4890万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4890万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4890万円の住宅ローン|期間・年数別
4890万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥96,616 |
¥57,969,788 |
¥9,069,788 |
| 50 |
0.80% |
¥98,911 |
¥59,346,351 |
¥10,446,351 |
| 50 |
0.90% |
¥101,238 |
¥60,742,945 |
¥11,842,945 |
| 50 |
1.00% |
¥103,599 |
¥62,159,483 |
¥13,259,483 |
| 50 |
1.10% |
¥105,993 |
¥63,595,870 |
¥14,695,870 |
| 50 |
1.20% |
¥108,420 |
¥65,051,999 |
¥16,151,999 |
| 50 |
1.30% |
¥110,880 |
¥66,527,755 |
¥17,627,755 |
| 50 |
1.40% |
¥113,372 |
¥68,023,015 |
¥19,123,015 |
| 50 |
1.50% |
¥115,896 |
¥69,537,646 |
¥20,637,646 |
| 50 |
1.60% |
¥118,453 |
¥71,071,508 |
¥22,171,508 |
| 50 |
1.70% |
¥121,041 |
¥72,624,453 |
¥23,724,453 |
| 50 |
1.80% |
¥123,661 |
¥74,196,322 |
¥25,296,322 |
| 50 |
1.90% |
¥126,312 |
¥75,786,952 |
¥26,886,952 |
| 50 |
2.00% |
¥128,994 |
¥77,396,171 |
¥28,496,171 |
| 50 |
2.10% |
¥131,706 |
¥79,023,799 |
¥30,123,799 |
| 50 |
2.20% |
¥134,449 |
¥80,669,651 |
¥31,769,651 |
| 50 |
2.30% |
¥137,223 |
¥82,333,535 |
¥33,433,535 |
| 50 |
2.40% |
¥140,025 |
¥84,015,251 |
¥35,115,251 |
| 50 |
2.50% |
¥142,858 |
¥85,714,595 |
¥36,814,595 |
| 50 |
2.60% |
¥145,719 |
¥87,431,357 |
¥38,531,357 |
| 50 |
2.70% |
¥148,609 |
¥89,165,321 |
¥40,265,321 |
| 50 |
2.80% |
¥151,527 |
¥90,916,267 |
¥42,016,267 |
| 50 |
2.90% |
¥154,473 |
¥92,683,969 |
¥43,783,969 |
| 50 |
3.00% |
¥157,447 |
¥94,468,198 |
¥45,568,198 |
4890万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥105,592 |
¥57,019,569 |
¥8,119,569 |
| 45 |
0.80% |
¥107,861 |
¥58,245,106 |
¥9,345,106 |
| 45 |
0.90% |
¥110,161 |
¥59,486,918 |
¥10,586,918 |
| 45 |
1.00% |
¥112,491 |
¥60,744,948 |
¥11,844,948 |
| 45 |
1.10% |
¥114,850 |
¥62,019,130 |
¥13,119,130 |
| 45 |
1.20% |
¥117,240 |
¥63,309,396 |
¥14,409,396 |
| 45 |
1.30% |
¥119,659 |
¥64,615,667 |
¥15,715,667 |
| 45 |
1.40% |
¥122,107 |
¥65,937,864 |
¥17,037,864 |
| 45 |
1.50% |
¥124,585 |
¥67,275,897 |
¥18,375,897 |
| 45 |
1.60% |
¥127,092 |
¥68,629,672 |
¥19,729,672 |
| 45 |
1.70% |
¥129,628 |
¥69,999,091 |
¥21,099,091 |
| 45 |
1.80% |
¥132,193 |
¥71,384,048 |
¥22,484,048 |
| 45 |
1.90% |
¥134,786 |
¥72,784,433 |
¥23,884,433 |
| 45 |
2.00% |
¥137,408 |
¥74,200,131 |
¥25,300,131 |
| 45 |
2.10% |
¥140,057 |
¥75,631,022 |
¥26,731,022 |
| 45 |
2.20% |
¥142,735 |
¥77,076,980 |
¥28,176,980 |
| 45 |
2.30% |
¥145,441 |
¥78,537,876 |
