4870万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4870万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4870万円の住宅ローン｜期間・年数別
4870万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥96,221 |
¥57,732,693 |
¥9,032,693 |
| 50 |
0.80% |
¥98,506 |
¥59,103,625 |
¥10,403,625 |
| 50 |
0.90% |
¥100,824 |
¥60,494,507 |
¥11,794,507 |
| 50 |
1.00% |
¥103,175 |
¥61,905,252 |
¥13,205,252 |
| 50 |
1.10% |
¥105,560 |
¥63,335,764 |
¥14,635,764 |
| 50 |
1.20% |
¥107,977 |
¥64,785,937 |
¥16,085,937 |
| 50 |
1.30% |
¥110,426 |
¥66,255,658 |
¥17,555,658 |
| 50 |
1.40% |
¥112,908 |
¥67,744,802 |
¥19,044,802 |
| 50 |
1.50% |
¥115,422 |
¥69,253,239 |
¥20,553,239 |
| 50 |
1.60% |
¥117,968 |
¥70,780,827 |
¥22,080,827 |
| 50 |
1.70% |
¥120,546 |
¥72,327,420 |
¥23,627,420 |
| 50 |
1.80% |
¥123,155 |
¥73,892,860 |
¥25,192,860 |
| 50 |
1.90% |
¥125,795 |
¥75,476,985 |
¥26,776,985 |
| 50 |
2.00% |
¥128,466 |
¥77,079,622 |
¥28,379,622 |
| 50 |
2.10% |
¥131,168 |
¥78,700,593 |
¥30,000,593 |
| 50 |
2.20% |
¥133,900 |
¥80,339,714 |
¥31,639,714 |
| 50 |
2.30% |
¥136,661 |
¥81,996,792 |
¥33,296,792 |
| 50 |
2.40% |
¥139,453 |
¥83,671,630 |
¥34,971,630 |
| 50 |
2.50% |
¥142,273 |
¥85,364,024 |
¥36,664,024 |
| 50 |
2.60% |
¥145,123 |
¥87,073,765 |
¥38,373,765 |
| 50 |
2.70% |
¥148,001 |
¥88,800,637 |
¥40,100,637 |
| 50 |
2.80% |
¥150,907 |
¥90,544,422 |
¥41,844,422 |
| 50 |
2.90% |
¥153,841 |
¥92,304,894 |
¥43,604,894 |
| 50 |
3.00% |
¥156,803 |
¥94,081,825 |
¥45,381,825 |
4870万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥105,160 |
¥56,786,360 |
¥8,086,360 |
| 45 |
0.80% |
¥107,420 |
¥58,006,885 |
¥9,306,885 |
| 45 |
0.90% |
¥109,710 |
¥59,243,618 |
¥10,543,618 |
| 45 |
1.00% |
¥112,031 |
¥60,496,502 |
¥11,796,502 |
| 45 |
1.10% |
¥114,381 |
¥61,765,473 |
¥13,065,473 |
| 45 |
1.20% |
¥116,760 |
¥63,050,461 |
¥14,350,461 |
| 45 |
1.30% |
¥119,169 |
¥64,351,391 |
¥15,651,391 |
| 45 |
1.40% |
¥121,608 |
¥65,668,179 |
¥16,968,179 |
| 45 |
1.50% |
¥124,075 |
¥67,000,740 |
¥18,300,740 |
| 45 |
1.60% |
¥126,572 |
¥68,348,978 |
¥19,648,978 |
| 45 |
1.70% |
¥129,098 |
¥69,712,796 |
¥21,012,796 |
| 45 |
1.80% |
¥131,652 |
¥71,092,088 |
¥22,392,088 |
| 45 |
1.90% |
¥134,235 |
¥72,486,746 |
¥23,786,746 |
| 45 |
2.00% |
¥136,846 |
¥73,896,654 |
¥25,196,654 |
| 45 |
2.10% |
¥139,485 |
¥75,321,692 |
¥26,621,692 |
| 45 |
2.20% |
¥142,151 |
¥76,761,737 |
¥28,061,737 |
| 45 |
2.30% |
¥144,846 |
¥78,216,658 |
