4920万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4920万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4920万円の住宅ローン|期間・年数別
4920万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥97,209 |
¥58,325,431 |
¥9,125,431 |
| 50 |
0.80% |
¥99,517 |
¥59,710,439 |
¥10,510,439 |
| 50 |
0.90% |
¥101,859 |
¥61,115,601 |
¥11,915,601 |
| 50 |
1.00% |
¥104,235 |
¥62,540,830 |
¥13,340,830 |
| 50 |
1.10% |
¥106,643 |
¥63,986,029 |
¥14,786,029 |
| 50 |
1.20% |
¥109,085 |
¥65,451,091 |
¥16,251,091 |
| 50 |
1.30% |
¥111,560 |
¥66,935,901 |
¥17,735,901 |
| 50 |
1.40% |
¥114,067 |
¥68,440,334 |
¥19,240,334 |
| 50 |
1.50% |
¥116,607 |
¥69,964,257 |
¥20,764,257 |
| 50 |
1.60% |
¥119,179 |
¥71,507,530 |
¥22,307,530 |
| 50 |
1.70% |
¥121,783 |
¥73,070,001 |
¥23,870,001 |
| 50 |
1.80% |
¥124,419 |
¥74,651,514 |
¥25,451,514 |
| 50 |
1.90% |
¥127,087 |
¥76,251,902 |
¥27,051,902 |
| 50 |
2.00% |
¥129,785 |
¥77,870,994 |
¥28,670,994 |
| 50 |
2.10% |
¥132,514 |
¥79,508,608 |
¥30,308,608 |
| 50 |
2.20% |
¥135,274 |
¥81,164,557 |
¥31,964,557 |
| 50 |
2.30% |
¥138,064 |
¥82,838,648 |
¥33,638,648 |
| 50 |
2.40% |
¥140,884 |
¥84,530,682 |
¥35,330,682 |
| 50 |
2.50% |
¥143,734 |
¥86,240,452 |
¥37,040,452 |
| 50 |
2.60% |
¥146,613 |
¥87,967,746 |
¥38,767,746 |
| 50 |
2.70% |
¥149,521 |
¥89,712,348 |
¥40,512,348 |
| 50 |
2.80% |
¥152,457 |
¥91,474,036 |
¥42,274,036 |
| 50 |
2.90% |
¥155,421 |
¥93,252,583 |
¥44,052,583 |
| 50 |
3.00% |
¥158,413 |
¥95,047,757 |
¥45,847,757 |
4920万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥106,240 |
¥57,369,382 |
¥8,169,382 |
| 45 |
0.80% |
¥108,523 |
¥58,602,438 |
¥9,402,438 |
| 45 |
0.90% |
¥110,837 |
¥59,851,869 |
¥10,651,869 |
| 45 |
1.00% |
¥113,181 |
¥61,117,616 |
¥11,917,616 |
| 45 |
1.10% |
¥115,555 |
¥62,399,616 |
¥13,199,616 |
| 45 |
1.20% |
¥117,959 |
¥63,697,797 |
¥14,497,797 |
| 45 |
1.30% |
¥120,393 |
¥65,012,083 |
¥15,812,083 |
| 45 |
1.40% |
¥122,856 |
¥66,342,391 |
¥17,142,391 |
| 45 |
1.50% |
¥125,349 |
¥67,688,632 |
¥18,488,632 |
| 45 |
1.60% |
¥127,872 |
¥69,050,713 |
¥19,850,713 |
| 45 |
1.70% |
¥130,423 |
¥70,428,533 |
¥21,228,533 |
| 45 |
1.80% |
¥133,004 |
¥71,821,987 |
¥22,621,987 |
| 45 |
1.90% |
¥135,613 |
¥73,230,963 |
¥24,030,963 |
| 45 |
2.00% |
¥138,251 |
¥74,655,347 |
¥25,455,347 |
| 45 |
2.10% |
¥140,917 |
¥76,095,016 |
¥26,895,016 |
| 45 |
2.20% |
¥143,611 |
¥77,549,845 |
¥28,349,845 |
| 45 |
2.30% |
¥146,333 |
¥79,019,703 |