¥29,637,876 |
| 45 |
2.40% |
¥148,173 |
¥80,013,575 |
¥31,113,575 |
| 45 |
2.50% |
¥150,933 |
¥81,503,938 |
¥32,603,938 |
| 45 |
2.60% |
¥153,720 |
¥83,008,823 |
¥34,108,823 |
| 45 |
2.70% |
¥156,533 |
¥84,528,082 |
¥35,628,082 |
| 45 |
2.80% |
¥159,373 |
¥86,061,565 |
¥37,161,565 |
| 45 |
2.90% |
¥162,239 |
¥87,609,118 |
¥38,709,118 |
| 45 |
3.00% |
¥165,131 |
¥89,170,582 |
¥40,270,582 |
4890万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥116,832 |
¥56,079,232 |
¥7,179,232 |
| 40 |
0.80% |
¥119,077 |
¥57,156,729 |
¥8,256,729 |
| 40 |
0.90% |
¥121,348 |
¥58,247,121 |
¥9,347,121 |
| 40 |
1.00% |
¥123,647 |
¥59,350,371 |
¥10,450,371 |
| 40 |
1.10% |
¥125,972 |
¥60,466,437 |
¥11,566,437 |
| 40 |
1.20% |
¥128,323 |
¥61,595,277 |
¥12,695,277 |
| 40 |
1.30% |
¥130,702 |
¥62,736,840 |
¥13,836,840 |
| 40 |
1.40% |
¥133,106 |
¥63,891,076 |
¥14,991,076 |
| 40 |
1.50% |
¥135,537 |
¥65,057,929 |
¥16,157,929 |
| 40 |
1.60% |
¥137,994 |
¥66,237,339 |
¥17,337,339 |
| 40 |
1.70% |
¥140,478 |
¥67,429,243 |
¥18,529,243 |
| 40 |
1.80% |
¥142,987 |
¥68,633,574 |
¥19,733,574 |
| 40 |
1.90% |
¥145,521 |
¥69,850,262 |
¥20,950,262 |
| 40 |
2.00% |
¥148,082 |
¥71,079,234 |
¥22,179,234 |
| 40 |
2.10% |
¥150,668 |
¥72,320,413 |
¥23,420,413 |
| 40 |
2.20% |
¥153,279 |
¥73,573,718 |
¥24,673,718 |
| 40 |
2.30% |
¥155,915 |
¥74,839,067 |
¥25,939,067 |
| 40 |
2.40% |
¥158,576 |
¥76,116,372 |
¥27,216,372 |
| 40 |
2.50% |
¥161,262 |
¥77,405,546 |
¥28,505,546 |
| 40 |
2.60% |
¥163,972 |
¥78,706,494 |
¥29,806,494 |
| 40 |
2.70% |
¥166,707 |
¥80,019,123 |
¥31,119,123 |
| 40 |
2.80% |
¥169,465 |
¥81,343,335 |
¥32,443,335 |
| 40 |
2.90% |
¥172,248 |
¥82,679,030 |
¥33,779,030 |
| 40 |
3.00% |
¥175,054 |
¥84,026,104 |
¥35,126,104 |
4890万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥131,307 |
¥55,148,798 |
¥6,248,798 |
| 35 |
0.80% |
¥133,527 |
¥56,081,255 |
¥7,181,255 |
| 35 |
0.90% |
¥135,770 |
¥57,023,609 |
¥8,123,609 |
| 35 |
1.00% |
¥138,038 |
¥57,975,837 |
¥9,075,837 |
| 35 |
1.10% |
¥140,328 |
¥58,937,914 |
¥10,037,914 |
| 35 |
1.20% |
¥142,642 |
¥59,909,815 |
¥11,009,815 |
| 35 |
1.30% |
¥144,980 |
¥60,891,511 |
¥11,991,511 |
| 35 |
1.40% |
¥147,340 |
¥61,882,970 |
¥12,982,970 |
| 35 |
1.50% |
¥149,724 |
¥62,884,160 |
¥13,984,160 |
| 35 |
1.60% |
¥152,131 |
¥63,895,045 |
¥14,995,045 |
| 35 |
1.70% |
¥154,561 |
¥64,915,587 |
¥16,015,587 |
| 35 |
1.80% |
¥157,014 |
¥65,945,746 |
¥17,045,746 |
| 35 |