¥29,516,658 |
| 45 |
2.40% |
¥147,567 |
¥79,686,321 |
¥30,986,321 |
| 45 |
2.50% |
¥150,316 |
¥81,170,589 |
¥32,470,589 |
| 45 |
2.60% |
¥153,091 |
¥82,669,318 |
¥33,969,318 |
| 45 |
2.70% |
¥155,893 |
¥84,182,364 |
¥35,482,364 |
| 45 |
2.80% |
¥158,721 |
¥85,709,575 |
¥37,009,575 |
| 45 |
2.90% |
¥161,576 |
¥87,250,798 |
¥38,550,798 |
| 45 |
3.00% |
¥164,455 |
¥88,805,876 |
¥40,105,876 |
4870万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥116,354 |
¥55,849,869 |
¥7,149,869 |
| 40 |
0.80% |
¥118,589 |
¥56,922,960 |
¥8,222,960 |
| 40 |
0.90% |
¥120,852 |
¥58,008,892 |
¥9,308,892 |
| 40 |
1.00% |
¥123,141 |
¥59,107,629 |
¥10,407,629 |
| 40 |
1.10% |
¥125,457 |
¥60,219,131 |
¥11,519,131 |
| 40 |
1.20% |
¥127,799 |
¥61,343,353 |
¥12,643,353 |
| 40 |
1.30% |
¥130,167 |
¥62,480,248 |
¥13,780,248 |
| 40 |
1.40% |
¥132,562 |
¥63,629,763 |
¥14,929,763 |
| 40 |
1.50% |
¥134,983 |
¥64,791,843 |
¥16,091,843 |
| 40 |
1.60% |
¥137,430 |
¥65,966,430 |
¥17,266,430 |
| 40 |
1.70% |
¥139,903 |
¥67,153,458 |
¥18,453,458 |
| 40 |
1.80% |
¥142,402 |
¥68,352,864 |
¥19,652,864 |
| 40 |
1.90% |
¥144,926 |
¥69,564,576 |
¥20,864,576 |
| 40 |
2.00% |
¥147,476 |
¥70,788,521 |
¥22,088,521 |
| 40 |
2.10% |
¥150,051 |
¥72,024,624 |
¥23,324,624 |
| 40 |
2.20% |
¥152,652 |
¥73,272,803 |
¥24,572,803 |
| 40 |
2.30% |
¥155,277 |
¥74,532,976 |
¥25,832,976 |
| 40 |
2.40% |
¥157,927 |
¥75,805,058 |
¥27,105,058 |
| 40 |
2.50% |
¥160,602 |
¥77,088,958 |
¥28,388,958 |
| 40 |
2.60% |
¥163,301 |
¥78,384,586 |
¥29,684,586 |
| 40 |
2.70% |
¥166,025 |
¥79,691,847 |
¥30,991,847 |
| 40 |
2.80% |
¥168,772 |
¥81,010,643 |
¥32,310,643 |
| 40 |
2.90% |
¥171,543 |
¥82,340,874 |
¥33,640,874 |
| 40 |
3.00% |
¥174,338 |
¥83,682,438 |
¥34,982,438 |
4870万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥130,770 |
¥54,923,240 |
¥6,223,240 |
| 35 |
0.80% |
¥132,981 |
¥55,851,884 |
¥7,151,884 |
| 35 |
0.90% |
¥135,215 |
¥56,790,384 |
¥8,090,384 |
| 35 |
1.00% |
¥137,473 |
¥57,738,717 |
¥9,038,717 |
| 35 |
1.10% |
¥139,754 |
¥58,696,860 |
¥9,996,860 |
| 35 |
1.20% |
¥142,059 |
¥59,664,785 |
¥10,964,785 |
| 35 |
1.30% |
¥144,387 |
¥60,642,466 |
¥11,942,466 |
| 35 |
1.40% |
¥146,738 |
¥61,629,870 |
¥12,929,870 |
| 35 |
1.50% |
¥149,112 |
¥62,626,965 |
¥13,926,965 |
| 35 |
1.60% |
¥151,509 |
¥63,633,716 |
¥14,933,716 |
| 35 |
1.70% |
¥153,929 |
¥64,650,084 |
¥15,950,084 |
| 35 |
1.80% |
¥156,371 |
¥65,676,030 |
¥16,976,030 |
| 35 |