¥29,819,703 |
| 45 |
2.40% |
¥149,082 |
¥80,504,456 |
¥31,304,456 |
| 45 |
2.50% |
¥151,859 |
¥82,003,962 |
¥32,803,962 |
| 45 |
2.60% |
¥154,663 |
¥83,518,079 |
¥34,318,079 |
| 45 |
2.70% |
¥157,494 |
¥85,046,659 |
¥35,846,659 |
| 45 |
2.80% |
¥160,351 |
¥86,589,550 |
¥37,389,550 |
| 45 |
2.90% |
¥163,234 |
¥88,146,597 |
¥38,946,597 |
| 45 |
3.00% |
¥166,144 |
¥89,717,641 |
¥40,517,641 |
4920万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥117,548 |
¥56,423,276 |
¥7,223,276 |
| 40 |
0.80% |
¥119,807 |
¥57,507,384 |
¥8,307,384 |
| 40 |
0.90% |
¥122,093 |
¥58,604,466 |
¥9,404,466 |
| 40 |
1.00% |
¥124,405 |
¥59,714,483 |
¥10,514,483 |
| 40 |
1.10% |
¥126,745 |
¥60,837,397 |
¥11,637,397 |
| 40 |
1.20% |
¥129,111 |
¥61,973,162 |
¥12,773,162 |
| 40 |
1.30% |
¥131,504 |
¥63,121,729 |
¥13,921,729 |
| 40 |
1.40% |
¥133,923 |
¥64,283,046 |
¥15,083,046 |
| 40 |
1.50% |
¥136,369 |
¥65,457,057 |
¥16,257,057 |
| 40 |
1.60% |
¥138,841 |
¥66,643,703 |
¥17,443,703 |
| 40 |
1.70% |
¥141,339 |
¥67,842,919 |
¥18,642,919 |
| 40 |
1.80% |
¥143,864 |
¥69,054,639 |
¥19,854,639 |
| 40 |
1.90% |
¥146,414 |
¥70,278,791 |
¥21,078,791 |
| 40 |
2.00% |
¥148,990 |
¥71,515,303 |
¥22,315,303 |
| 40 |
2.10% |
¥151,592 |
¥72,764,096 |
¥23,564,096 |
| 40 |
2.20% |
¥154,219 |
¥74,025,090 |
¥24,825,090 |
| 40 |
2.30% |
¥156,871 |
¥75,298,202 |
¥26,098,202 |
| 40 |
2.40% |
¥159,549 |
¥76,583,344 |
¥27,383,344 |
| 40 |
2.50% |
¥162,251 |
¥77,880,426 |
¥28,680,426 |
| 40 |
2.60% |
¥164,978 |
¥79,189,356 |
¥29,989,356 |
| 40 |
2.70% |
¥167,729 |
¥80,510,038 |
¥31,310,038 |
| 40 |
2.80% |
¥170,505 |
¥81,842,374 |
¥32,642,374 |
| 40 |
2.90% |
¥173,305 |
¥83,186,263 |
¥33,986,263 |
| 40 |
3.00% |
¥176,128 |
¥84,541,601 |
¥35,341,601 |
4920万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥132,112 |
¥55,487,134 |
¥6,287,134 |
| 35 |
0.80% |
¥134,346 |
¥56,425,312 |
¥7,225,312 |
| 35 |
0.90% |
¥136,603 |
¥57,373,447 |
¥8,173,447 |
| 35 |
1.00% |
¥138,885 |
¥58,331,517 |
¥9,131,517 |
| 35 |
1.10% |
¥141,189 |
¥59,299,497 |
¥10,099,497 |
| 35 |
1.20% |
¥143,518 |
¥60,277,360 |
¥11,077,360 |
| 35 |
1.30% |
¥145,869 |
¥61,265,079 |
¥12,065,079 |
| 35 |
1.40% |
¥148,244 |
¥62,262,621 |
¥13,062,621 |
| 35 |
1.50% |
¥150,643 |
¥63,269,953 |
¥14,069,953 |
| 35 |
1.60% |
¥153,064 |
¥64,287,039 |
¥15,087,039 |
| 35 |
1.70% |
¥155,509 |
¥65,313,842 |
¥16,113,842 |
| 35 |
1.80% |
¥157,977 |
¥66,350,322 |
¥17,150,322 |
| 35 |