1.90% |
¥159,489 |
¥66,985,481 |
¥18,085,481 |
| 35 |
2.00% |
¥161,987 |
¥68,034,748 |
¥19,134,748 |
| 35 |
2.10% |
¥164,508 |
¥69,093,499 |
¥20,193,499 |
| 35 |
2.20% |
¥167,052 |
¥70,161,688 |
¥21,261,688 |
| 35 |
2.30% |
¥169,617 |
¥71,239,264 |
¥22,339,264 |
| 35 |
2.40% |
¥172,205 |
¥72,326,175 |
¥23,426,175 |
| 35 |
2.50% |
¥174,815 |
¥73,422,367 |
¥24,522,367 |
| 35 |
2.60% |
¥177,447 |
¥74,527,785 |
¥25,627,785 |
| 35 |
2.70% |
¥180,101 |
¥75,642,370 |
¥26,742,370 |
| 35 |
2.80% |
¥182,776 |
¥76,766,064 |
¥27,866,064 |
| 35 |
2.90% |
¥185,473 |
¥77,898,806 |
¥28,998,806 |
| 35 |
3.00% |
¥188,192 |
¥79,040,532 |
¥30,140,532 |
4890万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥150,634 |
¥54,228,284 |
¥5,328,284 |
| 30 |
0.80% |
¥152,830 |
¥55,018,715 |
¥6,118,715 |
| 30 |
0.90% |
¥155,046 |
¥55,816,431 |
¥6,916,431 |
| 30 |
1.00% |
¥157,282 |
¥56,621,421 |
¥7,721,421 |
| 30 |
1.10% |
¥159,538 |
¥57,433,671 |
¥8,533,671 |
| 30 |
1.20% |
¥161,814 |
¥58,253,167 |
¥9,353,167 |
| 30 |
1.30% |
¥164,111 |
¥59,079,892 |
¥10,179,892 |
| 30 |
1.40% |
¥166,427 |
¥59,913,830 |
¥11,013,830 |
| 30 |
1.50% |
¥168,764 |
¥60,754,962 |
¥11,854,962 |
| 30 |
1.60% |
¥171,120 |
¥61,603,269 |
¥12,703,269 |
| 30 |
1.70% |
¥173,496 |
¥62,458,730 |
¥13,558,730 |
| 30 |
1.80% |
¥175,893 |
¥63,321,323 |
¥14,421,323 |
| 30 |
1.90% |
¥178,308 |
¥64,191,025 |
¥15,291,025 |
| 30 |
2.00% |
¥180,744 |
¥65,067,812 |
¥16,167,812 |
| 30 |
2.10% |
¥183,199 |
¥65,951,658 |
¥17,051,658 |
| 30 |
2.20% |
¥185,674 |
¥66,842,536 |
¥17,942,536 |
| 30 |
2.30% |
¥188,168 |
¥67,740,419 |
¥18,840,419 |
| 30 |
2.40% |
¥190,681 |
¥68,645,278 |
¥19,745,278 |
| 30 |
2.50% |
¥193,214 |
¥69,557,083 |
¥20,657,083 |
| 30 |
2.60% |
¥195,766 |
¥70,475,803 |
¥21,575,803 |
| 30 |
2.70% |
¥198,337 |
¥71,401,405 |
¥22,501,405 |
| 30 |
2.80% |
¥200,927 |
¥72,333,858 |
¥23,433,858 |
| 30 |
2.90% |
¥203,536 |
¥73,273,126 |
¥24,373,126 |
| 30 |
3.00% |
¥206,164 |
¥74,219,174 |
¥25,319,174 |
4890万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥177,726 |
¥53,317,708 |
¥4,417,708 |
| 25 |
0.80% |
¥179,897 |
¥53,969,135 |
¥5,069,135 |
| 25 |
0.90% |
¥182,085 |
¥54,625,631 |
¥5,725,631 |
| 25 |
1.00% |
¥184,291 |
¥55,287,189 |
¥6,387,189 |
| 25 |
1.10% |
¥186,513 |
¥55,953,803 |
¥7,053,803 |
| 25 |
1.20% |
¥188,752 |
¥56,625,465 |
¥7,725,465 |
| 25 |
1.30% |
¥191,007 |
¥57,302,167 |
¥8,402,167 |
| 25 |
1.40% |
¥193,280 |
¥57,983,902 |