1.90% |
¥158,837 |
¥66,711,512 |
¥18,011,512 |
| 35 |
2.00% |
¥161,325 |
¥67,756,487 |
¥19,056,487 |
| 35 |
2.10% |
¥163,835 |
¥68,810,908 |
¥20,110,908 |
| 35 |
2.20% |
¥166,368 |
¥69,874,728 |
¥21,174,728 |
| 35 |
2.30% |
¥168,924 |
¥70,947,897 |
¥22,247,897 |
| 35 |
2.40% |
¥171,501 |
¥72,030,363 |
¥23,330,363 |
| 35 |
2.50% |
¥174,100 |
¥73,122,071 |
¥24,422,071 |
| 35 |
2.60% |
¥176,721 |
¥74,222,968 |
¥25,522,968 |
| 35 |
2.70% |
¥179,364 |
¥75,332,995 |
¥26,632,995 |
| 35 |
2.80% |
¥182,029 |
¥76,452,093 |
¥27,752,093 |
| 35 |
2.90% |
¥184,715 |
¥77,580,201 |
¥28,880,201 |
| 35 |
3.00% |
¥187,422 |
¥78,717,258 |
¥30,017,258 |
4870万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥150,018 |
¥54,006,492 |
¥5,306,492 |
| 30 |
0.80% |
¥152,205 |
¥54,793,690 |
¥6,093,690 |
| 30 |
0.90% |
¥154,412 |
¥55,588,143 |
¥6,888,143 |
| 30 |
1.00% |
¥156,638 |
¥56,389,841 |
¥7,689,841 |
| 30 |
1.10% |
¥158,885 |
¥57,198,769 |
¥8,498,769 |
| 30 |
1.20% |
¥161,153 |
¥58,014,912 |
¥9,314,912 |
| 30 |
1.30% |
¥163,440 |
¥58,838,256 |
¥10,138,256 |
| 30 |
1.40% |
¥165,747 |
¥59,668,783 |
¥10,968,783 |
| 30 |
1.50% |
¥168,074 |
¥60,506,475 |
¥11,806,475 |
| 30 |
1.60% |
¥170,420 |
¥61,351,313 |
¥12,651,313 |
| 30 |
1.70% |
¥172,787 |
¥62,203,275 |
¥13,503,275 |
| 30 |
1.80% |
¥175,173 |
¥63,062,340 |
¥14,362,340 |
| 30 |
1.90% |
¥177,579 |
¥63,928,485 |
¥15,228,485 |
| 30 |
2.00% |
¥180,005 |
¥64,801,686 |
¥16,101,686 |
| 30 |
2.10% |
¥182,450 |
¥65,681,917 |
¥16,981,917 |
| 30 |
2.20% |
¥184,914 |
¥66,569,152 |
¥17,869,152 |
| 30 |
2.30% |
¥187,398 |
¥67,463,362 |
¥18,763,362 |
| 30 |
2.40% |
¥189,901 |
¥68,364,520 |
¥19,664,520 |
| 30 |
2.50% |
¥192,424 |
¥69,272,596 |
¥20,572,596 |
| 30 |
2.60% |
¥194,965 |
¥70,187,558 |
¥21,487,558 |
| 30 |
2.70% |
¥197,526 |
¥71,109,375 |
¥22,409,375 |
| 30 |
2.80% |
¥200,106 |
¥72,038,014 |
¥23,338,014 |
| 30 |
2.90% |
¥202,704 |
¥72,973,440 |
¥24,273,440 |
| 30 |
3.00% |
¥205,321 |
¥73,915,619 |
¥25,215,619 |
4870万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥176,999 |
¥53,099,640 |
¥4,399,640 |
| 25 |
0.80% |
¥179,161 |
¥53,748,403 |
¥5,048,403 |
| 25 |
0.90% |
¥181,341 |
¥54,402,213 |
¥5,702,213 |
| 25 |
1.00% |
¥183,537 |
¥55,061,066 |
¥6,361,066 |
| 25 |
1.10% |
¥185,750 |
¥55,724,953 |
¥7,024,953 |
| 25 |
1.20% |
¥187,980 |
¥56,393,868 |
¥7,693,868 |
| 25 |
1.30% |
¥190,226 |
¥57,067,802 |
¥8,367,802 |
| 25 |
1.40% |
¥192,489 |
¥57,746,749 |