1.90% |
¥160,468 |
¥67,396,435 |
¥18,196,435 |
| 35 |
2.00% |
¥162,981 |
¥68,452,139 |
¥19,252,139 |
| 35 |
2.10% |
¥165,518 |
¥69,517,386 |
¥20,317,386 |
| 35 |
2.20% |
¥168,076 |
¥70,592,128 |
¥21,392,128 |
| 35 |
2.30% |
¥170,658 |
¥71,676,315 |
¥22,476,315 |
| 35 |
2.40% |
¥173,262 |
¥72,769,894 |
¥23,569,894 |
| 35 |
2.50% |
¥175,888 |
¥73,872,811 |
¥24,672,811 |
| 35 |
2.60% |
¥178,536 |
¥74,985,011 |
¥25,785,011 |
| 35 |
2.70% |
¥181,206 |
¥76,106,434 |
¥26,906,434 |
| 35 |
2.80% |
¥183,898 |
¥77,237,022 |
¥28,037,022 |
| 35 |
2.90% |
¥186,611 |
¥78,376,713 |
¥29,176,713 |
| 35 |
3.00% |
¥189,346 |
¥79,525,443 |
¥30,325,443 |
4920万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥151,558 |
¥54,560,973 |
¥5,360,973 |
| 30 |
0.80% |
¥153,767 |
¥55,356,253 |
¥6,156,253 |
| 30 |
0.90% |
¥155,997 |
¥56,158,864 |
¥6,958,864 |
| 30 |
1.00% |
¥158,247 |
¥56,968,792 |
¥7,768,792 |
| 30 |
1.10% |
¥160,517 |
¥57,786,025 |
¥8,586,025 |
| 30 |
1.20% |
¥162,807 |
¥58,610,548 |
¥9,410,548 |
| 30 |
1.30% |
¥165,118 |
¥59,442,345 |
¥10,242,345 |
| 30 |
1.40% |
¥167,448 |
¥60,281,399 |
¥11,081,399 |
| 30 |
1.50% |
¥169,799 |
¥61,127,692 |
¥11,927,692 |
| 30 |
1.60% |
¥172,170 |
¥61,981,203 |
¥12,781,203 |
| 30 |
1.70% |
¥174,561 |
¥62,841,912 |
¥13,641,912 |
| 30 |
1.80% |
¥176,972 |
¥63,709,798 |
¥14,509,798 |
| 30 |
1.90% |
¥179,402 |
¥64,584,835 |
¥15,384,835 |
| 30 |
2.00% |
¥181,853 |
¥65,467,001 |
¥16,267,001 |
| 30 |
2.10% |
¥184,323 |
¥66,356,269 |
¥17,156,269 |
| 30 |
2.20% |
¥186,813 |
¥67,252,613 |
¥18,052,613 |
| 30 |
2.30% |
¥189,322 |
¥68,156,005 |
¥18,956,005 |
| 30 |
2.40% |
¥191,851 |
¥69,066,415 |
¥19,866,415 |
| 30 |
2.50% |
¥194,399 |
¥69,983,814 |
¥20,783,814 |
| 30 |
2.60% |
¥196,967 |
¥70,908,170 |
¥21,708,170 |
| 30 |
2.70% |
¥199,554 |
¥71,839,451 |
¥22,639,451 |
| 30 |
2.80% |
¥202,160 |
¥72,777,624 |
¥23,577,624 |
| 30 |
2.90% |
¥204,785 |
¥73,722,654 |
¥24,522,654 |
| 30 |
3.00% |
¥207,429 |
¥74,674,506 |
¥25,474,506 |
4920万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥178,816 |
¥53,644,811 |
¥4,444,811 |
| 25 |
0.80% |
¥181,001 |
¥54,300,234 |
¥5,100,234 |
| 25 |
0.90% |
¥183,203 |
¥54,960,758 |
¥5,760,758 |
| 25 |
1.00% |
¥185,421 |
¥55,626,374 |
¥6,426,374 |
| 25 |
1.10% |
¥187,657 |
¥56,297,077 |
¥7,097,077 |
| 25 |
1.20% |
¥189,910 |
¥56,972,860 |
¥7,772,860 |
| 25 |
1.30% |
¥192,179 |
¥57,653,714 |
¥8,453,714 |
| 25 |
1.40% |
¥194,465 |
¥58,339,631 |