¥9,083,902 |
| 25 |
1.50% |
¥195,569 |
¥58,670,659 |
¥9,770,659 |
| 25 |
1.60% |
¥197,875 |
¥59,362,430 |
¥10,462,430 |
| 25 |
1.70% |
¥200,197 |
¥60,059,204 |
¥11,159,204 |
| 25 |
1.80% |
¥202,537 |
¥60,760,970 |
¥11,860,970 |
| 25 |
1.90% |
¥204,892 |
¥61,467,716 |
¥12,567,716 |
| 25 |
2.00% |
¥207,265 |
¥62,179,431 |
¥13,279,431 |
| 25 |
2.10% |
¥209,654 |
¥62,896,103 |
¥13,996,103 |
| 25 |
2.20% |
¥212,059 |
¥63,617,717 |
¥14,717,717 |
| 25 |
2.30% |
¥214,481 |
¥64,344,260 |
¥15,444,260 |
| 25 |
2.40% |
¥216,919 |
¥65,075,717 |
¥16,175,717 |
| 25 |
2.50% |
¥219,374 |
¥65,812,075 |
¥16,912,075 |
| 25 |
2.60% |
¥221,844 |
¥66,553,317 |
¥17,653,317 |
| 25 |
2.70% |
¥224,331 |
¥67,299,427 |
¥18,399,427 |
| 25 |
2.80% |
¥226,835 |
¥68,050,389 |
¥19,150,389 |
| 25 |
2.90% |
¥229,354 |
¥68,806,186 |
¥19,906,186 |
| 25 |
3.00% |
¥231,889 |
¥69,566,800 |
¥20,666,800 |
4890万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥218,405 |
¥52,417,082 |
¥3,517,082 |
| 20 |
0.80% |
¥220,552 |
¥52,932,539 |
¥4,032,539 |
| 20 |
0.90% |
¥222,714 |
¥53,451,245 |
¥4,551,245 |
| 20 |
1.00% |
¥224,888 |
¥53,973,196 |
¥5,073,196 |
| 20 |
1.10% |
¥227,077 |
¥54,498,390 |
¥5,598,390 |
| 20 |
1.20% |
¥229,278 |
¥55,026,824 |
¥6,126,824 |
| 20 |
1.30% |
¥231,494 |
¥55,558,494 |
¥6,658,494 |
| 20 |
1.40% |
¥233,722 |
¥56,093,397 |
¥7,193,397 |
| 20 |
1.50% |
¥235,965 |
¥56,631,529 |
¥7,731,529 |
| 20 |
1.60% |
¥238,220 |
¥57,172,886 |
¥8,272,886 |
| 20 |
1.70% |
¥240,489 |
¥57,717,463 |
¥8,817,463 |
| 20 |
1.80% |
¥242,772 |
¥58,265,255 |
¥9,365,255 |
| 20 |
1.90% |
¥245,068 |
¥58,816,259 |
¥9,916,259 |
| 20 |
2.00% |
¥247,377 |
¥59,370,468 |
¥10,470,468 |
| 20 |
2.10% |
¥249,699 |
¥59,927,878 |
¥11,027,878 |
| 20 |
2.20% |
¥252,035 |
¥60,488,482 |
¥11,588,482 |
| 20 |
2.30% |
¥254,384 |
¥61,052,275 |
¥12,152,275 |
| 20 |
2.40% |
¥256,747 |
¥61,619,251 |
¥12,719,251 |
| 20 |
2.50% |
¥259,123 |
¥62,189,404 |
¥13,289,404 |
| 20 |
2.60% |
¥261,511 |
¥62,762,726 |
¥13,862,726 |
| 20 |
2.70% |
¥263,913 |
¥63,339,211 |
¥14,439,211 |
| 20 |
2.80% |
¥266,329 |
¥63,918,852 |
¥15,018,852 |
| 20 |
2.90% |
¥268,757 |
¥64,501,643 |
¥15,601,643 |
| 20 |
3.00% |
¥271,198 |
¥65,087,574 |
¥16,187,574 |
4890万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥286,258 |
¥51,526,417 |
¥2,626,417 |
| 15 |
0.80% |
¥288,383 |
¥51,908,945 |
¥3,008,945 |
| 15 |
0.90% |
¥290,518 |
¥52,293,302 |
¥3,393,302 |
| 15 |
1.00% |