¥9,046,749 |
| 25 |
1.50% |
¥194,769 |
¥58,430,697 |
¥9,730,697 |
| 25 |
1.60% |
¥197,065 |
¥59,119,639 |
¥10,419,639 |
| 25 |
1.70% |
¥199,379 |
¥59,813,563 |
¥11,113,563 |
| 25 |
1.80% |
¥201,708 |
¥60,512,459 |
¥11,812,459 |
| 25 |
1.90% |
¥204,054 |
¥61,216,315 |
¥12,516,315 |
| 25 |
2.00% |
¥206,417 |
¥61,925,119 |
¥13,225,119 |
| 25 |
2.10% |
¥208,796 |
¥62,638,859 |
¥13,938,859 |
| 25 |
2.20% |
¥211,192 |
¥63,357,522 |
¥14,657,522 |
| 25 |
2.30% |
¥213,604 |
¥64,081,093 |
¥15,381,093 |
| 25 |
2.40% |
¥216,032 |
¥64,809,559 |
¥16,109,559 |
| 25 |
2.50% |
¥218,476 |
¥65,542,905 |
¥16,842,905 |
| 25 |
2.60% |
¥220,937 |
¥66,281,115 |
¥17,581,115 |
| 25 |
2.70% |
¥223,414 |
¥67,024,174 |
¥18,324,174 |
| 25 |
2.80% |
¥225,907 |
¥67,772,064 |
¥19,072,064 |
| 25 |
2.90% |
¥228,416 |
¥68,524,770 |
¥19,824,770 |
| 25 |
3.00% |
¥230,941 |
¥69,282,273 |
¥20,582,273 |
4870万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥217,511 |
¥52,202,697 |
¥3,502,697 |
| 20 |
0.80% |
¥219,650 |
¥52,716,046 |
¥4,016,046 |
| 20 |
0.90% |
¥221,803 |
¥53,232,630 |
¥4,532,630 |
| 20 |
1.00% |
¥223,969 |
¥53,752,447 |
¥5,052,447 |
| 20 |
1.10% |
¥226,148 |
¥54,275,493 |
¥5,575,493 |
| 20 |
1.20% |
¥228,341 |
¥54,801,765 |
¥6,101,765 |
| 20 |
1.30% |
¥230,547 |
¥55,331,261 |
¥6,631,261 |
| 20 |
1.40% |
¥232,767 |
¥55,863,976 |
¥7,163,976 |
| 20 |
1.50% |
¥235,000 |
¥56,399,907 |
¥7,699,907 |
| 20 |
1.60% |
¥237,246 |
¥56,939,050 |
¥8,239,050 |
| 20 |
1.70% |
¥239,506 |
¥57,481,400 |
¥8,781,400 |
| 20 |
1.80% |
¥241,779 |
¥58,026,952 |
¥9,326,952 |
| 20 |
1.90% |
¥244,065 |
¥58,575,702 |
¥9,875,702 |
| 20 |
2.00% |
¥246,365 |
¥59,127,644 |
¥10,427,644 |
| 20 |
2.10% |
¥248,678 |
¥59,682,774 |
¥10,982,774 |
| 20 |
2.20% |
¥251,005 |
¥60,241,085 |
¥11,541,085 |
| 20 |
2.30% |
¥253,344 |
¥60,802,573 |
¥12,102,573 |
| 20 |
2.40% |
¥255,697 |
¥61,367,230 |
¥12,667,230 |
| 20 |
2.50% |
¥258,063 |
¥61,935,050 |
¥13,235,050 |
| 20 |
2.60% |
¥260,442 |
¥62,506,028 |
¥13,806,028 |
| 20 |
2.70% |
¥262,834 |
¥63,080,155 |
¥14,380,155 |
| 20 |
2.80% |
¥265,239 |
¥63,657,426 |
¥14,957,426 |
| 20 |
2.90% |
¥267,658 |
¥64,237,832 |
¥15,537,832 |
| 20 |
3.00% |
¥270,089 |
¥64,821,367 |
¥16,121,367 |
4870万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥285,087 |
¥51,315,675 |
¥2,615,675 |
| 15 |
0.80% |
¥287,204 |
¥51,696,638 |
¥2,996,638 |
| 15 |
0.90% |
¥289,330 |
¥52,079,423 |
¥3,379,423 |
| 15 |
1.00% |