¥9,139,631 |
| 25 |
1.50% |
¥196,769 |
¥59,030,602 |
¥9,830,602 |
| 25 |
1.60% |
¥199,089 |
¥59,726,617 |
¥10,526,617 |
| 25 |
1.70% |
¥201,426 |
¥60,427,665 |
¥11,227,665 |
| 25 |
1.80% |
¥203,779 |
¥61,133,736 |
¥11,933,736 |
| 25 |
1.90% |
¥206,149 |
¥61,844,819 |
¥12,644,819 |
| 25 |
2.00% |
¥208,536 |
¥62,560,900 |
¥13,360,900 |
| 25 |
2.10% |
¥210,940 |
¥63,281,968 |
¥14,081,968 |
| 25 |
2.20% |
¥213,360 |
¥64,008,009 |
¥14,808,009 |
| 25 |
2.30% |
¥215,797 |
¥64,739,010 |
¥15,539,010 |
| 25 |
2.40% |
¥218,250 |
¥65,474,955 |
¥16,274,955 |
| 25 |
2.50% |
¥220,719 |
¥66,215,830 |
¥17,015,830 |
| 25 |
2.60% |
¥223,205 |
¥66,961,619 |
¥17,761,619 |
| 25 |
2.70% |
¥225,708 |
¥67,712,307 |
¥18,512,307 |
| 25 |
2.80% |
¥228,226 |
¥68,467,876 |
¥19,267,876 |
| 25 |
2.90% |
¥230,761 |
¥69,228,310 |
¥20,028,310 |
| 25 |
3.00% |
¥233,312 |
¥69,993,590 |
¥20,793,590 |
4920万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥219,744 |
¥52,738,659 |
¥3,538,659 |
| 20 |
0.80% |
¥221,905 |
¥53,257,278 |
¥4,057,278 |
| 20 |
0.90% |
¥224,080 |
¥53,779,166 |
¥4,579,166 |
| 20 |
1.00% |
¥226,268 |
¥54,304,320 |
¥5,104,320 |
| 20 |
1.10% |
¥228,470 |
¥54,832,736 |
¥5,632,736 |
| 20 |
1.20% |
¥230,685 |
¥55,364,412 |
¥6,164,412 |
| 20 |
1.30% |
¥232,914 |
¥55,899,344 |
¥6,699,344 |
| 20 |
1.40% |
¥235,156 |
¥56,437,529 |
¥7,237,529 |
| 20 |
1.50% |
¥237,412 |
¥56,978,962 |
¥7,778,962 |
| 20 |
1.60% |
¥239,682 |
¥57,523,640 |
¥8,323,640 |
| 20 |
1.70% |
¥241,965 |
¥58,071,558 |
¥8,871,558 |
| 20 |
1.80% |
¥244,261 |
¥58,622,711 |
¥9,422,711 |
| 20 |
1.90% |
¥246,571 |
¥59,177,095 |
¥9,977,095 |
| 20 |
2.00% |
¥248,895 |
¥59,734,704 |
¥10,534,704 |
| 20 |
2.10% |
¥251,231 |
¥60,295,533 |
¥11,095,533 |
| 20 |
2.20% |
¥253,582 |
¥60,859,577 |
¥11,659,577 |
| 20 |
2.30% |
¥255,945 |
¥61,426,829 |
¥12,226,829 |
| 20 |
2.40% |
¥258,322 |
¥61,997,283 |
¥12,797,283 |
| 20 |
2.50% |
¥260,712 |
¥62,570,934 |
¥13,370,934 |
| 20 |
2.60% |
¥263,116 |
¥63,147,773 |
¥13,947,773 |
| 20 |
2.70% |
¥265,532 |
¥63,727,795 |
¥14,527,795 |
| 20 |
2.80% |
¥267,962 |
¥64,310,993 |
¥15,110,993 |
| 20 |
2.90% |
¥270,406 |
¥64,897,358 |
¥15,697,358 |
| 20 |
3.00% |
¥272,862 |
¥65,486,884 |
¥16,286,884 |
4920万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥288,014 |
¥51,842,530 |
¥2,642,530 |
| 15 |
0.80% |
¥290,152 |
¥52,227,404 |
¥3,027,404 |
| 15 |
0.90% |
¥292,301 |
¥52,614,120 |
¥3,414,120 |
| 15 |
1.00% |