¥292,664 |
¥52,679,487 |
¥3,779,487 |
| 15 |
1.10% |
¥294,819 |
¥53,067,500 |
¥4,167,500 |
| 15 |
1.20% |
¥296,985 |
¥53,457,339 |
¥4,557,339 |
| 15 |
1.30% |
¥299,161 |
¥53,849,003 |
¥4,949,003 |
| 15 |
1.40% |
¥301,347 |
¥54,242,490 |
¥5,342,490 |
| 15 |
1.50% |
¥303,543 |
¥54,637,801 |
¥5,737,801 |
| 15 |
1.60% |
¥305,750 |
¥55,034,932 |
¥6,134,932 |
| 15 |
1.70% |
¥307,966 |
¥55,433,883 |
¥6,533,883 |
| 15 |
1.80% |
¥310,193 |
¥55,834,651 |
¥6,934,651 |
| 15 |
1.90% |
¥312,429 |
¥56,237,236 |
¥7,337,236 |
| 15 |
2.00% |
¥314,676 |
¥56,641,636 |
¥7,741,636 |
| 15 |
2.10% |
¥316,932 |
¥57,047,848 |
¥8,147,848 |
| 15 |
2.20% |
¥319,199 |
¥57,455,871 |
¥8,555,871 |
| 15 |
2.30% |
¥321,476 |
¥57,865,703 |
¥8,965,703 |
| 15 |
2.40% |
¥323,763 |
¥58,277,342 |
¥9,377,342 |
| 15 |
2.50% |
¥326,060 |
¥58,690,786 |
¥9,790,786 |
| 15 |
2.60% |
¥328,367 |
¥59,106,032 |
¥10,206,032 |
| 15 |
2.70% |
¥330,684 |
¥59,523,079 |
¥10,623,079 |
| 15 |
2.80% |
¥333,011 |
¥59,941,923 |
¥11,041,923 |
| 15 |
2.90% |
¥335,348 |
¥60,362,563 |
¥11,462,563 |
| 15 |
3.00% |
¥337,694 |
¥60,784,996 |
¥11,884,996 |
4890万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥422,048 |
¥50,645,721 |
¥1,745,721 |
| 10 |
0.80% |
¥424,153 |
¥50,898,367 |
¥1,998,367 |
| 10 |
0.90% |
¥426,265 |
¥51,151,826 |
¥2,251,826 |
| 10 |
1.00% |
¥428,384 |
¥51,406,098 |
¥2,506,098 |
| 10 |
1.10% |
¥430,510 |
¥51,661,184 |
¥2,761,184 |
| 10 |
1.20% |
¥432,642 |
¥51,917,083 |
¥3,017,083 |
| 10 |
1.30% |
¥434,782 |
¥52,173,794 |
¥3,273,794 |
| 10 |
1.40% |
¥436,928 |
¥52,431,317 |
¥3,531,317 |
| 10 |
1.50% |
¥439,080 |
¥52,689,652 |
¥3,789,652 |
| 10 |
1.60% |
¥441,240 |
¥52,948,799 |
¥4,048,799 |
| 10 |
1.70% |
¥443,406 |
¥53,208,757 |
¥4,308,757 |
| 10 |
1.80% |
¥445,579 |
¥53,469,526 |
¥4,569,526 |
| 10 |
1.90% |
¥447,759 |
¥53,731,105 |
¥4,831,105 |
| 10 |
2.00% |
¥449,946 |
¥53,993,495 |
¥5,093,495 |
| 10 |
2.10% |
¥452,139 |
¥54,256,694 |
¥5,356,694 |
| 10 |
2.20% |
¥454,339 |
¥54,520,702 |
¥5,620,702 |
| 10 |
2.30% |
¥456,546 |
¥54,785,519 |
¥5,885,519 |
| 10 |
2.40% |
¥458,760 |
¥55,051,145 |
¥6,151,145 |
| 10 |
2.50% |
¥460,980 |
¥55,317,578 |
¥6,417,578 |
| 10 |
2.60% |
¥463,207 |
¥55,584,819 |
¥6,684,819 |
| 10 |
2.70% |
¥465,441 |
¥55,852,867 |
¥6,952,867 |
| 10 |
2.80% |
¥467,681 |
¥56,121,720 |
¥7,221,720 |
| 10 |
2.90% |
¥469,928 |
¥56,391,380 |
¥7,491,380 |
| 10 |
3.00% |
¥472,182 |
¥56,661,845 |
¥7,761,845 |