¥291,467 |
¥52,464,029 |
¥3,764,029 |
| 15 |
1.10% |
¥293,614 |
¥52,850,455 |
¥4,150,455 |
| 15 |
1.20% |
¥295,771 |
¥53,238,699 |
¥4,538,699 |
| 15 |
1.30% |
¥297,938 |
¥53,628,761 |
¥4,928,761 |
| 15 |
1.40% |
¥300,115 |
¥54,020,640 |
¥5,320,640 |
| 15 |
1.50% |
¥302,302 |
¥54,414,333 |
¥5,714,333 |
| 15 |
1.60% |
¥304,499 |
¥54,809,840 |
¥6,109,840 |
| 15 |
1.70% |
¥306,706 |
¥55,207,159 |
¥6,507,159 |
| 15 |
1.80% |
¥308,924 |
¥55,606,289 |
¥6,906,289 |
| 15 |
1.90% |
¥311,151 |
¥56,007,227 |
¥7,307,227 |
| 15 |
2.00% |
¥313,389 |
¥56,409,973 |
¥7,709,973 |
| 15 |
2.10% |
¥315,636 |
¥56,814,524 |
¥8,114,524 |
| 15 |
2.20% |
¥317,894 |
¥57,220,878 |
¥8,520,878 |
| 15 |
2.30% |
¥320,161 |
¥57,629,034 |
¥8,929,034 |
| 15 |
2.40% |
¥322,439 |
¥58,038,989 |
¥9,338,989 |
| 15 |
2.50% |
¥324,726 |
¥58,450,742 |
¥9,750,742 |
| 15 |
2.60% |
¥327,024 |
¥58,864,290 |
¥10,164,290 |
| 15 |
2.70% |
¥329,331 |
¥59,279,631 |
¥10,579,631 |
| 15 |
2.80% |
¥331,649 |
¥59,696,762 |
¥10,996,762 |
| 15 |
2.90% |
¥333,976 |
¥60,115,682 |
¥11,415,682 |
| 15 |
3.00% |
¥336,313 |
¥60,536,387 |
¥11,836,387 |
4870万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥420,322 |
¥50,438,581 |
¥1,738,581 |
| 10 |
0.80% |
¥422,418 |
¥50,690,193 |
¥1,990,193 |
| 10 |
0.90% |
¥424,522 |
¥50,942,616 |
¥2,242,616 |
| 10 |
1.00% |
¥426,632 |
¥51,195,849 |
¥2,495,849 |
| 10 |
1.10% |
¥428,749 |
¥51,449,891 |
¥2,749,891 |
| 10 |
1.20% |
¥430,873 |
¥51,704,743 |
¥3,004,743 |
| 10 |
1.30% |
¥433,003 |
¥51,960,404 |
¥3,260,404 |
| 10 |
1.40% |
¥435,141 |
¥52,216,874 |
¥3,516,874 |
| 10 |
1.50% |
¥437,285 |
¥52,474,152 |
¥3,774,152 |
| 10 |
1.60% |
¥439,435 |
¥52,732,239 |
¥4,032,239 |
| 10 |
1.70% |
¥441,593 |
¥52,991,134 |
¥4,291,134 |
| 10 |
1.80% |
¥443,757 |
¥53,250,837 |
¥4,550,837 |
| 10 |
1.90% |
¥445,928 |
¥53,511,346 |
¥4,811,346 |
| 10 |
2.00% |
¥448,106 |
¥53,772,662 |
¥5,072,662 |
| 10 |
2.10% |
¥450,290 |
¥54,034,785 |
¥5,334,785 |
| 10 |
2.20% |
¥452,481 |
¥54,297,714 |
¥5,597,714 |
| 10 |
2.30% |
¥454,679 |
¥54,561,448 |
¥5,861,448 |
| 10 |
2.40% |
¥456,883 |
¥54,825,987 |
¥6,125,987 |
| 10 |
2.50% |
¥459,094 |
¥55,091,331 |
¥6,391,331 |
| 10 |
2.60% |
¥461,312 |
¥55,357,478 |
¥6,657,478 |
| 10 |
2.70% |
¥463,537 |
¥55,624,430 |
¥6,924,430 |
| 10 |
2.80% |
¥465,768 |
¥55,892,184 |
¥7,192,184 |
| 10 |
2.90% |
¥468,006 |
¥56,160,741 |
¥7,460,741 |
| 10 |
3.00% |
¥470,251 |
¥56,430,099 |
¥7,730,099 |
