016 |
¥4,514,016 |
| 20 |
1.00% |
¥223,049 |
¥53,531,697 |
¥5,031,697 |
| 20 |
1.10% |
¥225,219 |
¥54,052,595 |
¥5,552,595 |
| 20 |
1.20% |
¥227,403 |
¥54,576,707 |
¥6,076,707 |
| 20 |
1.30% |
¥229,600 |
¥55,104,028 |
¥6,604,028 |
| 20 |
1.40% |
¥231,811 |
¥55,634,556 |
¥7,134,556 |
| 20 |
1.50% |
¥234,035 |
¥56,168,286 |
¥7,668,286 |
| 20 |
1.60% |
¥236,272 |
¥56,705,214 |
¥8,205,214 |
| 20 |
1.70% |
¥238,522 |
¥57,245,336 |
¥8,745,336 |
| 20 |
1.80% |
¥240,786 |
¥57,788,648 |
¥9,288,648 |
| 20 |
1.90% |
¥243,063 |
¥58,335,144 |
¥9,835,144 |
| 20 |
2.00% |
¥245,353 |
¥58,884,820 |
¥10,384,820 |
| 20 |
2.10% |
¥247,657 |
¥59,437,670 |
¥10,937,670 |
| 20 |
2.20% |
¥249,974 |
¥59,993,689 |
¥11,493,689 |
| 20 |
2.30% |
¥252,304 |
¥60,552,870 |
¥12,052,870 |
| 20 |
2.40% |
¥254,647 |
¥61,115,208 |
¥12,615,208 |
| 20 |
2.50% |
¥257,003 |
¥61,680,697 |
¥13,180,697 |
| 20 |
2.60% |
¥259,372 |
¥62,249,329 |
¥13,749,329 |
| 20 |
2.70% |
¥261,755 |
¥62,821,099 |
¥14,321,099 |
| 20 |
2.80% |
¥264,150 |
¥63,395,999 |
¥14,895,999 |
| 20 |
2.90% |
¥266,558 |
¥63,974,022 |
¥15,474,022 |
| 20 |
3.00% |
¥268,980 |
¥64,555,160 |
¥16,055,160 |
4850万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥283,916 |
¥51,104,933 |
¥2,604,933 |
| 15 |
0.80% |
¥286,024 |
¥51,484,332 |
¥2,984,332 |
| 15 |
0.90% |
¥288,142 |
¥51,865,545 |
¥3,365,545 |
| 15 |
1.00% |
¥290,270 |
¥52,248,571 |
¥3,748,571 |
| 15 |
1.10% |
¥292,408 |
¥52,633,410 |
¥4,133,410 |
| 15 |
1.20% |
¥294,556 |
¥53,020,060 |
¥4,520,060 |
| 15 |
1.30% |
¥296,714 |
¥53,408,520 |
¥4,908,520 |
| 15 |
1.40% |
¥298,882 |
¥53,798,789 |
¥5,298,789 |
| 15 |
1.50% |
¥301,060 |
¥54,190,866 |
¥5,690,866 |
| 15 |
1.60% |
¥303,249 |
¥54,584,748 |
¥6,084,748 |
| 15 |
1.70% |
¥305,447 |
¥54,980,436 |
¥6,480,436 |
| 15 |
1.80% |
¥307,655 |
¥55,377,926 |
¥6,877,926 |
| 15 |
1.90% |
¥309,873 |
¥55,777,218 |
¥7,277,218 |
| 15 |
2.00% |
¥312,102 |
¥56,178,310 |
¥7,678,310 |
| 15 |
2.10% |
¥314,340 |
¥56,581,199 |
¥8,081,199 |
| 15 |
2.20% |
¥316,588 |
¥56,985,885 |
¥8,485,885 |
| 15 |
2.30% |
¥318,846 |
¥57,392,364 |
¥8,892,364 |
| 15 |
2.40% |
¥321,115 |
¥57,800,636 |
¥9,300,636 |
| 15 |
2.50% |
¥323,393 |
¥58,210,698 |
¥9,710,698 |
| 15 |
2.60% |
¥325,681 |
¥58,622,547 |
¥10,122,547 |
| 15 |
2.70% |
¥327,979 |
¥59,036,183 |
¥10,536,183 |
| 15 |
2.80% |
¥330,287 |
¥59,451,601 |
¥10,951,601 |
| 15 |
2.90% |
¥332,604 |
¥59,868,800 |
¥11,368,800 |
| 15 |
3.00% |
¥334,932 |
¥60,287,777 |
¥11,787,777 |
4850万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥418,595 |
¥50,231,441 |
¥1,731,441 |
| 10 |
0.80% |
¥420,684 |
¥50,482,020 |
¥1,982,020 |
| 10 |
0.90% |
¥422,778 |
¥50,733,406 |
¥2,233,406 |
| 10 |
1.00% |
¥424,880 |
¥50,985,599 |
¥2,485,599 |
| 10 |
1.10% |
¥426,988 |
¥51,238,598 |
¥2,738,598 |
| 10 |
1.20% |
¥429,103 |
¥51,492,403 |
¥2,992,403 |
| 10 |
1.30% |
¥431,225 |
¥51,747,014 |
¥3,247,014 |
| 10 |
1.40% |
¥433,354 |
¥52,002,431 |
¥3,502,431 |
| 10 |
1.50% |
¥435,489 |
¥52,258,653 |
¥3,758,653 |
| 10 |
1.60% |
¥437,631 |
¥52,515,680 |
¥4,015,680 |
| 10 |
1.70% |
¥439,779 |
¥52,773,511 |
¥4,273,511 |
| 10 |
1.80% |
¥441,935 |
¥53,032,147 |
¥4,532,147 |
| 10 |
1.90% |
¥444,097 |
¥53,291,587 |
¥4,791,587 |
| 10 |
2.00% |
¥446,265 |
¥53,551,830 |
¥5,051,830 |
| 10 |
2.10% |
¥448,441 |
¥53,812,876 |
¥5,312,876 |
| 10 |
2.20% |
¥450,623 |
¥54,074,725 |
¥5,574,725 |
| 10 |
2.30% |
¥452,811 |
¥54,337,376 |
¥5,837,376 |
| 10 |
2.40% |
¥455,007 |
¥54,600,829 |
¥6,100,829 |
| 10 |
2.50% |
¥457,209 |
¥54,865,083 |
¥6,365,083 |
| 10 |
2.60% |
¥459,418 |
¥55,130,137 |
¥6,630,137 |
| 10 |
2.70% |
¥461,633 |
¥55,395,992 |
¥6,895,992 |
| 10 |
2.80% |
¥463,855 |
¥55,662,647 |
¥7,162,647 |
| 10 |
2.90% |
¥466,084 |
¥55,930,101 |
¥7,430,101 |
| 10 |
3.00% |
¥468,320 |
¥56,198,353 |
¥7,698,353 |