¥294,459 |
¥53,002,674 |
¥3,802,674 |
| 15 |
1.10% |
¥296,628 |
¥53,393,067 |
¥4,193,067 |
| 15 |
1.20% |
¥298,807 |
¥53,785,298 |
¥4,585,298 |
| 15 |
1.30% |
¥300,996 |
¥54,179,365 |
¥4,979,365 |
| 15 |
1.40% |
¥303,196 |
¥54,575,267 |
¥5,375,267 |
| 15 |
1.50% |
¥305,406 |
¥54,973,002 |
¥5,773,002 |
| 15 |
1.60% |
¥307,625 |
¥55,372,569 |
¥6,172,569 |
| 15 |
1.70% |
¥309,855 |
¥55,773,968 |
¥6,573,968 |
| 15 |
1.80% |
¥312,096 |
¥56,177,195 |
¥6,977,195 |
| 15 |
1.90% |
¥314,346 |
¥56,582,250 |
¥7,382,250 |
| 15 |
2.00% |
¥316,606 |
¥56,989,131 |
¥7,789,131 |
| 15 |
2.10% |
¥318,877 |
¥57,397,835 |
¥8,197,835 |
| 15 |
2.20% |
¥321,158 |
¥57,808,361 |
¥8,608,361 |
| 15 |
2.30% |
¥323,448 |
¥58,220,708 |
¥9,020,708 |
| 15 |
2.40% |
¥325,749 |
¥58,634,872 |
¥9,434,872 |
| 15 |
2.50% |
¥328,060 |
¥59,050,852 |
¥9,850,852 |
| 15 |
2.60% |
¥330,381 |
¥59,468,646 |
¥10,268,646 |
| 15 |
2.70% |
¥332,713 |
¥59,888,251 |
¥10,688,251 |
| 15 |
2.80% |
¥335,054 |
¥60,309,665 |
¥11,109,665 |
| 15 |
2.90% |
¥337,405 |
¥60,732,886 |
¥11,532,886 |
| 15 |
3.00% |
¥339,766 |
¥61,157,910 |
¥11,957,910 |
4920万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥424,637 |
¥50,956,431 |
¥1,756,431 |
| 10 |
0.80% |
¥426,755 |
¥51,210,627 |
¥2,010,627 |
| 10 |
0.90% |
¥428,880 |
¥51,465,641 |
¥2,265,641 |
| 10 |
1.00% |
¥431,012 |
¥51,721,473 |
¥2,521,473 |
| 10 |
1.10% |
¥433,151 |
¥51,978,124 |
¥2,778,124 |
| 10 |
1.20% |
¥435,297 |
¥52,235,592 |
¥3,035,592 |
| 10 |
1.30% |
¥437,449 |
¥52,493,878 |
¥3,293,878 |
| 10 |
1.40% |
¥439,608 |
¥52,752,981 |
¥3,552,981 |
| 10 |
1.50% |
¥441,774 |
¥53,012,901 |
¥3,812,901 |
| 10 |
1.60% |
¥443,947 |
¥53,273,638 |
¥4,073,638 |
| 10 |
1.70% |
¥446,127 |
¥53,535,191 |
¥4,335,191 |
| 10 |
1.80% |
¥448,313 |
¥53,797,560 |
¥4,597,560 |
| 10 |
1.90% |
¥450,506 |
¥54,060,744 |
¥4,860,744 |
| 10 |
2.00% |
¥452,706 |
¥54,324,743 |
¥5,124,743 |
| 10 |
2.10% |
¥454,913 |
¥54,589,557 |
¥5,389,557 |
| 10 |
2.20% |
¥457,127 |
¥54,855,185 |
¥5,655,185 |
| 10 |
2.30% |
¥459,347 |
¥55,121,627 |
¥5,921,627 |
| 10 |
2.40% |
¥461,574 |
¥55,388,882 |
¥6,188,882 |
| 10 |
2.50% |
¥463,808 |
¥55,656,950 |
¥6,456,950 |
| 10 |
2.60% |
¥466,049 |
¥55,925,830 |
¥6,725,830 |
| 10 |
2.70% |
¥468,296 |
¥56,195,522 |
¥6,995,522 |
| 10 |
2.80% |
¥470,550 |
¥56,466,026 |
¥7,266,026 |
| 10 |
2.90% |
¥472,811 |
¥56,737,340 |
¥7,537,340 |
| 10 |
3.00% |
¥475,079 |
¥57,009,464 |
¥7,809,464 |